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Loan analyst vs real estate agent

The differences between loan analysts and real estate agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a real estate agent has an average salary of $91,788, which is higher than the $37,857 average annual salary of a loan analyst.

The top three skills for a loan analyst include loan documentation, customer service and real estate. The most important skills for a real estate agent are customer service, real estate license, and excellent interpersonal.

Loan analyst vs real estate agent overview

Loan AnalystReal Estate Agent
Yearly salary$37,857$91,788
Hourly rate$18.20$44.13
Growth rate4%5%
Number of jobs24,75641,399
Job satisfaction-4
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 59%
Average age4549
Years of experience6-

What does a loan analyst do?

A loan analyst is responsible for determining the eligibility of loan applicants in purchasing loan services by analyzing their application documents, account statements, and financial and credit status. Loan analysts evaluate loan agreements and payment plans and explain feasibility to the customers and loan officers before granting the loan. They also provide loan options and alternatives to the clients according to their needs and risk limitations. A loan analyst must have excellent knowledge of the loan and financial industry, especially in handling credit policies and loan processes and ensuring timely submission of reports.

What does a real estate agent do?

A real estate agent helps owners in the selling or renting of houses, land, offices, buildings, or any piece of property. They should be knowledgeable in the area they work in, which local properties are in the market, and the competitive prices for various properties. It is their responsibility to either market or sells in the best possible and reasonable price and conditions. Negotiating is a vital skill for real estate agents as they act as the middleman for buyers and sellers. Most agents bill the client with a percentage of the final sale price as the fee, but some would get a fixed commission for every sale.

Loan analyst vs real estate agent salary

Loan analysts and real estate agents have different pay scales, as shown below.

Loan AnalystReal Estate Agent
Average salary$37,857$91,788
Salary rangeBetween $24,000 And $58,000Between $66,000 And $126,000
Highest paying CityRaleigh, NCLong Beach, NY
Highest paying stateSouth DakotaWest Virginia
Best paying companyBarclaysSanta Clara Valley Water District
Best paying industryFinanceFinance

Differences between loan analyst and real estate agent education

There are a few differences between a loan analyst and a real estate agent in terms of educational background:

Loan AnalystReal Estate Agent
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Loan analyst vs real estate agent demographics

Here are the differences between loan analysts' and real estate agents' demographics:

Loan AnalystReal Estate Agent
Average age4549
Gender ratioMale, 43.2% Female, 56.8%Male, 43.4% Female, 56.6%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%Black or African American, 5.2% Unknown, 4.3% Hispanic or Latino, 13.0% Asian, 6.8% White, 70.3% American Indian and Alaska Native, 0.3%
LGBT Percentage8%13%

Differences between loan analyst and real estate agent duties and responsibilities

Loan analyst example responsibilities.

  • Innovate technical solutions, including development of complex macros within MSP, to automate work and reduce manual processes
  • Prepare and remit quarterly / semi-annual USDA reporting
  • Communicate with FHA, VA, FNMA and FHLMC investors for any missing documents that are not include at closing.
  • Review government loan's documents including FHA & VA loans, and approves or suspends the loans after the underwriter decision.
  • Contact correspondent lenders for any missing documents and request correction of documents when necessary.
  • Select to participate in company management as a critical member of loan origination process improvement team.
  • Show more

Real estate agent example responsibilities.

  • Manage all accounting, cash management, budgeting and financing for individual LLC's and for corporate entity.
  • Manage extremely complex REO and short sale transactions, coordinating sellers, buyers, and lenders in order to complete them.
  • Create ad campaigns via Google ad-words and Facebook.
  • Determine whether title transfers are assessable for taxation.
  • Learn all phases of real estate ethics, practice and procedures.
  • Review and analyze corporate leases, securities offerings, and secure transactions.
  • Show more

Loan analyst vs real estate agent skills

Common loan analyst skills
  • Loan Documentation, 13%
  • Customer Service, 12%
  • Real Estate, 9%
  • Financial Statements, 9%
  • Loan Portfolio, 4%
  • Data Entry, 4%
Common real estate agent skills
  • Customer Service, 15%
  • Real Estate License, 11%
  • Excellent Interpersonal, 10%
  • Real Estate Market, 10%
  • Open Houses, 7%
  • Develop Marketing Materials, 6%

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