Loan Processor (hybrid in Scottsdale, AZ)
Remote job
Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.
With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.
Job Description:
$55-70k + Bonus | Full-Time
Hybrid (3 Days In-Office / 2 Remote)
Opportunities for Growth | Mentorship | High-Energy Culture
Are you a go-getter with a passion for precision, speed, and team collaboration? Do you thrive in a high-energy, fast-paced environment where ownership and autonomy are rewarded, and advancement is real? At Lower, we're not just processing loans-we're building futures. And we're looking for a top-tier Loan Processor who's hungry for success and ready to make moves.
Why You'll Love It Here
Three days a week in our Scottsdale office, two remote-flexibility meets team synergy.
Immediate access to hands-on mentorship from industry pros.
A culture of hustle, positivity, and ambition.
We promote from within-you grow, we grow.
Work that matters: Help people achieve the dream of homeownership every single day.
What You'll Do
Own your pipeline: Manage 20+ units/month with accuracy and urgency.
Collaborate daily with Loan Officers, underwriters, and other departments to keep files moving fast and clean.
Clear conditions like a pro and keep the loan process airtight from start to finish.
Understand the nuances of income calculations, AUS findings, and investor guidelines.
Help implement smooth workflows and support constant process improvement.
Be the first line of quality control-catch issues before they become problems.
Stay on top of vendor communications (credit bureaus, appraisers, etc.) to avoid delays.
Who You Are
4+ years of experience in mortgage loan processing or underwriting.
Confident with DU/LP findings and income analysis-you know how to read the room (and the numbers).
Experience processing loans with a direct-to-consumer lender.
Autonomous, yet a natural team player who communicates effortlessly.
Thrives in motion: You like being busy, hitting goals, and staying organized under pressure.
Positive mindset that doesn't shake under stress.
Hungry for personal and professional growth. You want to move up.
High accountability. You own your work and love being relied on.
Bonus Points For:
Underwriting knowledge
Perks & Benefits
Competitive compensation + performance bonuses
Comprehensive medical/dental/vision
401K with company match
Paid holidays, PTO, and parental leave
Life & disability insurance
Home mortgage discounts
A vibrant, motivated culture you'll actually enjoy being part of
Ready to Level Up?
If you're a self-motivated, detail-oriented Loan Processor with the drive to build your career while making an impact-this is your moment. Join a company where momentum is the norm and growth is expected.
Apply now and bring your energy!
Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Privacy Policy
Auto-ApplySr. Loan Closing and Documentation Specialist
Remote job
About Northern Trust:
Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.
Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.
We have a balanced hybrid working model to ensure you get the flexibility you need, and the successful candidate will spend their time between working in the office and working from home.
Under general supervision (but works independently move of the time) the Loan Specialist will be responsible for the preparation of commercial loan documentation and/or review of attorney prepared commercial loan documentation. Works closely with relationship banking staff on complex loan transactions to ensure all necessary terms and conditions are understood and assures that documentation of the corporation's loan portfolio is complete and accurate to protect bank assets. Determines documentation needed for loan facilities based on review of the credit approval package, prepares and reviews legal documents to ensure accuracy, coordinates loan closings and prepares loan boarding forms for set up on the banks loan system. Develops and recommends new procedures and operational controls to protect loan documentation and customer information. Participates in training of new hires and junior team members. Uses specific knowledge of a discipline to achieve goals through own work. Has specific knowledge or expertise typically gained through formal education or equivalent experience. Continues to build knowledge of the company, processes and clients.
Key responsibilities include:
• Determines the legal, regulatory, compliance and bank policy documents needed to finalize all loan transactions to ensure that they support the approved loan structure and comply with Corporate Credit Policy, internal legal guidelines and meet all regulatory compliance standards
• Prepares legal documents using the banks computer application software and standard bank legal templates for new, renewed and increased consumer, personal real estate and commercial loans. Reviews complex, externally prepared legal documents and understands all terms and conditions required for closing
• Reviews organizational documents to determine correct legal name and authority to enter into and execute legal documentation. Reviews complete legal documentation prior to execution to ensure accurate depiction of loan terms and that documentation meets compliance with all applicable regulations
• Determines the appropriate level of borrower and collateral due diligence required for each loan transactions and works to collect all required documents including but not limited to KYC/OFAC, Flood Determinations, UCC searches, Good Standing Certificates, Title Commitments, etc.
• Acts as a resource for relationship team for highly complex loan transactions. Interacts with legal department, outside law firms and account officers to clarify unfamiliar or non-standard loan documentation
• Prepares internal booking forms and collateral set ups needed for boarding loans. Submits completed loan packages that include all necessary compliance, regulatory and bank policy documents along with all executed loan documents to the Loan Documentation Unit for funding approval and booking
• Prepares summary reports of each existing loan audited for review by division and appropriate senior management
• Develops and recommends new procedures and operational controls to protect loan documentation and customer information
• Develops and maintains working knowledge of all loan products and collateral types and is proficient in the different requirements of each. Trains new hires or junior team members as needed
• Analyzes possible solutions using technical experience and judgment and precedents
• Impacts quality of own work and the work of others on the team
• Works within guidelines and policies
The successful candidate will benefit from having:
• Knowledge of personal and commercial loan documentation usually acquired through previous experience in loan documentation
• Strong knowledge of requirements for commercial real estate and syndicated loan transactions.
• Knowledge of commercial banking systems usually acquired through experience is required to extract information from various systems for analysis
• Strong knowledge of regulatory requirements for personal and commercial loans
• Analytical, problem solving and computer skills are required to analyze documentation, identify deficiencies, understand collateral procedures and work with bank databases
• Good communication skills are required to consult with attorneys, relationship managers and other parties regarding loan documentation issues and loan closings
• Requires expanded conceptual knowledge in own job discipline
• Explains complex information to others in straightforward situations
• At least 5 years' experience or equivalent in the commercial banking/secured lending industry.
• Provides informal guidance to new team members
Salary Range:
$52,800 - 79,200 USD
Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component.
Working with Us:
As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.
Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose.
We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater
Reasonable accommodation
Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at *****************.
We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.
Apply today and talk to us about your flexible working requirements and together we can achieve greater.
Auto-ApplySr. Loan Closing and Documentation Specialist
Remote job
Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889.
Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.
We have a balanced hybrid working model to ensure you get the flexibility you need, and the successful candidate will spend their time between working in the office and working from home.
Under general supervision (but works independently move of the time) the Loan Specialist will be responsible for the preparation of commercial loan documentation and/or review of attorney prepared commercial loan documentation. Works closely with relationship banking staff on complex loan transactions to ensure all necessary terms and conditions are understood and assures that documentation of the corporation's loan portfolio is complete and accurate to protect bank assets. Determines documentation needed for loan facilities based on review of the credit approval package, prepares and reviews legal documents to ensure accuracy, coordinates loan closings and prepares loan boarding forms for set up on the banks loan system. Develops and recommends new procedures and operational controls to protect loan documentation and customer information. Participates in training of new hires and junior team members. Uses specific knowledge of a discipline to achieve goals through own work. Has specific knowledge or expertise typically gained through formal education or equivalent experience. Continues to build knowledge of the company, processes and clients.
Key responsibilities include:
• Determines the legal, regulatory, compliance and bank policy documents needed to finalize all loan transactions to ensure that they support the approved loan structure and comply with Corporate Credit Policy, internal legal guidelines and meet all regulatory compliance standards
• Prepares legal documents using the banks computer application software and standard bank legal templates for new, renewed and increased consumer, personal real estate and commercial loans. Reviews complex, externally prepared legal documents and understands all terms and conditions required for closing
• Reviews organizational documents to determine correct legal name and authority to enter into and execute legal documentation. Reviews complete legal documentation prior to execution to ensure accurate depiction of loan terms and that documentation meets compliance with all applicable regulations
• Determines the appropriate level of borrower and collateral due diligence required for each loan transactions and works to collect all required documents including but not limited to KYC/OFAC, Flood Determinations, UCC searches, Good Standing Certificates, Title Commitments, etc.
• Acts as a resource for relationship team for highly complex loan transactions. Interacts with legal department, outside law firms and account officers to clarify unfamiliar or non-standard loan documentation
• Prepares internal booking forms and collateral set ups needed for boarding loans. Submits completed loan packages that include all necessary compliance, regulatory and bank policy documents along with all executed loan documents to the Loan Documentation Unit for funding approval and booking
• Prepares summary reports of each existing loan audited for review by division and appropriate senior management
• Develops and recommends new procedures and operational controls to protect loan documentation and customer information
• Develops and maintains working knowledge of all loan products and collateral types and is proficient in the different requirements of each. Trains new hires or junior team members as needed
• Analyzes possible solutions using technical experience and judgment and precedents
• Impacts quality of own work and the work of others on the team
• Works within guidelines and policies
The successful candidate will benefit from having:
• Knowledge of personal and commercial loan documentation usually acquired through previous experience in loan documentation
• Strong knowledge of requirements for commercial real estate and syndicated loan transactions.
• Knowledge of commercial banking systems usually acquired through experience is required to extract information from various systems for analysis
• Strong knowledge of regulatory requirements for personal and commercial loans
• Analytical, problem solving and computer skills are required to analyze documentation, identify deficiencies, understand collateral procedures and work with bank databases
• Good communication skills are required to consult with attorneys, relationship managers and other parties regarding loan documentation issues and loan closings
• Requires expanded conceptual knowledge in own job discipline
• Explains complex information to others in straightforward situations
• At least 5 years' experience or equivalent in the commercial banking/secured lending industry.
• Provides informal guidance to new team members
Salary Range:
$52,800 - 79,200 USD
Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component.
Working with Us:
As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas.
Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose.
We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater
Reasonable accommodation
Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at *****************.
We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people.
Apply today and talk to us about your flexible working requirements and together we can achieve greater.
Auto-ApplyMortgage Loan Processor - Remote Opportunity
Remote job
Town and Country Bank is seeking an experienced Mortgage Loan Processor to ensure timely and accurate packaging of all mortgage loan files while providing a high level of customer service. This position may be worked out of one of our branch locations in Illinois or can be remote.
ABOUT US:
At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.
The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team.
ESSENTIAL FUNCTIONS AND DUTIES:
· Ensures that applications are processed in a timely and accurate manner.
· Analyzes, verifies and completely develops applicant information to support the underwriting and approval process.
· Generates loan documents using computer software and ensures that all necessary loan disclosures are provided to customers.
· Maintains follow-up on all required documents for loan closings.
· Engages with sales staff regularly to meet customer needs.
· Examines overall loan documentation to determine applicant's qualifications for approval review.
· Reviews Automated Underwriting System Findings (multiple systems used in secondary marketing) to ensure that all requirements have been satisfied prior to loan approval.
· Monitors and reports any deficiencies in loan documentation as required by the pre-closing quality control checklist to ensure continued relationships with all applicable investors.
QUALIFICATIONS:
· Minimum one year experience in mortgage lending processing.
· Knowledge of FHA, VA, USDA, state and federal lending regulations required.
· Excellent verbal and written communication skills.
· Strong knowledge of computers, imaging systems and software programs including Microsoft Word and Excel.
· Exceptional attention to detail, organization and time management skills.
EDUCATION:
· Associate's degree in related field or equivalent experience.
Auto-ApplySr. Loan Closer
Remote job
JMAC Lending has thrived in the industry for over 25 years, providing exceptional service, innovative products, and unwavering support to our clients. At the heart of our culture and business philosophy is the commitment to surpassing the current market options, ensuring that we remain the top choice lender for our clients. Our dedicated associates possess distinguished credentials and actively engage in continuous education, balancing knowledge with valuable experience.
Our unwavering commitment to the highest ethical standards is the cornerstone of our company. With meticulous care, we efficiently execute the delivery of product pricing for wholesale and correspondent lending for our esteemed clients.
As we continue to grow, JMAC Lending is seeking a skilled Loan Closer to join our Closing department. In this role, you will carefully review and understand loan documents, facilitating open communication about loan files with JMAC's valued customers. If you are searching for a company that values exceptional results and unwavering integrity, this is the perfect place for you to thrive.
This is a Full-Time/Fully Remote opportunity offering competitive pay ranging from $61,600-$72,000 annually.
Key Responsibilities:
Review and Prepare Loan Documents
Prepare and review files for docs
Review data input to assure loan document information is accurate for signing
Provide an accurate review to ensure compliance with Federal, State, Investor and company policies
Up to date with all compliance with Federal, State, Investor and company policies
Conventional, VA, & FHA loans
Provide and Sign-Off Outstanding Funding Conditions
Complete funding review within the required turn time
Review outstanding funding conditions in a timely manner to make scheduled funding
Properly communicate and update applicable parties of funding status
Complete loan package for funding
Screen and/or protect documents for loan requirements
Resolve Discrepancies and Post-Closing Closer
Communicate with applicable parties regarding loan closing and loan delivery
Deliver loan file to investor with no funding purchase suspense
Assist in resolving any purchase suspense issues required before investor lock expiration
Review TRID Compliance
Finalize Final Closing Disclosure and issue Post Consummation Closing Disclosure if required
Properly review Final Closing Disclosure to ensure RESPA Compliance and validate tolerance thresholds
Upload and complete system entries with Final Closing Disclosure
Retrieve correct principal reduction check and correct system entry if required
Complete and verify Uniform Closing Dataset (UCD) for loan delivery
Review all LE's & CD's for correspondent loans if applicable
Run compliance test for correspondent loans if applicable
Requirements
2 years of hands-on experience in mortgage as a Loan Closer
Thorough understanding of the guidelines and TRID with a minimum of 2 years of practical experience
Exceptional oral and written communication skills
Dependable and trustworthy
Meticulous attention to detail
Proficient in using computers
Capability to work autonomously
Benefits
Perks with JMAC Lending:
Competitive Base Salary with an attractive Bonus Plan
Comprehensive Health Care Plan, offering Medical, Dental & Vision coverage
Life Insurance coverage, including Basic, Voluntary & AD&D options
Generous Paid Time Off, including Vacation & Holidays
Retirement Plan with a 401k contribution
Short Term & Long-Term Disability coverage
Family Leave options for a healthy work-life balance
Access to Wellness Resources to promote your wellbeing
About JMAC Lending
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Auto-ApplyMortgage Closer- Hybrid
Remote job
In this hybrid role, you will work from home 4 days a week and you'll review, prepare documentation, reconciliation for the closing and funding of first mortgage loan applications while ensuring transactions are compliant with regulatory and internal guidelines. Prepare and deliver documentation, reports and additional information in support of mortgage loan closing, funding and sale activity. Review mortgage loan documentation and work directly with third party partners to clear identified issues and support mortgage closing, funding and loan sale activity. Collaborate with cross-functional teams, vendors, and third-party relationships.
Responsibilities
Prepare closing instructions and documents to be provided to title or escrow agents.
Review data in the loan origination system for accuracy and input information into applicable loan origination / wire request systems.
Verify funding amounts, issue funding authorization or wire instruction, and reconciles amounts to various general ledger accounts.
Ensure accuracy of the loan application data by clearing inconsistencies prior to generating compliant closing documents, funding of applications and assistance in any deficiencies related to the sale of first lien mortgage originations.
Reconcile system generated alerts as requested by gathering and validating relevant supporting documentation.
Communicates timelines and expectations in order to manage and maintain departmental service level agreements.
Ensures the loan closing workflow is meeting deadlines as set forth by the application, purchase agreement and general service level agreements of the mortgage closing department.
Provide set service level for each loan application and originating team member from time of receipt to the next applicable application workflow.
Provide the team members such as loan officers, borrowers and operations teammates with timely updates while participating in weekly status meetings with respective operations team members.
Communicate with loan officers, borrowers, operations staff, title companies, realtors, builders and all other internal / external partners.
Establish, maintain, and update files, databases, records, and/or other documents for recurring internal report.
Education:
Hight school or equivalent - Minimum
Years of Experience:
3 years of First Mortgage Closing, First Mortgage Lending Operations, Residential Real Estate Closing Packages/Instructions, Funding Procedures or Related - Minimum
Compensation & Benefits:
Typical hiring range: $20.19 - $27.76 Hourly. Actual compensation will be determined using factors such as experience, skills & knowledge.
Additional Compensation: Monthly Incentive Plan
Benefits: Alliant provides a benefits package including health care, vision, dental, and 401k with employer match.
Additional Benefits:
Work from home up to 3 days a week
Paid parental leave
Employee discount programs
Time off including paid personal and sick days
11 paid holidays
Education reimbursement
*Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment.
Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.
The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.
Auto-ApplyMortgage Loan Closer (Temporary, REMOTE-US)
Remote job
Who is Quorum
At Quorum Federal Credit Union, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we thrive on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to excel. If you are looking for a place where you can make a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a forward-thinking team, Quorum Federal Credit Union is the perfect fit for you.
Summary
The Mortgage Loan Closer (Temporary) is responsible for closing all first and second mortgages, working closely with the Loan Officers and Processors from final approval through post-closing of the mortgage loan. This position requires strong communication and time management skills, as well as strict attention to detail.
Key Job Responsibilities and Accountabilities
1. Closes first and second mortgage applications in accordance with secondary market/Credit Union guidelines and ensures loan documentation complies with Federal, State, and local rules and regulations.
2. Works with the lending team to maintain archiving of mortgage files.
3. Facilitates mortgage loan closing; this includes but is not limited to reviewing loan file, preparing closing instructions, reviewing settlement statements, issuing final closing documents, and confirming closing successfully occurred by obtaining signed document copies.
4. Funds mortgage loan ensuring all rules and regulations are followed. In addition, ensures all internal wire controls are followed and necessary notification is provided to Finance.
5. Boards mortgage loan to third party sub-servicer, ensuring all required data and documents are transmitted accurately, timely and successfully - understanding the downstream impact of errors in this process (to the borrower, Finance, Loan Sales, and more).
6. Monitors closing pipeline to identify areas that require intervention in order to expedite the mortgage process and takes action accordingly.
7. Inputs and updates data into loan origination systems and assures adequate file integrity. Generates and/or ensures timely generation of all required documentation and closing disclosures.
8. Submits mortgage loans through Desktop Underwriter and reviews the automated underwriting conditions to ensure loan still meets original approval eligibility.
9. Interacts with assigned Loan Officer, Processor and Underwriter to resolve any file discrepancies in order to ensure timeliness of closing, compliance, and loan delivery for committed loans.
10. Maintains a high level of customer service by being proactive in communication with members, vendors, attorneys, relocation agents, title company representatives and staff members in order to ensure proficient closing of all loans and a positive experience for borrowers and referral partners.
11. Works with outside vendors and service providers to facilitate the loan process.
12. Supports Mortgage Operations area as necessary, including overflow support for Loan Submission and Loan Processing.
13. Identifies process improvements to automate and/or streamline operations and maintain adequate controls.
14. Promotes and maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors.
15. Keeps abreast of industry developments including, but not limited to changes in regulations and technology.
16. Ensures adherence to company policies and procedures and Banking/Credit Union Regulations.
17. Performs additional duties as required.
Job Requirements, Competencies, and Skills
1. Bachelor's degree in finance, business administration or other business-related degree preferred; will consider experience in lieu of degree.
2. A minimum of three years related experience in mortgage loan closing, including comprehensive knowledge of TRID and non-QM regulations, is required.
3. Knowledge of the mortgage process from origination to post closing.
4. Detailed knowledge of secondary market guidelines and regulations.
5. Excellent problem-solving, organizational, analytical, verbal and written communication skills.
6. Strong decision making ability and attention to detail, as well as excellent time management skills with the ability to manage multiple projects/duties.
7. Results driven, service oriented, self-motivated and able to work independently.
8. Trustworthy with the ability to maintain highest level of integrity and trust.
9. Proficiency in Microsoft Office, specifically Word, Excel and PowerPoint. In addition, demonstrated understanding of and experience with Encompass is highly preferred.
Environmental / Physical / Mental Requirements
· Stable internet connection with speeds high enough for video conferencing and screen sharing
· Smartphone with current iOS/Android OS
· Prolonged periods sitting at a workstation and working on a computer
· Ability to communicate with coworkers and customers via email, chat, teleconference, and/or phone
**PLEASE NOTE**
We are not able to consider candidates for this role who reside in Montana, Nebraska, Rhode Island, or Puerto Rico
Hourly Range: $27.40 to $29.80 per hour. Individual wage will vary based on skills and experience. This is a temporary, contract (up to 6 months), non-employee role and is not eligible for Quorum health, retirement, or discretionary incentive benefits. Conversion to full-time employment is not guaranteed.
Compliance/legal requirements
· Quorum is an Equal Employment Opportunity employer. Qualified applicants will be considered for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, marital status, protected veteran status, or disability status.â¯
· Quorum will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process.
· Qualified Applicants with arrest or conviction records will be considered for employment in accordance with all applicable federal, state, city and local laws, rules, and regulations.
This in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. The company reserves the sole right and discretion to make changes to this job description.
Each employee is required to uphold the Credit Union's compliance with all policies, procedures, and required regulations including the Bank Secrecy Act and our Anti-Money Laundering policy.
This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship.
#LI-Remote
Mortgage Loan Processor
Remote job
About Us Capital Bank N.A. is headquartered in Maryland, and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.
Come join a bank where our employees thrive and are engaged in meaningful work. For the last 5 out of 6 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.
Position Purpose
Capital Bank is looking for a Mortgage Loan Processor to join our team. The Mortgage Loan Processor works closely with loan originators to process mortgage loans in order to provide a seamless customer experience. The Mortgage Loan Processor's primary function is to ensure the timely and accurate submission of loans to Underwriting.
Position Responsibilities
Gathers and analyzes documentation and other information to take each loan application from once setup to closing
Contacts borrowers and referral sources as an introduction within 3 days (72 hours) of receipt
Reviews all income documentation to ensure that is accurate and supports the guidelines in place for a specific loan product
Reviews product guidelines to make sure that the loan fits and the necessary documentation is obtained, including:
Verify 2 years of continued employment - document any gaps
Review asset documentation
Review credit report
Review appraisal
Review title work
Review hazard insurance
Obtain payoffs on refinances by contacting current mortgage holder
Make sure all documentation is legible
Obtain all required certifications from agent - termite, well, septic, etc. and review upon receipt. Actions as needed.
Monitor daily closing schedule and make sure all loan are scheduled - if not scheduled notify Title Company, Agent and/or Loan Officer and schedule with closing department
Submit loan to underwriting in appropriate file order
Clear all Prior to Closing conditions. - Loans must be “clear to close” at least 48 hours prior to closing
Advise borrower of loan decision and any required conditions
Inputs proper loan information into Encompass so that data and supporting documentation are accurate.
Contacts borrowers to obtain additional documentation as necessary to meet loan guidelines
Follows Processing procedures as designated by Processing Manager
Must meet crucial deadlines such as financing contingencies and closing dates
Works with the MLO and/or LOA regarding missing/requested items
Updates conversation logs in Encompass
Minimum Education & Experience
3-5 years experience in a loan processing role with experience handling loans from start to finish.
Recent experience in the mortgage industry as an assistant, loan processor or loan officer is preferred.
Experience communicating with borrowers regarding lending requirements.
Experience processing conventional, FHA and VA loans.
Experience with Encompass software is required.
Preferred Skills & Qualifications
Strong background in calculating income is preferred.
Proficient in Microsoft Office Suite including Word, Excel, PowerPoint and Outlook.
Excellent verbal and written communication skills.
Proven customer service ability is required.
Must have knowledge of lending terminology and the ability to effectively communicate to borrowers.
Knowledge of underwriting would be helpful.
Independent worker that can produce results
Ability to take initiative
Ability to work in a fast-paced environment and deliver accurate results.
Compensation:
Base Salary Range: $25.51 - $35.71 per hour. Final determination of where you are at in the salary range is based on numerous factors such as relevant experience, skill set, education, geographic location, and ability to meet qualifications within the job description.
Working Arrangements
100% remote role
We're currently hiring only within our core locations, which include Maryland (MD), District of Columbia (DC), Virginia (VA), Pennsylvania (PA), Delaware (DE), Indiana (IN), Illinois (IL), South Carolina (SC), Florida (FL), and North Carolina (NC).
Why Join Us?
Join a growing company with a culture that fosters an entrepreneurial spirit
Comprehensive benefits package including Medical, Dental, Vision, Company Paid Life Insurance, Disability Insurance, and more!
Company Contributions to your 401k - Regardless of your contribution
Employee Perks: Paid Parental Leave, Employee Recognition Program, Leadership Program, Tuition Reimbursement Program, Employee Bank Checking Account, and much more!
Generous Paid Time Off and Paid Holidays - Including Paid Charity Hours to support volunteer opportunities
Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, & Equal Opportunity Employer.
Wealthfront is seeking a mortgage loan processor to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to work with existing Wealthfront clients providing excellent service and guiding them through the process with the support of our innovative technology and tools. This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment. Responsibilities
Reviews loan file and gathers any items needed for final loan approval
Liaison between all operational and sales departments in the transaction
Orders supporting documentation
Evaluates loan applications for reasonableness and, if needed, escalates files for further evaluation
Prioritizes daily workload to ensure a delightful client experience
Excellent client communication skills
Communicates with third party vendors throughout the loan process to finalize the application
Ensures adherence to investor and regulatory guidelines
Proactively maintain loan pipeline, tasks and objectives
Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Expertise
Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work.
Strong working knowledge of state-specific licensing and registration requirements and use of the NMLS. Strong working knowledge of Federal and state regulations including TRID and HMDA.
Deep understanding of mortgage loan products and underwriting guidelines.
Self-driven with the ability to work independently and collaboratively.
Excellent organizational skills, able to set and meet deadlines in a high paced environment.
Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
Intellectually curious and interested in applying technology to enhance business processes.
Prior experience in retail mortgage loan processing
Excellent communication skills focusing on both internal and external communications
Openness to adapting to industry changes
Requirements
2+ years of retail mortgage processing experience
Mortgage Loan Originator License preferred; Company will sponsor for the right candidate
Knowledge of Conventional Conforming and Jumbo guidelines
Understanding of state and federal lending regulations
Extensive knowledge and understanding of customer service and intrapersonal best practices
Estimated annual salary range: $55,000 - 62,000 USD plus Equity and a discretionary bonus.
Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!
About Wealthfront
Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.
We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we've expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:
• A Cash Account that, through our partner banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.
• A zero-commission Stock Investing Account with 50+ handpicked collections that help DIY investors discover new companies and make smarter investing decisions.
• Multiple automated investing portfolios designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing-which we offer at industry-leading low costs and accessible minimums.
Our award-winning products have attracted over 1 million clients who trust us with more than $90 billion of their hard earned savings-and we're far from done. If you're inspired to help us reshape the financial industry as we create our next chapter, let's talk!
For more information please visit ********************** are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Please review our candidate privacy notice.
Disclosures: All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn't provide tax advice. The Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member of FINRA/SIPC. Wealthfront Brokerage is not a bank. We convey funds to partner banks who accept and maintain deposits, provide the variable interest rate, and provide access to FDIC pass-through insurance. Investment management and advisory services-which are not FDIC insured-are provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser. The checking features offered in the Wealthfront Cash Account are provided by Green Dot Bank, Member FDIC. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.
By “award-winning products”, please refer to *************************** for more information. Wealthfront Corporation oversees Total Client Assets and Trusted Clients through Wealthfront Advisers and Wealthfront Brokerage. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.
Auto-Apply
Our mission is to make higher education accessible and affordable for everyone. We empower students with financial support and supercharge their ability to pay down their debt, so they can get on the right financial track, fast.
We build tools that help people feel in control of their financial future, including:
Private student loans - low rates, people-first service, and flexible payments.
Student loan refinancing - break free from high-interest rates or monthly payments.
Scholarships - access to thousands of scholarships to help students pay less.
Earnies are committed to helping students live their best lives, free from the stress of student debt. If you're as passionate as we are about our mission, read more below, and let's build something great together!
The Loan Processor position will report to the Credit Operations Manager.
As the Loan Processor, you will:
Review documents from clients (paystubs, tax returns, ID, etc).
Confirm client identity using trusted data sources.
Enter key information to help with application decisions.
Contact clients by phone or email to answer questions and give updates.
Help with special projects and prepare documents for audits.
Share feedback on tools and systems, and take part in team training.
About You:
Some experience with credit applications is helpful but not required.
Comfortable with basic math and reviewing financial documents.
Detail-oriented and organized.
Even Better:
Some knowledge of fraud risks.
Experience working in a fast-paced, task-focused environment.
Good communication and teamwork skills.
Where:
This role will be remote
#LI-GA
A little about our pay philosophy: We take pride in compensating our employees fairly and equitably. We are showcasing a range of your potential base salary based on the roles location. The successful candidate's starting pay will also be determined based on job-related qualifications, internal compensation, candidate location and budget. This range may be modified in the future.
Pay Range $46,000-$58,000 USD
Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits, including:
Health, Dental, & Vision benefits plus savings plans
Mac computers + work-from-home stipend to set up your home office
Monthly internet and phone reimbursement
Employee Stock Purchase Plan
Restricted Stock Units (RSUs)
401(k) plan to help you save for retirement plus a company match
Robust tuition reimbursement program
$1,000 travel perk on each Earnie-versary to anywhere in the world
Competitive days of annual PTO
Competitive parental leave
What Makes an Earnie:
At Earnest, our people bring our cultural principles to life. These principles define how we work, how we win, and what we expect of ourselves and each other:
Every Second Counts: Speed is our competitive advantage. Our customers need better solutions, and the faster we execute, the greater our chance of success.
Choose To Do Hard Things: We win by tackling the hard things that others avoid, fueled by grit and resilience.
Pursue Excellence: Great companies, teams, and individuals never settle and are proud of the work that they do. What's good enough today won't be good enough tomorrow. Excellence isn't a destination; it's a mindset of continuous improvement.
Lead Together: Our success comes from how we work together. Leadership is not about titles-it is about action. We take ownership, drive results, and move forward as a team.
Don't Take Yourself Too Seriously: We take our work seriously, not ourselves. The stakes are high, but a sense of humor keeps us grounded, creative, and resilient.
At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.
Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, veteran status, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.
Auto-ApplyMortgage Loan Processor - REMOTE
Remote job
Description AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence. Our employees are the driving force behind our success. We believe in the power of a dynamic and talented workforce and creating an environment where your contributions are not just recognized, they're celebrated. Your success is our success, and we are seeking skilled professionals who are ready to bring their A-game, exceed benchmarks and enhance the overall excellence of AmeriSave, while also growing and advancing their careers. At AmeriSave, we're one team with one shared dream - to be the best. Let's redefine excellence together! What we're looking for: AmeriSave is currently hiring Loan Processors to join our winning team. We offer advanced technology and support roles that enable our processors to easily manage larger pipelines and earn lucrative bonuses that are paid out every pay period. The ideal candidate has superb customer service skills, is well versed in general mortgage knowledge and guidelines, and loves working in a fast-paced environment. Candidates must be detail oriented with strong written and verbal communication skills.
This is a remote opportunity to work from home. Schedules are Tuesday - Saturday or Sunday - Thursday. Hours are 9am - 6pm EST or 11am - 8pm EST. Remote work applicants may not work from the following states: California
What You'll Do:
Responsible for a pipeline of 40-50 loans per month, both refinances and home equity loans
Review loan application package for completeness and accuracy, reconcile application against system input
Responsible for gathering required documentation from customer and third parties in support of the loan approval decision
Responsible for prompt, professional communication to customers, loan officers & underwriters
Responsible for calculating and analyzing income, assets and liabilities
Utilization of AUSSIE and company procedures
Establish an ongoing relationship by delivering best-in-class customer service
What You'll Need:
Minimum of 2 years recent mortgage loan experience
Must be self-directed, motivated, and comfortable working in an extremely fast paced environment
Must be proficient in Microsoft Office, DU, LP, CRM
Exceptional problem-solving and customer service skills
Detail-oriented and demonstrate excellent decision making skills
Excellent communication skills
**Please note that the compensation information that follows is a good faith estimate for this position only and is provided pursuant to the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. It is estimated based on what a successful Colorado applicant might be paid. It assumes that the successful candidate will be in Colorado or perform the position from Colorado. Similar positions located outside of Colorado will not necessarily receive the same compensation. ** Compensation
The hourly rate for this position is $19 per hour, against commission based on individual performance. Target annual compensation for this position is $60,000 to $120,000.
Benefits: · 401(k) · Dental insurance · Disability insurance · Employee discounts · Health insurance · Life insurance · Paid time off · 12 paid holidays per year · Paid training · Referral program · Vision insurance Supplemental pay types: · Bonus · Referral bonuses AmeriSave is an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
California Consumer Privacy Act Disclosure Acknowledgment
Employment Applicants, New Hires, and Employees Residing in California
AmeriSave Mortgage Corporation's Privacy Policy Statement (“Policy”) can be reviewed here: ******************************** AmeriSave Mortgage Corporation's California Consumer Privacy Act (“CCPA”) Recruitment Disclosure can be reviewed here: ****************************************************** When AmeriSave's Human Resources Department makes future requests for personal information, the same Policy is applicable. By applying, you understand this acknowledgment covers current and future personal information requests. You also acknowledge the business purpose of the personal information collected and that future requests may occur while applying for a position at AmeriSave and/or during employment, if applicable.
Auto-ApplyStudent Loan Coaching Specialist
Remote job
Candidly was founded in 2016 to flip the script on what it means to plan, borrow, repay, and save for college. Today, we're the category leader with the market's most comprehensive AI-driven student debt and savings optimization platform. We partner with hundreds of top employers, financial institutions, and retirement record keepers, positioning Candidly to serve more than 35 million Americans.
We're already achieving incredible results - to date, we've helped our users get on track to eliminate more than $1.8B in student debt and pay off their loans 175,000 years quicker - and we're seeking movers, shakers, innovators, and problem solvers to help take our mission even further.
Candidly is a high-growth, Series B startup, funded by leading investors including Altos Ventures, Aflac, Salesforce Ventures, UBS, Equal Opportunity Ventures, Impact Engine, Rethink Impact, Unum, and Cercano Management. Our fully remote, international team of 70 (and counting) includes alumni from Google, UBS, Twitter, Plaid, Prudential, LendingTree, Morgan Stanley, Deutsche Bank, and more.
Job Description
As a Student Loan Coaching Specialist, you'll work one-on-one with end users to provide expert, personalized guidance on student loan repayment. We're expanding our coaching service to help even more users navigate the complexity of student loans (e.g. federal repayment plans, public service loan forgiveness, refinance, consolidation, tax considerations, accelerated payments, college funding) and balance other long-term financial goals alongside debt repayment. Our ideal candidate is a self-starter who is eager to help advance the program and is comfortable communicating directly with end users. Empathy, curiosity, and a growth mindset are critical to this role.
Key Responsibilities
Prepare a borrower's analysis before the call, review it along with any questions during the call, and provide prompt follow-up via email after the call
Become proficient with the Candidly platform and capabilities that can help borrowers make progress based on their customized plan
Follow the post call coaching procedures (record meetings, fill out post call form, etc.)
Weekly check-in with the Candidly Coaching team
Ability to lead webinars, develop written resources, and collaborate on cross-functional initiatives to drive the growth and impact of the coaching program
Contributes to team knowledge sharing and process improvement initiatives
Shows initiative and resourcefulness to resolve user issues and improve coaching processes
Adapts quickly to changes in policies, programs, or tools in a fast-paced environment
Engages in continuous learning to stay up to date on student loan regulations, financial wellness strategies, and fintech tools
Requirements
Certifications - CSLP designation preferred
You are empathy-first in your approach to your clients and our users
You are conscientious and meticulous in detail
You have passion for making a difference and approach each day with a sense of urgency about the opportunity to make an impact
You are an exceptional teammate
Preferred Qualifications
Experience or knowledge in college planning concepts and strategies
Familiarity with federal and private student loan programs, repayment strategies, and forgiveness options
Knowledge of personal finance software or fintech platforms
Bilingual or multilingual abilities to support a diverse user base
Background in higher education, career services, or financial literacy education
Experience or familiarity with AI-driven financial tools or platforms, including using AI insights to guide client decision-making or improve coaching outcomes
Background and EEOC
Candidly offers for employment are conditioned upon satisfactory completion of our employment screening process (including, but not limited to, a review of past employment and education records, background investigation, and/or credit check & fingerprints).
Candidly strives to foster an environment where every employee can succeed. As an Equal Opportunity Employer we do not discriminate on the basis of race, religion, color, sex, sexual orientation, gender identity, gender expression, national origin, age, non-disqualifying physical or mental disability, veteran status, or any other basis covered by applicable law. All employment is decided on the basis of qualifications, merit, and business need.
Auto-ApplyLoan Ops Commercial Loan Closer
Remote job
Join our dynamic team as a Loan Operations Commercial Loan Closer (CLC) and play a pivotal role in the commercial lending process. You'll collaborate with Commercial Relationship Managers (CRM) and Loan Officer Assistants (LOA) to oversee the closing process for all new, renewed, and modified C&I and CRE loans. As a key communicator, you'll interact with various partners to ensure a smooth and timely loan closing process. This role offers the opportunity to work independently and handle a variety of tasks to ensure all approval conditions and due diligence items are met for loan document preparation and processing.
Position is available in Brentwood and Columbia, TN
What You'll Do
* Review and Identify: Analyze approved credit requests to pinpoint required pre-close conditions and due diligence needs.
* Due Diligence: Order and review essential due diligence items such as Title Commitments, UCC searches, Flood determinations, Proof of insurance, Surveys, Entity documents, Real estate appraisals, Environmental Assessments, Good Standing Certificates, and Beneficial Ownership.
* Monitor and Confirm: Ensure all due diligence items are received and reviewed for accurate loan document creation and lien perfection.
* Document Preparation: Submit loan details to the internal Doc Prep team for closing documentation.
* Legal Coordination: Engage with approved attorneys to prepare and/or close loan documents.
* Scheduling: Coordinate closing dates and times with all relevant parties, including attorneys, title companies, customers, CRM, and LOA.
* Accuracy Check: Review draft closing documents and settlement statements for accuracy, ensuring they align with loan approval.
* Clear to Close: Provide final approval for closing once all conditions and due diligence requirements are satisfied.
* Document Review: Verify executed documents for complete and accurate signatures, then forward to Loan Servicing for booking.
* Documentation Management: Ensure all supporting documentation is properly loaded to CreditLens and/or submitted for imaging.
* Initial Disbursement: Assist with initial loan disbursement at closing, acting as the second required signature.
* Customer Service: Deliver exceptional service to internal and external clients with urgency and a positive attitude.
Requirements For Success
* 5+ years in the financial services industry, with a preference for commercial loan experience
* Strong interpersonal, verbal, and written communication skills.
* Proficiency with MS Office Suite (Outlook, Word, Excel, SharePoint).
* Knowledge of federal and state banking regulations.
* Excellent customer service skills.
* Attention to detail.
* Strong problem-solving and critical thinking abilities.
* Organizational and time management skills to balance multiple priorities and meet deadlines.
* Commitment to compliance training and continuous learning.
* Preferred Skills:
* College degree in business or paralegal certification.
Conditions of Employment
* Conditions of Employment:
* Must be able to pass a criminal background & credit check
* This is a full-time, non-remote position
* FLSA status: Non-exempt
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Pay Range
USD $42,061.00 - USD $64,465.00 /Yr.
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Loan Processor position supports the Melville, NY office of CrossCountry Mortgage. The Loan Processor is responsible for accurately setting up new purchase applications, issuing pre-approval letters, processing and disclosing loans, and overseeing the success of every loan from contract to close. The Loan Processor will work with Borrowers, Loan Officers, Underwriters, and any Third Parties to close 95% of all loans on time while providing an outstanding experience from application to closing.
This position operates within Eastern Standard Time Zone working hours to support the East Coast region.
Job Responsibilities:
Serve as Primary contact and liaison between clients, Branch Manager, Branch Sales Manager and/or assigned Loan Originator(s).
Contact all borrower(s) within 24 hours after the LO appointment, fully review the loan applications and other documents with borrowers and effectively communicate all pre-approval parameters to borrowers.
Request and review the cash, credit, and income qualifications of all borrowers.
Review documentation received within 24 hours of receipt for discrepancies, omissions, verified income calculation, asset verification and Encompass updates based on verified information; immediately notify Loan Originators when any discrepancies are found on documentation. Track all requested documents in Encompass.
Communicate any red flags or major potential issues to the LO or Team Captain (if applicable) and Realtor partner and ensure understanding of all required conditions before contacting borrowers or third parties.
Meet deadlines (loan documents to title 3 days before closing) while maintaining multiple assignments/projects.
Handle all payment scenario requests.
Accurately pre-approve all borrowers and supplement the pre-approval letter with any pertinent documents (i.e., Pre-Approval Addendum, completed All About You form, etc.). Rush pre-approval requests when necessary.
Provide a courtesy phone call to the referring Realtor within 24 hours of issuance, ensuring they fully understand any important details of the pre-approval. Communicate effectively to all respective Realtor partners with updates as needed.
Accurately onboard all newly received contracts for Rate Lock consultation.
Expeditiously submit and disclose the loan application to remain TRID compliant.
Provide outstanding Borrower Tuesday Updates, Pre-Closing, and Funding Calls (if applicable).
Ensure 95% of all loans close on time with a mandatory daily gauge check to address choke points.
Attend weekly pipeline calls to handle 95% of all loan problems before escalating to the LO and ensure all required time-to-task objectives are met.
Provide excellent customer service both internally and externally.
Available to work varying hours and overtime if needed.
Qualifications and Skills:
High School Diploma or equivalent.
Minimum 5 years' current conventional fixed and ARM, HELOC and construction mortgage loan processing or origination experience.
State and Federal NMLS License preferred.
Experience in Mortgage Loan Processing.
Experience with RESPA and mortgage and consumer lending regulations and loan documents, preferred.
Working knowledge of all major investors' guidelines.
Experience with Encompass.
Excellent written and verbal communication skills.
Excellent communication and collaboration skills. Skill in utilizing text messaging platforms effectively.
Excellent prioritization skills to meet established deadlines and KPIs.
Skill in analyzing cash, credit and income to ensure accurate pre-approval.
Proficient in DU, LP, Microsoft Office & Windows and ability to adapt to new technologies.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $27.00 - $30.00
This position is bonus plan eligible.
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyConsumer Loan Direct Processor
Remote job
Consumer Loan Direct Processor - Consumer Lending - Operations Department; Home Office Branch
Banking • Full-Time • Consumer Lending - Operations
Scott Credit Union is hiring a Consumer Loan Direct Processor in Edwardsville, IL to support our lending operations and deliver exceptional member service. We're looking for someone who is detail-oriented, knowledgeable in consumer lending, and skilled at managing loan files from application to funding with accuracy and efficiency. If you thrive in a fast-paced, service-driven environment and are passionate about helping members achieve their financial goals, we'd love to have you on our award-winning team.
Schedule: Full-time | Monday-Saturday
Work Location Status: Fully on-site for the first 30-90 days at the Edwardsville, IL Headquarters. After successful completion of probationary period, position may be eligible for hybrid or remote work.
*Employees in hybrid or remote roles may be required to return on-site periodically for meetings, events, or other work-related needs as determined by their manager.
About the Role
Under the supervision of the Direct Lending Operations Team Lead, responsible for executing SCU's member engagement model to inform and educate members on consumer lending products and services offered by SCU. Maintains a deep knowledge of SCU's lending products and services and displays the ability to determine how these services can enhance and broaden a member's financial picture. Responsible for final processing, funding, and completion of a variety of consumer loans, credit cards, and centralized lending related functions. Requires an ability to communicate effectively with prospective and current members via telephone, email, and video (i.e. Skype) and chat. Consumer Loan Direct Processor will represent the credit union in a positive and professional manner.
Why Join Scott Credit Union?
Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth.
Benefits include:
11 paid holidays and competitive PTO
401(k) with employer match
Medical, dental, vision, and life insurance
Short-Term Disability, including maternity leave
Tuition reimbursement program
“Dress for your day” policy
Career advancement opportunities
Supportive, team-oriented culture
What You'll Do
Provides direct support for both online/mobile, telephone, and Branch Network loan applications.
Process lending transactions for members including such functions as processing loan documents, assisting with opening of loan and banking accounts, issuing checks, and process title loan title work, if applicable.
Provides members services by contacting members with updates on pending loan applications from time of approval, through loan closing, after funding, and until title has been perfected, if applicable.
Responsible for the review of loan supporting documents to ensure accuracy, and completion, of documents before proceeding with the loan closing.
Responsible for following up on collateralized titles to ensure that SCU lien is placed properly and within specific lending guideline timeframes.
What You Bring
High school diploma or GED.
Experience working within a financial institution.
Personal computer experience to include Microsoft Windows applications.
Is This You?
You're energized by creating meaningful connections and delivering strategic solutions
You stay focused under pressure and prioritize precision in your work
You take initiative, own your projects, and consistently aim for high-quality results
You're looking to build a long-term career where your skills can grow and evolves
Our Commitment
At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees.
Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview.
consumer lending; processor; operations; financial institution
Auto-ApplyMortgage Loan Processor Epic Mortgage is seeking a highly efficient, detail-oriented, and customer-focused Mortgage Loan Processor to join our dynamic team. This role is crucial in ensuring that loans are processed swiftly, accurately, and within compliance standards, providing a seamless experience for both our Loan Officers and Borrowers.
Why Join Epic Mortgage?
Competitive compensation paid bi-weekly, with profit-sharing opportunities.
Comprehensive benefits package including Medical, Dental, Vision, 401K, HSA, and more.
Remote work flexibility with a supportive and collaborative work culture.
Extensive training, ongoing support, and opportunities for career advancement.
Job Description
Key Responsibilities:
Process loan applications and gather necessary documentation in line with underwriting requirements.
Communicate regularly with Loan Officers, Borrowers, title companies, appraisers, realtors, and other stakeholders to ensure timely and accurate processing.
Prepare and review closing packages, legal documentation, and ensure compliance with all regulations.
Monitor and maintain loan files, manage documents in LendingPad, and ensure all deadlines are met for loan commitment and closing.
Participate in daily virtual team calls and weekly pipeline review meetings.
Proactively address potential issues, evaluate credit histories, calculate borrower income, and determine DTI.
Maintain a positive team atmosphere and contribute to process improvement initiatives.
Qualifications
Requirements:
High school diploma or equivalent
required, associate or bachelor's degree is a plus.
Minimum of
2 years of experience
in mortgage processing, with a strong understanding of underwriting, compliance, and Fannie/Freddie guidelines.
Strong written and verbal communication skills with the ability to work collaboratively in a fast-paced environment.
Attention to detail, problem-solving skills, and the ability to manage multiple tasks and deadlines.
Proficiency in Microsoft Office, Google Suite, and familiarity with processing systems like LendingPad.
Additional Information
Epic Mortgage is an Equal Opportunity Employer, committed to the inclusion of all qualified individuals.
All your information will be kept confidential according to EEO guidelines.
NMLS #2404936 - Equal Housing Opportunity
Job Description
We are seeking a top notch Mortgage Loan Processor to join a thriving financial services company. This is a 100% remote position! This person will be responsible for reviewing loan applications, ensuring all necessary documents are included and approving or denying the loans. The ideal candidate will have 2+ years of experience, FHA, VA, USDA, Conventional or Jumbo experience, and strong organizational skills. Encompass experience is preferred but not required.
This company offers a high base, strong bonuses per loans and great benefits! Apply now for consideration!
Responsibilities for Loan Processor
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Determine all applicable ratios and metrics and set up debt payment plans
Interview applicants to determine financial eligibility and feasibility of granting loans
Review active loan files each day to determine if any documents are missing or what can be done to help the process along
Identify and recommend products that meets the customer's needs and the organization's lending guidelines
Communicate with clients either to request or to provide information
Utilize professional judgement to determine which potential borrowers represent good risk opportunities for the organization
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Qualifications for Loan Processor
Exceptional communication and customer service skills
3+ years' experience in the consumer loan industry
Current registration under the National Mortgage Licensing System and Registry
Strong attention to detail
Familiarity with computers and banking applications/software
Ability to work in a goal-oriented environment
Demonstrable customer satisfaction orientation and sales competencies record
Deep knowledge of direct/indirect lending products and practices
Excellent analytical and mathematical skills
Must have FHA, VA, USDA, Conventional or Jumbo experience
Encompass experience highly preferred
Job Details Corp - Point Mortgage - Chula Vista, CA Fully Remote $25.00 - $31.00 HourlyLoan Processor
Job Purpose
Prepare and process Conventional, Jumbo, Non-Agency, and Government (FHA/VA) mortgage loans under various loan programs. Sr. Loan Processor will be responsible for performing a variety of loan documentation duties as necessary for the loan process, per Point Mortgage Policies and Procedures; ability to meet Close of Escrow dates and rate lock.
Duties and Responsibilities
• Conduct thorough review and evaluation of borrower credit loan file, along with, but not limited to, income documentation / income calculation worksheet, employment verification, and assets documentation. Proactive in checking documentation for accuracy and potential red flags.
• Review AUS findings and confirm with borrower documentation received for loan submission criteria.
• Full knowledge of regulatory and compliance guidelines, particularly LE / CD
(Loan Estimate and Closing Disclosure).
Ability to re-disclose and complete Change in Circumstance when necessary, meeting necessary disclosure waiting periods.
• Request, review and balance fees for CD
(Closing Disclosure)
prior to closing.
• Subject matter expert on Down Payment Assistance Programs, FHA & VA guidelines specific to borrower eligibility, mortgage history, appraisal, and cash requirements.
• Ability to pull FHA Case Number and CAIVRS, Order Certificate of Eligibility.
• Ability to order / request credit supplements, appraisal revisions, title & escrow documents as necessary, SSA verification, flood cert, and 4506-T verification as necessary.
• Obtain escrow documents as necessary, including vesting amendment, payoff demands, purchase addendums, and updated hazard insurance.
• Analyze underwriting conditions and obtain necessary items required, including Mortgage Insurance submission and certification, and obtain necessary flood insurance per NFIP and investor requirements.
• Communicate with appropriate parties to satisfy underwriting conditions: VOD, VOE, etc.
• Review and satisfy prior to funding and post-closing conditions when required.
• Maintain excellent customer service with internal and external clients.
• Maintain professional working relationship and transparent communication with direct manager, Underwriter, Loan Officer and Loan Officer Assistant.
• Maintain a high degree of confidentiality.
• Maintain consistent and satisfactory attendance.
• Must close/fund a minimum 15 loans per month on a consistent basis, as capacity and volume allows.
• Ability to analyze and process Jumbo, Non-Agency, and Investor Delegated loans, as assigned.
Qualifications
Position descriptions are developed as guides for the employees of Point Mortgage. The management team of Point Mortgage reserves the right to modify job responsibilities and position requirements to meet the corporate business goals and needs. This description does not create a contract or guarantee of employment.
Qualifications
• At least 5+ years Loan Processing experience.
• Knowledge of Fannie Mae, Freddie Mac, FHA/VA loan process and standard guidelines.
• Proficient with mortgage operating systems, preferably Encompass.
• Experience with Paperless and E-Documents.
• Ability to multi task and shift priorities.
• Must be punctual, reliable, and no trending issues with attendance.
• Must live in the Central Time Zone or must be able to work and support the Central Time Zone as part of daily tasks.
Working Conditions
• Flexibility to work in a high volume, fast paced environment.
Mortgage Loan Closer (Remote)
Remote job
Full-time Description
A Mortgage Loan Closer will prepare the closing package in accordance with product type, investor guidelines, and state and federal guidelines. The Loan Closer will perform a quality control and data integrity review for compliance, completeness and accuracy. The Loan Closer will function as the liaison between the Operations Department (processors, insurance) and the Legal Department (title companies). Once the loan has been Cleared-To-Close, the Loan Closer will coordinate with the Legal Department (title company) to facilitate the loan's closing.
Responsibilities
Comprehensive knowledge of TILA/RESPA fee tolerance comparison and change of Circumstances.
Review the closing documents for completeness and accuracy.
Thorough proficiency of Closing and Legal documents: CD, disclosure documents such as LE and Right of Rescission.
Review loans accurately, complete all data input into Loan Origination System.
Update and ensure all the fees and costs are accurately calculated.
Problem solving, identify and resolve problems in a timely manner.
Perform preliminary reviews of Title reports.
Liaise with Borrower and Bank Attorneys to clear title issues.
Adhere to established quality and service standards (ex. Review and prepare closing documents within established turn times).
Other duties as assigned.
Requirements
Skills/Experience/Education
High School Diploma or equivalent education and experience.
3-5 years relevant banking experience.
Strong mathematical skills, excellent interpersonal, organizational and time management skills.
Ability to work independently, maintain confidentiality, problem solve, supervise a team.
Excellent customer service, written and oral communication skills.
Essential Mental & Physical Requirements
Ability to travel if required to perform the essential job functions.
Ability to work under stress and meet deadlines.
Ability to read and interpret a document if required to perform the essential job functions.
Prolonged periods of sitting at a desk and working on a computer may be required.
Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division any “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
Gulf Coast Bank & Trust Company and its subsidiaries is committed to a diverse and inclusive workforce. We are committed to equal employment opportunities without regard to race, color, genetic information, religion, sex, affectional or sexual orientation, gender identity or expression, age, marital status, military and veteran status, physical and mental disability, and any other characteristic protected by applicable law. We believe in attracting, retaining, and promoting quality talent and recognize that our diversity is critical to the success of the company.
Loan Services Specialist
Remote job
Full-time Description
The ideal candidate will be able to work in Willmar, MN or our Sioux Falls, SD office. Will consider a remote work arrangement. Entry level starting wage range is $19 - $23/hr, negotiable with experience.
Responsible for a variety of duties and tasks relating to servicing of loans. This is an operations position that also includes contact with the customer.
Primary Duties & Responsibilities (90%):
Board a variety of new loans to the system and fund proceeds to respective GL's
Set up automatic payments, ACH and overdraft protection
Pay PMI, taxes, insurance as needed.
Releasing collateral upon repayment etc.
Credit reporting and dispute resolution, Year-end Tax Reporting
Loan Control Balancing and other GL Reconciliations
Monitoring daily loan transactions & exceptions using various IQ reports
Timely and accurate responses to customer and employee questions and requests
Monthly SBA payment reporting and FSA/USDA semi-annual balance reporting
Servicing of participated and purchased loans
Assist tellers/RM's with loan payment applications
Correspond with sub-servicer when customer issues arise
Subservicing branch payments and new loan wires
Gather documents for audits as requested
Set up and monitor ticklers
Provide payoff statements
Assist SAT with coding and tracking of troubled loans and 1099 C Preparation
MLA and SCRA determinations, coding and tracking
Secondary Duties & Responsibilities (10%):
Employee Owners help Heritage be successful in any way possible, never saying, “That's not my job.”
Participates in all required BSA training and demonstrates knowledge of BSA relative to job responsibilities.
Responsible for security as it applies to this position.
Responsible for compliance with laws and regulations applicable to this position.
Responsible for performing professional and accurate service.
Performs other tasks, as assigned.
Bank Standards:
Mission - Helping People Succeed Financially
Ethics - We always do the right thing at work and in our personal lives.
Solution - We bring solutions to challenges and are always looking for ways to be better.
Ownership - We are accountable in our roles and accept responsibility for our mistakes.
Positivity - We bring positive energy and enthusiasm to everything we do.
Disclaimer:
The statements contained in this describe the general nature and level of work being performed by the person accepting this role. “Secondary Duties and Responsibilities” are considered incidental or secondary to the overall purpose of the job. This job description does not state or imply the only duties and responsibilities assigned to this job. Employees holding this job will be required to perform any other job-related duties requested by management. All job requirements are subject to possible modification to reasonably accommodate individuals with a disability.
Requirements
Education:
2-year degree in related field
Working knowledge of mortgage loan documentation terminology and methodology
Experience:
Requires education, expertise, and competence to complete the assignment in accordance with Federal Regulations.
Intermediate knowledge of title policies and related loan regulations such as RESPA, HMDA, and other bank lending policies
CSI Core experience a plus