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Insurance representative salary
Average insurance representative salary
$35,958
Understanding Insurance Representative Salaries
As of October 2025, the average salary for an Insurance Representative is $35,958 annually. This figure can vary significantly based on factors such as experience, location, and specific employer. For example, entry-level positions typically offer lower salaries, while those with several years of experience may earn more. In addition, representatives in states like New York and California often see higher compensation due to the cost of living and demand for services.
Salary by Experience Level
Insurance Representatives can expect variations in salary based on their experience level:
- Entry-Level: $30,000 - $35,000
- Mid-Level: $35,000 - $45,000
- Experienced: $45,000 - $60,000+
Moreover, pursuing certifications or specialized training can also lead to higher salaries. It's crucial for aspiring professionals to stay informed about industry trends and regional salary differences. This knowledge not only helps in salary negotiations but also in career planning.
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Where can an Insurance Representative earn more?
Insurance representative salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level insurance representative | $21,600 | $10.36 |
| Mid-level insurance representative | $36,900 | $17.73 |
| Senior-level insurance representative | $42,000 | $20.19 |
Insurance representative salary estimates from across the web
Average insurance representative salary by state
The highest-paying states for insurance representatives are Washington, Alaska, and New York. The lowest average insurance representative salary states are Virginia, Nevada, and Oklahoma.
- State view
- County view
Highest paying states for insurance representatives
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Alabama | $36,622 | $17.61 |
| 2 | Rhode Island | $35,816 | $17.22 |
| 3 | Ohio | $33,726 | $16.21 |
| 4 | South Dakota | $35,220 | $16.93 |
| 5 | Florida | $35,517 | $17.08 |
| 6 | Nebraska | $34,776 | $16.72 |
| 7 | Massachusetts | $36,611 | $17.60 |
| 8 | Alaska | $39,810 | $19.14 |
| 9 | Wisconsin | $36,124 | $17.37 |
| 10 | Washington | $40,647 | $19.54 |
| 11 | New Hampshire | $36,571 | $17.58 |
| 12 | Pennsylvania | $32,227 | $15.49 |
| 13 | New York | $36,981 | $17.78 |
| 14 | New Jersey | $34,150 | $16.42 |
| 15 | Connecticut | $33,936 | $16.32 |
| 16 | Texas | $35,034 | $16.84 |
| 17 | Illinois | $33,455 | $16.08 |
| 18 | Arizona | $33,213 | $15.97 |
| 19 | Mississippi | $31,530 | $15.16 |
| 20 | Louisiana | $31,996 | $15.38 |
| 21 | Iowa | $31,463 | $15.13 |
| 22 | California | $36,645 | $17.62 |
| 23 | District of Columbia | $38,959 | $18.73 |
| 24 | North Dakota | $33,575 | $16.14 |
| 25 | Indiana | $32,280 | $15.52 |
| 26 | Maine | $32,467 | $15.61 |
| 27 | South Carolina | $32,297 | $15.53 |
| 28 | Colorado | $35,283 | $16.96 |
| 29 | Vermont | $31,746 | $15.26 |
| 30 | Oregon | $33,849 | $16.27 |
| 31 | Minnesota | $33,006 | $15.87 |
| 32 | North Carolina | $31,725 | $15.25 |
| 33 | Montana | $30,984 | $14.90 |
| 34 | Tennessee | $30,781 | $14.80 |
| 35 | Arkansas | $30,467 | $14.65 |
| 36 | Hawaii | $35,623 | $17.13 |
| 37 | Kansas | $31,823 | $15.30 |
| 38 | Wyoming | $31,602 | $15.19 |
| 39 | Kentucky | $30,289 | $14.56 |
| 40 | Idaho | $30,188 | $14.51 |
| 41 | Delaware | $31,530 | $15.16 |
| 42 | Maryland | $30,752 | $14.78 |
| 43 | Nevada | $29,353 | $14.11 |
| 44 | Missouri | $29,821 | $14.34 |
| 45 | Georgia | $30,159 | $14.50 |
| 46 | Michigan | $29,947 | $14.40 |
| 47 | West Virginia | $26,945 | $12.95 |
| 48 | Oklahoma | $28,683 | $13.79 |
| 49 | Utah | $28,076 | $13.50 |
| 50 | Virginia | $29,654 | $14.26 |
| 51 | New Mexico | $28,130 | $13.52 |
Highest paying cities for insurance representatives
The highest-paying cities for insurance representatives are Lacey, WA, Oxnard, CA, and Miami, FL.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Lacey, WA | $40,950 | $19.69 |
| 2 | Oxnard, CA | $37,197 | $17.88 |
| 3 | Miami, FL | $37,159 | $17.86 |
| 4 | New York, NY | $37,086 | $17.83 |
| 5 | San Antonio, TX | $36,672 | $17.63 |
| 6 | Boston, MA | $36,608 | $17.60 |
| 7 | Colorado Springs, CO | $35,450 | $17.04 |
| 8 | Sioux Falls, SD | $35,335 | $16.99 |
| 9 | Omaha, NE | $34,776 | $16.72 |
| 10 | Fargo, ND | $33,681 | $16.19 |
| 11 | Cincinnati, OH | $33,624 | $16.17 |
| 12 | Springfield, IL | $33,520 | $16.12 |
| 13 | Tucson, AZ | $33,512 | $16.11 |
| 14 | Minneapolis, MN | $32,986 | $15.86 |
| 15 | Philadelphia, PA | $32,393 | $15.57 |
| 16 | Jackson, MS | $31,542 | $15.16 |
| 17 | Urbandale, IA | $31,449 | $15.12 |
| 18 | Monroe, LA | $30,777 | $14.80 |
| 19 | Jackson, TN | $30,743 | $14.78 |
| 20 | Little Rock, AR | $30,551 | $14.69 |
Insurance representative salary details
An insurance representative's salary ranges from $29,000 a year at the 10th percentile to $44,000 at the 90th percentile.
What is an insurance representative's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $44,000 | $3,667 | $21 |
| 75th Percentile | $40,000 | $3,333 | $19 |
| Average | $35,958 | $2,997 | $17 |
| 25th Percentile | $32,000 | $2,667 | $15 |
| 10th Percentile | $29,000 | $2,417 | $14 |
Highest paying insurance representative jobs
The highest paying types of insurance representatives are insurance broker, licensed insurance producer, and insurance producer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Licensed Insurance Producer | $66,026 | $5,502 | $31.74 | 54,872 |
| Licensed Insurance Agent | $54,118 | $4,510 | $26.02 | 78,016 |
| Health Insurance Agent | $49,934 | $4,161 | $24.01 | 112,235 |
| Insurance Producer | $65,112 | $5,426 | $31.30 | 44,922 |
| Life Insurance Agent | $62,552 | $5,213 | $30.07 | 68,781 |
| Insurance Broker | $94,006 | $7,834 | $45.20 | 38,403 |
Top companies hiring insurance representatives now:
Which companies pay insurance representatives the most?
Insurance representative salaries at Santander Bank and Medical University of South Carolina are the highest-paying according to our most recent salary estimates. In addition, the average insurance representative salary at companies like National Grid plc and Fresenius Medical Care North America Holdings Limited Partnership are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Santander Bank | $64,234 | $30.88 |
| 2 | Medical University of South Carolina | $52,946 | $25.45 |
| 3 | National Grid plc | $46,558 | $22.38 |
| 4 | Fresenius Medical Care North America Holdings Limited Partnership | $44,340 | $21.32 |
| 5 | Cincinnati Children's Hospital Medical Center | $43,850 | $21.08 |
| 6 | Santander Private Banking International | $41,578 | $19.99 |
| 7 | Symmetry Financial Group | $41,231 | $19.82 |
| 8 | OSMC | $41,178 | $19.80 |
| 9 | UCHealth | $40,841 | $19.64 |
| 10 | State of Nevada Employees' Association Inc | $40,626 | $19.53 |
| 11 | Asurea | $40,605 | $19.52 |
| 12 | Fresenius Medical Care Windsor, LLC | $40,561 | $19.50 |
| 13 | Catholic Health Initiatives - Colorado | $40,561 | $19.50 |
| 14 | Fidelity Bancorporation | $40,480 | $19.46 |
| 15 | Lincoln Heritage | $40,411 | $19.43 |
| 16 | Power International Holding | $40,136 | $19.30 |
| 17 | North American Senior Benefits | $40,135 | $19.30 |
| 18 | Agtexas Farm Credit | $39,922 | $19.19 |
| 19 | Harris & Harris Solicitors | $39,577 | $19.03 |
| 20 | UC Health | $39,390 | $18.94 |
Wage gap by gender, race and education
Insurance Representative salary by industry
The average insurance representative salary varies across industries:
- The average insurance representative salary in the finance industry is $38,752, the highest of any industry.
- The average insurance representative salary in the finance industry is $37,417.
- Insurance representatives in the health care industry earn an average salary of $34,664, the lowest of any industry.
Highest paying industries for insurance representatives
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Finance | $38,752 | $18.63 |
| 2 | Insurance | $37,417 | $17.99 |
| 3 | Agriculture | $35,837 | $17.23 |
| 4 | Professional | $35,340 | $16.99 |
| 5 | Health Care | $34,664 | $16.67 |
High paying insurance representative jobs
Insurance representative salary trends
The average insurance representative salary has risen by $3,260 over the last ten years. In 2014, the average insurance representative earned $32,698 annually, but today, they earn $35,958 a year. That works out to a 4% change in pay for insurance representatives over the last decade.
Compare insurance representative salaries for cities or states with the national average over time.
Average insurance representative salary over time
Compare insurance representative salaries for individual cities or states with the national average.
Insurance representative salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $36,000 | $17.29 | +2.4% |
| 2024 | $35,100 | $16.88 | +0.7% |
| 2023 | $34,900 | $16.76 | +1.8% |
| 2022 | $34,300 | $16.47 | -0.6% |
| 2021 | $34,400 | $16.56 | +3.6% |
Recently added insurance representative salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Postjobmatches | Fully Remote-Distribution Representative-Insurance Industry | Trenton, NJ | 06/29/2025 | $81,000 |
| Get It-Marketing | Insurance REP-Work From Home-Remote | Nashville, TN | 06/29/2025 | $15,653 |
| Teksystems | Property & Casualty Insurance Representative | Pittston, PA | 06/28/2025 | $44,871 |
| USAA | Licensed P&C Insurance Representative (Signing Bonus) | Washington, DC | 06/28/2025 | $46,370 |
| USAA | Insurance REP-2K Signing Bonus, Medical/Dental/Vision/Life, 401K and Pension, PTO | Phoenix, AZ | 06/28/2025 | $43,680 |
| Ultimate Staffing | Commercial Property Insurance REP | Fort Lauderdale, FL | 06/28/2025 | $60,000 |
| Agent Alliance | Insurance Representative | Olathe, KS | 06/24/2025 | $60,000 |
| PFS Group | Insurance REP II | Houston, TX | 06/23/2025 | $38,500 |
| Uchealth | Insurance Representative Yvmc | Steamboat Springs, CO | 06/18/2025 | $47,041 |
| Teksystems | Property & Casualty Insurance Representative | San Antonio, TX | 06/17/2025 | $44,871 |
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