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  • Senior Commercial Surety Underwriter (Remote)

    Zurich 56 Company Ltd.

    Remote life underwriter job

    A leading risk management firm in Chicago is seeking an Executive Underwriter/AVP, Underwriting Director in Commercial Surety. This technically focused role involves account management, business development, and complex analysis. Candidates should possess strong financial skills, excellent communication, and proven negotiation expertise. The position offers a competitive salary range of $98,500 - $215,000, based on level and experience. Join a supportive environment that values growth and inclusion. #J-18808-Ljbffr
    $47k-71k yearly est. 2d ago
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  • Underwriter, Small Business

    Encova Insurance

    Remote life underwriter job

    The salary range for this job posting is $61,742.00 - $110,642.00 annually + bonus + benefits. Pay Type: Salary The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process. Candidates will work remote in any of our listed approved payroll states and have underwriting experience with Package Lines and Workers' Compensation. Ideal candidates will have experience working with agents in Indiana or Kentucky. We may hire a senior level depending on candidate qualifications. (compensation shown is inclusive of the non-senior and senior level). This role will report to a Regional Vice President, Commercial Lines. Are you a Referral? If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team. Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin. JOB OBJECTIVE: The Underwriter, Small Business's objective is to review routine risks, determine acceptability, and successfully write profitable business accounts. The underwriter, within designated authority, reviews insurance applications to evaluate, classify and rate each risk to determine acceptability, coverage and pricing. The underwriter is responsible for the financial performance of the assigned book of business and is expected to achieve profitable retention and growth. The underwriter is focused on taking action to achieve results that positively impact sales and profitability. ESSENTIAL FUNCTIONS: 1. Determine the acceptability, quality, pricing, profitability and opportunity for new and existing business. 2. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO and industry rules, policies, procedures, and guidelines, etc. 3. Underwrites and assesses risk for routine, small business renewals and new business items. 4. Uses the predictive model for straight through processing of a high volume of accounts. 5. Utilizes Encova systems to transact requests and endorsements. 6. Communicates with agents electronically through internal Encova systems. 7. Identify, create and initiate new business opportunities within assigned book of business. 8. Gather and analyze information necessary to make an accurate evaluation of risk. 9. Determine appropriate pricing based on risk exposures, risk quality, loss potential and coverage provided. 10. Utilize available resources including company underwriting guidelines, business unit strategies, and consultations with others to ensure adequate understanding of risk exposures. 11. Prepare proposals to producers, including negotiation of terms and conditions. 12. Ensure the proper issuance of policies, certificates, filings and notifications. 13. Seek the guidance of management on risks exceeding assigned authority levels. 14. Effectively utilize industry rules and guidance to ensure proper policy construction 15. Identify underwriting issues; recommend and develop plans for problem resolution and implement where appropriate. 16. Manage existing and prospective accounts by actively participating in account renewals, new business presentations as needed and discussion with agents. 17. Participate in monitoring and analyzing performance of assigned agents; initiate actions and understand downstream impact of alternatives. 18. Serve as a resource for other team members and units. 19. Apply discretionary pricing appropriately based on the account exposures, predictive model indications and letter of authority. 20. Communicate all underwriting decisions or changes on coverage, limits, exposures and/or pricing, discussing alternatives with agents as needed. OTHER FUNCTIONS: 1. Travel to various locations to support business objectives whenever necessary. 2. Perform other duties as assigned. KNOWLEDGE, SKILLS AND ABILITIES: Bachelor's degree from an accredited college or university preferred, demonstrated significant professional or insurance experience may substitute for educational requirements. Two years insurance experience in the property and casualty insurance market preferred. Interpersonal skills are required including the ability to demonstrate professionalism, adaptability, accountability, collaboration, and problem solving. Insurance designations or insurance education course work (i.e. AINS-Associate in General Insurance) is strongly preferred. Critical thinking: Ability to assess an individual situation and select applicable rules from an array of options, resulting in the most appropriate and sustainable decision. Strong oral and written communication skills. Knowledge of underwriting laws and rules and their application. Knowledge of policy and procedures regarding risk administration and risk management, underwriting and loss control. Knowledge of the insurance industry and the business environment in which it operates in order to develop an effective business strategy and remain technically current. Thorough understanding of business exposure calculations, classifications, experience rating or other plan modifications. Ability to develop and implement account, territorial, producer and book strategies to acquire and retain business. Ability to work effectively in a team environment. Ability to use logic and reasoning to identify strengths and weaknesses of alternative solutions, conclusions or approaches to problems. Ability to identify problems and review related information to develop and evaluate options and implement solutions. Ability to make sound decisions after considering all facts, potential risks, customer needs and alternative solutions. Ability to initiate and build relationships and tailor services to meet customer needs. Ability to present ideas and information to individuals and groups in a clear, concise, influential, organized and diplomatic manner and address concerns or needs. Ability to adjust priorities based on changing situations. Ability to effectively manage multiple assignments while meeting established guidelines. Proficient in Excel. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential. What you can expect from us In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to: Health, Dental & Vision Insurance Company-provided life and income protection plans Eligibility to participate in a company incentive bonus program 401(k) Retirement Plan - 100% company match up to 7% on annual salary Paid Time Off, Paid Holidays, and Floating Holidays Flexible Work Arrangements - Hybrid and remote depending on the role We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally. Encova Insurance is an EOE/E-Verify employer. #LI-Remote#LI-MF1
    $61.7k-110.6k yearly 5d ago
  • Senior Excess Casualty Underwriter - Remote Growth Leader

    ICW Group 4.8company rating

    Remote life underwriter job

    A leading insurance provider is seeking an experienced Executive Underwriter specializing in Excess Casualty to manage broker relationships and underwrite complex risks. The candidate should have over 7 years of underwriting experience, particularly within the E&S marketplace, and possess strong sales and technical skills. This role offers competitive compensation and a full benefits package, emphasizing a culture of collaboration and accountability. #J-18808-Ljbffr
    $70k-103k yearly est. 1d ago
  • Internship, Underwriting

    VSP Vision 4.0company rating

    Remote life underwriter job

    Are you an aspiring professional looking to gain practical experience in the field of underwriting, so you can expand your skillset? The Underwriting Internship is an incredible opportunity to put your skills to the test and apply your theoretical knowledge in a real-life business environment. At VSP Vision,we'reon a mission to help people see every possibility-and we do that through our strategic business pillars that work together to connectnearly90million patientsand their health data to network doctors in a variety of settings across the globe.You'lljoin the Underwritingteam responsible forunderwriting and rating risks. As the UnderwritingIntern,you'llhave the unique opportunity to partner withunderwriters and analystsand support a dynamic team across its primary functions.You'llhave the unique opportunity to gain a broad range of experience in the many elements that contribute to the daily operations of a multi-faceted enterpriseand develop critical business competencies through various tasks. During this internship, you mayassistwith the following duties: New Client and Renewal Client Rating for Individual Risk business Database and records management Various Project work Preferred Skills: Risk Management, Underwriting, Accounting, and/or Financebackground orstudies Analytical abilities General Computer Skills with advanced skills in Microsoft Excel Qualities of the ideal candidate: Able to deal withambiguity Adapts to changeseasily Quick learner Excel - Intermediate to Advanced skill level Action Oriented Job-Related Requirements: Facilities to work remotely, including private or semi-private workspace Access to high-speed internet Technology will be provided Education Level:(years, default to3rd year/4thyear) Degree Target:Finance, Risk Management, Accounting Program Dates: June1stto Aug7th(You must be able to work the full 10 weeks) #LI-VISIONCARE Compensation range for the role is listed below. Applicable salary ranges may differ across markets. Actual pay will be determined based on experience and other job-related factors permitted by law. Salary Ranges: $20.00 - $28.50 VSP Vision is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to age, gender, race, color, religion, sex, national origin, disability or protected veteran status. We maintain a drug-free workplace and perform pre-employment substance abuse testing. Unincorporated LA County Residents: Qualified Applicants with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act, and any other similar laws. Notice to Candidates: Fraud Alert - Fake Job Opportunity Solicitations Used to Collect Fees/Personal Information. We have been made aware that fake job opportunities are being offered by individuals posing as VSP Vision and affiliate recruiters.Click hereto learn about our application process and what to watch for regarding false job opportunities. As a regular part of doing business,VSPVision ("VSP")collects many different types ofpersonal information, including protected health information, about ouraudiences, includingmembers, doctors,clients, brokers, business partners,andemployees. VSP Vision employees will have access to this sensitive personal information and are subject to follow Information Security and Privacy Policies.
    $20-28.5 hourly 3d ago
  • Non-Conforming Underwriter

    JMAC Lending 3.8company rating

    Remote life underwriter job

    With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients. The Opportunity: This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions. This is a Full-Time/Fully Remote opportunity with working hours from 8:00am-5:00pm PT Monday-Friday offering competitive pay ranging from $90,000 to $110,000 annually plus bonus. Key Responsibilities: Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud. Underwrite NON-QM, Jumbo, and Fixed Rate Second Mortgage programs. Review multiple income types including Full Doc, DSCR, Asset Utilization, Asset Depletion, Bank Statements(Business, Personal, and Co-mingled), P&L, 1099, Foreign National. Complete income calculations using both manual and system-based methods for all listed income types. Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs. Accurately log loan data and decisions into our operating system, ensuring precision at every step. Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines. Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file. Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns. Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients. Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills. Requirements Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and procedures. Current jumbo, non-agency, and alternative document experience for at least 3 years. Must be able to multi-task in a fast-paced environment while maintaining a high level of quality. Extensive knowledge of all FNMA/FHLMC and investor guidelines. Extensive knowledge of complex tax returns including multiple businesses and multiple financed properties. Able to multitask within multiple product suites. Maintain quality and production standards as set forth by management. Strong attention to detail, organization, and communication skills. Ability to work independently and adapt to a constantly changing environment Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience. Must comply with all BSA/AML requirements as well as any mandatory changes. Benefits Comprehensive Health Care Plan (including Medical, Dental, & Vision) Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment) Generous Paid Time Off (for Vacation & Holidays) Secure Retirement Plan (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Access to Wellness Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
    $90k-110k yearly Auto-Apply 4d ago
  • LIHTC Underwriter

    Enterprise Community Partners 4.5company rating

    Remote life underwriter job

    Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging. Join us at enterprisecommunity.org Working at Enterprise At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey. Enterprise offers career opportunities in our offices across the country with an exceptional benefits package. Summary Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required. Job Description Responsibilities: Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment. Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities. Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist. Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management. Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business). Participate in and contribute to group meetings and discussions. Performs other duties as assigned. Qualifications: Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred. 3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs Extensive knowledge of LIHTC and strong financial analysis skill is required. Experience in closing real estate transactions highly preferred. Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines. Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus. Strong writing /editing skills needed to produce correspondence and reports. Demonstrated verbal communication and interpersonal skills to represent company to all parties. Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations. Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines. Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills. Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member. Ability to maintain big picture focus while attending to detailed work and providing thorough documentation. Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines. Ability to work evening and weekend hours during peak periods. Total Rewards at Enterprise: You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing. Enterprise offers a comprehensive total rewards package for you and your family. The base salary for this role is $116,000 to $130,000, depending on level of skills and experience. The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs. At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others. #LI-JW1 #ID
    $116k-130k yearly Auto-Apply 9d ago
  • Remote Underwriter - Flood Insurance

    CRC Group 4.4company rating

    Remote life underwriter job

    The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following job description: Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established CRC procedures. Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Carrier Partners. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Develop, cultivate, and maintain strong and effective client and broker relationships. 2. Market the company's full suite of products and services to clients and distribution partners. 3. Underwrite new and renewal business. 4. Develop and maintain excellent relationships with clients. 5. Market all products and services to clients. 6. Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business. 7. Evaluate modeling outputs and third-party data at binding; take appropriate underwriting actions and communicate effectively with producing agents. 8. Monitor accounts to ensure compliance with the firm's policies and procedures. 9. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success. 10. Proof and quality-check policies, endorsements, audits, cancellations, and related documents, ensuring accuracy and consistency.11. Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions. 12. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits - both internal and external. 13. Maintain necessary licenses to produce business. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree or appropriate insurance designation 2. Three years of experience in production and marketing of new accounts 3. Must be licensed in corresponding areas of insurance 4. Must be able to understand and analyze necessary components of insurance policies 5. Ability to understand the client's needs and have knowledge of the risk exposures associated 6. Recognize new trends and developments in the insurance industry and be able to incorporate into strategies 7. Must have knowledge of commercial multi-line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an excellent working relationship with agencies 10. Provide necessary instruction to underwriting support staff 11. Exercise discretion in making decisions 12. Leadership and team playing skills 13. Maintain current knowledge of the insurance industry 14. Good written and verbal skills 15. Maintain travel schedule depending on the needs of clients, Agents, and new business 16. Ability to work extended hours when necessary General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
    $62k-109k yearly est. Auto-Apply 4d ago
  • Sr. Life Insurance Underwriter (Remote)

    Globe Life and Accident Insurance Company 4.6company rating

    Remote life underwriter job

    At Globe Life, we are committed to empowering our employees with the support and opportunities they need to succeed at every stage of their career. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better. Role Overview: Could you be our next Sr. Life Insurance Underwriter? Globe Life is actively networking with experienced Sr. Life Insurance Underwriters who are open to new opportunities! In this role, you will be responsible for evaluating life insurance applications, making critical decisions on risk selection, and determining whether to issue standard rates or decline applications. Guided by underwriting standards and written guidelines, you'll implement underwriting policies and procedures to efficiently process new business while also collaborating with other departments. This is a remote / work-from-home position. What You Will Do: Screen life insurance applications, including trial applications, to select risks and determine standard, rate, or reject disposition. Implement underwriting policies and procedures for new business processing and other department processes. Utilize Swiss Re Underwriting manual and internal company notes to implement medical guidelines. Report and interpret MIB codes, as well as evaluate results of oral saliva tests and agent verification calls. Review and assess motor vehicle records (MVRs), prescription histories (Rx), medical records (APSs), and paramedical exams/lab results. Respond to customer inquiries regarding dispositions and evaluate health information received with add-ons, modifications, and reinstatements. Act as the underwriting contact for top-level Agents for information and escalated issues, handling sensitive cases and positive drug screens. Manage aging cases and referrals from other underwriters and screeners. Assist in training underwriters and screeners and support other necessary underwriting areas as directed by department management. What You Can Bring: Some college coursework; Bachelor's degree preferred; will consider 5+ years of life insurance experience in place of a degree. Required certifications: LOMA 280/281, LOMA 290/291; pursuit of FLMI preferred; consideration given to other industry courses. Mandatory certification in LOMA Underwriting (UND) and knowledge of medical terminology. Minimum of 3 years' experience in an Underwriter role or above. Daily application of critical thinking and complex problem-solving skills. Strong verbal and written communication skills. Proficiency in PC skills, including Excel, MS Word, and MS Outlook; familiarity with MS Access is a plus. Applicable To All Employees of Globe Life Family of Companies: Reliable and predictable attendance of your assigned shift. Ability to work full time and/or part time based on the position specifications. How Globe Life Will Support You: Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don't just work, but thrive at Globe Life: Competitive compensation designed to reflect your expertise and contribution. Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance. Robust life insurance benefits and retirement plans, including company-matched 401k and pension plan. Paid holidays and time off to support a healthy work-life balance. Parental leave to help our employees welcome their new additions. Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals. Company-paid counseling for assistance with mental health, stress management, and work-life balance. Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career. Discounted Texas Rangers tickets for a proud visit to Globe Life Field. Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters.
    $49k-86k yearly est. Auto-Apply 10d ago
  • Excess and Surplus Lines Production Underwriter/Broker

    Ck Specialty Insurance Associates

    Remote life underwriter job

    Ck Specialty Insurance Associates is a rapidly growing, independently owned wholesale insurance brokerage committed to providing innovative and customized insurance solutions to retail agents and brokers across the country. Founded with a strong entrepreneurial spirit, Ck Specialty was built on the foundation of speed, service, and partnership with our retail agents. Traits that remain at the core of everything we do. Since our inception in 1998, we have grown into a respected name in the Excess & Surplus (E&S) marketplace. We focus on a wide range of commercial and personal lines, offering access to top-rated carriers and niche products that meet the unique needs of today's insurance buyers. At Ck Specialty, we operate with a 120% mentality; always going above and beyond in how we serve our clients, partners, and each other. We value precision, reliability, organization, and speed, which is why our team lives by the acronym PROS. We're a company for self-starters, problem-solvers, and professionals who want to be part of something fast-moving and impactful. Why Join CK Specialty? Supportive, high-energy team culture Room for growth and career development in a fast-scaling company Strong leadership that invests in training and development A voice at the table - your ideas matter here Whether you're new to the insurance industry or bringing years of experience, Ck Specialty is a place where your contributions can make a real difference. We're proud of our track record, but even more excited about what's ahead. What You'll be Doing Ck Specialty is a managing general agent and surplus lines broker specializing in hard-to-insure businesses and homes. We are a fast-growing organization seeking a licensed, sales-driven Production Underwriter/Broker to join our expanding team. This position is ideal for licensed insurance producers looking to build a highly profitable book of business with uncapped earning potential. The role offers the financial independence and flexibility to work from anywhere while gaining access to top-tier carriers and exclusive markets. If you excel in business development, relationship management, and revenue growth, we encourage you to apply. Please note: This role is for individuals who have managed a production role with marketing and relationship building responsibilities. This is not a desk underwriter role. Key Responsibilities Sales & Business Development Identify and develop new business opportunities through networking, referrals, and client outreach. Establish and maintain strong relationships with retail agents and carrier partners. Actively cross-sell and upsell insurance products to maximize revenue potential. Underwriting & Risk Analysis Analyze, underwrite, and price risks of varying complexity, ensuring profitability and compliance. Provide competitive terms and creative coverage solutions tailored to client needs. Negotiate terms, conditions, and pricing with carriers to secure optimal coverage for clients. Client & Account Management Maintain and grow a profitable book of business by building lasting client relationships. Respond promptly to customer needs, resolving issues efficiently and professionally. Market & Industry Engagement Stay informed on market trends, industry regulations, and emerging risk solutions. Leverage industry insights and underwriting expertise to advise clients on the best coverage options. … and above all.. have fun while creating a career that will keeping rewarding you over and over! Requirements Required: Active Property & Casualty (P&C) Insurance License. Prior experience in insurance production, underwriting, and/or brokering (excess & surplus lines preferred). Proven track record of sales success, meeting or exceeding revenue targets. Strong analytical and decision-making skills to assess and price risks effectively. Excellent relationship-building and negotiation abilities. Self-motivated with a 120% mentality to grow and maintain a profitable book of business. Strong organizational and time-management skills. High school diploma required. Preferred: Existing book of business or strong industry connections. Experience working in a remote and autonomous environment. Benefits Benefits & Growth Opportunities Fully Remote Position - Flexible work environment. Career Growth - Opportunities for career advancement in a rapidly growing industry. Comprehensive Benefits Package, including: 401(k) Retirement Plan. Health, Dental, and Vision Insurance. Paid Time Off (PTO) and Parental Leave. Tuition Reimbursement for continued education. Disability Insurance for financial security. Work in a Fast-Growing Industry - Be part of an organization focused on innovation and efficiency. Salary and Bonus determined on existing experience and relationship with clients. Why Join Us? At Ck Specialty, we are more than just a workplace-we are a collaborative and growth-driven team. This role offers an exciting opportunity to be part of a company that values innovation, flexibility, and excellence in service. If you are looking for a challenging and rewarding career in underwriting and brokering, we invite you to apply and grow with us!
    $65k-107k yearly est. Auto-Apply 60d+ ago
  • Case Underwriter

    Capital Rx 4.1company rating

    Remote life underwriter job

    About Judi Health Judi Health is an enterprise health technology company providing a comprehensive suite of solutions for employers and health plans, including: Capital Rx, a public benefit corporation delivering full-service pharmacy benefit management (PBM) solutions to self-insured employers, Judi Health™, which offers full-service health benefit management solutions to employers, TPAs, and health plans, and Judi , the industry's leading proprietary Enterprise Health Platform (EHP), which consolidates all claim administration-related workflows in one scalable, secure platform. Together with our clients, we're rebuilding trust in healthcare in the U.S. and deploying the infrastructure we need for the care we deserve. To learn more, visit **************** Position Summary: This role supports pricing and underwriting and ensuring timely and accurate RFP responses. The position involves collaborating with various teams to refine financial models and reporting, presenting final underwriting to leadership, and driving continuous improvement in pricing and underwriting practices. Position Responsibilities: Direct and execute day-to-day pricing and underwriting for new and renewing business opportunities Coordinate with Sales, RFP response, and other business functions to submit timely and complete RFP responses Collaborate with Executive Team and other business functions to design, refine, and maintain internal underwriting, financial modeling, and financial reporting SOPs Support client contracting, including validation that contract terms align with proposal underwriting parameters Present final underwriting to Sales and Executive Team and be able to articulate any potential risk Support continued development and maintenance of underwriting and financial reporting system infrastructure Mine external data to determine best underwriting practices for each business opportunity Manage multiple projects and deadlines as needed Work collaboratively across the organization to communicate and support ongoing financial analytics and reporting needs Support analysis and development of pricing models for new products Support general business needs, as required Responsible for adherence to the Capital Rx Code of Conduct including reporting of noncompliance Required Qualifications Bachelor's degree, with record of strong academic performance in Accounting, Finance, Actuarial Science, Statistics, or Economics (In lieu of a degree, equivalent relevant work experience may be considered) 2+ years of proven experience in financial analysis, actuarial services, accounting, pricing & underwriting Pharmacy, PBM, or Health Plan experience required Knowledge of risk management, statistics, financial modeling Experience manipulating large data sets, including the ability to analyze and interpret historical claims data Proficient in Excel and data visualization tools Experience in either SQL, SAS, or R preferred Track record of leading cross-functional initiatives, driving high performance, meeting deadlines, and executing on deliverables Ability to balance multiple complex projects simultaneously Exceptional technical, analytical, and problem-solving skills Exceptional written and verbal communication skills Extremely flexible, highly organized, and able to shift priorities easily Attention to detail & commitment to delivering high quality work product Salary Range$95,000-$110,000 USD All employees are responsible for adherence to the Capital Rx Code of Conduct including the reporting of non-compliance. This position description is designed to be flexible, allowing management the opportunity to assign or reassign duties and responsibilities as needed to best meet organizational goals. Judi Health values a diverse workplace and celebrates the diversity that each employee brings to the table. We are proud to provide equal employment opportunities to all employees and applicants for employment and prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, medical condition, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. By submitting an application, you agree to the retention of your personal data for consideration for a future position at Judi Health. More details about Judi Health's privacy practices can be found at *********************************************
    $95k-110k yearly Auto-Apply 2d ago
  • Remote Underwriter - Flood Insurance

    Crump Group, Inc. 3.7company rating

    Remote life underwriter job

    The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following job description: Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established CRC procedures. Provides leadership to a production/underwriting team. Provides high quality professional service to Agents and Carrier Partners. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Develop, cultivate, and maintain strong and effective client and broker relationships. 2. Market the company's full suite of products and services to clients and distribution partners. 3. Underwrite new and renewal business. 4. Develop and maintain excellent relationships with clients. 5. Market all products and services to clients. 6. Communicate properly and timely with all producers regarding submissions and decisions for new or renewal business. 7. Evaluate modeling outputs and third-party data at binding; take appropriate underwriting actions and communicate effectively with producing agents. 8. Monitor accounts to ensure compliance with the firm's policies and procedures. 9. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success. 10. Proof and quality-check policies, endorsements, audits, cancellations, and related documents, ensuring accuracy and consistency.11. Review inspection reports and compare to the conditions that were represented at the time of binding and take appropriate or needed actions. 12. Meet or exceed file documentation standards, comply with underwriting authority level standards and pass all audits - both internal and external. 13. Maintain necessary licenses to produce business. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. Bachelor's degree or appropriate insurance designation 2. Three years of experience in production and marketing of new accounts 3. Must be licensed in corresponding areas of insurance 4. Must be able to understand and analyze necessary components of insurance policies 5. Ability to understand the client's needs and have knowledge of the risk exposures associated 6. Recognize new trends and developments in the insurance industry and be able to incorporate into strategies 7. Must have knowledge of commercial multi-line underwriting and rating 8. Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, Rackley ISO Rating Software 9. Ability to develop, foster, and maintain an excellent working relationship with agencies 10. Provide necessary instruction to underwriting support staff 11. Exercise discretion in making decisions 12. Leadership and team playing skills 13. Maintain current knowledge of the insurance industry 14. Good written and verbal skills 15. Maintain travel schedule depending on the needs of clients, Agents, and new business 16. Ability to work extended hours when necessary General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan. CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify
    $49k-97k yearly est. Auto-Apply 6d ago
  • Remote DE/VA Underwriter

    National Mortgage Staffing 3.9company rating

    Remote life underwriter job

    An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $105,000 per year Exempt role (no paid overtime0 Discretionary bonus Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $85k-105k yearly 4d ago
  • Territory Underwriter

    Berkley 4.3company rating

    Remote life underwriter job

    Company Details Berkley Industrial Comp provides best in class workers' compensation insurance solutions to high hazard industries. BIN's mission is to provide an unparalleled customer experience within the high hazard workers' compensation market. BIN achieves its mission by focusing on the following core values: Integrity - character without compromise Agility - flexible and collaborative Expertise - knowledge and skill Ingenuity - solution and future focused We believe in embracing the collective power of people committed to doing right by one another, our stakeholders, and communities. Our core values rest at the heart of this collective effort. **************************** Responsibilities We are looking for a Territory Underwriting Manager who thrives on a collaborative, relationship driven underwriting approach to join our team. The successful candidate will be responsible for contributing to achieving and exceeding the regions' profitability goals through proper risk selection and account management. This individual will collaborate with Business Development to create and foster agency relationships in the Assigned Territory. This job is a work from home position with significant over the road travel, up to 25% of the time. A willingness to meet and travel to agencies is key to this role. Key functions include but are not limited to the following: Underwrites all new business and renewal risks for designated geographic region Manages a book of business between $15 - $20 million Develops and maintains relationships with agencies within a key geographic region Works to achieve/exceed planned accident year loss ratio, rate change, renewal retention and enforce premium goals Documents, analyzes and offers decisions with appropriate detail within underwriting authority levels Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite Complies with insurance filings and regulatory requirements Supports the company's business development strategies through exceptional responsiveness and communication, agency visits, and point-of-sale presentations if/when necessary Demonstrates a working knowledge of our appetite and accurately conveys message to the agency plant; monitors and manages agency hit ratio metrics, new business volume, and overall profitability Utilizes Berkley Industrial's internal tools to track book performance, ensuring new business target production volume is met throughout the term Establishes a knowledge base of agency needs, staff, target markets, and contracted insurers; documents agency visits Performs agency evaluations and works with Business Development to create and ensure agency goals are being met Qualifications Bachelor's degree CPCU, CIC, or AU designation preferred Strong background in Microsoft Office, Word, Excel 5 or more years of workers compensation underwriting experience with a focus in higher hazard industries, such as construction and heavy manufacturing 3-5 years of marketing experience working with independent agents Strong interpersonal, analytical, and negotiation skills Exceptional communication skills both oral and written are essential Self-motivated and results oriented Strong managerial skills with the ability to work independently and as a team member Capable of working with internal and external teams and partners Superior customer service skills Excellent vendor management skills Ability to remain positive and calm in times of stress Ability to successfully engage and manage an assortment of personalities, work and communication styles, and be a preferred business partner to our agency plant Demonstrated ability to meet deadlines, determine priorities and adapt to changing priorities as needed Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include: • Base Salary Range: $70,000 - $100,000 • Eligible to participate in annual discretionary bonus. • Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.
    $70k-100k yearly Auto-Apply 3d ago
  • Personal Lines Underwriter

    One80 Intermediaries

    Remote life underwriter job

    We're seeking a Personal Lines Underwriter to develop and maintain sales representative, agent, and broker relationships. The Access One80 team intakes submissions from every state from over 21,000 retail agencies via a class leading portal. This position is a hybrid role based out of Colorado Springs, CO and will help our distribution partners place Excess and Surplus policies for a wide variety of classes. Your Impact: Ensures all submissions are effectively managed to reach decline or quoting status within a defined service level agreement. Necessary interaction with carriers and producers to gather needed information in an organized manner. Determines the pricing, coverages and exclusions for each submission. Responsible for reviewing and responding to back-end underwriting reviews and new business audits. Documents underwriting decisions within standards and expectations Provides reports necessary to perform underwriting analysis Follows up on open quotes Policy Servicing Successful Candidates Will Have: 3-5 years of personal lines insurance underwriting experience required. 1-2 years of wholesale distribution experience strongly preferred. Must possess the ability to appropriately apply loss development and advanced loss analysis concepts to achieve optimal pricing of a risk and creatively utilize coverage features, deductibles, or reinsurance on individual risks to achieve company objectives. Proficiency with Microsoft Office products such as Word, Outlook and Excel required. A digital MGA, Access One80 focuses on commercial and personal lines on an E&S basis. We access leading carriers in the US and UK to offer online rating and quoting for dozens of lines of business. We offer in house binding authority and wholesale brokerage services across all lines of coverage. One80 Intermediaries is part of Arrowhead Intermediaries, a global insurance distribution platform that offers deep specialization, scale, and innovation across wholesale brokerage, program administration, and specialty insurance. With more than 7,000 professionals worldwide and a collective portfolio exceeding $18 billion in premium placed in 2024, our combined organization delivers a diverse trading platform for insurance carriers as well as expanded access and niche solutions for brokers and customers navigating complex and hard-to-place risks. The platform combines entrepreneurial culture with operational excellence to deliver tailored solutions and long-term value across the insurance ecosystem. For more information, please visit one80.com or if you have any questions about this posting, please contact **********************. Pay Range: 51,000 - 55,000 Annual The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for this role. One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at One80 Intermediaries by visiting our careers page: ********************** Personal information submitted by California applicants in response to a job posting is subject to One80's California Job Applicant Privacy Notice .
    $54k-89k yearly est. Auto-Apply 26d ago
  • Subcontractor Default Insurance (SDI) Underwriter

    Liberty Mutual 4.5company rating

    Remote life underwriter job

    As a part of our construction product offerings and portfolio, Liberty Mutual is hiring a Subcontract Default Insurance (SDI) Underwriter to join our team. The SDI Underwriter will work in support of the Underwriting Team in analyzing and managing new and existing SDI accounts of all sizes and complexities, in support of SDI's national strategy. SDI is a growing team within Liberty Mutual Surety. Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the world's largest globally Surety, including in the United States. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 18 countries. Responsibilities: Review and analysis of financial, capacity, and operational systems and controls in conjunction with current SDI practices. Help execute the SDI vision and value proposition that recognizes changing business and competitive environment dynamics, key business drivers, and financial elements. Leverage strong United States and Canadian broker relationships to effectively promote and represent Liberty Mutual with customers and at industry events. Support and execute SDI business strategy to successfully propel the product and client segments into a significant, profitable, sustainable, and long-term marketplace leadership position. Develop, leverage, and maintain internal and external stakeholder relationships. Assist with new product development, implementation, and oversight; actively engage with others in the Liberty Mutual suite of construction surety and insurance offerings as well as collaborate with other underwriters, claims, and actuarial teams to share insights and best practices across the organization. Utilizing data, analytics, and technology to improve Underwriting risk selection and portfolio management. Special projects as assigned. Experience in the construction industry is highly preferred! Qualifications Bachelor's Degree in Finance, Construction Management, Accounting, Risk Management and Insurance or business related field typically required. A minimum of 3 years experience preferably in the construction industry. Analytical ability and decision-making skills Demonstrated ability to make and clearly communicate sound recommendations that includes complex analyses, both verbal and written Displays strong interpersonal skills in dealing with internal and external stakeholders, including leading presentations with senior leadership. About Us Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: *********************** Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco We can recommend jobs specifically for you! Click here to get started.
    $46k-89k yearly est. Auto-Apply 9d ago
  • Condo Underwriter

    Crosscountry Mortgage 4.1company rating

    Remote life underwriter job

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Condo Underwriter is responsible for reviewing documentation for all new and existing condominium and cooperative projects to ensure compliance with internal policies and procedures, as well as the requirements of Fannie Mae, Freddie Mac, FHA and VA. This position primarily operates within Pacific Time zone working hours to support the West Coast region. Job Responsibilities: Ensure condominium and cooperative projects are underwritten accurately and in a timely manner. Maintain approved and declined condominium and cooperative projects lists and manage expiration dates. Manage lender concentration. Maintain condominium and cooperative projects documentation and requirements as dictated by the agencies and investors. Retain and manage project files. Ensure cooperatives meet Fannie Mae and Freddie Mac guidelines. Ensure condominiums meet Fannie Mae, Freddie Mac, and FHA/ VA guidelines. Determine eligibility of a project (underwrite budget, financials, questionnaire, etc.). Perform legal reviews of the projects (i.e. review by laws, offering plan, etc.). Deliver excellent customer service to Sales and Operations staff. Qualifications and Skills: 5+ years' project review experience. 5+ years' experience related to mortgage credit guidelines, policies and procedures. 5 years' experience with FNMA/ Freddie/ FHA underwriting guidelines. Experience with investor guidelines. Knowledge of Fannie Mae, Freddie Mac and FHA/ VA condominium's websites and all regulations. Excellent organizational skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 33.65 - 38.46 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $45k-73k yearly est. Auto-Apply 32d ago
  • Production Underwriter - Remote

    Amynta Group

    Remote life underwriter job

    We're thrilled that you are interested in joining us here at the Amynta Group! Total Program Management (TPM) was inspired by a startling revelation: the fact that one of the nation's largest burgeoning industries - namely, Health Care - was largely underserved by insurers. Since the Health Care business can pose fairly high risk exposures, insurance companies weren't rising to the challenge. At TPM we knew we could offer specialized solutions and programs to answer the unique needs of the medical field. By educating employers about the cost driving factors of Workers' Compensation insurance, we would also be able to cut both the risks and expenses associated with it TPM seeks an ambitious, self-starter with experience in Property and Casualty, specifically Workers' Compensation to join our team. This individual will develop new retail relationships with a specialty in the Healthcare vertical, specifically in Long-term, Misc Medical and Social Services. While driving new business into TPM, accountability will also be for agency relationship management and growth. The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.
    $48k-78k yearly est. Auto-Apply 60d+ ago
  • Underwriter, Retail, II

    Carrington Mortgage 4.5company rating

    Remote life underwriter job

    Come join our amazing team and work Remote! Our Underwriter II underwrites loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with company policies and procedures and all state and federal regulations. The starting base pay is $27.12 plus monthly incentive. What you'll do: Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. Applies and interprets company underwriting guidelines and makes sound credit decision. Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. Determines any conditions, stipulations or pre-funding requirements. Reviews any conditions, stipulations or pre-funding requirements received. What you'll need: A thorough knowledge of mortgage loan underwriting. Maintains highly confidential information concerning loan applicants. Requires high level of organizational skills and ability to work on several tasks simultaneously. Constant contact with Loan Officers and internal office staff. Significant coordination of various duties required. Our Company: Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low-down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What is the value proposition to joining the team? Full array of mortgage programs. Paperless loan file flow and process. Aggressive Marketing support including brochures, social media, and CRM. Aggressive underwriting: we manual underwrite over 80% of our files Competitive compensation plan, including a base plus commission. What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!). Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. EEO/AAP Employer Carrington does not do interviews or make offers via text or chat.
    $27.1 hourly Auto-Apply 5d ago
  • SBA Underwriter III

    Northwest Bank 4.8company rating

    Life underwriter job in Columbus, OH

    The SBA Underwriter III role supports the Commercial and Small Business Banking lines of business. This position functions as a credit resource who engages in eligibility determination, recommends appropriate loan structures, analyzes financials/projections and underwrites facility for a wide range of business credits while maintaining appropriate service level agreement. This position underwrites more complex credits and may coach and mentor junior underwriters. The ideal candidate will help us grow the line of business through thoughtful efficiency recommendations and will become a trusted resource for the SBA sales team. Essential Functions Efficiently and thoroughly determine the credit worthiness of new SBA loan requests and risk ratings for annual reviews SBA loan decision authority under the Dual Loan Approval Authority matrix structure Disseminate Northwest's and SBA credit risk appetite to lenders and team partners in their assigned regions Engage in monitoring of all SBA credit-related portfolio trends, and banking rules and regulations applicable to SBA loan portfolio Review and decision SBA credit requests, annual reviews and portfolio monitoring / management up to designated joint lending authority Determine the appropriate level of credit underwriting and due diligence to appropriately characterize the risk profile of each credit Identify credit strengths, weaknesses, and mitigating factors Engage in pre-flight reviews of credits Determine eligibility requirements based on SBA SOP Meet or exceed established service level expectations Review term sheets and commitment letters prior to issuance to customers Prepare and present updates as needed to senior leadership Support the Bank in developing understanding of SBA eligibility and processes within the organization Support training across organization as needs arise Ensure complete data integrity in origination and annual review process and ensuring that loan requests are accurately and completely presented Ensure compliance with Northwest's policies and procedures, and Federal/State regulations Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment Education + Experience Bachelor's degree in accounting or finance related degree preferred 5-6 years of experience in SBA lending or credit administration including credit analysis, portfolio management, loan review and/or special assets with a focus on SBA required Experience with and knowledge of SBA eligibility required Experience with and knowledge of USDA programs preferred Experience as a Commercial Loan Officer preferred #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
    $37k-51k yearly est. Auto-Apply 60d+ ago
  • Homegrown Program Grant Underwriter

    Neighborhood Housing Services of Chicago 3.9company rating

    Remote life underwriter job

    NOTICE This position is funded through the HomeGrown Grant Program for a defined term of 1-3 years. While NHS intends for the role to remain active for the duration of the grant, employment with NHS is strictly at-will. Continued employment is contingent upon ongoing grant funding. BASIC JOB FUNCTION The Program Grant Underwriter is responsible for evaluating and determining eligibility for the HomeGrown Purchase Assistance Grant Program. This role conducts comprehensive application reviews, analyzes supporting documentation, verifies program compliance, and issues grant approval or denial decisions. The Underwriter ensures that each applicant meets all City of Chicago Department of Housing requirements and provides clear communication throughout the application lifecycle. In addition, the Underwriter monitors the grant from application through closing and remains responsible for compliance tracking during the five-year recapture period. PRINCIPAL JOB DUTIES & RESPONSIBILITIES Application Intake & Documentation Review Request, collect, and review all required application documentation from prospective homebuyers, ensuring completeness and accuracy. Verify eligibility based on income, household composition, property characteristics, and other HomeGrown program criteria. Identify missing or unclear information and follow up with applicants promptly to obtain clarifications or additional documentation. Application Communication & Case Management Serve as the primary point of contact for prospective homebuyers throughout the underwriting review. Communicate status updates, application issues, and final determinations in a clear and timely manner. Provide guidance to applicants regarding documentation requirements and next steps. Underwriting & Eligibility Determination Analyze applicant documentation, including income verification, mortgage details, homebuyer education certificates, property information, and credit considerations. Assess applications using established underwriting standards, program rules, and City of Chicago. Issue formal grant approval or denial letters in accordance with eligibility outcomes. Team Leadership & Workflow Oversight Establish and manage an application review team, ensuring consistency, accuracy, and compliance in all underwriting decisions. Provide training, support, and quality control for team members involved in application intake and review. Collaborate with Program Administration and other internal teams to maintain coordinated program operations. Grant Monitoring & Compliance Oversight Monitor the status of approved grants through the mortgage loan closing process. Ensure all required documentation is collected and properly recorded before closing. Track grant compliance during the five-year recapture period, documenting changes in occupancy status, property transfers, or other triggering events. COMPENSATION & BENEFITS: $25/hour Health, dental, vision insurance Paid time off We also offer a team spirit, which strives for excellence in customer service. POSITION QUALIFICATIONS Education Bachelor's degree in finance, business, public administration, urban planning, or related field preferred. Experience Minimum of 3-5 years of underwriting, lending, housing program administration, or grant eligibility determination experience. Desired Skills Experience with income verification, mortgage documentation, or affordable housing programs strongly preferred. Familiarity with HUD requirements, down payment assistance programs, or government-funded housing initiatives is a plus. Strong analytical and decision-making skills, with the ability to interpret financial and eligibility documentation. High attention to detail and accuracy in reviewing sensitive documentation. Ability to manage deadlines and coordinate multiple applications simultaneously. Demonstrated cultural competence and ability to work with diverse populations. Technology: Proficiency with Microsoft Office Suite, database systems, and digital documentation management. COMPENTENCIES To succeed in this role, an individual must demonstrate the following competencies: Strong commitment to equity, confidentiality, and high-quality service to diverse applicants. Customer/Client Focus Excellent communication skills, both written and verbal. Problem-Solving Time Management Adaptability Collaboration & Teamwork PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is: Regularly required to talk or hear. Frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms. The employee may occasionally lift and/or move up to 25 pounds. WORK ENVIRONMENT This position involves a combination of office-based work, virtual communication, and occasionally community-based engagement. Some evening or weekend availability may be required for special events or outreach activities. May include periodic meetings with partner agencies, lending institutions, or program staff. REMOTE WORK POLICY The HomeGrown Program staff are required to work full-time in the office. Remote work arrangements are not available for this position. Employees must be present in-office for all scheduled workdays and attend meetings as needed. NHS' COMMITMENT TO DIVERSITY, RACIAL EQUITY, AND INCLUSION Neighborhood Housing Services of Chicago (NHS) is deeply committed to building and sustaining a diverse, equitable, and inclusive organization that reflects the communities we serve. We believe that diversity of backgrounds, perspectives, and experiences strengthens our work and advances our mission. NHS provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by federal, state, or local law.
    $25 hourly 35d ago

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