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What is an insurance specialist and how to become one
An insurance specialist helps individuals and businesses manage their risks by providing insurance policies. They have expertise in life, health, property, or casualty insurance. Insurance specialists work with clients to assess risks and determine the appropriate coverage. They also advise clients to minimize risks and prevent losses. In addition, they handle insurance claims, negotiate settlements, and ensure fair compensation. Overall, insurance specialists help individuals and businesses manage risk and protect against financial losses.
Avg. Salary $34,281
Avg. Salary $59,228
Growth rate -3%
Growth rate 0.3%
American Indian and Alaska Native 0.48%
Asian 3.89%
Black or African American 13.78%
Hispanic or Latino 14.38%
Unknown 4.28%
White 63.20%
Genderfemale 77.89%
male 22.11%
Age - 44American Indian and Alaska Native 3.00%
Asian 7.00%
Black or African American 14.00%
Hispanic or Latino 19.00%
White 57.00%
Genderfemale 47.00%
male 53.00%
Age - 44Stress level is manageable
7.1 - high
Complexity level is challenging
7 - challenging
Work life balance is excellent
6.4 - fair
What are the pros and cons of being an insurance specialist?
Pros
Opportunity for career growth and advancement
Competitive salary and benefits
Flexible work arrangements, including remote work options
High demand for insurance specialists in the job market
Potential for bonuses and commissions based on performance
Cons
Can be a high-pressure job with tight deadlines and quotas to meet
Can require long working hours during busy periods
Can be repetitive or tedious at times
Can involve a significant amount of paperwork and administrative tasks
May require a significant amount of phone or email communication with clients and colleagues
Insurance specialist career paths
Key steps to become an insurance specialist
Explore insurance specialist education requirements
Start to develop specific insurance specialist skills
Skills Percentages Patients 18.04% Customer Service 11.29% Insurance Coverage 4.11% Insurance Verification 3.90% Life Insurance 3.63% Complete relevant insurance specialist training and internships
Accountants spend an average of 1-3 months on post-employment, on-the-job training. New insurance specialists learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as an insurance specialist based on U.S. Bureau of Labor Statistics data and data from real insurance specialist resumes.Gain additional insurance specialist certifications
More About CertificationsInsurance specialist certifications can show employers you have a baseline of knowledge expected for the position. Certifications can also make you a more competitive candidate. Even if employers don't require a specific insurance specialist certification, having one may help you stand out relative to other applicants.
The most common certifications for insurance specialists include Certified Billing and Coding Specialist (CBCS) and Certified Professional, Life and Health Insurance Program (CPLHI).
Research insurance specialist duties and responsibilities
- Manage database by processing renewals and endorsements.
- Maintain confidentiality and adhere HIPPA guidelines with handling patients' information
- Make recommendations on operationalization and oversight of specific marketplace enrollment policies.
- Verify various health insurance plan benefit information and eligibility for patients with chronic illnesses.
Prepare your insurance specialist resume
When your background is strong enough, you can start writing your insurance specialist resume.
You can use Zippia's AI resume builder to make the resume writing process easier while also making sure that you include key information that hiring managers expect to see on an insurance specialist resume. You'll find resume tips and examples of skills, responsibilities, and summaries, all provided by Zippi, your career sidekick.
Choose from 10+ customizable insurance specialist resume templates
Build a professional insurance specialist resume in minutes. Browse through our resume examples to identify the best way to word your resume. Then choose from 10+ resume templates to create your insurance specialist resume.
Apply for insurance specialist jobs
Now it's time to start searching for an insurance specialist job. Consider the tips below for a successful job search:
- Browse job boards for relevant postings
- Consult your professional network
- Reach out to companies you're interested in working for directly
- Watch out for job scams
How did you land your first insurance specialist job
Are you an insurance specialist?
Share your story for a free salary report.
Average insurance specialist salary
The average insurance specialist salary in the United States is $34,281 per year or $16 per hour. Insurance specialist salaries range between $27,000 and $42,000 per year.
What am I worth?
How do insurance specialists rate their job?
Insurance specialist reviews
There is no need to work in shift, especially evening or midnight shifts, disclaimer: i transitioned from the hospitality industry to insurance industry. Now i work 8-5 mostly and day off on weekends. And it has been great so far! I can finally sleep at nights now definitely!
Pay is too low especially in my country. And as we are a small firm, so career progression is super narrow. And regardless of how long i work there, pay will still be low.
Meeting new people and working with other healthcare specialist
Sitting for long periods
Gaining valued insurance knowledge and expertise.
Updated January 8, 2025
