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The differences between investors and credit directors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become an investor, becoming a credit director takes usually requires 6-8 years. Additionally, a credit director has an average salary of $129,845, which is higher than the $88,055 average annual salary of an investor.
The top three skills for an investor include financial statements, IR and press releases. The most important skills for a credit director are credit policy, oversight, and credit card.
| Investor | Credit Director | |
| Yearly salary | $88,055 | $129,845 |
| Hourly rate | $42.33 | $62.43 |
| Growth rate | 8% | 17% |
| Number of jobs | 8,409 | 10,813 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 72% | Bachelor's Degree, 72% |
| Average age | 42 | 46 |
| Years of experience | 4 | 8 |
An investor is a person who decides to put on their money into a particular bank, company, or institution without assuring the return of that investment. Often, investors spend their money on education, business, or even retirement. Some people also invest in mutual funds, stock exchanges, real estate, or stocks in a corporation.
A credit director oversees an organization's credit-granting activities, ensuring operations adhere to credit policies and standards. Their responsibilities include making decisions in adherence with the company's short- and long-term goals, setting priorities, establishing timelines, conducting regular reviews and assessments, negotiating with external parties, and coordinating managers and supervisors. They may also manage employees to achieve these goals.
Investors and credit directors have different pay scales, as shown below.
| Investor | Credit Director | |
| Average salary | $88,055 | $129,845 |
| Salary range | Between $36,000 And $214,000 | Between $76,000 And $220,000 |
| Highest paying City | Washington, DC | San Francisco, CA |
| Highest paying state | Alaska | Alaska |
| Best paying company | Goldman Sachs | Aspiration |
| Best paying industry | - | Finance |
There are a few differences between an investor and a credit director in terms of educational background:
| Investor | Credit Director | |
| Most common degree | Bachelor's Degree, 72% | Bachelor's Degree, 72% |
| Most common major | Business | Business |
| Most common college | Northwestern University | University of Pennsylvania |
Here are the differences between investors' and credit directors' demographics:
| Investor | Credit Director | |
| Average age | 42 | 46 |
| Gender ratio | Male, 61.9% Female, 38.1% | Male, 72.7% Female, 27.3% |
| Race ratio | Black or African American, 10.0% Unknown, 5.1% Hispanic or Latino, 11.9% Asian, 5.3% White, 67.1% American Indian and Alaska Native, 0.6% | Black or African American, 7.9% Unknown, 4.1% Hispanic or Latino, 15.3% Asian, 8.3% White, 64.0% American Indian and Alaska Native, 0.3% |
| LGBT Percentage | 12% | 11% |