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Loan consultant vs senior loan processor

The differences between loan consultants and senior loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan consultant and a senior loan processor. Additionally, a senior loan processor has an average salary of $50,297, which is higher than the $38,876 average annual salary of a loan consultant.

The top three skills for a loan consultant include loan applications, origination and customer service. The most important skills for a senior loan processor are customer service, FHA, and va.

Loan consultant vs senior loan processor overview

Loan ConsultantSenior Loan Processor
Yearly salary$38,876$50,297
Hourly rate$18.69$24.18
Growth rate4%4%
Number of jobs23,44821,995
Job satisfaction--
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 50%
Average age4545
Years of experience66

What does a loan consultant do?

A Loan Consultant specializes in assessing loan applications to ensure potential clients uphold their financial obligations. Their responsibilities include conducting interviews with applicants, reviewing and verifying documentation, and evaluating financial credit and other records. They may also answer inquiries, advise potential clients on which program suits them the best, and help them understand every procedure. Moreover, there are also instances when they must handle delinquent accounts, reach out to clients, and negotiate payment terms when necessary.

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

Loan consultant vs senior loan processor salary

Loan consultants and senior loan processors have different pay scales, as shown below.

Loan ConsultantSenior Loan Processor
Average salary$38,876$50,297
Salary rangeBetween $27,000 And $54,000Between $33,000 And $75,000
Highest paying CitySioux Falls, SDBaltimore, MD
Highest paying stateSouth DakotaHawaii
Best paying companyAccionAccenture
Best paying industryFinanceProfessional

Differences between loan consultant and senior loan processor education

There are a few differences between a loan consultant and a senior loan processor in terms of educational background:

Loan ConsultantSenior Loan Processor
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan consultant vs senior loan processor demographics

Here are the differences between loan consultants' and senior loan processors' demographics:

Loan ConsultantSenior Loan Processor
Average age4545
Gender ratioMale, 57.2% Female, 42.8%Male, 23.0% Female, 77.0%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan consultant and senior loan processor duties and responsibilities

Loan consultant example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Facilitate the entire residential loan transaction from underwriting under regulatory compliance, processing, loan origination and marketing.
  • Originate conventional, FHA, VA and PHFA mortgages, while establishing and maintaining relationships with referral sources.
  • Consult with attorneys, VA & FHA, appraisers, and construction and lending officials for loan conveyances and loan closings.
  • Validate income, assets and credit/liability documentation to support origination underwriting guidelines in addition to collection of supporting documentation.
  • Maintain a sound knowledge of investor guidelines, DU guidelines.
  • Show more

Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Loan consultant vs senior loan processor skills

Common loan consultant skills
  • Loan Applications, 21%
  • Origination, 11%
  • Customer Service, 9%
  • Financial Services, 6%
  • Inbound Calls, 5%
  • Business Development, 4%
Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%

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