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Loan consultant vs loan manager

The differences between loan consultants and loan managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan consultant and a loan manager. Additionally, a loan manager has an average salary of $39,623, which is higher than the $38,876 average annual salary of a loan consultant.

The top three skills for a loan consultant include loan applications, origination and customer service. The most important skills for a loan manager are loan applications, customer service, and real estate.

Loan consultant vs loan manager overview

Loan ConsultantLoan Manager
Yearly salary$38,876$39,623
Hourly rate$18.69$19.05
Growth rate4%4%
Number of jobs23,44811,965
Job satisfaction--
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 59%
Average age4545
Years of experience66

What does a loan consultant do?

A Loan Consultant specializes in assessing loan applications to ensure potential clients uphold their financial obligations. Their responsibilities include conducting interviews with applicants, reviewing and verifying documentation, and evaluating financial credit and other records. They may also answer inquiries, advise potential clients on which program suits them the best, and help them understand every procedure. Moreover, there are also instances when they must handle delinquent accounts, reach out to clients, and negotiate payment terms when necessary.

What does a loan manager do?

A loan manager is a person who supervises and oversees the financial system and the cash flow of a company. They are responsible for the assessment, examination, approval, and even rejection of loan application based on the financial capacity and capability of a loan applicant. A loan manager determines and classifies the possible financial risk and problems that could be encountered. Also, they are the one who controls lending activities for all loan programs, manages all collections, as well as ensuring that the policies of the company are implemented.

Loan consultant vs loan manager salary

Loan consultants and loan managers have different pay scales, as shown below.

Loan ConsultantLoan Manager
Average salary$38,876$39,623
Salary rangeBetween $27,000 And $54,000Between $27,000 And $58,000
Highest paying CitySioux Falls, SDJersey City, NJ
Highest paying stateSouth DakotaNew Jersey
Best paying companyAccionPacific Investment Management Company LLC
Best paying industryFinanceFinance

Differences between loan consultant and loan manager education

There are a few differences between a loan consultant and a loan manager in terms of educational background:

Loan ConsultantLoan Manager
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan consultant vs loan manager demographics

Here are the differences between loan consultants' and loan managers' demographics:

Loan ConsultantLoan Manager
Average age4545
Gender ratioMale, 57.2% Female, 42.8%Male, 46.5% Female, 53.5%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.5% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan consultant and loan manager duties and responsibilities

Loan consultant example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Facilitate the entire residential loan transaction from underwriting under regulatory compliance, processing, loan origination and marketing.
  • Originate conventional, FHA, VA and PHFA mortgages, while establishing and maintaining relationships with referral sources.
  • Consult with attorneys, VA & FHA, appraisers, and construction and lending officials for loan conveyances and loan closings.
  • Validate income, assets and credit/liability documentation to support origination underwriting guidelines in addition to collection of supporting documentation.
  • Maintain a sound knowledge of investor guidelines, DU guidelines.
  • Show more

Loan manager example responsibilities.

  • Reduce downtime by completing reports on ATM and repairs and managing service calls.
  • Manage loan origination underwriting and funding teams for dealer and consumer financial products and services.
  • Ensure all loan origination procedures are followed according to bank and federal guidelines.
  • Back up to member services, ATM and vault teller when need.
  • Front end manual and AUS underwriting of FHA purchase, new construction and refinance transactions.
  • Include supervising a staff of five in submitting VA and FHA loans for guaranty and insuring.
  • Show more

Loan consultant vs loan manager skills

Common loan consultant skills
  • Loan Applications, 21%
  • Origination, 11%
  • Customer Service, 9%
  • Financial Services, 6%
  • Inbound Calls, 5%
  • Business Development, 4%
Common loan manager skills
  • Loan Applications, 20%
  • Customer Service, 9%
  • Real Estate, 9%
  • Loan Portfolio, 5%
  • Origination, 5%
  • Corporate Financial Statements, 4%

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