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Best states for a life insurance agent
- Rank 1 - 10
- 11 - 20
- 21 - 30
- 31 - 40
- 41 - 51
Job opportunities vary from state to state, and sales careers are no different. Because we know how difficult it can be to know which states are the best when it comes to life insurance agent jobs, we decided to crunch some numbers to bring you the best states for life insurance agents.In fact, our research shows that Oregon is the best state for life insurance agents in America. The best city in America for life insurance agents with the highest pay is Anchorage, AK.
Oregon is the best state for jobs for life insurance agents, and Virginia is the worst. The most common pay in Oregon is $86,703, while the median pay in Virginia is $66,261.If you are currently seeking employment as a life insurance agent, you can find open job positions using Zippia's search tools.
10 best states for life insurance agents in 2026
1. Oregon
Total life insurance agent jobs: 563 Average annual salary: $86,703 Lowest 10 percent earn: $62,000 Highest 10 percent earn: $119,000 Location Quotient: 1.36
2. Nebraska
Total life insurance agent jobs: 319 Average annual salary: $82,296 Lowest 10 percent earn: $59,000 Highest 10 percent earn: $113,000 Location Quotient: 1.43
3. South Dakota
Total life insurance agent jobs: 124 Average annual salary: $84,741 Lowest 10 percent earn: $62,000 Highest 10 percent earn: $115,000 Location Quotient: 1.16
4. New Hampshire
Total life insurance agent jobs: 193 Average annual salary: $85,867 Lowest 10 percent earn: $60,000 Highest 10 percent earn: $122,000 Location Quotient: 1.1
5. Wisconsin
Total life insurance agent jobs: 578 Average annual salary: $84,679 Lowest 10 percent earn: $61,000 Highest 10 percent earn: $115,000 Location Quotient: 1.04
6. Alaska
Total life insurance agent jobs: 66 Average annual salary: $124,219 Lowest 10 percent earn: $93,000 Highest 10 percent earn: $164,000 Location Quotient: 0.79
7. Rhode Island
Total life insurance agent jobs: 141 Average annual salary: $82,629 Lowest 10 percent earn: $57,000 Highest 10 percent earn: $117,000 Location Quotient: 1.16
8. North Dakota
Total life insurance agent jobs: 94 Average annual salary: $82,505 Lowest 10 percent earn: $61,000 Highest 10 percent earn: $111,000 Location Quotient: 1.01
9. Ohio
Total life insurance agent jobs: 1,377 Average annual salary: $77,125 Lowest 10 percent earn: $55,000 Highest 10 percent earn: $106,000 Location Quotient: 1.35
10. Wyoming
Total life insurance agent jobs: 92 Average annual salary: $76,843 Lowest 10 percent earn: $55,000 Highest 10 percent earn: $105,000 Location Quotient: 1.53
Life insurance agent jobsNear Columbus, OH
How Zippia determines the best states to be a life insurance agent
You can read about how the best state rankings are calculated here.
Detailed list of the best states for a life insurance agent
| Rank | State | Average salary | Lowest 10% earn | Population | Job count |
|---|---|---|---|---|---|
| 1 | Oregon | $86,703 | $62,000 | 4,142,776 | 563 |
| 2 | Nebraska | $82,296 | $59,000 | 1,920,076 | 319 |
| 3 | South Dakota | $84,741 | $62,000 | 869,666 | 124 |
| 4 | New Hampshire | $85,867 | $60,000 | 1,342,795 | 193 |
| 5 | Wisconsin | $84,679 | $61,000 | 5,795,483 | 578 |
| 6 | Alaska | $124,219 | $93,000 | 739,795 | 66 |
| 7 | Rhode Island | $82,629 | $57,000 | 1,059,639 | 141 |
| 8 | North Dakota | $82,505 | $61,000 | 755,393 | 94 |
| 9 | Ohio | $77,125 | $55,000 | 11,658,609 | 1,377 |
| 10 | Wyoming | $76,843 | $55,000 | 579,315 | 92 |
| 11 | Alabama | $79,697 | $54,000 | 4,874,747 | 504 |
| 12 | Washington | $90,447 | $66,000 | 7,405,743 | 601 |
| 13 | Massachusetts | $85,061 | $59,000 | 6,859,819 | 965 |
| 14 | Montana | $78,032 | $57,000 | 1,050,493 | 147 |
| 15 | Vermont | $75,744 | $53,000 | 623,657 | 134 |
| 16 | Arizona | $73,604 | $51,000 | 7,016,270 | 920 |
| 17 | Colorado | $77,129 | $55,000 | 5,607,154 | 724 |
| 18 | Minnesota | $81,357 | $59,000 | 5,576,606 | 482 |
| 19 | Idaho | $75,776 | $54,000 | 1,716,943 | 177 |
| 20 | New York | $81,855 | $57,000 | 19,849,399 | 1,126 |
| 21 | Maine | $77,326 | $54,000 | 1,335,907 | 108 |
| 22 | Pennsylvania | $71,122 | $50,000 | 12,805,537 | 1,500 |
| 23 | District of Columbia | $87,931 | $61,000 | 693,972 | 101 |
| 24 | Connecticut | $78,105 | $54,000 | 3,588,184 | 308 |
| 25 | Michigan | $72,466 | $52,000 | 9,962,311 | 947 |
| 26 | Kansas | $74,019 | $53,000 | 2,913,123 | 270 |
| 27 | Indiana | $74,265 | $53,000 | 6,666,818 | 558 |
| 28 | Iowa | $73,904 | $53,000 | 3,145,711 | 295 |
| 29 | Hawaii | $76,704 | $58,000 | 1,427,538 | 96 |
| 30 | Arkansas | $68,994 | $48,000 | 3,004,279 | 329 |
| 31 | Delaware | $71,115 | $49,000 | 961,939 | 167 |
| 32 | Utah | $69,687 | $49,000 | 3,101,833 | 427 |
| 33 | New Jersey | $77,631 | $54,000 | 9,005,644 | 584 |
| 34 | Missouri | $69,166 | $49,000 | 6,113,532 | 820 |
| 35 | Tennessee | $69,300 | $48,000 | 6,715,984 | 642 |
| 36 | Illinois | $73,631 | $53,000 | 12,802,023 | 1,069 |
| 37 | South Carolina | $69,889 | $47,000 | 5,024,369 | 425 |
| 38 | Mississippi | $68,728 | $46,000 | 2,984,100 | 192 |
| 39 | California | $71,784 | $50,000 | 39,536,653 | 2,907 |
| 40 | Nevada | $67,260 | $47,000 | 2,998,039 | 265 |
| 41 | North Carolina | $69,804 | $48,000 | 10,273,419 | 588 |
| 42 | Kentucky | $68,829 | $49,000 | 4,454,189 | 156 |
| 43 | Florida | $65,059 | $42,000 | 20,984,400 | 1,822 |
| 44 | Oklahoma | $65,342 | $45,000 | 3,930,864 | 334 |
| 45 | Louisiana | $67,131 | $45,000 | 4,684,333 | 278 |
| 46 | Texas | $64,964 | $44,000 | 28,304,596 | 1,883 |
| 47 | Maryland | $69,495 | $48,000 | 6,052,177 | 454 |
| 48 | New Mexico | $62,830 | $43,000 | 2,088,070 | 177 |
| 49 | Georgia | $65,475 | $44,000 | 10,429,379 | 820 |
| 50 | West Virginia | $61,182 | $43,000 | 1,815,857 | 120 |
| 51 | Virginia | $66,261 | $46,000 | 8,470,020 | 639 |
Highest paying states for life insurance agents
| Rank | State | Avg. Life Insurance Agent Salary |
|---|---|---|
| 1 | Oregon | $86,703 |
| 2 | Nebraska | $82,296 |
| 3 | South Dakota | $84,741 |
| 4 | New Hampshire | $85,867 |
| 5 | Wisconsin | $84,679 |
| 6 | Alaska | $124,219 |
| 7 | Rhode Island | $82,629 |
| 8 | North Dakota | $82,505 |
| 9 | Ohio | $77,125 |
| 10 | Wyoming | $76,843 |
| 11 | Alabama | $79,697 |
| 12 | Washington | $90,447 |
| 13 | Massachusetts | $85,061 |
| 14 | Montana | $78,032 |
| 15 | Vermont | $75,744 |
| 16 | Arizona | $73,604 |
| 17 | Colorado | $77,129 |
| 18 | Minnesota | $81,357 |
| 19 | Idaho | $75,776 |
| 20 | New York | $81,855 |
| 21 | Maine | $77,326 |
| 22 | Pennsylvania | $71,122 |
| 23 | District of Columbia | $87,931 |
| 24 | Connecticut | $78,105 |
| 25 | Michigan | $72,466 |
| 26 | Kansas | $74,019 |
| 27 | Indiana | $74,265 |
| 28 | Iowa | $73,904 |
| 29 | Hawaii | $76,704 |
| 30 | Arkansas | $68,994 |
| 31 | Delaware | $71,115 |
| 32 | Utah | $69,687 |
| 33 | New Jersey | $77,631 |
| 34 | Missouri | $69,166 |
| 35 | Tennessee | $69,300 |
| 36 | Illinois | $73,631 |
| 37 | South Carolina | $69,889 |
| 38 | Mississippi | $68,728 |
| 39 | California | $71,784 |
| 40 | Nevada | $67,260 |
| 41 | North Carolina | $69,804 |
| 42 | Kentucky | $68,829 |
| 43 | Florida | $65,059 |
| 44 | Oklahoma | $65,342 |
| 45 | Louisiana | $67,131 |
| 46 | Texas | $64,964 |
| 47 | Maryland | $69,495 |
| 48 | New Mexico | $62,830 |
| 49 | Georgia | $65,475 |
| 50 | West Virginia | $61,182 |
| 51 | Virginia | $66,261 |
Life insurance agent best states FAQs
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Updated January 8, 2025