Credit Analyst jobs at Huntington National Bank

Summary:The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections /chargeoff. Duties and Responsibilities: + Data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. + As a senior member of the Card Risk Management team, regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal/Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. + Maintain visibility to industry best practices, and assist with the coaching and development of junior analysts. + Performs other duties as assigned. Basic Qualifications: + Bachelor's degree + 7+ years of Credit Card analysis and/or Credit Risk Management experience + 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.) Preferred Qualifications: + Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager + Previous analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices + Strong organization and communication skills, both verbal and written + Strong leadership skills and ability to think independently + Strong analytical skills and thought process, with a high degree of attention to detail + Ability to articulate problem solving methodology used to research and create solutions + Ability to work on multiple projects at once, prioritizing within tight time constraints + Customer service orientation, with respect to both internal and external customers + Master's Degree in Statistics, Business Analytics, or comparable coursework #LI-Hybrid #LI-BM1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $102,000-$208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Responsible for monitoring, evaluating, and interpreting data on the Bank's Commercial Loan portfolio as it relates to the Credit Risk Rating Framework including preparation of trend analysis, exposure limits and various risk identification reports. Develop tools allowing for the monitoring of movements in the portfolio, identify emerging risks and make recommendations to management. Leverage risk experience and business knowledge to assist in planning initiatives to accomplish enterprise-wide goals around the Commercial Portfolio. Primary Responsibilities: Contribute to the effective management of commercial credit risk by supporting the Risk Rating Framework through analytical practices, adherence to regulatory guidance, and understanding of M&T Credit Culture. Assist with the review of the Probability of Default and Loss Given Default Masterscales, and the use of scorecards to assign credit risk ratings. Recommend improvements to Credit Risk Management. Support the PD and LGD Masterscales through large commercial datasets using statistical analysis in Statistical Analysis System (SAS), PYTHON or similar tool to properly compare estimates to historical performance. Communicate analytical results to Bank-wide stakeholders. Collaborate with Model Risk Management to ensure compliance with model governance requirements, including documentation updates, performance monitoring and validation support for department-owned models. Provide financial analysis and data support to other groups/departments across the Bank as required. Develop Knowledge around various Banking Regulatory requirements. Regularly present portfolio risk summaries and dashboards to management and governance committees. Lead special projects as requested by Management. Leadership/mentor junior staff. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Supervisory/ Managerial Responsibilities: N/A Education and Experience Required: Bachelor's Degree in a Business or Mathematics-based or related Disciple, or in lieu of degree four- or five-years' credit risk, financial or business analysis experience. Five years' relevant experience in Banking, Risk or Finance analysis or a related field. Five years' experience preparing written documentation and/or papers/publications. Statistical Analysis System (SAS), PYTHON or similar tool Education and Experience Preferred: MBA preferred. Development of Statistical Models M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a successful Credit Analyst II will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst II is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Credit Analyst II will attend and support Portfolio Reviews as needed. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: + Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed + Use critical thinking to identify and draft documentation + Responsible for regularly completing indicative credit information into Banking Systems with little to no errors + Responsible for preparing risk-rating scorecard and tickler event analysis and determining actions based on results working in collaboration with PM's + Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations + Identify and determine monitoring analysis activities required + Verify covenants and define updates needed on ticklers + Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action + Responsible for assessing covenant compliance reporting and identifying issues + Review covenant compliance certificates to understand performance and determine actions + Update financial covenants and calculations as needed + Run Probability of Default (PD) model with oversight + Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team + Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight + Prepares ALSR reports with oversight + Responsible for running risk and projection models with oversight assumptions provided + Responsible for completing underwriting process with limited oversight + Create and complete a CAM with little to no errors + Review and re-write renewals for deals of limited complexity + Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings + Support Portfolio Managers and special projects + Takes appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary. + May assist with training of new employees. + May work on special projects as assigned by management. SUPERVISORY RESPONSIBILITIES: None MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: + Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting) + 2+ years of Commercial Banking experience. + Sound Financial and risk analysis understanding, including the ability to develop financial models + Extensive Knowledge of banking products and services + Knowledge of corporate business structure and legal documents + General knowledge of U.S. government and regulation + Knowledge of the local or regional market preferred, but not required + Proficiency in internal banking applications + Strong verbal and written communication skills + Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks + Proficient in all Microsoft Office software WORKING CONDITIONS: + Normal office environment with little exposure to dust, noise, temperature and the like + Minimal travel required At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits. Benefits: Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter. Compensation: The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Credit Analyst II - Metals, Materials, and Construction Total Base Pay Range 53,400.00 - 109,500.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Summary:The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections /chargeoff. Duties and Responsibilities: + Data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. + As a senior member of the Card Risk Management team, regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal/Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. + Maintain visibility to industry best practices, and assist with the coaching and development of junior analysts. + Performs other duties as assigned. Basic Qualifications: + Bachelor's degree + 7+ years of Credit Card analysis and/or Credit Risk Management experience + 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.) Preferred Qualifications: + Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager + Previous analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices + Strong organization and communication skills, both verbal and written + Strong leadership skills and ability to think independently + Strong analytical skills and thought process, with a high degree of attention to detail + Ability to articulate problem solving methodology used to research and create solutions + Ability to work on multiple projects at once, prioritizing within tight time constraints + Customer service orientation, with respect to both internal and external customers + Master's Degree in Statistics, Business Analytics, or comparable coursework #LI-Hybrid #LI-BM1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $102,000-$208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections /chargeoff. Duties and Responsibilities: * Data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. * As a senior member of the Card Risk Management team, regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal/Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. * Maintain visibility to industry best practices, and assist with the coaching and development of junior analysts. * Performs other duties as assigned. Basic Qualifications: * Bachelor's degree * 7+ years of Credit Card analysis and/or Credit Risk Management experience * 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.) Preferred Qualifications: * Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager * Previous analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices * Strong organization and communication skills, both verbal and written * Strong leadership skills and ability to think independently * Strong analytical skills and thought process, with a high degree of attention to detail * Ability to articulate problem solving methodology used to research and create solutions * Ability to work on multiple projects at once, prioritizing within tight time constraints * Customer service orientation, with respect to both internal and external customers * Master's Degree in Statistics, Business Analytics, or comparable coursework #LI-Hybrid #LI-BM1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $102,000-$208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks and identifying risks or issues as needed. In addition, a successful Senior Credit Analyst will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in underwriting, with the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Senior Credit Analyst will attend and support Portfolio Reviews as needed. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: + Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed. + Use critical thinking to identify and draft documentation. + Responsible for regularly completing indicative credit information into Banking Systems with little to no errors. + Responsible for preparing risk-rating scorecard and performing tickler event analysis to identify potential risks. + Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations. + Identify and determine monitoring analysis activities required. + Verify covenants and define updates needed on ticklers. + Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action. + Responsible for assessing covenant compliance reporting and identifying issues. + Review covenant compliance certificates to understand performance and determine actions remediate breaches. + Update financial covenants and calculations as needed. + Run Probability of Default (PD) model with oversight. + Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team. + Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight. + Prepares ALSR reports with oversight. + Responsible for running risk and projection models with oversight assumptions provided. + Responsible for completing underwriting process with limited oversight. + Create and complete a CAM with little to no errors. + Review and re-write renewals for deals of limited complexity. + Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings. + Support Portfolio Managers and special projects. + Take appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary. + May assist with training of new employees. + May work on special projects as assigned by management. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: + Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting). + 3+ years of Commercial Banking experience. + Sound Financial and risk analysis understanding, including the ability to develop financial models. + Extensive Knowledge of banking products and services. + Knowledge of corporate business structure and legal documents. + General knowledge of U.S. government and regulation. + Knowledge of the local or regional market preferred, but not required. + Proficiency in internal banking applications. + Strong verbal and written communication skills. + Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks. + Proficient in all Microsoft Office software. WORKING CONDITIONS: + Normal office environment with little exposure to dust, noise, temperature and the like. + Minimal travel required. At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits. Benefits: Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter. Compensation: The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Sr Credit Analyst - Metals, Materials and Construction Total Base Pay Range 69,800.00 - 143,100.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks and identifying risks or issues as needed. In addition, a successful Senior Credit Analyst will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in underwriting, with the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Senior Credit Analyst will attend and support Portfolio Reviews as needed. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed. * Use critical thinking to identify and draft documentation. * Responsible for regularly completing indicative credit information into Banking Systems with little to no errors. * Responsible for preparing risk-rating scorecard and performing tickler event analysis to identify potential risks. * Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations. * Identify and determine monitoring analysis activities required. * Verify covenants and define updates needed on ticklers. * Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action. * Responsible for assessing covenant compliance reporting and identifying issues. * Review covenant compliance certificates to understand performance and determine actions remediate breaches. * Update financial covenants and calculations as needed. * Run Probability of Default (PD) model with oversight. * Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team. * Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight. * Prepares ALSR reports with oversight. * Responsible for running risk and projection models with oversight assumptions provided. * Responsible for completing underwriting process with limited oversight. * Create and complete a CAM with little to no errors. * Review and re-write renewals for deals of limited complexity. * Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings. * Support Portfolio Managers and special projects. * Take appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary. * May assist with training of new employees. * May work on special projects as assigned by management. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: * Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting). * 3+ years of Commercial Banking experience. * Sound Financial and risk analysis understanding, including the ability to develop financial models. * Extensive Knowledge of banking products and services. * Knowledge of corporate business structure and legal documents. * General knowledge of U.S. government and regulation. * Knowledge of the local or regional market preferred, but not required. * Proficiency in internal banking applications. * Strong verbal and written communication skills. * Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks. * Proficient in all Microsoft Office software. WORKING CONDITIONS: * Normal office environment with little exposure to dust, noise, temperature and the like. * Minimal travel required. At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits. Benefits: Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter. Compensation: The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Sr Credit Analyst - Metals, Materials and Construction Total Base Pay Range 69,800.00 - 143,100.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

The Analyst will be a member of the FHA Healthcare Underwriting Team and will collaborate internally and externally to analyze and underwrite FHA Lean Applications. ESSENTIAL JOB FUNCTIONS The Analyst will provide high level qualitative and quantitative analysis of FHA Healthcare transactions. The position will collaborate and support the LEAN Underwriters, closers, and originators for the FHA Healthcare group within CMG. The Analyst will prepare deliverables in Excel, Word and Power Point for various purposes, including financial analysis, narrative summaries, corporate reviews, and organizational charts. The Financial Analyst will Actively contribute your unique talents, ideas and market intelligence in support of the team's strategy and complement the strengths of your teammates to achieve the team's financial goal. Pursue and develop internal and external relationships to facilitate effective real estate transactions and support the line of business strategy. Consistently follow established process and procedures for underwriting real estate transactions to ensure an efficient, diligent and methodical process. Work with underwriters, senior underwriters and originators to analyze deals and determine whether they appear financially feasible under HUD rules prior to formal client application submission. Collect and organize exhibits for pre-application and firm application packages to submit for HUD/FHA review. Complete HUD forms for pre-application and application submissions. Be the driver of transactions you analyze and process to ensure they are completed in a timely manner. Consistently identify and assess transaction risks and appropriately document in accordance with credit approval and elevate any issues which appear to be deviating from such to assist in properly managing portfolio risks. Maintain a productive relationship with all partners characterized by collaborative approach and full and timely disclosure of transaction risks ensuring open communication among all team members. Complete all compliance requirements related to each transaction to minimize risk. MARGINAL OR PERIPHERAL FUNCTIONS The Analyst will provide industry, market, business, and quantitative analysis support. This will include performing ad-hoc strategic and financial reporting. The Analyst is expected to have a continuous improvement mindset, and would be empowered to recommend efficiencies for change. The Analyst will work on special projects as assigned. Please note: This is an on-site position and not eligible for remote or virtual work. The candidate will be required to work from a KeyBank office in Cleveland, OH, Columbus, OH, or Dallas, TX. REQUIRED QUALIFICATIONS Bachelor's degree required in finance, accounting, business administration, economics, or Real Estate. 2+ years of experience in finance, accounting, real estate, investment banking or consulting including Real Estate Finance. Demonstrated high proficiency in Excel and PowerPoint; experience with complex spreadsheets. Strong quantitative and analytical skills and the ability to interpret financial data from multiple computer systems. Ability to synthesize and analyze large amounts of data and communicate relevant findings. Demonstrated analytical approach to problem solving with a high attention to detail. Ability to work in a fast-paced environment with a sense of urgency. Proactive and goal-oriented, with the ability to work independently. Strong organizational skills - ability to handle multiple tasks simultaneously. Consultative, service-oriented mindset. Outstanding oral communication, written, and presentation skills. PREFERRED QUALIFICATIONS MBA Proficiency in business intelligence tools a plus Previous working experience in the commercial real estate permanent lending industry specific experience working with CMBS, Life Insurance lending programs, Fannie Mae DUS, Freddie Mac Program, FHA a plus. EQUIPMENT USED Standard office equipment (PC, copier, scanner, financial calculator) COMPENSATION AND BENEFITS This position is eligible to earn a base salary in the range of $68,000.00 - $103,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation subject to individual and company performance. Please click here for a list of benefits for which this position is eligible. Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment. Job Posting Expiration Date: 01/09/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************. #LI-Remote

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. Lead the Credit Card Credit Risk Strategy function and team that maximizes risk adjusted returns through the cycle while staying within credit risk appetite through various credit risk strategies and tactics. Develop and execute the high level Credit Risk Strategy that ensures robust risk adjusted returns and differentiates Fifth Third cards, increases share of wallet and drives increased customer value to accomplish business and financial objectives. Actively use analytical methods and modeling, testing and other objective and hypothesis based approach in the Learning Agenda. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. DUTIES & RESPONSIBILITIES: Develop and execute the Credit Risk Strategy to accomplish objectives. Lead the function and team and be accountable for delivering Credit Risk Strategy objectives. Plan and coordinate the execution of new and changes to various acquisition credit policies and customer management credit policies like new account approvals, line assignment, line increase/decrease and other risk mitigation policies and collections/recoveries. Plan and build credit statistical models for various credit decisions. Develop and implement valuation (cash flow) models for key credit decisions. Develop, plan and implement the Learning Agenda (tests, analyses) that identifies and delivers opportunities to enhance risk adjusted returns. Partner with 2nd line of defense Credit and other functional partners to build and execute on the agenda. Monitor, optimize and change ongoing card strategies and tactics to ensure continue delivery of expected profitability and risk objectives. Work closely credit risk and other risk management functions to ensure compliance with Fifth Third policies and laws and regulations. Build and develop analytical and strategy management talent for long term sustained competitive advantage in Credit Risk Strategy. Support and contribute to corporate initiatives as and when required. SUPERVISORY RESPONSIBILITIES: Responsible for providing employees timely, candid and constructive feedback; developing employees to their full potential and providing challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: Bachelor's degree or Master's degree in quantitative discipline (e.g. science, technology, engineering, math, or economics) or Business Management with a quantitative minor. MBA Preferred. 5+ years leading card credit risk strategy function and teams. 10+ years' experience in Financial services performing or supervising analytically rigorous methods to drive business value. Experience in direct marketing to customers or prospects in multiple channels including online banking, mobile, digital, direct mail, branches. Excellent verbal, written, and interpersonal communication skills. Excellent Leadership skills, driving P&L goals, planning complex initiatives, a detail orientation. Strong analytical/quantitative skills and ability to structure complex analyses, mentor analysts, and create an environment and culture that leverages analytics to drive value. Ability to collaborate with, present to, and persuade Executive (including C-level) Management and across functions. Proficiency in Microsoft Office suite of software products (Outlook, Word, Excel, PowerPoint), statistical modeling with SAS or Python and statistical techniques. Head of Credit Risk StrategyTotal Base Pay Range 152,100.00 - 327,000.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Cincinnati, Ohio 45202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Responsible for developing analytics and reporting to assist in the identification and evaluation of all risks related to Consumer Credit (i.e. Direct, Indirect, Credit Card, and Mortgage). The Business Strategy Optimization Analyst uses various analytical frameworks and modeling techniques (including decisions trees, logistic and linear regression, machine learning) to generate insights and strategies that drive the bottom-line profitability of various banking products and customers. The role requires an understanding of the intersection of consumer behavior, business drivers and data-driven decision-making to solve problems and influence business strategy. The Business Strategy & Optimization Analyst will provide recommendations that could impact product design, pricing, segmentation and marketing, credit, fulfillment, and customer experience. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Generate and develop monthly, quarterly and ad-hoc reporting Gather and prepare complex data for modeling and analysis Develop and execute models, segmentation, and policy in market Project business impacts and monitor and track against the commitments Create and present convincing business cases to support recommendations Design tests to generate insights and improve understanding of our customers Effectively lead project teams in a highly matrixed environment Communicate effectively with senior leadership Perform adhoc portfolio analysis in a fast paced and dynamic business environment MINIMUM KNOWLEDGE, SKILLS & ABILTIES Bachelor's degree in quantitative discipline (e.g. science, technology, engineering, math, or economics). Master's degree in quantitative discipline (e.g. statistics, data sciences, business analysis, finance, mathematics, or economics) preferred. Minimum 3 years of demonstrated analytical experience or formal education Experienced in data mining and analysis using SAS or SQL, Python, R or other relevant programming languages Ability to develop and design tests that are statistically grounded Demonstrated leadership and interpersonal skills Excellent verbal and written communication skills **This position is not available for immigration sponsorship. #LI-GM1 Credit Risk and Strategy Analyst At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Cincinnati, Ohio 45227 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Summary:The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections /chargeoff. Duties and Responsibilities: + Data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. + As a senior member of the Card Risk Management team, regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal/Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. + Maintain visibility to industry best practices, and assist with the coaching and development of junior analysts. + Performs other duties as assigned. Basic Qualifications: + Bachelor's degree + 7+ years of Credit Card analysis and/or Credit Risk Management experience + 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.) Preferred Qualifications: + Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager + Previous analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices + Strong organization and communication skills, both verbal and written + Strong leadership skills and ability to think independently + Strong analytical skills and thought process, with a high degree of attention to detail + Ability to articulate problem solving methodology used to research and create solutions + Ability to work on multiple projects at once, prioritizing within tight time constraints + Customer service orientation, with respect to both internal and external customers + Master's Degree in Statistics, Business Analytics, or comparable coursework #LI-Hybrid #LI-BM1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $102,000-$208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Card Risk Strategy Senior Analyst is responsible for quantitative risk strategy development for Huntington's credit card products. This will be applied through the complete card life cycle, including origination, account management, existing customer marketing, and collections /chargeoff. Duties and Responsibilities: * Data extraction, manipulation, and analysis, with the goal of providing actionable policy recommendations to continually test and enhance the bank's existing credit policies. * As a senior member of the Card Risk Management team, regularly works across organizational boundaries including Credit Administration, Fraud, Product, Legal/Compliance, and Collections, and will be expected to make presentations to senior management as appropriate. * Maintain visibility to industry best practices, and assist with the coaching and development of junior analysts. * Performs other duties as assigned. Basic Qualifications: * Bachelor's degree * 7+ years of Credit Card analysis and/or Credit Risk Management experience * 5+ years experience with SQL, SAS, or comparable coding experience (R, Python, etc.) Preferred Qualifications: * Familiarity with automated decision engines such as Zoot, Power Curve, or Strategy Manager * Previous analytical experience in the Card industry, and a demonstrated understanding of the credit card P&L and credit risk management best practices * Strong organization and communication skills, both verbal and written * Strong leadership skills and ability to think independently * Strong analytical skills and thought process, with a high degree of attention to detail * Ability to articulate problem solving methodology used to research and create solutions * Ability to work on multiple projects at once, prioritizing within tight time constraints * Customer service orientation, with respect to both internal and external customers * Master's Degree in Statistics, Business Analytics, or comparable coursework #LI-Hybrid #LI-BM1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $102,000-$208,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Credit Review Officer reports to a Credit Review Group Manager or Team Lead. The ideal candidate is a proven credit risk professional with an exceptional delivery track record within commercial lending, non-traditional credit risk or credit data analytics. The CRO independently evaluates and reports on the effectiveness of the credit processes that produce and monitor assets that generate credit risk.Duties and Responsibilities: + The candidate should possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function. + Participate in the execution of Commercial credit review program assignments in accordance with departmental policy and procedures to effectively assess: credit risk inherent in products/services and related activities, adherence to credit policies and procedures, compliance with legal and regulatory requirements, and exam results to determine if issues exist and improvement recommendation are necessary. + Review transactions and/or mine/analysis broader portfolio data for the quality of underwriting, client selection, adequacy of portfolio/risk management, and compliance with HNB Credit Policy; document conclusions that are concise, accurate and facilitate aggregation for reporting to the intended audience. + Compile and structure data from multiple sources (internal and external), create and accurately summarize results that are easily utilized by the end-user. + Conducts periodic risk assessment processes and/or on-going data analysis reporting to identify emerging risks and factors that necessitate amendments to the annual plan. + Attend segment/business credit risk management committee meetings aligned with area of subject matter expertise; act as a risk management resource to the business units; communicate key takeaways to broader Credit Review team. + Identify and communicate emerging risk issues to provide feedback and recommendations to enhance credit risk management practices across the enterprise. + Able to develop and maintain working relationships with bank management, and the broader credit review team in order to effectively and efficiently execute review responsibilities. + Provide CR senior management with information regarding the identification, measurement and management of credit risk for assigned business units. + Strong verbal and written communication skills as well as ability to manage engagements/projects within allocated timeframes + Performs other duties as assigned. Basic Qualifications: To succeed in this demanding role, the candidate ideally possesses a strong combination of the following experiences and capabilities: + Bachelor's Degree or 4 years of related commercial lending experience + 5+ years of related experience in Commercial credit review, risk management, commercial underwriting or business analysis Preferred Qualifications: + Working knowledgeable of credit risk management and control frameworks + Working knowledge of MS Access, Excel, PowerPoint, Word, and credit/statistical analysis tools + Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals + Preferred degrees: Accounting, Finance, Economics, Business or Statistics related field; + Technical accounting (GAAP) or financial statement analysis knowledge + Conflict management #LI-NG1 #LI-Onsite Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 annually The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Credit Review Officer reports to a Credit Review Group Manager or Team Lead. The ideal candidate is a proven credit risk professional with an exceptional delivery track record within commercial lending, non-traditional credit risk or credit data analytics. The CRO independently evaluates and reports on the effectiveness of the credit processes that produce and monitor assets that generate credit risk. Duties and Responsibilities: * The candidate should possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function. * Participate in the execution of Commercial credit review program assignments in accordance with departmental policy and procedures to effectively assess: credit risk inherent in products/services and related activities, adherence to credit policies and procedures, compliance with legal and regulatory requirements, and exam results to determine if issues exist and improvement recommendation are necessary. * Review transactions and/or mine/analysis broader portfolio data for the quality of underwriting, client selection, adequacy of portfolio/risk management, and compliance with HNB Credit Policy; document conclusions that are concise, accurate and facilitate aggregation for reporting to the intended audience. * Compile and structure data from multiple sources (internal and external), create and accurately summarize results that are easily utilized by the end-user. * Conducts periodic risk assessment processes and/or on-going data analysis reporting to identify emerging risks and factors that necessitate amendments to the annual plan. * Attend segment/business credit risk management committee meetings aligned with area of subject matter expertise; act as a risk management resource to the business units; communicate key takeaways to broader Credit Review team. * Identify and communicate emerging risk issues to provide feedback and recommendations to enhance credit risk management practices across the enterprise. * Able to develop and maintain working relationships with bank management, and the broader credit review team in order to effectively and efficiently execute review responsibilities. * Provide CR senior management with information regarding the identification, measurement and management of credit risk for assigned business units. * Strong verbal and written communication skills as well as ability to manage engagements/projects within allocated timeframes * Performs other duties as assigned. Basic Qualifications: To succeed in this demanding role, the candidate ideally possesses a strong combination of the following experiences and capabilities: * Bachelor's Degree or 4 years of related commercial lending experience * 5+ years of related experience in Commercial credit review, risk management, commercial underwriting or business analysis Preferred Qualifications: * Working knowledgeable of credit risk management and control frameworks * Working knowledge of MS Access, Excel, PowerPoint, Word, and credit/statistical analysis tools * Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals * Preferred degrees: Accounting, Finance, Economics, Business or Statistics related field; * Technical accounting (GAAP) or financial statement analysis knowledge * Conflict management #LI-NG1 #LI-Onsite Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 annually The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. not available for immigration sponsorship. GENERAL FUNCTION: Owns portfolio maintenance of standard bought participation loans; performs administrative and analytical duties; acts as liaison between relationship managers, corporate customers, members, and other relevant stakeholders; maintains reporting; resolves problems; performs research. Ensure all daily processing and servicing functions are completed accurately and within service levels on multi-billion-dollar loans with potential for high-level customer and bank impact. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES & RESPONSIBILITIES: + Owns standard bought participation loans within the overall bought participation portfolio + Maintains healthy portfolio and proactively ensures dates, rates, and balances are in alignment with agent bank + Performs research needed to resolve problems in a timely manner + Provides thorough diligence in the move money processes that meets SLAs and prevents near miss/Ops losses + Monitors and resolves reporting (Suspect, Past Due, High Balance, Aged Wires, Int Adjustment and Bill Forward) and escalates to management when applicable + Performs thorough analysis of notifications to identify and remediate inconsistencies or errors prior to posting transactions + Inputs required transactions as relayed in notifications from agent banks that include, but are not limited to, payments, rate changes, advances, and conversions + Establishes relationship and maintains communication with Agent Bank to ensure timely and accurate exchange of information and money SUPERVISORY RESPONSIBILITIES: None MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: + Associates degree or equivalent combination of training and work experience + One to two years banking experience required + Proficient in Bank systems as well as Microsoft Office + Minimal to no supervision required + Above average problem-solving skills and customer service skills required + Good interpersonal skills, ability to handle and prioritize multiple tasks, and experience with Word and Excel required #LI-EG1 Commercial Participation Analyst At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Cincinnati, Ohio 45227 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Owns portfolio maintenance of standard bought participation loans; performs administrative and analytical duties; acts as liaison between relationship managers, corporate customers, members, and other relevant stakeholders; maintains reporting; resolves problems; performs research. Ensure all daily processing and servicing functions are completed accurately and within service levels on multi-billion-dollar loans with potential for high-level customer and bank impact. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES & RESPONSIBILITIES: * Owns standard bought participation loans within the overall bought participation portfolio * Maintains healthy portfolio and proactively ensures dates, rates, and balances are in alignment with agent bank * Performs research needed to resolve problems in a timely manner * Provides thorough diligence in the move money processes that meets SLAs and prevents near miss/Ops losses * Monitors and resolves reporting (Suspect, Past Due, High Balance, Aged Wires, Int Adjustment and Bill Forward) and escalates to management when applicable * Performs thorough analysis of notifications to identify and remediate inconsistencies or errors prior to posting transactions * Inputs required transactions as relayed in notifications from agent banks that include, but are not limited to, payments, rate changes, advances, and conversions * Establishes relationship and maintains communication with Agent Bank to ensure timely and accurate exchange of information and money SUPERVISORY RESPONSIBILITIES: None MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: * Associates degree or equivalent combination of training and work experience * One to two years banking experience required * Proficient in Bank systems as well as Microsoft Office * Minimal to no supervision required * Above average problem-solving skills and customer service skills required * Good interpersonal skills, ability to handle and prioritize multiple tasks, and experience with Word and Excel required #LI-EG1 Commercial Participation Analyst At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Cincinnati, Ohio 45227 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

The Credit Review Officer reports to a Credit Review Group Manager or Team Lead. The ideal candidate is a proven credit risk professional with an exceptional delivery track record within commercial lending, non-traditional credit risk or credit data analytics. The CRO independently evaluates and reports on the effectiveness of the credit processes that produce and monitor assets that generate credit risk. Duties and Responsibilities: The candidate should possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function. Participate in the execution of Commercial credit review program assignments in accordance with departmental policy and procedures to effectively assess: credit risk inherent in products/services and related activities, adherence to credit policies and procedures, compliance with legal and regulatory requirements, and exam results to determine if issues exist and improvement recommendation are necessary. Review transactions and/or mine/analysis broader portfolio data for the quality of underwriting, client selection, adequacy of portfolio/risk management, and compliance with HNB Credit Policy; document conclusions that are concise, accurate and facilitate aggregation for reporting to the intended audience. Compile and structure data from multiple sources (internal and external), create and accurately summarize results that are easily utilized by the end-user. Conducts periodic risk assessment processes and/or on-going data analysis reporting to identify emerging risks and factors that necessitate amendments to the annual plan. Attend segment/business credit risk management committee meetings aligned with area of subject matter expertise; act as a risk management resource to the business units; communicate key takeaways to broader Credit Review team. Identify and communicate emerging risk issues to provide feedback and recommendations to enhance credit risk management practices across the enterprise. Able to develop and maintain working relationships with bank management, and the broader credit review team in order to effectively and efficiently execute review responsibilities. Provide CR senior management with information regarding the identification, measurement and management of credit risk for assigned business units. Strong verbal and written communication skills as well as ability to manage engagements/projects within allocated timeframes Performs other duties as assigned. Basic Qualifications: To succeed in this demanding role, the candidate ideally possesses a strong combination of the following experiences and capabilities: Bachelor's Degree or 4 years of related commercial lending experience 5+ years of related experience in Commercial credit review, risk management, commercial underwriting or business analysis Preferred Qualifications: Working knowledgeable of credit risk management and control frameworks Working knowledge of MS Access, Excel, PowerPoint, Word, and credit/statistical analysis tools Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals Preferred degrees: Accounting, Finance, Economics, Business or Statistics related field; Technical accounting (GAAP) or financial statement analysis knowledge Conflict management #LI-NG1 #LI-Onsite Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 annually The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Credit Review Officer reports to a Credit Review Group Manager or Team Lead. The ideal candidate is a proven credit risk professional with an exceptional delivery track record within commercial lending, non-traditional credit risk or credit data analytics. The CRO independently evaluates and reports on the effectiveness of the credit processes that produce and monitor assets that generate credit risk. Duties and Responsibilities: * The candidate should possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function. * Participate in the execution of Commercial credit review program assignments in accordance with departmental policy and procedures to effectively assess: credit risk inherent in products/services and related activities, adherence to credit policies and procedures, compliance with legal and regulatory requirements, and exam results to determine if issues exist and improvement recommendation are necessary. * Review transactions and/or mine/analysis broader portfolio data for the quality of underwriting, client selection, adequacy of portfolio/risk management, and compliance with HNB Credit Policy; document conclusions that are concise, accurate and facilitate aggregation for reporting to the intended audience. * Compile and structure data from multiple sources (internal and external), create and accurately summarize results that are easily utilized by the end-user. * Conducts periodic risk assessment processes and/or on-going data analysis reporting to identify emerging risks and factors that necessitate amendments to the annual plan. * Attend segment/business credit risk management committee meetings aligned with area of subject matter expertise; act as a risk management resource to the business units; communicate key takeaways to broader Credit Review team. * Identify and communicate emerging risk issues to provide feedback and recommendations to enhance credit risk management practices across the enterprise. * Able to develop and maintain working relationships with bank management, and the broader credit review team in order to effectively and efficiently execute review responsibilities. * Provide CR senior management with information regarding the identification, measurement and management of credit risk for assigned business units. * Strong verbal and written communication skills as well as ability to manage engagements/projects within allocated timeframes * Performs other duties as assigned. Basic Qualifications: To succeed in this demanding role, the candidate ideally possesses a strong combination of the following experiences and capabilities: * Bachelor's Degree or 4 years of related commercial lending experience * 5+ years of related experience in Commercial credit review, risk management, commercial underwriting or business analysis Preferred Qualifications: * Working knowledgeable of credit risk management and control frameworks * Working knowledge of MS Access, Excel, PowerPoint, Word, and credit/statistical analysis tools * Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals * Preferred degrees: Accounting, Finance, Economics, Business or Statistics related field; * Technical accounting (GAAP) or financial statement analysis knowledge * Conflict management #LI-NG1 #LI-Onsite Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 annually The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Credit Review Officer reports to a Credit Review Group Manager or Team Lead. The ideal candidate is a proven credit risk professional with an exceptional delivery track record within commercial lending, non-traditional credit risk or credit data analytics. The CRO independently evaluates and reports on the effectiveness of the credit processes that produce and monitor assets that generate credit risk.Duties and Responsibilities: + The candidate should possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function. + Participate in the execution of Commercial credit review program assignments in accordance with departmental policy and procedures to effectively assess: credit risk inherent in products/services and related activities, adherence to credit policies and procedures, compliance with legal and regulatory requirements, and exam results to determine if issues exist and improvement recommendation are necessary. + Review transactions and/or mine/analysis broader portfolio data for the quality of underwriting, client selection, adequacy of portfolio/risk management, and compliance with HNB Credit Policy; document conclusions that are concise, accurate and facilitate aggregation for reporting to the intended audience. + Compile and structure data from multiple sources (internal and external), create and accurately summarize results that are easily utilized by the end-user. + Conducts periodic risk assessment processes and/or on-going data analysis reporting to identify emerging risks and factors that necessitate amendments to the annual plan. + Attend segment/business credit risk management committee meetings aligned with area of subject matter expertise; act as a risk management resource to the business units; communicate key takeaways to broader Credit Review team. + Identify and communicate emerging risk issues to provide feedback and recommendations to enhance credit risk management practices across the enterprise. + Able to develop and maintain working relationships with bank management, and the broader credit review team in order to effectively and efficiently execute review responsibilities. + Provide CR senior management with information regarding the identification, measurement and management of credit risk for assigned business units. + Strong verbal and written communication skills as well as ability to manage engagements/projects within allocated timeframes + Performs other duties as assigned. Basic Qualifications: To succeed in this demanding role, the candidate ideally possesses a strong combination of the following experiences and capabilities: + Bachelor's Degree or 4 years of related commercial lending experience + 5+ years of related experience in Commercial credit review, risk management, commercial underwriting or business analysis Preferred Qualifications: + Working knowledgeable of credit risk management and control frameworks + Working knowledge of MS Access, Excel, PowerPoint, Word, and credit/statistical analysis tools + Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals + Preferred degrees: Accounting, Finance, Economics, Business or Statistics related field; + Technical accounting (GAAP) or financial statement analysis knowledge + Conflict management #LI-NG1 #LI-Onsite Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 annually The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.