Lincoln Financial Group jobs in Sacramento, CA - 44 jobs
Senior Territory Manager (Northern CA)
Berkshire Hathaway 4.8
Rancho Cordova, CA job
Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide.
Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path!
Benefits:
We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer!
Competitive compensation
Healthcare benefits package that begins on first day of employment
401K retirement plan with company match
Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays
Up to 6 weeks of parental and bonding leave
Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation)
Tuition reimbursement after 6 months of employment
Numerous opportunities for continued training and career advancement
And much more
Responsibilities
We are seeking a Senior Territory Manager for our Northern California Territory. This individual will be responsible for agency relationships and business development, with a strong focus on the marketing of GUARD's products and developing the territory across their assigned footprint. This is a role for an experienced high-performing territory manager who excels at finding pockets of opportunities, cultivating strong agency partnerships, and executing profitable growth strategies aligned with the goals of Berkshire Hathaway GUARD Insurance Companies. This role requires routine travel within their assigned territory and outside of the territory on occasion.
Responsibilities
Develop and maintain profitable, meaningful relationships with agency partners by ensuring they are well-trained and understand the company's appetite, guidelines and initiatives.
Actively engage agency partners to drive submission activity and achieve profitable growth and business mix goals.
Consistent execution of day-to-day sales process and activities using a disciplined sales process by leveraging tools and metrics that reinforces the focus on agency relationships.
Build strong working relationships with distribution leadership and internal stakeholders, taking a collaborative approach to identify and pursue growth opportunities, optimize territory alignment, and strategically expand across the territory.
Analyze agency performance, market trends and competitor activity to inform tactical decisions and ensure ongoing alignment with GUARD's underwriting appetite and distribution objectives.
Qualifications
Ideal candidate has a minimum of 3+ years territory management and/or field underwriting experience
Positive face of the organization and a “can-do” attitude
Proven track record of developing and maintaining strong agency partnerships and obtaining sales results
Solid technical knowledge of commercial insurance, including Worker's Compensation, Businessowners', Commercial Auto, and Umbrella
Strong familiarity with the Northern California region and its agency networks, market conditions, and competitive landscape
Excellent sales acumen and desire to make a difference
Excellent communication, presentation and negotiation skills
Bachelor's degree preferred
Ability and willingness to travel regularly throughout the region by both car and air
Proficiency in Microsoft Excel; experience with Power BI is a plus
Salary Range
$105,000-$130,000 USD with performance based bonus potential and use of a company car
The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training.
$105k-130k yearly Auto-Apply 6d ago
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Loss Control Supervisor
Berkshire Hathaway 4.8
Sacramento, CA job
Berkshire Hathaway Homestate Companies, Workers Compensation Division, has an opening for a Loss Control Supervisor in Northern California to oversee and develop a team. BHHC prides itself on best-in-class service - you'll provide oversight of service delivery, including strategy, training, mitigation of costs, and quality control assessment and improvement. You'll also represent the Company in communications and meetings with insurance brokers and broker Loss Control representatives. Sound like the right fit for you? We'd love to hear from you!ESSENTIAL RESPONSIBILITIES
Identifies, develops and implements Loss Control processes and procedures to ensure best-in-class service to customers, brokers and insureds.
Reviews Underwriting requests for Loss Control and oversee assignment of work to Vendors or employee staff, escalating requests to Vice President of Loss Control (VPLC) as appropriate.
Conducts surveys and service visits to assigned accounts. Identifies service needs of new customers and special requests by brokers. Ensures inquiries from underwriters, wholesale and retail brokers, broker loss control representatives and customers are addressed timely.
Investigates complaints from customers, brokers and underwriters. Reviews the completed work product on record for field vendor loss control contractors and employees to determine if plans and executed work conforms to guidelines.
Reviews and approves service plans from assigned vendors/employees for technical merit, budget and objectives that conform to Loss Control Operational Guidelines.
Reviews completed work product and prepares quality reviews and evaluations of assigned employees. Periodically accompanies assigned staff during their field visits to observe technical competencies, communications and customer service skills.
Prepares action/improvement plans to correct documented performance or technical deficiencies. Advises of progress on action plans, especially as relates to specific accounts that are that are experiencing claim activity and require immediate action to mitigate loss development in partnership with Underwriting and other internal resources.
Conducts technical training for assigned staff. Provides users training on the Loss Control on-line report system and assists in identification, reporting, and follow-up on system errors and bugs.
Prepares routine management reports for assigned book of business, territory, and staff per guidelines.
Completes periodic performance discussions and annual Performance Review process of assigned team.
REQUIRED QUALIFICATIONS
EDUCATION: Bachelor's degree from four-year college or university required, preferably in Occupational Safety and Health, Environmental Health & Sciences, Engineering, Hard Sciences (Math, Chemistry, Biology, Physics), or related field, required. Advanced degree in Occupational Health/Safety, or related field, preferred.
CERTIFICATES AND LICENSES: Valid Driver's License to drive in the United States in good standing required. One or more of the following certifications required: Certified Safety Professional (CSP), Certified Industrial Hygienist (CIH), Certified Ergonomist (CE), and/or master's level certification. OSHA 10 or OSHA 30 certification preferred.
EXPERIENCE: Minimum of 7 years related safety experience, with a minimum of 4 years as an insurance field Loss Control professional required. Prior supervisory experience a plus.
LANGUAGE ABILITY: Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to write and critique detailed reports that describe the operations, exposures and controls of a wide array of industries. Ability to write speeches and articles for publication that conform to prescribed style and format. Ability to effectively present information to top management, public groups, and/or boards of directors.
MATH ABILITY: Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
REASONING ABILITY: Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to apply principles of logical or scientific thinking to a wide range of intellectual and practical problems. Ability to deal with problems involving several concrete variables in standardized situations. Ability to perform complex calculations and equations for safety and industrial hygiene solution development.
CRITICAL THINKING: Ability to think critically and adapt quickly in a flexible and dynamic environment. Proactive and inquisitive in approach to work. Ability to derive appropriate conclusions and apply on the job.
TECHNICAL SKILLS: To perform this job successfully, an individual must:
Expert knowledge of Occupational Health and Safety (OSH) Regulations and standards; relevant industry legal and regulatory compliance requirements.
Proficiency in conducting complex risk assessments in and development of effective risk management strategies for common loss sources.
Expert knowledge of industry-standard investigation techniques and protocols and incident data analyzation.
Expertise with safety management systems (e.g., OSHA 1910, OSHA 1926, OHSAS 18001, ISO 45001).
Thorough knowledge of specific equipment, machinery, processes, and hazards related to manufacturing, construction, healthcare and service industries.
Expertise in development of emergency response plans.
High proficiency in data analysis and reporting - demonstratable ability to collect, analyze, and interpret safety data to identify trends, track progress, and provide meaningful reports to clients and stakeholders.
Knowledge of office operations, workflow analysis, and current technologies in telecommunications, data entry, and file management.
COMPUTER SKILLS: To perform this job successfully, an individual should be proficient in the Microsoft Office suite of applications and be proficient on applicable databases, systems and vendor software programs.
WHAT WE OFFER
Work/Life Balance
Immediate vesting of Retirement Savings + Company Match
Paid Time Off
Paid Holidays
Retirements Savings Match
Group Health Insurance (Medical, Dental, and Vision)
Life and AD&D Insurance
Long Term Disability Insurance
Hospital Indemnity Insurance
Accident and Critical Illness Insurance
Flexible Savings Accounts
Paid Community Volunteer Day
Employee Assistance Program
Tuition Reimbursement Program
Employee Referral Program
Diversity, Equity and Inclusion Program
ABOUT USWith more than 50 years in business, BHHC has grown from a regional organization to a national insurance group, offering insurance products from coast to coast. Relationships are the cornerstone of our culture, and we believe in doing the right thing. That means we invest in our business in every way possible to deliver on our mission and demonstrate that people are what powers our success. Our commitment to financial strength and integrity means our customers can rest assured that we will be there when it counts. At BHHC we embrace diversity and foster an environment where our people can be their authentic selves. Our differences make us stronger and better together, which fosters a harmonious workplace-something we truly value. We've created an approachable and collaborative atmosphere. Here you'll find a welcoming workplace where everyone can feel valued, supported, and inspired to do great work. Together, we raise the bar by being curious, remaining customer-focused, and operating with integrity.
$73k-94k yearly est. Auto-Apply 4d ago
Administrative Assistant
Ameriprise 4.5
Sacramento, CA job
For more than 120 years, we have remained true to our vision of putting our clients' interests first. We are passionate about helping you live the full and rich life you've earned and committed to helping you be brilliant. Integrity has been a core value since we were founded by John Tappan in 1894. It's how, through panics, recessions, the Great Depression and the recent Great Recession, we've grown into a global financial leader. We've never lost our focus on our clients. That's who we are.
Job Description
Duties and Responsibilities
Welcome and greet clients and office guests
Support office staff and executives with general operational tasks
Plan and schedule meetings, presentations, and other office related events
Perform general accounting and bookkeeping duties
Suggest changes to office task workflow to improve efficiency
Answer phones in a professional manner
Direct calls to appropriate persons or take detailed messages
Answer and send out faxes as needed
Prepare outgoing mail and packages for executives
Reserve conference spaces for meetings
Schedule travel arrangements
Send reminders regarding upcoming appointments
Manage communication of information in and out of the office
Type out correspondence letters, emails, memos, etc. (paper and electronic)
Assist in preparation of presentation materials
Qualifications
Requirements and Qualifications
High school diploma or GED equivalent required
2+ years experience as an administrative assistant
Certified Administrative Professional (CAP) certification preferred
Fast, proficient, and accurate typist
Extensive knowledge of Microsoft Suite and other administrative programs
Outstanding communicator, both orally and written
Excellent customer service skills
Self-starter who works well independently
Ability to prioritize given tasks and work efficiently towards completing them
Familiar with common office equipment (printers, copier, fax, etc.)
Additional Information
All your information will be kept confidential according to EEO guidelines.
$39k-48k yearly est. 60d+ ago
Business Systems Analyst 2
Berkshire Hathaway 4.8
Sacramento, CA job
Berkshire Hathaway Homestate Companies, Workers Compensation Division, has a need for an IT Business Systems Analyst 2 to serve as a bridge between IT and business units, analyzing business needs and translating them into actionable technical solutions. This role involves managing and enhancing various business systems to support efficient processes, improve productivity, and align IT solutions with organizational goals.
This resource will become a systems experts, offering the advantage of efficiency gain and optimization through advisement on functional and non-functional testing and support for workflow and requirements with end users.
Must be legally authorized to work in the United States, without requiring, now or in the future, sponsorship for employment visa status.
ESSENTIAL RESPONSIBILITIESBUSINESS REQUIREMENTS GATHERING
Work closely with technical product owners, IT resources, and stakeholders across departments to understand business needs, processes, and objectives.
Conduct interviews, workshops, and document analysis to gather detailed requirements for new systems or system enhancements.
Work with architects, developers, and DevOps engineers to design solutions, validate feasibility, and ensure scalability.
SYSTEM ANALYSIS & DESIGN
Analyze existing systems and workflows to identify gaps, inefficiencies, or areas for improvement.
Develop and document functional specifications, system design requirements, and workflow diagrams.
Work with IT teams to ensure that system designs meet business requirements and technical standards.
PROJECT IMPLEMENTATION
Support project planning by developing timelines, defining project scope, and estimating resources.
Collaborate with project managers, developers, and other team members during the implementation phase.
Conduct system testing, including functional, regression, and user acceptance testing (UAT), to ensure system changes meet quality standards.
STAKEHOLDER COMMUNICATION & SUPPORT
Act as a liaison between IT teams and business units, ensuring clear communication and understanding of
system requirements and constraints.
Provide training and support to end-users, helping them understand system functionalities and maximize the system's value.
DATA MANAGEMENT & REPORTING
Collaborate with data teams to ensure accurate data integration, reporting, and business intelligence.
Develop and maintain reports and dashboards that support business decision-making.
CONTINUOUS IMPROVEMENT
Stay updated on industry trends, best practices, and emerging technologies.
Proactively identify opportunities for process improvement and lead initiatives to optimize.
QUALITY ASSURANCE & UAT LEADERSHIP
Define and enforce acceptance criteria for features and user stories to ensure high-quality deliverables.
Collaborate with the QA team to develop comprehensive test plans, perform acceptance testing, and ensure product readiness.
Lead user acceptance testing (UAT) sessions, ensuring that product features meet business and technical requirements.
PRODUCT LAUNCH & POST-LAUNCH SUPPORT
Coordinate product releases, working closely with release management, DevOps, and support teams.
Monitor and track the performance of product features post-launch and implement necessary improvements.
Provide post-release support to address technical issues and feedback from users and stakeholders.
RISK & COMPLIANCE
Ensure that all business applications comply with industry regulations and internal security standards, including SOX, PCI-DSS, and other financial sector regulations.
Work with the cybersecurity team to ensure applications are secured against potential threats and vulnerabilities.
Develop and implement procedures for regular audits, risk assessments, and disaster recovery plans for critical applications.
REQUIRED QUALIFICATIONS
Education: Bachelor's degree in Information Technology, Business, or related field.
Experience: Minimum of 3 years of experience as a Business Systems Analyst or similar role. Experience with low code platforms and experience with SQL and data visualization tools highly preferred. Experience with microservices architecture, containerization (e.g., Docker, Kubernetes), and modern cloud-native applications. Hands-on experience with tools like Git, Jenkins, or containerization.
Certifications: Certified Scrum Product Owner (CSPO), Professional Scrum Product Owner (PSPO), or SAFe certifications.
SKILLS NEEDED
Strong knowledge of automation tools, monitoring, and logging platforms.
Proficiency in business analysis tools (e.g., Microsoft Visio, Lucid chart) and familiarity with project management software (e.g., ADO, Jira, Asana).
Analytical Thinking: Strong root cause analysis skills. Ability to understand complex business needs and translate them into technical solutions.
Strong understanding of business processes and ERP/CRM systems.
Communication Skills: Proficient in conveying technical information to non-technical stakeholders and vice versa.
Project Management: Skilled in planning, organizing, and managing resources to bring about successful project completion.
Adaptability: Open to learning and adapting to new systems, technologies, and business
Ability to work independently but in a collaborative manner.
Work with cross-function teams.
WHAT WE OFFER
Work Life Balance
Work From Home Program (up to 2 days per week upon eligibility)
Modernized Historical Setting in East Sacramento
Free Lot Parking
Paid Time Off
Paid Holidays
Retirements Savings Match
Group Health Insurance (Medical, Dental, and Vision)
Life and AD&D Insurance
Long Term Disability Insurance
Hospital Indemnity Insurance
Accident and Critical Illness Insurance
Flexible Savings Accounts
Paid Community Volunteer Day
Employee Assistance Program
Tuition Reimbursement Program
Employee Referral Program
Diversity, Equity and Inclusion Program
ABOUT USWith more than 50 years in business, BHHC has grown from a regional organization to a national insurance group, offering insurance products from coast to coast. Relationships are the cornerstone of our culture, and we believe in doing the right thing. That means we invest in our business in every way possible to deliver on our mission and demonstrate that people are what powers our success. Our commitment to financial strength and integrity means our customers can rest assured that we will be there when it counts. At BHHC we embrace diversity and foster an environment where our people can be their authentic selves. Our differences make us stronger and better together, which fosters a harmonious workplace-something we truly value. We've created an approachable and collaborative atmosphere. Here you'll find a welcoming workplace where everyone can feel valued, supported, and inspired to do great work. Together, we raise the bar by being curious, remaining customer-focused, and operating with integrity.
$101k-124k yearly est. Auto-Apply 60d+ ago
Trucking Claims Specialist
Berkshire Hathaway 4.8
Rancho Cordova, CA job
Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide.
Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path!
Benefits:
We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer!
Competitive compensation
Healthcare benefits package that begins on first day of employment
401K retirement plan with company match
Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays
Up to 6 weeks of parental and bonding leave
Hybrid work schedule (3 days in the office, 2 days from home)
Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation)
Tuition reimbursement after 6 months of employment
Numerous opportunities for continued training and career advancement
And much more!
Responsibilities
Berkshire Hathaway GUARD Insurance Companies is seeking a Trucking Claims Specialist to join our P&C Claims Casualty team. This role will report to the AVP of Claims and is responsible for investigating and resolving commercial auto liability and physical damage claims, with a focus on trucking exposures. The ideal candidate will bring strong analytical skills, sound judgment, and a commitment to delivering high-quality claims service.
Key Responsibilities
Investigate and resolve commercial auto liability and physical damage claims involving trucking exposures.
Review and interpret policy language to determine coverage and consult with coverage counsel when needed.
Manage a caseload of moderate to high complexity and exposure, applying effective resolution strategies.
Communicate with insureds, claimants, attorneys, body shops, and law enforcement to gather relevant information.
Collaborate with defense counsel and vendors to support litigation strategy and recovery efforts.
Ensure claims are handled accurately, efficiently, and in alignment with service and regulatory standards.
Participate in file reviews, team meetings, and ongoing training to support continuous learning.
Salary Range
$95,000.00-$145,000.00 USD
The successful candidate is expected to work in one of our offices 3 days per week and also be available for travel as required. The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training.
Qualifications
Minimum of 3 years of trucking industry experience.
Experience with bodily injury and/or cargo exposures.
Familiarity with trucking operations, FMCSA/DOT regulations, and multi-jurisdictional claims practices.
Strong analytical and negotiation skills, with the ability to manage multiple priorities.
Proven ability to manage sensitive and high-stakes situations with accuracy and professionalism.
Possession of applicable state adjuster licenses.
Juris Doctor (JD) preferred; alternatively, a bachelor's degree or equivalent experience in insurance, risk management, or a related field.
$35k-40k yearly est. Auto-Apply 11d ago
Insurance Advisor - Client Solutions
Massmutual Northern California 4.3
Sacramento, CA job
If you're already licensed in Life & Health and have a year or two of experience helping clients protect their families, you're ahead of the game. MassMutual Northern California is growing our team of insurance advisors who want more opportunity, more tools, and more ways to serve their clients.
What You'll Be Doing:
Expanding your insurance practice with access to a robust portfolio of products.
Partnering with our wealth and planning teams to offer holistic strategies.
Growing your client base with marketing support and business development tools.
Continuing your professional education and development with our mentorship program.
What Makes Someone a Great Fit:
1-2 years of insurance sales experience.
Current CA Life & Health license.
Strong communication skills and a genuine interest in helping people.
Entrepreneurial mindset and drive to grow.
Why MassMutual Northern California:
Top-tier carrier with a respected reputation and financial strength.
Access to advanced planning tools and marketing resources.
A team culture that supports growth and celebrates success.
$48k-67k yearly est. 60d+ ago
Utilization Review Nurse
Berkshire Hathaway 4.8
Rancho Cordova, CA job
About us:
Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide.
Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path!
Benefits:
We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer!
Competitive compensation
Healthcare benefits package that begins on first day of employment
401K retirement plan with company match
Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays
Up to 6 weeks of parental and bonding leave
Hybrid work schedule (3 days in the office, 2 days from home)
Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation)
Tuition reimbursement after 6 months of employment
Numerous opportunities for continued training and career advancement
And much more!
Responsibilities
The Utilization Review Nurse's duties will include, but are not limited to:
Support internal claims adjusting staff in the review of workers' compensation claims
Review records and requests for UR, which may arrive via mail, e-mail, fax, or phone
Meet required decision-making timeframes
Clearly document all communication and decision-making within our insurance software system
Establish collaborative relationships and work as an intermediary between clients, patients, employers, providers, and attorneys
Utilize good clinical judgment, careful listening, and critical thinking and assessment skills
Track ongoing status of all UR activity so that appropriate turn-around times are met
Maintain organized files containing clinical documentation of interactions with all parties of every claim
Send appropriate letters on each completed UR
Salary Range
$65,000.00 - $100,000.00 USD
The successful candidate is expected to work in one of our offices 3 days per week and also be available for travel as required. The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training.
Qualifications
Active Licensed Practical Nurse and/or Registered Nurse License
1+ years of utilization review experience at a managed care plan or provider organization
2 + years' clinical experience preferably in case management, rehabilitation, orthopedics, or utilization review
Excellent oral and written communication skills, including outstanding phone presence
Strong interpersonal and conflict resolution skills
Experience in a fast-paced, multi-faceted environment
The ability to set priorities and work both autonomously and as a team member
Well-developed time-management and organization skills
Excellent analytical skills
Working knowledge of: Microsoft Word, Excel, and Outlook
$65k-100k yearly Auto-Apply 11d ago
Client Service Specialist
Ameriprise Financial 4.5
Roseville, CA job
Client Engagement Specialist - Prospect Outreach, Client Experience & Operational Growth
Location: Roseville, CA (On-site, Full-Time / Part-Time)
Join a purpose-driven financial planning team that values people, precision, and progress. At IndigoFlow Wealth Advisory, we serve business owners and retirees with thoughtful, comprehensive planning-and we take pride in every detail of the client experience.
We're hiring a Client Engagement Specialist to serve as the relational and operational backbone of our growing firm. This is not a stepping-stone role-it's a long-term opportunity for someone who wants to grow in responsibility and impact over time. You'll help us nurture client relationships, execute marketing and service processes, and ensure everything runs smoothly behind the scenes.
The right fit for this role is someone who finds deep satisfaction in doing things well. You're dependable, empathetic, highly organized, and motivated by a sense of purpose. You're known for your follow-through and professionalism. You care about the people you serve, the quality of your work, and being part of a team where excellence is the standard.
Key Responsibilities
- Manage outreach to prospects and clients (calls, emails, texts) with warmth and clarity
- Create a professional, welcoming client experience in person and online
- Own scheduling, inbound calls, and CRM data accuracy
- Coordinate logistics and communication for events and campaigns
- Responsible for executing the marketing calendar, including digital marketing (social media, website, blog).
- Keep the office environment organized, stocked, and running smoothly
- Follow through on key processes to support a consistent, referable client journey
What Sets You Apart
- You're an excellent communicator-whether on the phone, in person, or in virtual meetings. You enjoy nurturing relationships and taking care of people, ensuring they feel seen and supported.
- You're warm, emotionally aware, and naturally put people at ease
- You follow through consistently and take ownership of details
- You enjoy structured tasks, checklists, and helping others succeed
- You're thoughtful, clear in your communication, and take pride in your work
- You're looking for a stable, long-term career path in a values-driven firm
Qualifications
- 4-year college degree required
- 2+ years in client service, hospitality, marketing, or admin coordination roles
- Strong comfort with technology: CRM, email platforms, scheduling systems, and social media tools
- Experience in financial services, boutique consulting, or professional services preferred
Compensation & Benefits
- $26-$30/hour depending on experience
- Performance-based bonuses
- Medical, dental, and vision insurance
- Retirement plan
- Paid time off
- In-person only (Roseville office)
How to Apply
If you're motivated by purpose, people, and getting things done right-we'd love to hear from you.
Please send your resume and a short note sharing:
1. Why this role resonates with you
2. A time you helped create a great client or team experience
We personally review every application. Let's build something meaningful together.
$26-30 hourly Auto-Apply 60d+ ago
Senior Premium Auditor
Berkshire Hathaway 4.8
Rancho Cordova, CA job
About us:
Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide.
Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path!
Benefits:
We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer!
Competitive compensation
Healthcare benefits package that begins on first day of employment
401K retirement plan with company match
Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays
Up to 6 weeks of parental and bonding leave
Hybrid work schedule (3 days in the office, 2 days from home)
Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation)
Tuition reimbursement after 6 months of employment
Numerous opportunities for continued training and career advancement
And much more!
Responsibilities
Are you an experienced insurance professional with a sharp eye for detail and a passion for accuracy? Join our team as a Senior Premium Auditor and help ensure fair, compliant, and data-driven premium assessments for our policyholders.
Responsibilities
Conduct premium audits-virtually or in person-on Workers' Compensation, Businessowners', and other commercial policies.
Review financial records (e.g., payroll, sales, tax documents) to verify exposures and classifications.
Communicate professionally with policyholders, agents, and internal teams to gather and validate information.
Prepare clear, accurate audit reports that support compliance and transparency.
Provide guidance and support to junior auditors.
Stay informed on regulatory updates and industry standards (ISO, NCCI, state-specific rules).
Identify trends or discrepancies and escalate potential issues when needed.
Qualifications
Minimum of 3 years of premium audit experience, especially in Workers' Compensation, General Liability, or Commercial Auto.
Audit experience in FL, CA, and NY/NJ/PA required
A degree in Accounting, Finance, or Business is helpful-but equivalent experience is equally valued.
Performed audits for diverse lines of business nationwide
Familiarity with audit principles and tools preferred (e.g., Visual Audit, Nexus, proprietary systems).
Strong analytical skills and attention to detail.
Effective communication and time management abilities.
Comfort working independently and collaboratively.
Certifications like CPCU or APA are a plus but not required.
Salary Range
60,000-100,000 USD. The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training.
The successful candidate is expected to work in one of our offices 3 days per week and also be available for travel as required.
$87k-109k yearly est. Auto-Apply 4d ago
Fast Track Management Program
New York Life-Roseville 4.5
Roseville, CA job
Job Description
Our mission is to provide financial security and peace of mind through our insurance, annuity, and investment solutions. We act with integrity and humanity in all our interactions with our policy owners, business partners, and one another. Grounded in both confidence and humility, we serve as stewards for the long term. We are here for good, reflecting both the permanence of New York Life and our commitment to do the right thing in business and society. Everything we do has one overriding purpose: to be there when our policy owners need us.
If you are a leadership-oriented individual who is ready to take your financial career to the next level as a partner in our general office, we have an opportunity for you! New York Life Insurance Company is currently hiring managers for its Fast Track Partner Program, a training program in which participants start as financial professionals who gain first-hand experience in the field. Completion of the program requirements can lead to a transition into management as an associate partner. If this sounds like a fit for you, apply today!
Training, Support, and Professional Development: New York Life offers a comprehensive three-year training program, marketing support, as well as prospecting and technical assistance. Our programs give you the ability to work with highly successful, established agents and managers who assist you in developing a clientele. New York Life provides the resources and ongoing support you would expect from a Fortune 100 company.
About New York Life: New York Life is among the strongest and most respected financial companies in the world. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer by each of the four major rating companies: A.M. Best (A++), Standard & Poor's (AA+), Moody's Investors Service (Aaa), and Fitch (AAA)¹. For 65 consecutive years, we have led the Million Dollar Round Table with more members than any other insurance or financial institution in the world². New York Life has been recognized as one of the “World's Most Admired Companies” by Fortune Magazine for 2019.
Financial Advisors offer investment advisory services through Eagle Strategies LLC, a Registered Investment Adviser. Registered Representatives offer securities through NYLIFE Securities LLC (member FINRA/SIPC), A Licensed Insurance Agency - Equal Opportunity Employer M/F/D/V
1 - Full-time agents and their dependents are immediately eligible for medical, dental, vision, long-term disability, and group term life insurance. New York Life reserves the right to amend or terminate any benefit plans, in whole or in part, at any time.
2 - Source: Individual Third Party Ratings Reports as of 7/30/18.
3 - MDRT (Million Dollar Round Table) is recognized throughout the industry as the standard of excellence in life insurance sales performance. SOURCE: MDRT as of 7/1/2019
4 - Based on revenue as reported by “Fortune 500 ranked within Industries, Insurance: Life, Health (Mutual),” Fortune magazine, 6/1/19. For methodology, please see ******************************
Compensation:
$95,000 - $150,000 yearly
Responsibilities:
Complete the program requirements and join the management team as an associate partner
Recruit and develop your own team of financial professionals as an Associate Partner
Employ a comprehensive array of financial products and services including life insurance, fixed and variable annuities, and mutual funds when presenting clients with solutions
Hone your skills and facilitate success as a manager by participating in our intensive, six-month Associate Partner Training Program
Gain hands-on experience as a financial professional helping clients develop a long-term strategy to achieve their financial goals
Qualifications:
Working knowledge of cultural markets is helpful
Seeking a rewarding and challenging career as a goal-oriented, highly motivated financial professional
Multilingual professionals with Spanish, Portuguese, or other language proficiency is a bonus
Required knowledge and experience working in the insurance or financial services field
Some sales experience needed
About Company
New York Life is a Fortune 100 company with a long history of doing good.
We have been in business for over 175 years, 5.5 million LIVES PROTECTED.
Includes all owners of helping generations of Americans protect their families and individual life insurance and annuity policies attain their financial goals.
As a mutual company, we are $938 million LIFETIME ANNUITY INCOME PAID. Includes being accountable only to our policyholders, not to Wall Street, and all payouts on individual income annuity products. outside investors. We are focused on the long-term success $4.9 billion IN LIVING BENEFITS AWARDED.
Includes clients. Life and annuity cash value, accumulation, and qualifying policy dividends paid. Dividends are not guaranteed.
Awards & Accolades... Over $1.1 trillion LIFE INSURANCE PROTECTION in force.
$95k-150k yearly 7d ago
Cloud Infrastructure Engineer
Berkshire Hathaway 4.8
Rancho Cordova, CA job
Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide.
Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path!
Benefits:
We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer!
Competitive compensation
Healthcare benefits package that begins on first day of employment
401K retirement plan with company match
Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays
Up to 6 weeks of parental and bonding leave
Hybrid work schedule (3 days in the office, 2 days from home)
Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation)
Tuition reimbursement after 6 months of employment
Numerous opportunities for continued training and career advancement
And much more!
Responsibilities
As a Cloud Infrastructure Engineer on our Technology Services Team, you will play a key role in the design, planning, and execution of projects related to GUARD's server, storage, backup, and virtualization environments in the cloud. An ideal candidate should be able to understand and implement public cloud IaaS, PaaS, and SaaS solutions, as well as analyze and resolve complex issues related to these areas. Monitor system performance and capacity and provide proactive remediation. Provide cloud services estimates and identify trends and opportunities for process and technology advancements to critical Infrastructure. Act as a technical escalation point for team members. We are seeking an Infrastructure Engineer to work out of one of these locations: Corporate Office in Wilkes-Barre, PA, Philadelphia, PA, Parsippany, NJ, Chicago, IL, Alpharetta, GA, or Dallas-Fort Worth, TX.
Responsibilities:
Lead and participate in Azure cloud infrastructure projects.
Design and implement infrastructure technical solutions that exhibit high levels of performance, security and scalability, while keeping any risks/impacts to the business in mind.
Develop and implement complex cloud environments, focusing on infrastructure as code (IaC) using tools like Terraform, Pulumi, ARM templates, BluePrint.
Experience with Azure DevOps or Github Actions.
Create, manage, and understand Azure resources such as app gateways, load balancers, storage accounts, Azure Files, app services, NSGs, virtual desktops/pools, backup/polices, Site Recovery, Azure Backup, etc.
Deliver technical leadership in the engineering and architecture of GUARD's server, storage, and cloud infrastructure.
Guide IT Administrators to ensure proper execution of project designs and ongoing conformity to policy.
Ensures infrastructure meets compliance and security standards through audits and tools like Azure Policy.
Ensures disaster recovery / backup solutions are operational, maintained and meeting the business needs.
Ability to diagnose and resolve cloud infrastructure related problems.
Document systems, processes, and/or procedures.
Ability to respond to and investigate security alerts.
Track industry trends and maintain knowledge of new technologies to better serve the enterprises architecture needs.
Demonstrated experience in balancing multiple priorities and managing a variety of projects with strong attention to detail.
Ability to mentor and knowledge share as needed to team members and peers.
Availability after hours for critical systems maintenance\issues.
Participation in On-Call rotation.
Salary Range
$65,900.70-$152,611.80 USD
The successful candidate is expected to work in one of our offices 3 days per week and also be available for travel as required.
The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training.
Qualifications
5+ years of public cloud (Azure) engineering experience.
Solid understanding and experience with Infrastructure as Code.
Primary focus on security across all areas of responsibility.
Deep understanding of Active Directory, DNS, DHCP, and Windows Server 2016-2022.
Experience with Entra ID, Defender for Cloud, and compliance.
Hands on administrative experience with SIEM technologies
Knowledge of networking and an understanding of traffic flow, subnets, TCP/UDP, and IP communication.
Familiarity with cloud backup and disaster recovery methodologies.
IT service delivery mindset with a friendly and positive attitude.
Excellent communication skills with an ability to articulate complex information in an easy to understand manner.
Applicants must be authorized to work in the U.S. without current or future sponsorship.
$65.9k-152.6k yearly Auto-Apply 11d ago
Core Sales Representative
Unum Group 4.4
Sacramento, CA job
When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:
+ Award-winning culture
+ Inclusion and diversity as a priority
+ Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
+ Generous PTO (including paid time to volunteer!)
+ Up to 9.5% 401(k) employer contribution
+ Mental health support
+ Career advancement opportunities
+ Student loan repayment options
+ Tuition reimbursement
+ Flexible work environments
**_*All the benefits listed above are subject to the terms of their individual Plans_** **.**
And that's just the beginning...
With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!
**General Summary:**
The Unum Sales Representative is responsible for contributing to sales goals, through building relationships with other insurance professionals - brokers, financial planners, agents, stockbrokers, consultants, enrollment firms and other Unum sales professionals. The Sales Representative is the marketing and technical expert who represents Unum, educating and motivating other professionals to sell our products to their clients with particular focus on selling the full portfolio of integrated products. The Sales Representative is responsible for achieving profitable revenue growth through ethical operations and balance of Unum's risk objectives with integrated sales goals attainment.
This role is remote eligible, with preference for candidates based in or willing to relocate to Birmingham, AL.
Existing remote employees and field-based employees are eligible to apply.
**Principal Duties and Responsibilities**
+ Build, maintain and enhance strong producer relationships through superior product and services knowledge, territory management practices, and excellent customer service.
+ Achieve office and personal sales goals through consultation, negotiations and positioning of Unum offerings within profit and product design guidelines.
+ Identify and procure new customer sales opportunities in partnership with brokers in territory
+ Execute on the annual renewal strategy in support of office renewal goals.
+ Manage the inforce block of business to build new/integrated sales opportunities with existing clients
+ Manage a high volume quote/sales activity territory with primary focus on small to mid-sized employers
+ Represent both Group, Dental/Vision and Voluntary products in the local market
+ Operating within reliable business acquisition and retention processes, effectively utilize technology, financial analysis practices, marketing tools, and the support infrastructure, including full knowledge of the enrollment process to generate successful product and service solutions for our customers.
+ Effectively understand and collaborate with all Field and Home Office resources in the acquisition and retention of business.
+ Build strong field sales/service team partnership. Energize the sales, enrollment and service support team by clarifying the broader purpose and mission of their work. Encourage high standards of performance.
+ Develop solution selling skills by understanding employee benefit challenges and issues facing employers and provide solutions to these challenges.
**Job Specifications**
+ Bachelors degree required
+ Licensed to solicit insurance in the states within assigned territory (use Field Comp Policy & Practice document for specific details on licensing requirements)
+ Able to articulate Unum's value proposition as it relates to employee benefits, exhibits a thorough, deep understanding of Unum's products and services
+ Ability to demonstrate a leadership presence with internal and external partners with strong ability to create relationships and be a team player
+ Superior interpersonal, communication and presentation skills
+ Ability to quickly analyze, adapt, incorporate and apply new information and concepts
+ Strength in applying accurate logic and common sense in making decisions
+ Ability to excel in a highly charged, fast paced environment, handling multiple, often competing priorities
+ Excellent time management, organization and project management abilities
+ Ability to aggregate a variety of statistical data and draw accurate conclusions
+ Demonstrate a willingness to experiment with new ideas, within acceptable boundaries
+ Full understanding of underwriting and risk concepts.
+ Demonstrate a "can-do" spirit, a sense of optimism, ownership and commitment
+ Ability to travel
\#LI-FF1
-IN1
Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.
Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.
Annual Draw $65,000 - $90,000
This role pays an annual draw in the range above that pays out on a bi-weekly basis. The role is 100% incentive based, so this draw must be validated with actual sales production. Any compensation earned over and above the draw amount will be paid out in bonus 7 times a year.
Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.
Company:
Unum
$65k-90k yearly 10d ago
Client Engagement & Relationship Manager
Ameriprise Financial-California 4.5
Roseville, CA job
Job DescriptionClient Engagement & Relationship Manager
Client Engagement & Relationship Manager
Location: Roseville, CA • On-Site • Full-Time
Firm: IndigoFlow Wealth Advisory (Ameriprise Private Wealth Practice)
About the Role
We're seeking a warm, proactive communicator to be the voice and presence of our firm. This role combines client engagement, lead follow-up, and event coordination to ensure every interaction feels thoughtful and seamless. Most meetings are virtual, so comfort in a digital environment is essential.
Key ResponsibilitiesClient & Prospect Engagement (Primary)
Respond promptly to inbound leads
Make outbound calls, texts, and emails to schedule consultations
Build rapport and maintain accurate CRM notes
Client Experience & Office Support (Secondary)
Greet clients and ensure a positive in-office experience
Answer phones and assist with meeting prep
Support logistics for client events and seminars
Career Progression & Licensing Opportunities
Designed for growth, this role offers exposure to advisory operations and client relationship management. High performers may pursue firm-supported licensing (Series 6, 7, or 65) and advance into practice or operations management. Development includes mentorship, training, and structured growth plans.
Why Join Us
Impactful Work: Help clients achieve financial confidence and life goals
Collaborative Culture: Work with a high-performing, values-driven team
Growth Opportunities: Professional development and advancement potential
Who Thrives Here
Warm, outgoing, and proactive
Strong communicator across phone, text, and email
Organized yet adaptable; tech-savvy in virtual workflows
Qualifications
1-5+ years in client service, hospitality, or outreach
Comfortable with outbound calling
Bachelor's degree required; CRM experience helpful
Compensation & Benefits
Hourly: $26-$33 (Non-Exempt)
Bonus: Performance-based
Benefits: Medical, dental, vision, retirement plan, PTO, paid holidays, professional development
How to Apply
Submit your resume and a short cover letter explaining:
Why you enjoy proactive outreach and relationship-building
Why this role resonates with you
Equal Opportunity Employer IndigoFlow Wealth Advisory welcomes applicants from all backgrounds.
$26-33 hourly 31d ago
Senior Associate, Agency Standards
New York Life 4.5
Roseville, CA job
Job Title: Senior Associate, Agency Standards (Compliance Manager) Dept/Sub Dept: Field Operations Value Stream/Field Supervision As a key member of New York Life's Agency distribution system, you will assist the Managing Partner in maintaining and executing critical supervisory systems within the General Office. This role involves direct oversight of agents, Registered Representatives, and Investment Advisor Representatives through regular inspections, compliance training, and supervision programs. You will also serve as a primary compliance resource, ensuring adherence to regulatory requirements and helping to uphold the firm's high standards. Ideal candidates bring a solid foundation of industry knowledge, relevant licenses, and a proactive, detail-oriented approach to promoting operational excellence and regulatory integrity.
What You'll Do:
* Assists the Managing Partner with Agent, Registered Rep and IAR Supervision and executing the Supervisory Systems within the General Office
* Conducts Periodic Inspections and Supervisory Interviews with Agents, Registered Reps & IARs and handles all follow-up required
* Handles the Seminar Supervision Program
* Handles the Enhanced Supervision Programs for Agents and Registered Reps
* Handles the Financial Supervision Program for Agents and Registered Reps
* Conducts Incoming and Outgoing Correspondence Reviews and Resolution of Red Flag Items
* Assists the Managing Partner in recommending and delivering Disciplinary Actions
* Serves as the "point person" to field and answer Standards and Compliance related questions from Agents, Registered Reps, IARs and Field Managers
* Conducts Site Inspections for General Offices, Sales Offices and Satellite Offices
* Assists with Complaint Review Handling and Resolution
* Conducts Standard and Compliance Related Training for Agents, Registered Reps, and IARs
* Assists with follow up for all agent, Registered Rep and IAR regulatory year-end requirements
Required Skills:
* Bachelor's Degree and/or equivalent experience
* Minimum 2 years of industry experience
* Comprehensive knowledge of registered and non-registered products
* Must have Series 7 & Series 24 (Or obtain Series 24 within 90 days)
* Series 65, 66 or ChFC (or obtain within 12 months)
* Excellent communication skills (written and verbal)
* Strong analytical skills required
* Must be a self-starter, results-oriented, a team player and be able to prioritize responsibilities
Preferred Skills:
* Preferred Series 51 or 53
Pay Transparency
Salary Range: $97,500-$139,500
Overtime eligible: Exempt
Discretionary bonus eligible: Yes
Sales bonus eligible: No
Actual base salary will be determined based on several factors but not limited to individual's experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program.
Please note: This role requires FINRA licensed and/or FINRA Associated Person pre-hire fingerprinting.
Company Overview
At New York Life, our 180-year legacy of purpose and integrity fuels our future. As we evolve into a more technology-, data-, and AI-enabled organization, we remain grounded in the values that drive lasting impact.
Our diverse business portfolio creates opportunities to make a difference across industries and communities-inviting bold thinking, collaborative problem-solving, and purpose-driven innovation. Here, you'll find the rare balance of long-standing stability and forward momentum, supported by an inclusive team that honors tradition while embracing progress.
As a Fortune 100 mutual company, we offer a place to grow your skills, contribute to meaningful work, and deliver solutions that matter. Your ideas drive what's next, and your growth powers it.
Our Benefits
We provide a full package of benefits for employees - and have unique offerings for a modern workforce, including leave programs, adoption assistance, and student loan repayment programs. Based on feedback from our employees, we continue to refine and add benefits to our offering, so that you can flourish both inside and outside of work. Click here to discover more about our comprehensive benefit options or visit our NYL Benefits Site.
Our Commitment to Inclusion
At New York Life, fostering an inclusive workplace is fundamental to who we are and how we serve our communities. We have a longstanding commitment to creating an environment where individuals can contribute their best and succeed together. This foundation is rooted in our core values of humanity and integrity, ensuring that every employee feels valued and supported. By embracing a broad range of perspectives and experiences, we achieve greater success and fulfill our promise of providing financial security and peace of mind to families across all communities. Click here to learn more about New York Life's leadership in this space.
Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. To learn more about career opportunities at New York Life, please visit the Careers page of ********************
Visit our LinkedIn to see how our employees and agents are leading the industry and impacting communities.
Visit our Newsroom to learn more about how our company is constantly evolving to meet our clients' and employees' needs.
Job Requisition ID: 92914
$97.5k-139.5k yearly 60d+ ago
Solutions Architect 2
Berkshire Hathaway 4.8
Sacramento, CA job
Berkshire Hathaway Homestate Companies, Workers Compensation Division, has an immediate need for a The Solutions (Application) Architect 2 to drive the definition, design and implementation of technology reference implementations, shared components and/or core application frameworks; with primary focus on web and cloud based application services using the Microsoft technology stack, various third party services and proprietary builds. This role will link the business mission, strategy, and processes of an organization to its IT strategy, and documents this using multiple architectural models or views that show how the current and future needs of an organization will be met in an efficient, sustainable, agile and adaptable manner. Ensures that all systems are working at optimal levels and offers support to application development regarding new technologies and system requirements.
Must be legally authorized to work in the United States, without requiring, now or in the future, sponsorship for employment visa status.
ESSENTIAL RESPONSIBILITIES
Works with members of the architecture portfolio to make recommendations in activities related to the design, development and maintenance of Enterprise Architecture strategies, processes, methodologies and models.
Promotes the development of common reusable enterprise technology solutions while respecting the main principles of Domain Driver Design (DDD).
Assesses the immediate and long term strategic goals of the organization and participates in managing the technology roadmap.
Promotes the adoption of the Security Development Lifecycle (SDL) and integration of it in the Software Development Lifecycle (SDLC) to raise security awareness in application development.
Ensures technology solutions are aligned to solution patterns, application frameworks and the technology roadmap.
Identifies and implements new solutions for research and participate in proof of concept initiatives to explore new architectural strategies.
Responsible for the design, customization, and implementation of robust, secure, scalable systems across n-tier platforms.
Promotes the development of technical infrastructure/architecture and standards.
Supports the new enterprise architecture (called ENCORE) and evaluates roadmaps for opportunity to improve/modernize legacy processes including cloud strategy, DevOps, and technical delivery excellence.
Works with the lines of business, support staff, and technology areas, to design a technical structure based on the existing standards and processes and meets the strategic needs of the business and integrates with other business and IT Processes.
Defines optimal application architecture strategy for migration to the cloud.
REQUIRED QUALIFICATIONS
Education: B.A. / B.S. in Computer Science, Computer Engineering, or Information Technology strongly preferred (alternate degree with significant IT related and leadership experience may be considered in lieu thereof).
Experience: A minimum of 7 years in software engineering and application development, with a minimum of 3 years of experience in enterprise, application, technical, or information architecture. Proven experience with modern software development environment that is Agile and incorporates CI/CD (Continuous Integration/Continuous Delivery) and DevOps. Previous experience with Web UI technologies (e.g., JavaScript, CSS/SCSS/LESS, using MVC, Bootstrap, Kendo UI, JQuery). Experience with multiple JavaScript frameworks, including Angular, React, Node.js. Experience with the following platforms/technologies: Microservices, NoSQL, AWS/Azure/GCP, Docker/Kubernetes, Service Fabric and Logic App.
REQUIRED TECHNICAL SKILLS
Demonstrated technical knowledge of application delivery methods and familiarity with how portfolios of systems work together to create enterprise solutions.
Strong knowledge of security (risks and threats, authentication, authorization, certificates, encryptions) and familiarity with OWASP.
Working knowledge of Visual Studio 2015 or 2017 (or higher), TFS/Git and AzureDevOps.
Familiarity with REST APIs, Dependency Injection, Dapper, test automation components.
Effectively applies technical knowledge to develop technical solutions to new or complex problems that cannot be solved using existing methods or approaches.
WHAT WE OFFER
Work From Home Flexibility (up to 2 days per week upon eligibility)
Modern Office Setting
Free On-Site Fitness Facility
Free On-Site Garage Parking
Paid Time Off
Paid Holidays
Retirements Savings Match
Group Health Insurance (Medical, Dental, and Vision)
Life and AD&D Insurance
Long Term Disability Insurance
Hospital Indemnity Insurance
Accident and Critical Illness Insurance
Flexible Savings Accounts
Paid Community Volunteer Day
Employee Assistance Program
Tuition Reimbursement Program
Employee Referral Program
Diversity, Equity and Inclusion Program
ABOUT USWith more than 50 years in business, BHHC has grown from a regional organization to a national insurance group, offering insurance products from coast to coast. Relationships are the cornerstone of our culture, and we believe in doing the right thing. That means we invest in our business in every way possible to deliver on our mission and demonstrate that people are what powers our success. Our commitment to financial strength and integrity means our customers can rest assured that we will be there when it counts. At BHHC we embrace diversity and foster an environment where our people can be their authentic selves. Our differences make us stronger and better together, which fosters a harmonious workplace-something we truly value. We've created an approachable and collaborative atmosphere. Here you'll find a welcoming workplace where everyone can feel valued, supported, and inspired to do great work. Together, we raise the bar by being curious, remaining customer-focused, and operating with integrity.
$119k-151k yearly est. Auto-Apply 11d ago
College Financial Representative, Internship Program
Northwestern Mutual 4.5
Sacramento, CA job
College Financial Representatives in the internship program at Northwestern Mutual are provided guidance, connection, and a framework for building an integrated financial planning practice from the ground up. Our college financial representatives, who come from varying academic backgrounds and experiences, begin to build a financial planning practice while engaging local and nationwide experts, exclusive financial products, and the support of a Fortune 500 company. You will have the opportunity to build your confidence, develop a professional network, and help people achieve financial freedom. Here, hard work pays off!
Responsibilities
Our internship program mimics our full-time Financial Representative career, allowing you to:
Learn how to prospect and network to build your business and client base
Develop and execute on a business strategy
Call on potential clients and set meetings to understand their financial goals
Prepare plans and offer useful recommendations
Gain exposure to proprietary planning software platforms
Engage in weekly coaching, training, and development meetings
Receive Risk Product State Licensing: Life, Accident, and Health
Build life skills that create future career opportunities
As a Northwestern Mutual College Financial Representative, you can expect a flexible schedule to work around your life and your classes. With the option to participate in our internship program year-round, you can continue to grow your practice and obtain support for registrations and certifications such as the Series 6 & 63 or CFP . Get inspired at local and national recognition events, earn access to leadership programs, and collaborate with experts in our business. In fact, you'll find diverse resources across our culture to ensure that you experience personal and professional growth in this program. With interest, eligible students have an opportunity to interview for a full-time Financial Representative or Advisor role upon graduation.
#LI-Onsite
Qualifications
Are you a fit for this internship?
Full-time student; juniors and seniors preferred
Entrepreneurial ambitions and curiosity for sales
Highly involved on campus (leader, athlete, campus orgs, student government, etc)
Excellent time-management skills
Interest in financial literacy and planning tools
Business savvy and desire to increase critical thinking abilities
Compensation & Benefits
Performance-based earnings and revenue
Learning and Development Incentives (up to $1000/month, not inclusive of earned commissions)
Productivity Bonuses
Support for insurance licensing (life, health, DI, LTC)
Support for SIE, Series 6, Series 63 registrations (eligibility required)
About Us
For over 165 years, we have helped our clients spend their lives living through comprehensive and innovative financial planning. We combine the expertise of our financial professionals with personalized digital experience and industry-leading products to give our clients the ability to successfully navigate their financial lives.
Our tailored approach includes multiple financial strategies-insurance, investments, and annuities-built to reinforce each other, keeping our clients consistently on track to meet goal after goal. We lead with unmatched financial strength and access to the best products and services for our clients.
Our Financial Representatives and College Financial Representatives are valued partners and proud business owners. As such, they are considered independent contractors
1
for income tax purposes, and a "statutory employee" for Federal Insurance Contributions Act (FICA) tax purposes.
As a company, we value an inclusive and belonging workplace where everyone's unique viewpoints bring new successes. We strive to create teams that reflect our customers and communities, fostering an environment where all employees are welcomed, valued, and heard.
Why join Northwestern Mutual
Fortune 500 company (2023)
Top 100 Internship Programs, Yello x WayUp (2022)
5.0+ million clients and growing
2
$257 billion retail investment client assets held or managed by Northwestern Mutual
3
Forbes' Best Employers for Diversity (2018-2021)
Unsurpassed financial strength
4
Best Place to Work for LGBTQ+ Equality- Human Rights Campaign Corporate Equality Index (2015-2021)
1
Northwestern Mutual College Financial Representatives are Independent Contractors whose income is based on production. If offered to apply for approval of an intern contract to become a Northwestern Mutual College Financial Representative, a national criminal background check is required. Should the background check results provide information which would not allow someone to work for Northwestern Mutual, approval to contract will be withdrawn.
2
As of June 30, 2023
3
Combined client assets of NMIS and NMWMC as of June 30, 2023
4
Among U.S. life insurers. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company, as of the most recent review and report by each rating agency. Ratings as of: 06/23 (Moody's Investors Service), 08/23 (A.M. Best Company), 08/23 (Fitch Ratings), 05/23 (S&P Global Ratings)
Salary Range USD $500.00 - USD $1,000.00 /Yr.
$500 weekly Auto-Apply 9d ago
zOS Print Systems Programmer
Unum Group 4.4
Sacramento, CA job
Our Fortune 500 company is driving a digital transformation and looking for forward-thinking innovators to disrupt how our industry thinks about and uses technology. As one of the world's leading employee benefits providers, we help millions of people gain affordable access to benefits that help them protect their families, their finances and their futures.
Are you an asker of questions, a solver of problems, and a challenger of the status quo? Our mission is to provide a differentiated customer experience and exceed the expectations people have of technology at any company - not just insurers.
We are seeking individuals to join our team of talented IT professionals who share never-ending passion and an unwavering focus on our customer experience. Team members comfortable working in an agile, fast-paced, and delivery-focused environment thrive in our environment where we value an entrepreneurial spirit and those who challenge the status-quo.
Unum is changing, and we're excited about what's next. Join us.
**General Summary:**
UNUM is seeking an innovative z/OS Systems Programmer to support and modernize its mainframe environment, focusing on resiliency, future business needs, and emerging technologies. This role involves installing, configuring, customizing, and maintaining z/OS and related IBM and non-IBM software, while collaborating across teams. The position emphasizes working on proofs of concept (e.g., zCX, WAZI, data virtualization solutions), evaluating new and existing technologies, and preparing the mainframe for future initiatives. Responsibilities also include system monitoring, tuning, troubleshooting, and providing technical guidance to team members.
**The z/OS Systems Programmer will:**
+ Bachelors degree in computer science, information systems, engineering, or the equivalent unique education, specialized experience, skills, knowledge or training
+ Install and customize IBM and third-party software using SMP/E or vendor specific installation
+ Provide leadership within the team
+ Provide mentoring to others inside and outside the team
+ Research and evaluate software products.
+ Ensure 24x7x365 Business reliability, availability, and scalability
+ Support of Capacity Planning, Disaster Recover, etc.
**Required Skills**
+ 5+ years of z/OS operating experience.
+ Focus on Print products (CA-SPOOL, CA-Deliver, SystemWare, CA-VIEW, LRS, etc)
+ Comprehensive knowledge of z/Enterprise server technology, software technology, systems analysis, research techniques, systems development standards and quality and cost controls.
+ Advanced knowledge of components of z/OS operating system, SYSPLEX, CICS/TS, DB2, TSO, JES2, WLM and interaction.
+ Skilled at JCL and REXX
+ Knowledge of multiple software components SMPE, HCD/IOD, JES2, VTAM, TCP/IP, TSO/ISPF, SYNCSORT, SDSF, SMF, WLM, RACF, WebSphere MQ, z/OSMF, and various OEM system software such as MOBIUS, Tivoli SA, VPS, CA-VIEW, SAS
+ Strong communication, analytical, and organizational skills and multitasking.
+ Able to install and integrate third-party software.
+ Able to document troubleshoot problems and communicate with business and technical personnel at all levels.
+ Understanding/use of cloud technologies
+ RACF security components, concepts and understanding.
\#LI-AS3
\#LI-Remote
~IN1
Our company is built on helping individuals and families, and this starts with our employees. We want employees to maintain a positive balance, which is why we provide access to the benefits and resources they need to invest in themselves. From our onsite fitness facilities and generous paid time off to employee professional development programs, we are committed to helping employees live and work their best - both inside and outside the office.
Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.
The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.
$89,400.00-$183,500.00
Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.
Company:
Unum
$89.4k-183.5k yearly 33d ago
Mortgage Lending Officer SAFE Act - Sacramento
Citigroup 4.6
Sacramento, CA job
The Mortgage Lending Officer role is a developing professional role. This role identifies policy and applies specialty knowledge in monitoring and assessing processes and data. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Must be able to exchange information in a concise and logical way as well as be sensitive to audience diversity. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team.
Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.
Citi Bank Retail Mortgage provides home lending services via our Citibank branches and centralized service centers. The Home Lending Officer role represents the Retail Mortgage business providing superior service to clients and referral partners and is responsible for originating high quality residential real estate loans for clients. This highly interactive role engages internally with retail branch partners, operations, community business development officers. This role drives mortgage sales and client relationships through engagement with clients, real estate agents, and other area referrers.
Responsibilities:
+ Consult with customers about their financial situation, financial and personal objectives and lending needs for the purpose of helping them achieve their home ownership goals.
+ Collect and analyze information about the customer's financial situation, financial and personal goals, tolerance for risk and change, plans for the future, income, assets, debts, cash flow, and credit history.
+ Analyze financial information for customers to make an initial assessment regarding whether the customer and the property may qualify for a particular lending solution.
+ Make recommendations to customers about which lending solutions would best meet the customers' financial and personal objectives
+ Advise customers about the consequences, risks, and benefits of alternative lending solutions.
+ Promote Citi's brand, and promote Citi as the provider for lending and other financial solutions. This includes promoting Citi and its financial services to real estate agencies, builders, other referral sources, and customers.
+ Visit customers outside of Citi's offices, with such visits to vary based on clientele, geography, market conditions, and other factors.
+ Work as a team with all internal partners to support and grow our customers.
+ Refer customers who seek financial services other than lending solutions to the appropriate Citi professionals.
+ Partner with Operations teams to ensure the seamless transfer of the loan application in order to provide documents to the Processors and acquire any additional information needed by the Processors and/or Underwriters.
+ Work with Processors/Closers and customers to ensure the timely closing of the customer's loan.
+ Go outside to key referral relationships (Realtors, CPA's, Builders, etc). to drive mortgage business into the bank.
+ Introduce clients to segment partners when appropriate (including but not limited to Bank, Wealth Management, Small Business, Cards, etc.
+ Keep abreast of trends and developments in local marketplace, as well as changing rules and regulations across the industry, and expand internal and external network to better serve clients and industry professionals
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Qualifications:
+ 2-5 years relevant experience
+ 3+ years previous mortgage sales experience required
+ Residential Mortgage experience required
+ Established book of business
+ Proven product sales capability is required.
+ FHA/VA & conventional loan experience is preferred
+ The ability to comprehend and explain financial calculations and pricing alternatives.
+ The ability to communicate with customers about the proper documents and information needed to obtain a particular loan.
+ Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA.
+ Demonstrated customer service skills
+ Strong relationship development and management skills
+ Expertise of general lending products and overall mortgage industry.
+ This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities,
Education:
+ Bachelor's/University degree or equivalent experience
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**Job Family Group:**
Consumer Sales
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**Job Family:**
Consumer Product Sales
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**Time Type:**
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**Primary Location:**
SacramentoCalifornia United States
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**Primary Location Full Time Salary Range:**
$60,000.00 - $175,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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**Most Relevant Skills**
Please see the requirements listed above.
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**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
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**Anticipated Posting Close Date:**
Aug 14, 2025
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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (*************************************************************************** ._
_View Citi's EEO Policy Statement (*********************************************** and the Know Your Rights (*********************************************************************************************** poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
$38k-52k yearly est. 60d+ ago
Life Insurance Agent
New York Life-Northern California 4.5
Roseville, CA job
Job Description
We are looking for people who want to make a meaningful impact on the financial well-being of individuals, families, and small businesses. This is more than a sales job - it is a career with purpose, growth, and the opportunity to make a lasting difference.
As an agent with New York Life, you will help clients gain clarity and confidence around some of life's biggest decisions, from preparing for retirement to saving for college. You will guide them through challenges that often feel complex and overwhelming, providing peace of mind along the way.
Most importantly, you will see the positive results of your work for years to come while growing personally and professionally alongside the clients.
Compensation:
$62,500 - $224,000
Responsibilities:
Develop a prospective customer base and advertise our insurance products through referrals, cold calling, networking, and other marketing strategies to secure new business
Determine new customers' insurance needs, desires, insurance risk, prior coverage, and financial standing via booked consultations to ensure the best client experience possible
Qualifications:
Current Life & Health insurance license is greatly valued
Excellent verbal and written communication skills required
Background in the health insurance or life insurance industries preferred
Candidates must have a high school diploma or GED; a Bachelor's degree is a plus
Previous customer service or experience as a sales representative preferred
About Company
New York Life is a Fortune 100 company with a long history of doing good. We have been in business for over 175 years, helping generations of Americans protect their families and attain their financial goals. As a mutual company, we are accountable only to our policyholders, not to Wall Street or outside investors. We are focused on the long-term success of clients.
$61k-85k yearly est. 3d ago
Underwriting Consultant
Unum Group 4.4
Sacramento, CA job
When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:
+ Award-winning culture
+ Inclusion and diversity as a priority
+ Performance Based Incentive Plans
+ Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
+ Generous PTO (including paid time to volunteer!)
+ Up to 9.5% 401(k) employer contribution
+ Mental health support
+ Career advancement opportunities
+ Student loan repayment options
+ Tuition reimbursement
+ Flexible work environments
**_*All the benefits listed above are subject to the terms of their individual Plans_** **.**
And that's just the beginning...
With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!
**General Summary:**
The Underwriting Consultant will demonstrate expert risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. This role may also assist with the training, technical development and mentoring of other underwriters. Additionally, the incumbent will lead and influence others in the organization to support change and drive profitable results.
**Principal Duties and Responsibilities**
+ Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
+ Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
+ Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these
+ Contribute to the development of policies and procedures in support of product development initiatives.
+ Demonstrate a mastery of the Company's product portfolio, the sales, implementation, and enrollment processes, and market place influences
+ Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
+ Act as a technical resource for junior underwriters and provide developmental feedback on case level decisions within the context of a mentoring relationship
+ Act as a mentor and coach, providing input to management regarding mentee performance
**Job Specifications**
+ Bachelors degree or equivalent, relevant business experience
+ Demonstrated, consistent proficiency at Senior Underwriter level
+ Mastery of product provisions, plan designs, pricing and contractual benefits
+ Excellent technical expertise in risk selection
+ Demonstrated strong understanding of top-line and bottom-line objectives
+ Exhibit complete understanding of sales/distribution process and market trends
+ Strong mentoring and coaching skills
+ Strong creative problem solving skills
+ Strong critical thinking/analytical reasoning skills
+ Excellent communication skills, both verbal and written
+ Strong organizational skills and ability to handle multiple priorities
+ Highly skilled in persuasiveness and negotiation
+ Demonstrated ability to work both independently and in a team environment
+ Exhibit a strong commitment to quality and personal ownership of results
\#LI-JQ1
~IN1
Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.
Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.
The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.
$63,500.00-$120,000.00
Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.
Company:
Unum