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Loan manager vs escrow officer

The differences between loan managers and escrow officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan manager and an escrow officer. Additionally, an escrow officer has an average salary of $50,270, which is higher than the $39,623 average annual salary of a loan manager.

The top three skills for a loan manager include loan applications, customer service and real estate. The most important skills for an escrow officer are customer service, HOA, and title insurance.

Loan manager vs escrow officer overview

Loan ManagerEscrow Officer
Yearly salary$39,623$50,270
Hourly rate$19.05$24.17
Growth rate4%4%
Number of jobs11,96562,077
Job satisfaction--
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 47%
Average age4545
Years of experience66

What does a loan manager do?

A loan manager is a person who supervises and oversees the financial system and the cash flow of a company. They are responsible for the assessment, examination, approval, and even rejection of loan application based on the financial capacity and capability of a loan applicant. A loan manager determines and classifies the possible financial risk and problems that could be encountered. Also, they are the one who controls lending activities for all loan programs, manages all collections, as well as ensuring that the policies of the company are implemented.

What does an escrow officer do?

Escrow officers, commonly known as loan officers, are responsible for real estate processing and finalizing deals. They ensure all documents are authentic and prepared, property titles are clear, and financial obligations have been thoroughly met by the buyer and seller. They verify the document of land ownership, checking property title, and consulting with potential buyers, sellers, and lending firms. It is also their responsibility to handle the deposition of funds and processing of legal documents, including paperwork to finalize the transaction.

Loan manager vs escrow officer salary

Loan managers and escrow officers have different pay scales, as shown below.

Loan ManagerEscrow Officer
Average salary$39,623$50,270
Salary rangeBetween $27,000 And $58,000Between $36,000 And $70,000
Highest paying CityJersey City, NJWalnut Creek, CA
Highest paying stateNew JerseyNew Mexico
Best paying companyPacific Investment Management Company LLCFidelity National Financial
Best paying industryFinanceFinance

Differences between loan manager and escrow officer education

There are a few differences between a loan manager and an escrow officer in terms of educational background:

Loan ManagerEscrow Officer
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 47%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan manager vs escrow officer demographics

Here are the differences between loan managers' and escrow officers' demographics:

Loan ManagerEscrow Officer
Average age4545
Gender ratioMale, 46.5% Female, 53.5%Male, 14.9% Female, 85.1%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.5% American Indian and Alaska Native, 0.5%Black or African American, 8.8% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.2% White, 64.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan manager and escrow officer duties and responsibilities

Loan manager example responsibilities.

  • Reduce downtime by completing reports on ATM and repairs and managing service calls.
  • Manage loan origination underwriting and funding teams for dealer and consumer financial products and services.
  • Ensure all loan origination procedures are followed according to bank and federal guidelines.
  • Back up to member services, ATM and vault teller when need.
  • Front end manual and AUS underwriting of FHA purchase, new construction and refinance transactions.
  • Include supervising a staff of five in submitting VA and FHA loans for guaranty and insuring.
  • Show more

Escrow officer example responsibilities.

  • Manage escrow department for title insurance company.
  • Perform closing for a variety of real estate escrows types, including but not limit to REO resale and resale escrows.
  • Operate multi-line phone system and perform basic office procedures.
  • Prepare closing documents, close escrow, TRID CD, clear title.
  • Order conveyance deeds and other pertinent documents from outside vendors.
  • Prepare documents to be record with county and return to mortgage company for conveyance.
  • Show more

Loan manager vs escrow officer skills

Common loan manager skills
  • Loan Applications, 20%
  • Customer Service, 9%
  • Real Estate, 9%
  • Loan Portfolio, 5%
  • Origination, 5%
  • Corporate Financial Statements, 4%
Common escrow officer skills
  • Customer Service, 23%
  • HOA, 6%
  • Title Insurance, 6%
  • Notary, 5%
  • Develop Client Relationships, 5%
  • Real Estate Transactions, 5%

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