Insurance representative vs insurance producer

The differences between insurance representatives and insurance producers can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance producer has an average salary of $65,112, which is higher than the $35,958 average annual salary of an insurance representative.

The top three skills for an insurance representative include customer service, patients and health insurance. The most important skills for an insurance producer are casualty insurance, customer service, and develop leads.

Insurance representative vs insurance producer overview

	Insurance Representative	Insurance Producer
Yearly salary	$35,958	$65,112
Hourly rate	$17.29	$31.30
Growth rate	6%	6%
Number of jobs	87,843	44,922
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 45%	Bachelor's Degree, 53%
Average age	46	46
Years of experience	-	-

What does an insurance representative do?

An insurance representative serves as a client's point of contact in insurance companies. Their responsibilities include researching client opportunities, reaching out to potential clients to offer products and services, discussing terms and policies, providing detailed advice, and assisting in every procedure, ensuring convenience and client satisfaction. Aside from securing sales, an insurance representative may also process applications and claims while adhering to the company's policies and regulations. Furthermore, they may also perform clerical tasks such as handling calls and correspondence, arranging appointments, and maintaining records of all transactions.

What does an insurance producer do?

An insurance producer is responsible for selling and buying financial services and products for an insurance company. They negotiate issues regarding health, life insurance, and other properties. Also, an insurance producer maintains a good relationship between clients and prospective clients by offering the best insurance service and ensuring that all the policies and guidelines are fully followed.

Insurance representative vs insurance producer salary

Insurance representatives and insurance producers have different pay scales, as shown below.

	Insurance Representative	Insurance Producer
Average salary	$35,958	$65,112
Salary range	Between $29,000 And $44,000	Between $45,000 And $93,000
Highest paying City	Lacey, WA	Madison, WI
Highest paying state	Washington	Wisconsin
Best paying company	Santander Bank	Dahl Consulting
Best paying industry	Finance	Real Estate

Differences between insurance representative and insurance producer education

There are a few differences between an insurance representative and an insurance producer in terms of educational background:

	Insurance Representative	Insurance Producer
Most common degree	Bachelor's Degree, 45%	Bachelor's Degree, 53%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Insurance representative vs insurance producer demographics

Here are the differences between insurance representatives' and insurance producers' demographics:

	Insurance Representative	Insurance Producer
Average age	46	46
Gender ratio	Male, 29.8% Female, 70.2%	Male, 51.9% Female, 48.1%
Race ratio	Black or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.9% American Indian and Alaska Native, 0.1%	Black or African American, 9.5% Unknown, 3.6% Hispanic or Latino, 16.1% Asian, 4.9% White, 65.8% American Indian and Alaska Native, 0.1%
LGBT Percentage	7%	7%

Differences between insurance representative and insurance producer duties and responsibilities

Insurance representative example responsibilities.

Cold-Cal to generate leads for individual life and disability insurance and annuities.
Confer with AAA members to discuss options and plans for the insurance needs of family and services provide.
Promote AAA insurance to current, former, and potentially new customers by providing quality and accurate product knowledge.
Assist field agents with Medicare applications, review Medicaid state system regarding eligibility.
Review medical web sites and Medicare inquiry system to determine eligibility for Medicaid and other insurance policies.
Facilitate communications between doctors, hospitals, third party insurance companies and patients to obtain and verify patient billing information.

Insurance producer example responsibilities.

Used consultative upselling techniques to provide leads
Facilitate communications between doctors, hospitals, third party insurance companies and patients to obtain and verify patient billing information.
Deliver on the GEICO promise to customers by solving problems and giving competent insurance advice in a courteous and proficient manner.

Insurance representative vs insurance producer skills

Common insurance representative skills

Customer Service, 18%
Patients, 16%
Health Insurance, 6%
Medicaid, 4%
Insurance Coverage, 4%
Data Entry, 4%

Common insurance producer skills

Casualty Insurance, 7%
Customer Service, 7%
Develop Leads, 6%
Health Insurance, 6%
Financial Services, 5%
Phone Calls, 5%

Insurance Representative vs. similar jobs

Insurance Representative related careers

Insurance Representative related jobs

What similar roles do

Zippia Careers
Sales Industry
Insurance Representative
Insurance Representative vs Insurance Producer

Updated January 8, 2025

Browse sales jobs