A Housing Counselor works directly with clients and organizations to support moderate and low-income clients in overcoming barriers to housing and financial stability. They represent the homeowner in interventions and/or mediation proceedings with the mortgage servicer, lender, and/or other stakeholders.

Housing Counselor Responsibilities

Here are examples of responsibilities from real housing counselor resumes representing typical tasks they are likely to perform in their roles.

  • Manage products liability and intellectual property litigation matters, coordinate with outside counsel and insurance companies, lead settlement negotiations.
  • Manage national portfolio of high risk/high profile bankruptcy litigation.
  • Manage litigation and provide guidance on corporate governance matters.
  • Perform extensive document preparation and manage complex closings, including bankruptcy disbursements.
  • Assist senior counsel in all aspects of litigation management including factual investigation, document preparation, and trial preparation and support.
  • Provide an approve home education program to include financial literacy and money management skills.
  • Explain family obligations according to HUD procedures and explain family responsibilities regarding rent amounts.
  • Educate consumers who are interest in purchasing a home by providing HUD approve individualized credit and budget counseling.
  • Organize and instruct financial management, credit and first time home-buyer education courses to promote financial literacy throughout the community.
  • Assist clients in executing foreclosure avoidance measures by compiling documentation for loan modification applications and providing timely and accurate case management.
Housing Counselor Traits
Analytical skills have to do with gathering information from various sources and then interpreting the data in order to reach a logical conclusion that benefits the business.
Interpersonal skills involves being able to communicate efficiently with multiple people regarding your thoughts, ideas and feedback.
Problem-solving skills is the way that one is able to effectively solve a problem in a timely manner.

Housing Counselor Job Description

When it comes to understanding what a housing counselor does, you may be wondering, "should I become a housing counselor?" The data included in this section may help you decide. Compared to other jobs, housing counselors have a growth rate described as "as fast as average" at 6% between the years 2018 - 2028, according to the Bureau of Labor Statistics. In fact, the number of housing counselor opportunities that are predicted to open up by 2028 is 50,100.

A housing counselor annual salary averages $90,021, which breaks down to $43.28 an hour. However, housing counselors can earn anywhere from upwards of $58,000 to $138,000 a year. This means that the top-earning housing counselors make $80,000 more than the lowest-earning ones.

As is the case with most jobs, it takes work to become a housing counselor. Sometimes people change their minds about their career after working in the profession. That's why we looked into some other professions that might help you find your next opportunity. These professions include a legal extern, bankruptcy specialist, attorney at law, and attorney.

Housing Counselor Jobs You Might Like

Housing Counselor Resume Examples

Housing Counselor Skills and Personality Traits

We calculated that 16% of Housing Counselors are proficient in Legal Advice, Counsel, and Regulatory Agencies. They’re also known for soft skills such as Analytical skills, Interpersonal skills, and Problem-solving skills.

We break down the percentage of Housing Counselors that have these skills listed on their resume here:

  • Legal Advice, 16%

    Provided comprehensive legal advice to international wearable/mobile computer manufacturer.

  • Counsel, 8%

    Assisted senior counsel in all aspects of litigation management including factual investigation, document preparation, and trial preparation and support.

  • Regulatory Agencies, 5%

    Interfaced with officials at various regulatory agencies regarding alleged violations of laws.

  • Crisis Intervention, 5%

    Assisted in distributing medications under supervision Assisted in crisis intervention and mediated between residents Investigated and reported misconduct to supervisor

  • Independent Living, 5%

    Formulated behavior modification and introduced independent living skills.

  • Real Estate, 4%

    Advised various departments regarding legal issues related to leasing and management of commercial and residential real estate.

"legal advice," "counsel," and "regulatory agencies" aren't the only skills we found housing counselors list on their resumes. In fact, there's a whole list of housing counselor responsibilities that we found, including:

  • The most important skills for a housing counselor to have in this position are analytical skills. In this excerpt that we gathered from a housing counselor resume, you'll understand why: "lawyers help their clients resolve problems and issues" According to resumes we found, analytical skills can be used by a housing counselor in order to "analyze and draft pleadings and review discovery requests and responses, motions, and written settlement agreements. "
  • Another commonly found skill for being able to perform housing counselor duties is the following: interpersonal skills. According to a housing counselor resume, "lawyers must win the respect and confidence of their clients by building a trusting relationship so that clients feel comfortable enough to share personal information related to their case." Check out this example of how housing counselors use interpersonal skills: "facilitate didactic and interpersonally focused group therapy at residential and partial hospitalization settings. "
  • Another skill that is quite popular among housing counselors is problem-solving skills. This skill is very critical to fulfilling every day responsibilities as is shown in this example from a housing counselor resume: "lawyers must separate their emotions and prejudice from their clients’ problems and objectively evaluate the relevant applicable information" This example from a resume shows how this skill is used: "develop strategies for problem resolution for pre-purchase, rental assistance, and landlord tenant counseling. "
  • A thorough review of lots of resumes revealed to us that "research skills" is important to completing housing counselor responsibilities. This resume example shows just one way housing counselors use this skill: "lawyers need to be able to find those laws and regulations which apply to a specific matter, in order to provide the appropriate legal advice for their clients." Here's an example of how this skill is used from a resume that represents typical housing counselor tasks: "researched law, drafted pleadings, motions, briefs, and opinions as well as settlement agreements. "
  • Yet another important skill that a housing counselor must demonstrate is "speaking skills." Lawyers must be able to clearly present and explain their case to arbitrators, mediators, opposing parties, judges, or juries, because they are speaking on behalf of their clients. This is clearly demonstrated in this example from a housing counselor who stated: "represented company during its early stages of going public with sec registration, sox compliance issues and corporate governance. "
  • Another skill commonly found on housing counselor resumes is "writing skills." This description of the skill was found on several housing counselor resumes: "lawyers need to be precise and specific when preparing documents, such as wills, trusts, and powers of attorney." Here's an example from a resume of how this skill could fit into the day-to-day housing counselor responsibilities: "grant was funded for [ ] assisted in writing grant to hud for 2001 ross grant. "
  • See the full list of housing counselor skills.

    We've found that 48.4% of housing counselors have earned a bachelor's degree. Furthermore, 8.7% earned their master's degrees before becoming a housing counselor. While it's true that most housing counselors have a college degree, it's generally possible to become one with only a high school degree. In fact, one out of every eight housing counselors did not spend the extra money to attend college.

    The housing counselors who went onto college to earn a more in-depth education generally studied law and business, while a small population of housing counselors studied psychology and political science.

    Once you're ready to become a housing counselor, you should explore the companies that typically hire housing counselors. According to housing counselor resumes that we searched through, housing counselors are hired the most by Chubb, Money Management International, and Robert Half International. Currently, Chubb has 6 housing counselor job openings, while there are 4 at Money Management International and 4 at Robert Half International.

    If you're interested in companies where housing counselors make the most money, you'll want to apply for positions at United Airlines, Presbyterian Homes, and Chubb. We found that at United Airlines, the average housing counselor salary is $109,750. Whereas at Presbyterian Homes, housing counselors earn roughly $107,534. And at Chubb, they make an average salary of $106,032.

    View more details on housing counselor salaries across the United States.

    If you earned a degree from the top 100 educational institutions in the United States, you might want to take a look at Camp Systems International, Private Practice, and YMCA of Greater Omaha. These three companies have hired a significant number of housing counselors from these institutions.

    The industries that housing counselors fulfill the most roles in are the non profits and insurance industries. But the highest housing counselor annual salary is in the transportation industry, averaging $105,524. In the construction industry they make $103,882 and average about $99,287 in the insurance industry. In conclusion, housing counselors who work in the transportation industry earn a 40.2% higher salary than housing counselors in the hospitality industry.

    The three companies that hire the most prestigious housing counselors are:

      What Legal Externs Do

      Legal externs are law students who took the opportunity to do on-the-job training at a law firm. Instead of monetary compensation, they receive academic credits. Legal externs primarily engage in job shadowing. They are usually assigned mentors in the law firm, and they would shadow their mentors in their daily routines. Legal externs are exposed to the actual work done by lawyers. Legal externs are involved in cases, providing insights while building a solid case for their client, giving advice to clients, and representing clients under the supervision of the actual lawyers in the firm. They are usually not given administrative or clerical tasks since they are expected to do more tasks directly related to being a lawyer.

      We looked at the average housing counselor annual salary and compared it with the average of a legal extern. Generally speaking, legal externs receive $38,093 lower pay than housing counselors per year.

      While the salaries between these two careers can be different, they do share some of the same responsibilities. Employees in both housing counselors and legal externs positions are skilled in legal advice, counsel, and real estate.

      There are some key differences in responsibilities as well. For example, a housing counselor responsibilities require skills like "regulatory agencies," "crisis intervention," "independent living," and "rental assistance." Meanwhile a typical legal extern has skills in areas such as "legal intern," "legal memos," "court proceedings," and "pre-trial motions." This difference in skills reveals how truly different these two careers really are.

      Legal externs tend to reach lower levels of education than housing counselors. In fact, legal externs are 11.6% less likely to graduate with a Master's Degree and 19.7% more likely to have a Doctoral Degree.

      What Are The Duties Of a Bankruptcy Specialist?

      The bankruptcy specialist is responsible for filing and documentation loan bankruptcy materials with the appropriate attorneys. They ensure full compliance with loan bankruptcy regulations and monitor accounts throughout the loan bankruptcy process to contact the appropriate party when necessary. A bankruptcy specialist might be an administrator or lawyer in a bankruptcy office and supports bankruptcy law. They are likely to evaluate state declaration and affidavits for legal progression, interact with customers and outside counsel about bankruptcy proceedings through written and verbal communication, and work with local counsel and upper management in effectively reviewing client's files.

      The next role we're going to look at is the bankruptcy specialist profession. Typically, this position earns a lower pay. In fact, they earn a $50,318 lower salary than housing counselors per year.

      A similarity between the two careers of housing counselors and bankruptcy specialists are a few of the skills associated with both roles. We used resumes from both professions to find that both use skills like "counsel," "foreclosure," and "company policies. "

      In addition to the difference in salary, there are some other key differences that are worth noting. For example, housing counselor responsibilities are more likely to require skills like "legal advice," "regulatory agencies," "crisis intervention," and "independent living." Meanwhile, a bankruptcy specialist might be skilled in areas such as "relief," "pacer," "outbound calls," and "msp." These differences highlight just how different the day-to-day in each role looks.

      Bankruptcy specialists may earn a lower salary than housing counselors, but bankruptcy specialists earn the most pay in the health care industry with an average salary of $39,045. On the other side of things, housing counselors receive higher paychecks in the transportation industry where they earn an average of $105,524.

      On the topic of education, bankruptcy specialists earn lower levels of education than housing counselors. In general, they're 6.6% less likely to graduate with a Master's Degree and 19.7% less likely to earn a Doctoral Degree.

      How an Attorney At Law Compares

      An Attorney at Law is responsible for preparing and examining contracts involving leases, licenses, purchases, sales, etc. They advise clients concerning business transactions, claim liability, or legal rights and obligations.

      The attorney at law profession generally makes a higher amount of money when compared to the average salary of housing counselors. The difference in salaries is attorneys at law making $50,011 higher than housing counselors.

      Using housing counselors and attorneys at law resumes, we found that both professions have similar skills such as "legal advice," "counsel," and "real estate," but the other skills required are very different.

      There are many key differences between these two careers as shown by resumes from each profession. Some of those differences include the skills required to complete responsibilities within each role. As an example of this, a housing counselor is likely to be skilled in "regulatory agencies," "crisis intervention," "independent living," and "rental assistance," while a typical attorney at law is skilled in "law firm," "criminal cases," "family law matters," and "federal courts."

      Additionally, attorneys at law earn a higher salary in the professional industry compared to other industries. In this industry, they receive an average salary of $151,757. Additionally, housing counselors earn an average salary of $105,524 in the transportation industry.

      Attorneys at law typically study at similar levels compared with housing counselors. For example, they're 4.8% less likely to graduate with a Master's Degree, and 31.9% less likely to earn a Doctoral Degree.

      Description Of an Attorney

      Generally, an attorney's responsibility is to advise the client with an ongoing lawsuit on the legal procedures and provide strategies to resolve the case as early as possible. An attorney compiles necessary documents or any records for appeal and client's defense. Attorneys must acquire strong problem-solving and critical-thinking skills to mediate disputes and settle pending litigation for the client's best interest. In some cases, an attorney's procedure depends on any evidence and research presented during the trial period. An attorney is expected to present clients on legal proceedings, seeking justice and justifying the law.

      Attorneys tend to earn a higher pay than housing counselors by about $21,755 per year.

      According to resumes from both housing counselors and attorneys, some of the skills necessary to complete the responsibilities of each role are similar. These skills include "legal advice," "regulatory agencies," and "real estate. "

      While some skills are shared by these professions, there are some differences to note. "counsel," "crisis intervention," "independent living," and "rental assistance" are skills that have shown up on housing counselors resumes. Additionally, attorney uses skills like law firm, criminal cases, document review, and federal courts on their resumes.

      Attorneys reach lower levels of education when compared to housing counselors. The difference is that they're 7.9% more likely to earn a Master's Degree less, and 30.5% more likely to graduate with a Doctoral Degree.