Associate Consultant Jobs At Global Payments

Great that you're thinking about a career with BSI! BSI Consulting Services is a trusted and agenda-shaping partner providing ‘best practice' technical, regulatory, and business expertise and intelligence for our clients' most critical EHS, Supply Chain, and Digital risks and opportunities to achieve greater resilience, impact, and future-readiness. Job Title: Construction EHS Consultant Location: Manassas, VA About the role: We are excited to present this opportunity to a mid-level EHS professional who wants to work within a team of high-performing Construction EHS Professionals in the Manassas, VA area . We are looking for an enthusiastic individual who enjoys tackling complex problems to find the best solution(s). We want a confident, communicative leader who rises to the challenge to promote safe daily work practices. We'd love an individual who shows initiative and enjoys collaboration, because our best work doesn't always come from one person alone. Do you find yourself poking holes in processes in order to make a program stronger? Do you have a desire to expand your career? This role may be perfect for you! Responsibilities: Provide support to large-scale construction projects by initiating and attending meetings, performing site walks, and ensuring contract requirements are in place Perform construction safety field audits and field data collection using a variety of system platforms such as Predictive Solutions, Construct Secure, etc. Analyze worker health and safety data for negative and positive trends Educate various stakeholder groups on EHS requirements and best practices Collect data, create timely reports, and communicate trends from field inspections to stakeholder groups. Observe work practices onsite and strive to create solutions that optimize employee health and wellness at all times Ability to coach craft worker personnel on OSHA/Client requirements and expectations Well versed with Microsoft programs such as Word, Excel and PowerPoint (knowledge of Excel Pivot Tables is a plus) May deliver technical training and lead meetings with client and trade partner EHS professionals Ability to develop training programs and slide decks for construction EHS topics Lead meetings as the representative from EHS Build programs in collaboration with the greater EHS team Lead incident investigations to drive future improvement, safe conditions and work practices Possess a willingness to continuously learn about new and established processes - be enthusiastic! Have ability to both lead and take direction - ask questions! Be a self-starter and show initiative Previous experience as a Construction EHS Owners Representative is welcomed To be successful in the role, you will have: Minimum of 5 years of construction safety experience required A minimum of a Bachelor's degree is required. A degree in Environmental Science, Occupational Health and Safety, Biology, Chemistry, Engineering, or a related field is strongly preferred to support technical understanding in construction and EHS applications A strong working knowledge of OSHA standards and ability to interpret and apply federal, state, and local EHS regulations in dynamic construction environments A solutions-oriented mindset with the ability to assess risks, identify improvements, and implement corrective actions with minimal supervision Demonstrated commitment to professional growth through continuous learning, certifications, or formal training related to construction safety, risk management, or environmental compliance Willingness to pursue and ability to obtain advanced safety certifications such as the Safety Trained Supervisor Construction (STSC), Construction Health and Safety Technician (CHST), or Certified Safety Professional (CSP) What we offer: BSI offers a competitive salary, group-sponsored health and dental, short-term and long-term disability, a company-matched 401k plan, company paid life insurance, 11 paid holidays and 4 weeks paid time off. Mileage is compensated based on standard rates. Continuous education courses will be reimbursed if the candidate can demonstrate the courses' applicability/benefit to the role. The salary for this position can range from $95,200 - $118,000 annually; actual compensation is based on various factors, including but not limited to, the candidate's competencies, level of experience, education, location, divisional budget and internal peer compensation comparisons. Our Excellence Behaviors: Client-centric, Agile, Collaborative. These three behaviors represent how we do things at BSI. They help us ensure that BSI is a great place to work and a highly successful business. BSI is an Equal Opportunity Employer and we are committed to diversity. BSI is conducting face-to-face interviews where appropriate and possible. If you are invited to a face-to-face interview but feel more comfortable with conducting the interview virtually, please speak to a member of our recruitment team.

BSI Consulting Services is a trusted and agenda-shaping partner providing ‘best practice' technical, regulatory, and business expertise and intelligence for our clients' most critical EHS, Supply Chain, and Digital risks and opportunities to achieve greater resilience, impact, and future-readiness. Job Title: Healthcare Environmental, Health, and Safety (EHS) Consultant Location: San Jose or Oakland, CA (travel to client sites in the area will be required) About the role: BSI's Consulting Services Division in the Northern California Bay Area is looking for mid to senior level Healthcare Environmental, Health, and Safety (EHS) Consultant with experience in EHS consulting and/or corporate EHS program management who are highly motivated by the cultivation of long-term and mutually rewarding relationships with clients, coworkers, and partners. The successful candidates will have a history of performing healthcare environmental, health and safety technical work and servicing clients. Successful candidates should have experience within healthcare (including hospitals, clinics, or other patient care facilities) and consulting. Responsibilities: Developing strategic plans to implement and design written EHS programs and procedures specific to the Healthcare industry to include: Injury and Illness Prevention Emergency Action Plan Waste Management Ergonomics Workplace Violence Biosafety Hazardous Materials (chemical and biological) Radiation Safety Controlled Substance Safe Patient Handling Environment of Care Performing basic project management and internal customer management Job Hazard Analysis and Root Cause Analysis Assisting clients with Regulatory Inspections to include (Joint Commission, DNV, OSHA, CUPA, Medical Waste, Radiation, Controlled Substance, Fire Department, Chemical Management, Storm Water, EPA, and BAAQMD) Developing and delivering First Aid, CPR, and Emergency Response training, drills, and programs May supervise and/or mentor junior staff To be successful in the role, you will have: This position requires a BS in a related EHS, engineering or sciences related field Associate Safety Professional (ASP) / Certified Safety Professional (CSP) or ASP/CSP Eligible Certified Healthcare Safety Professional (CHSP) highly desirable Medical degree - nursing, emergency medical technician (EMT), physical therapist/occupational therapist is a plus Certified to train First Aid / CPR / AED courses is a plus 7+ years of experience with hospital health, safety and environmental programs Direct experience working in a hospital setting BSI offers a competitive total reward package, an independent and varied job in an international environment, flexible working hours, ongoing training and development with the inclusion of 20-days annual leave, bank holidays, medical, dental, vision, and life insurance, 401(K) with company contribution, short-term and long-term disability, maternal leave, paid parental leave, paid bereavement leave, learning and development opportunities, and a wide range of flexible benefits that you can tailor to suit your lifestyle. The salary for this position can range from $100,000-140,000 annually; actual compensation is based on various factors, including but not limited to, the candidate's competencies, level of experience, education, location, divisional budget, and internal peer compensation comparisons. Do you believe the world deserves excellence? We are proud to be the business improvement company for other organizations to become more sustainable and resilient and finally to inspire trust in their products, systems, services, and the world we live in. Headquartered in London, BSI is the world's first national standards organization with more than 100 years of experience. We are a global partner for 86,000 companies and organizations in over 193 countries, offering development, auditing, certification, and training services, including innovative software solutions and cyber security expertise for all industries: from aerospace and automotive to food, construction, energy, healthcare, IT and trade sectors. Incorporated by Royal Charter, we're truly impartial, and home to the ultimate mark of trust, the Kitemark. Through our unique combination of consulting, training, assurance and regulatory services we bring solid and broad knowledge to every company. If you want to contribute to this inspiring challenge, bring your open and enthusiastic mindset to our dynamic team, apply now and become part of the BSI family! D&I Policy BSI is committed to ensuring the diversity of our workforce reflects that of our clients and the communities in which we operate. Our goal is to create a sense of belonging for all employees by providing opportunities to develop, grow, and engage with our global organization all while having fun doing great work. BSI is a community where everyone can thrive. If you require any reasonable accommodations to be made on account of a disability or impairment throughout out our recruiting process, please inform your Talent Acquisition Partner.

The ECPMO Strategy Analyst plays a critical role to inform resource allocation and project prioritization decisions within the Enterprise Change Management Office (ECPMO). Reporting to the Sr. Manager, Enterprise Strategic Planning, this role is responsible for deriving trends and insights from portfolio data related to workforce limitations, project effectiveness, and strategic alignment. The ECPMO Strategy Analyst will work with the Sr. Manager and counterparts in Finance to develop insights that inform decisions related to resource allocation and prioritization of projects aligning to strategic goals. ECPMO Strategy Analysts will coordinate with ECPMO Portfolio Managers to elevate these insight and recommendations to the appropriate executives for decision. The Enterprise Change and Project Management Office (ECPMO) is a centralized function that drives strategic alignment, governance, and delivery excellence across enterprise-wide initiatives. The ECPMO enables effective change management, project execution, and the realization of business value. Position Responsibilities: Portfolio and Financial Analysis Support development of enterprise OKR targets aligned to strategic drivers in coordination with financial planners. Reconcile completed project outcomes with OKR targets and financial plans as part of the closure process. Conduct financial trend analysis of projects and programs, ensuring budget adherence, cost-benefit analysis, and return on investment (ROI) tracking. Identify resource bottlenecks or workforce limitations and provide recommendations to mitigate portfolio impacts. Conduct trend analysis to determine portfolio progress against goals and recommended actions to close plan gaps. Stakeholder Engagement & Communication Facilitate planning workshops to develop enterprise OKR targets aligned to strategic drivers. Coordinate with ECPMO Portfolio Managers to providing clear insights and recommendations to executives for project decisions. Advanced Reporting and Change Management Develop reporting dashboards and other analytical tools to track project health, ROI, and expenditures within the project portfolio. Track and manage enterprise OKRs tied to strategic drivers such as growing deposits, customer experience and remediation efforts. Leverage data visualization tools and reporting software to generate executive-level reports and dashboards. Review and assess portfolio data quality and hygiene to include both upstream and downstream data connections. Other duties as assigned. Position Qualifications Bachelor's Degree from an accredited university or High School Diploma or GED with 4 years of Business strategy, Change and/or Project Management experience 4 years of experience developing or analyzing project business cases 4 years of experience with data analytics and providing insights and recommendations 2 years of experience presenting analysis to leadership 2 years of experience structuring business case data to identify outcomes and underlying drivers Work Best Category: Category C - Days in the office will either be designated days or will vary week to week from 2-5 days Hours: 8:00am - 5:00pm Monday - Friday, this position includes both onsite and remote work Salary: To Be Determined Based on Individual Experience About Comerica We know our employees are critical to our overall success and we are dedicated to investing in their future. One of the ways we do this is to offer a comprehensive Total Rewards package designed to recognize and reward individual performance, as well support health, well-being, development and security for our colleagues and their family. Total Rewards consists of cash compensation, development and flexible benefit programs designed to meet individual needs today and in the future. Your salary will be commensurate with your work experience and our programs are reviewed regularly to ensure each remain competitive. We are proud to offer benefits such as health and welfare programs, strong retirement benefits, and generous paid time off programs. You and your eligible family members, including domestic partners and their children, can participate in medical, dental, and vision benefits, 401(k) and pension, income protection benefits such as life insurance, AD&D, and supplemental health programs to offset unexpected health care expenses. We also have a variety of time off programs for things like vacation, sick time, disability, and parental leave. Eligibility for some programs varies based on employment status and tenure. Upon offer, Comerica conducts a comprehensive background and fingerprint check. Your fingerprints will be used to check the criminal history records of the FBI and may be subscribed in the FBI's Record of Arrest and Prosecution Background (“RAP Back”) service, which provides ongoing notification to the Company of any updates to your criminal history. NMLS certification requirement: where applicable, a favorable background check screening, credit check, fingerprint check, and NMLS certification is required in accordance with the SAFE Act. Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, and strategically aligned into three major business segments; the Commercial Bank, the Retail Bank, and Wealth Management. Comerica's colleagues focus on relationships, and helping people and businesses be successful. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico. Comerica is proud to be an Equal Opportunity Employer - veterans/individuals with disabilities, committed to workplace diversity.

Job Title: Lender Finance Credit Analyst Analyst will support the investment team in sourcing, analyzing and executing lender finance investments across various commercial and consumer asset types. The role requires strong analytical skills and an understanding of financial modeling. Analyst will work closely with colleagues in executing lender finance and NAV lending opportunities. Key Responsibilities: Conduct in-depth credit analysis on potential senior debt investments, including static pool analysis and industry research Evaluate the creditworthiness and performance track record of borrower candidates Assist in the preparation of investment memos and presentations for internal committees Support the deal team through all stages of due diligence, from origination to closing Qualifications*: Experience: 1 year minimum experience in a credit-related role at a bank, alternative credit fund or investment bank with a focus on debt capital markets Skills: Strong modeling and analytical skills Excellent communication and writing skills Proficiency in Microsoft Excel Naturally inquisitive with an interest in specialty finance Overview: MidCap Financial Services, LLC (“MCF”) is a specialty finance company with principal offices in Washington, D.C. (Bethesda, MD), Chicago, New York, and Los Angeles that provides debt solutions to middle-market companies across all domestic industries. MCF is managed by Apollo Capital Management, a subsidiary of global asset manager Apollo Global Management ($600+ billion AUM). MCF is expanding rapidly, with over $50 billion of commitments under management as of December 2023. MCF provides a broad array of corporate debt solutions to finance acquisitions, growth capital, and working capital needs of middle-market companies. The Leveraged Finance & Financial Sponsors Group underwrites First Lien, Second Lien, Unitranche, and Mezzanine cash flow loans to North American and European private equity-backed firms. The Company is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee based on race, color, religion, creed, national origin or ancestry, sex, age, physical or mental disability, veteran or military status, genetic information, sexual orientation, marital status, or any other legally recognized protected basis under federal, state, or local law. The information collected by this application is solely to determine suitability for employment, verify identity, and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation under the Americans with Disabilities Act and certain state or local laws. A reasonable accommodation is a change in the way things are normally done which will ensure an equal employment opportunity without imposing undue hardship on the Company. Please inform the Company if you need assistance completing this application or to otherwise participate in the application process.

Our client is looking for a Healthcare Consultant! Are you ready to shape the future of neuroscience, mental health, and clinical research? Join a high-impact team at the cutting edge of healthcare innovation, working directly with senior executives and visionary investors to drive change across the industry. If you thrive in fast-paced environments, love turning complex ideas into actionable strategies, and want to make a real difference in brain health, see the below: What You'll Do: Translate high-level discussions into clear, actionable deliverables and strategic recommendations Analyze business operations, create financial forecasts, and support data-driven decision-making Manage multiple projects and facilitate cross-team accountability Engage confidently with C-suite leaders, clinicians, and industry partners Leverage your expertise in healthcare consulting, CNS disorders, and regulatory environments (DEA, FDA, HHS, etc.) Prepare executive-ready presentations and support industry events Required Qualifications 3-5 years' experience in healthcare consulting, ideally with a background at a top-tier firm (MBB, LEK) or similar. Demonstrated expertise in neuroscience, mental health, neurology, or related fields; familiarity with psychedelics and their clinical applications is highly desirable. Strong business analysis, financial modeling, and forecasting skills. Proficiency with project management tools (e.g., Asana, Monday.com, Smartsheet) and experience managing multiple workstreams. Excellent PowerPoint/slide creation skills; able to translate complex ideas into compelling, executive-ready presentations. Exposure to healthcare operations, clinical trial environments, and regulatory frameworks (DEA, FDA, HHS, etc.). Engagement: W-2 or C2C Start date: ASAP Location: San Francisco Bay Area (hybrid - onsite visits will be needed)

Our client is looking for a Healthcare Consultant! Are you ready to shape the future of neuroscience, mental health, and clinical research? Join a high-impact team at the cutting edge of healthcare innovation, working directly with senior executives and visionary investors to drive change across the industry. If you thrive in fast-paced environments, love turning complex ideas into actionable strategies, and want to make a real difference in brain health, see the below: What You'll Do: Translate high-level discussions into clear, actionable deliverables and strategic recommendations Analyze business operations, create financial forecasts, and support data-driven decision-making Manage multiple projects and facilitate cross-team accountability Engage confidently with C-suite leaders, clinicians, and industry partners Leverage your expertise in healthcare consulting, CNS disorders, and regulatory environments (DEA, FDA, HHS, etc.) Prepare executive-ready presentations and support industry events Required Qualifications 3-5 years' experience in healthcare consulting, ideally with a background at a top-tier firm (MBB, LEK) or similar. Demonstrated expertise in neuroscience, mental health, neurology, or related fields; familiarity with psychedelics and their clinical applications is highly desirable. Strong business analysis, financial modeling, and forecasting skills. Proficiency with project management tools (e.g., Asana, Monday.com, Smartsheet) and experience managing multiple workstreams. Excellent PowerPoint/slide creation skills; able to translate complex ideas into compelling, executive-ready presentations. Exposure to healthcare operations, clinical trial environments, and regulatory frameworks (DEA, FDA, HHS, etc.). Engagement: W-2 or C2C Start date: ASAP Location: San Francisco Bay Area (hybrid - onsite visits will be needed)

Our client is looking for a Healthcare Consultant! Are you ready to shape the future of neuroscience, mental health, and clinical research? Join a high-impact team at the cutting edge of healthcare innovation, working directly with senior executives and visionary investors to drive change across the industry. If you thrive in fast-paced environments, love turning complex ideas into actionable strategies, and want to make a real difference in brain health, see the below: What You'll Do: Translate high-level discussions into clear, actionable deliverables and strategic recommendations Analyze business operations, create financial forecasts, and support data-driven decision-making Manage multiple projects and facilitate cross-team accountability Engage confidently with C-suite leaders, clinicians, and industry partners Leverage your expertise in healthcare consulting, CNS disorders, and regulatory environments (DEA, FDA, HHS, etc.) Prepare executive-ready presentations and support industry events Required Qualifications 3-5 years' experience in healthcare consulting, ideally with a background at a top-tier firm (MBB, LEK) or similar. Demonstrated expertise in neuroscience, mental health, neurology, or related fields; familiarity with psychedelics and their clinical applications is highly desirable. Strong business analysis, financial modeling, and forecasting skills. Proficiency with project management tools (e.g., Asana, Monday.com, Smartsheet) and experience managing multiple workstreams. Excellent PowerPoint/slide creation skills; able to translate complex ideas into compelling, executive-ready presentations. Exposure to healthcare operations, clinical trial environments, and regulatory frameworks (DEA, FDA, HHS, etc.). Engagement: W-2 or C2C Start date: ASAP Location: San Francisco Bay Area (hybrid - onsite visits will be needed)

Bank in Midtown, Manhattan is seeking a BSA Analyst for a long-term, temp-to-perm assignment. Responsibilities: Conduct high risk customer EDD reviews and assess potential suspicious activity Review and clear alerts generated by OFAC watchlist screening and 314(a) information requests in the BSA/AML transaction monitoring system. Ensure that all transactions/customers deemed suspicious are referred to the BSA Officer in a timely manner. Review and clear suspicious activity alerts generated by the Bank's BSA/AML transaction monitoring system. Escalate alerts to cases for further review in a timely manner, as appropriate. Qualifications: Bachelor's Degree 1-5 years of previous experience of AML/BSA/ within banking Knowledge of Federal regulations (especially BSA/AML/OFAC) Proficient knowledge of MS Word, Excel, Access. Strong analytical and organizational skills; a proactive and fast learner with an eye for details as well as excellent time management and prioritization skills

If you seek a fast-paced, people-first firm with a collaborative culture, StoneTurn may be the right place for you. StoneTurn, a global professional services firm, works with law firms, corporations, and government agencies in solving the most complex and consequential business issues. StoneTurn has earned the trust of clients and regulators worldwide by deploying multidisciplinary teams of industry leaders to provide unique expertise with forensics and investigations, risk and compliance, data and technology, economic and dispute advisory, and strategic business consulting. Founded in 2004, StoneTurn operates from offices across five continents and is widely lauded for its commitment to collaboration, integrity, and independence. StoneTurn is seeking a qualified Senior Consultant specializing in Complex Business Litigation and Intellectual Property to join our team. Job Summary StoneTurn's Complex Business Litigation and Intellectual Property professionals possess significant experience providing a range of litigation support and transactional services. Drawing from diverse backgrounds in licensing, economics, law and finance, StoneTurn has provided IP services to client companies ranging from start-up organizations to Fortune 50 multinational enterprises, and for a majority of the NLJ 50 law firms. In this role you will be responsible for advanced analyses and managing portions of client engagements. You will add value to our team by having previous experience in financial dispute consulting within the litigation environment. This position requires you to be a person with strong interpersonal, communication and technical skills. Responsibilities Economic consulting projects including relating to expert reports in complex commercial and intellectual property litigation matters Understand and incorporate client needs and objectives into work plans and work product Ability to gather, organize, understand, analyze and summarize supporting documentation Read, understand, interpret financial statements and records and perform analyses. Compile and analyze facts and circumstances to formulate, substantiate and critique various damages theories, claims or conclusions Understand, develop and utilize computer models streamlining detailed and potentially complex information into clear and concise analyses Develop and communicate work product, both orally and in writing to management and clients Draft reports noting findings including the preparation of tables, exhibits and charts Assist with engagement management administration, including budgeting, billing and conflict checks Develop and maintain client relationships and internal relationships Supervise Consultants and Interns assisting with gathering, organizing and understanding supporting documentation as well as providing quality control Mentor and develop Consultants and Interns Required qualifications Bachelor's degree in business, finance or economics A minimum three years of strong experience in economics or finance Supervisory experience a plus Strong analytical, technical and interpersonal skills Strong written and verbal skills Excellent prioritization skills Commitment to exemplary client service delivery Must be flexible with work schedule and travel requirements of client service projects Desirable qualifications Advanced business degree business in finance or economics MBA, ASA, and/or CFA, a plus Professional services or consulting experience preferred, national CPA or consulting firm experience is a plus Network of relationships with law firms and corporate legal departments Foreign language capabilities are a plus We offer competitive compensation and benefit packages. Applicants for employment in US must have work authorization that does not now or in the future require sponsorship by StoneTurn. StoneTurn provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status or genetics. For additional information, go to ******************

Our client is looking for a Healthcare Consultant! Are you ready to shape the future of neuroscience, mental health, and clinical research? Join a high-impact team at the cutting edge of healthcare innovation, working directly with senior executives and visionary investors to drive change across the industry. If you thrive in fast-paced environments, love turning complex ideas into actionable strategies, and want to make a real difference in brain health, see the below: What You'll Do: Translate high-level discussions into clear, actionable deliverables and strategic recommendations Analyze business operations, create financial forecasts, and support data-driven decision-making Manage multiple projects and facilitate cross-team accountability Engage confidently with C-suite leaders, clinicians, and industry partners Leverage your expertise in healthcare consulting, CNS disorders, and regulatory environments (DEA, FDA, HHS, etc.) Prepare executive-ready presentations and support industry events Required Qualifications 3-5 years' experience in healthcare consulting, ideally with a background at a top-tier firm (MBB, LEK) or similar. Demonstrated expertise in neuroscience, mental health, neurology, or related fields; familiarity with psychedelics and their clinical applications is highly desirable. Strong business analysis, financial modeling, and forecasting skills. Proficiency with project management tools (e.g., Asana, Monday.com, Smartsheet) and experience managing multiple workstreams. Excellent PowerPoint/slide creation skills; able to translate complex ideas into compelling, executive-ready presentations. Exposure to healthcare operations, clinical trial environments, and regulatory frameworks (DEA, FDA, HHS, etc.). Engagement: W-2 or C2C Start date: ASAP Location: San Francisco Bay Area (hybrid - onsite visits will be needed)

Support senior team members and management in all aspects of warehouse finance transaction origination, underwriting, and execution Manage the lifecycle of financing transactions, including onboarding, funding operations, waterfalls, reporting, etc. Work closely with team members to ensure proper maintenance of the transaction and market information database Prepare various internal memoranda including credit memos and management reports Prepare routine and ad hoc data analysis and reporting Review and comprehend real estate loan documentation Review and analyze financial statements and perform credit analyses Perform market analysis and related research Participate in transaction due diligence calls and meetings, as appropriate Review and participate in providing comments on basic lending facility legal documents Assist in preparing cashflow analysis and modeling related to the collateral Requirements: Bachelor's degree from a top-tier school, ideally in Finance, Business, Economics, Accounting, or a related field. Master's degree a plus. 1 - 3 years of experience in investment banking, structured finance, corporate finance, consulting, or real estate with a strong track record of high performance. Excellent presentation, interpersonal, written, and oral communication skills; ability to communicate complicated and technical points clearly High energy, results-oriented, dependable individual who will enjoy the challenge of a rapidly evolving global organization. Understanding of real estate, economics, and market trends. Prior exposure to real estate or asset-based lending a plus. Familiarity with basic accounting principles. Expertise with Excel and PowerPoint. Experience with SQL a plus. The candidate must be highly motivated and work with minimal supervision but also work well with teams. Must have excellent organizational skills and be able to meet the demands and deadlines that are a part of this position. Attention to detail is a must.

AML Analyst Key job responsibilities: - Reviewing alerts: Analyzing AML alerts generated in FCRM, and look for the specific AML alerts category (potential red flags) like - structuring, high-risk high-volume transaction, change in behavior, etc. - Review the alerted activity and 30 days of recent activity on the account including appropriate research to explain why the activity is performed. - Customer profile checks: Verifying customer information against existing records to understand the legitimacy of transactions and the customer's expected activity. - Basic investigation: Conducting initial research using internal systems and external data sources to gather information about the transaction, parties involved, and potential risks. - Review the alerted activity and 30 days of recent activity on the account including appropriate research to explain why the activity is performed. - Alert disposition: Deciding whether to close an alert as non-suspicious with no further action recommended escalate it to a higher level for more robust & thorough investigations - Documentation: Record their findings and rationale for the decision made on the alert in a specific format provided with FCRM update - Compliance adherence: Ensuring all reviews are conducted in accordance with established AML policies, regulations, and internal procedures. Key Skills: - Basic understanding of AML regulations: Familiarity with Bank Secrecy Act (BSA), OFAC sanctions, and other relevant anti-money laundering laws. - Analytical skills: Ability to identify patterns, analyze complex data, and draw logical conclusions from available information. - Attention to detail: High level of accuracy when reviewing transactions and documenting findings and recommend action with detailed rationale. - Investigative skills: Capability to gather and assess information from various sources to support decision-making - Basic knowledge of financial products and services: Understanding different types of transactions, customer profiles, and potential red flags associated with various financial activities TCS Employee Benefits Summary: • Discretionary Annual Incentive. • Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans. • Family Support: Maternal & Parental Leaves. • Insurance Options: Auto & Home Insurance, Identity Theft Protection. • Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement. • Time Off: Vacation, Time Off, Sick Leave & Holidays. • Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing. Salary: $55,000 - $80,000 per year #LI-DH1 Location Cincinnati, OH Job Function BUSINESS PROCESS SERVICES Role Analyst Job Id 360182 Desired Skills Risk AML

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa Technology & Operations LLC, a Visa Inc. company, needs a Software Engineer - Sr. Consultant level (multiple openings) in Austin, TX to: Analyze, document, design, code, unit test, and implement solutions for system enhancements, and production fixes. Collaborate with business units and technical staff to understand business requirements for use in designing appropriate solutions. Evaluate options and provide recommendations on scope and scale of effort required to implement final requirements. Build and maintain effective relationships across functional areas to provide superior product support. Cultivate and suggest ideas for the extension of current systems to new products and services. Identify opportunities for further enhancements and refinements to standards, processes, and systems. Provide rotational 24x7 on call support for problem analysis and resolution as scheduled. Ensure on-schedule delivery of a high-quality product that meets business and technical requirements. Participate in design and code review sessions as appropriate to ensure the quality of work delivered by teammates is in accordance with development standards. Position reports to the Austin, Texas office and may allow for partial telecommuting. Qualifications Basic Qualifications: Bachelor's degree in Computer Science, Software Engineering, or related field and 8 years of progressive, post-baccalaureate experience in the job offered or in a Software Engineer - Sr. Consultant level-related occupation. Alternatively, a Master's degree in Computer Science, Software Engineering, or related field and 5 years of experience in the job offered or in a Software Engineer - Sr. Consultant level-related occupation. 5 years of software design and development experience in IBM Basic assembly language and successors and Virtual Storage Access Method (VSAM). Designing and developing solutions for highly scalable, highly available complex systems. Reading mainframe dumps for problem troubleshooting and resolutions with the use of ipcs. C or C++, Object-Oriented Development, and TCP/IP. Writing technical design and building documentation for all aspects of a project. Additional Information Worksite: Austin, TX This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Travel Requirements: This position does not require travel. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is $155,709.00 USD to $229,300.00 USD USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa Technology & Operations LLC, a Visa Inc. company, needs a Software Engineer - Sr. Consultant level (multiple openings) in Austin, TX to Design, implement, and evolve highly scalable and fault-tolerant distributed components. Design and develop developer/testing tools, APIs, abstractions, and integration patterns for a lean SDLC process. Advocate for software development best practices. Design, lead, implement and evolve applications. Support in triaging and troubleshooting of highly distributed services in a production environment. Document design tradeoffs and longterm architecture decisions. Advocate for software development best practices. Some domestic travel may be required. Position reports to the Austin, Texas office and may allow for partial telecommuting. Qualifications Basic Qualifications: Employer will accept a Master's degree in Computer Science or related field and 5 years of experience in the job offered or in a software engineer-related occupation. Position requires experience in the following: GoLang, Scala, Haskell, or Clojure; Development lifecycles including version control, build process, testing, and code release; Operating system internals; Distributed database; Distributed computing; System Design; and Data Structures and Algorithms. Additional Information Worksite: Austin, TX This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Travel Requirements: Some domestic travel may be required. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is $155,709.00 USD to $229,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for an annual bonus and equity. Visa has a comprehensive benefits package for which this position is eligible that includes Medical, Dental, Vision, 401(k), Employee Stock Purchase Program, FSA/HSA, Life Insurance, Paid Time off and Wellness Programs.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. Essential Functions: Designs and develops enhancements to existing software and guides the development of code that complies with design specifications and meets security best practices. Engages with solution engineering teams and product owners across teams by leading code/design reviews. Leverages back-end technical expertise on underlying systems/platforms across teams and telemetry analyses to propose scalable improvements in code, processes, and designs with an emphasis on customer/business objectives. Designing and implementing test automation code to ensure high-quality software delivery. Developing, testing, and documenting software programs. Developing micro services using Java, Sprint boot, Kafka and MySQL. Applying the appropriate standards, processes, procedures, and tools throughout the system development life cycle to support the generation of engineering applications and products. Supporting and/or installs software applications/operating systems. Performing code reviews to verify changes meet development requirements and deploying and staging code in development environments. Developing database queries, or code that generates queries and fixes bugs found in existing codebases. Contributing to authoring large project deployment procedures. Developing large applications independently and designing multi-tier solutions. Producing highly scalable, high performing applications. The Skills You Bring: **We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa. This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Qualifications Basic Qualifications: 8+ years of relevant work experience with a Bachelor's Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD Desire to work with and share new and innovative ideas, constantly expanding your knowledge. Analytical, strong organization and planning skills. Ability to work on complex technical and business problems while creative solutions. 7+ years of experience with Core Java and Java web application development for RESTful web services. 5+ years of years of strong knowledge w/ Spring Framework, Sprint boot and Build Tools, such as Maven. 7+ years of strong knowledge in accessing data using Spring Data, JPA and JDBC. Strong OOP Design Skills and experience with design patterns.. Ability to understand and author APIs. 3+ years of working knowledge in Reactive and Event drive programming using Kafka. Practice in Test-driven Development. Good knowledge in multi-threading and concurrency. Experience with CI/CD using Jenkins , Docker, Kubernetes. Working with Checkmarx, Qualys, Aqua and similar code/system scanners and remediation for security focused development. Strong knowledge in optimizing SQL, Stored Procedure is a plus. Profession experience in using ETL tool Clover DX to implement import and export data flows. Experience working with API automation with Java based frameworks (Rest Assured, TestNg or JUnit) or JavaScript based frameworks (Jasmine or Jest). Experience in AI/ML is a plus. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 143,200.00 to 207,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. Commercial Money Movement Solutions (CMS) division's charter is to capture new sources of money movement through card and non-card flows, including Visa Business Solutions, Government Solutions and Visa Direct which presents an enormous growth opportunity. Our team brings payment solutions and associated services to clients around the globe. Our global clients and partners deploy our solutions to serve the needs of Small Businesses, Middle Market Clients, Large Corporate Clients, Multi Nationals and Governments. The Visa Business Solutions (VBS) and Visa Government Solutions (VGS) team is a world-class technology organization experiencing tremendous, double-digit growth as we expand products into new payment flows and continue to grow our core card solutions. This is an incredibly exciting team to join as we expand globally. VCS Platform & Acceptance is part of Visa Commercial Solutions vertical of Visa's Technology organization. We are responsible tor designing, developing, and implementing Virtual Cards, payables, and acceptance commercial platforms to drive incremental revenue. We develop new offerings/products and enhance existing Visa Commercial Solutions product lines including Commercial B2B platforms. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: The Software Engineer - Sr. Consultant role is key to our ongoing transformation, requiring you to solve challenging business problems and build highly scalable, user-friendly applications. Key responsibilities include: Designing, documenting, and implementing new systems, enhancements, and modifications to existing software that aligns with design specifications, security, and Java best practices. Leverage innovative technologies to build the next generation of services and application stack Interacting with both business and technical stakeholders to deliver high-quality products and services that meet business requirements, using the latest tools and technology. Delivering zero-defect code and ensuring the team's deliverables meet or exceed business expectations. Design, implement and evolve highly scalable and fault-tolerant web based applications. Identifying opportunities for product innovation and improvements to best practices, standards, and processes. Contribute to efficient development process pipeline by leveraging best-in-class CI/CD tools. Mentoring junior developers to ensure timely delivery of good quality code. Presenting technical solutions, capabilities, considerations, and features in business terms. Communicating status, issues, and risks effectively and timely. Working independently to develop software that conforms to Visa's high standards of security, quality, performance, resiliency, and compliance. Independently creating multiple design artifacts for projects and presenting designs to team members and other stakeholders. Collaborating with Technical Product Managers to break down solutions into smaller achievable tasks. Supporting test engineers and operation teams in troubleshooting, defect research, issue root cause analysis, etc. Essential Functions: You are a Java full stack developer having strong experience in front-end technologies, including HTML, CSS, JavaScript, modern JavaScript frameworks (e.g., Angular, React, Vue.js and experience with RESTful APIs, web services and strong proficiency in Java Spring framework. Working experience with Kafka, Redis, or NoSQL datastores is a plus. Hands on experience with database technologies like MySQL, DB2, Oracle. You have strong experience with Agile development incorporating Continuous Integration and Continuous Delivery, utilizing technologies such as GIT, Maven, Jenkins, Chef, Sonar, JUnit. Strong in understanding and writing simple and complex SQL. Strong in OOP concepts and design patterns. Experience in a technical leadership role Understanding of architecture and operations of highly available and scalable applications. Strong oral and written communications skills are required. Working familiarity with the entire software development lifecycle including version control, build process, testing, and code release. Strong interpersonal and analytical skills. Exceptional troubleshooting and analytical skills. Ability to multi task and handle multiple competing priorities with minimal direction from management. Must work well within a team in a fast-paced high performance organization. We count on your curiosity and creativity, to want to understand the requirements and our processes and want to come up with creative solutions. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking' beyond traditional solutions Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications •8+ years of relevant work experience with a Bachelor's Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications •9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD •Proven knowledge of successful design, architecture and development of Shared Services and framework including Micro Services, Container Technologies, Caching, API gateway and Security. •Be equally passionate about technology and solving large-scale complex business problems. •Have a proven-track record within a technical lead role to produce innovative and simple solutions to complex problems •Take responsibility to be able to perform the roles in the SDLC, including development, testing, CI/CD automation, and ensuring production stability. •Continuous delivery and Dev Ops experience - infrastructure automation, monitoring, logging, auditing and security implementation and practices. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 159,100.00 to 230,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Design, build and manage data ingestion pipelines using multiple technology technical stack including OpenSearch, Kafka, and Druid using open-source packages. Design and Build Application in Dockers and Kubernetes Develop and Build Python Based application for Automation and Task management. Ensure data integrity, quality, and security throughout the data lifecycle end-to-end in open-source platform. Build multiple data pipelines to ingest unstructured data in real time for advance data analytics. Collaborate with cross-functional teams to understand data requirements and deliver solutions. **We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa. This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Qualifications Basic Qualifications •8+ years of relevant work experience with a Bachelor's Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications •9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD •Strong problem-solving skills with attention to detail. •Excellent Communication and Collaboration skills. •Experience with Cloud-based Data Engineering solutions is preferred. •Experience with Big Data Technologies such as Hadoop, Kafka and Spark are preferred •Knowledge in Generative AI or Generative AI tools is preferred. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking' beyond traditional solutions Technology Expertise: 2+ years of experience in OpenSearch/Elastic Search(required) 7+ years of experience in Apache Kafka, Apache Spark, Apache Hadoop(required). 5+ years of experience in Docker and Kubernetes (highly preferred). 8+ years of experience in Python & JAVA/J2EE Programming and Shell scripting (required). 5+ years of experience in Cloud Applications (highly preferred). Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 143,200.00 to 207,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Works directly with product owners to gather and refine requirements across products, adding and taking into account existing tools and solutions across the organization. Develops and designs advanced architect solutions that are robust and scalable, considering integrations with other solutions across the internal technical ecosystem. Provides domain expertise on the development of technical documentation of solutions and contributes to standard processes in technical documentation as needed. Plays a key role in the development and delivery of new features across products from end-to-end. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking' beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Qualifications Basic Qualifications 8+ years of relevant work experience with a Bachelor's Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 143,200.00 to 207,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Join the Future of Payments at Visa! Are you ready to shape the future of payments and work with cutting-edge technology? Visa is at the forefront of a rapidly evolving industry, investing heavily in innovative solutions. We're looking for highly motivated developers to join our team and work on both groundbreaking products and modernizing existing systems. Why Visa? The payment industry is evolving at a rapid pace, with countless innovative ideas transforming the market. Visa is a leading force in this space, making significant strides in becoming a tech-driven company. If you're excited about working in a dynamic environment that promises innovation for the next 5 to 10 years, Visa is the place to be. Your Role As a part of the Risk and Identity Solutions (RaIS) team, you will be responsible for developing critical risk and fraud prevention applications and services. Your work will involve: Idea Generation & Architecture: Contribute to the brainstorming, design, and architecture of new solutions. Development & Testing: Develop and test applications using bleeding-edge AI tools like ChatGPT, GitHub Copilot, and other homegrown solutions. Innovation & Impact: Design new software solutions or refactor existing ones to enhance performance and maintainability, all while making a significant impact on our products and services. What We Offer: Innovative Environment: Work with cutting-edge AI tools and technologies. Professional Growth: Opportunities to learn and grow in a fast-paced industry. Impactful Work: Play a key role in preventing fraud and enhancing security for Visa and its clients. Hybrid Work Model: This position offers a flexible hybrid work environment. Employees can alternate time between remote and office work. Typically, you'll be expected to work from the office 2-3 days a week, with the goal of being in the office 50% or more of the time based on business needs. Ideal Candidates We are seeking a highly skilled and experienced Senior Consultant Software Engineer to join our dynamic team. The ideal candidate will demonstrate expertise in architecture, platform performance improvement, and data analytics for decision-making, with a strong background in databases. This role requires a proactive individual who can lead and collaborate across teams to design, develop, and optimize robust and scalable solutions Key Responsibilities Architecture and Design Lead the design and development of system architectures for various product components, ensuring alignment with business and technical requirements. Translate functional and non-functional requirements into comprehensive system designs, explaining how components interact across teams. Conduct design reviews and guide junior team members, ensuring adherence to non-functional requirements (NFRs) and architectural standards. Identify and mitigate risks in solutions, communicating potential impacts to senior engineers and stakeholders. Platform Performance Improvement Leverage data analysis and statistical techniques to identify patterns, trends, and defects impacting platform performance. Optimize applications and solutions by implementing performance enhancements based on insights from data and telemetry analyses. Pilot new technology capabilities and features to enhance user experience and system efficiency. Collaborate with cross-functional teams to implement automation that increases the effectiveness and efficiency of systems and tools. Data and Analytics for Decision Making Utilize advanced knowledge of data analysis to review and interpret complex issues affecting multiple components, proposing and implementing solutions. Define critical metrics and measures to assess the feasibility and performance of delivery across multiple features and capabilities. Develop and enhance software developer tools to support the creation, debugging, and maintenance of code, ensuring robust data-driven decision-making processes. Database Management Design and implement scalable database solutions that support product requirements and performance objectives. Collaborate with stakeholders to gather and refine database requirements, ensuring integration with other solutions across the technical ecosystem. Maintain and optimize databases to ensure high availability, reliability, and performance. Provide technical expertise and oversight for database-related issues, ensuring timely and effective resolution. Required Work Experience and Proficiencies: Experience with cloud platforms and services. Knowledge of security best practices and compliance standards. Familiarity with automation and continuous integration/continuous deployment (CI/CD) processes. Minimum four (4) years of experience in a leadership role, whether with or without direct reports, including mentoring other developers and spearheading intra-team and cross-team projects. At least three (3) years of hands-on experience with container-based technologies. Exceptional Java programming skills, with substantial experience in Java microservices frameworks such as Spring or Quarkus. Profound knowledge of SQL, No-SQL databases, and data streaming/queuing technologies like AMQ and Kafka. Proficient in clean coding practices, architectural design, and software design principles. Extensive experience in migrating and modernizing software stacks. Solid understanding of secure coding practices and expertise in mitigating security vulnerabilities. Capable of establishing and maintaining robust development conventions and best practices for handling cross-cutting concerns. This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Qualifications Basic Qualifications 8+ years of relevant work experience with a Bachelor's Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD •Master's in Math, Science, Engineering, Computer Science, Information Systems, or related field + 6 years of experience •Bachelor's in Math, Science, Engineering, Computer Science, Information Systems, or related field + 8 years of experience •11 years of relevant experience without a degree •Strong database management and optimization background. •Expert in data analysis and statistical methods for problem-solving. •Excellent communication and teamwork skills, with leadership and mentoring abilities. •Proficiency in relevant programming languages and tools. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 127,300.00 to 184,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.