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Insurance sales representative salary
Average insurance sales representative salary
$61,386
Average Salary Insights for Insurance Sales Representatives
The role of an Insurance Sales Representative is pivotal in the insurance industry, providing vital services to clients. As of October 2025, the average salary is $61,386 per year, with variations based on experience and geographical location. For instance, entry-level positions typically pay lower than those with several years of experience, which can lead to higher earnings.
In addition to experience, the state of employment significantly affects salary. For example, representatives in states such as New York and California often earn more due to the higher cost of living and demand for insurance services. Understanding these nuances is essential for job seekers aiming to maximize their earning potential.
Moreover, specialized roles, such as commercial insurance sales, may offer higher compensation compared to general insurance sales. Those considering a career in this field should also evaluate factors such as commission structures and bonuses, which can substantially increase overall income.
Job Opportunities in the Insurance Sector
For those interested in pursuing a career as an Insurance Sales Representative, various pathways exist, including certifications and specializations. Engaging with industry networks and continuous learning can enhance prospects. Explore roles that align with your career goals and leverage online platforms like Zippia to find job openings tailored to your skills.
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Where can an Insurance Sales Representative earn more?
Insurance sales representative salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level insurance sales representative | $36,800 | $17.69 |
| Mid-level insurance sales representative | $62,900 | $30.26 |
| Senior-level insurance sales representative | $71,700 | $34.47 |
Insurance sales representative salary estimates from across the web
Average insurance sales representative salary by state
The highest-paying states for insurance sales representatives are New York, Wisconsin, and Massachusetts. The lowest average insurance sales representative salary states are Arizona, Idaho, and Georgia.
- State view
- County view
Highest paying states for insurance sales representatives
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Rhode Island | $69,250 | $33.29 |
| 2 | Ohio | $66,404 | $31.93 |
| 3 | Wisconsin | $71,697 | $34.47 |
| 4 | New York | $71,928 | $34.58 |
| 5 | New Jersey | $68,778 | $33.07 |
| 6 | Pennsylvania | $61,626 | $29.63 |
| 7 | Massachusetts | $69,621 | $33.47 |
| 8 | Connecticut | $67,291 | $32.35 |
| 9 | Alabama | $64,465 | $30.99 |
| 10 | New Hampshire | $68,315 | $32.84 |
| 11 | North Carolina | $62,140 | $29.88 |
| 12 | Minnesota | $64,068 | $30.80 |
| 13 | South Dakota | $65,729 | $31.60 |
| 14 | District of Columbia | $79,448 | $38.20 |
| 15 | Indiana | $64,245 | $30.89 |
| 16 | California | $63,961 | $30.75 |
| 17 | Kentucky | $58,953 | $28.34 |
| 18 | Vermont | $58,411 | $28.08 |
| 19 | Delaware | $64,162 | $30.85 |
| 20 | Tennessee | $55,231 | $26.55 |
| 21 | North Dakota | $61,135 | $29.39 |
| 22 | Oregon | $56,614 | $27.22 |
| 23 | Maine | $58,930 | $28.33 |
| 24 | Illinois | $56,481 | $27.15 |
| 25 | Kansas | $57,487 | $27.64 |
| 26 | Maryland | $61,934 | $29.78 |
| 27 | Montana | $53,185 | $25.57 |
| 28 | Nebraska | $56,404 | $27.12 |
| 29 | Louisiana | $55,678 | $26.77 |
| 30 | South Carolina | $54,792 | $26.34 |
| 31 | Nevada | $53,016 | $25.49 |
| 32 | Michigan | $56,897 | $27.35 |
| 33 | Wyoming | $55,786 | $26.82 |
| 34 | Arkansas | $54,696 | $26.30 |
| 35 | Utah | $49,723 | $23.91 |
| 36 | Iowa | $49,193 | $23.65 |
| 37 | West Virginia | $53,055 | $25.51 |
| 38 | Hawaii | $58,611 | $28.18 |
| 39 | Idaho | $47,744 | $22.95 |
| 40 | Mississippi | $49,950 | $24.01 |
| 41 | Arizona | $48,089 | $23.12 |
| 42 | Washington | $53,743 | $25.84 |
| 43 | Florida | $41,847 | $20.12 |
| 44 | Missouri | $50,401 | $24.23 |
| 45 | Colorado | $51,236 | $24.63 |
| 46 | New Mexico | $49,655 | $23.87 |
| 47 | Texas | $44,475 | $21.38 |
| 48 | Georgia | $47,305 | $22.74 |
| 49 | Oklahoma | $49,573 | $23.83 |
| 50 | Virginia | $48,250 | $23.20 |
| 51 | Alaska | $46,658 | $22.43 |
Highest paying cities for insurance sales representatives
The highest-paying cities for insurance sales representatives are Washington, DC, New York, NY, and Milwaukee, WI.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Washington, DC | $79,443 | $38.19 |
| 2 | New York, NY | $72,293 | $34.76 |
| 3 | Milwaukee, WI | $72,172 | $34.70 |
| 4 | Boston, MA | $69,433 | $33.38 |
| 5 | Sioux Falls, SD | $66,925 | $32.18 |
| 6 | Columbus, OH | $66,552 | $32.00 |
| 7 | Huntsville, AL | $64,531 | $31.02 |
| 8 | Minneapolis, MN | $64,208 | $30.87 |
| 9 | Indianapolis, IN | $64,199 | $30.86 |
| 10 | Los Angeles, CA | $63,486 | $30.52 |
| 11 | Fargo, ND | $62,597 | $30.09 |
| 12 | Baltimore, MD | $62,007 | $29.81 |
| 13 | Philadelphia, PA | $61,801 | $29.71 |
| 14 | Charlotte, NC | $60,640 | $29.15 |
| 15 | Portland, ME | $59,598 | $28.65 |
| 16 | Kansas City, KS | $57,895 | $27.83 |
| 17 | Detroit, MI | $57,220 | $27.51 |
| 18 | Knoxville, TN | $56,904 | $27.36 |
| 19 | Omaha, NE | $56,866 | $27.34 |
| 20 | Chicago, IL | $56,699 | $27.26 |
Insurance Sales Representatives are the most in-demand in these five cities:
Insurance sales representative salary details
An insurance sales representative's salary ranges from $38,000 a year at the 10th percentile to $97,000 at the 90th percentile.
What is an insurance sales representative's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $97,000 | $8,083 | $47 |
| 75th Percentile | $78,000 | $6,500 | $38 |
| Average | $61,386 | $5,116 | $30 |
| 25th Percentile | $48,000 | $4,000 | $23 |
| 10th Percentile | $38,000 | $3,167 | $18 |
Highest paying insurance sales representative jobs
The highest paying types of insurance sales representatives are insurance broker, insurance producer, and life insurance agent.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Sales Agent | $45,217 | $3,768 | $21.74 | 391,987 |
| Licensed Insurance Agent | $54,118 | $4,510 | $26.02 | 78,016 |
| Insurance Producer | $65,112 | $5,426 | $31.30 | 44,922 |
| Life Insurance Agent | $62,552 | $5,213 | $30.07 | 68,781 |
| Insurance Broker | $94,006 | $7,834 | $45.20 | 38,403 |
| Insurance Agent | $51,936 | $4,328 | $24.97 | 67,977 |
Top companies hiring insurance sales representatives now:
Which companies pay insurance sales representatives the most?
Insurance sales representative salaries at FFL Partners and Jordan Company are the highest-paying according to our most recent salary estimates. In addition, the average insurance sales representative salary at companies like Eaton and Realogy are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | FFL Partners | $127,892 | $61.49 |
| 2 | Jordan Company | $121,962 | $58.64 |
| 3 | Eaton | $98,171 | $47.20 |
| 4 | Realogy | $93,437 | $44.92 |
| 5 | GPAC | $81,906 | $39.38 |
| 6 | Harbor Light Hospice | $81,458 | $39.16 |
| 7 | Liberty Mutual Insurance | $78,401 | $37.69 |
| 8 | Washington National Cathedral | $76,329 | $36.70 |
| 9 | Volt Systems LLC | $70,808 | $34.04 |
| 10 | Boyd Group Services | $70,672 | $33.98 |
| 11 | GoHealth | $70,504 | $33.90 |
| 12 | Tbg Partners | $69,827 | $33.57 |
| 13 | Koch Industries | $69,526 | $33.43 |
| 14 | Kennedy | $68,224 | $32.80 |
| 15 | Luna | $65,679 | $31.58 |
| 16 | Symmetry Financial Group | $65,664 | $31.57 |
| 17 | Ideal Concepts | $65,533 | $31.51 |
| 18 | New York Life Insurance | $65,447 | $31.46 |
| 19 | PMA USA | $65,081 | $31.29 |
| 20 | Alliance Co | $64,408 | $30.97 |
Wage gap by gender, race and education
Insurance Sales Representative salary by industry
The average insurance sales representative salary varies across industries:
- The average insurance sales representative salary in the finance industry is $53,082, the highest of any industry.
- The average insurance sales representative salary in the finance industry is $52,891.
- Insurance sales representatives in the professional industry earn an average salary of $40,825, the lowest of any industry.
Highest paying industries for insurance sales representatives
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Finance | $53,082 | $25.52 |
| 2 | Insurance | $52,891 | $25.43 |
| 3 | Agriculture | $41,419 | $19.91 |
| 4 | Professional | $40,825 | $19.63 |
High paying insurance sales representative jobs
Insurance sales representative salary trends
The average insurance sales representative salary has risen by $5,565 over the last ten years. In 2014, the average insurance sales representative earned $55,821 annually, but today, they earn $61,386 a year. That works out to a 4% change in pay for insurance sales representatives over the last decade.
Compare insurance sales representative salaries for cities or states with the national average over time.
Average insurance sales representative salary over time
Compare insurance sales representative salaries for individual cities or states with the national average.
Insurance sales representative salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $61,400 | $29.51 | +2.4% |
| 2024 | $59,900 | $28.81 | +0.7% |
| 2023 | $59,500 | $28.62 | +1.8% |
| 2022 | $58,500 | $28.12 | -0.6% |
| 2021 | $58,800 | $28.27 | +3.6% |
Recently added insurance sales representative salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Get It-Executive | Insurance Sales Representative-Remote | WFH | Carmichael, CA | 06/29/2025 | $30,000 |
| Get It-Finance | Insurance Sales Representative-No Cold Calling-Remote | Saint Louis, MO | 06/29/2025 | $35,000 |
| Get It-Marketing | Insurance Sales Representative-Remote | Aurora, CO | 06/29/2025 | $48,000 |
| Get It-Marketing | Licensed Insurance Sales Representative-Remote | WFH | Conshohocken, PA | 06/29/2025 | $32,000 |
| Get It-Marketing | Insurance Sales Representative-Remote | Sunset Valley, TX | 06/29/2025 | $35,000 |
| Get It-Marketing | Insurance Sales Representative-Remote | Ozark, MO | 06/29/2025 | $60,000 |
| Get It-Marketing | Allstate Insurance Sales Representative-Remote | WFH | Glenwood, IL | 06/29/2025 | $40,000 |
| Get It-Marketing | Insurance Sales Representative-Remote | Phoenix, AZ | 06/29/2025 | $40,000 |
| Get It-Marketing | Insurance Sales Representative-Remote | Kensington, MD | 06/29/2025 | $35,000 |
| Get It-Marketing | Insurance Sales Representative-Remote | Atlanta, GA | 06/29/2025 | $35,000 |
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