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Loan manager vs loan adviser

The differences between loan managers and loan advisers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan manager and a loan adviser. Additionally, a loan adviser has an average salary of $40,365, which is higher than the $39,623 average annual salary of a loan manager.

The top three skills for a loan manager include loan applications, customer service and real estate. The most important skills for a loan adviser are customer service, origination, and mortgage loans.

Loan manager vs loan adviser overview

Loan ManagerLoan Adviser
Yearly salary$39,623$40,365
Hourly rate$19.05$19.41
Growth rate4%4%
Number of jobs11,96524,189
Job satisfaction--
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 52%
Average age4545
Years of experience66

What does a loan manager do?

A loan manager is a person who supervises and oversees the financial system and the cash flow of a company. They are responsible for the assessment, examination, approval, and even rejection of loan application based on the financial capacity and capability of a loan applicant. A loan manager determines and classifies the possible financial risk and problems that could be encountered. Also, they are the one who controls lending activities for all loan programs, manages all collections, as well as ensuring that the policies of the company are implemented.

What does a loan adviser do?

A loan adviser evaluates and assesses mortgage applications to ensure that the client is capable and capacitated to pay their finances and obligations. They conduct one on one interviews with the client, verifies the documents presented, and handles the approval process. They can often be seen in a bank or a credit institution that gives support to the clients and borrowers. This career is considered a vital part of a bank as it determines the possible increase of a company's profit by their loan programs.

Loan manager vs loan adviser salary

Loan managers and loan advisers have different pay scales, as shown below.

Loan ManagerLoan Adviser
Average salary$39,623$40,365
Salary rangeBetween $27,000 And $58,000Between $28,000 And $56,000
Highest paying CityJersey City, NJ-
Highest paying stateNew Jersey-
Best paying companyPacific Investment Management Company LLC-
Best paying industryFinance-

Differences between loan manager and loan adviser education

There are a few differences between a loan manager and a loan adviser in terms of educational background:

Loan ManagerLoan Adviser
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 52%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan manager vs loan adviser demographics

Here are the differences between loan managers' and loan advisers' demographics:

Loan ManagerLoan Adviser
Average age4545
Gender ratioMale, 46.5% Female, 53.5%Male, 47.7% Female, 52.3%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.5% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.1% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan manager and loan adviser duties and responsibilities

Loan manager example responsibilities.

  • Reduce downtime by completing reports on ATM and repairs and managing service calls.
  • Manage loan origination underwriting and funding teams for dealer and consumer financial products and services.
  • Ensure all loan origination procedures are followed according to bank and federal guidelines.
  • Back up to member services, ATM and vault teller when need.
  • Front end manual and AUS underwriting of FHA purchase, new construction and refinance transactions.
  • Include supervising a staff of five in submitting VA and FHA loans for guaranty and insuring.
  • Show more

Loan adviser example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Follow the FDCPA, FCRA and TCPA guidelines and is a license collector.
  • Assist future homeowners obtain financing through FHA, VA, USDA, or conventional financing.
  • Handle all calls with due care to ensure proper adherence to FDCPA rules and regulations.
  • Determine financing options for clients, and advise them on a variety of FHA, conventional, and sub-prime mortgages.
  • Communicate to a small team basic loan restructuring possibilities to assist customers in resolving delinquency and avoiding foreclosure.
  • Show more

Loan manager vs loan adviser skills

Common loan manager skills
  • Loan Applications, 20%
  • Customer Service, 9%
  • Real Estate, 9%
  • Loan Portfolio, 5%
  • Origination, 5%
  • Corporate Financial Statements, 4%
Common loan adviser skills
  • Customer Service, 44%
  • Origination, 14%
  • Mortgage Loans, 7%
  • Loan Process, 5%
  • Automated Underwriting, 4%
  • NMLS, 4%

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