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  • Premier Loan Officer - OH Remote

    Zillow 4.5company rating

    Remote lender job

    About the team At Zillow Home Loans, we're at the forefront of revolutionizing the home financing experience. As part of our dynamic and fast-growing FinTech company, you'll help reshape how consumers buy, sell, and finance homes, all while working in a collaborative and high-energy environment! We're a team of innovators, problem solvers, and creative individuals, pushing the boundaries of the mortgage industry. If you're looking to be part of an exciting journey and make a real impact, Zillow Home Loans is the place for you. Ready to take the leap and join our team?About the role As a Premier Loan Officer with Zillow Home Loans (ZHL), you're not just originating mortgages - you're building a network within the fastest-growing channel in the industry. This role is designed for high-performing, entrepreneurial Loan Officers who thrive on driving results, building influential referral networks, and shaping the future of integrated real estate transactions. You'll leverage Zillow's Premier Agent Network, cutting-edge tools, and unique integration into the customer and agent experience to expand your market presence and outpace industry growth. This is an opportunity to scale your success within Zillow's ecosystem - where your drive and relationships fuel the rapid expansion of our Premier Channel. This role is “remote” with restrictions. Your designated remote location is defined as your principal place of residence, which must be physically located within the state listed above, Ohio. You may also elect to spend some time working at a company office. Please note that your employment is contingent upon remaining in this location; any future requests to relocate to another state are subject to Company review and approval and may be denied based upon business need. Key Responsibilities: Originate mortgage loans, guiding borrowers through the process, ensuring compliance, and providing all vital documentation for underwriting, processing, and funding. Build referral relationships with top real estate agents in your market - strengthening existing partnerships while breaking into new, high-value agent networks. Drive fully integrated transactions, connecting customers, agents, and the loan process through Zillow's platform. Be a catalyst for the rapid expansion of Zillow's Premier Channel (2024-2026), outpacing industry benchmarks and setting new standards in the marketplace. Achieve production targets through a combination of company-provided leads and self-sourced opportunities generated from strong partner relationships. Use data-driven insights to strategically manage your pipeline, ensuring efficiency and maximum conversion. Deliver a best-in-class customer experience through timely follow-up, transparent communication, and proactive problem solving. Stay ahead of market trends, regulations, and lending programs to provide tailored solutions for borrowers and agents. Manage leads from Premier Agent partners and cultivate new leads through strong partner relationships. Promptly contact borrowers upon lead receipt and follow up after the initial discovery call to assess financing readiness and offer personalized support. Ensure all transactions follow applicable laws, regulations, and company guidelines. Maintain active licensing, complete required education/training, and stay current on regulatory changes and loan program knowledge. This role involves the collection, storage, and use of your voiceprints (records of speech). In addition to a competitive base pay, employees in this role are eligible for incentive compensation. Actual amounts will vary depending on experience, performance, and location. “Remote” with restrictions. Your designated remote location is defined as your principal place of residence; which should be physically located within the state listed above. You may also elect to spend some time working at a company office. Please note that your employment is contingent upon remaining in this location; any future requests to relocate to another state are subject to Company review and approval and may be denied based upon business need.In Colorado, Hawaii, Illinois, Minnesota, Nevada, Ohio, Rhode Island, and Vermont the standard base pay range for this role is $11.40 - $23.80 hourly. The base pay range is specific to these locations and may not be applicable to other locations.Actual amounts will vary depending on experience, performance and location.Who you are A high-performing Loan Officer with a proven track record of success. An entrepreneurial self-starter who thrives in competitive markets and takes ownership of growth. Skilled at building deep referral partnerships with top real estate agents. Motivated by uncapped earnings and the opportunity to scale your business within Zillow's unique ecosystem. Resilient, adaptable, and always looking for new ways to win. Role Requirements: 3+ years of purchase mortgage origination experience as an active NMLS Loan Originator with multiple state licenses, or a Loan Originator working under a bank license (required) Proven success in handling purchase loans and building referral business with real estate agents. Physically located in and working from Ohio. Completed the 20-hr SAFE Pre-licensing Education and passed the SAFE Mortgage Loan Originator Test - National Component with Uniform State Content. Strong client service orientation and consultative sales skills. Excellent interpersonal skills, mortgage process knowledge, and ability to close loans successfully. Proficiency in Microsoft products (Outlook, Word, Excel). Associates or Bachelor's degree preferred. Willingness to travel in-market (5% of the time) to engage with agents and expand referral networks. Get to know us At Zillow, we're reimagining how people move-through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you'll be part of a company that's reshaping an industry and helping more people make home a reality. Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For in 2025, and included on the PEOPLE Companies That Care 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow. No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry-and your career-forward, together. Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly. Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law. Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company's reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
    $11.4-23.8 hourly 4d ago
  • Licensed Loan Officer - Consumer Direct

    Lower LLC 4.1company rating

    Lender job in Columbus, OH

    Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience. With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger. Job Description: Ready to take your mortgage career to the next level? If you're already thriving in a direct-to-consumer lending environment, you know the formula: high-quality leads, fast tech, and a company that backs you with real support. At Lower, we've perfected that model - and we're looking for licensed loan officers who want to close more deals, earn more, and make a bigger impact. What You'll Do Work high-intent inbound leads - no cold calling, just real conversations with ready-to-act borrowers. Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence. Educate and advise borrowers on products that fit their goals - whether it's purchase, refi, or cash-out. Analyze credit and financial data to match customers with the right solution. Present pricing and terms in line with company standards and compliance requirements. Drive repeat and referral business through exceptional service and follow-through. Who You Are You hold an active NMLS license and have 1+ year of experience originating loans in a consumer-direct model. You're a closer - driven by performance, motivated by commission, and wired for results. You thrive in a fast-paced, tech-enabled environment and know how to manage a high-volume pipeline. You're passionate about helping people make smart financial decisions and delivering a 5-star experience. Experience with Encompass is a plus - but hustle and heart matter more. Why You'll Love Lower Best-in-class leads delivered daily - plus top-tier comp for any business you bring in yourself. A brand built on trust: 20K+ five-star reviews across Google, Zillow, LendingTree, and Facebook. Training that actually matters - weekly sessions to sharpen your skills and stay ahead of the curve. A culture that rewards performance and celebrates impact. What You'll Get Competitive commission structure with uncapped earning potential Full benefits: medical, dental, vision, paid holidays, PTO, parental leave Life insurance, short- and long-term disability, 401(k) with company match Corporate wellness program Employee discount on home mortgage purchases and refinances Where You'll Work Join us at our Columbus HQ at 711 N High Street - right in the heart of the Short North district. Want to close more loans with less friction? Let's talk. Apply now and see what it's like to work at a company that's built for loan officers - by people who get it. Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Privacy Policy
    $60k-72k yearly est. Auto-Apply 60d+ ago
  • Mortgage Underwriter

    Choice Mortgage Group 3.6company rating

    Remote lender job

    Job Description Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Remote work is available. Compensation: $75,000 plus per file bonus of underwritten files Responsibilities: Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. Responds to post-closing reviews and audits in a timely fashion. Qualifications: Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products Knowledgeable in automated underwriting systems and Microsoft office Strong decision-making and communication skills B.S. in business or related field required 10+ Years of mortgage underwriting experience required About Company Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us. Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.
    $75k yearly 16d ago
  • Remote W2 Mortgage Underwriter (Salary and Benefits) (Veteran Only)

    Tenth Mountain 3.8company rating

    Remote lender job

    Position Overview: The Mortgage Underwriter (Veterans Only) is responsible for evaluating and approving mortgage loan applications based on a thorough review of financial information and risk assessment. This role involves ensuring that loans meet all regulatory and company standards while providing exceptional service to veteran clients. The underwriter works under the supervision of a financial institution or mortgage company and focuses on serving the veteran community. This is a salaried position with benefits. Key Responsibilities: Loan Evaluation: Review and analyze mortgage loan applications, including financial statements, credit reports, and property appraisals. Assess the risk and creditworthiness of loan applicants based on company policies and regulatory guidelines. Determine loan eligibility and approve or deny loan applications. Compliance and Risk Assessment: Ensure all loan applications comply with federal, state, and company regulations. Identify and address any discrepancies, issues, or potential risks in loan applications. Work with loan officers and processors to resolve issues and provide guidance on loan requirements. Documentation and Reporting: Maintain accurate and up-to-date records of loan applications, approvals, and denials. Prepare and present reports on underwriting activities and loan performance to management. Ensure all documentation is complete, accurate, and properly filed. Veteran Community Engagement: Act as a liaison between the financial institution and the veteran community. Provide specialized underwriting services and advice tailored to the unique needs of veterans and their families. Participate in events, seminars, and workshops aimed at educating veterans about mortgage options and financial planning. Collaboration and Communication: Collaborate with loan officers, processors, and other team members to facilitate a smooth loan approval process. Communicate loan decisions and conditions clearly to loan officers and clients. Provide feedback and recommendations to improve underwriting processes and policies. Training and Development: Stay informed about industry trends, regulations, and products through ongoing training and professional development. Attend company meetings, training sessions, and seminars as required. Qualifications: Education: Bachelor's degree in finance, business, or a related field is preferred. High school diploma or equivalent is required. Experience: Previous experience in mortgage underwriting, financial services, or a related field is preferred. Military experience is highly valued. Skills: Strong analytical and decision-making abilities. Excellent attention to detail and organizational skills. Proficiency in computer software and systems used in mortgage underwriting. Effective communication and interpersonal skills. Ability to work independently and manage time effectively.
    $58k-98k yearly est. 60d+ ago
  • Loan Support Consultant - Specialty - Pittsburgh, PA

    Msccn

    Remote lender job

    On behalf of VetJobs/MilitarySpouseJobs, thank you for your interest. We are assisting our partnering company, listed below, with this position. It is open to Veterans, Transitioning Military, National Guard Members, Military Spouses, Wounded Warriors, and their Caregivers. If you have the required skill set, education requirements, and experience, please click the submit button and follow for next steps. At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Loan Support Consultant - Specialty within PNC's Commercial Lending organization, you will be based in Pittsburgh, PA, Brecksville, OH, Dallas, TX, or Houston, TX. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. • Hours for this role are Monday - Friday, 8:00 am EST - 5:00 pm EST. The ideal candidate will also meet the following qualifications: • Exposure to ACBS • Wire transfer experience • Loan administration experience • Account reconciliation experience • Excel spreadsheet familiarity • Loan Servicing Experience • Commercial Loan Knowledge • Operations Experience We seek motivated, driven and creative individuals that enjoy working as part of a team in a high energy environment which thrives on innovation and ingenuity. You will work together to create new solutions which will provide our clients with an exceptional customer experience. Valued opinions, supported by collaborative teams, impact the success of the Commercial Lending organization. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description Applies specialty product knowledge to administer high complexity or high risk syndicated and/or commercial loan transactions with little or no oversight. May have responsibility for fulfilling key fiduciary obligations associated with the Banks Agent role; validating construction due diligence requirements; and/or monitoring construction progress and draw requirements. Directly interacts with high revenue/high profile corporate and/or commercial real estate clients. Reviews customized commercial, legal, and related due diligence documentation and reporting to ensure adherence to the highest complexity deal structures and/or regulatory compliance requirements. Determines and makes effective recommendation as to whether the deal can proceed as scheduled, or if additional documentation or escalation is required. Consults and advises customers, investors, capital markets loan syndications and/or commercial real estate deal teams, as well as external and internal business partners to execute transactions. Works with Relationship Manager to interpret applicable loan terms with client. Reviews transactions and related documents, including collateral and construction requirements. Verifies work processes to ensure completeness, accuracy, and conformance to credit approvals, legal documents, established service levels and applicable procedures. Determines whether loan disbursements can be made, or if additional documentation or escalations is required. Reviews reports to identify exceptions, monitor quality and ensure compliance. Participates in risk mitigation activities. Serves as a subject matter resource for the team. Independently conducts specialty product training and may create training materials. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Analytical Thinking, Capital Management, Compliance Requirements, Documentations, Due Diligence, Loan Documentation, Regulatory Compliance, Risk Mitigation Strategies Competencies Accuracy and Attention to Detail, Consulting, Customer Interaction, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Managing Multiple Priorities, Operational Functions, Products and Services, Relationship Management Work Experience Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Pay Transparency Base Salary: $45,000.00 - $85,100.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 11/21/2025, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
    $45k-85.1k yearly 11d ago
  • Mortgage Underwriter

    Tomo

    Remote lender job

    Who we are Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, DST, NFX and Progressive, Tomo is poised to become one of the most valuable fintech startups of our generation. Mortgage Loan Underwriter Location: Remote, US Reports To: Head of Underwriting Type: Full-Time, Remote As a Mortgage Loan Underwriter, you will have the opportunity to join Tomo's growing mortgage operations team! Leveraging established underwriting guidelines, you will evaluate borrower financial and credit information along with property valuations to inform lending decisions. Our underwriters will collaborate closely with all members of the operations team throughout the process to bring loans to closing, without having to speak directly to the borrower. We are looking for resourceful Underwriters who can make guidelines fit the borrower, not the borrowers fit the guidelines. Beyond producing high quality loans, our goal is to build a memorable experience that will ensure our customers enjoy the home buying process. With offices in Detroit, Seattle and New York City, we are quickly expanding in order to deliver a once-in-a-lifetime experience through a combination of technology and excellent service What You'll Do: Underwrite and decision residential agency conforming mortgage loans Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents Review appraisal reports to identify and resolve any discrepancies discovered within Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan Calculate qualifying ratios, determine creditworthiness; provide risk opinions Maintain proactive review of pipeline What Makes You a Great Fit: 7+ years of experience underwriting Fannie Mae and/or Freddie Mac Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA) Understanding of the mortgage lending process Ability to carry out loan calculations (DTI, LTV, etc.) Ability to handle multiple files simultaneously Strong written and verbal communication Perform well in team environments The drive to build something new Leadership experience a plus Preferred Qualifications: VA LAPP/SAR/DE Certifications Experience working with Fannie Mae and/or Freddie Mac The expected annual compensation for this position will be between $85,000-$100,000 USD
    $85k-100k yearly Auto-Apply 15d ago
  • Remote Mortgage Underwriter (DE/VA both designations required)

    National Mortgage Staffing 3.9company rating

    Remote lender job

    An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $100,000 per year Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $85k-100k yearly 57d ago
  • Experienced Mortgage Underwriter - Remote

    Mela Capital; Group

    Remote lender job

    Over $20 Billion in high risk mortgage loans underwritten and audited, including mortgage backed securitization fraud investigations, investor, litigation and agency audit response. Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support. Class action litigation portfolio and federal consent order auditing expertise. Call today to discuss customized solutions for your project and work flow needs. Unhappy with QC firms putting unexperienced bodies on your projects? Ask about our underwriting and loss mitigation auditing expertise! Job Description Remote, Manual Underwriters Needed for Full Time Project UNDERWRITING REQUIREMENTS 8+ years of manual underwriting experience for National Bank, Mortgage Conduit or MI Company Ability to interpret, apply multiple program guidelines to investor loan files for valid UW decision Calculate Income, LTV, DTI and credit analysis Evaluate Federal and State compliance documentation for completeness Analyze servicing history, records for default/modification performance TECHNOLOGY REQUIREMENTS Dual monitors High Speed Network and processing system Microsoft Sharepoint, Remote Desktop, Internet Explorer 10, Intermediate Excel, Web-based applications and multiple databases PROJECT REQUIREMENTS Full time, Monday - Friday with additional hours to meet litigation deadlines 9 am - 6 PM Eastern time Daily and weekly production assignments NO concurrent employment due to conflict requirements of legal matter Project estimated to last 4+ months, potential for longer term ADDITIONAL REQUIREMENTS Excellent written, verbal and interpersonal skills Self-directed professionalable to meet strict deadlines in fast-paced, distance-based team environment Professional, ethical conduct and team player able to pass national federal background and reference checks Please submit resumes in Word format to [email protected] Qualifications Additional Information All your information will be kept confidential according to EEO guidelines.
    $40k-69k yearly est. 18h ago
  • Senior Mortgage Originator

    Pinnacle Mortgage Corp 4.4company rating

    Lender job in Columbus, OH

    ABOUT US: Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality. POSITION PROILE: We are looking to add a Senior Loan Officers to our Columbus OH Market. As a Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area. RESPONSIBILITIES: Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail. Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options. Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests. Collaborate with internal teams, to expedite loan processing and ensure timely closings. Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements. Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle. Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients. Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects. WHAT YOU NEED TO BE SUCCESSFUL: Bachelor's degree in finance, Business Administration, or related field preferred. Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans. Strong understanding of mortgage lending practices, regulations, and compliance requirements. Excellent communication and interpersonal skills, with a client-centric approach to service delivery. Detail-oriented with strong analytical and problem-solving abilities. Ability to work independently and collaboratively in a fast-paced environment. Familiarity with mortgage origination software and tools preferred. NMLS licensing as required. WHY PINNICAL MORTGAGE CORP: Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life. Pinnacle Mortgage provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexual orientation, or any characteristic protected under applicable law.
    $36k-55k yearly est. 60d+ ago
  • Consumer Underwriter

    Bhg Financial

    Remote lender job

    Are you ready to join a growing team that puts a premium on productivity and has an award-winning culture centered around transforming talented employees into effective business leaders? Then BHG Financial is the place for you. In 2001, we started with an idea, an opportunity, and $25,000. Back then, our focus was strictly on serving those in the medical industry. With healthcare in our heritage, we soon expanded to serve high-earning professionals in many other industries, providing all with leading-edge financial solutions, including our extensive network of community banks. Today, BHG Financial has firmly established its legacy as a leader in the financial services space. Founded on the philosophy of a better way to borrow, we are dedicated to helping accomplished professionals, small businesses, and institutions build upon their success through innovative financial solutions, a hassle-free process, and personalized concierge service. Our relentless commitment to the success of our customers is part of what has made BHG Financial thrive. We take a 360-degree view of our customers to tailor the best solutions for their financial aspirations. Today's professionals have multiple sources of income, not just their paycheck. Therefore, it is essential to factor those in when making responsible lending decisions. Our continued focus on data, analytics, and proprietary modeling has enabled faster funding for our customers. From business to personal loans to relationships with community banks, the country's top professionals and business owners rely on us for our exceptional financial solutions and concierge service to continue their success and legacy. Who You AreYou are a motivated Credit professional who is passionate about critical thinking and analytics. You excel at time management, organization and detail orientation and have experience reviewing and/or researching financial statements. You are self-driven and thrive in a fast-paced environment where you can help make critical decisions. What You'll Do Analyze and spread financial information such as tax returns, personal financial statements and credit reports to determine the degree of risk involved with extending credit or lending money. Perform cash flow analysis. Make appropriate decisions based on creditworthiness; verify applications for completeness, conduct credit investigation, and document loan decision. Must develop working knowledge of commonly used credit concepts, practices, policies and procedures relevant to businesses. Prepare loan packages in compliance with policies and procedures from department. Strong understanding of loan risk factors. Work across departments to ensure strong communication and collaboration Assist with credit-related projects and initiatives. Any other duties as assigned by management. What You'll Need 1+ year(s) experience in accounting, tax or financial industry preferred; OR 2+ Years of experience with administration and clerical duties College coursework in business administration, finance, accounting, mathematics or related fields preferred Attention to detail is a must Must have familiarity with credit reports, personal and corporate tax returns. Familiarity with tax transcripts preferred. Must be detail oriented with a strong focus on quality and accuracy Ability to work with colleagues to acquire all required documentation Ability to prioritize and multitask under tight deadlines Ability to interpret complex information and give quality results in an extremely face-paced environment Must be service-oriented, customer-focused, a team player, and have a helpful personality Excellent communication and interpersonal skills Microsoft Office Must have strong organizational, critical thinking, and analytical skills, and a keen eye for detail Ability to work at a computer for 8+ hours/day Fine motor manipulation using a computer (mouse/keyboard) Ability to communicate professionally via video calls Life at BHG FinancialAt BHG Financial, we work hard and aren't afraid to take risks. Since the beginning, our core values of PMA (positive mental attitude), team player, and loyalty have been the driving force behind every interaction we have between each other and our customers. We have a healthy respect for the daily grind, yet we value work/life balance. We believe that all employees should have the opportunity to lead and that good ideas can come from anyone. From the top down, our leaders are actively involved not only in strategic oversight and running the business, but also in the well-being and growth of all employees. We consider people our #1 asset, and help employees realize their full potential, set and exceed their goals, and explore new opportunities for personal and professional development. Why You Should Join BHG FinancialWe strive to offer amenities, opportunities, events, and programming that support the interests of our teams, while furthering the culture that makes us Great Place to Work certified. Some of the benefits you can expect when you join BHG Financial include: •Medical/Rx/Dental/Vision coverage for employees and their eligible family members•Competitive PTO and vacation policies•1 Friday off each month for Wellness Weekends•Company 401(k) plan with employer contributions after one year•Company-sponsored training and certification opportunities•Quarterly award ceremonies where top achievers are celebrated and receive additional bonuses•Ongoing volunteer opportunities to give back to the community through our BHG Cares program If you're ready for a career where you can exercise your passions, be surrounded by co-workers who are relentlessly committed to service, and have a team-player mindset, apply today! BHG Financial is committed to equal treatment and opportunity in all aspects of recruitment, selection, and employment without regard to gender, race, religion, national origin, ethnicity, disability, gender identity/expression, sexual orientation, veteran or military status, or any other category protected under the law. BHG Financial is an equal opportunity employer; committed to a community of inclusion, and an environment free from discrimination, harassment, and retaliation.
    $44k-64k yearly est. Auto-Apply 60d+ ago
  • Head of Lending

    Kraken 3.3company rating

    Remote lender job

    Building the Future of Crypto Our Krakenites are a world-class team with crypto conviction, united by our desire to discover and unlock the potential of crypto and blockchain technology. What makes us different? Kraken is a mission-focused company rooted in crypto values. As a Krakenite, you'll join us on our mission to accelerate the global adoption of crypto, so that everyone can achieve financial freedom and inclusion. For over a decade, Kraken's focus on our mission and crypto ethos has attracted many of the most talented crypto experts in the world. Before you apply, please read the Kraken Culture page to learn more about our internal culture, values, and mission. We also expect candidates to familiarize themselves with the Kraken app. Learn how to create a Kraken account here. As a fully remote company, we have Krakenites in 70+ countries who speak over 50 languages. Krakenites are industry pioneers who develop premium crypto products for experienced traders, institutions, and newcomers to the space. Kraken is committed to industry-leading security, crypto education, and world-class client support through our products like Kraken Pro, Desktop, Wallet, and Kraken Futures. Become a Krakenite and build the future of crypto! Proof of work The team As Head of Lending, you will lead Kraken's global lending business, covering both on-platform and OTC activities. You'll work cross-functionally with Product, Risk, Trading, Institutional Sales, Legal, Compliance, and Engineering to scale Kraken's lending footprint and maximize balance sheet efficiency. This is a critical leadership role with high impact and visibility. The opportunity Own and Scale Kraken's Lending Business Lead strategy, product, and execution across all lending functions-on-platform, OTC, and bespoke institutional solutions. Take full ownership of P&L and balance sheet performance, drive growth, and optimize ROI across yield-generating products. Drive Profitability and Balance Sheet Optimization Deploy and manage lending strategies that enhance revenue and capital efficiency. Work with Treasury and Risk to ensure prudent balance sheet utilization, risk-adjusted returns, and regulatory readiness. Expand Institutional Lending & Yield Offerings Design and develop innovative yield solutions for institutional clients-including collateralized lending, rehypothecation structures, and integrated margin solutions. Partner with Sales and Trading to expand distribution and deepen client relationships. Cross-Functional Collaboration Work alongside Engineering, Trading, Risk, and Legal to build and scale infrastructure, improve risk frameworks, and ensure product and operational readiness. Align lending strategies with Kraken's broader institutional roadmap. Market and Product Leadership Stay at the forefront of lending innovation in crypto and traditional finance. Identify new trends in collateral, risk mitigation, custody, and structured products to inform and expand the platform's competitive edge. Skills you should HODL Lending & Structured Product Expertise 8+ years experience in crypto or traditional finance with a focus on lending, credit structuring, or balance sheet management. Strong understanding of capital markets, secured lending, collateral frameworks, and Prime Brokerage. Balance Sheet and Risk Acumen Proven ability to drive balance sheet ROI, manage credit risk, and structure scalable lending programs across multiple client segments. Institutional Client Mindset Strong background working with institutional clients-understanding their needs, risk appetite, and capital requirements. Ability to design lending products aligned to their goals. Product and Strategy Leadership Track record of scaling financial products. Adept at strategic thinking, product innovation, and cross-functional execution. Quantitative and Analytical Rigor Solid understanding of risk-adjusted return metrics, collateral valuation, and liquidity management. Comfort with financial modeling and data-driven decision-making. Collaborative and Influential Ability to align stakeholders across the firm - Sales, Trading, Product, Legal, Compliance - and drive high-impact initiatives to execution. Crypto-Native Mindset Passion for crypto, digital assets, and financial innovation. Ability to navigate a fast-moving ecosystem while balancing risk, compliance, and scalability. Nice to have Experience with derivatives, structured credit, or tokenized collateral. Knowledge of DeFi lending protocols and yield strategies. Background in traditional repo, securities lending, or prime finance. This job is accepting ongoing applications and there is no application deadline. Please note, applicants are permitted to redact or remove information on their resume that identifies age, date of birth, or dates of attendance at or graduation from an educational institution. We consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance. Kraken is powered by people from around the world and we celebrate all Krakenites for their diverse talents, backgrounds, contributions and unique perspectives. We hire strictly based on merit, meaning we seek out the candidates with the right abilities, knowledge, and skills considered the most suitable for the job. We encourage you to apply for roles where you don't fully meet the listed requirements, especially if you're passionate or knowledgable about crypto! As an equal opportunity employer, we don't tolerate discrimination or harassment of any kind. Whether that's based on race, ethnicity, age, gender identity, citizenship, religion, sexual orientation, disability, pregnancy, veteran status or any other protected characteristic as outlined by federal, state or local laws. Stay in the know Follow us on Twitter Learn on the Kraken Blog Connect on LinkedIn Candidate Privacy Notice
    $37k-54k yearly est. Auto-Apply 60d+ ago
  • Chase Auto Commercial Banker - Virginia

    JPMC

    Remote lender job

    Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing. As a Banker III in Chase Auto/Dealer Commercial Services (DCS) , you will be managing an existing loan and deposit portfolio of automotive dealerships. You will build and maintain relationships with dealership key decision makers, dealer groups, manufacturer partners, and existing clients. Job responsibilities Execute the strategies and the business priorities of the Region to grow the business and support current initiatives. Prospect and grow commercial product offerings, with emphasis on deposit growth, and leverage the existing DCS relationships to grow retail business. Support Private Label and original equipment manufacturer (OEM) floor plan rooftop goals. Manage the profitability and performance of assigned portfolio. Partner effectively with Merchant Services, Investment Bank, Credit Card, Private Bank and Consumer Bank to deliver firmwide value to our clients. Analyze and document the effectiveness of sales performance and results as related to KPMs. Serve as a subject matter expert for the regional sales team; provide mentoring, leadership, and training as needed. Adhere to the firm's Code of Conduct and controls/compliance. Required qualifications, capabilities and skills Bachelor's degree 10+ years of experience in commercial banking or business banking. Strong knowledge and understanding of Deposits and Treasury products and solutions. Experience in asset-based lending, floorplan financing, commercial real estate, and acquisition financing. Minimum ten years proven relationship building and influencing skills, with the ability to establish credibility and strong client relationships, as well as partnerships with senior business and control partners. Knowledge of accounting principles and financial statement analysis Strategic thinker who supports the goals and direction of the firm Ability to partner across lines of businesses and leverage internal resources. Strong knowledge of regulatory and control framework Preferred qualifications, capabilities and skills MBA Knowledge of consumer lending Formal credit training Automotive industry THIS IS A WORK FROM HOME POSITION BUT WILL BE COVERING THE VIRGINIA MARKET. TRAVEL WILL BE 50-60%.
    $54k-85k yearly est. Auto-Apply 28d ago
  • Mortgage Underwriter

    Solomonedwards 4.5company rating

    Lender job in Columbus, OH

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
    $26-36 hourly Easy Apply 60d+ ago
  • Mortgage Underwriter

    Equity Resources 4.0company rating

    Lender job in Columbus, OH

    Requirements Bachelor's Degree in Business, Finance, or related field preferred (or equivalent combination of Education and experience); minimum HS diploma or equivalent. External candidates must have a minimum of 2 years' DE Underwriting experience with conventional and FHA loans; USDA/VA experience a plus. Demonstrated proficiency with computer systems and software programs including Microsoft Word, Excel, and Outlook required; experience with electronic mortgage processing systems required (Encompass preferred). Strong written and verbal communication skills Ability to read and comprehend complicated instructions, short correspondence, memos and to use good grammar. Ability to think independently and solve issues and problems without intervention. Ability to effectively communicate to co-workers and all outside vendors and lenders. Ability to apply common sense understanding to carry out detailed written or oral instructions. Ability to handle high stress and manage the need for overtime based on work load per day. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is frequently required to sit; talk; and hear as well as use hands to manipulate keyboard. The employee is occasionally required to stand; walk; reach with hands and arms; and stoop; kneel; or crouch. Specific vision abilities required by this job include close vision, distance vision, and depth perception. Office Hours: 40 hour work week plus overtime as necessary. Generally, Monday through Friday 8:30 a.m. through 5:00 p.m. Position can be remote, hybrid, or in-office. Candidates local to Newark, OH would be asked to work a hybrid schedule. Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.
    $53k-82k yearly est. 21d ago
  • Contract Loan Review Consultant (1099)

    Young & Associates Inc. 3.7company rating

    Remote lender job

    Job DescriptionDescription: Young & Associates, Inc. is seeking experienced Loan Review Consultants (Independent Contractors) to support third-party commercial and agricultural loan reviews for our financial institution clients. This role is ideal for a seasoned commercial credit professional who excels in independent analysis, thrives in a fast-paced environment, and is looking for flexible, project-based work. As a Contract Loan Review Consultant, you will assess the credit quality of commercial, agricultural, and CRE loan portfolios for client banks. You will analyze borrower financial performance, collateral, loan structure, policy compliance, and risk rating accuracy, and document your findings using our templates and DiCom loan review software. This is a remote 1099 contractor role with flexible hours, though deadlines must be consistently met. Requirements: Conduct comprehensive credit analysis on commercial, ag, CRE, C&I, and specialized lending relationships. Access and review borrower financials, credit files, and documentation using client systems. Prepare detailed, well-supported loan review narratives following established templates. Assign appropriate credit risk grades consistent with regulatory expectations and client bank policy. Identify weaknesses in underwriting, monitoring, performance, or structure that warrant downgrades. Provide recommendations for risk mitigation and perform impairment analysis when necessary. Ensure accuracy, thoroughness, and consistent quality across all assigned reviews. Maintain professionalism and confidentiality in all client interactions. Required Qualifications 20+ years of progressive commercial credit or lending experience. Background in: Loan review Senior commercial credit analysis Credit/loan administration Senior credit officer / Chief Credit Officer roles Bank regulatory examination (FDIC, OCC, state) Strong credit and financial analysis skills across: Small business lending OOCRE / non-OOCRE Mid-market & corporate C&I Leveraged credits Agricultural lending (preferred) Formal credit training or graduate banking school preferred. High level of discipline and ability to work independently to meet tight deadlines. Outstanding written and verbal communication skills. Strong proficiency in Microsoft Office; DiCom experience a plus. What We Offer Flexible, project-based remote work Competitive contractor compensation Opportunity to work with a respected firm in the community banking industry Steady flow of assignments with additional capacity for high performers
    $36k-47k yearly est. 7d ago
  • Mortgage Loan Officer

    Northpoint Mortgage 3.5company rating

    Remote lender job

    Northpoint Mortgage is a New England-based mortgage lender with offices in 6 states. We offer a flexible sales environment and dedication to our sales staff that puts you in the driver's seat. With local underwriting, local processing, and community-based branch offices, our team understands the New England market and the needs of New England realtors and home buyers. Are you ready to make a move and become an integral part of an innovative and highly successful team? At Northpoint, we encourage you to speak directly with our President and COO to learn about our structure, culture, and midsize advantage. When you join Northpoint you will have the opportunity to work from home or in any of our branches. Our offices are in the following locations: Sturbridge, MA Westborough, MA West Springfield, MA Danvers, MA Bedford, NH Dover, NH York, ME Brunswick, ME Scarborough, ME East Providence, RI Rocky Hill, CT St Cloud, FL Melbourne, FL The Northpoint Advantage offers you: Customized and automated marketing to ensure regular contact with and retention of your clients and referral partners Unique underwriting and closing procedures to reduce time from application to loan funding Ability to price loans competitively and profitably customized to your specific market area and clientele Robust and customized leverage of automation in loan origination, product guidelines, pricing, human resource information and marketing Qualified Candidates will possess: Active NMLS license or federal loan originator registration Professional and effective communication skills Demonstrated ability to cultivate and develop relationships with realtors, builders, attorneys, accountants and other partners Proven ability to perform effectively in a fast-paced ever-changing environment Software Proficiency Education: High school diploma or equivalent Four- year college degree preferred Benefits: Northpoint recognizes that our employees are our most valuable asset. Accordingly, Northpoint offers health and dental insurance, 401K, life insurance, and paid vacation time to all full-time employees. Northpoint Mortgage, Inc. is an equal opportunity employer and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.
    $35k-58k yearly est. 60d+ ago
  • Mortgage Underwriter I - REMOTE

    Quorum Federal Credit Union 4.3company rating

    Remote lender job

    Who is Quorum At Quorum Federal Credit Union, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we thrive on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to excel. If you are looking for a place where you can make a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a forward-thinking team, Quorum Federal Credit Union is the perfect fit for you. Summary We strive for innovation and new ways to solve complex problems to deliver on our promise in creating Banking That's Good. For You. As a Senior Underwriter you will be responsible for independent review and analysis of complex mortgage files and making sound credit decisions in accordance with investor, agency, and company guidelines. This position requires advanced underwriting knowledge, superior judgment, and the ability to mentor peers, manage priorities, and contribute to the continual improvement of underwriting processes. Key Responsibilities: Complexity: Apply expert level judgment to independently analyze and underwrite all complex HELOCs, first mortgages and large loan balance files, including self-employed borrowers, investment properties, correspondent loans, layered risk profiles, and exceptions scenarios. Compliance: Underwrite all mortgage loan files in compliance with secondary market guidelines, specific product guidelines, credit union policies and procedures, and banking/Credit Union regulatory requirements. Risk Assessment: Exercise sound, common-sense judgment when evaluating overall loan risk and determining loan eligibility ensuring decisions align with company risk tolerance and lending policies. 4. Production and Turn Times: Achieve required daily production levels and established turn times. Production expectations will increase over time with product/process streamlining and automation. Accuracy: Review and validate standard documentation such as income, asset, credit, and collateral. Maintain exceptional accuracy and consistency in all underwriting functions, ensuring that system data and calculations (e.g., DTI, LTV, rate, and other loan metrics) are accurately updated and aligned with documentation, with minimal to no errors Technology Utilization: Utilize provided automation solutions to ensure efficiency and operational controls. Automation may include but is not limited to Automated Underwriting System (AUS), income calculation, and more. Adopt new automation tools, systems, and process changes as implemented. Loan Stages: Must perform underwriting functions in all stages of the application, including but not limited to initial underwriting decision, reviewing and approving conditions, and completing the final underwriting decision. Pipeline Management: Manage daily pipelines efficiently by prioritizing tasks and communicating proactively with processors and loan officers. This will include managing loans from multiple lending channels including retail, wholesale and correspondent, as well as managing loans in various stages of the application process. Training and Quality Review: Provide training and mentorship to junior and co-sourced underwriters; perform second-level reviews to ensure accuracy and compliance. Escalation: Identify and escalate higher-risk or exception files to senior underwriting staff as appropriate. Continuous Learning: Stay current with underwriting guidelines and technology and attend training sessions to build product and regulatory knowledge. Collaboration: Exhibit a positive and collaborative team attitude, assisting peers and contributing to a supportive work environment. Maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors. Other Duties: Performs additional duties as required. Scope The Senior Underwriter works under minimal supervision by exercising independent judgment. This person must be action-oriented, self-motivated and creative while being highly functional. Essential Skills, Knowledge and Requirements Bachelor's degree in finance, business administration or other related degree preferred. Minimum of ten years of related experience at a credit union, bank or other financial institution. Excellent problem-solving, organizational, analytical, verbal and written communication skills. Strong decision making and time management skills with the ability to manage multiple projects/duties. Results driven, service oriented, self-motivated and able to work independently. Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues. Complies with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. Trustworthy with the ability to maintain highest level of integrity and trust. Proficiency in Microsoft Office, specifically Word, Excel and PowerPoint. Related experience with Encompass loan origination systems. Environmental / Physical / Mental Requirements The Senior Underwriter performs a major portion of his/her duties through verbal and written communications. It is critical that he / she possess the ability to communicate with clarity, while understanding and explaining complex situations to team members and outside contacts. Accuracy is essential and he / she must possess the ability to proofread documentation and correspondence to ensure free of errors and fraud. The person will spend a good portion of the day seated at a workstation, but may also be mobile throughout the credit union for purposes of meetings, working with others, etc Compliance/legal requirements Quorum is an Equal Employment Opportunity employer. Qualified applicants will be considered for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, marital status, protected veteran status, or disability status.  Quorum will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process. Qualified Applicants with arrest or conviction records will be considered for employment in accordance with all applicable federal, state, city and local laws, rules, and regulations. This in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. The company reserves the sole right and discretion to make changes to this job description. Each employee is required to uphold the Credit Union's compliance with all policies, procedures, and required regulations including the Bank Secrecy Act and our Anti-Money Laundering policy. This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship. **PLEASE NOTE** We are not able to consider candidates for this role who reside in Montana, Nebraska, Rhode Island, or Puerto Rico Quorum's opportunities are based in the US and US work authorization is required. We are not able to support current or future sponsorship. Salary Range: $31.25 - $36.06 per hour. Individual salary will vary based on skills and experience. Discretionary incentive compensation may be available based on company and individual performance. Benefits: Medical, Vision, Dental, Retirement Benefits, and Paid Time Off (PTO) #LI-Remote
    $31.3-36.1 hourly 22d ago
  • Chase Auto Commercial Banker - Virginia

    Jpmorgan Chase 4.8company rating

    Remote lender job

    Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing. As a Banker III in Chase Auto/Dealer Commercial Services (DCS) , you will be managing an existing loan and deposit portfolio of automotive dealerships. You will build and maintain relationships with dealership key decision makers, dealer groups, manufacturer partners, and existing clients. **Job responsibilities** + Execute the strategies and the business priorities of the Region to grow the business and support current initiatives. + Prospect and grow commercial product offerings, with emphasis on deposit growth, and leverage the existing DCS relationships to grow retail business. + Support Private Label and original equipment manufacturer (OEM) floor plan rooftop goals. + Manage the profitability and performance of assigned portfolio. + Partner effectively with Merchant Services, Investment Bank, Credit Card, Private Bank and Consumer Bank to deliver firmwide value to our clients. + Analyze and document the effectiveness of sales performance and results as related to KPMs. + Serve as a subject matter expert for the regional sales team; provide mentoring, leadership, and training as needed. + Adhere to the firm's Code of Conduct and controls/compliance. **Required qualifications, capabilities and skills** + Bachelor's degree + 10+ years of experience in commercial banking or business banking. + Strong knowledge and understanding of Deposits and Treasury products and solutions. + Experience in asset-based lending, floorplan financing, commercial real estate, and acquisition financing. + Minimum ten years proven relationship building and influencing skills, with the ability to establish credibility and strong client relationships, as well as partnerships with senior business and control partners. + Knowledge of accounting principles and financial statement analysis + Strategic thinker who supports the goals and direction of the firm + Ability to partner across lines of businesses and leverage internal resources. + Strong knowledge of regulatory and control framework **Preferred qualifications, capabilities and skills** + MBA + Knowledge of consumer lending + Formal credit training + Automotive industry **THIS IS A WORK FROM HOME POSITION BUT WILL BE COVERING THE VIRGINIA MARKET. TRAVEL WILL BE 50-60%.** Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans
    $54k-85k yearly est. 25d ago
  • Senior Mortgage Underwriter

    Northwest Bank 4.8company rating

    Lender job in Columbus, OH

    The Senior Mortgage Banker is responsible for underwriting residential and equity lines/loans ensuring compliance with appropriate company and secondary market investor standards, including Fannie / Freddie and additional investors (Wells, FHLB, BofA, etc.), ensuring loan requests meet program and product specifications, suggesting counteroffers to a different precut and / or program when appropriate, and communicating decision (approval, suspense, denial) to appropriate individuals and issuing proper documentation. Essential Functions • Underwriting residential and equity lines/loans ensuring compliance with appropriate company and secondary market investor standards, including Fannie / Freddie and additional investors (Wells, FHLB, BofA, etc.) • Underwrite Jumbo Loans • Underwrite government loans including FHA / VA / RD / and CRA programs • Examine loan documentation for accuracy and completeness • Follow the provisions of the Gramm-Bliley Act and the Bank's privacy policy; maintaining a high level of confidentiality • Make timely and accurate decisions while thriving in a fast paced environment • Ensure appropriate pricing • Check accuracy of all calculations • Underwrite and decision equity loans • Underwrite and decision purchase and refinance loans • Determine decision on pre-approval applications • Determine decision on modification requests • Communicate decision on loans to appropriate parties • Confirm adverse decisions • Partner with Mortgage Bankers • Identify and resolve loan issues • Recommend improvements to procedures • Maximize use of loan origination system • Evaluate the entire credit package and collateral for residential mortgage loans • Ensure an “investment” quality loan product Additional Essential Functions • Ensure compliance with Northwest's policies and procedures, and Federal/State regulations • Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency • Work as part of a team • Work with on-site equipment Additional Responsibilities • Perform related duties as directed by manager Safety and Health for those without supervisory duties • Abide by the rules of the safety and loss prevention program • Perform work tasks in a safe manner • Report any and all injuries to supervisor • Know what to do in case of an emergency QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Associate's Degree Work Experience 5 - 6 years mortgage experience 5 - 6 years experience underwriting loans and management experience General Employee Knowledge, Skills, and Abilities • Ability to establish effective working relationships among team members and participate in solving problems and making decisions • Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written • Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information • Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information • Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas Additional Knowledge, Skills and Abilities Knowledge of RESPA 2010, MDIA, Dodd Frank, HVCC regulations, Freddie / Fannie lending guidelines, and automated underwriting and guidelines Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
    $44k-54k yearly est. Auto-Apply 60d+ ago
  • Chief Lending Officer

    Rhonemus Group

    Lender job in Powell, OH

    IGNITE YOUR CAREER-PLAY WITH PASSION Opportunities for authentic Chief Lending Officer roles in community banking are rare. Our client, a thriving community bank in Central Ohio with over $500 million in assets, is seeking a dynamic leader to serve as a player/coach. As Chief Lender, you'll mentor and inspire the Commercial Lending team while representing the Bank as a prominent figure in the community. This employee-owned bank boasts exceptional capital and performance, making this a standout opportunity in the heart of OH-IO. The ideal candidate brings proven business development, coaching, and credit expertise, honed through years of elevating commercial lenders to new heights of success. With bank mergers reducing roles like this, the competition is fierce. Don't miss your chance to play and coach with PASSION. Contact Brian Rhonemus at ************************, or Kate Fitzgerald ********************** for a confidential career discussion.
    $38k-56k yearly est. Easy Apply 34d ago

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