E&S Small Business Underwriter
Olde West Chester, OH
Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.
Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.
Benefit Highlights• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.
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Responsibilities
The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships.
This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office.
Specific Duties:
* Review and underwrite new business submissions for acceptability according to authority granted.
* Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk.
* Make sound risk and pricing decisions that achieve profitable loss ratios.
* Achieve designated customer service standards with a focus on fast turn-around time.
* Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required.
* Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction.
* Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc.
* Recognize and create cross-selling opportunities for other company products.
* Actively market small commercial product to agents and travel within assigned territory, as necessary.
* Reinforce our "ease of doing business" model by meeting or exceeding expectations and service standards on a consistent basis.
* Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC).
* Operates according to underwriting authority as granted by Berkley Aspire.
May perform other functions as assigned.
Qualifications
* Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience.
* Minimum of two years of experience in E&S underwriting.
* Must have strong customer service background in a professional environment.
* Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred.
* Strong customer focus and the ability to respond with a sense of urgency.
* Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
* Teamwork, providing and welcoming open, honest, respectful, and constructive feedback.
* Ability to work independently and in a team environment.
* Ability to communicate effectively.
* Demonstrated strong written and verbal communication skills.
Berkley Core Competencies:
* Accountability
* Communication
* Customer Focus and Teamwork
* Flexibility
* Innovation and Initiative
Additional Company Details
We do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans. The salary range for this position will be determined by a number of factors, including the scope and complexity of the role. Skills education, training, credentials and experience of the candidate will also be considered. Applications are accepted on an ongoing basis, and the position will remain open until filled. This role will be eligible to participate in the annual discretionary bonus program.
Sponsorship Details
Sponsorship not Offered for this Role Responsibilities The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships. This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office. Specific Duties: - Review and underwrite new business submissions for acceptability according to authority granted. - Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk. - Make sound risk and pricing decisions that achieve profitable loss ratios. - Achieve designated customer service standards with a focus on fast turn-around time. - Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required. - Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction. - Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc. - Recognize and create cross-selling opportunities for other company products. - Actively market small commercial product to agents and travel within assigned territory, as necessary. - Reinforce our "ease of doing business" model by meeting or exceeding expectations and service standards on a consistent basis. - Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC). - Operates according to underwriting authority as granted by Berkley Aspire. May perform other functions as assigned.
Auto-ApplyProduction Underwriter - E&S Product Liability
Cincinnati, OH
Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.
Great American Risk Solutions writes a diverse mix of property and casualty business, both primary and excess. Risk Solutions writes mostly non-admitted business, partnering with leading wholesalers. We focus on specialized solutions for a diverse market.
Our team members at Great American Risk Solutions display strong personal character, integrity, and honesty. We are driven champions of change and focus on results. We emphasize teamwork, collaboration - among underwriting, claims, and shared services teams - and continuous development of interpersonal and technical skills. Our people make all the difference in our success.
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We are currently looking for a Production Underwriter to work on product liability focused business for our Great American Risk Solutions Division. Responsibilities for this position include risk selection, risk retention, pricing, and profitability per divisional objectives. This position will be based in our Cincinnati, OH headquarters and will offer a hybrid work schedule.
Essential Job Functions and Responsibilities:
Has the responsibility for risk selection/rejection, pricing, retention, growth, and profitability per divisional objectives.
Uses independent judgement and initiative to support business goals.
Maintains a high level of customer service.
Analyzes coverage and limit requests and decides what terms to offer.
Prices business in accordance with company guidelines.
Assesses risk quality and compliance within company guidelines.
Orders and screens miscellaneous reports needed in the rating and underwriting process.
Develops and maintains effective business relationships with internal and external customers to attract and retain profitable business.
Visits brokers to retain existing accounts, build and maintain business relationships, and develop new opportunities in support of divisional objectives.
Interprets, explains, and markets products and services.
Applies underwriting rules and guidelines as well as insurance laws and regulations.
Performs other duties as assigned.
Job Requirements
Bachelor's degree or equivalent experience.
Generally, 6 months to 3 years of related experience.
Excess and Surplus Lines experience is a plus.
Must possess strong communication and customer service skills.
Completion or progress towards completion of relevant designations such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS) or Associate of Risk Management (ARM).
Some business travel is required.
Business Unit:
Great American Risk Solutions
Benefits:
Compensation varies by role, position level, and location. Individual pay is influenced by skills, education, training, certifications, experience, and the role's scope and complexity, along with business needs.
We offer a competitive Total Rewards package, including medical, dental, and vision plans starting on day one, PTO, paid holidays, commuter benefits, an employee stock purchase plan, education reimbursement, paid parental leave/adoption assistance, and a 401(k) plan with company match. These benefits are available to eligible full-time and part-time employees.
Your recruiter can provide more details about our total rewards and specific compensation ranges during the hiring process.
Auto-ApplyUnderwriter II - Agency
Cincinnati, OH
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Underwriter II within PNC's Commercial Real Estate organization, you will be based in Cincinnati OH; Pittsburgh, PA; Dallas, TX; Calabasas, CA; or Charlotte, NC.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
* Works under limited supervision or independently. Using independent judgment to identify risks and mitigants, prepares and effectively recommends loan offerings based on scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties and also may have limited approval and/or exception authority. Prepares offerings for specific transactions or in management of a portfolio as assigned and interacts with internal/external customers. May provide recommendations for credit structuring.
* Using independent judgment to identify risks and mitigants, prepares and effectively recommends loan offerings based on scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio.
* Contacts internal/external customers and other parties as appropriate to gather information and clarify inconsistent, incorrect or missing information. May include relevant pre-approval and post-approval activities.
* Performs or assists with the identification and/or confirmation of all external regulatory requirements. Ensures internal policies and procedures are followed.
* Makes recommendations on credit decisions or makes credit decisions directly as appropriate.
* Knowledge of IRS Code Section 42 and 47, equity structures and documentation, market research (including onsite inspections and market comp analysis), and 3rd party or external guidelines.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
* Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
* Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills
Credit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments
Competencies
Accuracy and Attention to Detail, Credit Analysis and Verification, Decision Making and Critical Thinking, Knowledge of Underwriting, Managing Multiple Priorities, Market Research, Real Estate Development, Real Estate Practice, Real Estate Property Data Analysis, Real Estate Sales Closings and Agreements, Regulatory Environment - Financial Services
Work Experience
Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education
Bachelors
Certifications
No Required Certification(s)
Licenses
No Required License(s)
Pay Transparency
Base Salary: $45,000.00 - $134,550.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education.
Application Window
Generally, this opening is expected to be posted for two business days from 12/11/2025, although it may be longer with business discretion.
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
E&S Small Business Underwriter
Ohio
Company Details
Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.
Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.
Benefit Highlights
• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.
• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.
• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!
• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.
• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.
*********************
Responsibilities
The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships.
This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office.
Specific Duties:
Review and underwrite new business submissions for acceptability according to authority granted.
Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk.
Make sound risk and pricing decisions that achieve profitable loss ratios.
Achieve designated customer service standards with a focus on fast turn-around time.
Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required.
Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction.
Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc.
Recognize and create cross-selling opportunities for other company products.
Actively market small commercial product to agents and travel within assigned territory, as necessary.
Reinforce our “ease of doing business” model by meeting or exceeding expectations and service standards on a consistent basis.
Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC).
Operates according to underwriting authority as granted by Berkley Aspire.
May perform other functions as assigned.
Qualifications
Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience.
Minimum of two years of experience in E&S underwriting.
Must have strong customer service background in a professional environment.
Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred.
Strong customer focus and the ability to respond with a sense of urgency.
Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
Teamwork, providing and welcoming open, honest, respectful, and constructive feedback.
Ability to work independently and in a team environment.
Ability to communicate effectively.
Demonstrated strong written and verbal communication skills.
Berkley Core Competencies:
Accountability
Communication
Customer Focus and Teamwork
Flexibility
Innovation and Initiative
Additional Company Details We do not accept any unsolicited resumes from external recruiting firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes:
Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.
The salary range for this position will be determined by a number of factors, including the scope and complexity of the role. Skills education, training, credentials and experience of the candidate will also be considered.
Applications are accepted on an ongoing basis, and the position will remain open until filled.
This role will be eligible to participate in the annual discretionary bonus program.
Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.
Auto-ApplyUnderwriter, Rental Lending
Cleveland, OH
Casa Lending is looking for an Underwriter to join our team. In this role, you will provide superior borrower experience while maintaining the well-being of our active loan portfolio. As an Underwriter, your focus will be on DSCR (Debt Service Coverage Ratio) loans, assessing the risk, creditworthiness, and financial viability of loan applicants to ensure that all loans meet continuously refined underwriting guidelines and industry standards. You will work closely with sales teams and transaction coordinators to provide timely, accurate loan decisions that align with Casa Lending's commitment to excellence and innovation in lending.
Casa Lending is one of the fastest-growing private money lending firms in the United States. Our mission is to help real estate investors profitably scale their business by offering a best-in-class suite of loan products and leveraging top talent.
What You'll Do:
Perform in-depth analysis on business purpose DSCR loan applications, evaluating both the financial viability of the borrowing entity and the qualifications of the personal guarantor. Assess property cash flow, rental income, operating expenses, market trends, and other relevant factors to determine the overall risk and ability to repay.
Review and analyze all required documentation, including the loan application, borrowing entity documentation (such as operating agreements and financial statements) and personal guarantor documents (such as credit reports, background checks, identification, and financial statements). Ensure all information aligns with underwriting guidelines for business purpose loans.
Verify that all loans comply with internal policies, state and federal regulations, and industry guidelines. Confirm that DSCR criteria, property types, borrowing entity structures, and credit standards are met. Make informed decisions to approve or decline loan applications, issuing conditional approvals and requesting additional documentation as necessary.
Work closely with transaction coordinators, sales teams, and brokers to facilitate the timely collection and submission of required documents from both the borrowing entity and personal guarantors. Communicate loan conditions clearly to ensure efficient loan processing.
Provide expert guidance on structuring business purpose loans to balance risk and opportunity, considering the risk profile of the borrowing entity & guarantors, market conditions, and borrower needs.
Stay informed about relevant market trends, industry developments, and regulatory updates that impact business purpose loans and DSCR underwriting practices.
Engage in ongoing process improvement efforts, contributing to the development of more efficient underwriting workflows and best practices tailored to business purpose loans.
Track and analyze key performance indicators (KPIs) related to post-closing and lock desk functions, recommending adjustments to improve turnaround times and customer satisfaction.
Requirements
Education: Bachelor's degree in finance, business, or related field.
Minimum of 2 years of experience in underwriting, with business purpose loans, specifically DSCR loans or real estate investment loans preferred.
Deep knowledge of loan structuring, risk assessment, and mitigation strategies for business purpose loans, including a solid understanding of DSCR calculations, rental income analysis, and market trend evaluation.
Proven ability to manage a high volume of complex loan files while maintaining accuracy, attention to detail, and meeting strict deadlines.
Excellent analytical skills, with a track record of making sound underwriting decisions based on comprehensive risk assessment and credit analysis.
Strong communication and interpersonal skills to effectively collaborate with internal and external stakeholders, ensuring clear and timely communication of loan conditions and requirements.
Highly organized and detail-oriented, with the ability to thrive in a fast-paced, dynamic environment.
Commitment to maintaining the highest standards of integrity, confidentiality, and regulatory compliance.
Benefits
Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
National Impact: Be part of a nationwide operation that's shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
Health Insurance - We've got you covered! Casa Lending pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
Health Savings Account (HSA) - We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan.
Competitive Compensation - We offer competitive wages that reward your expertise and hard work.
Paid Time Off - Take time to recharge with 3 weeks of paid time off each year.
Paid Holidays - Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.
We're here to support you both professionally and personally-because when you thrive, we all thrive.
Casa Lending is an Equal Opportunity Employers (EEO) and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.
Auto-ApplyField Underwriter
Dayton, OH
INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE!
We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals.
WHO WE ARE
We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve.
What do distributors do?
We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency.
The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales!
We have an unmatched and proven hiring and onboarding system in place.
Great carrier overrides and bonuses!
Job requirements
Life insurance license or willing to obtain one.
You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well.
What do we offer?
If you currently have a Life Insurance license, then you can be in the field within one week
If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less!
There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program.
Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position
Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office.
We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads.
Renewals are 100% vested from day one - there is no waiting period!
Flexible schedule - you are your own boss and you set your own schedule
Opportunity for advancement into leadership and management roles.
Underwriter II - Agency
Cincinnati, OH
Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Underwriter II within PNC's Commercial Real Estate organization, you will be based in Cincinnati OH; Pittsburgh, PA; Dallas, TX; Calabasas, CA; or Charlotte, NC.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.Job Description
Works under limited supervision or independently. Using independent judgment to identify risks and mitigants, prepares and effectively recommends loan offerings based on scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties and also may have limited approval and/or exception authority. Prepares offerings for specific transactions or in management of a portfolio as assigned and interacts with internal/external customers. May provide recommendations for credit structuring.
Using independent judgment to identify risks and mitigants, prepares and effectively recommends loan offerings based on scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio.
Contacts internal/external customers and other parties as appropriate to gather information and clarify inconsistent, incorrect or missing information. May include relevant pre-approval and post-approval activities.
Performs or assists with the identification and/or confirmation of all external regulatory requirements. Ensures internal policies and procedures are followed.
Makes recommendations on credit decisions or makes credit decisions directly as appropriate.
Knowledge of IRS Code Section 42 and 47, equity structures and documentation, market research (including onsite inspections and market comp analysis), and 3rd party or external guidelines.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred SkillsCredit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk AssessmentsCompetenciesAccuracy and Attention to Detail, Credit Analysis and Verification, Decision Making and Critical Thinking, Knowledge of Underwriting, Managing Multiple Priorities, Market Research, Real Estate Development, Real Estate Practice, Real Estate Property Data Analysis, Real Estate Sales Closings and Agreements, Regulatory Environment - Financial ServicesWork ExperienceRoles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationBachelorsCertificationsNo Required Certification(s) LicensesNo Required License(s) Pay TransparencyBase Salary: $45,000.00 - $134,550.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education.Application WindowGenerally, this opening is expected to be posted for two business days from 12/11/2025, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Auto-ApplySpring 2026 Underwriting Undergraduate Intern
Columbus, OH
**This internship program is a 12-week program starting February 2, 2026.** **SUMMARY OF JOB RESPONSIBILITIES** This job has the goal of providing the opportunity to acquire practical experience through direct exposure to the related business line(s) and to develop the next generation of diverse business professionals. To that end, the program will provide hands-on training and experience in the business line, expose the various career opportunities in the business line and related areas, and prepare participants for positions in the business.
Typical responsibilities include, providing services to the day-to-day operating objectives of the assigned area, participating in projects and programs appropriate to the needs of the assigned area, participating in the planning and implementation of projects and initiatives, conducting research and reporting including recommendations or proposals for action.
Interns will acquire practical business experience in stop loss underwriting while working with Stop Loss underwriting experts.
**REQUIRED QUALIFICATIONS**
+ Full or part-time enrollment in an accredited college or university baccalaureate program.
**PREFERRED ANTICIPATED GRADUATION DATES**
+ Spring 2026
+ Summer 2026
+ Winter 2026
+ Spring 2027
**ESSENTIAL JOB FUNCTIONS**
1. Communicate effectively while interacting directly with colleagues, clientele, and/or other internal or external constituencies in the planning of assignments and the resolution of day-to-day operational problems.
2. Under supervision, provide entry-level professional services as appropriate to the day-to-day operating objectives of the area. Receives guidance, training, and mentoring from senior personnel in planning and carrying out activities and assignments.
3. Undertake and/or participates in projects and programs designed to develop professional skills and expertise appropriate to the needs of the organization.
4. Participate in the planning and implementation of unit projects and initiatives within area of expertise and ability.
5. As specifically requested by management, conduct research and reporting inclusive of recommendations or alternative proposals for action.
6. Undertake related studies or enrichment programs as appropriate to the specific objectives of the operating unit.
7. Perform miscellaneous job-related duties as assigned.
**_Disclaimer:_** _The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job._
**_Compliance Requirement:_** _This position adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies_
As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company's Handbook of Privacy Policies and Practices and Information Security Policy. Furthermore, it is every employee's responsibility to comply with the company's Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements.
**Pay Range Minimum:**
**Pay Range Maximum:**
_Base pay is determined by a variety of factors including a candidate's qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets._
Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law.
We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the email below.
For accommodation requests, please contact HR Services Online at *****************************
California Consumer Privacy Act Employees, Contractors, and Applicants Notice
Req ID: J270845
Insurance Complaint Analyst 3
Columbus, OH
Insurance Complaint Analyst 3 (250007IH) Organization: InsuranceAgency Contact Name and Information: Kim Lowry ************Unposting Date: OngoingWork Location: 50 W Town St 50 West Town Street Suite 300 Columbus 43215Primary Location: United States of America-OHIO-Franklin County-Columbus Compensation: 30.55Schedule: Full-time Classified Indicator: ClassifiedUnion: OCSEA Primary Job Skill: InsuranceTechnical Skills: Claims Examination, Customer Service, InsuranceProfessional Skills: Analyzation, Attention to Detail, Time Management, Verbal Communication, Written Communication Agency Overview About Us:The Ohio Department of Insurance (ODI) was established in 1872 as an agency charged with overseeing insurance regulations, enforcing statutes mandating consumer protections, educating consumers, and fostering the stability of insurance markets in Ohio.Today, the mission of the Ohio Department of Insurance is to provide consumer protection through education and fair but vigilant regulation while promoting a stable and competitive environment for insurers.Please visit our website Department of Insurance and also find us on LinkedIn.Job DescriptionCSD is seeking a professional, detailed and research-oriented candidate to fill an Insurance Complaint Analyst 3 position to assist the consumers of Ohio in understanding their insurance benefits and resolving their complex insurance issues. The ideal candidate will have excellent communication, problem solving, and organizational skills, a high level of emotional intelligence, and the ability to be adaptable.If this sounds interesting to you, continue reading below to learn more about this career opportunity with CSD where you too can be available to support those who serve Ohioans.Your Key Responsibilities include but are not limited to the following:Review, analyze, establish facts, and draw valid conclusions regarding complaints related to all lines of insurance.Demonstrate research and analysis of the facts according to policy terms and applicable regulations through written and verbal responses.Identify possible violations of insurance laws.Make appropriate referrals to other divisions.Maintain records of investigation.Communicate complaint analysis and findings verbally and in writing in a professional manner.Assist consumers via telephone with insurance related questions and provide appropriate response.Performs other duties as assigned.Why Work for the State of OhioAt the State of Ohio, we take care of the team that cares for Ohioans. We provide a variety of quality, competitive benefits to eligible full-time and part-time employees*. For a list of all the State of Ohio Benefits, visit our Total Rewards website! Our benefits package includes:
Medical Coverage
Free Dental, Vision and Basic Life Insurance premiums after completion of eligibility period
Paid time off, including vacation, personal, sick leave and 11 paid holidays per year
Childbirth, Adoption, and Foster Care leave
Education and Development Opportunities (Employee Development Funds, Public Service Loan Forgiveness, and more)
Public Retirement Systems (such as OPERS, STRS, SERS, and HPRS) & Optional Deferred Compensation (Ohio Deferred Compensation)
*Benefits eligibility is dependent on a number of factors. The Agency Contact listed above will be able to provide specific benefits information for this position.Qualifications60 mos. exp. in insurance field (i.e., regulatory or industry) working with insureds or insurance contracts pertinent to assigned line of business as specified by the position description & job posting; 6 mos. exp. or 6 mos. trg. in operation of personal computer; 2 courses in mathematics (i.e., addition, subtraction, multiplication, division, statistics).
-Or 6 courses in insurance & 2 courses in mathematics (i.e., addition, subtraction, multiplication, division, statistics); 42 mos. exp. in insurance field (i.e., regulatory or industry) working with insureds or insurance contracts pertinent to assigned line of business as specified by the position description & job posting; 6 mos. exp. or 6 mos. trg. in operation of personal computer.
-Or completion of undergraduate core program in insurance or business & 2 courses in mathematics; 36 mos. exp. in insurance field (i.e., regulatory or industry) working with insureds or insurance contracts pertinent to assigned line of business as specified by the position description & job posting; 6 mos. exp. or 6 mos. trg. in operation of personal computer.
-Or 12 mos. exp. as Insurance Complaint Analyst 2, 67232.
-Or equivalent of Minimum Class Qualifications For Employment noted above.
Note: The official position description on file with the designated agency is to reflect the required line of business. Only those applicants possessing the required line of business listed in the position description are to be considered for any vacancies posted. The job posting should also only list the required line of business commensurate with the position in question.
Job Skills: InsuranceSupplemental InformationSupplemental InformationApplication Procedures:When completing the different sections of this application, be sure to clearly describe how you meet the minimum qualifications outlined in this job posting. We cannot give you credit for your Work Experience and Education & Certifications if you do not provide that information in your online application. Information in attached resumes or cover letters must be entered into your application in the appropriate Work Experience or Education & Certification sections to be considered.Status of Posted Positions:You can check the status of your application online by signing into your profile. Jobs you applied for will be listed. The application status is shown to the right of the position title and application submission details. Questions about the position not pertaining to your application status can be directed to: Kim Lowry @ ************. Applicants must be currently authorized to work in the United States on a full-time basis.Reasonable Accommodation:ODI does not discriminate on the basis of disability in its hiring or employment practices and complies with the ADA employment regulations. Applicants with questions about access or requiring a reasonable accommodation for any part of the application or hiring process should contact the agency Human Resource Offices' ADA Coordinator, Andrew Skal, by emailing ****************************** or calling ************. Otherwise, you will be given specific instructions on requesting an accommodation if you are invited to participate in a structured interview.Background Check Information:The final candidate selected for this position will be required to undergo a criminal background check. Section 2961 of the Ohio Revised Code (ORC) prohibits individuals convicted of a felony involving fraud, deceit or theft from holding a position that has substantial management of control over property of a state agency.ADA StatementOhio is a Disability Inclusion State and strives to be a model employer of individuals with disabilities. The State of Ohio is committed to providing access and inclusion and reasonable accommodation in its services, activities, programs and employment opportunities in accordance with the Americans with Disabilities Act (ADA) and other applicable laws.Drug-Free WorkplaceThe State of Ohio is a drug-free workplace which prohibits the use of marijuana (recreational marijuana/non-medical cannabis). Please note, this position may be subject to additional restrictions pursuant to the State of Ohio Drug-Free Workplace Policy (HR-39), and as outlined in the posting.
Auto-ApplyInsurance Complaint Analyst 3
Columbus, OH
Insurance Complaint Analyst 3 (250007IH) Organization: InsuranceAgency Contact Name and Information: Kim Lowry ************Unposting Date: OngoingWork Location: 50 W Town St 50 West Town Street Suite 300 Columbus 43215Primary Location: United States of America-OHIO-Franklin County-Columbus Compensation: 30.55Schedule: Full-time Classified Indicator: ClassifiedUnion: OCSEA Primary Job Skill: InsuranceTechnical Skills: Claims Examination, Customer Service, InsuranceProfessional Skills: Analyzation, Attention to Detail, Time Management, Verbal Communication, Written Communication Agency Overview About Us:The Ohio Department of Insurance (ODI) was established in 1872 as an agency charged with overseeing insurance regulations, enforcing statutes mandating consumer protections, educating consumers, and fostering the stability of insurance markets in Ohio.Today, the mission of the Ohio Department of Insurance is to provide consumer protection through education and fair but vigilant regulation while promoting a stable and competitive environment for insurers.Please visit our website Department of Insurance and also find us on LinkedIn.Job DescriptionCSD is seeking a professional, detailed and research-oriented candidate to fill an Insurance Complaint Analyst 3 position to assist the consumers of Ohio in understanding their insurance benefits and resolving their complex insurance issues. The ideal candidate will have excellent communication, problem solving, and organizational skills, a high level of emotional intelligence, and the ability to be adaptable.If this sounds interesting to you, continue reading below to learn more about this career opportunity with CSD where you too can be available to support those who serve Ohioans.Your Key Responsibilities include but are not limited to the following:Review, analyze, establish facts, and draw valid conclusions regarding complaints related to all lines of insurance.Demonstrate research and analysis of the facts according to policy terms and applicable regulations through written and verbal responses.Identify possible violations of insurance laws.Make appropriate referrals to other divisions.Maintain records of investigation.Communicate complaint analysis and findings verbally and in writing in a professional manner.Assist consumers via telephone with insurance related questions and provide appropriate response.Performs other duties as assigned.Why Work for the State of OhioAt the State of Ohio, we take care of the team that cares for Ohioans. We provide a variety of quality, competitive benefits to eligible full-time and part-time employees*. For a list of all the State of Ohio Benefits, visit our Total Rewards website! Our benefits package includes:
Medical Coverage
Free Dental, Vision and Basic Life Insurance premiums after completion of eligibility period
Paid time off, including vacation, personal, sick leave and 11 paid holidays per year
Childbirth, Adoption, and Foster Care leave
Education and Development Opportunities (Employee Development Funds, Public Service Loan Forgiveness, and more)
Public Retirement Systems (such as OPERS, STRS, SERS, and HPRS) & Optional Deferred Compensation (Ohio Deferred Compensation)
*Benefits eligibility is dependent on a number of factors. The Agency Contact listed above will be able to provide specific benefits information for this position.Qualifications60 mos. exp. in insurance field (i.e., regulatory or industry) working with insureds or insurance contracts pertinent to assigned line of business as specified by the position description & job posting; 6 mos. exp. or 6 mos. trg. in operation of personal computer; 2 courses in mathematics (i.e., addition, subtraction, multiplication, division, statistics).
-Or 6 courses in insurance & 2 courses in mathematics (i.e., addition, subtraction, multiplication, division, statistics); 42 mos. exp. in insurance field (i.e., regulatory or industry) working with insureds or insurance contracts pertinent to assigned line of business as specified by the position description & job posting; 6 mos. exp. or 6 mos. trg. in operation of personal computer.
-Or completion of undergraduate core program in insurance or business & 2 courses in mathematics; 36 mos. exp. in insurance field (i.e., regulatory or industry) working with insureds or insurance contracts pertinent to assigned line of business as specified by the position description & job posting; 6 mos. exp. or 6 mos. trg. in operation of personal computer.
-Or 12 mos. exp. as Insurance Complaint Analyst 2, 67232.
-Or equivalent of Minimum Class Qualifications For Employment noted above.
Note: The official position description on file with the designated agency is to reflect the required line of business. Only those applicants possessing the required line of business listed in the position description are to be considered for any vacancies posted. The job posting should also only list the required line of business commensurate with the position in question.
Job Skills: InsuranceSupplemental InformationSupplemental InformationApplication Procedures:When completing the different sections of this application, be sure to clearly describe how you meet the minimum qualifications outlined in this job posting. We cannot give you credit for your Work Experience and Education & Certifications if you do not provide that information in your online application. Information in attached resumes or cover letters must be entered into your application in the appropriate Work Experience or Education & Certification sections to be considered.Status of Posted Positions:You can check the status of your application online by signing into your profile. Jobs you applied for will be listed. The application status is shown to the right of the position title and application submission details. Questions about the position not pertaining to your application status can be directed to: Kim Lowry @ ************. Applicants must be currently authorized to work in the United States on a full-time basis.Reasonable Accommodation:ODI does not discriminate on the basis of disability in its hiring or employment practices and complies with the ADA employment regulations. Applicants with questions about access or requiring a reasonable accommodation for any part of the application or hiring process should contact the agency Human Resource Offices' ADA Coordinator, Andrew Skal, by emailing ****************************** or calling ************. Otherwise, you will be given specific instructions on requesting an accommodation if you are invited to participate in a structured interview.Background Check Information:The final candidate selected for this position will be required to undergo a criminal background check. Section 2961 of the Ohio Revised Code (ORC) prohibits individuals convicted of a felony involving fraud, deceit or theft from holding a position that has substantial management of control over property of a state agency.ADA StatementOhio is a Disability Inclusion State and strives to be a model employer of individuals with disabilities. The State of Ohio is committed to providing access and inclusion and reasonable accommodation in its services, activities, programs and employment opportunities in accordance with the Americans with Disabilities Act (ADA) and other applicable laws.Drug-Free WorkplaceThe State of Ohio is a drug-free workplace which prohibits the use of marijuana (recreational marijuana/non-medical cannabis). Please note, this position may be subject to additional restrictions pursuant to the State of Ohio Drug-Free Workplace Policy (HR-39), and as outlined in the posting.
Auto-ApplyIntern, Commercial Lines Underwriting
Columbus, OH
This intern role will work a hybrid schedule from our Columbus, Ohio corporate office location with days in office each week.
Pay = $18 per hour
Encova Insurance has again been recognized as a RISE Elite Top 50 internship program, making this our sixth year in a row! Rising Insurance Star Executives (RISE) is the voice of young professionals who are looking for ways to share their innovative ideas and spread a new message about who the insurance industry is. As an intern at Encova Insurance you will be part of a dynamic, results-driven team and learn to manage real world situations alongside Encova associates. Our successful internship program attracts students from across our region and our diverse opportunities ensure that our interns are provided with a wide range of learning possibilities!
Are you a Referral?
If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team.
Unique residence requirements are listed in each job posting, please review closely for details.
Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes:
Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin.
JOB OBJECTIVE:
The Intern will perform tasks, projects and research in support of functional areas with underwriting and the underwriting office. The objective is to provide meaningful and impactful support to the business teams. Will also be exposed to different areas within the company to gain a broad understanding of insurance.
ESSENTIAL FUNCTIONS:
Opportunities with corporate and regional underwriting teams. Perform routine transactional activities on non-complex risks and established accounts following established procedures.
Assist in issuance, assembly and other support of policies based on the strategy at the direction and guidance of the manager in underwriting.
Field routine service and research project requests, referring more complex issues.
Ensure accurate and timely servicing of accounts and projects.
OTHER FUNCTIONS:
Other projects and duties as assigned.
KNOWLEDGE, SKILLS, AND ABILITIES:
Must be currently enrolled and have completed at least 60 credit hours with an accredited college or university.
This is a full-time summer internship and will require someone who can work at least 40 hours per week. Start and end dates will be based on availability and business need.
Preference may be given to those pursuing a degree in Risk Management, Business Administration and/or Finance.
Good computer skills.
Proficient in Excel.
Good communication skills.
Responsiveness to customer needs.
Ability to work well with both internal and external customers.
Ability to multi-task.
Must be detailed oriented.
Ability to work as an outstanding team member and perform based on established standards and expectations.
This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.
Ready to join our team?
At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating and financially rewarding opportunities.
Join us to discover a work experience where your diverse ideas will be met with enthusiasm - where you can learn and grow to your fullest potential.
What you can expect from us
Join our family of industry leaders, and let us reward you with a competitive salary, bonus and benefits package that includes but is not limited to: a 401(k), wellness programs, bonus incentive plans and flexible schedules, with an early close of the office every Friday. Additionally, Encova aspires to be an outstanding corporate citizen in all the markets we serve; we encourage and support associate participation in community initiatives through our foundations.
Encova Insurance is an EOE/E-Verify employer.
#LI-Hybrid#LI-LP1
Auto-ApplySurety Underwriting Internship - Summer 2026
Cincinnati, OH
Pay Philosophy
The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
Description
Are your sights set on a finance internship-one that influences economic growth, commerce, and infrastructure development? Are you passionate about building relationships? Do you have strong financial, analytical, and project management skills? Are you looking to intern in a global operation with opportunities to grow worldwide?
Then you'll be in your element when you join the collaborative surety underwriting team as an intern at Liberty Mutual.
The details
Our bond underwriters focus on two fundamental questions: Should Liberty Mutual issue a bond to a particular customer? What will the financial terms and conditions of the bond be?
Join our team as an surety underwriting intern and challenge yourself to uncover the answers.
During this 11 week internship, you'll acquire and develop analytical skills and knowledge in financial and credit analysis, marketing, account evaluation, and/or contract and project risk assessment necessary to underwrite Surety bonds.
Best of all, at the close of the program, you'll have the opportunity to explore a future career with Liberty Mutual Surety, the largest Surety in the United States.
Qualifications
What you've got
You are pursuing a bachelor's degree in Finance, Economics, Business, or comparable with at least one semester remaining following the Summer of 2026 with a minimum 3.0 cumulative GPA.
You have 0-2 years of professional experience.
You possess strong analytical, decision-making, and negotiating skills.
You have solid interpersonal skills and demonstrate a passion for customer service and fostering relationships.
You must be available to work full-time for 11 weeks
You must have permanent work authorization in the United States
A little about us
Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the largest Surety in the United States and a leading global surety. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 16 countries.
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Auto-Apply2026 Summer Intern - Underwriting & Portfolio Management (Cleveland, OH)
Cleveland, OH
Duration: 10 weeks
Commercial Summer Internship Program
The Commercial Summer Internship Program is designed to give interns a look at Citizens Bank's culture and exposure into one of the many Commercial Banking business lines through project-based assignments, learning curriculum, networking, volunteer opportunities and formal mentorship. Responsibilities will vary based on the group you're assigned to and will leverage your unique skills and abilities. At the conclusion of the program, high performers will get early consideration into the Commercial Banker Development Program (CBDP), a 1-year rotational training and development program and start to your career in Commercial Banking.
Underwriting and Portfolio Management (U&PM) focuses on underwriting credit requests for new and existing clients and managing the bank's portfolio through the life of the relationship. Commercial Real Estate (CRE) Team structures, underwrites and maintains a portfolio of CRE loans while following the loan's lifecycle.
Job Responsibilities
The summer intern will work as part of a commercial client coverage deal team. You may get exposure to all Underwriting & Portfolio Management responsibilities including financial analysis, financial covenant tracking, credit risk assessment, and preparation of credit approval requests. In this position you will partner with Portfolio Managers (PM), Credit Analysts (CA), and Relationship Managers (RMs) in new loan transaction underwriting, loan monitoring, and business development activities:
Monitor for the receipt and accuracy of client reporting including financial statements, covenant compliance certificates, and collateral requirements.
Assist in credit analysis, preparation of deal screening memos, new credit approval requests, loan closings, and annual reviews of existing client relationships. This includes learning / preparing financial models, written financial analysis, conducting industry research, and preparing written summaries of industry issues, risks, opportunities, and the competitive environment, communicating questions or observations, and utilizing internal risk and return models and loan systems.
Gaining a comprehensive understanding of the underwriting intricacies across various commercial real estate asset classes, including multifamily, retail, office, industrial, and hospitality.
Performs market analysis and assists in the development of commercial client prospect lists as needed. Works with the Relationship Managers to assist in the preparation of client presentations.
Participate in Team Meetings, Capital Markets calls and broader Commercial Banking calls.
Participate in deal screen presentations and credit approval meetings.
Work as part of the deal team on a deal screen or new transaction.
Participate in client meetings, conference calls, and site visits of bank-financed real estate properties.
Network within the Commercial Bank and ask questions about specific roles.
Complete other tasks and special projects as required.
Qualifications:
Successfully complete a video interview assessment within 4 days of receiving the link. If not completed within the timeframe, your application will be automatically withdrawn from consideration.
Current students enrolled in an undergraduate bachelor's program, graduating between Winter 2026 - Spring 2027 OR current students enrolled in a graduate program, graduating between Winter 2026 - Spring 2027
Minimum GPA of 3.2; Preferred cumulative GPA of 3.5.
Please include your cumulative GPA on your resume.
Relevant work experience, leadership experience or coursework in Finance, Accounting or Economics is preferred but all majors will be considered.
Strong analytical skills and software skills: MS Office (Word, Excel, PowerPoint) proficiency is required.
Candidates must currently be a U.S. Resident to be eligible for this program.
Please note that U.S. Immigration sponsorship or work visa is not available for intern / full time Analyst positions and candidates must have permanent authorization to work in the U.S
Auto-ApplyUnderwriting Intern - Summer 2026
Cleveland, OH
What You'll Do:
Interns at IMA are a big deal! We understand how significant your decision on where to spend an internship is and what a positive experience can do to catapult your career. The best experiences provide true immersion in a company's culture, access to and networking with senior leaders and industry experts, opportunities to apply what you learn through real work that drives real results, and a fun and engaging cohort to share the experience with!
With this in mind, we've crafted our program to allow you to engage directly in our values driven culture through company, department, and cohort events, all while being challenged with a blend of learning programs, informative networking sessions with IMA associates, and opportunities to engage in department specific work projects that have real world impact for our clients, our business, and our associates.
As an intern, your time will be divided between a core program shared with the entire cohort and specialized work, projects, and programming tailored to the department you join.
Underwriting is excited to announce an incredible opportunity for an intern in our 2026 summer program! This role offers the chance to gain valuable experience at Strongsville, under a normal five-day in-office schedule.
Daily responsibilities will include:
Conduct insurance market research to understand how Towerstone fits within the broader insurance space, including wholesale functions and underwriting roles.
Shadow underwriters to learn the full underwriting process and assist with marketing, cold calling, and outreach activities.
Support agency relationship-building through agency visits, networking opportunities, and participation in local industry events.
Create marketing materials such as carrier flyers and assist with organizing internal call lists and campaign setup through Levitate.
Collaborate with team members on underwriting, marketing, and research tasks to strengthen industry knowledge and operational proficiency.
We're proud of the success many of our former interns have had when they've pursued careers as IMA associates' post-graduation and see our internship program as a key talent pipeline. Because of this, preference is given to students closer to graduation, who demonstrate a curiosity about future employment within our industry.
You Should Have:
Currently pursuing an Undergraduate or Graduate Degree in a program related to one of our host departments (Business, Finance, Accounting, Risk Management and Insurance)
Interest in insurance-related roles; involvement in insurance clubs or Gamma Iota Sigma
Students anticipated to graduate in Spring 2026, December 2026, or Spring 2027
Previous work or internship experience in a professional services or similar environment
An entrepreneurial spirit with the ability to problem-solve, think critically, and provide creative solutions
Benefits:
This internship is designed as a learning and development opportunity and does not include participation in the medical, dental, and vision insurance, and any other benefits program that are provided solely to regular full-time associates. You will, however, enjoy IMA paid holidays and five days of LifeBalance PTO during your internship. The LifeBalance PTO is inclusive of vacation, sick time or personal time.
Compensation:
This position is classified as nonexempt and is paid on an hourly basis. The hourly pay range for IMA interns is 18.00 to 22.00 dollars and is determined by your expected graduating year. You will be paid for all hours worked and will be eligible for overtime in accordance with federal and state wage and hour laws.
This is not a complete statement of all duties and responsibilities comprising this position.
The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.
Salary Range$18-$22 USD
Compensation & Benefits
Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following:
Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre-Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Health Club Reimbursement, Personal and Professional Development. In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate's geographic location, prior relevant experience, and their knowledge, skills, and abilities.
*These benefits do not apply to internship roles.
Why Join IMA?
We've built a reputation for putting our associates first
What if we told you that you could be an integral part of an entrepreneurial, expanding company, develop lasting relationships, earn competitive benefits, plus claim part ownership? It's this unique ownership business model that makes working at IMA so appealing.
We work in teams. We sell in teams. We win and prosper as a team
We provide support systems and resources that enable each of our associates to focus on what they do best. And as an independent company based in the Midwest, we're big enough to write business all over the world and small enough to implement your ideas quickly.
We are recognized nationally as a leader in our industry
2020-2023 Business Insurance Magazine Best Places to Work in Insurance
2023 Inc. Magazine's Best Workplaces
2023 Denver Business Journal's Best Places to Work
2022-2023 Connecticut Top Work Places
2021-2023 Inc. 5000's List of Fastest Growing Companies
2019-2022 Civic 50 Colorado Honoree Recognizing 50 Most Community-Minded Companies
2022-2023 Kansas City Business Journal's Best Places to Work
2021-2023 Charlotte Business Journal's Best Places to Work
2021-2023 Los Angeles Business Journal's Best Places to Work
2021-2023 The Salt Lake City Tribune Top Work Places
2021-2022 Puget Sound Business Journal's Washington's Best Workplaces
2021-2022 Wichita Business Journal's Best Places to Work, #1 in extra-large category
2021 Dallas Business Journal's Best Places to Work
2021 Alaska Journal of Commerce's Best Workplaces in Alaska
This Job Description is not a complete statement of all duties and responsibilities comprising this position.
The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.
Auto-ApplyUnderwriting Intern - Summer 2026
Cleveland, OH
What You'll Do: Interns at IMA are a big deal! We understand how significant your decision on where to spend an internship is and what a positive experience can do to catapult your career. The best experiences provide true immersion in a company's culture, access to and networking with senior leaders and industry experts, opportunities to apply what you learn through real work that drives real results, and a fun and engaging cohort to share the experience with!
With this in mind, we've crafted our program to allow you to engage directly in our values driven culture through company, department, and cohort events, all while being challenged with a blend of learning programs, informative networking sessions with IMA associates, and opportunities to engage in department specific work projects that have real world impact for our clients, our business, and our associates.
As an intern, your time will be divided between a core program shared with the entire cohort and specialized work, projects, and programming tailored to the department you join.
Underwriting is excited to announce an incredible opportunity for an intern in our 2026 summer program! This role offers the chance to gain valuable experience at Strongsville, under a normal five-day in-office schedule.
Daily responsibilities will include:
* Conduct insurance market research to understand how Towerstone fits within the broader insurance space, including wholesale functions and underwriting roles.
* Shadow underwriters to learn the full underwriting process and assist with marketing, cold calling, and outreach activities.
* Support agency relationship-building through agency visits, networking opportunities, and participation in local industry events.
* Create marketing materials such as carrier flyers and assist with organizing internal call lists and campaign setup through Levitate.
* Collaborate with team members on underwriting, marketing, and research tasks to strengthen industry knowledge and operational proficiency.
We're proud of the success many of our former interns have had when they've pursued careers as IMA associates' post-graduation and see our internship program as a key talent pipeline. Because of this, preference is given to students closer to graduation, who demonstrate a curiosity about future employment within our industry.
You Should Have:
* Currently pursuing an Undergraduate or Graduate Degree in a program related to one of our host departments (Business, Finance, Accounting, Risk Management and Insurance)
* Interest in insurance-related roles; involvement in insurance clubs or Gamma Iota Sigma
* Students anticipated to graduate in Spring 2026, December 2026, or Spring 2027
* Previous work or internship experience in a professional services or similar environment
* An entrepreneurial spirit with the ability to problem-solve, think critically, and provide creative solutions
Benefits:
This internship is designed as a learning and development opportunity and does not include participation in the medical, dental, and vision insurance, and any other benefits program that are provided solely to regular full-time associates. You will, however, enjoy IMA paid holidays and five days of LifeBalance PTO during your internship. The LifeBalance PTO is inclusive of vacation, sick time or personal time.
Compensation:
This position is classified as nonexempt and is paid on an hourly basis. The hourly pay range for IMA interns is 18.00 to 22.00 dollars and is determined by your expected graduating year. You will be paid for all hours worked and will be eligible for overtime in accordance with federal and state wage and hour laws.
This is not a complete statement of all duties and responsibilities comprising this position.
The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.
Salary Range
$18-$22 USD
Compensation & Benefits
Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following:
Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre-Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Health Club Reimbursement, Personal and Professional Development. In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate's geographic location, prior relevant experience, and their knowledge, skills, and abilities.
* These benefits do not apply to internship roles.
Why Join IMA?
We've built a reputation for putting our associates first
What if we told you that you could be an integral part of an entrepreneurial, expanding company, develop lasting relationships, earn competitive benefits, plus claim part ownership? It's this unique ownership business model that makes working at IMA so appealing.
We work in teams. We sell in teams. We win and prosper as a team
We provide support systems and resources that enable each of our associates to focus on what they do best. And as an independent company based in the Midwest, we're big enough to write business all over the world and small enough to implement your ideas quickly.
We are recognized nationally as a leader in our industry
* 2020-2023 Business Insurance Magazine Best Places to Work in Insurance
* 2023 Inc. Magazine's Best Workplaces
* 2023 Denver Business Journal's Best Places to Work
* 2022-2023 Connecticut Top Work Places
* 2021-2023 Inc. 5000's List of Fastest Growing Companies
* 2019-2022 Civic 50 Colorado Honoree Recognizing 50 Most Community-Minded Companies
* 2022-2023 Kansas City Business Journal's Best Places to Work
* 2021-2023 Charlotte Business Journal's Best Places to Work
* 2021-2023 Los Angeles Business Journal's Best Places to Work
* 2021-2023 The Salt Lake City Tribune Top Work Places
* 2021-2022 Puget Sound Business Journal's Washington's Best Workplaces
* 2021-2022 Wichita Business Journal's Best Places to Work, #1 in extra-large category
* 2021 Dallas Business Journal's Best Places to Work
* 2021 Alaska Journal of Commerce's Best Workplaces in Alaska
This Job Description is not a complete statement of all duties and responsibilities comprising this position.
The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.
Auto-ApplyUnderwriting Intern
Celina, OH
Why You'll Love This Internship:
Hands-On Experience: Gain valuable on-the-job experience in our corporate office.
Flexible Schedule: Enjoy a Monday through Friday schedule that fits your academic commitments.
Competitive Pay: We offer competitive internship pay to recognize your contributions.
Professional Connections: Connect with insurance professionals and expand your network.
What You'll Do:
Assist Underwriting Team: Process policy changes that are submitted by our agency force.
Manage Reports: Order and review motor vehicle and other reports.
Work with Data: Use online portals to handle policy data.
Explore Departments: Gain exposure to various department operations within the organization.
What We're Looking For:
Self-Motivated: Bring a solid work ethic and a commitment to high-level customer service.
Effective Communicator: Build relationships through strong communication, presentation, and interpersonal skills.
Energetic and Organized: Manage your time effectively to meet deadlines.
Eager to Learn: Make good decisions in a supportive learning environment.
Agriculture background: Make good use of your agricultural experience in our Farm department.
Preferred Qualifications:
Education: Currently enrolled as an undergraduate in college, pursuing an associate or bachelor's degree in business or communication.
Internship Details:
Duration: This assignment lasts for 10-12 weeks, requiring a minimum of 10 hours per week during the school year and up to 40 hours per week during the summer.
Potential for Extension: The internship has the potential to extend into a part-time role after the initial 10-12 weeks.
Location: The candidate should be enrolled in a local college and able to commute to Celina regularly while attending classes.
Why Celina Insurance Group?
Celina Insurance Group offers auto, home, business, and farm insurance in Ohio, Indiana, Kentucky, Tennessee, and West Virginia. As a family of four mutual property and casualty companies, we work with a network of trusted independent agencies to provide the right coverage for our clients' needs. Whether you are an insurance pro or just starting in the industry, Celina offers a variety of rewarding careers with room for growth. As a winner of the Insurance Best Places to Work, we provide comprehensive benefits, flexible and hybrid work opportunities, and a supportive workplace.
Group Captive Underwriter-Alternative Markets
Cincinnati, OH
Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.
Alternative Markets specialized in mono-line and/or multi-line primary programs on either a traditional guaranteed cost (Specialty Programs) or risk-sharing basis (Agency, Association or Group Captives). Alternative Markets focuses on niche programs.
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Our Alternative Markets Division is looking for a Senior Production Underwriter to work a hybrid schedule out of our Cincinnati, OH or Windsor, CT office.
Essential Job Functions and Responsibilities
Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite.
Analyzes risk data to make informed decisions on coverage, pricing, and terms.
Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details.
Orders and evaluates additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions.
Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
Evaluates existing policies for potential renewal or modification.
Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers.
Stays updated on industry trends, regulatory changes, and market conditions.
Develops and maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business.
Interprets, explains, and promotes products and services to drive market growth.
Leverages advanced marketing techniques to interpret, explain, and promote the Company's products to brokers and agents.
Duties may require travel to visit agents and/or attend conferences.
Monitors market trends and competition to identify opportunities for product enhancements and marketing strategies.
Organizes and participates in marketing initiatives, including presentations, industry events, and broker/agent meetings to showcase products and services.
Performs other duties as assigned.
Job Requirements
Education: Bachelor's Degree in Business, Marketing, Economics, Risk Management and Insurance, or a related field or equivalent experience.
Experience: Generally, a minimum of 5 years of experience in Underwriting or a related field. Continuing progress toward and/or the completion of a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), Associate of Risk Management (ARM), or a marketing designation. Familiarity with digital marketing strategies and tools is beneficial.
Scope of Job/Qualifications: Performs work under general supervision and technical direction. Familiar with moderately complex concepts, practices and procedures. Works with authority on assignments of moderate technical complexity. Maintains strong knowledge of company policies and industry laws and regulations. Excellent interpersonal and communication skills.
Strong analytical skills and attention to detail.
Demonstrates expert analytical, risk assessment, and problem-solving skills.
Strong understanding of financial analysis and risk management.
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Business Unit:
Alternative Distribution
Benefits:
Compensation varies by role, position level, and location. Individual pay is influenced by skills, education, training, certifications, experience, and the role's scope and complexity, along with business needs.
We offer a competitive Total Rewards package, including medical, dental, and vision plans starting on day one, PTO, paid holidays, commuter benefits, an employee stock purchase plan, education reimbursement, paid parental leave/adoption assistance, and a 401(k) plan with company match. These benefits are available to eligible full-time and part-time employees.
Your recruiter can provide more details about our total rewards and specific compensation ranges during the hiring process.
Auto-ApplyE&S Small Business Underwriter
Olde West Chester, OH
Company Details
Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.
Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.
Benefit Highlights
• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.
• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.
• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!
• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.
• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.
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Responsibilities
The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships.
This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office.
Specific Duties:
Review and underwrite new business submissions for acceptability according to authority granted.
Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk.
Make sound risk and pricing decisions that achieve profitable loss ratios.
Achieve designated customer service standards with a focus on fast turn-around time.
Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required.
Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction.
Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc.
Recognize and create cross-selling opportunities for other company products.
Actively market small commercial product to agents and travel within assigned territory, as necessary.
Reinforce our “ease of doing business” model by meeting or exceeding expectations and service standards on a consistent basis.
Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC).
Operates according to underwriting authority as granted by Berkley Aspire.
May perform other functions as assigned.
Qualifications
Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience.
Minimum of two years of experience in E&S underwriting.
Must have strong customer service background in a professional environment.
Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred.
Strong customer focus and the ability to respond with a sense of urgency.
Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
Teamwork, providing and welcoming open, honest, respectful, and constructive feedback.
Ability to work independently and in a team environment.
Ability to communicate effectively.
Demonstrated strong written and verbal communication skills.
Berkley Core Competencies:
Accountability
Communication
Customer Focus and Teamwork
Flexibility
Innovation and Initiative
Additional Company Details We do not accept any unsolicited resumes from external recruiting firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes:
Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.
The salary range for this position will be determined by a number of factors, including the scope and complexity of the role. Skills education, training, credentials and experience of the candidate will also be considered.
Applications are accepted on an ongoing basis, and the position will remain open until filled.
This role will be eligible to participate in the annual discretionary bonus program.
Sponsorship Details Sponsorship not Offered for this Role
Auto-ApplyCommercial Underwriter III (Corporate Banking)
Garfield Heights, OH
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Underwriter III-Commercial within PNC's Regional Credit Products Group organization, you will be based in Cleveland, OH.
This position is primarily based in a location within PNC's footprint.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
**Job Description**
+ Works independently with little or no oversight. Exercises exception and elevated approval authority. Prepares loan offerings for all types of transactions at any level of complexity or in management of a portfolio as assigned. Interacts with internal/external customers. Serves as a subject matter expert for certain asset classes, and may represent or lead the department on special projects or assignments.
+ Using independent judgment to identify risks and mitigants, prepares offerings and/or scorecards, such as risk ratings, by analyzing credit, collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ongoing credit risk management for assigned portfolio. May coach and/or review the work of other underwriters and fill in for manager as required.
+ Contacts internal/external customers and other parties as appropriate to gather information and to clarify inconsistent, incorrect or missing information. Performs relevant pre-approval and post-approval activities.
+ Identifies and/or confirms all external regulatory requirements. Ensures internal policies/procedures are followed.
+ Makes recommendations on credit decisions or makes credit decisions directly, as appropriate.
+ Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education and experience (including military service) may be considered.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
+ **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
+ **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
**Qualifications**
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
**Preferred Skills**
Credit Decisions, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments
**Competencies**
Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Operational Functions
**Work Experience**
Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
**Education**
Bachelors
**Certifications**
No Required Certification(s)
**Licenses**
No Required License(s)
**Pay Transparency**
Base Salary: $55,000.00 - $115,000.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.
**Application Window**
Generally, this opening is expected to be posted for two business days from 08/05/2025, although it may be longer with business discretion.
**Benefits**
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards (******************************* .
**Disability Accommodations Statement**
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
**Equal Employment Opportunity (EEO)**
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
**California Residents**
Refer to the California Consumer Privacy Act Privacy Notice (****************************************************************************************************** to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Insurance Complaint Analyst 3
Ohio
Insurance Complaint Analyst 3 (250007IH) Organization: InsuranceAgency Contact Name and Information: Kim Lowry ************Unposting Date: OngoingWork Location: 50 W Town St 50 West Town Street Suite 300 Columbus 43215Primary Location: United States of America-OHIO-Franklin County Compensation: 30.55Schedule: Full-time Classified Indicator: ClassifiedUnion: OCSEA Primary Job Skill: InsuranceTechnical Skills: Claims Examination, Customer Service, InsuranceProfessional Skills: Analyzation, Attention to Detail, Time Management, Verbal Communication, Written Communication Agency Overview About Us:The Ohio Department of Insurance (ODI) was established in 1872 as an agency charged with overseeing insurance regulations, enforcing statutes mandating consumer protections, educating consumers, and fostering the stability of insurance markets in Ohio.Today, the mission of the Ohio Department of Insurance is to provide consumer protection through education and fair but vigilant regulation while promoting a stable and competitive environment for insurers.Please visit our website Department of Insurance and also find us on LinkedIn.Job DutiesCSD is seeking a professional, detailed and research-oriented candidate to fill an Insurance Complaint Analyst 3 position to assist the consumers of Ohio in understanding their insurance benefits and resolving their complex insurance issues. The ideal candidate will have excellent communication, problem solving, and organizational skills, a high level of emotional intelligence, and the ability to be adaptable.If this sounds interesting to you, continue reading below to learn more about this career opportunity with CSD where you too can be available to support those who serve Ohioans.Your Key Responsibilities include but are not limited to the following:Review, analyze, establish facts, and draw valid conclusions regarding complaints related to all lines of insurance.Demonstrate research and analysis of the facts according to policy terms and applicable regulations through written and verbal responses.Identify possible violations of insurance laws.Make appropriate referrals to other divisions.Maintain records of investigation.Communicate complaint analysis and findings verbally and in writing in a professional manner.Assist consumers via telephone with insurance related questions and provide appropriate response.Performs other duties as assigned.Why Work for the State of OhioAt the State of Ohio, we take care of the team that cares for Ohioans. We provide a variety of quality, competitive benefits to eligible full-time and part-time employees*. For a list of all the State of Ohio Benefits, visit our Total Rewards website! Our benefits package includes:
Medical Coverage
Free Dental, Vision and Basic Life Insurance premiums after completion of eligibility period
Paid time off, including vacation, personal, sick leave and 11 paid holidays per year
Childbirth, Adoption, and Foster Care leave
Education and Development Opportunities (Employee Development Funds, Public Service Loan Forgiveness, and more)
Public Retirement Systems (such as OPERS, STRS, SERS, and HPRS) & Optional Deferred Compensation (Ohio Deferred Compensation)
*Benefits eligibility is dependent on a number of factors. The Agency Contact listed above will be able to provide specific benefits information for this position.Qualifications60 mos. exp. in insurance field (i.e., regulatory or industry) working with insureds or insurance contracts pertinent to assigned line of business as specified by the position description & job posting; 6 mos. exp. or 6 mos. trg. in operation of personal computer; 2 courses in mathematics (i.e., addition, subtraction, multiplication, division, statistics).-Or 6 courses in insurance & 2 courses in mathematics (i.e., addition, subtraction, multiplication, division, statistics); 42 mos. exp. in insurance field (i.e., regulatory or industry) working with insureds or insurance contracts pertinent to assigned line of business as specified by the position description & job posting; 6 mos. exp. or 6 mos. trg. in operation of personal computer.-Or completion of undergraduate core program in insurance or business & 2 courses in mathematics; 36 mos. exp. in insurance field (i.e., regulatory or industry) working with insureds or insurance contracts pertinent to assigned line of business as specified by the position description & job posting; 6 mos. exp. or 6 mos. trg. in operation of personal computer.-Or 12 mos. exp. as Insurance Complaint Analyst 2, 67232.-Or equivalent of Minimum Class Qualifications For Employment noted above.Note: The official position description on file with the designated agency is to reflect the required line of business. Only those applicants possessing the required line of business listed in the position description are to be considered for any vacancies posted. The job posting should also only list the required line of business commensurate with the position in question.Job Skills: InsuranceSupplemental InformationSupplemental InformationApplication Procedures:When completing the different sections of this application, be sure to clearly describe how you meet the minimum qualifications outlined in this job posting. We cannot give you credit for your Work Experience and Education & Certifications if you do not provide that information in your online application. Information in attached resumes or cover letters must be entered into your application in the appropriate Work Experience or Education & Certification sections to be considered.Status of Posted Positions:You can check the status of your application online by signing into your profile. Jobs you applied for will be listed. The application status is shown to the right of the position title and application submission details. Questions about the position not pertaining to your application status can be directed to: Kim Lowry @ ************. Applicants must be currently authorized to work in the United States on a full-time basis.Reasonable Accommodation:ODI does not discriminate on the basis of disability in its hiring or employment practices and complies with the ADA employment regulations. Applicants with questions about access or requiring a reasonable accommodation for any part of the application or hiring process should contact the agency Human Resource Offices' ADA Coordinator, Andrew Skal, by emailing ****************************** or calling ************. Otherwise, you will be given specific instructions on requesting an accommodation if you are invited to participate in a structured interview.Background Check Information:The final candidate selected for this position will be required to undergo a criminal background check. Section 2961 of the Ohio Revised Code (ORC) prohibits individuals convicted of a felony involving fraud, deceit or theft from holding a position that has substantial management of control over property of a state agency.ADA StatementOhio is a Disability Inclusion State and strives to be a model employer of individuals with disabilities. The State of Ohio is committed to providing access and inclusion and reasonable accommodation in its services, activities, programs and employment opportunities in accordance with the Americans with Disabilities Act (ADA) and other applicable laws.Drug-Free WorkplaceThe State of Ohio is a drug-free workplace which prohibits the use of marijuana (recreational marijuana/non-medical cannabis). Please note, this position may be subject to additional restrictions pursuant to the State of Ohio Drug-Free Workplace Policy (HR-39), and as outlined in the posting.
Auto-Apply