Post job

Loan consultant vs loan administrator

The differences between loan consultants and loan administrators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan consultant and a loan administrator. Additionally, a loan administrator has an average salary of $42,859, which is higher than the $38,876 average annual salary of a loan consultant.

The top three skills for a loan consultant include loan applications, origination and customer service. The most important skills for a loan administrator are customer service, data entry, and loan administration.

Loan consultant vs loan administrator overview

Loan ConsultantLoan Administrator
Yearly salary$38,876$42,859
Hourly rate$18.69$20.61
Growth rate4%4%
Number of jobs23,44863,708
Job satisfaction--
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 58%
Average age4545
Years of experience66

What does a loan consultant do?

A Loan Consultant specializes in assessing loan applications to ensure potential clients uphold their financial obligations. Their responsibilities include conducting interviews with applicants, reviewing and verifying documentation, and evaluating financial credit and other records. They may also answer inquiries, advise potential clients on which program suits them the best, and help them understand every procedure. Moreover, there are also instances when they must handle delinquent accounts, reach out to clients, and negotiate payment terms when necessary.

What does a loan administrator do?

A Loan Administrator is a person that takes care of all the documentation part of the loan process. Loans require a lot of documents and requirements, and a loan administrator is a person that helps the client accomplish all these requirements. It is also their job to help clients resolve issues and problems during the loan process. A Loan Administrator is a crucial and hectic job. The one qualified for this position must be good at handling pressure, be good at resolving issues, handle complaints, and communicate with people.

Loan consultant vs loan administrator salary

Loan consultants and loan administrators have different pay scales, as shown below.

Loan ConsultantLoan Administrator
Average salary$38,876$42,859
Salary rangeBetween $27,000 And $54,000Between $31,000 And $59,000
Highest paying CitySioux Falls, SDSeattle, WA
Highest paying stateSouth DakotaHawaii
Best paying companyAccionBNY Mellon
Best paying industryFinanceFinance

Differences between loan consultant and loan administrator education

There are a few differences between a loan consultant and a loan administrator in terms of educational background:

Loan ConsultantLoan Administrator
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan consultant vs loan administrator demographics

Here are the differences between loan consultants' and loan administrators' demographics:

Loan ConsultantLoan Administrator
Average age4545
Gender ratioMale, 57.2% Female, 42.8%Male, 23.2% Female, 76.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 63.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan consultant and loan administrator duties and responsibilities

Loan consultant example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Facilitate the entire residential loan transaction from underwriting under regulatory compliance, processing, loan origination and marketing.
  • Originate conventional, FHA, VA and PHFA mortgages, while establishing and maintaining relationships with referral sources.
  • Consult with attorneys, VA & FHA, appraisers, and construction and lending officials for loan conveyances and loan closings.
  • Validate income, assets and credit/liability documentation to support origination underwriting guidelines in addition to collection of supporting documentation.
  • Maintain a sound knowledge of investor guidelines, DU guidelines.
  • Show more

Loan administrator example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Pull OFAC on all borrowers.
  • Order third party reports such as appraisals, titles, and OFAC information.
  • Order on FHA loans in a timely and efficient manner to meet month end deadlines.
  • Present and sell financial benefits of a variety of FHA, VA, and conventional loans.
  • Coordinate and maintain loans for adherence to credit policy as well as guidelines in keeping compliant with SBA regulations.
  • Show more

Loan consultant vs loan administrator skills

Common loan consultant skills
  • Loan Applications, 21%
  • Origination, 11%
  • Customer Service, 9%
  • Financial Services, 6%
  • Inbound Calls, 5%
  • Business Development, 4%
Common loan administrator skills
  • Customer Service, 14%
  • Data Entry, 5%
  • Loan Administration, 5%
  • Loan Processing, 5%
  • Financial Statements, 4%
  • Due Diligence, 4%

Browse business and financial jobs