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Insurance writer vs insurance underwriter

The differences between insurance writers and insurance underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance underwriter has an average salary of $64,163, which is higher than the $35,740 average annual salary of an insurance writer.

Insurance writer vs insurance underwriter overview

Insurance WriterInsurance Underwriter
Yearly salary$35,740$64,163
Hourly rate$17.18$30.85
Growth rate-4%-4%
Number of jobs46,56639,026
Job satisfaction-3
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 67%
Average age4444
Years of experience--

Insurance writer vs insurance underwriter salary

Insurance writers and insurance underwriters have different pay scales, as shown below.

Insurance WriterInsurance Underwriter
Average salary$35,740$64,163
Salary rangeBetween $27,000 And $46,000Between $35,000 And $116,000
Highest paying City-Hartford, CT
Highest paying state-Connecticut
Best paying company-Citi
Best paying industry--

Differences between insurance writer and insurance underwriter education

There are a few differences between an insurance writer and an insurance underwriter in terms of educational background:

Insurance WriterInsurance Underwriter
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Insurance writer vs insurance underwriter demographics

Here are the differences between insurance writers' and insurance underwriters' demographics:

Insurance WriterInsurance Underwriter
Average age4444
Gender ratioMale, 41.9% Female, 58.1%Male, 33.4% Female, 66.6%
Race ratioBlack or African American, 6.7% Unknown, 2.3% Hispanic or Latino, 6.8% Asian, 4.7% White, 79.1% American Indian and Alaska Native, 0.4%Black or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.9% Asian, 5.7% White, 72.3% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between insurance writer and insurance underwriter duties and responsibilities

Insurance writer example responsibilities.

  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Examine highly sensitive and confidential patient information while maintaining HIPAA compliance.
  • Examine highly sensitive and confidential patient information while remaining HIPAA compliant.
  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Dispruse insurance claim money to customers as repairs are done to their home.
  • Gather, times, dates, receipts, and photos of damage home and after repairs are done.
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Insurance underwriter example responsibilities.

  • Manage patient's records, appointments, and account balances while adhering to HIPPA standards.
  • Manage A/R, A/P, credentialing, surgery scheduling, and coordinate patient referrals to other physicians.
  • Manage operating procedure and accounting systems for payroll, operating expenses, supplies and inventory management and commercial accounts.
  • Prepare all HCFA billing with proper ICD-9 codes and CPT codes for accurate turn around time on payments.
  • Follow up with insurance carriers and patients to expedite the recovery of payment obligations
  • File insurance and process billing and payments, coordinate patients financial arrangements, present treatment plans, verify insurance coverage.
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