LendingPoint CEO and leadership

Juan Eduardo Tavares is a Strategy & Business Development at Avanzame Latam, Co Founder & CSO at LendingPoint, and Chief Strategy Officer at LendingPoint and is based in Greater Atlanta Area. He attended University of Miami Herbert Business School.

Franck Fatras is a Founder and Chief Technology Officer at LendingPoint and is based in United States.

Victor J. Pacheco is LendingPoint’s Co-Founder and Chief Capital Officer, always striving to ensure the delivery of the highest level of customer satisfaction and one-on-one service. With over 20 years of experience in the financial services, merchant cash advance, and international payment processing industries, Victor brings a seasoned skill set to the LendingPoint executive team.

Senior Human Resources leader and strategic business partner with a proven track record of driving business transformation and cultural change. Results driven business partner with a talent for building relationships and collaborating at all levels by driving Human Resources, Financial and Operational results. Seasoned generalist with more than 17+ years progressive experience with concentrations in the following:

• HR Strategy & Operations

• Policy Design & Administration

• Legal Compliance

• Employee Engagement

• Talent Acquisition & Retention

• Compensation & Benefits

• HRIS/Payroll

• Multi-state HR management

• Vendor Management

• Process Improvement

• Coaching and Development

Jay serves as Chief Financial Officer and responsible for overseeing accounting, financial planning and analysis, treasury, tax and financial operations. Jay has more than 18 years in the consumer finance industry and has significant experience in financial reporting, capital markets activity, and strategic and financial planning. Prior to joining LendingPoint, Jay served as Chief Financial Officer of U.S. Auto Sales, Inc., a leading used vehicle retailer that provides in-house financing primarily to the non-prime market. Prior to U.S. Auto, he was a director at Atlanticus Holdings Corporation (NASDAQ: ATLC), a technology-enabled consumer finance company.

Rick serves as Chief Operating Officer responsible for delivering exceptional experiences through the entire customer lifecycle - new customers, returning customers, servicing, and asset management. Rick served in The United States Air Force as an Avionics Instructor and has spent the majority of his career managing operations for American Express, Nova Information Systems (Elavon), Paymentech, Global Payments, Payment Alliance International and TSYS.

As Chief Credit Officer at Prosper Marketplace, Ashish oversees all elements of Prosper’s credit strategy, including pricing, underwriting strategy, verification strategy, loss-forecasting, model development, model governance and credit risk aspects of new product development. Ashish joined Prosper in 2017.

Ashish previously served as Senior Director, Credit Strategy, leading Prosper’s credit strategy, pricing strategy and loss-forecasting functions. Before joining Prosper, he spent more than 10 years at Citi in senior credit risk strategy positions, most recently as the Director of Risk Management. In that role, Ashish managed loss forecasting, comprehensive capital analysis and review (CCAR) stress testing, and collections oversight functions. Prior to Citi, Ashish worked at Fair Isaac (FICO) and led credit card fraud analytics for US and international banks.

Ashish has an MBA from the University of Chicago Booth School of Business, an MS from University of Wisconsin-Madison and a B.Tech. from Indian Institute of Technology (IIT) Delhi.

Member of a Senior Executive Management Team providing daily legal guidance and structure for implementation and execution for a national consumer lending company called LendingPoint.

Mark is LendingPoint’s Chief Administrative Officer. He serves the legal, human resources, public relations, governmental relations, investor relations and internal audit/quality groups. Mark has previously held senior executive positions at CAN Capital (CMO), Autoweb (NASDAQ:AWEB) (CEO), Dewey Ballantine (Partner), and as a PE and merchant banking consultant.

Juan Eduardo Tavares is a Strategy & Business Development at Avanzame Latam, Co Founder & CSO at LendingPoint, and Chief Strategy Officer at LendingPoint and is based in Greater Atlanta Area. He attended University of Miami Herbert Business School.

Franck Fatras is a Founder and Chief Technology Officer at LendingPoint and is based in United States.

Victor J. Pacheco is LendingPoint’s Co-Founder and Chief Capital Officer, always striving to ensure the delivery of the highest level of customer satisfaction and one-on-one service. With over 20 years of experience in the financial services, merchant cash advance, and international payment processing industries, Victor brings a seasoned skill set to the LendingPoint executive team.

Franck Fatras is a Founder and Chief Technology Officer at LendingPoint and is based in United States.