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Loan manager vs mortgage consultant

The differences between loan managers and mortgage consultants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan manager and a mortgage consultant. Additionally, a loan manager has an average salary of $39,623, which is higher than the $38,934 average annual salary of a mortgage consultant.

The top three skills for a loan manager include loan applications, customer service and real estate. The most important skills for a mortgage consultant are customer service, origination, and NMLS.

Loan manager vs mortgage consultant overview

Loan ManagerMortgage Consultant
Yearly salary$39,623$38,934
Hourly rate$19.05$18.72
Growth rate4%4%
Number of jobs11,96524,057
Job satisfaction--
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 67%
Average age4545
Years of experience66

What does a loan manager do?

A loan manager is a person who supervises and oversees the financial system and the cash flow of a company. They are responsible for the assessment, examination, approval, and even rejection of loan application based on the financial capacity and capability of a loan applicant. A loan manager determines and classifies the possible financial risk and problems that could be encountered. Also, they are the one who controls lending activities for all loan programs, manages all collections, as well as ensuring that the policies of the company are implemented.

What does a mortgage consultant do?

A mortgage consultant is an individual who helps customers and businesses identify the best option for mortgage deals based on their financial resources. To maintain an excellent relationship with clients, mortgage consultants must possess a broad knowledge of the company's products to answer all the clients' queries and concerns. They help clients gather and analyze documents that are required for loan approval and create accurate mortgage information. They also develop relationships with banks and real estate agents to help promote bank mortgages for clients.

Loan manager vs mortgage consultant salary

Loan managers and mortgage consultants have different pay scales, as shown below.

Loan ManagerMortgage Consultant
Average salary$39,623$38,934
Salary rangeBetween $27,000 And $58,000Between $23,000 And $63,000
Highest paying CityJersey City, NJNew York, NY
Highest paying stateNew JerseyNew York
Best paying companyPacific Investment Management Company LLCCentennial Bank
Best paying industryFinanceFinance

Differences between loan manager and mortgage consultant education

There are a few differences between a loan manager and a mortgage consultant in terms of educational background:

Loan ManagerMortgage Consultant
Most common degreeBachelor's Degree, 59%Bachelor's Degree, 67%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan manager vs mortgage consultant demographics

Here are the differences between loan managers' and mortgage consultants' demographics:

Loan ManagerMortgage Consultant
Average age4545
Gender ratioMale, 46.5% Female, 53.5%Male, 58.2% Female, 41.8%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.5% American Indian and Alaska Native, 0.5%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.2% Asian, 6.4% White, 62.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan manager and mortgage consultant duties and responsibilities

Loan manager example responsibilities.

  • Reduce downtime by completing reports on ATM and repairs and managing service calls.
  • Manage loan origination underwriting and funding teams for dealer and consumer financial products and services.
  • Ensure all loan origination procedures are followed according to bank and federal guidelines.
  • Back up to member services, ATM and vault teller when need.
  • Front end manual and AUS underwriting of FHA purchase, new construction and refinance transactions.
  • Include supervising a staff of five in submitting VA and FHA loans for guaranty and insuring.
  • Show more

Mortgage consultant example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Manage a multifacete commercial real estate investment firm.
  • Well verse in FHA, VA, USDA loan programs and government regulations.
  • Originate secondary market mortgage loans, including FHA, VA, USDA, and conventional products.
  • Originate loans using conforming and non-conforming standards set forth by bank policy as well as FNMA, FHA, and VA.
  • Upgrade software and immediate access to FNMA automate underwriting allow a quicker response for customer approval.
  • Show more

Loan manager vs mortgage consultant skills

Common loan manager skills
  • Loan Applications, 20%
  • Customer Service, 9%
  • Real Estate, 9%
  • Loan Portfolio, 5%
  • Origination, 5%
  • Corporate Financial Statements, 4%
Common mortgage consultant skills
  • Customer Service, 22%
  • Origination, 10%
  • NMLS, 8%
  • Financial Services, 7%
  • Loan Products, 5%
  • Bank Products, 4%

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