Post job

Loan consultant vs real estate agent

The differences between loan consultants and real estate agents can be seen in a few details. Each job has different responsibilities and duties. Additionally, a real estate agent has an average salary of $91,788, which is higher than the $38,876 average annual salary of a loan consultant.

The top three skills for a loan consultant include loan applications, origination and customer service. The most important skills for a real estate agent are customer service, real estate license, and excellent interpersonal.

Loan consultant vs real estate agent overview

Loan ConsultantReal Estate Agent
Yearly salary$38,876$91,788
Hourly rate$18.69$44.13
Growth rate4%5%
Number of jobs23,44841,399
Job satisfaction-4
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 59%
Average age4549
Years of experience6-

What does a loan consultant do?

A Loan Consultant specializes in assessing loan applications to ensure potential clients uphold their financial obligations. Their responsibilities include conducting interviews with applicants, reviewing and verifying documentation, and evaluating financial credit and other records. They may also answer inquiries, advise potential clients on which program suits them the best, and help them understand every procedure. Moreover, there are also instances when they must handle delinquent accounts, reach out to clients, and negotiate payment terms when necessary.

What does a real estate agent do?

A real estate agent helps owners in the selling or renting of houses, land, offices, buildings, or any piece of property. They should be knowledgeable in the area they work in, which local properties are in the market, and the competitive prices for various properties. It is their responsibility to either market or sells in the best possible and reasonable price and conditions. Negotiating is a vital skill for real estate agents as they act as the middleman for buyers and sellers. Most agents bill the client with a percentage of the final sale price as the fee, but some would get a fixed commission for every sale.

Loan consultant vs real estate agent salary

Loan consultants and real estate agents have different pay scales, as shown below.

Loan ConsultantReal Estate Agent
Average salary$38,876$91,788
Salary rangeBetween $27,000 And $54,000Between $66,000 And $126,000
Highest paying CitySioux Falls, SDLong Beach, NY
Highest paying stateSouth DakotaWest Virginia
Best paying companyAccionSanta Clara Valley Water District
Best paying industryFinanceFinance

Differences between loan consultant and real estate agent education

There are a few differences between a loan consultant and a real estate agent in terms of educational background:

Loan ConsultantReal Estate Agent
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of Pennsylvania-

Loan consultant vs real estate agent demographics

Here are the differences between loan consultants' and real estate agents' demographics:

Loan ConsultantReal Estate Agent
Average age4549
Gender ratioMale, 57.2% Female, 42.8%Male, 43.4% Female, 56.6%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 5.2% Unknown, 4.3% Hispanic or Latino, 13.0% Asian, 6.8% White, 70.3% American Indian and Alaska Native, 0.3%
LGBT Percentage8%13%

Differences between loan consultant and real estate agent duties and responsibilities

Loan consultant example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Facilitate the entire residential loan transaction from underwriting under regulatory compliance, processing, loan origination and marketing.
  • Originate conventional, FHA, VA and PHFA mortgages, while establishing and maintaining relationships with referral sources.
  • Consult with attorneys, VA & FHA, appraisers, and construction and lending officials for loan conveyances and loan closings.
  • Validate income, assets and credit/liability documentation to support origination underwriting guidelines in addition to collection of supporting documentation.
  • Maintain a sound knowledge of investor guidelines, DU guidelines.
  • Show more

Real estate agent example responsibilities.

  • Manage all accounting, cash management, budgeting and financing for individual LLC's and for corporate entity.
  • Manage extremely complex REO and short sale transactions, coordinating sellers, buyers, and lenders in order to complete them.
  • Create ad campaigns via Google ad-words and Facebook.
  • Determine whether title transfers are assessable for taxation.
  • Learn all phases of real estate ethics, practice and procedures.
  • Review and analyze corporate leases, securities offerings, and secure transactions.
  • Show more

Loan consultant vs real estate agent skills

Common loan consultant skills
  • Loan Applications, 21%
  • Origination, 11%
  • Customer Service, 9%
  • Financial Services, 6%
  • Inbound Calls, 5%
  • Business Development, 4%
Common real estate agent skills
  • Customer Service, 15%
  • Real Estate License, 11%
  • Excellent Interpersonal, 10%
  • Real Estate Market, 10%
  • Open Houses, 7%
  • Develop Marketing Materials, 6%

Browse business and financial jobs