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Life insurance agent vs real estate agent

The differences between life insurance agents and real estate agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a real estate agent has an average salary of $91,788, which is higher than the $62,552 average annual salary of a life insurance agent.

The top three skills for a life insurance agent include health insurance, life insurance license and life insurance sales. The most important skills for a real estate agent are customer service, real estate license, and excellent interpersonal.

Life insurance agent vs real estate agent overview

Life Insurance AgentReal Estate Agent
Yearly salary$62,552$91,788
Hourly rate$30.07$44.13
Growth rate6%5%
Number of jobs68,78141,399
Job satisfaction-4
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 59%
Average age4649
Years of experience--

What does a life insurance agent do?

A life insurance agent is responsible for offering life insurance services for clients according to their needs and qualifications. Life insurance agents handle insurance claims of the beneficiaries, ensuring the accuracy of documents and account statements for verification. They also discuss possible options and alternatives, as well as considering the clients' long-term financial goals and objectives. A life insurance agent must be well-knowledgeable of the insurance services offered by the company, discussing policies and coverage to suit the clients' best interests.

What does a real estate agent do?

A real estate agent helps owners in the selling or renting of houses, land, offices, buildings, or any piece of property. They should be knowledgeable in the area they work in, which local properties are in the market, and the competitive prices for various properties. It is their responsibility to either market or sells in the best possible and reasonable price and conditions. Negotiating is a vital skill for real estate agents as they act as the middleman for buyers and sellers. Most agents bill the client with a percentage of the final sale price as the fee, but some would get a fixed commission for every sale.

Life insurance agent vs real estate agent salary

Life insurance agents and real estate agents have different pay scales, as shown below.

Life Insurance AgentReal Estate Agent
Average salary$62,552$91,788
Salary rangeBetween $39,000 And $99,000Between $66,000 And $126,000
Highest paying CityAnchorage, AKLong Beach, NY
Highest paying stateAlaskaWest Virginia
Best paying companyAIGSanta Clara Valley Water District
Best paying industryInsuranceFinance

Differences between life insurance agent and real estate agent education

There are a few differences between a life insurance agent and a real estate agent in terms of educational background:

Life Insurance AgentReal Estate Agent
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Life insurance agent vs real estate agent demographics

Here are the differences between life insurance agents' and real estate agents' demographics:

Life Insurance AgentReal Estate Agent
Average age4649
Gender ratioMale, 53.7% Female, 46.3%Male, 43.4% Female, 56.6%
Race ratioBlack or African American, 9.4% Unknown, 3.6% Hispanic or Latino, 16.0% Asian, 4.9% White, 66.0% American Indian and Alaska Native, 0.1%Black or African American, 5.2% Unknown, 4.3% Hispanic or Latino, 13.0% Asian, 6.8% White, 70.3% American Indian and Alaska Native, 0.3%
LGBT Percentage7%13%

Differences between life insurance agent and real estate agent duties and responsibilities

Life insurance agent example responsibilities.

  • Used consultative upselling techniques to provide leads
  • License in state of VA to sell life insurance, annuities, disability income, Medicare supplements, and LTC.
  • Use of a variety of tools to help employers compile the best possible life insurance or annuity packages to retain employees.
  • Market life insurance and annuity products
  • Maintain knowledge of states insurance laws and HIPPA compliance.
  • Examine doors, windows and gates to ensure that they are secure.
  • Show more

Real estate agent example responsibilities.

  • Manage all accounting, cash management, budgeting and financing for individual LLC's and for corporate entity.
  • Manage extremely complex REO and short sale transactions, coordinating sellers, buyers, and lenders in order to complete them.
  • Create ad campaigns via Google ad-words and Facebook.
  • Determine whether title transfers are assessable for taxation.
  • Learn all phases of real estate ethics, practice and procedures.
  • Review and analyze corporate leases, securities offerings, and secure transactions.
  • Show more

Life insurance agent vs real estate agent skills

Common life insurance agent skills
  • Health Insurance, 24%
  • Life Insurance License, 16%
  • Life Insurance Sales, 14%
  • Work Ethic, 10%
  • Lead Generation, 8%
  • Develop Leads, 5%
Common real estate agent skills
  • Customer Service, 15%
  • Real Estate License, 11%
  • Excellent Interpersonal, 10%
  • Real Estate Market, 10%
  • Open Houses, 7%
  • Develop Marketing Materials, 6%