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Insurance agent salary
Average insurance agent salary
$51,936
Average Insurance Agent Salary
The average salary for an insurance agent in the United States is approximately $51,936 annually, equating to about $25 per hour. Salaries can fluctuate based on various factors including geographic location, years of experience in the field, and the specific insurance sectors in which agents operate.
Salary by Experience Level
Entry-level insurance agents typically earn lower salaries, while those with significant experience can command higher wages. For example, agents with 5-10 years of experience may see salaries rise to around $60,000 or more. Specializing in certain types of insurance, such as life or health, can also influence earning potential.
Highest Paying States
States like New York and California tend to offer higher salaries, reflecting the demand for insurance services in urban areas. This trend is influenced by the cost of living and the competitive nature of the insurance market in these regions.
Job Opportunities
With a variety of roles available, including sales agents and claims adjusters, the insurance sector presents numerous opportunities for career advancement. By understanding the salary landscape and factors impacting earnings, individuals can better navigate their career paths in this dynamic industry.
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Where can an Insurance Agent earn more?
Insurance agent salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level insurance agent | $31,100 | $14.97 |
| Mid-level insurance agent | $53,300 | $25.60 |
| Senior-level insurance agent | $60,700 | $29.16 |
Insurance agent salary estimates from across the web
Average insurance agent salary by state
The average insurance agent salary in Hawaii, New York, and Arizona are the highest in the U.S. The lowest average insurance agent salary states are Idaho, West Virginia, and Montana.
- State view
- County view
Highest paying states for insurance agents
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Arizona | $64,714 | $31.11 |
| 2 | Mississippi | $57,600 | $27.69 |
| 3 | Hawaii | $74,219 | $35.68 |
| 4 | Oregon | $60,106 | $28.90 |
| 5 | Colorado | $62,615 | $30.10 |
| 6 | New York | $69,722 | $33.52 |
| 7 | Massachusetts | $63,287 | $30.43 |
| 8 | Texas | $61,819 | $29.72 |
| 9 | Florida | $58,941 | $28.34 |
| 10 | Alabama | $57,361 | $27.58 |
| 11 | Washington | $64,337 | $30.93 |
| 12 | Iowa | $54,587 | $26.24 |
| 13 | Ohio | $52,212 | $25.10 |
| 14 | Nebraska | $51,737 | $24.87 |
| 15 | New Jersey | $62,157 | $29.88 |
| 16 | Nevada | $52,959 | $25.46 |
| 17 | South Dakota | $52,057 | $25.03 |
| 18 | North Carolina | $56,243 | $27.04 |
| 19 | New Hampshire | $54,141 | $26.03 |
| 20 | Wisconsin | $53,332 | $25.64 |
| 21 | District of Columbia | $64,572 | $31.04 |
| 22 | Connecticut | $57,617 | $27.70 |
| 23 | Indiana | $53,237 | $25.59 |
| 24 | Rhode Island | $53,048 | $25.50 |
| 25 | Louisiana | $50,679 | $24.36 |
| 26 | Pennsylvania | $50,690 | $24.37 |
| 27 | Missouri | $49,478 | $23.79 |
| 28 | California | $55,531 | $26.70 |
| 29 | Illinois | $52,533 | $25.26 |
| 30 | Oklahoma | $49,518 | $23.81 |
| 31 | New Mexico | $50,214 | $24.14 |
| 32 | Arkansas | $46,175 | $22.20 |
| 33 | Maryland | $54,357 | $26.13 |
| 34 | Kentucky | $50,433 | $24.25 |
| 35 | Georgia | $50,603 | $24.33 |
| 36 | Wyoming | $43,253 | $20.79 |
| 37 | Michigan | $45,027 | $21.65 |
| 38 | Virginia | $51,298 | $24.66 |
| 39 | Minnesota | $50,284 | $24.18 |
| 40 | Utah | $43,306 | $20.82 |
| 41 | Delaware | $43,626 | $20.97 |
| 42 | North Dakota | $45,646 | $21.95 |
| 43 | South Carolina | $45,634 | $21.94 |
| 44 | Idaho | $43,250 | $20.79 |
| 45 | Vermont | $39,804 | $19.14 |
| 46 | Montana | $41,900 | $20.14 |
| 47 | Kansas | $43,871 | $21.09 |
| 48 | Alaska | $45,202 | $21.73 |
| 49 | Tennessee | $40,957 | $19.69 |
| 50 | West Virginia | $41,910 | $20.15 |
| 51 | Maine | $40,933 | $19.68 |
Highest paying cities for insurance agents
The highest-paying cities for insurance agents are New York, NY, Corpus Christi, TX, and Phoenix, AZ.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York, NY | $70,230 | $33.76 |
| 2 | Corpus Christi, TX | $64,984 | $31.24 |
| 3 | Phoenix, AZ | $64,725 | $31.12 |
| 4 | Washington, DC | $64,588 | $31.05 |
| 5 | Seattle, WA | $64,133 | $30.83 |
| 6 | Colorado Springs, CO | $63,335 | $30.45 |
| 7 | Boston, MA | $63,126 | $30.35 |
| 8 | Newark, NJ | $61,889 | $29.75 |
| 9 | Fort Lauderdale, FL | $60,439 | $29.06 |
| 10 | Portland, OR | $59,061 | $28.39 |
| 11 | Madison, MS | $57,543 | $27.66 |
| 12 | Birmingham, AL | $56,791 | $27.30 |
| 13 | Charlotte, NC | $56,130 | $26.99 |
| 14 | San Diego, CA | $55,943 | $26.90 |
| 15 | Baltimore, MD | $54,446 | $26.18 |
| 16 | Columbus, IN | $53,749 | $25.84 |
| 17 | Milwaukee, WI | $53,639 | $25.79 |
| 18 | Las Vegas, NV | $53,128 | $25.54 |
| 19 | Cleveland, OH | $52,765 | $25.37 |
| 20 | Chicago, IL | $52,500 | $25.24 |
Insurance Agents are the most in-demand in these five cities:
Insurance agent salary details
An insurance agent's salary ranges from $30,000 a year at the 10th percentile to $88,000 at the 90th percentile.
What is an insurance agent's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $88,000 | $7,333 | $42 |
| 75th Percentile | $68,000 | $5,667 | $33 |
| Average | $51,936 | $4,328 | $25 |
| 25th Percentile | $39,000 | $3,250 | $19 |
| 10th Percentile | $30,000 | $2,500 | $14 |
Highest paying insurance agent jobs
The highest paying types of insurance agents are insurance broker, licensed insurance producer, and insurance producer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Sales Producer | $51,287 | $4,274 | $24.66 | 41,951 |
| Direct Sales Agent | $57,712 | $4,809 | $27.75 | 225,552 |
| Marketing Agent | $40,384 | $3,365 | $19.42 | 112,353 |
| Agent | $37,864 | $3,155 | $18.20 | 184,325 |
| Geek Squad Agent | $31,924 | $2,660 | $15.35 | 28,603 |
| Licensed Insurance Producer | $66,026 | $5,502 | $31.74 | 54,872 |
Top companies hiring insurance agents now:
Which companies pay insurance agents the most?
Insurance agent salaries at Z Capital Group and Golden Rule Insurance Company are the highest-paying according to our most recent salary estimates. In addition, the average insurance agent salary at companies like Cognizant and InfosysPublicService are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Z Capital Group | $128,500 | $61.78 |
| 2 | Golden Rule Insurance Company | $100,292 | $48.22 |
| 3 | Cognizant | $92,132 | $44.29 |
| 4 | Infosys Public Service | $88,479 | $42.54 |
| 5 | Aflac | $78,524 | $37.75 |
| 6 | Globe Life | $75,211 | $36.16 |
| 7 | Combined Insurance | $73,835 | $35.50 |
| 8 | New York Life Insurance | $67,507 | $32.46 |
| 9 | Family First Life | $66,221 | $31.84 |
| 10 | Elevance Health | $61,233 | $29.44 |
| 11 | Integrated Resources | $58,783 | $28.26 |
| 12 | United Insurance Company of America | $58,763 | $28.25 |
| 13 | PMA USA | $58,574 | $28.16 |
| 14 | Richmond American Homes | $58,341 | $28.05 |
| 15 | MassMutual | $58,129 | $27.95 |
| 16 | Symmetry Financial Group | $57,561 | $27.67 |
| 17 | PEAK6 | $56,820 | $27.32 |
| 18 | Liberty Mutual Insurance | $55,762 | $26.81 |
| 19 | Mcgriff, Seibels & Williams | $55,451 | $26.66 |
| 20 | HealthMarkets | $55,383 | $26.63 |
Wage gap by gender, race and education
Insurance agent salary trends
The average insurance agent salary has risen by $4,708 over the last ten years. In 2014, the average insurance agent earned $47,228 annually, but today, they earn $51,936 a year. That works out to a 4% change in pay for insurance agents over the last decade.
Compare insurance agent salaries for cities or states with the national average over time.
Average insurance agent salary over time
Compare insurance agent salaries for individual cities or states with the national average.
Insurance agent salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $51,900 | $24.97 | +2.4% |
| 2024 | $50,700 | $24.38 | +0.7% |
| 2023 | $50,400 | $24.21 | +1.8% |
| 2022 | $49,500 | $23.79 | -0.6% |
| 2021 | $49,800 | $23.92 | +3.6% |
Recently added insurance agent salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| USAA | Business Insurance Agent-Mid-Level | San Antonio, TX | 06/30/2025 | $54,550 |
| USAA | Business Insurance Agent-Mid-Level | Colorado Springs, CO | 06/30/2025 | $54,550 |
| AAA Southern New England | Field Insurance Agent | Lakeland, FL | 06/29/2025 | $57,000 |
| SoFi | Insurance Agent, Protect | Nome, TX | 06/29/2025 | $48,000 |
| The Baltimore Life Insu | Insurance Agent | Laurens, SC | 06/29/2025 | $40,000 |
| Get It-Finance | Live Insurance Agent/Customer Service-Remote | WFH | Houston, TX | 06/29/2025 | $36,000 |
| Get It-Finance | Live Insurance Agent/Customer Service-Remote-WFH | Riverside, CA | 06/29/2025 | $36,000 |
| Get It-Hospitality | Salaried P&C Insurance Agents (Military Veteran Highly Encouraged To Apply!!!)-Remote | WFH | Charleston, SC | 06/29/2025 | $50,000 |
| Get It-Marketing | Independent Insurance Agent-Pittsburgh, PA-Remote | WFH | Pittsburgh, PA | 06/29/2025 | $27,000 |
| Postjobmatches | Wanted, Remote Insurance Agents for Your Local Team | Bridgeport, CT | 06/29/2025 | $50,000 |
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