Working as a Life Insurance Agent

There is more than meets the eye when it comes to being a life insurance agent. For example, did you know that they make an average of $40.86 an hour? That's $84,988 a year!

Between 2018 and 2028, the career is expected to grow 10% and produce 48,300 job opportunities across the U.S.

What Does a Life Insurance Agent Do

There are certain skills that many life insurance agents have in order to accomplish their responsibilities. By taking a look through resumes, we were able to narrow down the most common skills for a person in this position. We discovered that a lot of resumes listed analytical skills, initiative and communication skills.

When it comes to the most important skills required to be a life insurance agent, we found that a lot of resumes listed 34.3% of life insurance agents included health care, while 33.3% of resumes included life insurance, and 27.2% of resumes included income. Hard skills like these are helpful to have when it comes to performing essential job responsibilities.

When it comes to searching for a job, many search for a key term or phrase. Instead, it might be more helpful to search by industry, as you might be missing jobs that you never thought about in industries that you didn't even think offered positions related to the life insurance agent job title. But what industry to start with? Most life insurance agents actually find jobs in the insurance and automotive industries.

How To Become a Life Insurance Agent

If you're interested in becoming a life insurance agent, one of the first things to consider is how much education you need. We've determined that 41.2% of life insurance agents have a bachelor's degree. In terms of higher education levels, we found that 8.8% of life insurance agents have master's degrees. Even though most life insurance agents have a college degree, it's possible to become one with only a high school degree or GED.

Choosing the right major is always an important step when researching how to become a life insurance agent. When we researched the most common majors for a life insurance agent, we found that they most commonly earn bachelor's degree degrees or associate degree degrees. Other degrees that we often see on life insurance agent resumes include high school diploma degrees or master's degree degrees.

You may find that experience in other jobs will help you become a life insurance agent. In fact, many life insurance agent jobs require experience in a role such as customer service representative. Meanwhile, many life insurance agents also have previous career experience in roles such as cashier or sales associate.

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Average Salary$84,988
Job Growth Rate10%

Life Insurance Agent Jobs

Life Insurance Agent Career Paths

Top Careers Before Life Insurance Agent
Cashier11.0 %
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Top Careers After Life Insurance Agent
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What is the right job for my career path?

Tell us your goals and we'll match you with the rights job to get there.

Average Salary for a Life Insurance Agent

Life Insurance Agents in America make an average salary of $84,988 per year or $41 per hour. The top 10 percent makes over $125,000 per year, while the bottom 10 percent under $57,000 per year.
Average Salary
$84,988

Best Paying Cities

City
Average Salary

Recently Added Salaries

Job TitleCompanyCompanyStart DateSalary
2685711-Remote Life Insurance Sales Position Limited Openings
2685711-Remote Life Insurance Sales Position Limited Openings
Asurea Insurance Services
Asurea Insurance Services
07/30/2020
07/30/2020
$50,00007/30/2020
$50,000
1646250-Remote Life Insurance Sales Position Limited Openings
1646250-Remote Life Insurance Sales Position Limited Openings
Asurea Insurance Services
Asurea Insurance Services
07/30/2020
07/30/2020
$50,00007/30/2020
$50,000
597221-Remote Life Insurance Sales Position Limited Openings
597221-Remote Life Insurance Sales Position Limited Openings
Asurea Insurance Services
Asurea Insurance Services
07/28/2020
07/28/2020
$50,00007/28/2020
$50,000
377083 Life Insurance Sales Position-Limited Openings
377083 Life Insurance Sales Position-Limited Openings
Asurea Insurance Services
Asurea Insurance Services
07/24/2020
07/24/2020
$50,00007/24/2020
$50,000
Life Insurance Agent
Life Insurance Agent
AAA Motor Club
AAA Motor Club
07/23/2020
07/23/2020
$65,00007/23/2020
$65,000
See More Recent Salaries

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Life Insurance Agent Demographics

Gender

Male

50.3 %

Female

44.9 %

Unknown

4.8 %
Ethnicity

White

58.6 %

Hispanic or Latino

18.4 %

Black or African American

11.6 %
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Foreign Languages Spoken

Spanish

59.3 %

French

7.4 %

Hmong

2.9 %
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Life Insurance Agent Education

Schools

Kaplan University

8.5 %

Strayer University

8.1 %

Ashford University

6.9 %

Liberty University

6.1 %
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Majors

Business

33.1 %

Insurance

6.9 %

Psychology

6.5 %

Accounting

6.2 %
Show More
Degrees

Bachelors

41.2 %

Associate

17.3 %

High School Diploma

17.3 %

Masters

8.8 %
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Entry Level Jobs For Becoming A Life Insurance Agent

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Full Time
Part Time
Internship
Temporary

Top Skills For a Life Insurance Agent

The skills section on your resume can be almost as important as the experience section, so you want it to be an accurate portrayal of what you can do. Luckily, we've found all of the skills you'll need so even if you don't have these skills yet, you know what you need to work on. Out of all the resumes we looked through, 34.3% of life insurance agents listed health care on their resume, but soft skills such as analytical skills and initiative are important as well.

Best States For a Life Insurance Agent

Some places are better than others when it comes to starting a career as a life insurance agent. The best states for people in this position are New York, New Jersey, Maine, and Washington. Life insurance agents make the most in New York with an average salary of $100,474. Whereas in New Jersey and Maine, they would average $97,218 and $93,798, respectively. While life insurance agents would only make an average of $88,586 in Washington, you would still make more there than in the rest of the country. We determined these as the best states based on job availability and pay. By finding the median salary, cost of living, and using the Bureau of Labor Statistics' Location Quotient, we narrowed down our list of states to these four.

1. Maine

Total Life Insurance Agent Jobs:
83
Highest 10% Earn:
$166,000
Location Quotient:
2.21
Location Quotient is a measure used by the Bureau of Labor Statistics (BLS) to determine how concentrated a certain industry is in a single state compared to the nation as a whole. You can read more about how BLS calculates location quotients here

2. Idaho

Total Life Insurance Agent Jobs:
77
Highest 10% Earn:
$148,000
Location Quotient:
2.08
Location Quotient is a measure used by the Bureau of Labor Statistics (BLS) to determine how concentrated a certain industry is in a single state compared to the nation as a whole. You can read more about how BLS calculates location quotients here

3. Illinois

Total Life Insurance Agent Jobs:
576
Highest 10% Earn:
$168,000
Location Quotient:
1.26
Location Quotient is a measure used by the Bureau of Labor Statistics (BLS) to determine how concentrated a certain industry is in a single state compared to the nation as a whole. You can read more about how BLS calculates location quotients here
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Life Insurance Agent Resumes

Designing and figuring out what to include on your resume can be tough, not to mention time-consuming. That's why we put together a guide that is designed to help you craft the perfect resume for becoming a life insurance agent. If you're needing extra inspiration, take a look through our selection of templates that are specific to your job.

At Zippia, we went through countless life insurance agent resumes and compiled some information about how best to optimize them. Here are some suggestions based on what we found, divided by the individual sections of the resume itself.

Learn How To Write a Life Insurance Agent Resume

At Zippia, we went through countless life insurance agent resumes and compiled some information about how best to optimize them. Here are some suggestions based on what we found, divided by the individual sections of the resume itself.

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Top Life Insurance Agent Employers

1. American Income Life Insurance ...
4.6
Avg. Salary: 
$47,049
Life Insurance Agents Hired: 
1,250+
2. Primerica
4.3
Avg. Salary: 
$73,297
Life Insurance Agents Hired: 
718+
3. New York Life Insurance Company
4.8
Avg. Salary: 
$74,403
Life Insurance Agents Hired: 
468+
4. Lincoln Heritage Life Insurance Company
3.9
Avg. Salary: 
$45,256
Life Insurance Agents Hired: 
151+
5. American National Insurance Company
4.9
Avg. Salary: 
$57,075
Life Insurance Agents Hired: 
83+
6. National Agents Alliance
4.2
Avg. Salary: 
$89,661
Life Insurance Agents Hired: 
83+

Life Insurance Agent Videos

Recently Added Life Insurance Agent Jobs

Updated October 2, 2020