Loan Specialist jobs at Heights Finance - 1396 jobs

Consumer Loan Specialist
Heights Finance Corporation 3.9
Loan specialist job at Heights Finance
If you're seeking more than just a job, join Heights Finance and kickstart your career! Are you ready to make a difference in the world of consumer finance? At Heights Finance, a proud member of the Attain Finance family, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. As part of Attain Finance, our portfolio includes distinguished brands like Cash Money, LendDirect, Heights Finance. Each brand is constantly evolving to better serve our customers. Be part of a dynamic team that is shaping the future of consumer finance. Apply today! Stories of Success "I joined Heights Finance in 2010 as a CSR, with no prior experience in finance. Little did I know that this role would pave the way for a fulfilling career! Heights Finance genuinely values its team members and takes pride in promoting from within. Today, I am proud to serve as a District Manager, a position I moved into in 2021 - Also, a testament to the growth opportunities the company provides. The company offers excellent benefits, a set schedule that promotes work-life balance, and supportive leadership that ensures every team member feels valued. The company, also fosters an open culture, encouraging team members to share their ideas and suggestions. I truly love working here and am grateful for the incredible opportunities Heights Finance has provided." ~ Ashley S., District Manager - Alabama "Since joining Heights Finance as a Branch Manager in 2013, I have enjoyed the benefit of internal transitions and promotions on multiple occasions. Transitioning from my original branch to a larger branch in a different demographic, to a middle-sized branch in a combination of demographics, assisted me with being prepared to take the next step in my career. As a result, of these experiences, I was qualified for a District Manager position in 2021. In 2024, I made a career change and with the support of my VPO, I was able to move into an Operations Trainer. During each transition, my supervisors worked to ensure I had the training, tools, and support needed to be successful and the level of camaraderie amongst my peers was unparalleled." ~ Jessica W., Operations Trainer - United States Responsibilities As a Consumer Loan Specialist, you'll be at the heart of our customer experience-delivering exceptional service, building lasting relationships, and helping individuals secure the financial solutions they need. This is more than just a job-it's a chance to grow your career, make a difference, and be rewarded for your success. If you're a motivated, customer-focused professional with a passion for helping others and a drive to succeed, we want to hear from you. Join our team and let's achieve success together! * Deliver Exceptional Service: Provide outstanding support to both new and existing customers, guiding them through the loan process with care and professionalism. * Drive Sales Growth: Use consultative sales techniques to educate customers on financial products and services, identifying opportunities to upsell and cross-sell. * Engage Customers: Manage inbound calls with confidence and make proactive outbound calls to attract new business and promote our offerings. * Support Delinquency Management: Collaborate with customers on past-due accounts, offering solutions and working toward resolution. * Learn and Grow: Participate in a hands-on training program with one-on-one mentoring to build your skills and confidence. * Ensure Compliance: Follow all regulatory guidelines and company policies to protect customer information and company assets. This is your opportunity to build a rewarding career with a company that values your contributions and supports your growth. Qualifications We're looking for individuals who are passionate about customer service, eager to learn, and ready to grow in a fast-paced, team-oriented environment. * Customer Focus: A genuine desire to help others and provide top-tier service in every interaction. * Sales Mindset: Confidence in promoting products and services that meet customer needs. * Strong Communication: Excellent verbal and written communication skills, with the ability to build rapport quickly. * Problem-Solving Skills: Ability to think on your feet and offer creative solutions to customer challenges. * Adaptability: Willingness to learn new systems and processes in a dynamic environment. * Team Player: A collaborative spirit with a desire to contribute to team success. * Educational Background: High School diploma or equivalent required; college coursework or degree is a plus. * Industry Experience: Experience in customer service, sales, or consumer finance is preferred but not required-we'll train the right candidate! Work Location: 1700 Alma Dr. Ste 315 Plano, TX 75075 Hours: Full Time - Monday through Friday, 8:30am to 5:30pm with evenings and weekends based on business needs/peak seasons Hourly: $16.25 - $22.75 The base hourly range represents the low and high end of the anticipated hourly range for this position based on the state average. The actual base hourly offered for this full-time position will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. All full-time employees are eligible for benefits, starting day one: Paid Time Off, Medical, Dental, Vision and other voluntary coverages. You will also be eligible to participate in the company's 401(K) program with company match, 30 days post hire, starting on the 1st of the month. Other company perks include access to the Employee Assistance Program, Emergency Relief Fund, Diversity and Inclusion Council, Tuition Reimbursement, Leadership Development Programs, and potential to earn through the Monthly Bonus Program. This employer participates in E-Verify for US-based hires. #LI-Onsite #HeightsFinance #HFCLP Key Words: Customer Service, Loans, Financial Services, Lending, Retail, Office, Bank Teller, Sales, Collections EEO Statement Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money, LendDirect, and Heights Finance) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works. In addition, it is the policy of Attain Finance to provide reasonable accommodation to qualified employees who have protected disabilities to the extent required by federal law and any state/provincial law where a particular employee works. Notice to Attain Finance job applicants: Attain Finance will never ask for your personal banking information, transfer of funds, a credit card, or for you to purchase any equipment to process a job application or for training. Authorized Attain Finance representatives' email addresses will end *********************, @curo.com, @first-heritage.com, @heightsfinance.com, *****************.
$16.3-22.8 hourly Auto-Apply 3d ago

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Loan Servicing Specialist
Ameris Bancorp 4.8
Atlanta, GA jobs
Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate. The Loan Servicing Specialist is responsible for but is not limited to, accurately processing incoming loan payments received via ACH, wires or by check, review new, renewed, and modified loans on core system for accurate payment setup, process payment advances in a timely manner, research returned payments, payment and payoff processing, and processing various reject reports. This position also includes reviewing new, refinanced, and modified loans onto Core System, processing loan maintenance requests, exception item processing, process payoff requests, and review and maintain various reports. This position assists with cross-training, special initiatives, and supports other areas within Loan Servicing, as well as provides superior customer service to internal and external customers. Performs other projects and duties as assigned. Essential Functions, Duties, and Responsibilities: Performs loan servicing tasks on loans including, but not limited to, exception item processing, payment and payoff processing, loan advances, processing, payoff requests, account maintenance, insurance and escrow assistance, and servicing of specialty lending products Correctly and efficiently enter loan payment information. Handle customer data and information according to department procedures. Balance Loan In Process and research rejected loan transactions Process and respond to Salesforce cases, incoming email requests, and incoming payments within defined SLAs and timeframes. Maintains compliance with internal controls, operational procedures, and risk management policies. Performs functions including researching discrepancies, complex account research and handling exceptions. Processes various departmental reports. Performs interest calculations and provides loan payoffs upon request. Works with other departments regarding loan inquiries. Record detailed information and produce accurate, high quality work products. Perform accurate calculations and transactions using problem solving techniques. Cross-train in areas within Loan Servicing to provide support during changes in volume. Completes compliance training, adheres to all anti-money laundering guidelines and procedures, and all regulatory requirements. Strictly adheres to Bank Secrecy Act requirements and applies organizational policies and procedures in all activities. Required Knowledge, Skills and Competencies: Intermediate PC and Microsoft Office proficiency. Able to effectively and persuasively express self, using language and grammar in a professional manner. Able to plan, organize and prioritize tasks. Strong written and verbal communication skills. Highly motivated team player with ability to provide interactive service to others, building relationships and addressing identified needs. Able to analyze and record detailed information and produce accurate, high quality work products. Able to research, analyze, identify viable options, draw sound conclusions, and present findings. Able to manage and organize a high volume of documents and work load. Able to perform accurate calculations and transactions. Industry and Work Experience: * 1-3 years of experience in a related role working loan products, structures and/or documentation preferred. Academic: * Bachelor's degree in Business or related field or equivalent education and related training or experience required. Benefits Available to Employees: Ameris Bank provides a comprehensive employee benefit package to all eligible employees. * Medical, Dental and Vision Insurance * Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment Life Insurance provided at no additional cost to employees Accidental Death & Dismemberment Coverage Long-Term Disability Coverage Paid Sick and Vacation Leave 11 Holidays Volunteer/Service Day Employee Stock Purchase Plan 401(k) Retirement Plan Ameris Bank matches 50% of your first 8% of contributions to the plan Flexible Spending Accounts Health Savings Account Health Reimbursement Arrangement Supplemental Life & Other Insurance Plans Identity Theft Protection Pet Insurance Legal Insurance Employee Assistance Program Employee Advocacy Program Tickets at Work (Entertainment discounts for Ameris Bank Employees) AT&T Employee Discount Wellness Discounts for Medical Premiums and Other Rewards Employee Referral Incentive Education Assistance Employee Resource Groups Banking Advantages for Employees: In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services. Free Interest Checking Free Safe Deposit Box Free Money Orders, Travelers' Checks and Cashier Checks Discount on Mortgage Origination Fee Free Online Banking and Free Unlimited Online Bill Payment Employee Banking Perks Disclaimer: The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position. All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.
$33k-86k yearly est. 2d ago
Loan Servicing Specialist
Ameris Bancorp 4.8
Atlanta, GA jobs
Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner Specialist, Processing, Payment, Insurance, Healthcare, Research
$33k-86k yearly est. 2d ago
Mortgage Loan Officer
Bank of England 3.4
Atlanta, GA jobs
About the Role: The Mortgage Loan Officer plays a critical role in guiding clients through the residential lending process, ensuring they secure the most suitable mortgage products to meet their financial needs. This position involves evaluating loan applications, advising clients on various mortgage options including FHA and VA loans, and facilitating the loan closing process with precision and compliance. The officer acts as a trusted advisor, building strong relationships with clients and real estate professionals to foster repeat and referral business. Success in this role requires a deep understanding of mortgage lending regulations, automated underwriting systems, and market trends to provide accurate and timely loan solutions. Ultimately, the Mortgage Loan Officer contributes to the financial well-being of clients while supporting the institution's growth and reputation in the banking and credit intermediation industry. Minimum Qualifications: Proven experience in residential mortgage lending or a related financial services role. Comprehensive knowledge of mortgage loan products including FHA and VA loans. Familiarity with automated underwriting systems and loan processing software. Strong understanding of loan closing procedures and regulatory compliance requirements. Valid state licensing as a Mortgage Loan Originator (MLO) or equivalent certification. Preferred Qualifications: Bachelor's degree in finance, business administration, or a related field. Experience working within banking or nonbank credit intermediation environments. Demonstrated success in building client relationships and generating referral business. Advanced training or certification in mortgage lending or underwriting. Proficiency with customer relationship management (CRM) software and digital mortgage platforms. Responsibilities: Evaluate and process residential mortgage loan applications, ensuring accuracy and compliance with regulatory standards. Advise clients on home equity options, FHA financing, VA loans, and other mortgage products tailored to their financial situations. Collaborate with underwriters, real estate agents, and closing agents to facilitate smooth and timely loan closings. Utilize automated underwriting systems to assess loan eligibility and risk, providing clear guidance to clients throughout the process. Maintain up-to-date knowledge of mortgage lending regulations, market conditions, and product offerings to effectively serve clients. Skills: The required skills such as residential lending, home equity, and mortgage loans are essential for evaluating client needs and structuring appropriate loan products. Expertise in FHA financing and VA loans enables the officer to offer specialized mortgage solutions that comply with government guidelines. Loan closing skills ensure that all documentation and processes are completed accurately and efficiently, minimizing delays. Familiarity with automated underwriting systems allows the officer to quickly assess loan eligibility and streamline approvals. Preferred skills like CRM proficiency and advanced certifications enhance client management and operational efficiency, contributing to superior service delivery and business growth. This is a generic . A more detailed Job Description and Duties can be provided upon request.
$29k-51k yearly est. 2d ago
Loan Officer - Commission Eligible
Compeer Financial 4.1
Rice Lake, WI jobs
Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model - up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off Learning and development programs Mentorship programs Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.) Professional membership/certification reimbursement and more! Casual/seasonal & intern team members are not eligible for benefits except for state-mandated programs. To learn more about Compeer Financial visit************************ Where you will work: This position offers a hybrid work option up to 50% remote and is based out of the Waite Park, MN or Rice Lake, WI office locations. The contributions you will make: This position is responsible for the origination of home, recreational land/bare land and home site loans in rural areas and communities. You will maintainacceptable levels of loan unit/volume origination while building strong professional and client relationships and maintainhigh client satisfaction results. Combines mortgage and business knowledge with an in-depth understanding of each client's financial position to provide innovative and workable alternatives to create the best avenue to accomplishing client's goals. Markets Compeer's products and services to industry partners and prospective clients based upon their wants and needs. Supports and builds the Compeer Financial brand by developing a referral network of realtors, builders, consumer direct as well as other financial service providers and internal team members. You will service a growing market of hobby farms, rural properties, and conforming properties. A typical day: Sales and Marketing Proactively markets and sells credit and related services, establishing new market relationships which contribute toward attainment of Compeer goals and business objectives. Creates networking and prospecting strategy that is suitable to servicing each territory and ensure alignment with Compeer's branding and marketing protocol. Maintains positive accomplishments with client relations, community recognition, and contributions to the Compeer Financial image as the leading financial institution committed to clients in rural areas. Monitors and appropriately uses discretionary marketing budget throughout the year. Loan Origination Originates loans by proactively seeking applications. Gathers income and verifies financials. Determines the appropriate loan program and terms to meet the client's needs. Works with the credit and processing teams to secure a credit decision and ultimately a timely closing. Acts as a liaison between client(s) and all Compeer Financial operations members as well as certain third parties. Client Relationships Maintains client relationships through frequent interactions and periodic sales calls. Delivers value added informational services to the client. Discusses loan programs and terms. Addresses all client concerns throughout the process. Industry Knowledge Builds and maintains a strong understanding of Consumer Lending practices. Maintains and builds upon "local" knowledge of their own LSA. Gains knowledge of client's hopes and dreams and ultimately helps to implement those within the rural marketplace. Community Involvement Develops and maintains a significant "professional presence" throughout the local community. Provides formal group presentations and information workshops on current Rural Living Solutions topics and issues. Maintains active involvement in various related professional groups. The skills and experience we prefer you have: Bachelor's degree in business administration, finance, agriculture or related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job. NMLS registration required. Demonstrate understanding of mortgage processing, underwriting and closing procedures. Strong listening, written and verbal communication skills, with ability to communicate at all levels of the organization. Skill in developing and maintaining interpersonal relationships. Strong problem solving, decision making and organizational skills. Strong computer skills, including Microsoft Office applications and customer relationship management (CRM) programs. Strong analytical skills with attention to detail. Effective sales skills. Solid time management skills. Ability to work independently and collaboratively with other teams to achieve goals and represent the business. Valid driver's license. #LI-CL1 #IND100 How we will take care of you: Our job titles may span more than one career level (associate, senior, principal, etc.). The actual title and base pay offered is dependent upon many factors, such as: training, transferable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. This role is eligible for variable compensation and other benefits. In addition to base salary, this role is eligible for a Commission-based plan. Commission is uncapped and earned based on New Loan Volume per month (portfolio plus secondary market volume). This role is also eligible for a variable compensation, which may vary year to year. Base Pay$46,400-$51,500 USD Compeer Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Must be authorized to work for any employer in the United States. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time. Click here to view federal employment laws applicable for applicants.
$46.4k-51.5k yearly 3d ago
Loan Closer - Funder
Cornerstone Capital Bank 3.3
San Antonio, TX jobs
Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us. Who we are looking for: We are seeking an experienced Mortgage Closer with strong time management, organization, good work ethic, and flexibility to support our Customers and our Loan Officers deliver outstanding service. What you'll do: Prepare Closing packages Provide funding authorization to Title/Escrow Agents Review signed closing packages for accuracy Understanding fee tolerances, how to handle tolerance violations, when 3 day wait periods apply Ensure the closing package is fully complete and accurate and compliant, which includes but is not limited to: Lender and seller credits are itemized POC credits are itemized Fees are listed in the correct sections Fee entries are correct Escrows set up properly Ensure all date entries are completed to ensure accurate reporting and to ensure Loan Officer (and team) have visibility to the steps that have been completed Update status notes within the TRID form regarding communication with Loan Officer, borrower or settlement agent What you'll need to be successful: Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications: Experience and extensive knowledge of new RESPA/GFE laws Clear focus on detail and ability to recognize inconsistencies in data/documents Detailed knowledge of Closing and Legal Documents (HUD-1, Note, Deed of Trust, Assignment, Title Binder) and Disclosure Documents (TIL, GFE, Right of Rescission, State-specific) Ability to work in a "High Volume" environment Great work ethic Working with LoanSoft software a plus Detailed knowledge of: FHA/VA/USDA Loan Documents Credit Documents (DU/LP Findings, 1003, 1008, Credit Report, VVOE, Appraisal) Insurance Documents (Hazard, Flood, MI) MDIA Disclosure timing and APR rules TILA/RESPA LE/CD fee tolerance comparisons and change of circumstance Understanding of compliance, underwriting, origination, or processing roles What we offer: Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a performance-based bonus. What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$33k-41k yearly est. 3d ago
Part-Time Loan Doc Review Specialist
City Bank 4.4
Lubbock, TX jobs
DescriptionThe Loan Doc Review Specialist is responsible for reviewing of all types of new loan and renewal loan documentation, for commercial, real estate, agricultural, indirect and consumer loans. Documents are reviewed to ensure proper lien perfection and compliance with regulatory requirements and internal loan policy requirements. Specialists enter loan collateral information on the bank's tracking system to track expiration dates and exceptions. The Loan Doc Review Specialist is also responsible for the tracking and clearing of loan exceptions. Exceptions are cleared from a spreadsheet typically prepared by the lending assistant. Exceptions are also updated through items received in the mail which is processed daily including insurance and auto titles. Specialists prepare an expiring UCC report through Lien Solutions and assist lenders in continuing or terminating the UCC. Essential Duties Reviewing loan documents to ensure proper preparation, lien perfection, and compliance with regulatory requirement and internal loan policy requirements. Entering loan collateral information on bank's tracking system to track expiration dates and exceptions. Updating exceptions received from the lending assistant's spreadsheet or from items received in the mail. Preparing an expiring UCC report quarterly and assisting lenders in continuing or terminating the UCC. Answering questions, resolving problems and responding to requests for documents promptly and courteously. Attention to detail and excellent communication skills are required. Maintaining work area in a clean, neat and professional appearance. Representing the bank in a professional manner. Performing miscellaneous duties as assigned. Participating in training sessions as required by supervisor. Cross training between reviewing new loans and clearing exceptions. Equal Opportunity Employer/Veterans/Disabled
$29k-48k yearly est. 3d ago
Mortgage Loan Servicing Specialist II
Busey Bank 4.5
Edwardsville, IL jobs
The Loan Servicing Specialist II is responsible for working with our Consumer and Mortgage Portfolio Loans, Special Asset customer accounts, associate and customer inquiries, and advanced loan transaction and boarding processing. Duties & Responsibilities Respond to customer inquiries both by phone and email. Respond to internal customer inquiries via CRM and email. Process Loan Payments. File maintenance Maintain positive relationships with multiple lenders and support staff. Setup maintenance of automatic payments. Verification of Mortgages Assist other areas and special projects as needed. Filing of all documents received. Payoff Transactions Verification of newly boarded loans Verification of maintenance Daily report monitoring Balancing of internal General Ledgers Assist other areas and special projects as needed. Manage flow of Mortgage loans into system Process all retail loan modifications, renewals, and extensions. Education & Experience Knowledge of: Knowledge of lending process High level knowledge of lending system Familiar with bank compliance and regulatory requirements Strong oral and written communication skills Ability to: Make independent decisions for which there are not always precedents. Demonstrate a proactive approach to incorporating changes in processes and procedures with focus on improving customer service and process efficiency. Perform duties under frequent time pressures. Demonstrate effective problem resolution by making effective recommendations and implementing appropriate action. Work independently with frequent interruptions. Education and Training: Requires High School diploma; higher education preferred. Experience with lending preferred. Requires knowledge of Microsoft Office. Benefits and Compensation Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $21.50 - $23.00/hour) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.
$21.5-23 hourly 3d ago
Loan Processor
Cornerstone Capital Bank 3.3
Houston, TX jobs
Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us. We are looking for an experienced Mortgage Loan Processor who can drive amazing and deep relationships with our Loan Originators and Customers. This professional will partner with our team to assist our Originators and Customers through the loan process. What you'll do: * Must be able to independently calculate all types of self-employed income. * Must be able to fund a minimum of 20 units per month while working towards the same units for the following month. * You will need to monitor and manage workflow to ensure timely closings * Maintain product knowledge and stay up to date on changes to market conditions * Proficiency with AUS systems * Comply with all applicable laws and regulations related to mortgage lending. * Communicate with borrowers, operations staff, title companies, Realtors, etc., to expedite the mortgage process. What you'll need to be successful: Success in this job relies on your experience in processing mortgage loans and your understanding of the residential mortgage loan process. * 3 plus years of continuous current retail Mortgage Processing experience preferred * TRID knowledge required * Excellent communication skills are a must * Knowledge of FNMA, FHLMC, FHA, & VA underwriting guidelines * Experience using LoanSoft LOS is a plus. * Salesforce experience and knowledge of working within a database are a plus * Strong written and verbal communication skills * Teamwork and customer service are a must * Self-motivated and energetic * Strong computer and technology-related skills * Able to work independently and proactively, prioritizing workload and handling multiple tasks Where you come in: We're a great company with great people, and we're looking for an experienced Processor who will bring enthusiasm, attention to detail, and a servant's heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team. What we offer: Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus dependent upon position/department. What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone. Qualifications BehaviorsTeam Player - Works well as a member of a group Dedicated - Devoted to a task or purpose with loyalty or integrity Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$28k-35k yearly est. 2d ago
Loan Closer - Funder
Cornerstone Capital Bank 3.3
Houston, TX jobs
Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time closings - a key core conviction of Cornerstone. We have successfully navigated our company through many industry cycles and changes in regulations. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us. Who we are looking for: We are seeking an experienced Mortgage Closer with strong time management, organization, good work ethic, and flexibility to support our Customers and our Loan Officers deliver outstanding service. What you'll do: Prepare Closing packages Provide funding authorization to Title/Escrow Agents Review signed closing packages for accuracy Understanding fee tolerances, how to handle tolerance violations, when 3 day wait periods apply Ensure the closing package is fully complete and accurate and compliant, which includes but is not limited to: Lender and seller credits are itemized POC credits are itemized Fees are listed in the correct sections Fee entries are correct Escrows set up properly Ensure all date entries are completed to ensure accurate reporting and to ensure Loan Officer (and team) have visibility to the steps that have been completed Update status notes within the TRID form regarding communication with Loan Officer, borrower or settlement agent What you'll need to be successful: Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications: Experience and extensive knowledge of new RESPA/GFE laws Clear focus on detail and ability to recognize inconsistencies in data/documents Detailed knowledge of Closing and Legal Documents (HUD-1, Note, Deed of Trust, Assignment, Title Binder) and Disclosure Documents (TIL, GFE, Right of Rescission, State-specific) Ability to work in a "High Volume" environment Great work ethic Working with LoanSoft software a plus Detailed knowledge of: FHA/VA/USDA Loan Documents Credit Documents (DU/LP Findings, 1003, 1008, Credit Report, VVOE, Appraisal) Insurance Documents (Hazard, Flood, MI) MDIA Disclosure timing and APR rules TILA/RESPA LE/CD fee tolerance comparisons and change of circumstance Understanding of compliance, underwriting, origination, or processing roles What we offer: Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a performance-based bonus. What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
$33k-40k yearly est. 3d ago
Mortgage Loan Officer - Birmingham Area | Full-Time
Avadian Credit Union 3.6
Hoover, AL jobs
Primary Job Role: Originates, acquires, and markets quality residential loans, including top-tier construction loan options and in-house portfolio loan products designed to help Mortgage Loan Officers close outside-the-box loans. Develops marketing and promotional strategies to attract new business, while networking and building community relationships with business professionals and related organizations. Functions and Responsibilities: Acquire new mortgage loans by solicitation and marketing, and maintain a quality network of business relationships. Develop and execute marketing plan based on monthly and quarterly production standards. Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. Structure loans in accordance with established lending practices and federal regulatory requirements. Demonstrate a commitment to professional ethics and complying with all Federal and State laws and regulations. Examine surveys and appraisals to identify and address encroachments, violations, or other discrepancies as needed. Cross-sells other Credit Union services to members. Prepare and analyze all documents required for real estate loans. Requirements Basic Requirements: Outside sales background in mortgages REQUIRED. Proven track record of superior sales performance. Knowledge on agency and investor regulations and guidelines. Strong verbal and written communication and presentation skills. Capacity to work independently and ability to participate productively as part of a team in a fast pace environment. Demonstrate the ability to create a network of centers of influence that make referrals. Experience: One year as a Loan Officer or Loan Originator with outside sales experience is required. Must have excellent verbal and written communications skills. Demonstrated success in building and maintaining referral networks within the mortgage industry, including realtors, builders, financial planners, and other strategic partners. Education: College degree in a related field preferred, but not required. Compensation: Competitive base salary with commission-based incentives. ---------------------------------------------- Please note - submitting a resume does not guarantee any future action by Avadian Credit Union. Avadian Credit Union is an Equal Opportunity Employer. Apply Avadian Credit Union - Corporate Jobs View All Jobs
$29k-44k yearly est. 3d ago
Mortgage Loan Sales
First National Bank of Pennsylvania 4.5
Greenville, SC jobs
Primary Office Location:30 Isabella Street. Pittsburgh, Pennsylvania. 15212.Join our team. Make a difference - for us and for your future. Mortgage Banking Consultant Business Unit: Mortgage Administration Reports to: Varies based on assignment Position Overview: This position is primarily responsible for originating residential mortgage loans through internal and external referral sources. Responsible for building and maintaining strong internal and external referral relationships, counseling mortgage customers around solutions to their lending needs, providing excellent customer service, and supporting all key channel initiatives and sales activities. ( Cross Sell Initiatives, External Sales Activities, Customer Satisfaction Results, and Loan Quality.) Responsible for meeting or exceeding personal production and strategic activity goals. Primary Responsibilities: Builds relationships with internal and external referral sources through key sales strategies and activities to achieve expected performance goals. Counsels customers on lending options and solutions to meet their needs. Supports and facilitates key banking partnerships. Provides excellent service and supports an outstanding customer mortgage experience. Effectively manages loan pipeline to meet key milestones such as delivering initial documentation, closing dates, rate expiration dates, pricing, and compliance related expectations. Provides feedback to management on process efficiencies, relationship processing performance, and overall customer experience for relationship processing partner. Assists with recruiting and hiring of support team members as needed. Performs other related duties and projects as assigned. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Level of Education Required to Perform the Primary Responsibilities of this Position: High School or GED Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position: 3 Skills Required to Perform the Primary Responsibilities of this Position: Excellent customer service skills Excellent communication skills, both written and verbal Excellent organizational, analytical and interpersonal skills Ability to use general office equipment Ability to use a personal computer and job-related software MS Word - Basic Level MS Excel - Basic Level MS PowerPoint - Basic Level BS or BA degree preferred. Must possess a Nationwide Mortgage Licensing System and Registry identifier. Experience with Easylender, Uni-form and Genesis. Licensures/Certifications Required to Perform the Primary Responsibilities of this Position: N/A Physical Requirements or Work Conditions Beyond Traditional Office Work: N/A Equal Employment Opportunity (EEO): It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
$33k-39k yearly est. 3d ago
Consumer Loan Resolution Specialist - Credit Resolution - Wheeling, WV
Wesbanco Bank Inc. 4.3
Elizabethtown, KY jobs
Back Consumer Loan Resolution Specialist - Credit Resolution #51-8256 Multiple Locations Apply X Facebook LinkedIn Email Copy Location This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be Bank Plaza - Wheeling, WV, Ellwood City - Ellwood City, PA, Youngstown Main - Youngstown, OH and West Dixie - Elizabethtown, KY. Market Wheeling Work Hours per Week 22.5 Requirements High school diploma or General Education Degree (GED). One year of related experience or training preferred. Job Description SUMMARY: Manages the day-to-day collections of a portfolio of credit lines and consumer and personal loans both secured and unsecured. Maintains a comprehensive knowledge of applicable state and federal regulations relating to collections and ensure that the Bank's policies and procedures are compliant with the same. Prepares files as an account progresses in delinquency and make recommendations to management as to the required action needed to secure possession of our collateral and/or payment of the past due amount. ESSENTIAL DUTIES AND RESPONSIBILITIES: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Initiates outbound and receives inbound phone calls relating to the collection of delinquent accounts. Reduces delinquency, prevents repossessions and/or foreclosure, and minimizes charge offs/charge downs on assigned accounts. Determines reason for non-payment. Completes Skip Trace on accounts to locate customers for which you have not established phone contact to verify phone number, address, place of employment for the maker and co-maker(s) on the account. Reviews all bank systems as needed (FIS/IBS, Image Centre, etc.) to determine the scope of the customer relationship as well as facilitate in the collection of the account. Prepares necessary documentation for modifications, extensions, and file evaluation. Negotiates payment arrangement with borrower(s). Maintains detailed tracking log on all accounts as you work through the collection process. Processes GL and Payment Tickets as applicable when payment is received. Researches and resolve billing and/or payment disputes on assigned accounts. Verifies "Proof of Insurance" for collateralized loans as needed. Orders appraisals when appropriate. Analyzes loan/collateral file to make recommendation for appropriate action. Reviews personal credit and asset reports to make recommendations as to appropriate strategy. Organizes and prepare files to be referred for repossession and/or foreclosure. Makes appropriate file notations for all correspondence and any other events to Intellect system. OTHER REQUIREMENTS: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. Ability to research problem situations and recommend appropriate action. Professional appearance and demeanor, interpersonal relations, work ethic and attitude. Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions-oriented manner. Possess effective organizational skills and ability to handle detail-oriented work with promptness. Ability to work in a fast-paced environment. Full-Time/Part-Time Part-time Area of Interest Credit Administration All Locations Wheeling, West Virginia, United StatesEllwood City, Pennsylvania, United StatesElizabethtown, Kentucky, United StatesYoungstown, Ohio, United States
$29k-38k yearly est. 3d ago
Mortgage Loan Officer - Huntsville Area | Full-Time
Avadian Credit Union 3.6
Huntsville, AL jobs
Primary Job Role: Originates, acquires, and markets quality residential loans, including top-tier construction loan options and in-house portfolio loan products designed to help Mortgage Loan Officers close outside-the-box loans. Develops marketing and promotional strategies to attract new business, while networking and building community relationships with business professionals and related organizations. Functions and Responsibilities: Acquire new mortgage loans by solicitation and marketing, and maintain a quality network of business relationships. Develop and execute marketing plan based on monthly and quarterly production standards. Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements. Structure loans in accordance with established lending practices and federal regulatory requirements. Demonstrate a commitment to professional ethics and complying with all Federal and State laws and regulations. Examine surveys and appraisals to identify and address encroachments, violations, or other discrepancies as needed. Cross-sells other Credit Union services to members. Prepare and analyze all documents required for real estate loans. Requirements Basic Requirements: Outside sales background in mortgages REQUIRED. Proven track record of superior sales performance. Knowledge on agency and investor regulations and guidelines. Strong verbal and written communication and presentation skills. Capacity to work independently and ability to participate productively as part of a team in a fast pace environment. Demonstrate the ability to create a network of centers of influence that make referrals. Experience: One year as a Loan Officer or Loan Originator with outside sales experience is required. Must have excellent verbal and written communications skills. Demonstrated success in building and maintaining referral networks within the mortgage industry, including realtors, builders, financial planners, and other strategic partners. Education: College degree in a related field preferred, but not required. Compensation: Competitive base salary with commission-based incentives. ---------------------------------------------- Please note - submitting a resume does not guarantee any future action by Avadian Credit Union. Avadian Credit Union is an Equal Opportunity Employer. Apply Avadian Credit Union - Corporate - North Alabama Jobs View All Jobs
$29k-44k yearly est. 3d ago
Mortgage Loan Officer II
First Mid Bank & Trust 4.0
Saint Louis, MO jobs
Mortgage Loan Officer II Location: St. Louis, MO Job Id: 3793 # of Openings: 1 The compensation will be commission-based and based on individual sales/production volume . Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. Responsible for producing a high volume of good quality consumer and real estate loans. Also responsible for ordering credit reports, analyzing data, approving or denying credit requests and collection of delinquent loans. Responsibilities include, but are not limited to: Interviews loan applicants explaining loan options, rates, terms and collateral requirements; gather the required information to provide a complete application to the appropriate loan processor. Conducts loan closings. Ensures all documents are appropriately signed and all underwriting conditions are met. When necessary, takes all steps necessary to perfect the Bank's lien position. Disburse funds on construction and home improvements loans in accordance with Bank guidelines. Manages and supervises individual loan portfolios. Develops and maintains existing customer base and build customer satisfaction and confidence in the Bank. Maintains the asset quality of lending portfolio. Reviews delinquency reports, performs routine follow up with past due customers and coordinates collection efforts with other loan officers. When necessary, repossesses and liquidates collateral and works with Bank's attorney when court action is required. Analyzes and makes decisions regarding the Bank's credit check program and collects any delinquent accounts. Reviews daily overdrafts, determine whether to return or pay checks and produces follow-up letter on accounts overdrawn over ten (10) days. Assists other loan officers with underwriting questions or program information. Orders title work for real estate loans, reviews same and takes care of any curative matters that may arise. Proactively identify, develop and maintain a quality network of business relationships with Realtors, Attorneys and other professional contacts that serve as a source of referrals for new mortgage lending opportunities. Cross-sell bank products and services in a professional manner. Completed required training associated with job function. Performs other related duties as assigned Qualifications Education/Experience: Bachelor's degree preferred or equivalent advanced training in a financial institution or loan setting. Must register and maintain a status in good standing under the SAFE Act requirements. Skills: High level of interpersonal skills to interact with customers and potential customers in a professional manner. Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other business areas and government agencies as required. High level of direct marketing skills necessary, as regular and ongoing direct marketing is required in order to establish relationships with referral sources and identify networking opportunities. High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions and other factors. Good understanding and knowledge of Company's products and services. Good cross-selling, management and organizational skills. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment. May be required to work earlier or later than the normal workday. First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Apply for this Position
$40k-51k yearly est. 3d ago
CRA Mortgage Loan Officer
First Mid Bank & Trust 4.0
Saint Louis, MO jobs
CRA Mortgage Loan Officer Location: St. Louis, MO Job Id: 3977 # of Openings: 1 The compensation will be commission-based and based on individual sales/production volume . Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. This position is responsible for producing a high volume of good quality consumer real estate loans with a focus of participating in Community Reinvestment Act (CRA) lending activities. CRA activities include being responsible for community outreach in our low to moderate income (LMI) areas, majority-minority area (MMA) communities, LMI individuals and minority individuals. Responsibilities include, but are not limited to: Interviews loan applicants explaining various loan options, rates, terms, and collateral requirements to select the program that best fits their financial goals and needs. Gather the required supporting information to provide a complete application. Manage pipeline from origination through closing. Works closely with the processor and underwriter to address any underwriting issues timely to achieve a timely loan closing. Conducts loan closings. Ensures all documents are appropriately signed and all underwriting conditions are met. When necessary, takes all steps necessary to perfect the Bank's lien position. Self-source loans through established referral partners, community organizations, housing agencies, local business leaders, realtors, and other referral sources. Promote home ownership focusing on properties located in LMI & MMA census tracts. Coordinate and conduct home-buying training seminars for potential CRA and multicultural origination mortgage applicants. Partner with community, non-profit and government agencies focused on affordable housing programs or minority communities. Disburse funds on construction and home improvements loans in accordance with Bank guidelines. Manages individual loan portfolio. Maintains the asset quality of individual lending portfolio. Reviews delinquency reports and perform routine follow up with past due customers. When necessary, works with Bank's Special Assets Department in coordinating collection efforts. Consistently achieves volume and/or unit production targets. Cross-sell bank products and services in a professional manner. Completed required training associated with job function. Performs other related duties as assigned. MLOs are expected to be accessible to clients and referral partners outside of standard business hours, including evenings and weekends as necessary Generates regular tracking reports for management with detailed CRA activity Qualifications Education: Bachelor's degree or equivalent with additional specialized training in mortgage lending and/or CRA activities. Must register and maintain a status in good standing under the SAFE Act requirements. Skills: Thorough knowledge of Company's products and services. High level of interpersonal skills to interact with customers and potential customers in a professional manner. High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions, and other factors. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations. The individual must illustrate the ability to multitask and to prioritize issues that arise. First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Apply for this Position
$40k-51k yearly est. 3d ago
Loan Portfolio Officer
Cathay Bank-Headquarters 4.4
Plano, TX jobs
People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities. Apply today! What our team members are saying: Video Clip 1 Video Clip 2 Video Clip 3 Learn more about us at cathaybank.com GENERAL SUMMARY Following established policies and procedures, the Loan Portfolio Officer is responsible for maintaining and monitoring the existing portfolio and growing/developing the client relationship. Work with the Underwriting Department to provide required information for loan underwriting on both new and renewal credits. Product types include all facets of commercial loans and construction loans. ESSENTIAL FUNCTIONS Under the direction of the Team Manager, maintain and monitor a loan portfolio which includes evaluating, recommending and structuring loans; monitoring quarterly financial statements, and addressing any issues; as well as recommending loan amendments and renewals based on client needs. Ensure compliance with Bank, regulatory and credit requirements with emphasis on quality client service. Prepare and review various reports such as credit underwriting documents, compliance checks, financial spreads, past due reports, tickler reports, exception reports, and pipeline reports, etc. Assist clients and follow up on outstanding items such as analyzing client financial statements and verifying covenant compliance. May assist with training of loan assistants. QUALIFICATIONS Education: College graduate with major in business, finance, or accounting preferred. Experience: Minimum 2 years of experience in corporate commercial lending in credit analysis or portfolio management required. Thorough knowledge of lending regulations and underwriting practices preferred. Skills/Ability: PC proficient. Strong verbal and written communication skills. Bilingual (English/Mandarin or Cantonese) a plus. Organized and detail oriented. Good credit knowledge of Bank's credit underwriting policies and approval process for assigned loan. Ability to work effectively in a fast-paced, high production environment. Strong financial analysis and accounting skills. OTHER DETAILS $26.44 - $38.46 / hour Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus. Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k). Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policy. Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law. Click here to view the "Know Your Rights: Workplace Discrimination is Illegal" Poster: Poster- English Poster- Spanish Poster- Chinese Traditional Poster- Chinese Simplified Cathay Bank endeavors to make **************************** to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at or . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.
$26.4-38.5 hourly 3d ago
Mortgage Loan Officer II
First Mid Bank & Trust 4.0
Champaign, IL jobs
Mortgage Loan Officer II Location: Champaign, IL Job Id: 4236 # of Openings: 1 At First Mid, this position is commission-based and earned on individual sales/production volume. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements. The Mortgage Loan Officer is responsible for producing a high volume of good quality consumer and real estate loans. Also responsible for ordering credit reports, analyzing data, approving or denying credit requests and collection of delinquent loans. Responsibilities include, but are not limited to: Interviews loan applicants explaining loan options, rates, terms and collateral requirements; gather the required information to provide a complete application to the appropriate loan processor. Conducts loan closings. Ensures all documents are appropriately signed and all underwriting conditions are met. When necessary, takes all steps necessary to perfect the Bank's lien position. Disburse funds on construction and home improvements loans in accordance with Bank guidelines. Manages and supervises individual loan portfolios. Develops and maintains existing customer base and build customer satisfaction and confidence in the Bank. Maintains the asset quality of lending portfolio. Assists other loan officers with underwriting questions or program information. Proactively identify, develop and maintain a quality network of business relationships with Realtors, Attorneys and other professional contacts that serve as a source of referrals for new mortgage lending opportunities. Cross-sell bank products and services in a professional manner. Completed required training associated with job function. Performs other related duties as assigned MLOs are expected to be accessible to clients and referral partners outside of standard business hours, including evenings and weekends as necessary Qualifications Education/Experience: Bachelor's degree preferred or equivalent advanced training in a financial institution or loan setting. Must register and maintain a status in good standing under the SAFE Act requirements. Skills: High level of interpersonal skills to interact with customers and potential customers in a professional manner. Ensure exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Interpersonal skills necessary to establish and maintain effective working relationships with coworkers, other business areas and government agencies as required. High level of direct marketing skills necessary, as regular and ongoing direct marketing is required in order to establish relationships with referral sources and identify networking opportunities. High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions and other factors. Good understanding and knowledge of Company's products and services. Good cross-selling, management and organizational skills. Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment. First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Apply for this Position
$32k-41k yearly est. 3d ago
Sr. Mortgage Loan Processor
First Bank 4.6
Saint Louis, MO jobs
Mortgage Loan Processor II A Mortgage Loan Processor II ensures all residential loan files are packaged accurately and timely. As an experienced Mortgage processor, they work with and have comprehensive knowledge of the documents required for a conventional and/or government loans as well as all conforming and non-conforming loansl. A successful Mortgage Loan Processor II is self-motivated, has strong time-management skills and is able to process a high volume of loans in a fast paced work environment. What You Will Be Doing Receiving loans from Underwriting Calling or writing customers and/or any other interested parties to obtain conditions of loan. Calling specified companies to obtain property abstracts, surveys, appraisals. Indexing documents in the file to ensure they are marked properly. Clearing conditions to the level of authority available. Submitting mortgage loan application file underwriting condition clearing. Working with the Appraisal Management Company to order appraisal corrections. Printing and mailing approval and denial letters to applicants. Submitting approved mortgage loan file to Mortgage Loan Closer for settlement. High School diploma or general education degree (GED) A minimum of two (2) plus years' related work experience and/or training required A minimum of three (3) years' experience working in a financial or banking mortgage department a plus A minimum of three (3) plus years working with and/or comprehensive knowledge in conforming & non-conforming loans, Fannie Mae and Freddie Mac Guidelines, and any government and/or conventional, FHA or VA loans required Proficient PC skills in a Windows based environment required; mortgage-processing software a plus Detail oriented, minimal supervision, with excellent communication and analytical skills strongly preferred
$31k-38k yearly est. 3d ago
Mortgage Loan Officer I
Navy Federal Credit Union 4.7
Dallas, TX jobs
To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process. To determine applicants' qualifications; providing detailed information about Navy Federal's mortgage and equity loan products; clarify complexities of the mortgage/equity loan process; and evaluate, personalize, and recommend financing alternatives. To build and maintain referral relationships with realtors, builders, and other centers of influence. Responsibilities Analyze referred loans for areas of concern and determine proper course of action (e.g., obtain explanations for derogatory credit) Determine and advise members on approved loan conditions and documentation requirements Ensure progress and inclusion of required mortgage processing information (e.g., verifications of employment, assets, income and liabilities, appraisal reports, Navy Federal and investor requirements, etc.) Maintain contact with the member, Realtor and/or seller during the entire loan process Monitor mortgage loan process and ensure compliance with Federal laws, as well as Navy Federal, NCUA and secondary market practices, guidelines, and regulations Remain available to members and/or their real estate agents during scheduled evening hours after assigned workdays and during scheduled hours on assigned days off (e.g., weekends) Request and obtain documentation needed and forward to Mortgage Processor Respond to inquiries about mortgage applications, processing status, problems, and concerns Seek and leverage opportunities to conduct outside marketing and promotional activities to members and potential members through financial presentations, local events and realtor/trade shows and events Take first mortgage loan applications via face-to-face interview, mail, and telephone Resolve or arrange for resolution of operational/processing issues, inquiries, and complaints Respond to inquiries and resolve any issues concerning the processing of applications Review application for completeness, data integrity and accuracy; determine if additional information and/or supporting documentation is required Perform other duties as assigned Qualifications Ability to work effectively and efficiently with automated systems Familiarity with accounting, credit, and/or lending principles and techniques Experience in member/customer service preferably in a related field/industry, such as realty, insurance, retail banking or financial institution Exposure to lending application and approval process Familiarity with mortgage lending concepts and principles Familiarity with banking/financial industry standards and practices Effective database and presentation software skills Effective skill performing mathematical calculations and working accurately with numbers Effective skill in actively guiding members through interactions to reduce member effort and enhance member loyalty Effective skill in comprehending, analyzing, applying, and communicating complex written legal documents Effective skill speaking and/or presenting in front of groups in a professional setting Effective word processing and spreadsheet software skills Incumbent will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks Desired Qualifications: Working knowledge of Navy Federal Mortgage Production and/or Servicing Systems Working knowledge of mortgage/equity loan processing, closing and documentation requirements and regulations Familiarity with mortgage lending requirements, regulations and procedures for VA and conventional loan programs Hours: Available Monday - Friday, 8:00AM - 4:30PM or 8:30AM - 5:00PM Location: Must reside within reasonable commuting distance to 3300 Olympus Blvd, 5th Floor, Coppell, TX 75019 About Us Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks. Our approach to careers is simple yet powerful: Make our mission your passion.* Fortune 100 Best Companies to Work For 2025* Yello and WayUp Top 100 Internship Programs* Computerworld Best Places to Work in IT* Newsweek Most Loved Workplaces* 2025 PEOPLE Companies That Care* Newsweek Most Trustworthy Companies in America* Military Times 2025 Best for Vets Employers* Best Companies for Latinos to Work for 2024* Forbes 2025 America's Best Large Employers* Forbes 2025 America's Best Employers for New Grads* Forbes 2025 America's Best Employers for Tech Workers* 2025 RippleMatch Campus Forward Award Winner for Overall Excellence* Military.com Top Military Spouse Employers 2025* 2025 Handshake Early Talent AwardFrom Fortune . 2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
$46k-61k yearly est. 6d ago