Top Loan Analyst Skills

Below we've compiled a list of the most important skills for a Loan Analyst. We ranked the top skills based on the percentage of Loan Analyst resumes they appeared on. For example, 30.3% of Loan Analyst resumes contained Loan Portfolio as a skill. Let's find out what skills a Loan Analyst actually needs in order to be successful in the workplace.

The six most common skills found on Loan Analyst resumes in 2020. Read below to see the full list.

1. Loan Portfolio

high Demand
Here's how Loan Portfolio is used in Loan Analyst jobs:
  • Processed changes/requests on consumer loan portfolios including assumptions, modifications, and maturity notices.
  • Converted existing loan portfolio and provided customer training to new processing system.
  • Performed analysis of loan portfolios to determine violation of federal statutes.
  • Monitored commercial loan portfolio and tracked loan and property-level information.
  • Managed complex loan portfolios from underwriting to disposition of assets.
  • Administered new and existing construction and land development loan portfolio.
  • Manage daily operations of service retained loan portfolio.
  • Analyzed construction loan portfolios for disbursement approval.
  • Monitored performance of loan portfolio valued at several million dollars, collaborating with key members of management to ensure profitable ROI.
  • Performed loan portfolio and asset valuation, assessed risks based on loan underwriting compliance with applicable laws and regulations.
  • Monitored closed loan portfolios to insure compliance with covenants and requirements of loan closing documents in servicing the loan.
  • Prepared analysis reports to management reflecting loan portfolio performance, risk and opportunities by loan type and size.
  • Completed over 15,000 loss mitigation cases by gathering and analyzing financial situations of banks and investor loan portfolios.
  • Participated in the servicing, closing and post-closing aspects of the commercial real estate mortgage loan portfolio.
  • Work with 20 different mortgage Lenders to maintain a loan portfolio consisting of 150 individual commercial properties.
  • Update insurance for loans annually for our 4000+ loan portfolio, with 300+ million in assets.
  • Collaborated with a team of 6 other analysts to manage $80 billion leveraged loan portfolio.
  • Perform ongoing assessment of loan portfolios and prepare recommendations to management based on my findings.
  • Forecast and analyze cash flow and investment position for loan portfolio and make investment recommendations.
  • Maintained Par loan portfolio activity and prepared funding memos supporting the Loan Trading Business.

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2. Financial Statements

high Demand
Here's how Financial Statements is used in Loan Analyst jobs:
  • Processed corporate loans by analyzing financial statements, company prospects, and macro environment to determine pricing and underwriting procedure.
  • Analyzed corporate financial statements and made approval or declination recommendations on new loan applications and existing loan relationships.
  • Examined financial statements and other credit related information, calculated and considered the risk involved in money lending.
  • Prepare financial reports and analysis for our business units and test financial statements to ensure accuracy.
  • Performed analysis of past and present financial statements and developed 5 year financial projections.
  • Analyze collateral and financial information including financial statements, bank statements and tax return.
  • Collected and analyzed financial statements and supporting documents Submitted by potential borrowers for funding request
  • Analyzed the financial statements for multifamily properties to facilitate the annual review process.
  • Analyzed agribusiness financial statements in order to review credit risk for portfolio group.
  • Analyzed borrowers' financial statements, evaluated collateral and verified proper documentation.
  • Analyzed financial statements, enabling executives to make timely credit decisions.
  • Reconciled outlying bank accounts and client financial statements to bank documentation.
  • Prepare and analyze spreadsheets based on commercial and personal financial statements.
  • Analyzed financial statements, made necessary adjustments or performed research.
  • Reviewed customer's financial statements for covenant compliance.
  • Analyzed complex financial statements to determine borrower eligibility.
  • Evaluated financial statements of commercial real estate properties.
  • Calculated financial ratios from corporate financial statements.
  • Audited ownership and property operating financial statements.
  • Scrutinized financial data by analyzing financial statements.

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3. Ensure Compliance

high Demand
Here's how Ensure Compliance is used in Loan Analyst jobs:
  • Perform examination and reconstruction of borrower's files to ensure compliance with guarantor requirements of all pertinent borrows account information.
  • Analyzed loan servicing documentation and data systems to ensure compliance with protocols, regulatory compliance and company policies.
  • Documented underwriting decision and supported rationale in writing to ensure compliance with lending policies and underwriting guidelines.
  • Reviewed and evaluated status of financial liability documents to ensure compliance with program guidelines.
  • Reviewed all provided information to ensure compliance with internal and regulatory requirements.
  • Created and generated monthly servicing internal audit report for flood insurance, HOI and PMI to ensure compliance in all areas.
  • Provided a detailed review of mortgage loans that were in or had gone through foreclosure to ensure compliance by the lender.
  • Contract position with Wells Fargo Mortgage Reviewed mortgage loan files and documentation to ensure compliance with Wells Fargo lending standards.
  • Perform Sarbanes-Oxley (SOX) testing on bank controls to ensure compliance with regulatory and internal guidelines.
  • Complete credit and appraisal analysis for the loan and ensure compliance with investor and regulatory requirements.
  • Reviewed all complex loans granted in order to ensure compliance with regulations and bank policy.
  • Monitored newly opened loans and closed loans to ensure compliance with local and national regulations.
  • Determined and documented loan conditions to ensure compliance with lender and investor standards.
  • Review of the Good Faith Estimate to ensure compliance is met for underwriting.
  • Analyzed data for accuracy and quality to ensure compliance and minimize risk.
  • Performed periodic audits of loan files to ensure compliance with all regulations.
  • Reviewed mortgagor force placed flood policies to ensure compliance with Regulation H.
  • Analyzed school policies to ensure compliance with the Higher Education Act.
  • Interpret and evaluate information the documentation provided by Correspondent customers to Ensure compliance with Wells Fargo's salability guidelines.
  • Perform timely and accurate examination of automated borrower records to ensure compliance with all servicer/guarantor requirements.

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4. Loan Applications

high Demand
Here's how Loan Applications is used in Loan Analyst jobs:
  • Evaluated new loan applications to insure proper completion and submission of required financial information to facilitate financial credit analysis.
  • Performed reviews of mortgage loan applications and routed for further processing based on established procedures and underwriter recommendations.
  • Reviewed and processed loan applications for a variety of business-to-business clients and potential personal loan clients.
  • Conduct targeted reviews as directed to evaluate individual and corporate financial documents submitted for loan applications.
  • Reviewed residential loan applications to verify that application is complete and meets establishment's standards.
  • Communicated with borrowers and lenders to obtain information needed to process college loan applications.
  • Provided practical advice to all customers in order to effectively facilitate their loan applications.
  • Provided quality control for audited mortgage loan applications ensuring accurate information was recorded.
  • Secured loan applications, processed related documents, and analysis applicant financial status.
  • Reviewed residential loan applications and determined the accuracy and completeness of loan files.
  • Analyzed government approved student loan applications to determine eligibility for loan consolidation.
  • Processed a variety of loan applications/requests for meetings with Business Development/Financial Officers.
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits.
  • Processed loan applications, reviewed financial records to determine loan eligibility.
  • Evaluated loan applications to insure proper submission of required financial information.
  • Reviewed Home Equity Loan applications for accuracy and regulatory compliance.
  • Obtained and managed confidential and sensitive information for loan applications.
  • Prepare written recommendations and submission packages for all SBA loan applications
  • Managed and worked daily pipeline of originating mortgage loan applications.
  • Initiated established underwriting procedures to evaluate loan applications.

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5. Credit Reports

high Demand
Here's how Credit Reports is used in Loan Analyst jobs:
  • Reviewed/analyzed credit reports, appraisals, income, purchase contracts, ordered payoffs/insurance/ and any information provided by borrowers.
  • Handled and submitted approved documents based on validation of income calculations against appraisal and credit reports.
  • Analyze credit reports and borrower financial information to effectively close loan according to lender guidelines.
  • Reviewed credit reports for consumer and identity information.
  • Review credit reports for credit worthiness, appraisals for qualified collateral, and calculate income for debt to income ratio.
  • Review and verify borrower's credit reports, employment history and bank statements to prepare loan for final approval.
  • Collected, reviewed and analyzed all credit documents for accuracy, including credit reports, liens and tax documents.
  • Review credit reports, income and asset information to determine qualification of risk in accordance with guidelines and procedures.
  • Reviewed customer credit and identity information (pursuant to the PATRIOT Act) on credit reports and previous loans.
  • Review and verify credit reports (FICO, pay history, validate debts, other real estate owned).
  • Ordered title, appraisals, flood certifications, background searches, and credit reports on/for potential borrowing entity.
  • Analyzed and reviewed all income, assets, credit reports, title and appraisals to determine creditworthiness.
  • Perform status check of the application, request credit reports from three credit bureaus agencies.
  • Cross-trained team members, ordered and reviewed appraisal reports, credit reports and flood certifications.
  • Analyzed credit reports, income documents, loan statements with other various supporting documentation.
  • Order third party services such as credit reports, appraisals, VOE's.
  • Analyzed borrower's mortgage applications, credit reports and real estate purchase contracts.
  • Place orders for appraisals, surveys, flood certificates and credit reports.
  • Analyze credit reports, figure monthly income, and monthly payments.
  • Analyzed credit reports, reviewed assets and calculated income of borrowers.

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6. Customer Service

high Demand
Here's how Customer Service is used in Loan Analyst jobs:
  • Recognized for exceptional customer service by both internal and external clients; amassed awards for exceptional customer service.
  • Provide light customer service support internally/externally with regard to billing and premium finance agreement inquiries.
  • Improved communication/customer service and documentation process by keeping Lenders abreast of relevant additional requirements.
  • Answered questions from customers and internal personnel; provided superior customer service.
  • Provided superior customer service at the Sacramento District Office regarding veteran benefits.
  • Enhanced customer retention through superior customer service, received awards and commendations.
  • Involved with fast paced customer service using bilingual language skills English/Korean/Japanese.
  • Time management and excellent customer service with internal and external customers.
  • Provided exceptional customer service to internal and external business partners.
  • Perform a high level of daily customer service with builders/borrowers/vendors.
  • Worked with minimal supervision meeting all customer service guarantee levels.
  • Ensured that all customers received superior customer service.
  • Recognized for consistent high quality customer service.
  • Verify loans and provide excellent customer service
  • Provided credit counseling and customer service.
  • Delivered professional and exemplary customer service.
  • Achieved customer service scores of 75% and above with emphasis on reaching a 100% of customer service satisfaction.
  • Developed ways to cross sell products and make referrals to meet sales goals while always providing great customer service.
  • Make translation from English to Spanish and Spanish to English for customer service agents as requested by their manager.
  • Take payments over the phone, credit cards, check over phone, customer service, Call Center.

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7. Foreclosure

high Demand
Here's how Foreclosure is used in Loan Analyst jobs:
  • Researched and resolved borrower inquires regarding foreclosure sales along with providing information regarding the loan modification and closing processes.
  • Administer thorough review and research and enable validation of mortgage documents ensuring accuracy for the execution of foreclosure affidavits.
  • Maintain relationship with internal and external legal counsel and work to resolve escalated litigated foreclosure cases for document execution.
  • Prepared foreclosure documents for execution to include research and retrieval of supporting documentation from various internal systems.
  • Reviewed, analyzed, and compiled complete and accurate information associated with mortgage loans in foreclosure.
  • Used knowledge and guidelines to reduce/eliminate delinquent and at-risk borrowers from losing their homes to foreclosure.
  • Reviewed mortgage and other legal documentation for preparation of affidavits in support of foreclosure proceedings.
  • Identify and communicate foreclosure/default trends; analyze research and resolve complex issues, as necessary.
  • Make contact with foreclosure attorney and order/verify and confirm accuracy of the Loan Chronology.
  • Delegated and provided testimony in court for obtaining judgment on foreclosure and bankruptcy loans.
  • Monitored, tracked and provided documentation and system information for loans in foreclosure.
  • Negotiate payment arrangements with customers to avoid mortgage delinquency, foreclosures and repossessions.
  • Worked with Countrywide borrowers and private investors to pursue foreclosure prevention solutions.
  • Support legal proceedings for foreclosures by reviewing documentation and associated reference materials.
  • Monitored daily reports by reviewing portfolio to minimize mortgagors for possible foreclosure.
  • Prepare foreclosure affidavits and sign as supporting officer for Wells Fargo Company.
  • Authorized to handle restricted documents pertaining to Wells Fargo employee home foreclosures
  • Worked with counsel regarding affidavit needs for foreclosure proceedings.
  • Reviewed and executed affidavits used in foreclosure proceedings.
  • Reviewed and validated information in Foreclosure Complaints.

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9. Real Estate

high Demand
Here's how Real Estate is used in Loan Analyst jobs:
  • Processed documentation required to close real estate loans, ordered title policies to verify encumbrances for satisfactory lien position.
  • Maintained accuracy & perseverance in generating database of properties in an accessible Commercial mortgage real estate software tool.
  • Coordinated real estate activities including acquisitions, property management, lease negotiations, and execution of property sales.
  • Advised consumer real estate customers of available solutions to resolve mortgage delinquencies.
  • Analyzed transaction risks such as borrower creditworthiness, real estate collateral.
  • Generated the database of borrower's property information in an accessible client server Financial Commercial Real Estate software tool called McCracken.
  • Documented and improved the accounting processes of loan modification, forbearance, and other real estate (bank-owned properties).
  • Analyzed complex real estate operating statements and budgets to determine loan limit, debt service coverage, and loan-to-value ratio.
  • Research Commercial loan files, prepare checklists and loan documents dealing with real estate, business assets and equipment.
  • Maintain year-round database for eleven metros and seven states, including all real estate market segments and economic indicators.
  • Prepare loan file for commercial real estate mortgages for use by the Bank s relationship managers/lenders and Loan Committee.
  • Managed and controlled a large Real Estate Portfolio of both distressed and performing loans worth 1.5 billion dollars.
  • Order and review third party residential and commercial appraisals for real estate, corporate and business banking departments.
  • Prepared financial analysis and marketing packages for Class-A commercial real estate in Oregon, Washington and Nevada.
  • Specialized in complex loans such as aircraft, construction, multiple commercial real estate properties, etc.
  • Work closely with the commercial real estate origination team and other support teams in assisting closing deals.
  • Process and audit all consumer, commercial, real estate and revolving line of credit documentation.
  • Originated, managed and closed residential real estate acquisitions portfolio valued at more than $20M.
  • Review and analyze borrowers' operating statements, and rent rolls for commercial real estate properties.
  • Performed financial analysis on pending real estate loans and assisted borrowers with tax and insurance questions.

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10. Bankruptcy

high Demand
Here's how Bankruptcy is used in Loan Analyst jobs:
  • Reviewed bankruptcy affidavits for accuracy, ensure affidavits are executed and maintain records of completed executed copies.
  • Prepared, generated, implemented and reviewed loan documentation for bankruptcy affidavits and declarations for accuracy.
  • Created and reconciled complex bankruptcy payment histories.
  • Conduct Lunch and Learn sessions with the team in order to become familiar and learn other processes within the Bankruptcy dept.
  • Move or file B10 form for fees assessed to the loan within 180 days after the bankruptcy filing.
  • Participated on conference calls and projects to help launch new methods to make the Bankruptcy process more manageable.
  • Work portfolios of high risk accounts that require special attention in various bankruptcy court districts in the US.
  • Communicated with attorneys and court appointed trustees to answer and/or ask questions related to the bankruptcy case.
  • Created and maintains write off job aide benefiting teams throughout bankruptcy for the proof of claims process.
  • Collect Bankruptcy documentation, ensure documents are complete, accurate and submitted on time.
  • Created and implemented bankruptcy procedures to ensure proper filing of proof of claims.
  • Verified accuracy of bankruptcy court filings and filed motions with bankruptcy courts.
  • Served as liaison between accounts and in-house legal staff for bankruptcy proceedings.
  • Handled bankruptcy Chapter 7 and 13 files that required additional research.
  • Trained new hires in various bankruptcy processes and procedures.
  • Perform second and third level reviews of bankruptcy accounts.
  • Review bankruptcy affidavits and motion for relief papers.
  • Reconciled and balanced students Federal Perkins Loan accounts Processed Bankruptcy claims.
  • Analyze the pre-petition and post-petitions funds received from the Bankruptcy Trustee and the Debtor and verify all payments were applied accurately.
  • Prepare very complex lengthy documents supporting the request for a Motion for Relief to be submitted to the Bankruptcy Court.

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11. FHA

high Demand
Here's how FHA is used in Loan Analyst jobs:
  • Processed high volume of FHA/Conventional/VA loans simultaneously.
  • Conducted vendor analysis and loan denials * Provided loan analysis for FHA and Veteran loans * Insured loans and provided document aliasing
  • Communicated with FHA, VA, FNMA and FHLMC investors for any missing documents that were not included at closing.
  • Analyzed closed mortgage loan files for completeness and accuracy in underwriting, including FHA, VA and Conventional loans.
  • Underwrite a variety of mortgage loans including agency, jumbo and different types of FHA loans for loss mitigation.
  • Utilized CLOUD, LIV, FHA connection, and other mortgage websites to analyze and approve loans for funding.
  • Implemented complex State and Federal guidelines for Conventional, FHA, VA, VHFA, and other loan programs.
  • Utilize my knowledge of FHA and VA loans to assess clients' needs and present the best personalized solution.
  • Closed over $60M in FHA Project loans and maintained an additional FHA portfolio of over $7B.
  • Ensured the timely and accurate packaging of all loans originated by loan officers for FHA/ VA government loans.
  • Mortgage Underwriting, for Original and refinanced loans, Determines final credit Approval for Consumers by FHA Guidelines.
  • Research and analyze documents needed for FHA, Fannie Mae, and Freddie Mac loan modifications.
  • Created different job aids to help complete conventional, FHA, or VA files correctly.
  • Maintained program compliance within FHLMC, FNMA, FHA and other government guidelines and regulations.
  • Manage a mix pipeline of FHA, Conventional, VA, and Harp Government loans.
  • Worked with various loan types including conventional, FHA, VA, and construction-perm loans.
  • Helped establish the sales road map that attracted many homeowners to the FHA lending platform.
  • Gained solid expertise working with conventional, FHA, VA, and construction-perm loans.
  • Review and processing of Loan Assumptions; Conventional, FHA, and VA loans.
  • Reviewed and Processed Conventional and FHA loans according to industry and HUD guidelines.

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12. Income Tax Returns

high Demand
Here's how Income Tax Returns is used in Loan Analyst jobs:
  • Analyze documentation received such as Pay-stubs, Income Tax Returns, Bank Statements, etc.
  • Reviewed personal balance sheet information, personal income tax returns, and pay performance.
  • Review of appraisal reports, property inspection reports and income tax returns.
  • Analyze and calculate income per pay stub(s), W-2's, income tax returns and VOE's.
  • Requested documents Such as income tax returns, bank account numbers, purchase agreement And property description.

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13. Fannie MAE

high Demand
Here's how Fannie MAE is used in Loan Analyst jobs:
  • Processed mortgage applications through the Veterans Administration, Federal Housing Administration, and Fannie Mae from initial application to settlement.
  • Ensured that loans conform to all current local and federal fair lending and Fannie Mae or Freddie Mac mortgage requirements.
  • Achieved the highest level of customer service while taking on one of the largest Fannie Mae & Freddie Mac Portfolio
  • Helped with the design and installation of the Fannie Mae Pooling system used to shipped Mortgage Backed Securities.
  • Trained office personnel and loan officers how to utilize the Fannie Mae/Freddie Mac underwriting systems on computer system.
  • Review and approve conventional loan exceptions based on specific Fannie Mae or other investor exception authority matrix.
  • Reviewed mortgages provided by Fannie Mae, Freddie Mac and multiple other lenders to detect fraud.
  • Serviced daily loan servicing functions on assigned Fannie Mae & Freddie Mac Portfolio's.
  • Performed compliance reviews according to investor guidelines such as Fannie Mae and Freddie Mac.
  • Review defaulted Fannie Mae mortgage loan files to identify underwriter negligence and or fraud.
  • Analyzed and approved residential loans according to Fannie Mae and Credit Union guidelines.
  • Performed credit analysis and sizing/pricing for Fannie Mae DUS and CMBS loans.
  • Managed Soldier & Sailors Civil Relief Act (SSCRA) mortgages - specialized in Ginnie Mae & Fannie Mae loan portfolios.
  • Submitted customer information electronically to both Freddie Mac and Fannie Mae for pre-approval response.
  • Experience with Government loans including; Fannie Mae, Freddie Mac, Ginnie Mae.

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14. Data Entry

high Demand
Here's how Data Entry is used in Loan Analyst jobs:
  • Processed mortgage loan requests for Decision One Mortgage accurately using alpha numeric data entry.
  • Maintained Access database of claims including data entry, updates, data analysis, importing and exporting data for business reporting.
  • Performed data entry and maintenance of analyzed accounts while complying with all policies and procedures applicable to the job.
  • Perform data entry and maintenance ACLS, FDR, and ACBS products in all respective loan systems and CSX.
  • Screened applicants via phone and mail, including initial credit approval, credit analysis and application data entry.
  • Used the following tools: Microsoft Excel, Microsoft Office, Microsoft Outlook, 10-key data Entry.
  • Assisted in the daily data entry at Wells Fargo entering Home Mortgage data into system.
  • Excelled at data entry, keying loan information into AS400 database.
  • Used computer for data entry and figure out ratios for customers.
  • Provided and completed data entry for all new loan packages.
  • Provide managers and bankers with data entry and operational support.
  • Performed data entry tasks to facilitate the correction of accounts.
  • Maintained a data entry quality of 99% accuracy.
  • Perform data entry in the loan registration system.
  • Performed data entry to remediate servicing system data inaccuracies based on post-closing loan documentation reviews.
  • Validate the data entry to the appropriate Loan Operating System and evaluate all applicable documentation as required by the job function.
  • Bank of Operations (ADB) Processing all ATM deposits (data Entry), recognition of fraudulent and unprocessed checks.
  • Job Duties required for this job included: Performed data entry of material from source documents to a computer database.
  • Handled the entire loan process from the original application through the closing and funding includingall data entry and clerical.
  • Experience in data entry and verifying that all information present is accurate and matches provided documents.

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15. Equity

average Demand
Here's how Equity is used in Loan Analyst jobs:
  • Provided assistance in updating policies and procedures to ensure effective administration of Home Equity programs.
  • Prepared and presented loan application packages for national lending institutions and equity investment funds.
  • Make equity decisions related to foreclosure outsourcing as well as foreclosure sale bid determination.
  • Completed full equity analysis on every loan for foreclosure referral consideration.
  • Conducted research assigned by supervisor regarding discharge of mortgage; equity lines of credit; auto loans; and second mortgages.
  • Perform financial analysis include the following: trend, equity and ratio analysis, and calculation of Global Debt Service Coverage.
  • Refinanced or Home Equity Line of Credit or Equity Loan through internet for more than 100 customers per month.
  • Verified, prepared and edited legal documents and judgment affidavits for the Wells Fargo Home Equity document execution team.
  • Processed first and second mortgage refinances along with equity lines, construction loans, and purchases.
  • Calculated ratios such as debt-to-equity and loan-to-value to ensure the borrower qualified for the loan.
  • Input all information for new clients for Home Equity Loans, primarily VA Loans.
  • Processed all refinance, home equity and purchase loans within monthly pipeline.
  • Investigated the borrower's credit worthiness and debt/equity ratio during due diligence.
  • Updated billing records, equity preferred schedules and critical date reports.
  • Review financial data of Home Equity accounts that are in default.
  • Originated, processed and closed conventional mortgages and home equity loans.
  • Analyzed tax returns, w-2's, and paystubs to determine debt service ratio for home equity loans.
  • Processed conventional, government and equity mortgages Computer Microsoft Word, Siemens System, Aeos, SCI Skills
  • Process refinance, purchase, pre-approval and home equity loans.

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16. Underwriting Guidelines

average Demand
Here's how Underwriting Guidelines is used in Loan Analyst jobs:
  • Analyze loan risks, recommending modifications and implementing company-wide underwriting guidelines on a daily basis.
  • Developed commercial real estate underwriting guidelines to standardize procedures within the department.
  • Validate information to ensure qualifications are consistent with Investor underwriting guidelines.
  • Skilled at studying loan applicant qualifications to meet underwriting guidelines.
  • Review any loan that does not conform to underwriting guidelines and make decision to reject or approve the borrower's application.
  • Analyzed and reviewed closed loan files for compliance with the company's underwriting guidelines.
  • Complete knowledge and understanding of Underwriting guidelines and file flow systems.
  • Assessed Mortgage files for credit worthiness and underwriting guidelines.
  • Apply all internal underwriting guidelines, investor requirements and federal regulations to the decision process to ensure loan quality.
  • Authorized to approve loans up to [ ] based on documentation requirements of lender underwriting guidelines.

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17. Due Diligence

average Demand
Here's how Due Diligence is used in Loan Analyst jobs:
  • Assisted Asset Managers in procuring documentation and information essential to completing due diligence for resolution and ongoing portfolio management.
  • Worked directly with borrowers in collection of due diligence documentation.
  • Conducted property financial reviews, tenant lease reviews, and due diligence reports including Level I Environmental Surveys and MAI Appraisals.
  • Assisted with the due diligence review of an institution with a CRE loan portfolio of $1.2 billion.
  • Completed multiple credit and due diligence reviews over the last two and one half years.
  • Maintain outstanding Due Diligence list and provide weekly to originator, underwriter and broker/client.
  • Included Internet researching, preparing support documentation, and assisting in due diligence.
  • Delivered Whole Mortgage Loans for due diligence to Secondary Market Trade Investors.
  • Created new accounting processes to accurately streamline monthly due diligence.
  • Completed due diligence on residential bank assets for a client.
  • Review documents as part of the due diligence process.
  • Created due diligence checklists for the borrowers to complete.
  • Conducted due diligence on existing and prospective asset securitization transactions.
  • Performed compliance and pre-purchase due diligence for loans to be purchased on the Secondary Market.
  • Analyze all due diligence items (i.e.
  • Monitor clients licensing changes and updates through NMLS and Regs data Provide in-house compliance due diligence on various departments in division.

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18. Freddie Mac

average Demand
Here's how Freddie Mac is used in Loan Analyst jobs:
  • Prepared annual inspection reports and quarterly financial analysis for Freddie Mac.
  • Examined documents required by Bank & Private, VA, Freddie Mac, or Fannie May.
  • Assemble documentation required by Freddie Mac and deliver via DMS.
  • Processed monthly reconciliation reports to Freddie Mac.
  • Processed daily payments to Freddie Mac.
  • Administer 600+ Freddie Mac Loans Prepare underwriting cash flow statements for portfolio loans.

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19. Escrow

average Demand
Here's how Escrow is used in Loan Analyst jobs:
  • Administered tasks related to escrow accounts, including the disposition of incoming notifications regarding taxes and insurance.
  • Performed manual mortgage calculations to validate principal, interest, and escrow accounts
  • Analyzed title insurance commitment reports including title exceptions and prepares title/escrow instructions.
  • Prepared wire transfer worksheets, handled amortizations, and calculated escrows/interest.
  • Generated, processed and reviewed annual escrow analysis reports.
  • Reported escrow shortages to relationship and portfolio managers.
  • Prepare escrow analyses and bank account reconciliations.
  • Maintained escrow accounts and completed amortization schedules.
  • Provide Escrow analysis, loan statements, and activity reports to both internal and external auditors as well as to clients.
  • Perform manual mortgage calculations to validate principal, interest, escrow, misapplied payments, and overage and shortage of escrow.
  • Review closing documents and communicate with escrow agent items needed to fund the loan and once received fund loan.
  • Perform manual calculations to validate principal, interest, escrow accounts, and other fees related to the foreclosure.
  • Calculate the payment of any admin fees, late charges, payments, ancillary fees, and escrow.
  • Tax & Escrow, Loan Sales & Pricing, Document Control and Compliance review Analyst with Conventional Mortgage.
  • Prepare commercial and residential files for processing and closing, open title, escrow, and order appraisals.
  • Perform manual mortgage calculations to validate principle, interest, late charges and escrow accounts through Web Direct.
  • Prepared loan payoffs, set up title escrow accounts and assured payment or release of liens and/or judgments.
  • Follow up with Escrow Agents or County Clerks on missing recorded mortgages to ensure they get recorded properly.
  • Ensured timely payment of taxes, insurance, mortgage insurance and other escrow disbursements of loans serviced.
  • Resolve escrow accounts to include taxes and insurance premium payments in favor of company or the homeowner.

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20. Special Projects

average Demand
Here's how Special Projects is used in Loan Analyst jobs:
  • Conducted audits internally/externally, prepared reports, worked special projects with other business lines, and reported to upper management.
  • Performed additional administrative tasks and special projects as warranted thereby maximizing department's productivity by 12%.
  • Demonstrated flexibility and teamwork by contributing to special projects as requested.
  • Completed special projects involving outsourcing training and in-house call quality assurance.
  • Assisted Senior Management with Multiple Special Projects from upper management.
  • Assisted with special projects such as insurance, taxes, occupancy certificates and loss draft, provided training to new employees.
  • Assist with writing procedures on new processes, review and implement procedure updates and worked on multiple special projects.
  • Assigned to participate in special projects such as peer mentoring, peer coaching and quality review team.
  • Top performer across all teams and participant in multiple special projects and launching new processes.
  • Trained team members and assisted with special projects by creating and reviewing quality reports.
  • Worked on special projects: Iowa project, E-manual project for the foreclosure department.
  • Assisted with assigned special projects requested by Team Lead or Manager.
  • Perform Special Projects and act as liaison to Upper Management.
  • Assisted in numerous special projects as needed.
  • Handled escalated issues or special projects.
  • Assist management of special projects.
  • up, audit acquisition loans, special projects, setting up ARM Loan information on the Fidelity Workstation Systems.
  • Respond to all calls from attorneys, and customers, collect from nonfilers Work on special projects as needed
  • Prepare annual commercial loan reviews and assist the relationship managers with the monitoring of financial covenants and compliance Special projects for management
  • Develop ad-hoc reports for various groups throughout organization Assist with special projects as assigned.

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21. Loan Modifications

average Demand
Here's how Loan Modifications is used in Loan Analyst jobs:
  • Processed loan modifications electronically into three different computer programs on a dual monitor.
  • Review, calculate and approve loan modifications according to company guidelines.
  • Analyzed customer financial history to assist with potential loan modifications.
  • Finalize all approved trial and permanent loan modifications.
  • Collaborated efforts in processing various loan modifications, including extensions of maturity, interest rate adjustments, borrower transfers, etc.
  • Negotiated and closed two loan modifications in consideration for fees and increased pricing.
  • Processed loan modifications and HAMP loans to prepare for new loan terms.
  • Analyze and verify all financial data to qualify clients for loan modifications.
  • Worked to ensure the accurate processing of loan modifications and short sales.
  • Review and approve underwriting terms for loan modifications in Loss Mitigation.
  • Managed, maintained pipeline of 1000-1500 incoming loan modifications monthly.
  • Process and setup loan modifications for customer's trail period.
  • Reviewed documentation for clients and prepared pre-qualifications for loan modifications.
  • Analyzed home loans and modified interest rates,answered inbound calls and assisted customer's with Loan Modifications.
  • Decisioned loan modifications, short sales and deed-in-lieu request for a quick and accurate response.
  • Review and provide a timeline report for specific Loan Modifications in progress.
  • Process loan modifications for a major loan servicer.
  • Attended mediations to negotiate loan resolutions with debtors through loan modifications and forbearances or discounted payoff options.

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22. Title Companies

average Demand
Here's how Title Companies is used in Loan Analyst jobs:
  • Maintained correspondence with title companies, correspondent leaders, county recording offices & various investors regarding mortgages and titles.
  • Coordinate the real estate loan activity with title companies, appraisers, civil or environmental surveyors, etc.
  • Work with title companies to order updated title reports on files to ensure compliance and clear title.
  • Managed coordination of information flow between borrower, counsel, broker, appraisal and title companies.
  • Solved suspected discrepancies and updated systems to match fees listed by the government, title companies.
  • Managed relationships between borrowers, lenders, escrow companies, title companies, and appraisers.
  • Assisted Brokers, Attorneys and Title Companies in resolving any issues regarding the full file.
  • Communicate with various title companies and Attorney's to verify information contained in loan files.
  • Developed valuable relationships with investors, appraisers, attorneys, and title companies.
  • Served as a liaison among title companies, underwriting and loan processing.
  • Created relationships with Realtors, Appraisers, and Title companies to ensure that my borrower was getting the best experience possible.
  • Partnered with mortgage consultants, realtors, title companies FHA and underwriters to promptly complete all required documentation and procedures.
  • Work with attorneys, court clerks and third party title companies to ensure legality and companycompliance to minimize corporate risk.
  • Researched and resolved deficiencies for missing documents through extensive contact with brokers, realtors, title companies and borrowers.
  • Underwrite files for completeness and coordinate with closers, and title companies to schedule settlements.

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23. Loan Data

average Demand
Here's how Loan Data is used in Loan Analyst jobs:
  • Received and reviewed all documents updated information into FiTech system while ensuring accuracy and integrity of loan data.
  • Managed and leveraged IFF's loan databases ensuring accuracy in entry and effectiveness of reporting.
  • Generated financial and operational projections and provided sales forecasts through analysis of loan data.
  • Entered accurate numerical mortgage loan data while providing input regarding mortgage loan decisions.
  • Entered, verified, and analyzed loan data using various internal and external systems to ensure process was done accurately.
  • Set up, monitored, and maintained loan data for ARM, soldier and sailor, and step rate loans.
  • Performed data audits for 3 bank acquisitions by comparing loan data from former banking software to conversion software.
  • Arranged term sheets and loan data as well, in obtaining flood certificate for collateral properties before closing.
  • Perform data analysis on loan data, origination, servicing, and loan modification and liquidation data.
  • Examine, audit and analyze collections of loan data searching for ways to reduce total net billing.
  • Handle staff questions regarding day to day operation issues on loan data and transaction processing.
  • Recorded loan data on internal software programs while maintaining a 99.5% accuracy rate.
  • Enter new loan data information into computer and accurately prepare loan packets for files.
  • Maintained loan database and provided quality assurance for the syndicated loans product.
  • Entered loan data into loan origination system.
  • Input all loan data into a tracking system
  • Analyzed and interpreted mortgage loan data.
  • Review and analyze loan data.
  • Analyze and reconcile loan data received from third-party sub-servicers with the current data in the bank's system using Microsoft Excel.
  • Manage loan database for residential loans and interact with clients and servicers to get up to date information.

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24. High Quality

average Demand
Here's how High Quality is used in Loan Analyst jobs:
  • Collaborated with team members by reviewing data entry checklist to ensure accuracy and system integrity resulting in high quality loan acquisitions.
  • Maintained a high Quality Assurance score for my weekly coaching session.
  • Played key role in the design and delivery of high quality vendor Requests for Proposals (RFPs).

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25. Student Loans

average Demand
Here's how Student Loans is used in Loan Analyst jobs:
  • Received, analyzed and responded to incoming documents regarding student loans.
  • Research FFELP student loans and build out loan level Excel calculation model to support bond issuance.
  • Initiated contact with students looking to refinance or merge student loans from another lender.
  • Reorganized student loans and portfolios to better communicate with the student when needed.
  • Evaluated quality of Federal and private student loans and assigned risk ratings.
  • Close Student loans after final review and scan in new files.
  • Corrected and prepared student loans for transfer to the Dept.
  • Processed student loans, personal loans and mortgages.
  • Reviewed and analyzed student loans for proposed purchase.
  • Collected on defaulted student loans.
  • Originated and approved student loans.
  • Provided workflow documentation and procedures for programmers as they built the new system for NDSL student loans.

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26. MSP

average Demand
Here's how MSP is used in Loan Analyst jobs:
  • Validated Motions for Relief and Declarations/Affidavits and all supporting documents including post-petition payment histories from MSP and Web Direct.
  • Reconcile down payments, Modify accounting data and re amortize loans in accordance with approved terms on MSP.
  • Innovated technical solutions, including development of complex macros within MSP, to automate work and reduce manual processes
  • Identified MSP system issue regarding tolling interest and partnered with technology to implement a solution to correct issue.
  • Identified, researched and cleared exceptions in MLCS, MSP and PLX systems.
  • Processed boarded loans from Electronic Loans Interface (ELI) and (EMPOWER) to MSP.
  • Worked on systems such as MSP, LPS, Access, Excel.
  • Audited hard copies of new mortgage loans for accuracy against the MSP system in a timely manner.
  • Bulk Loan boarding analyst, auditing first and second mortgage home loans on msp servicing system.
  • Process transaction through navigation systems such as REAL EC, LSS Workflow, Impact, MSP.
  • Validate and approve amended Proof of claims using MSP, LIV, Pacer, NDC, Vendorscape and IClear.
  • Managed and maintained proper loan portfolio activities in corresponding systems such as msp, cfm, closr and vfc.

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27. Fnma

average Demand
Here's how Fnma is used in Loan Analyst jobs:
  • Review third party inspections and input into system and FNMA website.
  • Managed the FNMA Delayed Interest Project with precision and promptness.
  • Issued Owner's Policies to HUD, FNMA and VA.
  • Post closed loans for sale to FNMA and FHLMC.
  • Collected & process corporate advances, prepare action plans for Trimont/FNMA conference calls.
  • Front Line Underwriter using Delegated Authority rendering mortgage loan decisions using Conventional, Portfolio & FNMA Guidelines.

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28. Financial Status

average Demand
Here's how Financial Status is used in Loan Analyst jobs:
  • Referenced multiple search tools and systems to verify customer identity and financial status.
  • Evaluated customer s financial status by generated and analyzing their financial ratios.
  • Generated financial ratios using MS Excel to evaluate a commercial applicant's most current financial status
  • Established credit lines by developing comprehensive reports and loan proposals and presenting client's financial status quo for approval.
  • Analyzed Applicants' financial status, credit and property evaluation to determine feasibility of Granting loan.
  • Analyzed applicant's financial status, credit and property valuation to determine loan feasibility adhering to federal and state guidelines.

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29. Payment History

average Demand
Here's how Payment History is used in Loan Analyst jobs:
  • Perform manual mortgage calculations on files that require additional payment history research.
  • Managed payment history reports on delinquent loans.
  • Analyzed payment history to determine if servicer breached the acceleration foreclosure process.
  • Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
  • Reviewed payment history and credit reports to determine if borrowers qualified for a loan restructure.
  • Track monthly payment history, foreclosure and bankruptcy timelines.

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30. LPS

low Demand
Here's how LPS is used in Loan Analyst jobs:
  • Analyze and research mortgagors' information via CPI, LIV, & LPS Desktop in order to accurately execute each Affidavit.
  • Updated client information into LPS system.
  • Analyze and update database modification worksheet to ensure accurate information is loaded into LPS servicing system.
  • Provide auditing assistance to extend authority to new LPS users as well as any training needed.
  • Utilized the Automated Underwriting System (LPS) or Manual underwrite when loan required.
  • Maintain and update the LPS Servicing software, ensuring system accuracy, within 2 days of receipt of all signed documents.

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31. HUD

low Demand
Here's how HUD is used in Loan Analyst jobs:
  • Determined document validity based on HUD requirements.
  • Analyzed all fees on the final HUD on mortgage files to determine compliance by lending institutions to RESPA requirements.
  • Make copies of the processing file once loan was closed to send the closing package to investors and HUD.
  • Correspond with HUD regarding the status of a variety of HUD documentation in process.
  • Assist management on temporary projects, such as MHA/NHRP loan reviews, team huddles.
  • Handled Post Closing packages for investors and Shipping and insuring packages for HUD.
  • Audited loan documents like HUD-1, notes and credit reports.
  • Review government loans to insure all HUD requirements were met.
  • Reviewed and authorized incoming HUD-1 for compliance and funding.
  • Reconciled and reported discrepancies found in HUD/Loan documents.
  • Trained staff on how to review HUD/Loan documents.
  • Review and approve final HUD-1 from attorneys.
  • Trained on new RESPA HUD changes.
  • Reviewed and approved HUD Settlement Statements for closing Ran Mavent Software on closed loan for RESPA
  • Negotiated terms and conditions of loan originations with HUD, borrowers and attorneys.
  • Review and implement company policy to assure salability and accuracy Obtain Pre Hud and update system with closing figures.

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32. Review Process

low Demand
Here's how Review Process is used in Loan Analyst jobs:
  • Review processing documentation which has been received and advise the underwriting team of its acceptability.
  • Prepared to be called upon to testify to the legitimacy of the documents and review processes via deposition.
  • Specialize in the review process of conventional refinance and MHA program loans (HARP Specialist).
  • Perform risk analysis and make decisions regarding the deficiencies identified during the review process.
  • Implemented second level review process as a quality assurance standard.
  • Create ad-hoc and, at times, complex correspondence and maintains key information related to the review process.

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33. Company Policies

low Demand
Here's how Company Policies is used in Loan Analyst jobs:
  • Performed quality assurance review of application and documentation to assure governmental and company policies were met.
  • Adhere to and comply with all applicable federal and state laws and company policies.
  • Maintain compliance with company policies and procedures while maintaining daily production goals.
  • Review all files for compliance with applicable laws and company policies.
  • Managed a pipeline of loans and effectively complied with established company policies and procedures while maintaining daily production goals.
  • Tracked and maintained file intake completion in accordance with State/Federal regulations and with company policies and procedures.

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34. Ensure Accuracy

low Demand
Here's how Ensure Accuracy is used in Loan Analyst jobs:
  • Conducted comprehensive reviews of loan application packages to ensure accuracy and completion prior to approval.
  • Reviewed amortization schedules and promissory notes to ensure accuracy and completeness.
  • Signed affidavits to ensure accuracy and completeness.
  • Complete all HMDA information to ensure accuracy of HMDA Information prior to submitting the loan to the Closing Department.
  • Head liaison with our Capital Structure team to help ensure accuracy of company credit profiles and FATCA compliance.
  • Review and analyze mortgage loans sent in from smaller lenders to ensure accuracy and security in purchase.
  • Review title and public records to determine vesting to ensure accuracy, completeness & fraud prevention.
  • Review loans completed by loan analysts to ensure accuracy of condition setting and guidelines procedure.
  • Analyze mortgage documents to ensure accuracy and conformity to Federal and Wells Fargo standards.
  • Reviewed mortgage loan documents to ensure accuracy and correct lender order.
  • Analyze takeover loan balances from prior record keepers to ensure accuracy.
  • Interpret system generated reports, to ensure accuracy and compliance.
  • Reviewed all documents within mortgage loan files to ensure accuracy and maintain compliance with Bank/Investor Guidelines.

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35. Information Relevant

low Demand
Here's how Information Relevant is used in Loan Analyst jobs:
  • Validate and provide information relevant to the status of the account.

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36. Sharepoint

low Demand
Here's how Sharepoint is used in Loan Analyst jobs:
  • Upload Florida Verification and Substitution of Trustee documents into Sharepoint.
  • Monitored and maintained affidavit mailbox and Sharepoint site.
  • Navigated through multiple computer systems including Web-Direct, MSP, LPS Desktop, Bene Matrix, Web-Query and SharePoint.
  • Experience with Fidelity MSP, LIV, LPS Web Direct, LPS Desktop, and SharePoint Foreclosure Document Execution experience
  • Establish and maintain the permanent loan file in SharePoint according to corporate policy.
  • Experience with SharePoint, Military Portal, and other foreclosure databases.

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37. State Regulations

low Demand
Here's how State Regulations is used in Loan Analyst jobs:
  • Insured loan portfolios followed federal and state regulations.
  • Assisted customer with repayment plans while complying with state regulations.
  • Conducted post funding collateralized commercial and consumer loans to ensure compliance with bank policy and all applicable federal and state regulations.
  • Reviewed account documentation and followed mandatory guidelines to maintain productivity for company and state regulations.
  • Evaluated information to determine compliance with applicable bank policies, state regulations and federal regulations.
  • Operated in accordance with established policies, procedures and applicable federal and state regulations.

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38. DU

low Demand
Here's how DU is used in Loan Analyst jobs:
  • Gained invaluable financial and customer service experience managing an adversely classified loan portfolio during one of the most challenging agriculture recessions.
  • Complete domestic and international wire transfers by abiding by extremely high security measures, in order to eliminate potential fraudulent transactions.
  • Work directly with internal departments and outside counsel to ensure timely production of accurate affidavits to prevent company or customer harm.
  • Processed transactions with attention to strict regulatory compliance, involving loans and claim submissions while balancing specific individual customer needs.
  • Collaborated with private banking and commercial business line managers in evaluating and structuring residential mortgages for high net-worth individuals.
  • Monitored the lending instruction received from agent banks, bilateral customers are with established credit guidelines and department procedures.
  • Advised Branch personnel of information and documentation required to close loans pursuant to approval stipulations and product guidelines.
  • Conducted quality reviews on filed loan documentation to ensure accuracy to Bankruptcy regulations and clearly documented identified issues.
  • Prepare loan modification workout packages under federal Home Affordable Modification Program or individual lenders or investors guidelines.
  • Answered inquiries from attorneys or other involved parties with difficult request while maintaining vital information connected procedures.
  • Partner and assist Corporate Procedures Department with process and implementation of Notice of Payment Change procedural manual.
  • Enjoyed a successful tenure researching and producing credit analysis reports related to high-yield syndicated loan deals.
  • Developed and maintained procedures manual for a 7-member Certificate Maintenance Team and 4-member Loan Modification Team.
  • Produced credit review worksheets and provided loan recommendations to senior management for review and approval.
  • Identify loans for exceptions while ensuring proper procedures are followed for approval and documentation.
  • Review and verify foreclosure documents submitted to Wells Fargo attorneys during the foreclosure process.
  • Conduct target risk analysis of business portfolio through a year-cycle business analysis.
  • Negotiate postponement of scheduled foreclosure during loan modification review period.
  • Ensured departmental processes, procedures and correspondence templates are updated.
  • Co-created customer service representative compensation plan based on productivity.

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39. Staff Members

low Demand
Here's how Staff Members is used in Loan Analyst jobs:
  • Provided general administrative support to all service departments including reception, premier client greeting and overall assistance to staff members.
  • Trained staff members/processors on compliance, HMDA reporting, and most recently, new GFE changes.
  • Mentored newer staff members by researching, evaluating and approving completed work.
  • Created training material to train and cross train staff members.
  • Analyzed income on loans and ordered tax return statements -Trained incoming staff members
  • Develop and implement departmental expectations and performance goals for staff members.

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40. Loan Agreements

low Demand
Here's how Loan Agreements is used in Loan Analyst jobs:
  • Respond effectively to requests from clients and lenders, especially for accommodations that fall outside the parameters of the loan agreements.
  • Reviewed and analyzed complex loan agreements, corresponded with other banks to determine rates, rollovers etc.
  • Work with legal counsel on preparation of real estate documents and loan agreements.
  • Review loan agreements, applications and amendments on term and revolving facilities.
  • Verify loan agreements are complete and accurate according to policy.
  • Reviewed and summarized all loan agreements.
  • Input and analysis of documents relating to loan agreements between the Bank and it's clients.

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41. Respa

low Demand
Here's how Respa is used in Loan Analyst jobs:
  • Ensured accurate and timely delivery of RESPA documents to potential borrowers.
  • Trained in TRID (TILA/RESPA Integrated Disclosures) and Funding utilizing LMS and LOS systems.
  • Assist with RESPA related correspondence.
  • Indentified loan inconsistencies related to RESPA regulations and disclosure.
  • Analyze business issues and make recommendations to maximize operational efficiency, quality and adherence to the RESPA/Bankruptcy Code.
  • Developed and maintain a Microsoft Excel Workbook used validate Loan Calculations required on TILA RESPA Integrated Disclosures

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42. UCC

low Demand
Here's how UCC is used in Loan Analyst jobs:
  • Provided leadership in development and execution of strategies to grow long-term relationships, and facilitate high quality successful collections.
  • Received 9 Successful Moments recognition awards for exceeding performance expectations on various projects.
  • Solve complex problems by successfully collaborating with multiple internal partners and departments.
  • Facilitate and lead multiple projects providing successful results with avoiding organization impact.
  • Create tracking reports for Tax, Insurance, UCC, and portfolio departments for all outstanding and annual renewal documents.
  • Contributed to the overall success of the Commercial REO department which has consistently achieved annual sales objectives.
  • Used this information to create process maps for the successful execution of a green belt project.
  • Tackle heavy work flow and successfully meet month-end, quarter-end and year-end work influx.
  • Provided exemplary customer service and successfully grew client list and loan production.
  • Processed UCC lien filings, including: modifications, reassignments and terminations
  • Maintained a higher than average loan retention success rate.
  • Partnered with Pittsburgh team on UCC financing statement project.
  • Identified, Evaluated and Assessed UCC fees to loans.
  • Worked directly with Key Financial Lending Group and successfully financed 52 individual construction loans as one multi-family commercial loan.
  • Liaised between client, sales, financial alternative, legal, and customer service organizations to ensure success.
  • Filed UCCs, reviewed and approved arrears statements for workouts and processed monthly investor remittances.
  • Bonused each year based on successful completion of pre-set annual goals for both team and individuals.
  • Process new,renewal and termination of UCC requests in a timely manner.

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43. Fhlmc

low Demand
Here's how Fhlmc is used in Loan Analyst jobs:
  • Reviewed non-performing FHLMC loans for accuracy and reported findings for acceptance or repurchase.
  • Utilized FNMA/FHLMC national underwriting guidelines to develop a system of tracking lender-specific underwriting guidelines and special exceptions.
  • Review requests for deficiency/consent judgments; contacts mortgage insurance companies and/or utilizes FNMA/FHLMC/investor guidelines.
  • Review FHLMC property eligibility requirements.
  • Created and maintained the Quality Submission Aid and Initial Submission Standards that is used by all FHLMC and FNMA HPS/HPU groups.
  • Spearheaded the NSS mortgage appeals process for previously denied modification workouts for FHLMC, FNMA and Banking and Private GSE.

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44. Monthly Reports

low Demand
Here's how Monthly Reports is used in Loan Analyst jobs:
  • Generated and distributed monthly reports to each appropriate Manager.
  • Reconciled general ledger accounts and Prepared monthly reports.
  • Presented monthly reports to senior management.
  • Maintained management worksheet of loan payoffs by loan type/origination type, per monthly reports.
  • Submit weekly and monthly reports detailing the activities of my office.
  • Prepared monthly reports detailing the status of open cases and productivity.
  • Comprised, updated, and maintained daily and monthly reports.
  • Provide monthly reports advising of account statuses and issues.
  • Provided plan and budget analysis Presented monthly reports to Loan Committee.

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45. Credit Agreements

low Demand
Here's how Credit Agreements is used in Loan Analyst jobs:
  • Review credit agreements and school certifications.
  • Reviewed Credit Agreements, Assignment/Participation Agreements, and set up deals in loan system (Loan IQ).
  • Reviewed credit agreements to ensure all amendments, assignment information inputted in Loan IQ are accurate.
  • Interpreted credit agreements ensuring loan terms were properly reflected on bank systems of record.
  • Reviewed Commercial Lending Credit Agreements to ensure 100% accuracies in the sub-ledger.

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46. Government Regulations

low Demand
Here's how Government Regulations is used in Loan Analyst jobs:
  • Performed several revisions and communicated necessary corrections needed for loan to comply with company and government regulations.
  • Evaluated information to determine whether schools and universities stayed within guidelines of Government regulations.
  • Reviewed loans to evaluate compliance with government regulations and company guidelines.
  • Ensured that all documentation was there and it was correct based on Wells Fargo MLA guidelines and government regulations.
  • Researched and tested performance ideas and logic for government regulations for AS400 updates.
  • Meet deadlines according to TRID in order to comply with government regulations
  • included review of down payment assistance applications for completeness and compliance to applicable government regulations and funding agency guidelines.
  • Analyze and book SBLS and Commercial loan transactions to Shaw System while ensuring compliance with all bank and government regulations.

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47. LTV

low Demand
Here's how LTV is used in Loan Analyst jobs:
  • Research includes determining the threshold limits for important ratios like DSCR, LTV, Guarantors Net worth, LIHTC etc.
  • Create lender presentations highlighting the asset's underwritten DSCR, LTV, Debt Yield, and valuation.
  • Supported Junior Underwriters while approving DTI and LTV exceptions with signing authority up to $4.5 million.
  • Evaluate and assign risk grades to all borrowers based on financial reporting, DSC, and LTV.
  • Generated maximum spread and low LTV's especially in the non-prime bracket while not losing volume and exceeding goals.
  • Computed debt to income and LTV ratios.

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49. Federal Guidelines

low Demand
Here's how Federal Guidelines is used in Loan Analyst jobs:
  • Determined that loans fit within company and federal guidelines and compliance while ensuring that loans also fulfilled quality and guideline requirements.
  • Participated in audit reviews, assessed urgency requests, made decisions in compliance with departmental/corporate as well as federal guidelines.
  • Maintained escrow cushions as allowed by State/Federal guidelines.
  • Maintained a current, working knowledge of the ever-changing federal guidelines and regulations as they pertain to federal student loans.
  • Recalculated and verified income and debt to income ratios, and ensured they met federal guidelines.
  • Review and verify documents for accuracy and compliance with Fannie Mae and Federal guidelines.
  • Use all resources available to resolve accounts to the satisfaction of federal guidelines.
  • Developed with employers to comply with Federal guidelines on garnishment rules.
  • Enhanced profitability and reduced risk by ensuring applications and supporting documentationcomplied with company and federal guidelines.
  • Ensured provider disputes were handled in a timely manner per contract, State and Federal guidelines.

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20 Most Common Skill for a Loan Analyst

Loan Portfolio35.5%
Financial Statements13.2%
Ensure Compliance9.4%
Loan Applications7.4%
Credit Reports4.5%
Customer Service3.6%
Foreclosure3.6%
Legal Documents3.4%

Typical Skill-Sets Required For A Loan Analyst

RankSkillPercentage of ResumesPercentage
1
1
Loan Portfolio
Loan Portfolio
30.3%
30.3%
2
2
Financial Statements
Financial Statements
11.3%
11.3%
3
3
Ensure Compliance
Ensure Compliance
8.1%
8.1%
4
4
Loan Applications
Loan Applications
6.3%
6.3%
5
5
Credit Reports
Credit Reports
3.8%
3.8%
6
6
Customer Service
Customer Service
3.1%
3.1%
7
7
Foreclosure
Foreclosure
3.1%
3.1%
8
8
Legal Documents
Legal Documents
2.9%
2.9%
9
9
Real Estate
Real Estate
2.6%
2.6%
10
10
Bankruptcy
Bankruptcy
2.1%
2.1%
11
11
FHA
FHA
2.1%
2.1%
12
12
Income Tax Returns
Income Tax Returns
1.2%
1.2%
13
13
Fannie MAE
Fannie MAE
1.2%
1.2%
14
14
Data Entry
Data Entry
1.2%
1.2%
15
15
Equity
Equity
1.1%
1.1%
16
16
Underwriting Guidelines
Underwriting Guidelines
1.1%
1.1%
17
17
Due Diligence
Due Diligence
1.1%
1.1%
18
18
Freddie Mac
Freddie Mac
1.1%
1.1%
19
19
Escrow
Escrow
0.9%
0.9%
20
20
Special Projects
Special Projects
0.9%
0.9%
21
21
Loan Modifications
Loan Modifications
0.9%
0.9%
22
22
Title Companies
Title Companies
0.8%
0.8%
23
23
Loan Data
Loan Data
0.7%
0.7%
24
24
High Quality
High Quality
0.6%
0.6%
25
25
Student Loans
Student Loans
0.6%
0.6%
26
26
MSP
MSP
0.6%
0.6%
27
27
Fnma
Fnma
0.6%
0.6%
28
28
Financial Status
Financial Status
0.5%
0.5%
29
29
Payment History
Payment History
0.5%
0.5%
30
30
LPS
LPS
0.5%
0.5%
31
31
HUD
HUD
0.5%
0.5%
32
32
Review Process
Review Process
0.5%
0.5%
33
33
Company Policies
Company Policies
0.5%
0.5%
34
34
Ensure Accuracy
Ensure Accuracy
0.5%
0.5%
35
35
Information Relevant
Information Relevant
0.5%
0.5%
36
36
Sharepoint
Sharepoint
0.5%
0.5%
37
37
State Regulations
State Regulations
0.5%
0.5%
38
38
DU
DU
0.5%
0.5%
39
39
Staff Members
Staff Members
0.5%
0.5%
40
40
Loan Agreements
Loan Agreements
0.4%
0.4%
41
41
Respa
Respa
0.4%
0.4%
42
42
UCC
UCC
0.4%
0.4%
43
43
Fhlmc
Fhlmc
0.4%
0.4%
44
44
Monthly Reports
Monthly Reports
0.4%
0.4%
45
45
Credit Agreements
Credit Agreements
0.4%
0.4%
46
46
Government Regulations
Government Regulations
0.4%
0.4%
47
47
LTV
LTV
0.3%
0.3%
48
48
Legal Instruments
Legal Instruments
0.3%
0.3%
49
49
Federal Guidelines
Federal Guidelines
0.3%
0.3%

12,463 Loan Analyst Jobs

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