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Experienced Chief Executive Officer with a demonstrated history of working in the financial services industry. Skilled in Customer Service, Banking, Sales, Credit, and Team Building. Strong business development professional graduated from The University of Georgia.

David is a results-focused and driven leader with an unrivaled commitment to customer success. In 2003, David founded SMART Payment Plan and provides daily leadership in all aspects of the company. He is passionate about providing the easiest and most customer-friendly bill payment service in America. Previously, David graduated with honors from SLU School of Law and founded American Legal Funds, a finance company serving attorneys and their clients. In addition to being a customer success fanatic, David enjoys golf, sports, technology, reading, travel and time with his family.

Andrew Siden is Chief Executive Officer and Founder of Prepaid Ventures, a next-generation cloud-based payments processor as well as the parent of several Prepaid card brands, including Nexscard. Mr. Siden brings 25 years of financial services and electronic payment processing experience to the company. Before starting Prepaid Ventures, Mr. Siden began his career at SmithBarney in 1991, where he worked as a Guided Portfolio Manager and ultimately became an Equity Trader with Knight Capital Group. In 2003 Mr. Siden left Wall St. to pursue the changing Alternative Financial Services (AFS) industry, where he joined a leading New York-based Check Cashing company. Once there, Mr. Siden implemented new corporate strategies, leveraged technology, and updated compliance & operational procedures. All the while gaining a broad understanding of the AFS landscape and ultimately launching Prepaid Ventures and developing its initial product, the NexsCard Prepaid Visa Card. Now distributed across the country, NexisCard propelled Prepaid Ventures into the payments technologies space where Mr. Siden’s investments in financial technology, program management, and electronic payment processing, has accelerated the growth of Prepaid Ventures. The company now offers a suite of realtime electronic payment solutions on its proprietary processing platform across multiple payments products and distribution channels. Prepaid Ventures is a proud member of the INC. 5000, which gives recognition to America's fastest growing and most successful companies across America. Mr. Siden serves on the board of the Innovative Payments Association (IPA), formerly the NPBCA, the national trade group serving the Fintech and Mobile Banking industries. Specialties: I am on out of the box thinker with a knack for problem solving. I like to tinker with things, I was the kid who opened everything up to see how it worked from the inside.