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Loan coordinator vs loan consultant

The differences between loan coordinators and loan consultants can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a loan coordinator, becoming a loan consultant takes usually requires 4-6 years. Additionally, a loan coordinator has an average salary of $39,836, which is higher than the $38,876 average annual salary of a loan consultant.

The top three skills for a loan coordinator include customer service, work ethic and FHA. The most important skills for a loan consultant are loan applications, origination, and customer service.

Loan coordinator vs loan consultant overview

Loan CoordinatorLoan Consultant
Yearly salary$39,836$38,876
Hourly rate$19.15$18.69
Growth rate-3%4%
Number of jobs24,76523,448
Job satisfaction--
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 62%
Average age4245
Years of experience46

What does a loan coordinator do?

A Loan Coordinator is responsible for processing loan applications and determining the eligibility of applicants for loan options. Loan Coordinators perform administrative and clerical duties under the supervision of a loan supervisor. They file reports, monitor transactions, and review the applicants' credit scores. A loan coordinator must have excellent communication and organizational skills, especially responding to the applicants' inquiries and concerns, resolving complaints, and directing them to the loan personnel for any updates on their applications.

What does a loan consultant do?

A Loan Consultant specializes in assessing loan applications to ensure potential clients uphold their financial obligations. Their responsibilities include conducting interviews with applicants, reviewing and verifying documentation, and evaluating financial credit and other records. They may also answer inquiries, advise potential clients on which program suits them the best, and help them understand every procedure. Moreover, there are also instances when they must handle delinquent accounts, reach out to clients, and negotiate payment terms when necessary.

Loan coordinator vs loan consultant salary

Loan coordinators and loan consultants have different pay scales, as shown below.

Loan CoordinatorLoan Consultant
Average salary$39,836$38,876
Salary rangeBetween $30,000 And $51,000Between $27,000 And $54,000
Highest paying CityRaleigh, NCSioux Falls, SD
Highest paying stateWest VirginiaSouth Dakota
Best paying companyJPMorgan Chase & Co.Accion
Best paying industryProfessionalFinance

Differences between loan coordinator and loan consultant education

There are a few differences between a loan coordinator and a loan consultant in terms of educational background:

Loan CoordinatorLoan Consultant
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan coordinator vs loan consultant demographics

Here are the differences between loan coordinators' and loan consultants' demographics:

Loan CoordinatorLoan Consultant
Average age4245
Gender ratioMale, 25.3% Female, 74.7%Male, 57.2% Female, 42.8%
Race ratioBlack or African American, 11.9% Unknown, 4.3% Hispanic or Latino, 17.7% Asian, 7.5% White, 58.2% American Indian and Alaska Native, 0.4%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%
LGBT Percentage7%8%

Differences between loan coordinator and loan consultant duties and responsibilities

Loan coordinator example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Assist in preparation of all disclosures following RESPA requirements of the time on multiple files.
  • Fund loans after closing and perform quality assurance measures in order to be in compliance with RESPA guidelines.
  • Review, analyze, and process complex individual consumer requests using conventional and FHA lending requirements.
  • Demonstrate technical expertise and project management skills necessary for preparing complex residential loan applications for conventional or FHA underwriter approval.
  • Process routine to moderately complex conventional or VA mortgage loans according to product guidelines through validation of credit and collateral documentation.
  • Show more

Loan consultant example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Facilitate the entire residential loan transaction from underwriting under regulatory compliance, processing, loan origination and marketing.
  • Originate conventional, FHA, VA and PHFA mortgages, while establishing and maintaining relationships with referral sources.
  • Consult with attorneys, VA & FHA, appraisers, and construction and lending officials for loan conveyances and loan closings.
  • Validate income, assets and credit/liability documentation to support origination underwriting guidelines in addition to collection of supporting documentation.
  • Maintain a sound knowledge of investor guidelines, DU guidelines.
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Loan coordinator vs loan consultant skills

Common loan coordinator skills
  • Customer Service, 26%
  • Work Ethic, 12%
  • FHA, 10%
  • Coordinators, 6%
  • Origination, 6%
  • Financial Statements, 4%
Common loan consultant skills
  • Loan Applications, 21%
  • Origination, 11%
  • Customer Service, 9%
  • Financial Services, 6%
  • Inbound Calls, 5%
  • Business Development, 4%

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