How To Become An Insurance Examiner: What It Is and Career Path

What is an insurance examiner and how to become one

Updated January 8, 2025

4 min read

Insurance Examiners review the insurance claims of a client against a particular insurance company. This is to verify that the necessary processes were followed in the investigation and reporting of claims by both insurance adjusters and claimants. They ensure insurance adjusters comply with legal standards. They work with insurance agents and policyholders to ensure all the information provided is correct and accurate.

Upon examining claims, they are accountable for approving or denying the claims or devising a possible settlement. Employers are looking for candidates with a bachelor's degree in business administration, finance, or a related field and at least three years of relevant work experience.

Candidates must possess organization, attention to detail, interpersonal, maths, decision-making, and communication skills. You must be proficient in Microsoft Office and NAIC programs. Insurance examiners make an equivalent of $23.03 per hour, which is about $47,895 per annum. Their salary varies from $38,000 to $60,000.

ScoreInsurance ExaminerUS Average

Salary

4.0

Avg. Salary $50,967

Avg. Salary $59,228

Stability level

8.3

Growth rate -6%

Growth rate 0.3%

Diversity

4.8

Race

American Indian and Alaska Native 0.50%

Asian 5.98%

Black or African American 12.33%

Hispanic or Latino 15.67%

Unknown 4.49%

White 61.02%

Gender

female 75.93%

male 24.07%

Age - 43

Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 43

Stress level

8.3

Stress level is high

7.1 - high

Complexity level

8.4

Complexity level is challenging

7 - challenging

Work life balance

5.3

Work life balance is fair

6.4 - fair

Key steps to become an insurance examiner

Explore insurance examiner education requirements

Most common insurance examiner degrees

Bachelor's

45.8 %

Associate

22.1 %

Certificate

14.0 %

Start to develop specific insurance examiner skills

Skills	Percentages
EKG	13.84%
Financial Statements	7.48%
Blood Pressure	6.36%
Health History	5.95%
Vital Signs	5.78%

Complete relevant insurance examiner training and internships

Accountants spend an average of 1-3 months on post-employment, on-the-job training. New insurance examiners learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as an insurance examiner based on U.S. Bureau of Labor Statistics data and data from real insurance examiner resumes.

Gain additional insurance examiner certifications

Insurance examiner certifications can show employers you have a baseline of knowledge expected for the position. Certifications can also make you a more competitive candidate. Even if employers don't require a specific insurance examiner certification, having one may help you stand out relative to other applicants.

The most common certifications for insurance examiners include Medical Assistant and Certified Phlebotomy Technician (CPT).

More About Certifications

Research insurance examiner duties and responsibilities

Manage operating procedure and accounting systems for payroll, operating expenses, supplies and inventory management and commercial accounts.
Court / arbitration / litigation appearances.
Review the subpoenas records in court house.
Used audit software utilize at insure's site, with PAAS and GAAP.

Prepare your insurance examiner resume

When your background is strong enough, you can start writing your insurance examiner resume.

You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on an insurance examiner resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.

Choose from 10+ customizable insurance examiner resume templates

Build a professional insurance examiner resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your insurance examiner resume.