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Insurance writer vs underwriter

The differences between insurance writers and underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, an underwriter has an average salary of $61,751, which is higher than the $35,740 average annual salary of an insurance writer.

Insurance writer vs underwriter overview

Insurance WriterUnderwriter
Yearly salary$35,740$61,751
Hourly rate$17.18$29.69
Growth rate-4%-4%
Number of jobs46,5668,510
Job satisfaction-3
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 66%
Average age4444
Years of experience--

Insurance writer vs underwriter salary

Insurance writers and underwriters have different pay scales, as shown below.

Insurance WriterUnderwriter
Average salary$35,740$61,751
Salary rangeBetween $27,000 And $46,000Between $39,000 And $96,000
Highest paying City-Boston, MA
Highest paying state-Massachusetts
Best paying company-Google
Best paying industry-Manufacturing

Differences between insurance writer and underwriter education

There are a few differences between an insurance writer and an underwriter in terms of educational background:

Insurance WriterUnderwriter
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 66%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Insurance writer vs underwriter demographics

Here are the differences between insurance writers' and underwriters' demographics:

Insurance WriterUnderwriter
Average age4444
Gender ratioMale, 41.9% Female, 58.1%Male, 38.4% Female, 61.6%
Race ratioBlack or African American, 6.7% Unknown, 2.3% Hispanic or Latino, 6.8% Asian, 4.7% White, 79.1% American Indian and Alaska Native, 0.4%Black or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.6% Asian, 5.6% White, 72.7% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between insurance writer and underwriter duties and responsibilities

Insurance writer example responsibilities.

  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Examine highly sensitive and confidential patient information while maintaining HIPAA compliance.
  • Examine highly sensitive and confidential patient information while remaining HIPAA compliant.
  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Dispruse insurance claim money to customers as repairs are done to their home.
  • Gather, times, dates, receipts, and photos of damage home and after repairs are done.
  • Show more

Underwriter example responsibilities.

  • Attain Jr. underwriter status and AUS underwriting authority.
  • Manage AUS findings and analyze approvals and results accordingly.
  • Complete initial review of appraisals, borrower credit documents, and DU/LP findings according to Fannie Mae and investor guidelines.
  • Research and develop SBA program.
  • Work on project putting together HPR policy.
  • Resolve issues preventing final disposition of REO properties.
  • Show more

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