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How to hire a health insurance agent

Health insurance agent hiring summary. Here are some key points about hiring health insurance agents in the United States:

  • There are a total of 142,927 health insurance agents in the US, and there are currently 112,235 job openings in this field.
  • The median cost to hire a health insurance agent is $1,633.
  • Small businesses spend $1,105 per health insurance agent on training each year, while large companies spend $658.
  • It takes between 36 and 42 days to fill the average role in the US.
  • It takes approximately 12 weeks for a new employee to reach full productivity levels.
  • HR departments typically allocate 15% of their budget towards recruitment efforts.
  • Dallas, TX, has the highest demand for health insurance agents, with 14 job openings.

How to hire a health insurance agent, step by step

To hire a health insurance agent, you need to identify the specific skills and experience you want in a candidate, allocate a budget for the position, and advertise the job opening to attract potential candidates. To hire a health insurance agent, you should follow these steps:

Here's a step-by-step health insurance agent hiring guide:

  • Step 1: Identify your hiring needs
  • Step 2: Create an ideal candidate profile
  • Step 3: Make a budget
  • Step 4: Write a health insurance agent job description
  • Step 5: Post your job
  • Step 6: Interview candidates
  • Step 7: Send a job offer and onboard your new health insurance agent
  • Step 8: Go through the hiring process checklist

What does a health insurance agent do?

Health Insurance Agents are salespeople whose primary product is health insurance. Insurance companies hire them to reach sales targets. They are trained to sell insurance to individuals or groups of people. They are expected to be familiar with all the products of the company. Health Insurance Agents should assess their clients' needs and recommend the best health insurance product that fits their needs. They should be able to explain the product's features and answer any inquiries that the clients may have. Health Insurance Agents should also know how to compute insurance premiums and estimate payouts.

Learn more about the specifics of what a health insurance agent does
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  1. Identify your hiring needs

    Before you start hiring a health insurance agent, identify what type of worker you actually need. Certain positions might call for a full-time employee, while others can be done by a part-time worker or contractor.

    Determine employee vs contractor status
    Is the person you're thinking of hiring a US citizen or green card holder?

    A health insurance agent's background is also an important factor in determining whether they'll be a good fit for the position. For example, health insurance agents from different industries or fields will have radically different experiences and will bring different viewpoints to the role. You also need to consider the candidate's previous level of experience to make sure they'll be comfortable with the job's level of seniority.

    This list presents health insurance agent salaries for various positions.

    Type of Health Insurance AgentDescriptionHourly rate
    Health Insurance AgentInsurance sales agents help insurance companies generate new business by contacting potential customers and selling one or more types of insurance. Insurance sales agents explain various insurance policies and help clients choose plans that suit them.$16-34
    Sales ProducerA sales producer is responsible for performing sales calls and administering all leads. You will be responsible for preparing the policies aimed at sales procedures and developing the necessary sales documents... Show more$11-51
    AgentAgents are individuals who are employed by their clients to represent them in various dealings. Agents are usually employed by people in the show business industry, such as actors, writers, or directors... Show more$9-34
  2. Create an ideal candidate profile

    Common skills:
    • HIPAA
    • Health Insurance
    • Customer Service
    • Health Insurance Products
    • Health Insurance Sales
    • Inbound Calls
    • Medicare Advantage
    • Develop Leads
    • Financial Resources
    • Product Knowledge
    • Outbound Calls
    • Insurance Options
    • Customer Inquiries
    • Life Insurance Policies
    Check all skills
    Responsibilities:
    • Manage communication points between corporate advisers, providers and patients for medical service advisory requests.
    • Sold/Enrol individuals in ACA health plans over the phone by making cold calls on a daily basses.
    • Explain healthcare benefits cover by major insurance carriers under the ACA.
    • Post CPT codes and ICD-9 codes for every patient at check-out.
    • Verify clients' eligibility and check clients' status within CMS and UHC system.
    • Initiate appeals process on behalf of members, and assist with online web portal services.
    More health insurance agent duties
  3. Make a budget

    Including a salary range in your health insurance agent job description is a great way to entice the best and brightest candidates. A health insurance agent salary can vary based on several factors:
    • Location. For example, health insurance agents' average salary in west virginia is 43% less than in alaska.
    • Seniority. Entry-level health insurance agents earn 53% less than senior-level health insurance agents.
    • Certifications. A health insurance agent with a few certifications under their belt will likely demand a higher salary.
    • Company. Working for a prestigious company or an exciting start-up can make a huge difference in a health insurance agent's salary.

    Average health insurance agent salary

    $49,934yearly

    $24.01 hourly rate

    Entry-level health insurance agent salary
    $34,000 yearly salary
    Updated December 16, 2025

    Average health insurance agent salary by state

    RankStateAvg. salaryHourly rate
    1Washington$64,596$31
    2New Hampshire$64,526$31
    3Massachusetts$61,056$29
    4Alabama$60,302$29
    5Oregon$58,605$28
    6Colorado$56,827$27
    7New York$55,961$27
    8Hawaii$55,001$26
    9Minnesota$53,373$26
    10California$53,196$26
    11Michigan$51,534$25
    12North Carolina$49,851$24
    13Mississippi$49,582$24
    14Delaware$48,807$23
    15Indiana$48,656$23
    16Arkansas$48,247$23
    17Arizona$48,099$23
    18Louisiana$47,836$23
    19South Carolina$47,456$23
    20Kentucky$47,254$23

    Average health insurance agent salary by company

    RankCompanyAverage salaryHourly rateJob openings
    1DialAmerica$55,610$26.74
    2New York Life Insurance$54,339$26.12111
    3Ideal Concepts$53,456$25.701
    4Assurance$52,900$25.434
    5SelectQuote Insurance Services$52,586$25.28
    6Asurea$52,394$25.1993
    7Healthcare Solutions Team$52,166$25.08
    8The American Insurance Company Corp$50,859$24.451
    9GoHealth$50,777$24.41
    10Health Benefits Direct$49,451$23.77
    11Alera Group$49,451$23.771
    12Valdez International$49,408$23.75
    13Group1001$49,391$23.75
    14Awl$49,254$23.683
    15Gardner Village$49,158$23.634
    16MaidPro$49,142$23.63
    17Aimbridge Hospitality$48,847$23.48
    18Rockstar Games$48,304$23.22
    19Connexion Point$48,065$23.11
    20AnswerNet$47,705$22.944
  4. Writing a health insurance agent job description

    A good health insurance agent job description should include a few things:

    • Summary of the role
    • List of responsibilities
    • Required skills and experience

    Including a salary range and the first name of the hiring manager is also appreciated by candidates. Here's an example of a health insurance agent job description:

    Health insurance agent job description example

    Are you interested in a career that truly makes an impact? Do you want your job to help make nature and communities better with each project you touch?

    At RES, we believe that human progress and the restoration of nature's resources can go hand in hand. Our belief made us what we are today - the nation's leading ecological restoration company, with over 300 stream miles restored and conserved, 20,000,000 trees planted, and 15,000 acres of special-status species habitat established. We restore our land and waters with integrity and innovation, one community at a time.

    Do you want to be part of a team whose talent and dedication are unmatched in the industry? RES is accepting applications for a full-time
    Laborer with prior construction and/or landscape experience.
    What your day-to-day might look like?

    Primary job is seeding, mulching, and installing erosion control matting Work with construction crews on manual labor activities to support overall project Perform routine inspection and preventive maintenance on assigned equipment Clean equipment and reports any service related concerns promptly to supervisor Maintain a positive working relationship with customers and co-workers Qualifications

    Previous experience in outdoor construction Experience and understanding of engineered blue print drawings & specifications Must be willing and able to travel overnight and work at assigned project locations weekly Willingness & ability to occasionally lift 70 pounds Experience as a Laborer on Stream Restoration and/or Wetland construction projects preferred We invite you to become a part of our team!

    VEVRAA Federal Contractor

    RES is an equal opportunity employer that recognizes the value of a diverse workforce. All qualified individuals will receive consideration for employment without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, genetic information, or any other criteria protected by federal, state or local law.
  5. Post your job

    There are various strategies that you can use to find the right health insurance agent for your business:

    • Consider promoting from within or recruiting from your existing workforce.
    • Ask for referrals from friends, family members, and current employees.
    • Attend job fairs at local colleges to find candidates who meet your education requirements.
    • Use social media platforms like LinkedIn, Facebook, and Twitter to reach potential job candidates.
    Post your job online:
    • Post your health insurance agent job on Zippia to find and recruit health insurance agent candidates who meet your exact specifications.
    • Use field-specific websites such as salesjobs, salesheads, allretailjobs.com, sales trax.
    • Post a job on free websites.
  6. Interview candidates

    Recruiting health insurance agents requires you to bring your A-game to the interview process. The first interview should introduce the company and the role to the candidate as much as they present their background experience and reasons for applying for the job. During later interviews, you can go into more detail about the technical details of the job and ask behavioral questions to gauge how they'd fit into your current company culture.

    Remember to include a few questions that allow candidates to expand on their strengths in their own words. Asking about their unique skills might reveal things you'd miss otherwise. At this point, good candidates can move on to the technical interview.

    The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

  7. Send a job offer and onboard your new health insurance agent

    Once you've selected the best health insurance agent candidate for the job, it's time to write an offer letter. In addition to salary, this letter should include details about the benefits and perks you offer the candidate. Ensuring that your offer is competitive is essential, as qualified candidates may be considering other job opportunities. The candidate may wish to negotiate the terms of the offer, and you should be open to discussion. After you reach an agreement, the final step is formalizing the agreement with a contract.

    It's also good etiquette to follow up with applicants who don't get the job by sending them an email letting them know that the position has been filled.

    To prepare for the new employee's start date, you can create an onboarding schedule and complete any necessary paperwork, such as employee action forms and onboarding documents like I-9 forms, benefits enrollment, and federal and state tax forms. Human Resources should also ensure that a new employee file is created.

  8. Go through the hiring process checklist

    • Determine employee type (full-time, part-time, contractor, etc.)
    • Submit a job requisition form to the HR department
    • Define job responsibilities and requirements
    • Establish budget and timeline
    • Determine hiring decision makers for the role
    • Write job description
    • Post job on job boards, company website, etc.
    • Promote the job internally
    • Process applications through applicant tracking system
    • Review resumes and cover letters
    • Shortlist candidates for screening
    • Hold phone/virtual interview screening with first round of candidates
    • Conduct in-person interviews with top candidates from first round
    • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
    • Conduct background checks on top candidates
    • Check references of top candidates
    • Consult with HR and hiring decision makers on job offer specifics
    • Extend offer to top candidate(s)
    • Receive formal job offer acceptance and signed employment contract
    • Inform other candidates that the position has been filled
    • Set and communicate onboarding schedule to new hire(s)
    • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)
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How much does it cost to hire a health insurance agent?

Hiring a health insurance agent comes with both the one-time cost per hire and ongoing costs. The cost of recruiting health insurance agents involves promoting the job and spending time conducting interviews. Ongoing costs include employee salary, training, benefits, insurance, and equipment. It is essential to consider the cost of health insurance agent recruiting as well the ongoing costs of maintaining the new employee.

Health insurance agents earn a median yearly salary is $49,934 a year in the US. However, if you're looking to find health insurance agents for hire on a contract or per-project basis, hourly rates typically range between $16 and $34.

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