Junior underwriter resume examples from 2026
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How to write a junior underwriter resume
Craft a resume summary statement
A well-written resume summary is basically an elevator pitch. You are summing up your skills and experience in a few sentences to wow recruiters, hiring managers, and decision makers into giving you an interview. Here are some tips to putting your best foot first with your resume summary:
Step 1: Start with your professional title, or the one you aspire to.
Step 2: Detail your years of experience in junior underwriter-related roles and your industry experience.
Step 3: What are your biggest professional wins? Here is your opportunity to highlight your strongest accomplishments by placing them at the start of your resume.
Step 4: Don't forget, your goal is to summarize your experience. Keep it short and sweet, so it's easy for recruiters to quickly understand why you're a great hire.
These tips will help you demonstrate why you are the perfect fit for the junior underwriter position.Please upload your resume so Zippia’s job hunt AI can draft a summary statement for you.
List the right project manager skills
Use your Skills section to show you have the knowledge and technical ability to do the job. Here is how to make the most of your skills section and make sure you have the right keywords:
- Look to the job listing. You often need to include the exact keywords from the job description. Take note of the skills listed for the job.
- Put all relevant hard and soft skills in your skills section.
- Be specific. If you are too broad, you may not be giving the best picture of your skills and leave the hiring manager uncertain of your abilities.
- Be up to date. Software names change and companies merge. Don't look out of touch by being careless.
- Be accurate. Spelling and even upper or lowercase can dramatically change meanings. Make sure you are correctly listing your skills.
Here are example skills to include in your “Area of Expertise” on a junior underwriter resume:
- Loan Programs
- Income Documentation
- Credit Reports
- FHA
- Va
- Loan Applications
- Underwriting Guidelines
- Investor Guidelines
- Financial Statements
- Loan Approval
- Tax Returns
- Underwriting Process
- Account Executives
- JR
- Automated Underwriting
- Mortgage Loans
- Fannie MAE
- DU/LP
- FNMA
- USDA
- SR
- Loan Processors
- Conventional Loans
- Credit Decisions
- Bank Statements
- Credit Worthiness
- Loan Packages
- Loan Modifications
- FHLMC
- Freddie Mac
Zippia’s AI can customize your resume for you.
How to structure your work experience
Your employment history is arguably one of the most important parts of your resume. It shows you have experience and foundation in your field to successfully master the junior underwriter position. Here is how to most effectively structure your work experience:
- List your most recent experience first, followed by earlier roles in reverse chronological order. Employers care about your most recent experience the most.
- Start with your job title, company name, city, and state on the left. Align dates in month and year format on the right-hand side.
- Include only recent, relevant jobs.
How to write junior underwriter experience bullet points
Your resume is not a list of responsibilities or a job description. Instead, it is your chance to show your accomplishments and show why you're good at what you do.
- Use the What, How, and Why format. Answering these questions turns a bland job description into an effective showcase of your abilities.
- What were your responsibilities or goals?
- How did you accomplish them?
- Why were your results important? (How did it impact your company? Can you quantify the results in numbers? )
Here are examples from great junior underwriter resumes:
Work history example #1
Junior Underwriter
JPMorgan Chase
- Reviewed applications for underwriting approval or recommend denial based upon lack of set standards.
- Analyzed title reports to evaluate modification and deed in-lieu of foreclosures as acceptable resolutions.
- Completed Cash-Flow Analysis using FNMA 1084 worksheet for self employed applicants with Sole Proprietorships, Partnerships and S-Corps.
- Reviewed final documentations to ensure accuracy and in compliance with RESPA, Federal and State regulations.
- Assisted supervisors with internal audit- reviewed and validated Underwriter data entry and recommendation to ensure policy and procedures were followed.
Work history example #2
Junior Underwriter
American National Services
- Specialized in FNMA, FHA, and Reverse Mortgages.
- Approved thru Underwrite Guarantee Investor to underwrite files for Suntrust Bank, analyzed DU/LP findings
- Provided borrowers and brokers with appropriate investor requirements and options relevant to transaction.
- Named as delegated underwriter by several correspondent investors for Jumbo and Conforming credit and collateral files
- Prepared application/credit file for underwriting, utilizing DU/LP software for conditional, and pre-approval.
Work history example #3
Junior Underwriter
Collins Community CU
- Reviewed applications and determined loan decisions on applications submitted by retail and wholesale channels including jumbo products.
- Worked with borrowers and banking loan consultants by obtaining missing documentation and resolving any issues and escalations.
- Projected and Performed detailed appraisal reviews determining the acceptability of the valuation.
- Updated FHA Connection accordingly, ensuring applicable data was accurate HUD's requirements for insurance purposes were met.
- Reviewed and input borrower's information into FNMA DU decision with accuracy and accountability.
Work history example #4
Housing Counselor
24 Hour Fitness
- Trained incoming membership counselors and service representatives on effective sales and product demonstration techniques.
- Maintained ongoing communication between attorneys & clients from point of referral/discovery to trial phase, facilitating & expediting case settlements.
- Managed outside counsel in obtaining patent approval and complying with advertising regulations regarding product representations.
Zippia’s AI can customize your resume for you.
Add an education section to your resume
- The highest degree you have achieved.
- TWhere you attended school, and the dates (Although if you graduated some time ago, leave the date off to avoid ageism)
- TField of study
- TAny honors, relevant coursework, achievements, or pertinent activities
Here are some examples of good education entries from junior underwriter resumes:
Bachelor's Degree in business
Indiana Wesleyan University, Marion, IN
2005 - 2008
Highlight your junior underwriter certifications on your resume
If you have any additional certifications or education-like achievements, add them to the education section.
Start simple. Include the full name of the certification. It's also good to mention the organization that issued the certification. Next, specify when you obtained the certification.
If you have any of these certifications, be sure to include them on your junior underwriter resume:
- Certified Residential Underwriter (CRU)
- International Accredited Business Accountant (IABA)