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Insurance adjuster vs subrogation specialist

The differences between insurance adjusters and subrogation specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance adjuster and a subrogation specialist. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $52,739 average annual salary of a subrogation specialist.

The top three skills for an insurance adjuster include insurance policies, customer service and liability claims. The most important skills for a subrogation specialist are insurance carriers, arbitration, and subrogation claims.

Insurance adjuster vs subrogation specialist overview

Insurance AdjusterSubrogation Specialist
Yearly salary$57,315$52,739
Hourly rate$27.56$25.36
Growth rate-6%-6%
Number of jobs44,83722,219
Job satisfaction3-
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 55%
Average age4444
Years of experience44

Insurance adjuster vs subrogation specialist salary

Insurance adjusters and subrogation specialists have different pay scales, as shown below.

Insurance AdjusterSubrogation Specialist
Average salary$57,315$52,739
Salary rangeBetween $40,000 And $80,000Between $40,000 And $69,000
Highest paying CityHagerstown, MD-
Highest paying stateNew Jersey-
Best paying companyCunningham Lindsey-
Best paying industryInsurance-

Differences between insurance adjuster and subrogation specialist education

There are a few differences between an insurance adjuster and a subrogation specialist in terms of educational background:

Insurance AdjusterSubrogation Specialist
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 55%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Insurance adjuster vs subrogation specialist demographics

Here are the differences between insurance adjusters' and subrogation specialists' demographics:

Insurance AdjusterSubrogation Specialist
Average age4444
Gender ratioMale, 66.6% Female, 33.4%Male, 33.3% Female, 66.7%
Race ratioBlack or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.9% Asian, 5.2% White, 62.2% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between insurance adjuster and subrogation specialist duties and responsibilities

Insurance adjuster example responsibilities.

  • Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Train in Xactimate estimation and sketch programs.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Skil in complex arbitration and mediation negotiations.
  • Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.
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Subrogation specialist example responsibilities.

  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Finalize claim settlements, process reimbursement checks and forward unsettled claim files to litigation or arbitration.
  • Run CCC evaluations to determine vehicle values for proper settlement negotiations.
  • Claim handling, negotiation and settlements of files within the CCC guidelines.
  • Review and complete title and DMV transfer forms to process and dispose salvage vehicles.
  • Assist auto owners with salvage title guidelines respective to their state DMV's rules.
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Insurance adjuster vs subrogation specialist skills

Common insurance adjuster skills
  • Insurance Policies, 15%
  • Customer Service, 15%
  • Liability Claims, 9%
  • Auto Claims, 7%
  • Catastrophe Claims, 5%
  • Public Adjusters, 4%
Common subrogation specialist skills
  • Insurance Carriers, 15%
  • Arbitration, 10%
  • Subrogation Claims, 7%
  • Litigation, 6%
  • Workers Compensation, 6%
  • Liability Claims, 6%

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