Financial Representative
Investment Banker Job 6 miles from East Saint Louis
Do you have a desire to be part of a team of talented people who are driven by new challenges and want to grow in their careers? If you are highly motivated, have strong interpersonal skills, and want to make an impact, you may be an ideal candidate for a career at The Western and Southern Life Insurance Company (Western & Southern Life), a member of Western & Southern Financial Group, a
Fortune
500 company.
As a Financial Representative, you will work with current and prospective clients in your community to understand their financial needs and goals and recommend impactful solutions from a comprehensive line of products, including life insurance, so that they can protect what matters most.
The Ideal Place for a Career
As a full-time Financial Representative, you will also be eligible to participate in Western & Southern Life's benefit plans, subject to the terms of those plans. Our benefits plans include medical and dental insurance, as well as access to an Employee Assistance Program, a 401(k) plan with a company match, and a defined benefit pension plan (we are among just 15 of the top U.S. companies still offering a traditional Defined Benefit Plan). See the list below of other benefits that may be available to you in this role, per the terms of their respective plans, policies, and programs.
A Successful Financial Representative
Our field offices welcome candidates with diverse backgrounds, including financial services newcomers, military veterans, college graduates, and experienced financial representatives. Our most effective Financial Representatives are:
Customer-focused
Effective Communicators
Natural Networkers
Results-driven
Resilient
Collaborative
If this sounds like you, we encourage you to explore the possibilities, and apply today!
From Fortune ©2024 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 500 are registered trademarks of Fortune Media IP Limited and are used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, The Western and Southern Life Insurance Company.
Financial Representative - Training Provided
Investment Banker Job 16 miles from East Saint Louis
GET MORE OUT OF YOUR CAREER
Choose a career where changing someone else's life for the better is also life-changing for you - personally, professionally, and financially.
OUR CORE VALUES
Faith: Complete confidence, trust, and hope in a person, community, or system.
Growth: Commitment to new learning and doing the work required to get better every day.
Grit: The courage to take personal initiative and persist with a positive attitude and the same level of energy despite facing setbacks and rejections.
Gratitude: The conscious effort to count one's blessing. This generates a climate of positivity that both reaches inward and extends outward, helping to deal with adversity and build strong relationships.
Charisma: Compelling attractiveness or charm that inspires action from others. Positive energy, confidence, lifting people up, the "IT" factor.
OUR PASSION
Improving Lives
Protecting Dreams
Building Legacies
OUR NICHE
Empowering people to discover and pursue what's possible.
OUR 4 UNIQUES
Exclusive: Only Northwestern Mutual advisors have access to Northwestern Mutual's products/services.
Planning: We offer an integrated, comprehensive, holistic planning experience.
Proven Process: The Northwestern Mutual business model.
Training and Development: Best in our industry.
CAN YOU SEE YOURSELF HELPING OTHERS REACH THEIR FINANCIAL GOALS?
Over half of our current advisors found their calling in financial services after working in other industries. Wondering if you'd be a good fit? See how many of the characteristics below match up to you:
-You know how to connect with people, building personal, trusted relationships.
-Financial planning is interesting to you.
-You're a driven person who's committed to succeeding.
-You're ready to earn more for your hard work.
-You enjoy helping people make more informed, confident decisions.
-You're ready to live the life you want, both personally and professionally.
A CAREER WITH ENDLESS OPPORTUNITIES
This career allows you to get paid what you are worth based on the results you achieve and the impact you have. Compensation is a combination of commission, investment management fees, residual income, bonuses, and company benefits. Our training allowance program and our launch accelerator program assist our advisors in the early stages of their careers.
INCOME GROWTH OPPORTUNITY:
Average
Years 1-4 $76,000
Years 5+ $576.000
Top 25%
Years 1-4 $176,000
Years 5+ $1,800,000
FINANCIAL PLANNING WITH NORTHWESTERN MUTUAL
Are you looking for more fulfillment from your career? Are you starting to think about a job change? Now's the time to consider Northwestern Mutual.
Our financial professionals help clients reach their goals by developing and implementing financial plans to show clients where they are today, plan where they want to go tomorrow, and provide the financial tools and support to help them get there.
Sounds exciting and scary all at the same time? Don't worry, we don't expect you to know everything on day one. That's why you'll receive in-depth training and partner with industry experts until you're ready to do it on your own.
BEYOND INCOME, YOU'LL ALSO HAVE ACCESS TO A COMPREHENSIVE BENEFITS PACKAGE:
Comprehensive medical insurance.
Two pension plans.
Life and disability insurance.
Healthcare and dependent care reimbursement accounts.
Reimbursement for licensing and ongoing education.
IDEAL CANDIDATE:
We are seeking values-driven people with different backgrounds and work experience, including but not limited to: accounting, financial services, business development, hospitality, banking, sales, marketing, management, educators, athletics, legal, communications, real estate, entrepreneurs, military veterans, and community influencers. Ideal candidates have a bachelor's degree from a four-year college or university and have strong interpersonal skills, grit and determination.
ABOUT NORTHWESTERN MUTUAL:
At Northwestern Mutual we believe that everyone deserves to āspend their lives living' and that a strong financial plan is a cornerstone for ensuring that reality! Financial security is not just something that happens in retirement but is an enabler for our clients to spend their life living!
Our teams of financial advisors across the nation embody these beliefs and are committed to helping clients reach their financial goals. With over 50% of American's citing that their financial planning needs improvement, a career with Northwestern Mutual provides abundant opportunities to serve this growing need!
Recognized by FORTUNE as one of the "World's Most Admired" companies, Northwestern Mutual has been among the leaders in the financial services industry for nearly 160 years and has a proven track record of financial success.
Recent Awards and Accolades:
-FORTUNE 97
-Unsurpassed Financial Strength with total company assets of $290 billion.
-96% of policy owners stay year after year.
-Top 10 Independent Broker-Dealer. Financial Advisor Magazine.
-$161 billion client assets held or managed by Northwestern Mutual.
-The largest direct provider of life insurance in the US.
-4.6+ million total clients.
-Industry leader in total dividend payout with $6 billion.
Job Type: Full-time
Pay: $85000 - $156,000.00 per year
BENEFITS:
401(k)
401(k) matching
Dental insurance
Disability insurance
Flexible schedule
Health insurance
Life insurance
Paid time off
Paid training
Tuition reimbursement
Vision insurance
Job Type: Full-time
Pay: $76,000.00 - $176,000.00 per year
Benefits:
Dental insurance
Health insurance
Life insurance
Retirement plan
Tuition reimbursement
Vision insurance
Compensation Package:
Bonus opportunities
Application Question(s):
US Citizenship/Green Card Holder
Education:
Bachelor's (Required)
Personal Banker - West County
Investment Banker Job 18 miles from East Saint Louis
About Working at Commerce Building a career here is more than just steps on a ladder. It's about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn't stop there. Our culture is about our people, the ones in our communities and the ones that work with us.
Here, you'll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You'll have the space and resources to grow into the best version of yourself. Because our number one investment is you.
Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let's talk.
Compensation Range
Hourly: $20.00 - $24.40 (Amount based on relevant experience, skills, and competencies.)
Are you interested in Personal Banker opportunities in the West County area?
About This Job
Our Personal Bankers are personable, goal-oriented, and have a passion for helping our customers improve their financial health. As a Personal Banker, you'll gain valuable insight into banking and finance, while helping customers with their daily financial challenges. You'll be helping yourself too, because Commerce has a tradition of recognizing and rewarding people for their talent, skills, and contributions. If this sounds like a fit for you, we're looking for a new Personal Banker to join our team.
Personal Bankers are the key ambassadors of the Commerce Bank brand. In this retail banking role, you will develop and maintain long lasting relationships with not only your customers, but with your co-workers and other lines of business within Commerce. As a Personal Banker, your goal is to uncover the financial needs of each customer and educate them on solutions to address those needs.
As a Personal Banker, you'll:
Receive the tools, resources, and training you need to be successful.
Educate customers on a variety of retail products and digital solutions that enhance the customer experience.
Ensure financial transactions are completed accurately and efficiently, while complying with all policies, procedures, and regulatory requirements.
Actively listen to our customers so you can make appropriate recommendations that match their needs.
Establish relationships with internal departments and refer customers to bank specialists when complex financial needs are identified.
Interact with customers both in person and through proactive phone calls to ensure we are meeting their financial needs.
Be able to earn more than your base pay through our quarterly incentive program
Essential Functions
Interact with customers both in person and over the phone to ensure their financial needs are being met through needs-based conversations and sales fulfillment
Actively listen, understand, and make recommendations of products and services based on customer needs to ensure individual and team sales and services goals are achieved.
Educate customers on a variety of retail products and digital solutions that enhance the customer experience and contribute to achieving sales goals
Ensure financial transactions are completed accurately and efficiently, while complying with all policies, procedures, and regulatory requirements
Identify complex financial needs and refer customers to bank specialists when appropriate.
Perform other duties as assigned
Knowledge, Skills & Abilities Required
Strong sales skills with the ability to provide an excellent customer experience by easily connecting with customers in-person and over the phone.
Ability to meet personal and branch sales and customer services expectations
Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
Team player with excellent written, verbal and interpersonal communication skills
Ability to remain adaptable to a variety of situations with an optimistic outlook that is aligned with our culture and Core Values
Proficient with Microsoft Word, Excel and Outlook
Education & Experience
High School diploma or equivalent combination of education and experience required
1+ years sales or customer service experience required
Experience working in an environment with individual and team sales goals preferred
Position may be filled as a Personal Banker I or a Personal Banker II, depending on experience and education.
For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.
**This job posting is for general interest only. You will be notified when opportunities are available**
***For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Personal Banker I or II level job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $20.00 to $ 24.40 per hour. This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals.
The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.
Location: 487 Old Smizer Mill Rd, Fenton, Missouri 63026
Time Type:
Full time
Banker II | St. Charles
Investment Banker Job 23 miles from East Saint Louis
divp style="text-align:inherit"/pp style="text-align:left"iub /b/u/i/pAs a Banker at Busey, you will strengthen customer relationships by engaging in sales conversations. As you uncover various financial needs, you will be able to recommend Busey products and services designed to support the customer's financial wellbeing.
Come grow your career at Busey!p style="text-align:inherit"/ph2ibuDuties amp; Responsibilities/u/b/i/h2ulliIdentify customers' and non-customers' financial needs and sell all appropriate products and services.
/lili Service customer's accounts as needed and proactively communicate with customers to ensure their financial needs are met.
/lili Identify needs-based opportunities and make sales referrals to all areas of the corporation to meet customers' financial needs.
/lili Assist with Teller duties on an as needed basis.
/li/ulp style="text-align:inherit"/ph2iubEducation amp; Experience/b/u/i/h2pbKnowledge of:/b/pulli Strong sales and customer service skills/lili Strong interpersonal communication skills/lili Bank compliance, security, and operational policies/lili Possess knowledge of all bank products, features, benefits as well as basic math functions.
/li/ulpb Ability to:/b/pulli Accurately count money/lili Explain products and services to current and potential customers/lili Perform duties and make decisions under frequent time pressures/lili Learn to operate basic office equipment and banking systems/lili Stand for extended periods of time/lili Lift 50 pounds/li/ulpb Education and Training:/b/pulli Requires a High School diploma.
/lili Requires previous banking and/or sales experience.
/lili Cash handling experience (preferred)/lili Pursuant to the Secure and Fair Enforcement for Mortgage Licensing Act (āSAFE Actā), allspan /span Bankers (if lending) are required to maintain current registration with the Nationwide Mortgage Licensing System amp; Registry (āNMLSā).
If such registration is not active as of the hire date, thespan /span Banker must immediately attain active registration upon employment.
span /span Bankers who fail to maintain an active and current registration will be unable to lend and may be subject to disciplinary action, up to and including termination of employment.
/lili/li/ulp bBenefits and Compensation/b/pp Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends.
The role may be eligible for bonus or incentives based on company and individual performance.
/pp/pp(Base Pay Range: $18-$21/hour)/pp/pp Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results.
Your personal and professional well-being-now and in the years to come-are important to us.
Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program.
In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts.
Visit Busey a href="************
busey.
com/busey/total-rewards" target="_blank"Total Rewards/a for more information.
/pp/ppb Equal Opportunity/b/pp Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent.
A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence.
Busey is an Equal Opportunity Employer including Disability/Vets.
Visit a href="************
busey.
com/about-us/careers" target="_blank"Busey.
com/Careers/a to learn more about Busey's Equal Opportunity Employment.
/pp/ppb Unsolicited Resumes/b/pp Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies (āAgencyā), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings (āAgreementā).
Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place.
Any email or verbal contact with any Busey associate is inadequate to create a binding agreement.
Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes.
Busey respectfully requests no phone calls or emails.
/pp#BBLP/p/div
Retirement Investment Associate
Investment Banker Job 6 miles from East Saint Louis
We are seeking a talented individual to join our Wealth Investments team at Mercer. This role can be based in Pittsburgh, Chicago, Houston, or St. Louis, and it is a hybrid role with a requirement of working at least three days a week in the office. As an Retirement Investment Associate, you will be responsible for supporting the ongoing provision of investment advice to a wide range of institutional clients (e.g., defined benefit, defined contribution, other qualified and non-qualified investment plans, etc.). You will have the opportunity to analyzing different investment markets, managers' investment styles, and portfolio characteristics and evaluating their impacts on investment performance.
Mercer's Investments business is a leading global provider of investment services. We offer customized guidance at every stage of the investment decision. For more than 40 years, Mercer's Investments business has provided investment advice and solutions to corporate pension funds and 401(k) plans, foundations, endowments, wealth managers, and other institutional investors.
We will count on you to:
* Examine and monitor developments at investment management firms and communicate to clients as appropriate
* Act as project manager - ensuring that high quality client deliverables are delivered on deadline, delegating work to analysts, providing guidance and ensuring peer review
* Produce accurate and detailed client reports through analysis of client-specific investment data including ongoing investment performance and manager monitoring
* Communicate with investment managers and custodians to gather and/or clarify client-specific data for reporting or any other client related matters
* Play a key role in investment manager searches, investment structure reviews, mutual fund selection, asset allocation studies, new business presentations and other investment-related activities
* Attend and participate in quarterly or ad-hoc client meetings
* Analyze and edit investment policy statements
* Conduct strategic portfolio structure and asset allocation analysis
What you need to have:
* A bachelor's degree from an accredited college/institution with demonstrated work in business/investment-related courses
* 2-5 years of investment-related experience or work with a recordkeeper
* Self-motivation, with ability to work well in a highly collaborative team environment
* Ability to multitask, manage multiple priorities and work in a rapidly changing and dynamic environment
* Strong analytical, project management, and communication skills
* Adaptability, sound judgement, and high-level attention to detail
* Eagerness to learn and keep up to date with the investment industry and market conditions
* Good technical skills; proficiency in Microsoft Excel, Word, and PowerPoint
* Willing to travel for client meetings (5-10%)
What makes you stand out?
* Pursuit of CFA charter, CIPM or other investment credentials
* Experience with a variety of institutional clients and plan types
Why join our team:
* We help you be your best through professional development opportunities, interesting work and supportive leaders.
* We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have impact for colleagues, clients and communities.
* Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being.
Mercer, a business of Marsh McLennan (NYSE: MMC), is a global leader in helping clients realize their investment objectives, shape the future of work and enhance health and retirement outcomes for their people. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit mercer.com, or follow on LinkedIn and X.
Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com.
Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one "anchor day" per week on which their full team will be together in person.
The applicable base salary range for this role is $65,000 to $129,500.
The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.
We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.
Retirement Investment Associate
Investment Banker Job 6 miles from East Saint Louis
We are seeking a talented individual to join our Wealth Investments team at Mercer. This role can be based in Pittsburgh, Chicago, Houston, or St. Louis, and it is a hybrid role with a requirement of working at least three days a week in the office. As an Retirement Investment Associate, you will be responsible for supporting the ongoing provision of investment advice to a wide range of institutional clients (e.g., defined benefit, defined contribution, other qualified and non-qualified investment plans, etc.). You will have the opportunity to analyzing different investment markets, managers' investment styles, and portfolio characteristics and evaluating their impacts on investment performance.
Mercer's Investments business is a leading global provider of investment services. We offer customized guidance at every stage of the investment decision. For more than 40 years, Mercer's Investments business has provided investment advice and solutions to corporate pension funds and 401(k) plans, foundations, endowments, wealth managers, and other institutional investors.
We will count on you to:
* Examine and monitor developments at investment management firms and communicate to clients as appropriate
* Act as project manager - ensuring that high quality client deliverables are delivered on deadline, delegating work to analysts, providing guidance and ensuring peer review
* Produce accurate and detailed client reports through analysis of client-specific investment data including ongoing investment performance and manager monitoring
* Communicate with investment managers and custodians to gather and/or clarify client-specific data for reporting or any other client related matters
* Play a key role in investment manager searches, investment structure reviews, mutual fund selection, asset allocation studies, new business presentations and other investment-related activities
* Attend and participate in quarterly or ad-hoc client meetings
* Analyze and edit investment policy statements
* Conduct strategic portfolio structure and asset allocation analysis
What you need to have:
* A bachelor's degree from an accredited college/institution with demonstrated work in business/investment-related courses
* 2-5 years of investment-related experience or work with a recordkeeper
* Self-motivation, with ability to work well in a highly collaborative team environment
* Ability to multitask, manage multiple priorities and work in a rapidly changing and dynamic environment
* Strong analytical, project management, and communication skills
* Adaptability, sound judgement, and high-level attention to detail
* Eagerness to learn and keep up to date with the investment industry and market conditions
* Good technical skills; proficiency in Microsoft Excel, Word, and PowerPoint
* Willing to travel for client meetings (5-10%)
What makes you stand out?
* Pursuit of CFA charter, CIPM or other investment credentials
* Experience with a variety of institutional clients and plan types
Why join our team:
* We help you be your best through professional development opportunities, interesting work and supportive leaders.
* We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have impact for colleagues, clients and communities.
* Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being.
Mercer, a business of Marsh McLennan (NYSE: MMC), is a global leader in helping clients realize their investment objectives, shape the future of work and enhance health and retirement outcomes for their people. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit mercer.com, or follow on LinkedIn and X.
Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com.
Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one "anchor day" per week on which their full team will be together in person.
The applicable base salary range for this role is $65,000 to $129,500.
The base pay offered will be determined on factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. Decisions will be determined on a case-by-case basis. In addition to the base salary, this position may be eligible for performance-based incentives.
We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition assistance, 401K savings and other retirement programs as well as employee assistance programs.
Financial Services Representative
Investment Banker Job 29 miles from East Saint Louis
About the job
Fortune 1000 Company that went public in 2010 on the NYSE.
Role Description
This is a part-time, flexible, remote role as a Financial Representative. The role involves tasks related to financial planning, client advisory services, and promoting financial products. The Financial Representative will work closely with clients to understand their financial goals and provide appropriate recommendations. Understanding of financial planning principles and investment products not required as you will be fully trained.
Qualifications
Excellent communication and interpersonal skills
Ability to work independently and manage time efficiently
Willingness to obtain all State and Federal Licensure
Must pass a background check
Located in the US
Community Banker I (52536)
Investment Banker Job 48 miles from East Saint Louis
Community Banker I Make a Positive Impact First State Community Bank is seeking a quick learning, positive and energetic individual with a strong work ethic for a Community Banker position. Sure, you'll be helping customers complete transactions, but you'll also be helping them manage their day-to-day finances. For many FSCB customers, you're the helpful, friendly face of the bank. People will turn to you for deposits and check cashing - but they'll also turn to you for answers. Our best Community Bankers know their customers, understand their financial needs, and point them in the right direction.
Responsibilities in Accordance with Our Corporate Values
Professionalism
* Build trust with customers by accurately and efficiently processing transactions
Initiative
* Constantly seek to improve the financial health of customers through the recommendation and education of FSCB products that meet their needs
Adaptability
* Use of logic and reasoning to find solutions and alternative approaches to problems
Accountability
* Work as part of a team to create exceptional customer experiences
* To be a consistent advocate and ambassador of FSCB corporate values both inside and outside the bank
What You Can Expect
* Competitive pay and benefits package - with variable compensation program based on team performance
* 401(k) with generous employer match benefit
* Helpful, qualified, and available leadership
* A caring, stable working environment
Qualifications
* High School Diploma or equivalent
* Prior cash handling experience preferred
* Prior sales experience a plus
* Exceptional customer services skills
* Strong communication skills
* General clerical and office technology skills
Qualifications
Additional Information
Being a First Stater . . .
Being a First Stater means that you roll up your sleeves and dig in. It means you work hard and do your best. It means that you enjoy learning new skills and are always eager to improve. It means you help the team by being a great teammate. It means you're passionate about making a difference in the lives of our customers and our communities. It means you consistently find new ways to improve our organization.
Do you have what it takes to be a First Stater?
Make a Difference - Apply Now!
First State Bancshares Inc. is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.
Market Investment Executive
Investment Banker Job 6 miles from East Saint Louis
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being a diverse and inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for developing customized investment strategies for clients, expanding the business, and coaching and developing investment talent. Key responsibilities include developing strategic growth priorities, reinforcing a culture of responsible growth, and managing risk in a proactive manner. Job expectations include overseeing overall investment team performance and ensuring the right investment strategies are implemented to deliver effective solutions for both clients and employees.
Responsibilities:
Oversees the expansion of investment management business and coordinates the delivery of the full range of product capabilities to high-net-worth clients
Partners closely with the Market Executive, Market Leader, and other leaders in the market to deliver on strategic growth priorities, in addition to supporting the client management process to deliver a branded client experience
Reinforces a culture of responsible growth, proactive risk management and delivering the enterprise through effective partnerships and business integration
Builds top performing, diverse teams that gain advantage against competitors while maintaining a pathway of top talent in the market
Builds, leads and coaches teams to bring the comprehensive investment platforms to serve the financial needs of complex and experienced clients
Establishes a client centered culture that recognizes the diverse needs of clients in all stages of their life which consists of growing and preserving wealth, managing liquidity, business succession planning and assisting clients in finding ways to support causes they deem meaningful
Ensures the team delivers a comprehensive wealth planning approach through discussions and diverse group conversations
Managerial Responsibilities:
This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above.
Diversity & Inclusion Champion: Breaks down barriers to create a more inclusive environment that supports company D&I goals.
Manager of Process & Data: Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operations.
Enterprise Advocate & Communicator: Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success.
Risk Manager: Inspects and challenges risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organization.
People Manager & Coach: Coaches to sustain and elevates organizational performance while differentiating to ensure pay for performance.
Financial Steward: Efficiently allocates and manages resources across the organization to drive short and long term profitability.
Enterprise Talent Leader: Inspects and manages the health of the bench to ensure succession for the organization, while supporting enterprise talent needs.
Driver of Business Outcomes: Mobilizes organizational resources to deliver the full range of the bank's capabilities to meet client needs and to gain competitive advantage.
Skills:
Client Management
Decision Making
Portfolio Analysis
Portfolio Management
Risk Management
Business Acumen
Customer and Client Focus
Inclusive Leadership
Problem Solving
Strategic Thinking
Employee Counseling
Leadership Development
Performance Management
Relationship Building
Talent Development
Shift:
1st shift (United States of America)
Hours Per Week:
40
Financial Services Representative
Investment Banker Job 6 miles from East Saint Louis
World Finance, winner of the Top Workplaces USA award three years in a row and a two-time winner of Newsweek's Most Trustworthy Companies award, helps customers meet their financial needs and unlock their financial good. We're an energetic team looking for a Financial Services Representative to guide customers on their financial journey. As a Financial Services Representative, you're the face of World Finance - empathizing, empowering, and engaging with our customers.
The primary responsibility of the Financial Services Representative is to assist the Branch Manager in operating the branch effectively and efficiently and to maximize growth. This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts. This position is also responsible for providing excellent customer service which is an essential part of marketing the branch and Company culture.
Hourly Pay: $15 - $19
What you'll do:
Guide customers toward upward credit mobility through good financial choices.
Provide top-tier customer service, assisting customers with questions, concerns, and products.
Process and prepare loan applications.
Take and process payments.
Prepare loan documents and execute loan closing on current renewal loans.
Balance assigned cash drawer daily.
Prepare and complete the daily branch bank deposit and possibly transport money (operating cash, interim deposits, daily deposits) to and from the bank.
Maintain strong customer relationships and build community within your branch.
Other duties include but are not limited to:
Call approved and unmade applications to close loans daily.
Help build tax clientele and provide tax services.
Send complete and accurate credit denial letters within 30 days from the date of application.
Pay branch expenses as instructed by Branch Manager.
Experience (and Requirements) that will WOW us!
Must be able to demonstrate self-confidence and organizational skills.
A history of choosing kindness, showing compassion, and helping others.
The willingness to seek quality-driven solutions and embrace new ideas.
Absolute team player - pitching in when needed and accepting help, too.
To perform this job successfully, an employee must have basic computer skills.
A valid driver's license & access to a dependable vehicle.
Why World?
We hire from within: we want to see you grow and climb in this company.
Each year, we promote 80% of Financial Services Reps to management.
75% of World's Operations Executives moved up from a similar role.
We pay you to give back: employees get paid volunteer hours each year.
Health, dental, vision, and life insurance are available to full time team members the 1st of the month following 30 days.
Paid holidays, vacation time, and a 401(k) plan (including company match).
Be part of a team with clear values, strong community, and a sense of belonging.
We'll get you home for dinner: your life outside of work is priority #1
You'll make a positive impact on the lives of the customers you serve.
Who is World?
Since 1962, World Finance has helped millions of people unlock their financial good. We aid customers in overall financial wellness, celebrating the hundreds of thousands of customers able to achieve better credit each year. Based in Greenville, SC, World reaches over one million customers annually - turning their financial possibility into reality through services like personal loans and tax preparation. With over 1,200 branches in 16 states, World is proudly rooted in the communities it serves. Our goal is to see our customers thrive, growing their credit and accessing more opportunities. We set ourselves apart as the financial partner with heart, offering an ever-expanding menu of customer-focused services and a commitment to teamwork, community, and care
It is the policy of World Acceptance Corporation to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, World Acceptance Corporation will provide reasonable accommodations for qualified individuals with disabilities.
Personal Banker I (Floater)
Investment Banker Job 44 miles from East Saint Louis
We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com
What you'll be doing
As a member of the Personal and Business Banking team, you'll work in a fast-paced Banking Center where you'll make a meaningful difference in our clients' lives. As a Personal Banker, you'll proactively engage with clients and leverage CIBC's best-in-class mobile and online banking options to recommend the right products and solutions that will help their financial success. You're flexible to work our banking center hours which may include evenings and weekends. To help deliver a great client experience, you're flexible to work at multiple banking centers within a reasonable travel distance. Prior Banker and Teller experience preferred.
How you'll succeed
Client engagement - Meet with clients to understand their personal and business priorities, advise them on solutions, and provide a forward-looking financial plan. Use your knowledge of technology, cash management, credit, investment and wealth protection to help clients meet their goals.
Relationship building - Engage in marketing and outreach activities to show clients you value them and their communities. Grow your network, deepen existing relationships, and work as one team to ensure clients are connected to the right people and opportunities.
Leveraging technology - Become a technology expert. Share your knowledge by introducing clients to our mobile banking applications, helping them to better manage their banking needs.
Who you are
You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.
You're goal oriented. You're motivated by accomplishing your goals and delivering your best to make a difference.
You know that details matter. You notice things that others don't. Your critical thinking skills help to inform your decision making.
You're passionate about people. You find meaning in relationships, and surround yourself with a diverse network of partners. You connect with others through respect and authenticity.
You love to learn. You're passionate about growing your knowledge. You have a strong sense of curiosity.
You can demonstrate 1 year experience in working with clients and achieving sales results. It's an asset if you have prior banking experience in a similar capacity.
You're a certified professional. You have current accreditation and good standing Mutual Funds License (Canadian Securities Course or Investment Funds In Canada).
Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.
*Subject to plan and program terms and conditions
California residents - your privacy rights regarding your actual or prospective employment
At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $51,300 - $55,000 for the Wilmette, IL market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee's needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members.
Candidates hired to work in other locations will be subject to the pay range associated with that location. Additional total compensation and benefits details will be provided during the hiring process.
What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.
We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
*Subject to plan and program terms and conditions
What you need to know
CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact **********************************
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.
Job Location
IL-1255 Green Bay Road
Employment Type
Regular
Weekly Hours
40
Skills
Client Service, Customer Experience (CX), Digital Literacy, Financial Products, Goal Planning, Group Problem Solving, Outbound Calls, Regulatory Requirements, Results-Oriented
Personal Banker - Highland
Investment Banker Job 26 miles from East Saint Louis
Job Details 7-Highland - Highland, IL $15.50 - $19.00 Hourly
Classification: Non-Exempt / Hourly
Job Type: Full-Time
Reports To: Highland Operations Officer
ABOUT US:
FCB Banks has been family owned and managed for more than three generations. Our original banks opened in New Baden and Albers in 1901 and customers quickly associated FCB with quality service, competitive rates, and personal customer care. These qualities became the pillars of our business when First Collinsville Bank opened in 1990 and we began expanding throughout the area. We streamlined and simplified banking operations and officially changed our name to FCB Banks in 2017. Today we have seventeen locations in sixteen wonderful towns serving customers in Illinois and Missouri. We pride ourselves on being locally owned and operated as well as a valued part of the community. Since 1901 our goal at FCB Banks has always been to provide exceptional service to our valued customers.
JOB SUMMARY:
A Personal Banker I processes all transactions accurately and efficiently in accordance with established policies and procedures. The successful Personal Banker I will be the āfrontlineā of our bank and plays a fundamental role in achieving our customer satisfaction and revenue growth objectives by cross-selling bank products and services. A Personal Banker I should have a professional appearance, customer-focused attitude and should be courteous, efficient, helpful, accurate, eager to learn and friendly.
ESSENTIAL JOB DUTIES:
Complies with all department and company policies, procedures and regulations and contributes to the fulfillment of department and company objectives and goals.
Represents the bank in a manner than maintains and expands positive relations with all customers and potential customers.
Greets the customers in a courteous manner, providing prompt and efficient service via lobby, drive-up and phone interactions.
Observe details at close range (i.e. computer screen, currency, documents, and facial recognition) in order to process transactions and make decisions.
Promotes the bank's products and services, answers customer inquiries and refers customers to the appropriate service area for issues that cannot be resolved at the teller line.
Performs as a team member in allocating and coordinating workflow.
Communicates information and ideas so others will understand and exchanges accurate information in these situations.
Meets expectations for attendance and punctuality and maintains the highest level of confidentiality and professionalism.
Maintains a clean, organized work area and contributes to the overall cleanliness of the bank and bank premises.
Accurately and efficiently counts currency by hand.
Processes consumer and commercial deposits, withdrawals and payments verifying endorsements, signatures, account balances and negotiability.
Records and processes night deposits and bank by mail transactions, processes currency and coin change orders, assists customers with coin machine transactions and assists customers in retrieving and accessing safe deposit boxes.
Maintains and balances an adequate cash drawer at all times; this includes buying, selling and transporting currency and coin from the vault, bundling and packaging currency and coin, turning in excess cash and mutilated as necessary, operating the cash recycler where applicable and recording and counting all denominations in accordance with bank procedures.
Processes a variety of miscellaneous products and services, including but not limited to, issuing cashier's checks and money orders, redeeming savings bonds, processing collections items, processing utility payments, cashing third party checks, processing credit card cash advances, issuing prepaid cards, accepting property tax payments, renewing license stickers and conducting postal services, where applicable.
Completes large currency transaction reports, monetary transaction logs, suspicious transaction reports and hold forms with assistance.
Working knowledge of regulatory compliance, CIP policy, BSA policy, Regulation CC and CRA policy.
May perform the following duties:
Assist with opening and/or closing the bank
Assist with reconciling and servicing the Automated Teller Machine(s) (ATM)
Assist in verifying cash shipment from the Federal Reserve
Balance teller ancillary services
Checking and scanning teller work
Additional duties as assigned
TECHNICAL SKILLS NEEDED:
Strong and professional communication skills (written, verbal, and listening)
Time-management
Customer Service - acknowledges, greets and responds quickly to customer needs; remains professional when dealing with challenging situations
Attention to detail and accuracy
Problem Solving - identifies and resolves problems timely
Teamwork - contributes to building a positive team spirit
Working understanding of the banking industry, regulations, policies and best practices
Quick learner, detail-oriented and effective at managing and prioritizing multiple tasks
Ability to work under pressure
Friendly and approachable demeanor -- Ability to build and maintain relationships with clients and colleagues
QUALIFICATIONS:
High School Diploma, GED, or equivalent
1 - 3 years customer service experience
1 - 3 years cash-handling experience
1 - 3 years sales experience (preferred)
WORKING CONDITIONS:
Constantly uses standard office equipment such as computers, phones, photocopiers, filing cabinets, calculators and fax machines
Availability to work during bank operating hours (i.e. 7:45 am - 6:15 pm Monday through Friday and 7:45 am - 12:30 pm Saturdays). Full-Time requirement approximately 40 hours per week.
Occasionally requires local travel including offsite trainings, meetings and temporary assignment to alternate locations
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, use hands to handle or feel, and reach with hands and arms. The employee regularly is required to lift up to 15 lbs. and occasionally required to lift up to 50 lbs.
Ability to multi-task, work in a fast-paced, changing environment and maintain a commitment to accuracy and timeliness.
Ability to follow policies, procedures and written instructions, as well as verbal instructions or directions from their supervisor.
Ability to maintain confidentiality.
BENEFITS:
$15.50 - $19.00 per hour, eligible for performance-based bonuses and incentives
Health, Dental, Vision Insurance for eligible employees
Group Life Insurance 1x annual salary for eligible employees, 100% paid by the bank
Long-Term Disability insurance for eligible employees, 25% paid by the bank
Voluntary Life Insurance and Accidental Death and Dismemberment Insurance for eligible employees
Flexible Spending Account (FSA) and Dependent Care Flexible Spending Account (DCFSA)
Employee Assistance Program, Travel Assistance and Life Services Tool Kit for eligible employees
Paid time off including Vacation, Personal, Sick and/or Flexible Leave for eligible employees
Paid holidays, eleven annually, for eligible employees
Partially paid Parental Leave for eligible employees
401(k) with company match for eligible employees
DISCLAIMER:
The employee must be able to perform the essential functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities.
FCB Banks retains the right to change or assign other duties to this position.
Qualifications
Equal access to programs, services and employment opportunities is available to all persons without regard to age, ancestry, citizenship, status, color, physical or mental disability, genetic information, marital status, military status, national origin, race, religion, sex (including pregnancy), sexual orientation, or any other basis protected by federal, state, and/or local law.
In accordance with the Americans with Disabilities Act and/or applicable state and local laws, applicants requiring reasonable accommodations for the application and/or interview process should notify the FCB Human Resources Department. Examples of reasonable accommodations include making a change to the application process; providing written materials in an alternate format such as braille, large print, or audio recording; using a sign language interpreter; using specialized equipment; or modifying testing conditions.
Applicants have rights under Federal Employment Laws
Equal Employment Opportunity Poster ************************************************************************************
Equal Employment Opportunity Supplement *******************************************************************************************************************
Family and Medical Leave Act (FMLA) ******************************************************************
Employee Polygraph Protection Act *****************************************************************
Financial Services Representative
Investment Banker Job 6 miles from East Saint Louis
Scott Credit Union is calling all customer service professionals who are interested in a full-time Financial Services Representative position in the Crestwood, MO area to apply to join our amazing Crestwood Branch! This Financial Services Representative position works Monday - Saturday (Saturday rotation as scheduled), with varied hours and schedule depending on operational needs.
Purpose, Mission, Vision, Values
At Scott Credit Union, we are committed to upholding our purpose, mission, vision, and values. Our Purpose guides everything we do as an organization and is supported by our actionable Mission, Vision, and Values. If our chosen purpose, mission, vision, and values resonates with you and you want to find meaning in your work, we hope you will apply to become a part of our team!
Purpose:
To be with our members through every phase of their financial journeys, providing financial solutions that support them, their families, and their communities.
Mission:
Members. Value. Community.
Vision:
Building Better Financial Futures.
Values:
Accountability - I take pride and ownership in all I do.
Diversity - I support the diverse, equitable, and inclusive work environment that is fostered by Scott Credit Union.
Growth - I will pursue professional development with the encouragement of Scott Credit Union.
Integrity - I will maintain the highest ethical standards.
Service Excellence - I am devoted to continuously "WOW"ing members and each other through the 3e Promise.
Why You Should Join Our Team
Scott Credit Union is a recipient of the St. Louis Post-Dispatch Top Workplaces Award 2024, the eleventh time since 2012. This year, SCU was recognized as one of the Top Workplaces for our dedication to our people-first culture. The Top Workplaces award highlights SCU's commitment to creating a positive and supportive work environment, where employees thrive and contribute to the organization's overall success. Our team is our #1 priority, and we are proud to offer great benefits and perks, such as 11 paid holidays, competitive paid time off (PTO), Short-Term Disability (STD) that includes maternity leave, 401k with employer match, medical, dental, vision, and other insurance options, educational reimbursement program, employee assistance programs, opportunities for career advancement, casual ādress for your dayā dress code, a positive team-oriented culture, and much more! A comprehensive benefit guide with a full list of our benefits can be found on our career page, scu.org/careers/.
The Day to Day as a Financial Services Representative
Financial Services Representatives are one of the primary points of contact for SCU members. They are responsible for creating an exceptional member experience by engaging with members and educating them on the products and services SCU has to offer. A typical day will look like:
Responsible for identifying, educating, presenting and cross selling SCU products and services to new and existing members in accordance with SCU's member engagement model.
Responsible for meeting individual sales and operational goals as well as assisting the branch team in achieving branch goals.
Recognize cross sale opportunities through needs based financial conversations, referring members to mortgage, business lending/services and investments.
Ensures consistent delivery of SCU's member engagement model leveraging technology including tablets, enhanced ATM's and other digital service channels available to SCU members.
Maintain cross functional capabilities. Process financial transitions for members including opening and closing of accounts. Input, review, negotiate and close member loan application requests. Process deposits and withdrawals from accounts. Efficient in all teller duties as needed.
Provides one or more of the following services for members, in person, by telephone or by mail:
Processes deposits to share, share draft, and other savings accounts.
Disburses cash or check withdrawals.
Provides money orders and cash advances.
Receives loan payments and service charge payments for services.
Process transfers between accounts as required.
Processes automatic distribution forms, recording allotments according to member's request.
Daily opens and closes his/her teller terminal, accounts for cash assigned, received, disbursed. Accurately balances to teller terminal close report and remits daily work to appropriate supervisor for disposition.
Perform required OFAC (Office of Foreign Assets Control) screens as outlined in the Non-Member Verafin Processing policy and reports any positive matches to the BSA Group. Complies with BSA requirements of completing CTR and SAR.
Responds to routine member inquiry regarding the operation of accounts, access to services, account discrepancies, adding or reducing service features on various accounts, and assisting members.
Work might be performed on the teller platform, at the Drive-Up windows or in the lobby.
Foster and maintains relationships with members. Responsible for providing prompt, professional, helpful, knowledgeable and courteous member service Investigates member concerns, researches and recommends a resolution. Ensures we are meeting expectations with member service satisfaction results.
Operates computer to accurately post transactions, access account information, balance transactions, and generally update member account transactions and information.
Assist others to complete tasks and work assignments.
Duties, responsibilities, and activities may change at any time with or without notice.
Are You a Good Fit?
Ask yourself the below questions to help determine if this job is the right fit for you.
Do you enjoy engaging with people and providing exceptional customer service?
Are you detail-oriented and like working with numbers?
Do you thrive in a fast-paced environment?
Are you a positive person who enjoys working as part of a team?
Do you enjoy working in a diverse environment with diverse members?
Do you take pride and ownership in all that you do?
Are you looking for a job where you can develop professionally?
If you answered yes to these questions, we hope you apply!
To Be Considered, You'll Need:
A High School Diploma or GED
One year of customer service experience
Personal computer experience, including Microsoft Office products
Are You Ready to Join Our Team?
If this sounds like the right opportunity for you, we hope you apply today! If selected as a candidate, next steps may include a phone interview to go over the basics and/or an in-person interview to learn more about your experiences and qualifications.
universal banker; banker; personal banker; financial institution; bank teller; customer service; cash handling; retail banking;
Personal Banker I
Investment Banker Job 6 miles from East Saint Louis
What The Role Is As a Personal Banker you will provide best-in-class service by processing routine banking transactions while also developing deep customer relationships and a thoughtful understanding of their needs. Through relationship building, you will identify and offer the best and most appropriate personal business financial products and services along with educating your customers on alternative and convenient transaction channels. Personal Banker I/II team members will be cross-functional in a universal banking model to assist clients with a myriad of needs.
How You will Make an Impact
(Principal Duties and Responsibilities)
* Support the transactional needs of the banking center and other lines of business, as well as identify opportunities to deepen customer relationships.
* Open and process moderate to complex and consumer and basic small business deposit accounts, providing appropriate solutions/services to businesses for managing their cash flow.
* Enjoy working in a team environment with frequent interactions with fellow teammates and customers.
* Limited origination of simple consumer lending products such as personal loans and credit cards.
* Educate customers on other bank channels including online and mobile banking, interactive (Video) tellers and full-service ATMs that provide convenience and value to customers.
* Meet or exceed individual sales/referrals and activity objectives - measured by an individual sales and referral scorecard.
* Cash handling and adherence to proper balancing procedures.
* Review and maintain knowledge of products, fees, policies and current offers to assist customers with consumer or business product suggestions.
* Explore the customer's financial needs and recommend other bank services and refer customers within the branch when appropriate or to other departments when appropriate.
* Demonstrate compliance with all bank regulations that apply to your position and stay current on regulation changes including Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations that apply to your position.
* Create a positive impact within the communities you serve by investing time in Community Reinvestment Act (CRA) activities and financial literacy initiatives.
Who You Are
* Job Specifications (Knowledge, skills, and abilities normally required for competent performance in the job)
* May also include: Personal characteristics of a successful candidate (Task-oriented, independent worker, assertive, creative, etc.
* High school diploma required; college coursework preferred.
* Previous banking or demonstrated sales experience in business, retail or other industries, preferred.
* 1-year cash handling experience in a banking or retail environment preferred.
* Foundational knowledge of sales and service techniques with consumers and small businesses in a structured, goal-based environment preferred.
* Excellent written and verbal communication skills with the ability to solve problems and nurture client relationships even in contentious situations.
* This position does NOT require S.A.F.E. registration at the time of employment.
Personal Banker
Investment Banker Job 18 miles from East Saint Louis
Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Personal Banker, you will strengthen customer relationships with a defined sales process. You will spend most of your time as a personal banker, engaging customers in sales conversations in order to identify appropriate financial solutions. This position, within PNC's Retail Branch Banking Network, is based in Town and Country, MO at the Town and Country branch.Job Description
Acquires and deepens the branch customer base through a variety of proactive sales and service activities. Manages the customer experience by identifying opportunities to improve the customer's financial wellbeing. Collaborates with ecosystem partners to grow customer's share of wallet. Positions PNC solutions to drive new revenue and customer loyalty.
Drives proactive sales conversations through internal and outbound interactions with a defined sales process including outbound calling, service to sales, teller interactions, appointment setting and effective lobby engagement, ultimately elevating client loyalty. Delivers a full PNC conversation with every client interaction to identify appropriate PNC solutions. Leverages ecosystem partnerships as well as community Centers of Influence to acquire, expand and retain relationships.
Creates customer loyalty and grows customer share of wallet through a differentiated customer experience. Performs lobby engagement activities to connect with customers and position PNC products to meet their needs. Educates customers on options for managing financial transactions by leveraging technology, tools and resources.
Applies product and procedural knowledge to identify, mitigate and solve customer problems effectively to drive customer loyalty.
Manages risk through adherence to all policies and procedures, demonstrating sound judgment within established limits. Demonstrates a heightened scrutiny to identify and avoid loss. Participates in branch daily operations, ensuring they are completed in an efficient and accurate manner.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
To learn more about this opportunity, please watch this video.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred SkillsAccountability, Banking, Client Loyalty, Customer Experience (CX), Customer Service, Identifying Opportunities, Leveraging Technology, Proactive SalesCompetenciesBanking Products, Digital Awareness, Effective Communications, Managing Multiple Priorities, Matrix Management, Problem Solving, Prospecting., Retail Lending, Selling., Understanding Customer NeedsWork ExperienceRoles at this level typically require an Associates or equivalent degree as well as related experience or product knowledge to accomplish primary duties. Typically requires 3+ years experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationNo DegreeCertificationsNo Required Certification(s) LicensesCandidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include āaccommodation requestā in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Financial Services Representative
Investment Banker Job 24 miles from East Saint Louis
:
Synergy Wealth Solutions is a financial services firm located in St. Louis, MO. We believe in the power of teamwork and provide holistic and comprehensive solutions to help our clients leave a lasting legacy. With our collaborative culture and innovative strategies, we are committed to delivering excellence and offering premier products and services. In partnership with MassMutual since 1851, our firm has been providing resources to protect the future of more than 62,000 clients every day.
Role Description:
This is a full-time on-site role for a Financial Advisor. The Financial Advisor will be responsible for providing strategic financial solutions and helping clients with financial planning, retirement planning, investments, and financial advisory. The role involves working closely with clients to analyze their financial situations, develop personalized plans, and provide ongoing guidance and support. We will assist you in growing your book of business as well as succession planning. Must be competitive and self-driven!
Qualifications:
Excellent analytical and problem-solving skills
Effective communication and interpersonal skills
Ability to build and maintain authentic, client relationships
Life/Health Insurance, Series 7, Series 66 licensed within 12 months
What You'll Do and How You'll Do It:
Sell planning and protection insurance products with the opportunity to sell products related to asset and investment management
Maintain a continuous networking and marketing effort by promoting your services and building your professional network through marketing, social media, and other outreach efforts.
Compound network growth through new business development strategies using outreach campaigns, referrals, and industry events
Complete licensing for advanced market planning
1+ as a licensed financial services representative with a minimum active LAH (life, accident, health) license
Deep interest in building advisory plans for your clients
Interest in becoming a financial planner, and even more, a fee-based financial planner (to be discussed)
Genuine interest in how life insurance, wealth management and annuities can be used as a retirement vehicle
You are analytical, driven, and possess the grit needed to be successful in a sales role
Why Join Us:
We are an agency of Mass Mutual and MML Investors, so you also have the backing of a Fortune 100 Company once you join MassMutual. We are changing the planning business, one hire at a time and transforming into a modern Financial Services company.
Estimated first year earnings are based on sales performance, closed cases, and historical ranges. It is not guaranteed compensation. All benefits mentioned are based on contract status (contract A) with MassMutual. You will be contracted directly with MassMutual.
Financial Services Representative
Investment Banker Job 14 miles from East Saint Louis
A successful Financial Services Representative (Banker) is an integral part of the Credit Union and will need to know or become familiar with many facets of the banking industry. They will need to build and maintain strong member relationships. They will perform branch lead responsibilities, along with applying Member Service skills, and giving positive feedback to their teammates. A Financial Services Representative will play a key role in assisting the branch in growing membership and business by supporting leads driven by the Branch Manager and Credit Union sales team. They receive and process membership, checking and loan applications, open new services, determine member needs and cross-sell additional financial services. They will also complete routine teller transactions as required by branch availability.
Requirements
The Position
Focus on the member, providing efficient service and creating a positive, actively engaged experience while assisting in accurate completion of financial transactions
Provide quality counsel to members and recommend appropriate products and services to meet their needs
Answer all inbound calls and correspondence responding promptly to all member questions, concerns and inquiries
Cross-sell additional products and services to members
Make outbound calls and contacts with members and potential members to discuss promos and account services
Balance cash drawer when scheduled at a teller station and make settlement of the day's activities
Verify day-to-day ATM deposits and balance when necessary
Utilize and maintain personal contact queue in Contact Management Systems
Ensure members are aware of all terms, conditions and collateral held on the note and disclosure when disbursing loan funds
Maintain member and credit union confidentiality at all times
Organize, maintain, and audit assigned reports
Open and audit New Accounts and create Share Certificates
Knowledge of our Loan Products, IRA/HSAs, Debit card disputes, ACH disputes
Handle Special Account items for members
Ensure completion of monthly branch organization report list
Communicate with members and potential members via different technology methods such as chat and video chat
Operate ITM and cash recycler
Assist in training new Member Services Reps
Verify day-to-day night deposit drops
The Candidate
Well-developed interpersonal skills and the ability to effectively communicate with others in person & remotely
Working knowledge of all credit union products and services, including, but not limited to credit granting criteria, documentation required for each type of loan and the computation of interest rates
The ability to evaluate problems and make independent decisions following established credit union policies and procedures
Must be enthusiastic, self-motivated and member service oriented
Ability to handle a fast-paced environment and multi-task
Ability to operate computer applications
Notary and Medallion certified, or able to become certified ASAP
High school diploma or equivalent
Experience in a customer service position, preferably in a financial institution, which included duties such as operating and balancing a cash drawer and/or providing face-to-face customer assistance preferred, but not required
Willing to work flexible hours, including Saturdays
Must have reliable transportation
Must be able to stand, walk, bend, stoop/crouch/squat, use hands or fingers repetitively, reach at or below shoulder level and twist at waist
Must be able to exert up to 10lbs of force, occasionally, to lift, carry, push, move and pull objects
Light work usually requires walking or standing frequently
*The physical requirements noted are representative of those that must be met by an employee successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Disclaimer**The above statements are intended to describe the general nature and level of work being performed by individual(s) assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified
We are an EEO employer as defined by the EEOC
Personal Banker
Investment Banker Job 18 miles from East Saint Louis
Personal Bankers are enthusiastic/self-motivated individuals with proven success at delivering solutions that help our clients achieve financial freedom and peace of mind. Personal Bankers achieve this vision by building professional relationships with existing and potential clients to understand their financial needs, to deliver valuable products and services to meet those needs and to complete the account opening process accurately. Successful Personal Bankers are enthusiastic about delivering an excellent client experience; understanding and promoting bank products and services to individuals and companies; conducting accurate banking transactions in a fast-paced environment and working with a team to achieve individual and group goals.
**Responsibilities**
+ Provides "fast, easy, and personal" consistent with Company client service standards, including by resolving problems, building relationships, handling special requests, greeting clients in a friendly manner that makes them feel welcome to Academy Bank, and taking ownership in all situations ensuring follow through and a timely resolution.
+ Promotes consumer/small business banking products and services to clients and prospects using direct sales techniques in and around the assigned banking center, that include handing out product brochures, engaging potential clients in conversations about banking needs, and speaking with knowledge and positivity about the bank's products and services.
+ Achieves specific sales goals on a daily, monthly, quarterly and annual basis.
+ Develops and maintains relationships with business partners to maximize opportunities and to achieve sales standards. Provides a broad base of financial services with the goal of earning 100% of the client's business.
+ Opens checking and savings accounts, processes client transactions, and recommends other bank products, including credit cards and loans.
+ Actively demonstrates digital expertise by using our digital platforms and educating clients and associates about our digital banking platforms. This includes, but is not limited to, online banking and bill pay/external transfers, mobile banking app to include text alerts and mobile deposits, usage of smart ATM/ITM's, usage of chat box, and all other self-service channels.
+ Works closely with clients and business partners to refer products and services to other business lines.
+ Educates and provides clients with other banking services; resolves client concerns and issues efficiently and effectively.
+ Ethically conducts operational tasks related to protecting client and bank assets related to regulatory compliance, including properly documenting account opening, accounting for cash and negotiable instruments under dual control, accurately completing logs and other records to document proper procedures, obtaining and ensuring the accuracy of all regulatory and procedural documentation.
+ Protects all client information and bank trade secrets and business records as confidential, and follows all company policies for communication with clients, vendors, and associates.
+ When delegated by Banking Center Manager, implements all banking center operations procedures, including accurate maintenance of cash supplies, timely auditing, accurate documentation of banking transactions, compliance requirements, and acts with overall operational integrity.
+ Maintains current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements; Associate Handbook policies; and Operations, Audit, and Security policies, through regular and thorough training.
+ Protect all client and bank information confidentially and follow all company policies.
+ Understand, communicate, and instill the Company's mission, vision, and values (Pillars of Success).
+ Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.
+ Working at the worksite during regular business hours and/or assigned hours.
+ Other specified duties as assigned.
**Compensation & Benefits**
The Personal Banker position pays a minimum of $16.50. This position is eligible for additional incentive compensation monthly, based on achievement of established incentive goals.
Fullātime associates are eligible for our benefits package:
+ Medical
+ Dental
+ Vision
+ 401(k) plan
+ Company paid life insurance
+ Short and Long-term disability insurance
+ Company paid vacation, paid leave and holidays
This position will remain open until a qualified applicant is hired.
**Skills**
+ Strong written and verbal communication skills required.
+ Strong attention to detail and ability to complete work accurately.
+ Ability to organize work.
+ Strong sales skills.
+ Basic math skills including the ability to calculate figures and amounts such as cash back and percentages.
+ Proficient in basic office skills/equipment, including computer, email, ten-key calculator, copier, scanner/fax, typing, telephone, organization systems, and Microsoft Office suite of products.
**Education & Experience**
+ High school diploma, GED, or equivalent, required, Associate degree or higher preferred.
+ Previous banking experience preferred.
+ 6 months in a client service experience role preferred.
+ 6 months sales experience preferred.
+ Minimum 6 months cash handling experience preferred.
+ Ability to be NMLS licensed and registered and obtain a state notary license.
**Physical Requirements**
The work environment is typical of a standard office or retail banking setting. The position involves standing most of the workday. The position will involve moving about the workspace to reach entrances/exits, restrooms, conference rooms, or other areas within the work environment. Reaching may be required involving the ability to move arms in any direction. Office equipment, such as a computer and telephone, will be used requiring the ability to manipulate a keyboard, mouse, and/or keypad. The ability to decipher a computer screen or written documents is necessary. The ability to express or exchange ideas; impart information to clients, coworkers, or the public; or to convey detailed or important instructions; is required. The ability to receive and understand detailed information shared through oral or written communication is required. Position requires lifting and/or the exerting of up to 10 pounds of force.
Equal Opportunity Employer/Disabled/Veterans
Academy Bank and Armed Forces Bank provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, national origin, protected veteran status, disability. Academy Bank and Armed Forces Bank provides affirmative action data on protected veteran status or disability. If you need an accommodation for any part of the employment process, please email ************************
Flex Banker
Investment Banker Job 17 miles from East Saint Louis
The individual in this position will be responsible for providing timely and high quality support to the retail areas. They will act as a floater for short and long term coverage in the teller, new accounts, or safe deposit in any of our branches. When coverage is not needed they will assist with projects and other administrative duties as needed.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
* Perform all basic daily teller functions including deposits, withdrawals, cash checks, TTL processing, cash advances, selling money orders, cashier's checks, travelers checks and savings bonds.
* Maintain an average or higher level of performance with regards to the Teller Performance guidelines and Teller Performance Standards.
* Meet and /or exceed all Central Bank of St. Louis referral, sales and service goals.
* Understand and adhere to all security-related policies and procedures with regards to cash handling, customer services and internal auditing.
* Understand and enforce all bank policies, procedures, and governmental regulations to include BSA.
* Have a thorough knowledge of the on-line teller system, banking system and new accounts system.
* Perform all other job-related duties as they are assigned by the Supervisor or Branch Manager.
* Open and close consumer and commercial accounts.
* Prepare signature cards, resolutions, and other documents pertinent to the sales process.
* Accept account maintenance requests from customers and complete necessary documentation.
* Other Duties as assigned.
* Travel from various branches to complete job assignments.
* Understands and complies with all banking regulations, especially BSA/ AML as it pertains to job duties and responsibilities.
ADDITIONAL DUTIES AND RESPONSIBILITIES:
Assist others in the department/facility as needed and/or directed. May be assigned vault and/or ATM balancing responsibilities. May be assigned new account responsibilities. May be assigned other duties and responsibilities. May be assigned work or training at other assigned locations.
Relationship Banker - SC St Louis Market - Fairview Heights, IL
Investment Banker Job 8 miles from East Saint Louis
You have a passion for helping customers, building relationships, and delivering extraordinary customer service. You are energetic and enthusiastic as the face of Chase to our retail branch customers. From a personal standpoint, you will have the opportunity to take ownership of your career development through a variety of cross-training opportunities.
As a Relationship Banker in Branch Banking , you will take a lead role in delivering an outstanding experience to Chase customers. You will acquire, manage, and retain meaningful relationships with our customers, using your financial knowledge to offer thoughtful solutions to help address their financial needs, contributing to the success of the branch. You will be making the lives of customers easier by sharing and setting up self-service options to access their accounts 24 hours a day/ 7 days a week.
**Job responsibilities**
+ Delivers an exceptional customer experience by acting with a customer-first attitude
+ Manages assigned customers and proactively meets with them, both in person and over the phone, to build lasting relationships, discover financial needs, and tailor product and service recommendations
+ Makes personal connections, engages and educates customers, asks open-ended questions, and listens to establish trust and build lasting relationships
+ Influences, educates, and connects customers to technology
+ Possesses initiative and knowledge to provide financial options for customers using a consultative approach
+ Learns products, services, and procedures quickly and accurately and delivers solutions that make our One Chase products work together
+ Works in partnership with Specialists (Financial Advisors, Mortgage Bankers, and Business Relationship Managers) to connect customers to experts who can help them with specialized financial needs
**Required qualifications, capabilities, and skills**
+ 1+ year of experience in Retail banking sales, Financial services sales, Consultative relationship sales role in a related industry, with proven success in establishing new clients, deepening customer relationships and delivering results
+ High school degree, GED, or foreign equivalent
+ Beginning October 1, 2018, the Securities Industry Essential (SIE) exam, FINRA Series 6/7, state registration (including 63 or 66 if required), and Life licenses are required. All unlicensed applicants must obtain their licenses within 180 days of hire
+ Operate within established risk parameters/tolerances and meets internal/external risk and compliance obligations, including completion of required training
+ Excellent communication skills, both in person and over the phone, with proven ability to tailor features and benefits of products/services to customers with differing needs
+ Ability to work branch hours including weekends and some evenings
**Preferred qualifications, capabilities, and skills**
+ College degree or military equivalent
+ Professional, thorough, and organized with strong follow-up skills
+ Exude confidence with clients when sharing product knowledge and solutions
+ Experience adhering to policies, procedures, and regulatory banking requirements
**Dodd Frank/Truth in Lending Act**
This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements.
In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter.
Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: **************************************************************************
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
**Base Pay/Salary**
Fairview Heights,IL $20.00 - $25.48 / hour