Kearny Bank jobs - 148 jobs

Responsible for first mortgage pipeline management and reporting. Responsibilities Interact with the Bank's pricing engine to maintain effective flow of information. Effectively manage the Bank's first mortgage pipeline through detailed reporting / monitoring. Process all new loan locks received from the mortgage sales team. Secure new locks timely and report information accurately. Monitor market movement and provide timely information to department management and sales team. Work closely with residential staff including processing, underwriting and closing to provide timely updates on changes. Secure Best-Effort lock commitments based on the Bank's margins. Provide accurate log entries Communicate with lending partners to gain extensions, changes or relocks. Monitor market movements and assist in pipeline hedging strategies Ensure adherence to lock policies and investor guidelines to maintain profitability. Communicate investor pricing policies and guidelines to internal teams. Qualifications High school diploma or equivalent required. Minimum 2 years of related experience required. MS Office proficiency (Excel) required. Encompass and Optimal Blue PPE proficiency strongly preferred. Basic understanding of mortgage banking / loan pricing. Knowledge of secondary market guidelines including government-sponsored enterprise (“GSE”)/ Federal Housing Administration (“FHA”). Experience working with third party lenders and pricing services. Excellent written and verbal communication skills. Excellent customer service skills. Acute attention to detail. WORKING CONDITIONS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions. Perform routine and typical tasks of an office such as typing, taking notes, reading/reviewing, computer work, filing, copying, answering phones, etc. that may require employee to view, stand, stoop, kneel, or crouch and lift. The successful candidate will be required to prove on the first day of work that they are legally authorized to work in the U.S. The Bank will not sponsor a candidate for a visa or for work authorization. Compensation - $65,000 to $90,000

Responsible for sourcing, analyzing and coordinating the delivery of commercial and residential construction financing to qualified borrowers in the Bank's market area. Responsible for growing the commercial and residential construction loan portfolio through our existing client base and for prospecting new high quality real estate clients. Own all aspects of their portfolio. Responsible for identifying, originating and delivering financing solutions to those borrowers or owners seeking construction financing Responsibilities Develop sales, marketing and calling plans to effectively generate new lending opportunities and expand existing client relationships within the target market. Review and evaluate borrower financial capacity and ability to qualify for construction loan products. Assess project feasibility prior to acceptance into the build-to-permanent loan program. Coordinate with credit underwriting, risk, and credit management teams to ensure all transactions meet internal underwriting and risk guidelines. Manage existing loan portfolios and monitor account financial conditions to maintain acceptable risk levels, including: Preparing timely written loan renewal requests Collecting past-due payments diligently Reviewing and approving the third party vendor findings from site visits Maintaining accurate and up-to-date loan files Provide customers and prospects with financing options and counsel throughout the loan process. Present loan requests for committee review and approval. Manage all phases of the sales life cycle, including lead generation, loan structuring, policy compliance, product knowledge, and financial analysis. Utilize decision-making tools and credit analysis skills to make sound credit and structuring decisions. Qualifications High school diploma or equivalent required; bachelor's degree is strongly preferred. Minimum 5 years of experience in construction lending or related field required. MS Office proficiency required. Strong knowledge of commercial and residential construction processes and lending regulations. Ability to read, analyze, and interpret financial statements, accounting papers, income tax returns, bank policies, and governmental regulations. Acute attention to detail needed. Excellent written and verbal communication skills. Excellent customer service skills WORKING CONDITIONS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodation may be made to enable qualified individuals with disabilities to perform essential functions. Perform routine and typical tasks of an office such as typing, taking notes, reading/reviewing, computer work, filing, copying, answering phones, etc. that may require employee to view, stand, stoop, kneel, or crouch and lift. Position requires frequent travel to client sites, corporate offices, and industry/ community events. The successful candidate will be required to prove on the first day of work that they are legally authorized to work in the U.S. The Bank will not sponsor a candidate for a visa or for work authorization. COMPENSATION: $125,000 to $200,000

Benefits: Liability Insurance Disocunts Childcare Discounts Competitive salary Employee discounts Flexible schedule Free uniforms Opportunity for advancement Training & development Tuition assistance Making a difference? It's the standard here! At Hand & Stone Massage and Facial Spas, our vision is simple - make it the best hour of our client's month! With innovative services, customized treatment plans, and building relationships through repeat visits, our dedicated teams of Massage Therapists and Estheticians are educated and empowered to make a difference in people's lives! Our massage therapists connect with clients on a human level, helping them feel their very best by working with them over time to get their best results. What sets Hand & Stone Apart: $1000 sign on bonus (ask for details, Staten Island spa only) Education - Hand & Stone is committed to industry wide ongoing education with a public learning system offering free CEU's to any licensed massage therapist. Visit freeces.tortal.net to enroll and earn free CE's. This is a small sampling of the additional CE's available as a Hand & Stone massage therapist, including 12 free CEs with new hire training. Innovation - Our services and enhancements elevate not only our client's experiences, but our massage therapists too! Our Massage Therapists use additional tools such as gliding cupping, hot stones, contrast therapy stones and Himalayan salt stones, to deliver customized treatments while keeping our therapists healthy and feeling their best. Opportunity - With over 600 locations nationwide, a no stress membership-based model, and supplies, uniforms and other amenities provided, our massage therapists benefit from established client bases, full books, proven processes, and unified support and career development from a well-known, industry leader in wellness for the last 20 years. Convenience - At Hand & Stone, we make it easy for you to show up and do what you love. We handle the marketing, provide all the supplies, cover the rent, and ensure everything is ready for you to focus on delivering exceptional care. With established client bases and streamlined processes, you can concentrate on your passion for massage therapy without the stress of running a business. Family Focused - Strike the right work/life balance by making a difference in people's lives and enhancing your own experience. Enjoy a 10% weekly KinderCare discount for childcare, flexible schedules with a focus on high volume shifts. Role and Responsibilities: · An active NY massage therapist license· Ability to carry massage therapy liability insurance · Customized treatment plans based on individual client's needs to deliver quality results.· Create an exceptional experience of healing for each member/guest through routine visits and long term treatment plans. · Maintain professionalism and cleanliness of therapy rooms and common areas. Compensation: $24.00 - $49.00 per hour At Hand and Stone, Opportunity Knocks. Over 500 locations open across the U.S. We have opportunities for Massage Therapists, Estheticians, Spa Managers and Spa Associates at all stages of their careers. Full Time, Part Time…we can provide the perfect fit with FLEXIBLE schedules. Hand & Stone's focus is on creating an experience that exceeds our guests' expectations. We treat every guest & employee with respect. We know if you have happy employees, you will have happy clients. Become part of the team and you'll see that for yourself. I acknowledge that I am applying for employment with an independently owned and operated Hand and Stone franchisee, a separate company and employer from Hand and Stone Franchise Corp. and any of its affiliates or subsidiaries. I understand that each independent franchisee is solely responsible for all decisions relating to employees including and without limitation hiring and termination, benefits, compensation, day to day activities, and terms or conditions of employment. Hand and Stone Franchise Corp. does not accept, review or store my application. Any questions about my application or the hiring process must be directed to the locally owned and operated Hand and Stone franchisee.

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview This is a full-time career opportunity (approximately 40 hours per week) based out of our Voorhees, NJ financial center at 101 Laurel Oaks Road. Must be available to be scheduled around branch operation hours (no Sundays). Responsible for providing an exceptional Financial Center customer experience with passion and enthusiasm while facilitating customer transactions and the referral of bank products and services. Actively promote banking solutions to enhance a customer's service experience and achieve their financial goals. Assist with operational activities and responsibilities Responsibilities * Assist clients with teller transactions accurately and in accordance with bank policy and procedure. * Accountable for the referral of products and services at the Financial Center. Recognize, demonstrate, and follow through on referral opportunities. Foster relationship building conversations with customers to ensure appropriate products/services are offered and customer needs are met. * Manage risk by maintaining compliance with applicable regulations, and Fulton policy and procedure to include operational, security and settlement procedures. Use sound judgment to identify and mitigate loss. * Leverage practical knowledge and understanding of digital solutions and technology to support customers and solve problems. Qualifications Education High School Diploma or equivalent. (Preferred) Experience 6 to 12 months customer service experience. (Required) 6 to 12 months cash handling experience. (Preferred) Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location. The hourly rate for this position is $17.25 - $23.56. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. EEO Statement Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

The Head of AI Adoption will establish and lead the Bank's AI Adoption Center of Excellence (CoE), driving the responsible, secure, and value-driven integration of Artificial Intelligence (AI), Generative AI (GenAI), and Intelligent Automation across business and technology domains. This role will be responsible for defining the AI adoption strategy, identifying high-impact use cases, ensuring regulatory and ethical compliance, developing organizational capabilities, and promoting a culture of innovation and continuous learning. The leader will collaborate with business lines, risk, technology, and data teams to transform how the Bank operates, serves customers, and enhances decision-making through AI-enabled insights and automation. Job Responsibilities: Strategic Leadership * Establish the AI Adoption Center of Excellence (CoE) as the enterprise hub for AI strategy, governance, and enablement. * Develop and execute the AI adoption roadmap aligned with the Bank's strategic objectives, risk appetite, and regulatory obligations. * Prioritize and sequence AI initiatives to maximize enterprise value, alignment, and adoption. * Partner with executives across business, risk, compliance, data, and IT to prioritize and scale AI use cases that deliver measurable value. * Advocate for responsible AI adoption that emphasizes transparency, explainability, fairness, and data ethics. Governance, Risk, and Policy * Collaborate with the CISO, Chief Data Officer, Legal, and Compliance functions to ensure AI initiatives adhere to enterprise data, cybersecurity, and model risk standards. * Oversee the AI Governance Framework, including risk assessment, vendor review, model validation, and ongoing performance monitoring. * Maintain alignment with evolving regulatory expectations (e.g., OCC, FDIC, CFPB) on AI and model risk management. * Define AI usage policies covering acceptable use, accountability, privacy, intellectual property, and transparency. Use Case Identification and Delivery * Lead an AI Use Case Portfolio, coordinating with business leaders to identify and assess opportunities in customer engagement, operations, compliance, and risk management. * Oversee proof-of-concept (POC) and pilot implementations with measurable success criteria, driving from "crawl" to "walk" to "run" maturity. * Build partnerships with vendors, FinTechs, and technology providers (e.g., nCino, Microsoft, Salesforce, Automation Anywhere, OpenAI, Five9, Verint) to accelerate responsible adoption. Capability Development * Develop training, education, and change management programs to upskill employees and foster AI literacy across the Bank. * Promote experimentation and continuous learning through internal innovation challenges, labs, and hackathons. Measurement and Value Realization * Define and monitor KPIs for AI adoption, including business impact, productivity gains, risk reduction, and customer experience improvement. * Deliver regular updates to executive leadership, Board committees, and regulators on AI initiatives, outcomes, and risk posture. * Ensure AI capabilities are scalable, reliable, and embedded effectively into operational processes. Job Requirements: Education & Experience * Bachelor's degree in computer science, Data Science, Engineering, or related field. * 10+ years of experience in technology strategy, data analytics, or intelligent automation, with at least 2 years leading enterprise-level AI or digital transformation initiatives. Skills & Competencies * Proven leadership in developing and executing AI/automation strategies at scale. * Deep understanding of AI/ML technologies, Generative AI platforms, and automation tools (e.g., Microsoft CoPilot, RPA platforms, NLP, LLMs). * Strong grasp of data governance, cybersecurity, model risk management, and regulatory compliance frameworks. * Excellent communication and executive presentation skills-able to translate complex AI concepts into business outcomes. * Strategic thinker with hands-on delivery mindset and cross-functional influence. Preferred * Experience in financial services or a regulated industry is strongly preferred. Columbia Bank offers the following benefits: * Medical, Dental, Vision and Rx which are contributory. * Bonus programs. * Employee Stock Option Program (ESOP). * Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D). * Paid Time Off (PTO) which includes Personal and Vacation Time. * Paid Sick Time. * Bank Holidays. * Employees may participate in the 401k program. Schedule: This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Job Description: Are you a PORE-fectionist?Hand & Stone Massage and Facial Spa is a national franchise that specializes in massage, facials, and hair removal services. With over 500 locations across the US and Canada, the Hand & Stone brand is a leader in the membership-based spa services industry! At our Hand and Stone, located in Kearny, NJ, you can focus on doing what you love! Whether a guest just needs a day to relax, or they have skincare concerns, we want everyone to leave our Spa feeling refreshed and revitalized. We strive for a culture that values diversity and inclusivity and our Estheticians love that the team atmosphere feels like working with a second family. We are seeking Licensed Estheticians who are looking for a long-term role in a stable and positive environment. Hand & Stone provides high-quality, result-driven facial treatments delivered in a supportive environment. Our menu has expanded to include the latest advancements in skincare including LED Skin Phototherapy, NuFACE microcurrent, dermal infusion as well as microdermabrasion and chemical peels. Our Estheticians love the opportunity to build a treatment plan for their clients that may incorporate one or more of these progressive treatment options. Professionals can build repeat business with our membership model. Our estheticians are a critical link to creating an outstanding customer experience. Your expertise in skincare and product knowledge will make you an important part of our team. We book your appointments and provide all supplies so you can focus on the client. Education is a huge focus and is offered on an ongoing basis through Education on Demand platforms. Job Responsibilities: Provide excellent service to members and guests by performing top-level services Design and prescribe progressive treatment plans based on the client's skincare goals Participate in hands-on training as well as workshops and webinars Achieve sales goals as outlined by spa management Create excellent experience for members/guests through friendly and helpful attitude Generate new clientele through promoting member referrals and memberships Help maintain professionalism and cleanliness of therapy rooms and common areas Job Requirements: Strong retail and in-room upgrade record Must carry liability insurance Knowledge and understanding of all spa services and product lines as it relates to Estheticians Company Benefits: Competitive Compensation - hourly wage PLUS commissions. Contests - do you want to put your sales skills to the test? See what we have in store! Monthly prizes from top Skincare brands! Career Advancement - You have the potential for rapid advancement, including management roles, based on performance. Ongoing Training - We are ALWAYS learning and improving. Flexible Hours - Whether you are working part-time or full-time, your busy lifestyle is on our mind! Positive and Professional Work Environment - We like to have fun and keep work interesting. We hope you do too! Employee Discounts - Who wouldn't want discounts on products, services, AND gift cards? Compensation: $21.00 - $45.00 per hour At Hand and Stone, Opportunity Knocks. Over 500 locations open across the U.S. We have opportunities for Massage Therapists, Estheticians, Spa Managers and Spa Associates at all stages of their careers. Full Time, Part Time…we can provide the perfect fit with FLEXIBLE schedules. Hand & Stone's focus is on creating an experience that exceeds our guests' expectations. We treat every guest & employee with respect. We know if you have happy employees, you will have happy clients. Become part of the team and you'll see that for yourself. I acknowledge that I am applying for employment with an independently owned and operated Hand and Stone franchisee, a separate company and employer from Hand and Stone Franchise Corp. and any of its affiliates or subsidiaries. I understand that each independent franchisee is solely responsible for all decisions relating to employees including and without limitation hiring and termination, benefits, compensation, day to day activities, and terms or conditions of employment. Hand and Stone Franchise Corp. does not accept, review or store my application. Any questions about my application or the hiring process must be directed to the locally owned and operated Hand and Stone franchisee.

Summary: Oversees the commercial lending operations within one of the Bank's regions. Supervises commercial lenders and staff. Coordinates the commercial lending activities and business development for the region. Calls on commercial accounts to promote existing relationships and to develop new ones. Reviews commercial loans for adherence to Bank guidelines. Approves loans within lending authority. Job Responsibilities: Operational Oversight Oversees the commercial lending operations within a region of the Bank. Ensures all commercial lending activities in the region adhere to established guidelines and are in direct coordination with the Bank's policies. Resolves any unusual problems that may occur. Reviews all commercial loans within the region to ensure conformity and adherence to Bank guidelines. Approves loans within lending authority or recommends actions to be taken, approval or declination, to the SVP, Commercial Lending. Leadership and Team Development Supervises commercial lenders and staff. Ensures all work is completed accurately and according to schedule. Assists commercial lenders with complex accounts and provides guidance to less experienced lenders. Assists less experienced lenders and credit analysts with development and analysis of financial data for new and renewed loans. Exercises the usual authority of a manager including, performance evaluation, training, scheduling, salary recommendations and discipline. Demonstrates a commitment and responsibility to Affirmative Action planning and Equal Employment Opportunity. Business Development Coordinates the business development activities of the regional commercial loan area. Calls on commercial accounts to promote existing relationships and to develop new ones. Cross sells Bank's products and services. Maintains an involvement with regional civic organizations to further promote the Bank. Provides business development guidance to commercial lenders within the region. Portfolio Management Works with the largest commercial accounts within the region. Interviews applicants to develop information concerning their businesses, needs, abilities, and earnings to determine risk of potential loan. Maintains own assigned Commercial Loan Portfolio and corresponding loan, deposit, and fee production goals; including but not limited to: Portfolio Growth (Loans and Deposits); Asset Quality maintenance; Financial Exceptions, etc. Compliance Maintains a current knowledge of all laws and regulations concerning commercial lending and the bank's policies and guidelines. Implements any changes. Other Responsibilities Performs other job-related duties as assigned. Job Requirements: Bachelor's degree required. Master's degree or formal credit underwriting training and/or certifications desirable. 10 years+ of Commercial Lending Experience, with at least 7 years of experience across all asset classes (e.g. C&I, Middle Market, Construction, and CRE). 5-7 years management experience of a Commercial Lending Team Knowledge of systems and software (e.g. Salesforce, NCino, Nautilus, etc.); PC skills required (Word, Excel, PowerPoint). Excellent customer service skills. Excellent verbal and written communications skills, including the skills necessary to deal tactfully and professionally with customers, employees, senior management, auditors, and regulators. Good organizational skills, a high level of accuracy and strong attention to detail Effective time management and the ability to work independently in a team environment. Ability to handle sensitive information with complete confidentiality and professionalism. Strong knowledge of commercial lending products, credit policy, loan documentation and administration requirements, and legal and regulatory guidelines. Strong knowledge of commercial rate changes, billing processes, reading transaction histories, explaining late fees, and interpreting the technical details of the loan system for Customers and Relationship Team. Commitment to civic engagement including personal involvement with not-for-profit organizations inclusive of Officer and/or Board of Trustee positions, and supportive of overall Columbian Bank Foundation charitable activities. Applicants in Southern NJ: Extensive COI Network in the Southern New Jersey Market. Active in Southern New Jersey Community, including serving in board seats of community-based organizations, such as hospitals, not for profits, Chamber of Commerce, etc. Columbia Bank offers the following benefits: Medical, Dental, Vision and Rx which are contributory. Bonus programs. Employee Stock Option Program (ESOP). Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D). Paid Time Off (PTO) which includes Personal and Vacation Time. Paid Sick Time. Bank Holidays. Employees may participate in the 401k program. Schedule: This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Summary: Supervises teller operations including responsibility for teller portion of Universal Banker training. Oversees daily consolidations of teller proof sheets and maintains security for teller area, negotiable items and opening and closing of vault and contents. Assists in reaching all goals set for the branch. Job Responsibilities: * Supervises teller operations including direct responsibility of teller portion of Universal Banking training. Schedules hours and work assignments for all teller personnel. Participates in performance appraisals; * Ensures daily consolidation of teller sheets including all categories listed on office consolidation. Researches and resolves any problems pertaining to teller area; * Maintains the security of the teller area, negotiable items and the opening and closing of the vault and contents. Assists in the overall security of the branch; * Approves transactions on selected deposit accounts, including verification of signatures and endorsements on all withdrawals exceeding teller limits; * Processes return items and items sent and received for collection. Handles uncollected and overdrafts for branch if assigned and within approved limits. Researches item and account. Determines action to be taken; * Performs all teller activities outlined for the Universal Banker position as required. Assists in new accounts area when necessary; * Handles adjustments to accounts and certificates. Processes business account transactions and night drops when applicable; * Performs other job related duties as assigned. Qualifications: * 2-4 years of teller, platform and supervisory experience; * High school diploma, general education degree (GED) or higher; * Strong knowledge of banking products; * Sound judgment in decision making and problem solving; * Precise figure aptitude and strong attention to detail; * Strong interpersonal, time management and organizational skills; * Excellent verbal and written communication skills required; * Strong PC skills and demonstrated knowledge of MS Office (Outlook, Word, Excel); * Ability to ask questions to learn about customer's financial needs and, when the customer sees the value, introducing them to other bank team members; * Ability to work with manager to increase customer advocacy effectiveness through feedback and coaching; * Ability to supervise/ lead Teller line and coach and mentor as needed; * Ability to stand for extended periods of time; * Ability to work weekends as needed or scheduled; * Ability to lift up to 20 lbs. * Bilingual in Spanish is preferred. Desired Skills: * Independent and highly motivated self-starter; * Results oriented with proven track record to motivate self and others to accomplish objectives; * Dedicated, enthusiastic, and driven; possesses a strong work ethic; * A collaborator and team player, translating knowledge and experience into strong and productive relationships; * Ability to deliver a seamless experience to the customer. Orientation, Onboarding & Training: We provide you the training to help you excel in your position. In order to maximize on your experience we have a robust Onboarding & Orientation Process. Universal Banker positions require either part-time or full-time training for 10 business days. Training schedules are based on availability. Columbia Bank offers the following benefits: * Medical, Dental, Vision and Rx which are contributory. * Bonus programs. * Employee Stock Option Program (ESOP). * Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D). * Paid Time Off (PTO) which includes Personal and Vacation Time. * Paid Sick Time. * Bank Holidays. * Employees may participate in the 401k program. Schedule: Monday to Friday: 8:30am until closing, working 40 hours, must be able to work alternating Saturdays: 8:30am until closing based on business needs. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Summary: As a vital member of our Customer Service Center, you will serve as the first point of contact for our clients, addressing a wide array of banking needs. This position requires a commitment to delivering exceptional service, a proactive approach to solving problems, and the ability to enrich client interactions with comprehensive product knowledge and support. The role is crucial in ensuring client account safety and providing seamless support through calls, emails, and chat while maintaining professionalism and team spirit. Bilingual preferred. Job Responsibilities: Client Interaction Enrichment Provide personalized support and solutions for clients' banking needs, including but not limited to general account inquiries, debit card issues, online banking assistance, and loan servicing inquiries through, email, telephone, and chat. Identify and resolve issues, concerns, complaints, and requests for information regarding the Bank's products and services to the satisfaction of the customer. Utilize appropriate technology and resources to effectively manage each customer interaction and strive for the goal of first call resolution. Proactively identify opportunities to add value during each interaction, ensuring clients feel heard, valued, and supported by going the extra mile to exceed client expectations, fostering trust and loyalty. Project a professional image to the customer, ensuring that all customer service protocols are demonstrated in each interaction. Training, Team Collaboration, and Support Work collaboratively within a team environment to share knowledge, solve problems collectively, and ensure consistency of support. Participate in team meetings and training sessions, contributing positively to the team's development and success. Successfully completes all required training including computer, telephone technology, products and services and standards of excellence. Demonstrates proficiency in multi-tasking, patience, and the ability to manage stress during peak periods and privacy. Employ the bank's policies and procedures to safeguard client data against unauthorized access or fraud. Comply with all regulations pertaining to BSA, USA Patriot Act, OFAC and Bank policies and procedures. Identify/generate sales leads through conversations and strive to offer Columbia Bank products to meets customers' needs. Comprehensive Product and Service Knowledge Maintain an in-depth understanding of the bank's products and services, enabling informed recommendations that suit clients' unique banking needs. Stay current with the latest banking trends, products, and technologies to provide accurate and up-to-date information. Engage in ongoing training and professional development to enhance your banking knowledge and customer service skills. Effective Communication and Follow-Up Handle client communications across multiple channels, including phone, email, and live chat, ensuring clear, concise, and effective exchanges. Log and track follow-up cases, ensuring all client issues are resolved in a timely and satisfactory manner. Accurately records all pertinent information required for research, adjustments, or resolution of every service request. Other Responsibilities Perform other job-related duties, including Fulfillment tasks, as may be assigned. Job Requirements: High school diploma or equivalent required. Associate or bachelor's degree preferred, not required. 1-2 years of experience in a customer service capacity, especially in a call center or banking environment, is preferred. Demonstrated ability to provide outstanding customer service. A passion for helping others and the ability to empathize with and prioritize customer needs. Ability to always uphold a high degree of service standards. Excellent verbal and written communication skills. Ability to convey information clearly and effectively across various communication channels. Strong attention to detail and accuracy, especially in handling customer inquiries and servicing banking needs. Proactive and creative problem-solving skills. Ability to assess customer issues and find effective solutions quickly. Comfortable using banking software, databases, and systems. Familiarity with digital banking services is advantageous. Strong PC trouble shooting skills, such as browser settings and proficient with internal systems. Ability to work effectively as part of a team. Willingness to support colleagues and collaborate to achieve team goals. Flexibility to adapt to changing environments, banking products, and customer needs. Ability to handle stress and work under pressure in a very structured environment. Columbia Bank offers the following benefits: Medical, Dental, Vision and Rx which are contributory. Bonus programs. Employee Stock Option Program (ESOP). Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D). Paid Time Off (PTO) which includes Personal and Vacation Time. Paid Sick Time. Bank Holidays. Employees may participate in the 401k program. Schedule: This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Columbia Bank's summer internship program is a cultivating experience that challenges you to be the best version of yourself. Through our 10 weeks' experience you are tasked with meaningful work to establish a strong foundation to kick start your career. The internship program was developed to challenge our interns in joining Columbia Bank's competitive early career program, our Associate Development Program. Who Are We: Our commitment to serving the community and our customers started nearly 100 years ago with the founding of a single branch in Fair Lawn, New Jersey. With a branch network spanning the state of New Jersey and a diverse team of banking professionals, we deliver top-of-the-level products and complimentary digital banking tools. As a true community bank, we play an integral part in every community we serve. Columbia Bank is committed to making diversity, equity, and inclusion part of everything we do, every day. We're creating a workforce representative of the communities we serve, with a sense of belonging for everyone. Job Description: * Gain experience in the Bank's operations by working closely with assigned divisions on short and long-term assignments. * Work with cross-functional teams to improve processes and the customer experience. * Contribute to day-to-day business, and the research and execution of special projects. Collaborate with the Summer Intern cohort to prepare and present a Capstone project at the end of the program. * Attend and participate in a variety of engaging Internship Program workshops, panels, and events. * Interact and develop effective working relationships with colleagues at all levels of the Bank. * Build effective working relationships with colleagues from across the Bank. * Project a positive and professional image of the Bank in all internal and external relationships consistent with Columbia's ethical standards, Creed of Shared Values, Service Guidelines, and the Bank's commitment to the community. * Meet with the Program Manager on a regular basis to monitor progress, provide valuable feedback, and communicate individual successes, opportunities, and achievements. Job Requirements: * Students with college expected graduation year of 2027; * Anticipated degree in relations to business; * Minimum 3.0 cumulative GPA; * Strong interest in the banking and finance industry; * Excellent written and verbal communication skills with the ability to deal effectively with all levels of Bank personnel; * Excellent organizational, follow-up and time management skills; * Professional demeanor; * Proficient in Microsoft Office - Word, Excel, and PowerPoint. Desired Skills: * Independent and highly motivated self-starter; * Results oriented with proven track record to accomplish objectives; * Dedicated, enthusiastic, and driven; possesses a strong work ethic; * Innovative and forward-thinking; * A collaborator and team player, translating knowledge and experience into strong and productive relationships; * Ability to deliver seamless experience to internal and external customers. Columbia Bank offers the following benefits: * Paid Internship * Paid Sick Time * Bank Holidays Schedule: * This is a full-time employment role working Monday to Friday from 8:30am to 5pm. * June 1, 2026, to August 14, 2026. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Hand and Stone Kearny, NJ, is seeking for a Spa Associate. You are a critical link in ensuring that our customers' experience in our spa is nothing other than OUTSTANDING! The primary Qualifications and Requirements of this role include, but are not limited to: Provide excellent customer service to members/guests Welcome and greet members/guests upon arrival Answer phones, book appointments, sell memberships, gift cards and upgrades Follow proper filing procedures/file maintenance Promote health/wellness benefits of massage therapy Maintain a professional and clean work environment & appearance Positive, energetic attitude Team player Perform various other duties as assigned What's in it for you? Hourly wage plus commissions and bonuses Flexible schedules Professional and safe work environment Employee discounts Employee rewards program/employee referral bonus Contests Job Requirements: Knowledge of Microsoft Office application, Spa Soft (will train) and basic accounting principles. Excellent personal appearance, good verbal and written communication skills. Ability to handle stressful situations professionally and multitask with ease all while focusing on the guest Compensation: $15.00 - $18.00 per hour At Hand and Stone, Opportunity Knocks. Over 500 locations open across the U.S. We have opportunities for Massage Therapists, Estheticians, Spa Managers and Spa Associates at all stages of their careers. Full Time, Part Time…we can provide the perfect fit with FLEXIBLE schedules. Hand & Stone's focus is on creating an experience that exceeds our guests' expectations. We treat every guest & employee with respect. We know if you have happy employees, you will have happy clients. Become part of the team and you'll see that for yourself. I acknowledge that I am applying for employment with an independently owned and operated Hand and Stone franchisee, a separate company and employer from Hand and Stone Franchise Corp. and any of its affiliates or subsidiaries. I understand that each independent franchisee is solely responsible for all decisions relating to employees including and without limitation hiring and termination, benefits, compensation, day to day activities, and terms or conditions of employment. Hand and Stone Franchise Corp. does not accept, review or store my application. Any questions about my application or the hiring process must be directed to the locally owned and operated Hand and Stone franchisee.

The VP, Corporate Banking - Deposits (Not-for-Profits) will focus on deposit growth and relationship management within Corporate Banking. The VP will be responsible for establishing a portfolio of Corporate Banking clients, specifically targeting deposit relationships, as well as identifying cross-sell opportunities with other Kearny Bank financial products. In addition, the role will deliver tailored financial solutions that drive revenue and client satisfaction, focusing on Corporate deposit growth with clients generally ranging in size from $5 million to $25 million in annual revenue, including small to mid-size business and nonprofit organizations. The VP will collaborate and execute directives from Executive Leadership, Marketing, Retail Banking, Treasury Management, Commercial Lending, and Digital Banking to ensure sustainable deposit growth aligned with the Bank's mission and community values. This role supports Not-for-Profits (NFPs) by providing deposit solutions that help manage donations, grants, and operational funds securely and efficiently. The role helps NFPs in automating collections, tracking expenditures, and ensuring compliance with financial reporting requirements, while also delivering fraud protection and personalized banking support to optimize cash flow and simplify financial oversight. LOCATION/TERRITORY: Northeast/MidAtlantic: NJ, NY, PA, DE, CT, MA, RI, NH, ME, VA, District of Columbia Employee to reside in territory and work from home. Responsibilities Lead initiatives to grow Corporate deposit balances by identifying client needs, structuring competitive deposit solutions, and building a book of business focused on deposits while providing excellent client satisfaction. Develop and maintain a portfolio of Corporate Clients, ensuring their deposit and banking needs are met with high-quality service and strategic financial advice. Build strong relationships with new clients, focusing on deposit acquisition, retention, and expansion. Act as a trusted advisor by understanding client businesses and offering relevant banking solutions. Promote the full suite of bank products and work executive leadership, marketing, retail banking, treasury management, commercial lending, and digital banking to refer opportunities and enhance client value. Stay current on industry trends, competitor strategies, and regulatory changes affecting deposit products. Provide insights and feedback to clients and internal stakeholders. Monitor client accounts for potential risks, including deposit volatility or signs of financial distress. Recommend appropriate actions to protect the bank's interests. Contribute to the formulation of deposit growth strategies by leveraging market knowledge, competitor analysis, and innovative product structuring. Lead or participate in ad hoc projects related to Corporate Clients and deposit initiatives. The above reflects management's definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons. Qualifications High school diploma or equivalent required; bachelor's degree preferred. Minimum of 4 years of proven sales experience, preferably in a financial services environment. Experience generating deposits with clients whose annual revenues range from a minimum of $5 million to well over $25 million, encompassing small to mid-sized enterprises as well as nonprofit organizations is preferred. Experience with deposit pricing strategies and liquidity management preferred. Familiarity with treasury management solutions preferred. Strong analytical and problem-solving capabilities. Collaborative mindset with a desire to build strong internal and external partnerships preferred. MS Office proficiency required. Excellent interpersonal, analytical, negotiation, presentation and communication skills. Excellent negotiation skills. WORKING CONDITIONS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions. Perform routine and typical tasks of an office such as typing, taking notes, reading/reviewing, computer work, filing, copying, answering phones, etc. that may require employee to view, stand, stoop, kneel, or crouch and lift. This is a fully remote role that involves frequent travel to client sites, corporate offices, and industry/community events. The successful candidate will be required to prove on the first day of work that they are legally authorized to work in the U.S. The Bank will not sponsor a candidate for a visa or for work authorization. LOCATION/TERRITORY: Northeast/MidAtlantic: NJ, NY, PA, DE, CT, MA, RI, NH, ME, VA, District of Columbia Employee to reside in territory and work from home. Compensation: $110,000 to $175,000 annually. Actual compensation may vary depending on location, experience, and other factors.

Summary: The Jr. Credit Risk Review Analyst works alongside more senior level analysts within the Credit Risk Review department to gain knowledge and experience in the review of commercial loans as well as overall credit risk management. Conducts detailed reviews of less complex commercial loan transactions. Analyzes credit, evaluates collateral and guarantor support, and assesses documentation. Ensures individual credits are adequately underwritten, properly graded, and conform to the Bank's lending policies. Identifies trends and risks within the Bank's loan portfolio. Job Responsibilities: Loan Review Memos Performs independent, comprehensive assessments of credit to evaluate underwriting and credit quality within the Bank's loan portfolio. Analyzes the financial condition of the borrower, repayment capacity, collateral value, credit and appraisals. Tests for compliance with the Bank's lending policies and federal regulations. Reviews documentation of loans to ensure all required information is complete and accurate. Validates the accuracy of existing commercial loan grades in accordance with the metrics outlined in the Bank's loan grade system. Reports findings to the Director Credit Risk Review. Credit Training Participates in various commercial lending training courses through industry trade organizations including, but not limited to, ProSight (fka RMA), American Bankers Association, and NJ Bankers. Exception Tracking Assists with the tracking and reporting of documentation/condition exceptions based on quarterly review findings. Credit Risk Reporting Provides support with data collection and preparation of board level credit risk management reports, including, but not limited to concentration, policy exception, and stress testing. Supports other areas of risk management with credit related analysis. Third Parties Assists with the preparation for the onsite review of by third party consultants and external auditors. Industry Knowledge Remains current with industry regulations, market conditions, and Bank policies, procedures, and lending product offerings to ensure compliance throughout the underwriting and credit administration process and to assess risk in credit transactions. Other Performs other job-related duties as may be assigned. Job Requirements: Bachelor's degree in finance, accounting, business administration, economics or related field Minimum of 1 year of relevant experience (internships, job shadowing, or entry-level roles in banking or finance). Basic to intermediate presentation skills and Excel proficiency Analytical thinking and attention to detail. Excellent written and verbal communication. Columbia Bank offers the following benefits: Medical, Dental, Vision and Rx which are contributory. Bonus programs. Employee Stock Option Program (ESOP). Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D). Paid Time Off (PTO) which includes Personal and Vacation Time. Paid Sick Time. Bank Holidays. Employees may participate in the 401k program. Schedule: This role is eligible for a hybrid schedule; 3 days in the office and 2 days work from home based on business need. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Responsible for evaluating and approving condominium projects for the Residential Mortgage Department in accordance with federal agency guidelines (e.g., Fannie Mae, Freddie Mac and Federal Housing Administration (“FHA”)). Ensure condominium projects meet eligibility criteria for mortgage financing and mitigate risk by identifying potential issues related to project documentation, financial stability, insurance coverage and legal compliance. Responsibilities Review and analyze condominium project documentation including budgets, insurance certificates, legal documents (e.g., declarations, bylaws), and meeting minutes. Determine project eligibility based on federal agency-specific guidelines and applicable secondary market overlays. Communicate with lenders, project managers and internal stakeholders to obtain missing or clarifying documentation. Maintain accurate records of project reviews and decisions in the loan origination system. Collaborate with Operations staff to ensure consistent application of agency standards. Stay current with changes in federal agency guidelines and industry best practices. Provide training and support to underwriting staff on condominium review procedures. Identify and escalate complex or high-risk projects to senior staff or management. Qualifications HS diploma or equivalent required. Minimum 3 - 5 years of experience in either mortgage underwriting, project view or related field. Agency-specific condo review training or certification preferred. Experience with agency condominium review processes (Fannie Mae, Freddie Mac, FHA, Veterans Affairs (“VA”) strongly preferred. Proficiency in loan origination systems (“LOS”) and document management platforms strongly preferred. MS Office proficiency required. Familiarity with agency portals and condo review tools. Excellent written and verbal communication skills. WORKING CONDITIONS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential functions. COMPENSATION: $65,000 to $85,000

The VP, Financial Advisor ("FA") will provide sound financial advice to clients by evaluating their financial condition, needs and future goals. Must keep abreast of procedures, regulations, and market changes. The FA should also maintain a current knowledge of products and services offered and partner with the retail branches, as well as other Kearny Bank Departments. The FA must meet sales goals as established by management. Maintains highest level of sales ability, negotiation skills and knowledge of investment planning and other bank products and services; maintains extensive network of referral sources for new business. Ensures that work follows applicable laws, regulations, and guidelines, as detailed in policies located on the intranet; policies include but are not limited to Fair Lending, Know Your Customer, Bank Secrecy Act and other applicable anti-money-laundering policies. Responsibilities Takes active role in sales activities, including platform sales staff in assigned branches, assisting team members as needed. Coordinate's maintenance of various OSJ and other compliance files, including advertising, complaint, client files and correspondence; coordinates and responds to regulatory audits as necessary. Assists in providing compliance and sales training to staff and to non-licensed branch employees. Understands regulatory limitations for non-licensed employees. Maintains network of outside and internal referral sources, including individuals and organizations likely to produce investment referrals such as attorneys, accountants, real estate brokers and other business professionals; ensures that strong business relationships are maintained with these referral sources and that they have current information on investment planning products and services. Ensures regular and timely communication of important client, product, regulatory and other information among the sales team, area and regional sales management, branch staff, broker dealer and other internal and external contacts; ensures that communication channels are established and maintained so that important information is exchanged as needed. Maintains comprehensive knowledge of investment planning and other bank products and services; maintains knowledge of full array of possible client needs and investment planning solutions to those needs; maintains highest level of sales, negotiation and closing skills; maintains general overall knowledge of investment industry, practices and trends, including maintaining in-depth knowledge of investment laws and regulations. Ensures that sales staff is informed of latest information. Participates in special projects and performs additional duties as required. Participates in activities to promote growth and development of the community and a positive image for the bank. Provide current and prospective clients financial advice, planning support and access to financial products and services available through our broker dealer relationship. Develop sales leads through effective prospecting and interaction with branch partners within a defined territory. Identify cross selling opportunities with internal partners and cross refer to all areas of the bank. Provide ongoing coaching and developments to all team members in the respective territory covered. Ensure team has a thorough understanding of product, sales techniques and systems required to offer investment products and support to our clients. Educate branch retail staff on the bank's Investment Program and mentor interested employees. Identify cross selling opportunities with internal partners and cross refer to all areas of the bank. The FA must meet sales goals established by management. The FA is expected to make outbound calls, work their books of business and attend networking events. The FA is also expected to profile existing clients and re-evaluate their short term and long-term investment needs. Offer subject matter expertise to retail branch team on sales techniques, product availability and opportunities for new and existing clients. Meet regularly with the Retail Relationship Managers within territory and make cross referral back to the branches covered. Ensure appropriate FA coverage of branches and maintain standard hours as dictated in each branch that is covered. Ensure all cross referrals and all received referrals are followed up on a regular basis Develops plan to achieve sales goals, using in-depth knowledge of what is required to meet goals, in terms of specific actions and steps needed as well as planning and managing time effectively. Informs management of progress relative to goals and asks for assistance for training and for other issues as needed. Provides referral and product training to non-licensed Company employees as needed. Qualifications Minimum 5 years' experience in banking or a financial institution required Licensing Requirements: FINRA Series 7, 63 and 66 or 65, State Insurance License Ability to meet/exceed client experience needs, identify client/project needs Knowledge of bank's products, services, sweep accounts, concept & Techniques and cash management services Ability to model Relationship Building Techniques and effectively cross-sell Ability to resolve client questions and/or complaints Ability to resolve conflict Ability to foster open communication, deliver presentations, demonstrate listening, speaking and written communication skills Ability to answer questions effectively, build client relationships and build internal and external networks Ability to act with integrity, demonstrate adaptability, work commitment and maintain a positive performance in all situations Proven sales ability, with strong track record of past investment sales success In-depth knowledge of retail investment industry This position requires a willingness to travel to other locations, as well as adapt to various schedule changes that include some evenings and weekends. Must be a self-starter, goal orientated, work independently, but also a team player. Excellent communicator and relationship builder. Working knowledge of Microsoft Excel, Word, Access and Outlook Ability to interact effectively and tactfully with all levels of the bank Ability to read, write and speak clearly COMPENSATION: $45,000 to $88,000 plus a competative commissions program

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview This is a full-time career opportunity (approximately 40 hours per week) based out of our Barnegat, NJ financial center at 870 West Bay Ave. Must be available to be scheduled around branch operation hours (no Sundays). Responsible for providing an exceptional financial center customer experience by handling every customer need from service to sales with passion and enthusiasm. Focus on customer-centric conversations to deepen relationships and be a trusted advisor. Be a role model and leader in the center. Oversee financial center operations while adhering to all compliance and risk policies and procedures. Coach and mentor team members to ensure team and individual goals are achieved. Responsibilities Drive proactive sales conversations by engaging in outbound calls, handling inbound contact center inquiries, scheduling appointments, and actively engaging customers in the lobby with a goal of identifying sales opportunities and converting them into tangible outcomes. Maintaining sound risk and compliance practices by ensuring the financial center operates within the parameters of applicable regulations and company policies. Play a key role in managing risk by ensuring the team's adherence to regulatory standards while exercising sound judgment within established parameters. Utilize the CRM (Customer Relationship Management) system and other resources to foster relationship-building conversations with customers and ensure a consistent approach to new customer onboarding and expanding existing relationships. Advance personal knowledge of sales techniques while developing team members to have the same CRM knowledge, usage, and adoption. Contribute to teambuilding and performance excellence in the financial center by collaborating closely with the Financial Center Manager, to assist in building and nurturing a high-performing team. This includes participating in the selection of top talent, facilitating seamless onboarding, providing ongoing coaching, and managing performance to achieve optimal results. Actively participate in off-site networking events and community initiatives that will bolster our brand presence and strengthen ties within the local community, driving business growth opportunities. Additional Responsibilities May serve as a Notary Public for their financial center Qualifications Education High School Diploma or equivalent. Specialty: not applicable at this level. (Required) Bachelor's Degree or the equivalent experience. Specialty: Business or other applicable. (Preferred) Experience 3 or more years related business or sales experience. (Required) 1 or more years supervisor or team leader. (Preferred) Knowledge, Skills, and Abilities Proactive and result oriented (Required) Highly collaborative with Fulton partners and other team members (Required) Excellent communication skills and ability to have needs-based conversations (Required) Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location. The hourly rate for this position is $24.13 - $40.24. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. NMLS This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

Responsible for leading a team of sales and service professionals to meet and exceed all sales goals and client experience targets. Manages all aspects of sales development, operations and client experience activities within the branch. Provide coaching, training and development to all branch team members, ensuring complete commitment to the Bank's Core Values and overall business objectives. Delivering financial service products to current and potential clients while meeting established sales and deposit goals and objectives as well as ensuring regulatory compliance within the assigned branch. Maintain a strong focus on growing current client relationships, external business development and community involvement to achieve maximum branch growth, profitability and superior name recognition for the Bank. Responsibilities The following reflects management's definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons. Contributes to the continuous growth of the branch by actively identifying and pursuing new business development opportunities and ensuring continued client experience and retention of all existing relationships. Work closely with all business partners to ensure complete client relationship building and achievement of all production goals and objectives. Maintain a strong presence within the local community through active involvement and leadership roles in various professional organizations and community events. Focus on proactive and innovative branch initiatives to promote branch growth, client retention and achievement of all annual production goals and key objectives. Provide strong leadership through effective communications, coaching and leading by example. Conduct weekly sales meetings a daily observations of the client experience, ensuring that the clients are receiving superior client service and needs based relationship building techniques are being applied through effective profiling. Manages performance standards; develops staff to build a cohesive and effective team. Conducts individual coaching sessions with each branch team member. Manages the relationship building and client experience process, follow up activities and referral lead generation through active use of EnAct, the Bank's CRM System. Understand and embrace the corporate vision. A leader in the development, expansion and management of consumer and business account relationships within a branch, concentrating efforts in meeting client's financial needs. Identify clients with additional profit potential and develop action plans to expand these relationships. Ensure the products and services recommended to clients are an appropriate fit for them. Build the Relationship as appropriate. Have a basic understanding of Cash Management Products and Services. Measure service levels against client experiences and expectations. Assist Business Relationship Officers and Loan Officers with business calls to existing and potential clients, as needed. In the performance of respective duties, must maintain knowledge of and ensure compliance with Bank Secrecy Act regulations and all other regulatory, security and bank policies. Perform other duties as may be assigned. Qualifications A Bachelor's degree or comparable professional training is required. Minimum 5 years' experience in banking or a financial institution required of which at least 3 years has been in a supervisory position. Ability to meet/exceed client experience needs, identify client/project needs. Knowledge of bank's products, services, sweep accounts, concept & Techniques and cash management services. Ability to model Relationship Building Techniques and effectively cross-sell. Ability to resolve client questions and/or complaints. Ability to manage staff and resolve conflict. Ability to foster open communication, deliver presentations, demonstrate listening, speaking and written communication skills. Ability to answer questions effectively, build client relationships and build internal and external networks. Ability to act with integrity, demonstrate adaptability, work commitment and maintain a positive performance in all situations. Working knowledge of Microsoft Excel, Word, Access and Outlook. Ability to interact effectively and tactfully with all levels of the Bank. Ability to read, write and speak clearly. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands and fingers, handle or feel objects, use tools or controls, reach with hands and arms, talk and/or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, color vision, depth perception, and the ability to adjust focus. SUPERVISORY RESPONSIBILITY: Directs work of others, including planning, assigning, scheduling and reviewing work, ensuring quality standards. Is responsible for hiring, terminating, training and developing, reviewing performance and administering corrective action for staff. Plans organizational structure and job content. COMPENSATION: $75-110k

Manages and staffs the Universal Banker I's and performs audit functions. Manages the Teller Line to the expected Sales and Service Standards, providing coaching as needed and tracking of the referral goals. Participates in the branch opening and closing procedures and is responsible for branch operations in the absence of the Retail Relationship Manager and Retail Client Experience Manager. Performs function of the Universal Banker I's on a regular basis, as staffing and client traffic require. Responsible for providing exceptional service to all existing and potential clients. Will manage the full client experience efficiently, identifying sales opportunities, making referrals and handling service transactions. Responsibilities The following reflects management's definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons. Develop, expand and manage consumer and business account relationships, concentrating efforts in meeting client needs for financial products. Actively participate in ongoing training and regular sales meetings. Willing to be cross-trained to perform duties necessary to assist clients when management is not present. Process a variety of routine and complex transactions such as account opening and closing, processing deposits, withdrawals, loan payments and transfers. Assist with the daily operations of the branch including reporting, audits, ATMs, coin machines and the main cash vault. Prepare cash for shipments and ordering cash/coin for the branch as needed. Demonstrate knowledge of policies and procedures and the ability to apply this knowledge in real situations. Identify clients with additional profit potential and develop action plans to expand these relationships. Refer business to all partners. Support the implementation of the Kearny Bank Client Experience. Deliver strategic insights to improve the client experience. Lead, motivate, reward and develop the branch team. Develop and manage the process to resolve client criticisms and concerns in a courteous, positive and timely manner. Simplifies and strengthens client experiences and builds client trust by listening to feedback, understanding reasons of dissatisfaction and identifying opportunities to improve. Coach the sales process and each team member. Hold team accountable for sales objectives Proficient in delivering and coaching the flawless delivery of our service protocols and the sales process (The Client Experience) to all Team Members, including new employees. Serves as a role model for branch team, provides guidance on appearance and dress, as needed. Conduct daily observations of team and provide mentoring and training to improve staff development and overall branch results. Serve as a liaison between the branch and various departments to ensure full communication and understanding of all company policies and procedures. Conducts individual coaching sessions with each team member on a quarterly basis with a strong emphasis on achievement of production goals and service standards. In the performance of respective duties, must maintain knowledge of and ensure compliance with Bank Secrecy Act regulations and all other regulatory, security and bank policies. Perform other duties as may be assigned. Qualifications Associate's degree or comparable professional training is required. Minimum 2 to 4 years Retail Banking experience. Ability to meet/exceed client experience needs, identify client/project needs. Knowledge of bank's products, services, sweep accounts, concept & Techniques and cash management services. Ability to model Relationship Building Techniques and effectively cross-sell. Ability to resolve client questions and/or complaints. Ability to manage staff and resolve conflict. Strong team player. Ability to foster open communication, deliver presentations, demonstrate listening, speaking and written communication skills. Ability to answer questions effectively, build client relationships and build internal and external networks. Ability to act with integrity, demonstrate adaptability, work commitment and maintain a positive performance in all situations. Working knowledge of Microsoft Excel, Word, Access and Outlook. Ability to interact effectively and tactfully with all levels of the Bank. Ability to read, write and speak clearly. Assist Business Relationship Officers and Loan Officers with business calls to existing and potential clients, as needed. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Regular attendance and punctuality are essential functions of every job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to sit, use hands and fingers, handle or feel objects, use tools or controls, reach with hands and arms, talk and/or hear. The employee frequently is required to stand and walk. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by the job include close vision, distance vision, peripheral vision, color vision, depth perception, and the ability to adjust focus. SUPERVISORY RESPONSIBILITY Guides work of others who perform essentially the same work. May organize, set priorities, schedule and review work, but has no responsibility to hire, terminate, review performance or make pay decisions COMPENSATION $21.63-$31.25/hr

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview This is a full-time, hybrid career opportunity on our Business Loan Center team that can sit anywhere within the Fulton Bank footprint as follows: PA, NJ, MD, DE, VA, DC. Provide underwriting of commercial credit requests in the Business Loan Center. The position will have loan approval authority and will actively participate in the loan decisioning process, applying appropriate risk management strategies in compliance with the bank's risk appetite and policies and regulatory requirements. Responsibilities Actively participates as the primary decision maker in the loan decision process for the Business Loan Center Assists in the execution of the corporation and the banks' risk appetite. Ensures that all pertinent risks have been identified and assessed, including but not limited to credit, legal, regulatory, compliance, and operational, and that appropriate controls are established in order to mitigate these risks. Ensure that loan presentations adequately assess the risks inherent in the borrower and the loan request. Assigns risk ratings in accordance with BLC procedures. Responsible for efficient and timely decision making for more complex loan requests submitted to the BLC and assisting in the efficient and effective operation of the BLC. Actively participates in communication between the Relationship Manager and customer where appropriate. Provides guidance and feedback to RMs and credit analysts in the BLC underwriting and decisioning process. Maintains thorough knowledge of Fulton's credit appetite, underwriting standards, credit quality, policies and regulatory compliance requirements in addition to systems and procedures necessary for the BLC underwriting and decisioning process. Partners with special assets group on problem loan identification. Practices early identification and effective mitigation strategies on problem loans. Qualifications Education Bachelor's Degree or the equivalent experience. Specialty: Business or Accounting. (Required) Experience 7 or more years Banking /Financial experience. (Required) 7 or more years Commercial Credit Underwriting, Analysis and Lending authority experience. (Required) Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location. The salary range for this position is $99,200.00 - $165,300.00 annually. Additional Compensation Components This job is eligible to receive equity in the form of restricted stock units. This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.