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An insurance representative works for an insurance company to sell policies to clients. They interact with customers to assess their needs and recommend policies. Insurance representatives also explain policy details, answer questions, and help clients understand their coverage. They may also process claims or help clients modify their policies. Insurance representatives possess excellent communication and interpersonal skills, as well as a thorough understanding of the insurance industry and the products they sell.
Avg. Salary $35,958
Avg. Salary $59,228
Growth Rate 6%
Growth Rate 0.3%
American Indian and Alaska Native 0.15%
Asian 4.90%
Black or African American 9.39%
Hispanic or Latino 16.10%
Unknown 3.56%
White 65.90%
Genderfemale 70.22%
male 29.78%
Age - 46American Indian and Alaska Native 3.00%
Asian 7.00%
Black or African American 14.00%
Hispanic or Latino 19.00%
White 57.00%
Genderfemale 47.00%
male 53.00%
Age - 46Stress level is high
7.1 - high
Complexity Level is advanced
7 - challenging
Work Life balance is fair
6.4 - fair
Pros
Opportunity to earn high income through commissions and bonuses
Flexible work hours and potential to work remotely
Job security, as insurance is a necessary product in society
Potential to work with different types of insurance products (e.g. life, health, auto, business)
Ability to work independently and manage your own schedule
Cons
Commission-based pay structure can be unpredictable and cause financial stress
Difficult conversations with clients who may be experiencing stressful situations (e.g. accidents, illnesses)
Time-consuming administrative tasks such as paperwork and data entry
High level of competition within the industry
Long hours may be required to meet sales goals or handle client needs
Skills | Percentages |
---|---|
Customer Service | 17.74% |
Patients | 16.11% |
Health Insurance | 6.25% |
Medicaid | 4.16% |
Insurance Coverage | 4.00% |
State | Education | Exam | License Url |
---|---|---|---|
Alabama | - | - | Licensed Insurance Producer |
Arkansas | Degree required | State exam required | Insurance Sales Producer (Agent) |
Colorado | Specific course required | State exam required | Insurance Agent |
Connecticut | Specific course required | State exam required | Producer License, Individual |
Delaware | - | State exam required | Insurance Agent |
Insurance representative certifications can show employers you have a baseline of knowledge expected for the position. Certifications can also make you a more competitive candidate. Even if employers don't require a specific insurance representative certification, having one may help you stand out relative to other applicants.
The most common certifications for insurance representatives include Certified Professional, Life and Health Insurance Program (CPLHI) and Certified Medical Office Manager (CMOM).
When your background is strong enough, you can start writing your insurance representative resume.
You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on an insurance representative resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.
Now it's time to start searching for an insurance representative job. Consider the tips below for a successful job search:
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The average Insurance Representative salary in the United States is $35,958 per year or $17 per hour. Insurance representative salaries range between $29,000 and $44,000 per year.
What Am I Worth?
There is no need to work in shift, especially evening or midnight shifts, disclaimer: i transitioned from the hospitality industry to insurance industry. Now i work 8-5 mostly and day off on weekends. And it has been great so far! I can finally sleep at nights now definitely!
Pay is too low especially in my country. And as we are a small firm, so career progression is super narrow. And regardless of how long i work there, pay will still be low.
MEETING NEW PEOPLE, AND HELPING TO SOLVE THERE PROBLEMS
The diversity of the work flow and the diverse network of people I work with on the daily. From customers,lenders, realtors, inspectors to underwriters and Sales representatives. I enjoy assisting others, problem solving and analyzing the different needs and products available to the client.
Scripts, depending on who you work for.