Hancock Whitney jobs in New Orleans, LA

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: The Fair and Responsible Banking Data Analyst supports compliance with fair lending and community reinvestment requirements - specifically Equal Credit Opportunity Act (ECOA), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA), and Unfair, Deceptive, or Abusive Acts or Practices (UDAAP). The role involves advanced data analytics, model oversight, monitoring, dashboarding, and supporting senior management and regulators in assessing risk across the bank's product, service and geographic footprint. ESSENTIAL DUTIES & RESPONSIBILITIES: * Perform loan-level and product-level analyses (using SAS, SQL, Power BI, etc) to assess potential disparities in underwriting, pricing, redlining, steering, and other fair-lending risk drivers. * Develop and maintain workpapers documenting scope, assumptions, methodology, and outcomes for each analysis. * Run CRA lending performance reports (including for Low and Moderate Income [LMI] and underserved geographies), support demographic/mapping analysis for CRA assessment-areas. * Produce dashboards, summary reports, and presentations capturing FARB/CRA risks, emerging trends and key risk indicators (KRIs) for senior management, audit and regulatory reviews. * Draft and maintain written procedures for analytical standards and techniques under the program. * Collaborate with model validation teams on regression and other statistical/model-based reviews of products, pricing or underwriting to assess for bias/disparate impact. Ensure interpretations and conclusions are properly documented. * Develop, maintain and monitor KRIs for fair-lending risk and trend identification. MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: * Bachelor's degree (mathematics, statistics, economics, data science or equivalent) + ≈ 5 years' relevant experience; OR Master's in a quantitative field + ≈ 3 years; OR PhD in quantitative field with * Certification or experience in SAS programming, SQL or other programming languages. * Experience with Power BI (or other visualization tools) required. * Knowledge of model-risk management concepts as applied to fair lending/compliance. * Demonstrated knowledge of ECOA, FHA, HMDA, CRA, UDAAP and discrimination risk concepts, fair-lending procedures and regulatory expectations. * Preferred: Experience with a fair-lending analytics tool (e.g., RiskExec or similar). ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: * Ability to travel if required to perform the essential job functions * Ability to work under stress and meet deadlines * Ability to operate related equipment to perform the essential job functions * Ability to read and interpret a document if required to perform the essential job functions * Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: The Equipment Finance (EF) Portfolio Manager 3 (PM3) provides credit underwriting and portfolio administration support to all EF product segments for intermediate transactions. The PM3 works with limited guidance and oversight to timely and accurately facilitate and contribute their initial credit risk assessment to the EF transaction review process; manages the subsequent credit screening process; performs detailed credit underwriting with clear and concise drafting of credit memorandums; clearly communicates their assessment with the EF Group Portfolio Manager, Relationship Managers, the Director of EF and Credit Officers; facilitates the loan/lease closing process and ongoing portfolio administration, monitoring and surveillance. Mentor to and trainer of Junior EF PMs. ESSENTIAL DUTIES & RESPONSIBILITIES: Works in conjunction with deal team (Relationship Manager, credit officer, Asset Manager, EF credit team, Director of EF) to screen deals for viability, credit structure, business issues, pricing, asset risk, residual risk, documentation, legal, and other relevant issues in order to recommend credit opportunities and proposals. Ability to underwrite and manage credit relationships greater than or equal to $25MM with complex structures, capital stacks that are growing in complexity, and risk profiles that are growing in complexity. Ability to manage a portfolio of in excess of $300MM across (approximately) 30+ relationships. Pre-Underwriting to synthesize and address key risks (credit, repayment, structure, asset support, documentation, adequate return for risk, execution, and reputational risk). Supports the potential originate to syndicate transactions, sell side opportunities, and Corporate Credit Profile Relationships. Prepares confidential information memorandums to help support sell down transactions and originate to syndicate transactions. Underwrites new buy side loan and lease transactions accurately and timely for credit approval Underwrites or provides underwriting support for transactions for EF transactions in Bank markets, providing EF specialty and consulting as needed and for transactions that have defined capital markets sell side and syndication potential. Works directly with EF Relationship Managers to obtain all necessary financial statements and transaction information in order to analyze credit requests. Assists in the review and approval of lease and loan documentation, whether internally or externally prepared, to ensure accuracy and completion in accordance with loan approval. Assists in ordering equipment and collateral valuations and reviews Collateral Gap Analyses. Track Loan and Lease Agreement compliance ensuring that relationships within the EF portfolio are monitored per the terms of the Loan Agreement and bank policy. Monitors and works with Relationship Manager and other EF teammates to clear payment Past Dues. Performs annual reviews to assess obligor and guarantor performance and risks associated with the transaction. Tracks and resolves document exceptions related to closing and ongoing exceptions. Monitor credit status and quality of loans and leases on a regularly scheduled basis, including assessment of current risk rating. Keeps informed of current economic conditions and legislation, which may affect customer relationships and the Commercial Line of Business. Tests obligor and guarantor operating performance against original underwriting and projections upon receipt of required reporting information (i.e. monthly, quarterly, semi-annual, or annual financial statements, etc.). Assists and mentors junior EF Portfolio Managers. Supports and assists other EF teammates as workload and ad hoc project load dictates. Works in conjunction with direct supervision of the EF Portfolio Group Manager and partners with other Relationship Managers. SUPERVISORY RESPONSIBILITIES: NONE MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Bachelor's degree in Business Administration, Finance, Accounting or a related field. Master's degree, CPA Preferred. Successful completion of a formal credit training or certificate program and experience underwriting and closing tax-exempt transactions preferred. 5+ years of credit analysis experience; working with Credit Analysts/ Underwriters, Relationship Managers or bankers, with the understanding of Bank risk tolerances and recommendations on transaction viability and credit worthiness. Experience assisting Senior Bank Officers with a variety of intermediate to complex transactions. Ability to interpret personal and business tax returns and financial statements. Ability to use sound logic to solve problems with effective solutions. Strong written and verbal communication and ability to prioritize effectively. Intermediate knowledge of equipment finance and commercial lending services, documentation, underwriting and regulatory guidelines. Advanced understanding of financial ratios and business principles, and strong analytical skills with an ability to question assumptions. Intermediate knowledge of credit analysis and lending/leasing functions. Intermediate knowledge of typical equipment finance and bank products and services. Developing knowledge of Debt Capital Markets and the Macro Economic drivers. ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to travel if required to perform the essential job functions. Ability to work under stress and meet deadlines. Ability to operate related equipment to perform the essential job functions. Ability to read and interpret a document if required to perform the essential job functions. Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: A Teller at Hancock Whitney is primarily focused on creating 5-Star client interactions. These excellent service experiences are centered around accurate cash handling, speed of service, superior problem resolution, risk mitigation through fraud detection, and personalized value-added client discussions. ESSENTIAL DUTIES & RESPONSIBILITIES: Works to build, maintain, and grow client relationships through quality, personalized client interactions based on 5-star client service, according to company standards. Handles client transactional needs such as processing deposits, withdrawals, check cashing requests, credit card advances, money orders, and other forms of negotiable items. Handles client servicing requests such as service charge clarity and account maintenance. Maintains a working knowledge of products, services, and processes offered. Achieve required level of outbound phone calls using client and prospect lead list to educate clients on digital solutions and financial need resolution. Educates clients within the financial center on digital solutions such as mobile, online, and ATM offerings all centered around convenience. Refers clients to internal business partners as client needs are discovered. Assist with financial center morning and evening duties to include opening and closing the vault, working and locking the Night Depository, setting up workstation with supplies and cash, and balancing drawer/financial center. Assist in managing operational loss within a financial center to include: seeking supervisory override for transactions outside of authority, proper hold placement for loss mitigation, and superior balancing. Accurately utilizes equipment and remains knowledgeable of equipment functionality to perform role. Adheres to professionalism standards to include demeanor, dress, and station orderliness. May function in a mentor capacity offering guidance, instruction, and coaching to fellow associates enforcing policy and procedure. Assists in the responsibility of managing the lobby by actively engaging, greeting and directing client lobby traffic. Performs research for clients as needed. Other duties and special projects as assigned by Management. Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: High School Diploma or general education degree (GED). Minimum of 6 months cash handling and customer service experience required. Previous sales and referral experience strongly preferred. ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to travel if required to perform the essential job functions. Ability to work under stress and meet deadlines. Ability to operate related equipment to perform the essential job functions. Ability to read and interpret a document if required to perform the essential job functions. Ability to lift/move/carry approximately 30 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: This position is responsible for proactively growing and deepening relationships with both existing and new small business clients. These clients are typically companies with up to $2 million in annual revenues. This position will deepen the client relationship by presenting product and service solutions that meet the client's needs and financial goals, including consumer and small business. These products and services include deposits, treasury and credit solutions, as well as referring related banking products and services. In addition, the position will reach out into the community by visiting businesses, making outbound calls to clients and may conduct educational seminars in the community. ESSENTIAL DUTIES & RESPONSIBILITIES: Follows the sales management process ensuring a regular calling program to clients and prospects is in place in order to generate high quality new deposits and loan business from existing clients and prospects Meets with existing clients and prospects through personal calling efforts and other contacts to discuss business needs and recommend ways in which the bank can help provide business solutions to all their financial needs. Assists in planning the portfolio growth through the development of a business plan in alignment with departmental budget and consistent with overall Bank asset/liability management objectives. Coordinates with internal business partners to ensure the client consumer and small business needs and financial goals are met. Maintains up-to-date knowledge of competitors' products and pricing in the market served. Reviews deposit profitability analysis and outlines strategies to bring unprofitable accounts back to profitable status. Works with borrowing clients to procure updated financial information on an ongoing basis. Communications lending decisions to clients. Follows up on loan exception to ensure timely clearing, while controlling the volume of exceptions. Serves as a representative in various civic and community functions to further enhance its image and develop additional business. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Bachelor's degree for a four-year college or university or equivalent years of experience 4-6 years of experience as a Business Banker Proven ability to meet sales goals, including credit products and internal business partner referrals Skilled in proactively sourcing, acquiring, building and maintaining relationships with clients and co-workers Working knowledge of Microsoft Office skills including Word, Excel and Outlook Significant experience in a role as a business advocate Advanced knowledge and understanding of retail and/or small business products and strategies Advanced knowledge and understanding of banking products and services Significant experience sourcing small business clientele Demonstrated understanding of complex financial accounting and analysis Significant experience leading or participating in events and activities for local networks or professional organizations, such as the chamber of commerce, professional business groups, or chapter of national organizations such as the United Way. ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Effective organizational, multi-tasking and prioritization skills Excellent verbal, written and interpersonal communication skills Ability to work independently without supervision Ability to provide exceptional customer satisfaction to retain and grow client banking relationship Ability to travel if required to perform the essential job functions Ability to work under stress and meet deadlines Ability to operate related equipment to perform the essential job functions Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. Intern - Bank Secrecy Act JOB FUNCTION / SUMMARY: The Bank Secrecy Act Analyst Intern is responsible for assisting in the monitoring and reporting of customer and transaction information in accordance with the requirements of the Bank Secrecy Act and related laws and regulations. Specific duties may include the preparation and review of Currency Transaction Reports and monetary instrument recordkeeping requirements, monitoring of Customer Identification Program (CIP) compliance through validation and exception reporting, and/or support of day-to-day BSA operations related to Office of Foreign Assets Control and Sanctions screening. The Intern is responsible for participating in and contributing to a variety of initiatives and projects as well while gaining a working hands-on knowledge of the subject matter(s) covered. Responsibilities may include, but are not limited to, developing expertise in the assigned areas, analyzing and reporting on various subjects, coordinating efforts across and within business lines, assisting with various client activities and communicating with various levels of internal staff and external clients. ESSENTIAL DUTIES & RESPONSIBILITIES: Examines system generated reports to determine if situations meet the established criteria for filing of CTR's or recordkeeping requirements. Conducts analysis on transactional data to make determinations of irregular activity through understanding of industry norms, historical customer activity and regulatory definitions of suspicious activity. Conducts investigations of suspect account activity using the Bank's resources (i.e., system software, reports, databases, and system applications). Reviews Customer Identification Program (CIP) exception reports and automated verification alerts to determine if exceptions to regulatory requirements and/or Bank policy have occurred, distributes notification of exceptions to responsible bank associates, and monitors responses to insure timely and effective resolution of exceptions. Reviews system generated alerts and referrals from Operating Units of the bank involving customers and transactions that may represent violations of OFAC sanctions and other watch lists utilized by the bank, and refers potential risk issues to management for further action. Participates in meetings with management to learn about the company's objectives and processes. Proactively seeks knowledge and mentorship from team members and leaders to develop a thorough understanding of banking products, services, programs and systems. Responsible for participating in the development, planning, or execution of assigned projects or programs. Supports team members with scheduled daily tasks, reporting and ad hoc requests. Provides administrative support by preparing executive summary reports, proposals, presentations, or related tasks. Participates in special projects or other assignments, as needed, to support the department. Participates in the department's various continuous improvement initiatives. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Minimum preferred cumulative GPA of 3.0 or higher. Currently pursuing a Bachelor's or Master's degree required. Business majors preferred. Be a highly motivated self-starter who takes initiative. Demonstrates strong analytical and problem-solving skills. Possesses critical thinking, communication and teamwork skills. Authorized to work in the U.S. on a permanent basis. Note, Hancock Whitney will not provide any assistance or sign any documentation to support immigration sponsorship or benefit including but not limited to optional practical training (OPT) or curricular practical training (CPT). ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to travel if required to perform the essential job functions. Ability to work under stress and meet deadlines. Ability to operate related equipment to perform the essential job functions. Ability to read and interpret a document if required to perform the essential job functions. Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: Category Managers will be a central point between their assigned line of business, third party relationships, and other partners including risk, legal, and technology to develop category strategies for third party cost takeout, optimizing new investments, and managing third party risk. This role will have expertise in either banking products and services, IT or professional services and will play a critical role in optimizing spend, performance, and efficiencies that help improve the customer experience through the banks product offerings. ESSENTIAL DUTIES & RESPONSIBILITIES: Work with business unit executive leadership to jointly develop category strategies that lead to cost reduction and optimized third party investments Identify alternative third party vendors for consideration to aid in pricing, performance and effective third party risk management Negotiate third party contracts on behalf of HWC; lead complex high dollar / vendor risk negotiations while monitoring and delivering on savings targets for annual cost reduction improvements Build and drive a strategic partner management (supplier relationship management) framework for the most critical suppliers Establish category management capabilities and develop a deep understanding of the HWC vendor landscape; understanding new product technology and innovations and working with vendors and line to implement Track and report category metrics associated with strategic sourcing and savings on an enterprise level to management Manage complex vendor relationships including score carding performance; experience with category governance and the oversight of complex and critical vendor relationships Develop effective working relationships with key decision makers, influencers, business units, and subject matter experts; role will interact with senior executives at both HWC and supplier partners and regulators from time to time depending on Procurement category expertise Communicate guidance received from Chief Procurement Officer (CPO) to category teams and throughout the enterprise Manage the performance of category teams including: defining goals, setting priorities, tracking performance, and staffing administration and coaching; Monitor significant developments among vendors including: performance, financial results, management turnover, M&A activity, and product line strategies Network externally with other strategic Procurement professionals and vendor partners; make recommendations for the continuous improvement of these areas based on leading practices and benchmarking; facilitate competitive intelligence including best practices, emerging/potential sourcing of competitive advantage, market pricing etc. Lead a team that helps to operationalize a centralized procurement function at HWC; guide teams that help business partners navigate the third party management landscape from business case creation, to risk validation, to contracting, and ultimately contract signature and ongoing vendor management; SUPERVISORY RESPONSIBILITIES: Responsible for the overall direction, coordination and evaluation of a team of associates, carries out supervisory responsibilities in accordance with the organization's policies and applicable laws; Responsibilities include interviewing, hiring, and training associates; planning, assigning, and directing work; appraising performance; rewarding associates and enforcing policy and procedure; addressing complaints and resolving problems. MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Bachelors required; MBA preferred 7+ years of banking or insurance experience preferred 8+ years of experience in Supply Chain, Strategic Procurement, or Industry/Category expertise required 7+ years of management of people required Relevant experience in either Professional Services experience preferred either banking or industry; including but not limited to: legal, consulting, HR, benefits, corporate real estate, risk, and/or marketing; Banking Services experience preferred consumer/and or commercial banking preferred; including but not limited to: payments, lending and recovery, wealth, capital markets, marketing, and/or equipment finance; or IT Services experience preferred either banking or industry; including but not limited to: hardware, software, digital, telecom, and staff augmentation Exceptional communication skills (written and oral) and executive presence to support and influence up, down, and across the enterprise; ability to develop effective working relationships with key decision makers, influencers, business units, and subject matter experts; strong Power Point and Excel skills ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to travel if required to perform the essential job functions Ability to work under stress and meet deadlines Ability to operate related equipment to perform the essential job functions Ability to read and interpret a document if required to perform the essential job functions Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: The Trust and Asset Management Intern will participate in daily asset management operations as well as participating in various department initiatives and special projects. The Intern will perform asset management tasks to understand how decisions are made and the process of taking ideas and implementing them in client portfolios. ESSENTIAL DUTIES & RESPONSIBILITIES: Provides support on activities related to the production of client presentations including data review, formatting, printing and binding as needed. Responsible for supporting Portfolio management system through assisting with any new account set ups as well as changes in models or strategies driven by our investment officers or outside managers. Will also be responsible for reconciliation of various accounting systems and help trouble shoot on any discrepancies. Assists with overseeing investment performance by running various performance reports for portfolio managers and management team to provide explanation and documentation of performance exceptions and outliers. Performs general support to portfolio management staff on various projects. Proactively seeks knowledge and mentorship from leaders to develop a thorough understanding of products, services, business development programs/automated systems. Participates in meetings with management to learn about the company's objectives, processes, risks and controls. Participates in special projects or other assignments, as needed, to support the Trust and Asset Management department. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Cumulative GPA of 3.0 or higher. Currently pursuing a Bachelor's or Master's degree; finance or economics preferred. Be a highly motivated self-starter who takes initiative. Demonstrates strong analytical and problem solving skills. Possesses critical thinking, communication and teamwork skills. Proficient in Microsoft office applications. ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to travel if required to perform the essential job functions. Ability to work under stress and meet deadlines. Ability to operate related equipment to perform the essential job functions. Ability to read and interpret a document if required to perform the essential job functions. Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: Coordinate and manage loan/ lease transnational closings supporting the Equipment Finance specialty lines of business (Direct Equipment Finance and Leasing, Capital Markets, Municipal Leases and Bonds), working with Equipment Finance Specialty Relationship Managers ("RMs"), Bank RMs, Customers, Equipment vendors, Insurance agents, Outside counsel, Corporate Documentation and Lending Services, and Credit and Portfolio Management. ESSENTIAL DUTIES & RESPONSIBILITIES: * Intake, submission, and processing of documentation requests from HWEF RM's. * Coordinate transaction documentation and closing/funding package with RM's, Customer, Seller, Attorney's, Insurance broker, Vendor/Dealer and other support staff. * Review credit approval memorandum and establish transaction workflow to perfect equipment collateral. * Follow HWEF lien perfection procedures to determine and appropriate security interest method. * Determine when to perform a UCC lien search, perform the search, review the results and draft/obtain all necessary releases and/or subordinations. * Determine if UCC Inventory filing is required. * Follow appropriate procedures and file appropriate UCC forms to ensure HWEF has first perfected security interest in its collateral (equipment and/or inventory). * Review equipment invoices to determine vesting of ownership in subject equipment. * Review Borrower/Lessee corporate documentation to determine correct legal names. * Review title registrations to assure proper ownership and lienholder. * Review appropriateness of insurance, including lender/lessor interest. * Review pay/proceeds instructions from borrower/lessee. * Prepare and Review transaction closing/funding package. * As appropriate prepare/review wire request per HWEF procedures. * Create document checklist/specifications for submission to Corporate Documentation and/or outside counsel. * Input and review all necessary transaction details into Aspire. * Complete daily activities for the operations area. * Assist with Collateral and Documentation Exception Clearing. * Provide superior customer service to both internal and external clients. * Follow statutory compliance, risk management and internal controls. * Complete special projects and other duties as assigned. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: * Bachelor's Degree required or equivalent experience. * 5 + years of experience in Equipment Leasing & Finance and/or Banking ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: * Ability to work under stress and meet deadlines * Ability to operate related equipment to perform the essential job functions * Ability to read and interpret a document if required to perform the essential job functions * Ability to travel if required to perform the essential job functions * Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: Work with members of the Internal Audit Management Team in implementing the strategic objectives of the Internal Audit Department. The Senior Auditor position is responsible for participating in risk assessments, effectively leading audit work, and supporting the department both operationally and administratively. ESSENTIAL DUTIES & RESPONSIBILITIES: Participates in enterprise-level risk assessments to help Internal Audit Management produce a risk-based audit plan and recommends updates/revisions as prompted by changes to the Company's risk profile. Effectively leads and/or participates in the planning and performance of audit fieldwork for assigned areas to evaluate the accuracy of financial information, the effectiveness of internal controls, and compliance to laws, regulations, and internal policies and procedures. Assists in the development of audit staff on assigned reviews by providing feedback; reviewing work papers, drafting audit reports, training/mentoring, supervising work, and addressing/resolving problems. Effectively communicates risk- based findings to management both verbally and in writing. Coordinates and evaluates acceptable management responses for reported issues and follows-up to ensure corrective actions have been implemented. Develops partnerships with audit clients for assigned areas by understanding their goals and deliverables, key business processes, technologies, risk management practices and areas of potential risk. Performs continuous monitoring for assigned areas to assess risk and make appropriate recommendations for adjustments to the audit plan. This includes staying current on initiatives and industry and regulatory trends for assigned areas. Assists in the development and maintenance of risk- based audit programs, internal control questionnaires and permanent audit files. Participates in impactful special projects/reviews. Keeps internal and external stakeholders informed regarding all aspects of any type of assigned audit work. Continues professional development through self-training and participation in recommended courses, seminars, and in-house training sessions. Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Bachelor's degree required; Accounting, Finance, or Business Administration degree preferred. At least 3+ years of internal and/or external audit experience, preferably in Financial Services. Professional certifications such as CPA, CFIRS, CRCM, CISA, CIA strongly preferred. Experienced knowledge of auditing standards, concepts, practices and procedures. Experienced knowledge of accounting, finance, internal control, and risk management practices. Advanced level project management skills. Significant additional professional level work experience may be considered for someone with a bachelor's degree in an unrelated field or without a certification. Advanced level knowledge of Microsoft Office products including Excel, Word, Access, PowerPoint, and Outlook. ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to operate related equipment to perform the essential job functions Ability to read and interpret a document if required to perform the essential job functions Ability to work under stress, meet deadlines and manage multiple priorities Excellent organizational and customer service skills Attention to detail in composing materials, establishing priorities and meeting deadlines Excellent written and verbal communication skills Independent, self-motivated, and ability to make autonomous decisions. Ability to travel if required to perform the essential job functions Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: The Senior Manager, Fair and Responsible Banking supports the Bank's compliance with Fair Lending, UDAAP, and CRA-related regulations by developing policy, data integrity oversight, and leading a team focused on regulatory reporting and monitoring. This role oversees the HMDA Data Integrity and Reporting Team, advises on enterprise initiatives, and collaborates with compliance, risk, legal, and audit functions to ensure fair and ethical banking practices. Reporting to the Chief Compliance Officer, this role has both strategic oversight and operational accountability for high-impact compliance areas. ESSENTIAL DUTIES & RESPONSIBILITIES: Create and maintain policies and procedures related to Fair Lending, UDAAP, and consumer complaint compliance. Lead the HMDA Data Integrity and Reporting team to ensure complete, accurate, and timely regulatory submissions. Conduct fair banking risk assessments, identify control gaps, and recommend process or policy enhancements. Oversees and analyzes lending and complaint data to identify trends, disparities, and areas for improvement. Development and oversight of the organization's privacy risk programs including ensuring adherence to applicable laws, regulations, and internal policies related to data protection, privacy, and corporate ethics. Serve as the enterprise subject matter expert on fair banking compliance for product launches, technology upgrades, and disclosure changes. Support regulatory examinations and respond to inquiries or data requests from supervisory agencies. Prepare internal reports summarizing regulatory developments and compliance status for executive and board-level reporting. Collaborate cross-functionally to ensure alignment between compliance, legal, audit, and operations. Manage and develop a team of compliance professionals, including performance management, hiring, and resource planning. MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Bachelor's degree required. Certified Regulatory Compliance Manager (CRCM) required. Minimum 8 years of consumer compliance, audit, or regulatory experience within financial services. Proven leadership experience managing compliance teams and enterprise initiatives. Expertise in HMDA, UDAAP, CRA, and fair banking regulations. Strong policy development, data analysis, and communication skills. Ability to manage multiple priorities in a regulated environment. Experience collaborating with regulatory agencies and responding to examinations. ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to work under stress and meet deadlines Ability to lift/move/carry approximately 20 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: The Financial Center Supervisor ensures a solid operational foundation; builds relationships with clients while performing financial transactions including paying, receiving, and cash control duties; seeks to uncover financial needs, minimize loss, reduce risk, and deliver accurate and superior client service by performing the following duties. ESSENTIAL DUTIES & RESPONSIBILITIES: * Performs morning operational huddles. * Completes Staffing & Scheduling coordination and duty assignments to ensure efficient operation of the financial center. * Offers guidance to associates regarding teller transactions and reinforces policy and procedure. * Assists with financial center morning and evening duties to include opening and closing the vault, working and locking the Night Depository, setting up the Teller station with supplies and cash, balancing the Teller window/financial center, and clearing teller errors and cash items. * Assists in mitigating operational loss within a financial center to include managing financial center and vault cash limits, granting staff supervisory override for transactions, ensuring proper hold placement and outage resolution. * Performs research and problem-resolution for clients as issues arise. * Supports the Bank's strong risk management culture through awareness, knowledge and sound decision-making and is responsible for adherence to the financial center Risk Management Review process to include dual control procedures. * Accurately utilizes equipment and remains knowledgeable of equipment functionality to include ATM, Cash Recycler Machines, Currency Counters and Coin Sorters to provide financial center services. * Models sales and service behavior for associates and promotes professionalism to include lobby management. * In support of client service and lobby management, the position may: * Manages existing clients and prospects by meeting with them, both in person and over the phone, to build and maintain strong, lasting relationships, discover financial needs and tailor product solutions to meet the client's overall financial needs. This activity may be in the financial center, out-bound calling, or conducting educational seminars. * Proactively educates clients on alternate delivery methods and channels that make client's lives easier by providing self-service options, including emerging technology and digital solutions like mobile, online and ATM options, to access their accounts 24 hours a day/7 days a week. * Refers clients to other business partners to provide clients with experts who can assist them with their specialized financial needs. * Applies product and procedural knowledge to solve client problems appropriately and efficiently to enhance the client experience. * Processes a variety of routine and complex transactions for financial center clients, including deposits, withdrawals, and loan payment processing. * Engages in client and/or prospect management activities. * Drives proactive sales conversations and financial needs assessment including, identifying and independently acting upon sales opportunities to build a strong pipeline of appointments to meet assigned sales goals. * Ensures operational and financial safety and soundness. Maintains awareness of the environment, the situation, and the client. Leverages lobby management as a tool for managing client interactions and risk. SUPERVISORY RESPONSIBILITIES: Carries out supervisory responsibilities in accordance with the organization's policies, procedures and applicable laws; Provides guidance and oversight to and is responsible for the coordination and evaluation of the assigned team. Responsibilities may include interviewing, hiring and training associates; planning, assigning and directing work; performance management; associate compensation; approving expense reports; addressing concerns and resolving problems. MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: * High School Diploma or general education degree (GED) * 3 years of cash handling and customer service experience in retail or branch banking or Bachelor's degree and 1 year of cash handling and customer service experience in retail or branch banking * Working knowledge of the Microsoft Office suite (Word, Excel, and Outlook) * Ability to navigate in multiple computer systems and applications, and utilize search tools to find information * This position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Employment is contingent upon meeting initial and ongoing registration requirements, including acceptable background investigation results. * Working knowledge and understanding of laws and regulations pertaining to the banking industry ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: * Excellent communication skills - in person and over the phone - with proven ability to tailor features and benefits of products/services to clients with differing needs * Ability to learn products, services, and procedures quickly and accurately * Comfortable educating others on technology * Professional, thorough, and organized with strong follow-up skills * Performs well in a team environment and proactively collaborates with others to serve clients * Ability to understand and follow policies, procedures, and regulatory requirements. * Ability to work Financial Center hours, including weekends, and some evenings * Ability to travel if required to perform the essential job functions * Ability to work under stress with competing priorities and meet deadlines * Ability to operate related equipment to perform the essential job functions * Ability to read and interpret a document if required to perform the essential job functions * Ability to lift/move/carry approximately 30 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: Responsible for Commercial Credit Risk Analytics functions with key focus on commercial risk rating framework; management of the Bank's spreading platform; providing insight to senior credit leadership to support policy creation/changes; analytics to support credit strategy (risk management and opportunity); risk trends in the commercial portfolio and maintaining strong relationships with key business partners. ESSENTIAL DUTIES & RESPONSIBILITIES: • Responsible for management of the Bank's spreading and risk management platform (Moody's CreditLens or similar software) and the associated commercial risk rating models. • Develops and maintains model framework and governance to include developing user guides, issuing user guidance, and training materials; ensuring input data quality; reviewing appropriateness of user model selection; and monitoring risk rating movement trends. • Responsible for developing and maintaining commercial quantitative/analytic models and tools in partnership with the Manager, Quantitative Risk Analytics in support of the Company's risk management efforts. • Leads model management efforts to include adjusting model assumptions when needed, monitoring models using performance metrics and making recommendations to the Director, Credit Risk Management when model calibration is required. • Assist Credit leadership with identifying risk trends using internal borrower financial metrics, external industry changes to include benchmarking and shifts in economic data to provide meaningful reporting and analytics. • In partnership with the Manager, Quantitative Risk Analytics develop stress testing and scenario analysis methodologies to monitor current and emerging risk in the commercial portfolio. • Provide insight and recommend credit leadership to support policy creation or changes as the Bank's risk profile or external drivers change. • Participate in vendor user groups and industry associations to stay abreast of best practices and industry changes. • Maintaining strong relationships with key business partners across the organization. SUPERVISORY RESPONSIBILITIES: Directly supervises two to four non-supervisory employees and carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Bachelor's degree from a four-year college or university; six to eight years of related experience and/or training; or equivalent combination of education and experience. Experience as a commercial lender, portfolio manager or credit officer with knowledge of C&I and CRE lending is desired. Language Skills Ability to communicate effectively orally and in writing across all audiences Ability to respond to common inquiries or complaints from internal customers, regulatory agencies, or vendors Ability to effectively present information to top management, and/or boards of directors, regulators or other external parties. Certificates, Licenses, Registrations No specific certifications, licensure or registrations are needed to satisfactorily perform this job ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to work under stress and meet deadlines Ability to operate related equipment to perform the essential job functions Ability to read and interpret a document if required to perform the essential job functions Ability to travel if required to perform the essential job functions Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: Loan Workout Specialists monitor delinquent commercial and/or consumer loans and advise, restructure/rehabilitate, collect, recover, convert and/or liquidate assets (usually adversely classified) assigned by management to limit losses. ESSENTIAL DUTIES & RESPONSIBILITIES: Monitors the commercial delinquencies weekly and in conjunction with management Works closely with officials of lending and borrowing institutions to review and restructure credit and repayment terms and to better secure collateral, attain an equity position, or otherwise establish recourse to other borrower assets Successfully manages multiple complicated and complex troubled credits/relationships. Develops and implements strategies to recover principal from borrowers whose non-performing loans have been charged off Reviews files assigned and develops a plan of action according to Bank and external policy/procedure and regulations. Communicates and coordinates with legal counsel both in-house and outside all legal activity associated with an assigned file. Reviews and evaluates appraisals (real estate or movables) as well as environmental reports relative to assigned accounts. Collects and incorporates all pertinent information for assembly into the department's working and bank files. Drafts, updates, and presents watch list reports for review to watch loan and selected asset review committees. Initiates and participates in meetings with clients and many times their advisors, counselors, attorneys and CPA's to address problems and develop solutions. Coordinates and facilitates interactions between various departments. Advises and assists loan officers and department managers with account deterioration and changes to approved plans of action. Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. SUPERVISORY RESPONSIBILITIES: None. MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Bachelor's degree preferably in Business Administration, Finance, or Accounting 6 years of relevant experience in credit and/or collections required Knowledge of sound credit, underwriting, and collateral recovery methods and procedures Knowledge of tax, legal, and Bank credit/loan policy Thorough understanding of the legal system relating to loan collections Ability to prevent losses and to turn around non-performing credits Ability to understand large and complex loans 1+ years of supervisory experience preferred. An equivalent amount of related training, education and experience may be considered ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to travel if required to perform the essential job functions Ability to work under stress and meet deadlines Ability to operate related equipment to perform the essential job functions Ability to read and interpret a document if required to perform the essential job functions Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. Intern - Risk Management JOB FUNCTION / SUMMARY: The Risk Management Intern will support the Risk Management functions (Enterprise Risk, Operational Risk, Model Risk, Data Governance and Regulatory Affairs) in managing, analyzing and reporting information obtained through risk assessments and reviews, information systems and other data sources; and supporting management to administer program. The Intern is responsible for participating in and contributing to a variety of initiatives and projects as well while gaining a working hands-on knowledge of the subject matter(s) covered. Responsibilities may include, but are not limited to, developing expertise in the assigned areas, analyzing and reporting on various subjects, coordinating efforts across and within business lines, assisting with various client activities and communicating with various levels of internal staff and external clients. ESSENTIAL DUTIES & RESPONSIBILITIES: Assists with various risk functions including risk assessments, quality assurance reviews, and metric reporting. Updates information systems, supports data collection and verification, and follows-up on outstanding items. Works with the Risk Management team to identify and communicate additional areas of risk mitigation and improvement. Develops and prepares executive summary reports such as information dashboards, charts and graphs, exception items, and supporting detail to communicate risk profile and support decision making. Participates in meetings with management to learn about the company's objectives and processes. Proactively seeks knowledge and mentorship from team members and leaders to develop a thorough understanding of banking products, services, programs and systems. Responsible for participating in the development, planning, or execution of assigned projects or programs. Supports team members with scheduled daily tasks, reporting and ad hoc requests. Provides administrative support by preparing executive summary reports, proposals, presentations, or related tasks. Participates in special projects or other assignments, as needed, to support the department. Participates in the department's various continuous improvement initiatives. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Minimum preferred cumulative GPA of 3.0 or higher. Currently pursuing a Bachelor's or Master's degree required. Business majors preferred. Be a highly motivated self-starter who takes initiative. Demonstrates strong analytical and problem-solving skills. Possesses critical thinking, communication and teamwork skills. Authorized to work in the U.S. on a permanent basis. Note, Hancock Whitney will not provide any assistance or sign any documentation to support immigration sponsorship or benefit including but not limited to optional practical training (OPT) or curricular practical training (CPT). ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to travel if required to perform the essential job functions. Ability to work under stress and meet deadlines. Ability to operate related equipment to perform the essential job functions. Ability to read and interpret a document if required to perform the essential job functions. Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: Apply architectural concepts to design technological solutions that meet customer, operational and reporting requirements, leveraging existing technologies when possible, and ensure that new solutions are designed for optimal usefulness. Assist in the definition, creation, and distribution of enterprise business intelligence reporting. Maintain knowledge of current BI tools, methods and best practices, and recommend and implement process improvements. Support current and future information and reporting needs, distributed via electronically or paper-based, at various levels of the organization. Assist in the development and automation of efficient reporting processes and information retrieval/distribution. Actively participate in consistent development, testing, and release cycles for promotion of new information/reports to production environments. ESSENTIAL DUTIES & RESPONSIBILITIES: Essential Duties: Essential Duties: Translates business issues into analyses and designs appropriate systems extracts, files, and reports to address business issues. Supports current and future Profitability Reporting, including organizational, line of business, customer, officer, and other segments, and ensure timely delivery. Determine any trends, either positive or negative, in the loan and deposit portfolios and researches the reason and implications of such changes(s). Implements the overall strategy for implementation of complex requests for data, including loan and deposit portfolio analytical reports. Continuously works towards maintaining and improving business intelligence capabilities & systems resources including the OFSAA information repository, credit analytics, MCIF system, and other systems as available. Reports template maintenance and updating for package/information delivery. Executes automation reporting strategy. Assists in development, roll-out, and maintenance of dashboards, for both executive and management reporting, across the enterprise. Develops customer, product, segment, and line of business reports and business intelligence analysis. Executes business intelligence development and release cycle, with intake and priority review, and communicates to business and end-user community. Works with data management team to identify and document data gaps necessary for information requests and enhancements, and assists in validation once delivered. Additional Duties: Performs other duties and special projects as assigned by Senior Management. Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Bachelor's degree in Business, Finance, or related field required; master's degree preferred At least 1 - 3 years experience in bank reporting and profitability systems An equivalent combination of education, training, and experience may be considered Understanding of banking, financial services, and/or investment industry Advanced understanding of financial reporting and analytics Understanding of reporting tools and platforms, specifically but not limited to Financial Reporting Studio, Oracle Business Intelligence, and Hyperion Essbase SmartView, among others Experience in development and execution through project framework for Business Intelligence and enterprise Informational Delivery strategy Ability to understand complex financial statistics and reports Advanced proficiency in Microsoft Office products including Word, Excel, Access, PowerPoint, and SharePoint ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to lift/move/carry approximately 25 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. Compliance Fair Lending Specialist works with the Fair and Responsible Banking Senior Manager to support and maintain an effective Fair and Responsible Banking compliance program. Key responsibilities include ensuring regulatory compliance with applicable fair banking laws through regular compliance monitoring, verifying that bank's policies and procedures align with fair banking laws, and providing data analytical support by reviewing and interpreting Home Mortgage Disclosure Act data and assisting with CRA-related compliance efforts. ESSENTIAL DUTIES & RESPONSIBILITIES: * Provides first-line guidance and oversight to lines of business, relative to compliance with applicable CRA and fair lending laws, rules, and regulations. * Performs monitoring reviews across relevant areas of the Bank for fair banking procedures relative to the respective regulations by analyzing loan data and other relevant information to identify potential fair lending issues and trends related to discrimination or control deficiencies. * Maintains records of all monitoring activities related to state and federal fair banking regulations. * Prepares compliance memos to inform the appropriate managers of exceptions, violations, or deficiencies. * Follows-up on a timely basis with appropriate managers for outstanding findings, comments, etc. * Assists in reviewing and updating compliance policies, procedures, manuals, training materials and consumer disclosures related to fair banking. * Assists with regulatory compliance training for CRA and Fair Lending topics. * Provides support to all areas of the bank by researching and responding to fair banking compliance related inquiries or issues. * Attends compliance, bank-related meetings, seminars and any other training sessions necessary to become proficient in compliance related areas. * Assists in establishment of policies, procedures and practices in compliance with laws and regulations. * Stays current on changes to federal and state banking laws and regulations affecting the management, operations and product offerings of the establishment, with emphasis on CRA, HMDA, SCRA, MLA, ECOA and Fair Lending. * Coordinates with legal counsel and operating departments to ensure adherence to fair banking laws and regulations relating to new or revised products and services offerings. * Coordinates, supervises and supports establishment's compliance-related programs, such as compliance training, compliance testing and reporting and records, with focus on deposit or lending regulations. * Reviews HMDA and loan data to identify potential disparities. * Conduct fair lending risk assessments, gap analyses, evaluations of models that impact customers to identify and address control gaps. Including, analyzes complaint trends for regulatory concerns. * Inputs compliance-related data into internal systems and runs reports to support monitoring, analysis, and regulatory reporting. * Supports the development of effective remediation strategies. Informs and advises management of conditions and status of establishment adherence to laws and regulations. * Consults with and advises operating units and managers (including third-party partners) affected by compliance issues and regulatory requirements, using data analysis to support observations and recommendations. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: * Bachelor's degree preferably in Finance, Business or related field * Two years of related experience and/or training required. * An equivalent combination of education and experience may be considered. * CRCM Certification preferred, however, the incumbent is expected to study for and earn an acceptable regulatory compliance certification within the first 2 years of employment. * Ability to write reports and business correspondence. * Ability to effectively present information and respond to questions from groups of managers, clients, and/or regulators ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: * Ability to travel if required to perform the essential job functions * Ability to work under stress and meet deadlines * Ability to operate related equipment to perform the essential job functions * Ability to read and interpret a document if required to perform the essential job functions * Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. This position is located in office in New Orleans, Louisiana area or in Gulfport, Mississippi. You will succeed in this role if you bring the following qualities: a fundamental understanding of payments and financial products, the technologies that support them, and the associated financial crimes risks the curiosity and drive to constantly survey the financial crimes landscape and identify leading technology solutions that align with and support the company's business strategies and objectives the discipline to consistently design technology processes and workflows that both protect against financial crimes and can be deployed in an effective and timely manner the vision to position financial crimes solutions as a strategic advantage that enables business and powers growth when appropriately deployed the ability to foster strong partnerships across diverse stakeholders to gain consensus and reach mutual objectives Partner with Product, IT, Operations, Retail and Commercial teams to embed proactive, seamless fraud and AML strategies within delivery channels and services Collaborate with the Financial Crimes Data Analytics team to translate fraud patterns and AML scenarios into model features for the successful deployment and maintenance of technology solutions Consult with Fraud & AML Operations teams for alert and case feedback and validation of coverage You are a good fit for this role if you enjoy solving for challenges and are always asking “what next?” - How do we respond to constant shifts in fraud tactics? How do we prepare for the new risks of increasingly faster payments and client onboarding expectations? How can we reduce client friction in a digitally driven environment without increasing risk? ESSENTIAL DUTIES & RESPONSIBILITIES: Formulates and executes the Company's vision and enterprise strategy to lead the center of excellence fraud organization with focus on the development key areas of Strategy, Operations, Analytics, and MIS. Manages enterprise fraud team and departmental practices as it impacts P & L while supporting fraud P & L for other lines of business. Develops and maintains all fraud risk policies to strengthen the Company's understanding of Fraud risk management, by incorporating risk considerations in all activities undertaken to enhance client and shareholder value. Monitors effectiveness, identifies emerging fraud risk issues, and initiates mitigating strategies to manage fraud losses throughout the organization. Leverages fraud analytics to support key strategic initiatives for growth, innovation, and fraud risk mitigation. Maintains effective partnerships with executive stakeholders and lines of business. Communicates current and future state of fraud landscape to stakeholders by developing presentations, analysis, and recommendations. Serves as the SME representing Enterprise Fraud by participating in executive level committees, leading fraud related committees, and providing fraud strategy and metrics to the Board. Builds a strong talent strategy for future with continuous improvement culture to include process improvement, effectiveness, and efficiency centered on the client. Ensures effective governance and compliance with all regulatory matters. SUPERVISORY RESPONSIBILITIES: Carries out supervisory responsibilities in accordance with the organization's policies, procedures and applicable laws; Provides guidance and oversight to and is responsible for the coordination and evaluation of the assigned team. Responsibilities may include interviewing, hiring and training associates; planning, assigning and directing work; performance management; associate compensation; approving expense reports; addressing concerns and resolving problems. MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: Master's Degree in Business/related field, or equivalent experience 10+ years of relevant fraud management experience with exposure to different verticals (Examples include payment card fraud, check fraud, ACH/wire, loans) Must have deep understanding of fraud management techniques, systems and solutions, policies, and governance across the customer lifecycle A solid understanding of customer types, regulatory expectations, fraud, technology systems, data analytics, and customer behavior impact on corporate risk Must possess excellent writing and communication skills with senior executives Strong people management, organizational change management, and project management skills Experience working as part of a large cross-functional team and experience presenting findings/recommendations to senior management/executive directors ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: Ability to work under stress and meet deadlines Ability to operate related equipment to perform the essential job functions Ability to read and interpret a document if required to perform the essential job functions Ability to travel if required to perform the essential job functions Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. JOB FUNCTION / SUMMARY: The Senior Mortgage Underwriter approves or denies mortgage loans; reviews mortgage loan applications for completeness to ensure that it meets the guidelines for loan product requested and ensures file complies with regulatory and legal guidelines. ESSENTIAL DUTIES & RESPONSIBILITIES: * Underwrites conventional Federal Housing Authority (FHA), Veterans Affairs (VA), Rural Housing Development (RD), and portfolio loans. * Ensures that appraisals meet investor and bank requirements and that the value conclusion is reasonable and well supported. * Reviews all employment, income, and asset documentation to ensure that it is accurate and satisfies investor requirements. * Reviews credit history and scores to ensure the borrower's credit meets the investor requirements. * Reviews all documents and information for potential fraud or misrepresentation and for regulatory compliance. * Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet establishment and government standards. * Evaluates acceptability of loan to corporations that buy real estate loans on secondary mortgage markets, where existing mortgages are bought and sold by investors. * Approves or rejects loan application, or requests additional information. * Records loan rejections, specifying investor and institution guidelines and basis for declining application, such as insufficient cash reserves. * Determines terms and acceptability of risk of prospective business. * Sets prices for prospective mortgage loan applicants. * Approves or rejects loan application, or requests additional information. * Assembles documents in loan files, including acceptance or denial, and returns files to originating mortgage loan office. Maintains database on new and existing business. * Manages and utilizes systems to ensure they accurately reflect the loan request and information (current loan origination system and other investor conduit systems, etc.). * Communicates and coordinates necessary approval requirements and files status with appropriate persons (originator, processor, closers, Realtors, builders, etc.). * Participates in implementing second review committee for denied loans. SUPERVISORY RESPONSIBILITIES: None MINIMUM REQUIRED EDUCATION, EXPERIENCE & KNOWLEDGE: * 6+ years' experience preferred * Bachelor's degree and 2+ years related experience and/or equivalent combination of education and experience * Certificates, Licenses, Registrations: * An FHA DE designation is required and a VA LAP designation is preferred. ESSENTIAL MENTAL & PHYSICAL REQUIREMENTS: * Ability to travel if required to perform the essential job functions. * Ability to work under stress and meet deadlines. * Ability to operate related equipment to perform the essential job functions. * Ability to read and interpret a document if required to perform the essential job functions. * Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an "undue hardship" then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access to your application information. The email address used in establishing your account will be used to correspond with you throughout the application process. Please be sure and check the spam folder. You may review, modify, or update your information by visiting and logging into your account. Job Function / Summary Verifies that the information received is accurate and acceptable. Requires a basic knowledge of mortgage documents, review underwriting conditions, acquire required documentation, and is responsible for the final presentation of the loan package to an underwriter for the final decision by performing the following duties. Essential Duties and Responsibilities include the following. Other duties may be assigned. Reviews and inputs incoming documents (i.e. VOE, VOD, credit, etc.) into Mortgage Loan Operating System (LOS) Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment. Reruns Automated Underwriting System (AUS) to ensure same automated decision is applicable Recommends that loan not meeting standards be denied Calls specified companies to obtain property abstract, survey, and appraisal if needed Determines if appraisal is to be ordered and what type Reviews appraisal for errors and meets underwriting criteria and notifies lender of any discrepancies Informs supervisor of discrepancies in title or survey Assembles file in electronic imaging system and reviews for completeness and accuracy Notes the estimated closing date and type of transaction Reads notepad for pertinent information not obvious in file, identifies missing items and notifies appropriate party Orders updates to credit report Requests needed documentation not previously requested Reconciles LOS and AUS Gathers all required documentation prior to closing and resubmits for final approval Submits mortgage loan application file for underwriting approval Orders flood determination Types and mails approval and denial letters to applicants Confirms closing date and location of closing Sends out construction package if necessary to branch lenders Prepares closing sheet and sends file to closing department for settlement Notates denial or withdrawal status in LOS and prints appropriate package Submits denied files to underwriting for review and signatures Reconciles fees to determine if funds are missing Records data on status of loans, including number of new applications and loans approved, canceled, or denied Supervisory Responsibilities This job has no supervisory responsibilities. Minimum Required Education and/or Experience: Required: High school diploma or general education degree (GED) and four to six years related experience and/or training; or equivalent combination of education and experience Preferred: Bachelor's degree and four to six years related experience and/or training Experience Preferred: Four to six years of mortgage lending or similar finacial experience and/or education. Certificates, Licenses, Registrations No specific requirements are needed to satisfactorily perform this job. ESSENTIAL MENTAL & PHYSICAL REQUIRMENTS: Ability to work under stress and meet deadlines Ability to operate related equipment to perform the essential job functions Ability to read and interpret a document if required to perform the essential job functions Ability to travel if required to perform the essential job functions Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. DISCLAIMER This is only valid as of the date it was revised. Please contact the HR Compensation Department to obtain the latest version. Information contained herein should be treated as confidential to Hancock Holding Company. NOTHING IN THIS JOB DESCRIPTION RESTRICTS MANAGEMENT'S RIGHT TO ASSIGN OR REASSIGN DUTIES AND RESPONSIBLITIES TO THE JOB AT ANY TIME Equal Opportunity/Affirmative Action Employers. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state and local laws.