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Loan manager vs mortgage banker

The differences between loan managers and mortgage bankers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan manager and a mortgage banker. Additionally, a loan manager has an average salary of $39,623, which is higher than the $27,331 average annual salary of a mortgage banker.

The top three skills for a loan manager include loan applications, customer service and real estate. The most important skills for a mortgage banker are customer service, NMLS, and federal regulations.

Loan manager vs mortgage banker overview

Loan ManagerMortgage Banker
Yearly salary$39,623$27,331
Hourly rate$19.05$13.14
Growth rate4%4%
Number of jobs11,96524,297
Job satisfaction--
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 72%
Average age4545
Years of experience66

What does a loan manager do?

A loan manager is a person who supervises and oversees the financial system and the cash flow of a company. They are responsible for the assessment, examination, approval, and even rejection of loan application based on the financial capacity and capability of a loan applicant. A loan manager determines and classifies the possible financial risk and problems that could be encountered. Also, they are the one who controls lending activities for all loan programs, manages all collections, as well as ensuring that the policies of the company are implemented.

What does a mortgage banker do?

A Mortgage Banker is specialized in offering financing to buy homes or refinance previous mortgages. They work as part of a banks loan department.

Loan manager vs mortgage banker salary

Loan managers and mortgage bankers have different pay scales, as shown below.

Loan ManagerMortgage Banker
Average salary$39,623$27,331
Salary rangeBetween $27,000 And $58,000Between $9,000 And $78,000
Highest paying CityJersey City, NJ-
Highest paying stateNew Jersey-
Best paying companyPacific Investment Management Company LLC-
Best paying industryFinance-

Differences between loan manager and mortgage banker education

There are a few differences between a loan manager and a mortgage banker in terms of educational background:

Loan ManagerMortgage Banker
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan manager vs mortgage banker demographics

Here are the differences between loan managers' and mortgage bankers' demographics:

Loan ManagerMortgage Banker
Average age4545
Gender ratioMale, 46.5% Female, 53.5%Male, 71.7% Female, 28.3%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.5% American Indian and Alaska Native, 0.5%Black or African American, 9.5% Unknown, 4.7% Hispanic or Latino, 15.7% Asian, 6.5% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan manager and mortgage banker duties and responsibilities

Loan manager example responsibilities.

  • Reduce downtime by completing reports on ATM and repairs and managing service calls.
  • Manage loan origination underwriting and funding teams for dealer and consumer financial products and services.
  • Ensure all loan origination procedures are followed according to bank and federal guidelines.
  • Back up to member services, ATM and vault teller when need.
  • Front end manual and AUS underwriting of FHA purchase, new construction and refinance transactions.
  • Include supervising a staff of five in submitting VA and FHA loans for guaranty and insuring.
  • Show more

Mortgage banker example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Establish residential and commercial lending relationships, telephone loan origination of conventional and non-conventional mortgage products to include VA/FHA options.
  • Register with NMLS to sell mortgage products
  • Initiate the stabilization of client relationships and leverage cross-selling and promotional opportunities.
  • Gain valuable knowledge about USDA loans
  • Specialize in 203K and FNMA HomePath.
  • Show more

Loan manager vs mortgage banker skills

Common loan manager skills
  • Loan Applications, 20%
  • Customer Service, 9%
  • Real Estate, 9%
  • Loan Portfolio, 5%
  • Origination, 5%
  • Corporate Financial Statements, 4%
Common mortgage banker skills
  • Customer Service, 24%
  • NMLS, 6%
  • Federal Regulations, 5%
  • Bank Products, 5%
  • Loan Programs, 5%
  • Origination, 4%

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