Loan officer jobs in Allentown, PA - 26 jobs

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview This is a full-time, commissioned career opportunity that can be hybrid based out of our City Line Plaza location in Bethlehem, PA. Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Responsibilities Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged. Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans. Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources. Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process. Qualifications Education High School Diploma or equivalent. (Required) Experience 1 or more years Recent residential mortgage lending experience. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience. (Required) 1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization. Other sources could be repeat customers, referrals from current clients as well as branch referrals. (Required) Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency This position is fully commissioned. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. NMLS This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders. When Todd Scrima, our owner and CEO, founded our company in 1995 his dream was not to be the biggest, but to strive to be the best. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry. Benefits and Perks: We offer a competitive compensation structure Professional and financial growth through building teams Professional Coaching and mentoring Full benefits including 401K with match Top Producers are annually invited to Leaders Club (an all-inclusive 5-star vacation) Job Description Summit Funding is expanding in Pennsylvania! We are now hiring for experienced and growth-minded Loan Officers in the Allentown area. At the core of Summit Funding's values is a partnership. We partner with communities, our home buyers, our referral partners, and our employees, and we'd love to explore partnering with you as a celebrated addition to our team of successful Mortgage Loan Officers. The strength and success of our partnerships are evidenced in our ranking year after year as a top 50 national mortgage lender. It is our job to make sure you succeed. You will have direct access to Leadership, highly skilled trainers, coaching, a cutting-edge marketing team, top-of-the-line technology and recruiting support, in-house processing, superior underwriting, and closing teams along with additional knowledgeable support staff to help you grow your business. What our Loan Officers are responsible for: Developing long-term relationships with realtors, homebuilders, and other self-generated purchase-focused referral sources through daily, weekly, and monthly touches. Serving borrowers as the subject matter expert on the mortgage process and product knowledge. Originating and closing residential home loans. Depending on experience and location Summit Funding Loan Officers are paid minimum wage as a factor of commissions on the loans originated and closed. Summit Funding's compensation structure provides you the opportunity to earn based on your performance. Qualifications Currently producing Mortgage Loan Originators with stable work history. Closing 1 residential home loan a month on average. Must be currently licensed with NMLS. An established referral database for sourcing your own purchase leads. Additional Information All your information will be kept confidential according to EEO guidelines.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Outside Loan Originator (“Outside LO”) is responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008, originating, and processing real estate mortgage loans in accordance with CrossCountry Mortgage, LLC (“CCM”) processes and product guidelines. Job Responsibilities: Source mortgage leads. Build business relationships with real estate agents and other lead sources. Analyze potential loan markets and develop referral networks to locate prospects for loans. Market CCM products to individuals and firms, promoting CCM services that may meet customers' needs. Meet with applicants to obtain information for loan applications and answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Generate complete loan applications with corresponding documentation. Improve loan applications and documentation by informing the applicant of additional requirements. Help customers by answering questions and responding to requests. Handle customer complaints and take appropriate action to resolve them. Own the communication with the real estate agent or referral source. Confer with processing and underwriting to aid in resolving mortgage application problems. Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities. Mortgage coaching available. Qualifications and Skills: NMLS License Required under the S.A.F.E. Act of 2008. Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems. Experience proactively soliciting new business. Encompass experience, preferred. Knowledge of mortgage products and programs. Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: This position is compensated through commission earnings. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

The Senior Loan Processor is responsible for taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. The role requires excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investor and agency guidelines. Duties and Responsibilities: • Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program • Review loan approval and gather/review all outstanding loan conditions • Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral partners and clients in accordance with company's timeline expectations. • Work additional hours as needed. • Assume responsibility and ownership of the loans in your personal pipeline. • Stay current on all investor guidelines and program changes. Basic Qualifications: • FHA/ VA experience strongly preferred. • Current knowledge of federal and state disclosure guidelines. • Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector. • Ice/Encompass LOS experience is a plus. • Demonstrate high volume productivity. • Must be detail oriented organized and work efficiently under pressure. • Must be a team player and work well with both Sales and Operations Staff providing utmost levels of customer service and an open line of communication. • Excellent verbal and written communication skills with a strong desire to help build relationships with Realtors and Borrowers • Ability to problem solve and think outside the box to help move a transaction through the loan process • Ability to multi-task effectively and work independently • Positive attitude and self-motivation are critical. • Minimum of 3 years experience required. Please Note: This is a full-time, in-office position.

Quaint Oak Mortgage, a subsidiary of Quaint Oak Bank, is hiring an experienced Mortgage Banker Join a growing organization that offers excellent opportunities for career growth, a team atmosphere and a competitive benefits package. We're looking for talented mortgage professionals to join our team! Quaint Oak Mortgage is a Quaint Oak Bank Company, a local bank providing more than 95 years of service to the community. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for servicing our customers. Quaint Oak Mortgage is actively seeking experienced Mortgage Bankers throughout the continental US with an established book of business. You will be able to grow your portfolio by taking advantage of the unmatched support and resources provided by our company. Focus on selling, not processing loans! Quaint Oak Mortgage has unparalleled support that helps you focus on what you do best - closing more loans. At Quaint Oak Mortgage you have unrestricted access to your underwriter and our work flow allows you to spend more time prospecting and less time processing. What makes us a premier partner: Highly competitive and customized compensation packages and benefits Commissions paid within two weeks of closings Extremely flexible scheduling and remote systems Our QODirect App allows borrowers to apply online or on their mobile device and realtor partners to see constant status updates of their referrals Earn compensation on both Residential and Commercial loans In-house underwriting, processing and closing resources for every transaction Lehigh Valley Business's 6 years running (2016-2021), Fastest Growing Companies nominee Our extensive lending products: FHA, VA, USDA, FNMA, FHLMC, PHFA First Time Home Buyer Grants Home Equity Loans and Lines of Credit 90% LTV on Jumbo loans Non-Conforming Residential Loans SBA Loans: 7a & 504 Commercial Real Estate Loans Business Loans and Lines of Credit Requirements: 3+ years direct mortgage sales experience as a loan officer Bachelor's Degree is a plus, not required Quaint Oak Bank and/or its subsidiaries is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, ancestry, citizenship status, age, sex, sexual orientation, gender identity, marital status, national origin, disability or veteran status. Quaint Oak Bank and/or its subsidiaries is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment. To request a reasonable accommodation, contact Rachel Schmahl at ************ or **********************.

General Responsibilities: Responsible for performing administrative and underwriting duties to support the consumer loan function; achieving goals as established in the Bank's business objectives; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the consumer loan function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports. Essential Duties: Performs administrative and underwriting duties to support the consumer loan function of which the following are illustrative: Evaluates consumer loan requests; determines debt-to-income ratio, collateral valuation, and general loan quality. Performs credit analysis and approves or denies consumer loans based on consumer loan standards. Ensures that all loan decisions are based on an accurate and thorough understanding of each customer's financial needs and conditions, and that they are made in accordance with guidance contained in the policies and procedures manual. Utilizes appropriate investigative techniques and counter offer possibilities to maximize loan opportunities. Properly administers the creditworthiness and documentation of all loans that are originated; coordinates the elimination of any obstacles to closing. Maintains an accurate record of all loan decisions and actions taken. Recognizes and pursues opportunities for cross-sales. Performs additional duties and responsibilities as directed. Perform Administrative Compliance Reviews of subject property appraisals for completeness, accuracy, adequacy and validity in accordance with financial institution policy. Ancillary Duties: Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the essential job functions of this position, the employee is regularly required to sit, stand, talk, hear, walk, use hands and fingers, handle or feel objects, and reach with hands and arms. At times required to stoop, kneel, bend, crouch and lift up to 25 pounds. This position requires regular use of a computer. Peoples Security Bank and Trust Company is an Equal Opportunity Employer Requirements Basic Qualifications: Education/Training: Associates Degree or equivalent knowledge normally required; specialized bank education/training related to mortgage lending. Skill(s): Must demonstrate strong communication skills. Proficient mathematics skills; proficient interpersonal relations skills; demonstrated organizational skills; moderate analytical skills; proficient PC skills, including knowledge of loan processing software; proficient in all phases of underwriting, including credit and compliance education and testing; working knowledge of applicable lending laws and regulations, i.e., Reg B, Reg Z, and Fair Credit Reporting Act; visual and auditory skills. Experience: A minimum of two (2) years of consumer loan underwriting experience normally required.

Full-time position currently available in Quakertown, PA. Function: The Loan Origination Processor is responsible for the processing of consumer and mortgage loans from origination to funding. This position will support the Origination and Underwriting staff by collecting necessary documents and managing the transaction to ensure closing deadlines are met, as well as meeting customer expectations. General Duties and Responsibilities: * Ensure timely and independent processing of consumer and mortgage files (in compliance with all applicable laws, regulations and Bank policies and procedures) from origination to post closing. * Accurate and timely adherence to the requirements of HMDA, TRID, Reg B and all other retail loan regulations. * Perform initial file review to check for completeness and process loans through vendor Automated Underwriting Systems and Internal Underwriting systems and review findings with the Loan Officer and Underwriter, clear conditions and note stipulations on the commitment letter or loan approval document. * Input loan data according to the loan officer's instructions and assist the loan officer with the calculation of Debt to Income and Loan to Value ratios. * Track and gather necessary documents and clear any outstanding loan conditions in conjunction with the underwriter and loan officers. * Order appraisals, title work, and flood certifications. Send any necessary borrower notifications where applicable, including copies of appraisals. * Complete compliance, loan quality, and fraud detection checks on each borrower. * Accurately and timely maintenance of receipt of loan fees, as well as performing G/L reconcilement of those fees. Send invoices from vendors with GL's to Finance for payment. Reconcile GL and submit to supervisor and Finance. * Update loan files and input updated information in the loan origination system. * Prepare the loan file in correct order for boarding in the loan origination system. * Produce scheduled management reports, including value of pipeline. * Coordinate closings with title companies and customers. * Be accountable for a positive borrower experience. * Maintain open and frequent communication with others in the department to ensure a smooth customer experience. * Assume other job-related duties as requested. * Complete assigned compliance training in a timely manner and demonstrates ability to apply training to duties and responsibilities. * Monitor rate pricing through Freddie Mac and send to Manager. Make applicable changes to rates, indexes, and LOS. * Responsible for positive communication with customer and all other departments of QNB by using Q2 skills. Required Training, Experience, and Education: * Thorough understanding of Retail and Mortgage loan requirements. * Ability to demonstrate knowledge of real estate, automobile, and unsecured lending practices including federal and state regulations and compliance with respect to TRID and Regulation Z and other consumer regulations. * Proficiency in Automated Underwriting Systems as well as Microsoft Office, Meridian Mortgage, IDS, and Laser Pro. * Ability to prioritize multiple demands in a high-pressure environment while maintaining professional demeanor, organization and maintaining a pipeline of 30+ loans. * Ability to calculate and apply financial underwriting ratios. * Minimum of 1 - 3 years of experience in secondary market mortgage and consumer loan processing preferred. * Must be able to maintain a high level of accuracy. * Understand loan documentation to assist in pre and post funding reviews. * Possess a high level of interpersonal and communication skills to represent the Bank in a positive manner when dealing with both internal and external customers. * High school diploma or equivalent, some college preferred but not required. * Proactively communicate loan status with the customer and maintain confidentiality of customer information

A great banking experience starts with a great team! To support our continued growth, Mid Penn Bank is actively seeking a Commercial Loan Officer to support Berks County, Pennysylvania! We believe that our ongoing success depends upon a skilled, satisfied, and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities. Position Overview The Commercial Loan Officer is responsible for developing commercial loan business relationships. This individual will actively prospect for business opportunities to grow the loan portfolio and work with existing customers to broaden and deepen existing relationships. The Commercial Loan Officer is an active member of the bank's sales team and is expected to appropriately introduce customers and prospects to internal bank partners to help ensure the customer's full financial needs are met. Essential Duties and Responsibilities Develops new and existing commercial loan business relationships. Requests applicant financial statements, credit reports, and other information pertinent to the loan applicant's evaluation to help ensure loan meets established lending requirements. Interviews loan applicants and collects and analyzes financial and related data to determine the general creditability of the prospect and the merits of the specific loan request; establishes and negotiates the terms under which credit will be extended, including the costs, repayment, and collateral requirement. Compiles loan packages and facilitates negotiation of loan structure with applicant; ensures loan agreements are complete and accurate according to Bank policy; ensures timely loan closing and funding activities; approves loans within established lending authority. Maintains credit quality and portfolio administration within bank guidelines including participation in the collection of delinquent accounts. Serves as a member of the Bank's sales team; identifies qualified referrals, makes group sales calls where these types of calls will improve the opportunity for new business development. Maintains an active role in community affairs to improve Bank's visibility in the area; serves on various civic committees to increase Bank community involvement. Maintains a working knowledge of Bank operating policies and procedures which impact commercial services. Effectively utilizes the bank's Customer Relationship Management program to track customer sales and service activities as well as cultivate prospective opportunities within the office's market area. Education & Qualifications A B.S. or B.A. degree in a related field normally required; specialized banking education and training. A minimum of three (3) to five (5) years' experience in related positions normally required. Formal credit training and/or commercial credit analyst experience strongly preferred. Valid Driver's License is required. Regular and predictable attendance is required. Pay Transparency We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location. Benefits Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program, and tuition reimbursement. In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs. EEO Statement Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria. Equal Opportunity Employer-Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.

Assist 1-3 Relationships Managers during loan request/underwriting/approval/closing process, including obtaining required credit-related information; Order credit reports, property searches, and other due diligence items as necessary; Prepare commitment letters; Create credit files; Assist in ordering loan documents (either internally or through outside counsel); Review loan documents for conformance to loan approval documents. Manage the process of obtaining financial information from existing borrowers, monitor receipt of same throughout the year and ensure information received is properly filed Upon receipt of financial information, assist Relationship Managers with completing annual reviews and addressing loan maturities by obtaining required credit information, including ordering credit reports, property searches, and other due diligence items as necessary. Act as initial contact person for customers; Identify needs and answer questions to the extent possible; Assist in resolving customer service related issues by working with personnel in other departments and presenting the final resolution to the customer. Address customer operational issues and questions properly; Handle advances, pay downs, internal transfers, wire transfers, and send e-mail messages regarding these transactions to customers. Organize and maintain file system (including credit files) by composing routine correspondence, making copies of correspondence and other materials, and attaching/filing correspondence and other records to appropriate loan files as necessary. Prepare electronic loan documentation as well as paper credit files. Monitor the collection and recording of fees; Coordinate with lenders the resolutions of exceptions. Compile and prepare statistical reports (e.g. loan tracking reports, fee income report) Act as liaison with other internal departments, regulators, loan review, and outside vendors to ensure that information received is provided in a timely manner. Distribute incoming mail; prepare outgoing mail and correspondence, including e-mail and faxes. Coordinate and arrange meetings, prepare agendas, reserve and prepare facilities for meetings; Assist as a back-up for recording and transcribing minutes of Loan Committee meetings as necessary. Assist as needed as a back-up in preparing and completing loan documents using LaserPro documentation and ensure that all documents comply with the terms and conditions in the approved underwriting memorandums. Compile statistical reports for CRA tracking as needed. Maintain supplies and arrange for equipment maintenance as needed. Education and Experience Associate's Degree from 2-year College or university; or High School diploma with 3-5 years' related experience or training. Skills and Competencies Knowledge of commercial loan documents. Knowledge of document imaging system. Thorough knowledge of commercial lending products and services offered by the Bank. Working knowledge of Microsoft Excel, Word, and PowerPoint. Good time management skills and the ability to prioritize tasks. Ability to remain calm and efficient under pressure to meet requirements and deadlines. Ability to effectively manage difficult customers and to respond promptly to customers' requests for service and assistance. Notary public preferred. Penn community Bank is an equal opportunity employer.

Loan Coordinator Pay: $24-$30/ hr DOE Bonus: $100+ per file *Must maintain an active NMLS license.* The Loan Partner Two ("LP2") is responsible for accurately prequalifying home loan applications and issuing pre-approval letters. This position requires knowledge of cash, credit, capacity (income), and collateral. The LP2 will work with the Loan Officer(s), borrowers, loan processors, underwriters, and third parties to close over 95% of all loans on time. Responsibilities Key Responsibilities: Prequalify: Contact all borrowers within 24 hours of the initial consultation to request and review cash, credit, and income qualifications. Pre-Approve: Accurately pre-approve eligible borrowers, handle payment scenarios, and proactively contact pre-approved buyers. Pipeline: Onboard newly received contracts and submit loan applications for eDisclosures. The LP2 ensures 95%+ of loans close on time and resolves 95%+ of loan issues before escalating to the Loan Officer. Qualifications Qualifications: Must maintain an active NMLS license. Minimum 5 years of experience in mortgage processing, underwriting, or origination. Demonstrate proficient product knowledge of FHA, VA, Conventional and other loan programs such as Home Equity Lines of Credit, 2 nd mortgages. Proficient in DU/DO, LP, Encompass. Ability to analyze tax returns and accurately calculate income for all types of borrowers. Strong communication skills, time management, and the ability to work under pressure. Must be able to work a flexible schedule that may include some evening or weekend hours. We are seeking candidates with 5 years experience as an LP2 or who are experienced in The Core training program. Other Duties: This job may require frequent sitting or standing for long periods of time. This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. [EOE/M/F/D/V. Drug-free workplace.] #LI-KZ1 #REMOTE

Job Description Utilities Employees Credit Union (UECU) is seeking an Asset Recovery Representative who will handle the daily administrative tasks to assure efficient collection of delinquent accounts. This position requires excellent communication and organizational skills. DUTIES We are seeking candidates who can: Prepare incoming checks to be credited towards delinquent loan balances, including trustee checks due to bankruptcy. Assist with the claims process (Loan Payment Protection) from start to finish for all members in order to achieve an orderly transition of payments from current mode to Loan Payment Protection insurance and back, when required. Contact delinquent borrowers via all means of communication to collect on loans and credit cards according to internal standardized procedures. Process payment reversals (ACH, Check, or Transfer) and edit loan as appropriate and contact member if alternate payment arrangements are needed. Assist in the recovery process by continuing to work with members once accounts are charged off in establishing payment arrangements. Display a professional manner at all times while communicating with members about their account and maintaining strict confidentiality. Maintain paperwork for all delinquent loan files in an orderly and concise manner. Assist with the bankruptcy process to ensure that the credit union's risk is minimized in all bankruptcy proceedings to include: contacting bankruptcy attorney and bankruptcy court, completing proof of claims and reaffirmation agreements, and preparing disbursements of trustee checks and documenting the system to properly communicate the date, type and current status of each bankruptcy. QUALIFICATIONS High School Graduate Advanced training in credit and collections is a plus Minimum of one year in a loan collection department in a financial institution is preferred UECU is a not-for-profit financial organization with over $1 billion in assets located in Wyomissing, Pennsylvania. UECU has been ranked as one of the strongest credit unions in the nation for over two decades. Our mission is to help our members improve their financial wellness through superior individualized service and convenient, high quality products. We offer a pleasant working environment that promotes teamwork and individual growth, with a focus on our members, employees and community. Employees also enjoy a competitive compensation and benefits package. Utilities Employees Credit Union is an Equal Opportunity Employer. Offers of employment are contingent upon passing pre-employment screenings which consist of drug test, background check, and credit check.

Mauch Chunk Trust Company Job Description Job Title: Loan Closer - Consumer Loans Reports to: Loan Operations Manager GENERAL RESPONSIBILITIES: Schedules loan closings, compiles and prepares closing documents: Reviews approved loans to ensure conditions are met. Works with title companies and clients to get loans to closing and funded. ESSENTIAL JOB FUNCTIONS: 1. Prepares all required loan documents, including, but not limited to Promissory Note, Mortgage, TRID Disclosures, Closing Disclosures, lien paperwork; prepares appropriate disclosures and any other documents necessary for closing. 2. Coordinates with the underwriter to ensure that all underwriting requirements are met. 3. Ensures compliance requirements are met as defined in company policies and procedures and state/federal laws and regulations. 4. Verifies accuracy and consistency of documents, such as title abstract and insurance forms. 5. Reviews closing instructions; determines charges to be collected at closing such as appraisal/inspection fees, credit report charges, recording and title insurance costs, etc. 6. Issues closing instructions; assists with post-closing communication. 7. Coordinates with the title company to issue the loan proceeds and fund the loan. 8. Verifies employment of clients. 9. Communicates with bankers and clients to set up closing and funding for home equity lines, loans, auto loans, personal loans, and mortgage refinances. 10. Calls borrower, broker, and other specified individuals to arrange time and date for closing of mortgages. 11. Maintains production tracking information within the designated software system for pipeline management. 12. Maintains working knowledge of Mortgagebot LOS and LaserPro for loan documentation. 13. Prepare and notarize all satisfaction pieces and paid off loan files. 14. Other duties as assigned. NON-ESSENTIAL JOB FUNCTIONS: 1. Back up to other loan department positions including but not limited to loan processing. PHYSICAL/MENTAL REQUIREMENTS: * Ability to perform duties independently with some direction * Operates various office equipment * Digital dexterity and eye/hand coordination in the operation of office equipment * Ability to manipulate a computer 85% of time during regular business hours * Light lifting and carrying of supplies, files, etc. * Ability to speak to and to hear customers and/or other employees on the telephone and in person * Organized and Detail Oriented * Decision making and problem-solving skills somewhat varied in scope and complexity, requiring referencing and interpreting policies and procedures * Perform moderate mathematical calculations * Maintain a high working knowledge of bank loan policy and regulations pertaining all loans EDUCATION, TRAINING AND EXPERIENCE: * High school diploma or equivalent. * 3-5 years relevant experience including in-depth knowledge of underwriting criteria, closing procedures and industry standards * Thorough knowledge of mortgage lending guidelines and regulations * Strong interpersonal skills and oral and written communication skills * Strong PC and software application skills in Windows environment, MortgageBot, and LaserPro; good 10-key skills * Adequate internet access at home to support laptop functionality when needed.

Loan Closer in Jim Thorpe, PA Are you detail-oriented and experienced in loan closings? Join a trusted community bank where you'll prepare loan packages, coordinate with title companies, and ensure seamless closings for consumer loans, HELOCs, auto loans, and mortgage refinances. About the Role Our client, a trusted community bank, is seeking an experienced Loan Closer to support consumer loan closings, including home equity loans, auto loans, personal loans, and mortgage refinances. You'll play a key role in preparing accurate closing packages, coordinating with title companies, and ensuring compliance with federal and state regulations. What You'll Do Prepare loan documents (Promissory Notes, Mortgages, TRID Disclosures, Closing Disclosures, lien paperwork, etc.) Coordinate with underwriters and bankers to ensure all conditions and compliance requirements are met Review and verify title abstracts, insurance forms, and closing instructions Calculate and confirm charges such as appraisal, inspection, credit reports, recording fees, and title insurance Communicate with clients, brokers, and title companies to schedule closings and funding Manage loan proceeds, funding, and post-closing documentation Track loan pipeline activity in Mortgagebot LOS and LaserPro systems Prepare and notarize satisfactions for paid-off loan files Provide backup support to other loan department positions as needed What You'll Bring High school diploma or equivalent required; additional training in banking or finance preferred 3-5 years of relevant experience in loan closing or processing Strong knowledge of consumer loan products, mortgage lending guidelines, and closing regulations Proficiency in Mortgagebot LOS, LaserPro, and Microsoft Office; strong 10-key/data entry skills Excellent communication and organizational skills with a high attention to detail Ability to problem-solve, prioritize, and work independently in a fast-paced environment Why Join Mauch Chunk? Competitive compensation and benefits package (health, dental, vision, 401(k), PTO) Stability of a reputable community bank with room to grow professionally Collaborative team environment where accuracy and client service come first Schedule & Location Day shift | In-office in Jim Thorpe, PA Must be able to commute or relocate prior to start date Apply Now! Ready to bring your expertise in loan closings to a trusted local bank? Apply today and be part of a team dedicated to accuracy, compliance, and exceptional client service.

Who We Are At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work! What You'll Do Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience! Responsibilities Provide every client the best service in the industry Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages Own and build your business within USA Mortgage with the support of our team Requirements 2 to 4-year college curriculum preferred, or equivalent industry experience Ability to work in a fast-paced, challenging sales environment Encompass experience or equivalent Basic computer skills Knowledge of various residential mortgage loan products Demonstrated ability to work both independently and as a team player Passion, great communication skills, self-motivation, positive attitude, and competitive spirit MLO approved license in NMLS Compensation · State Minimum Hourly - $7.25 (Recoverable) · Commissions on personal production · Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K · Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP) Salary Description $7.25 Min Wage (recoverable), commission eligible

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

The Underwriter/Senior Processor is responsible for taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. The role requires excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investor and agency guidelines. Duties and Responsibilities: Review and process loan files from application through closing. Communicate with loan officers, underwriters, title companies, and clients. Ensure all documentation is accurate, complete, and in compliance. Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program. Review loan approval and gather/review all outstanding loan conditions. Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral partners and clients in accordance with company's timeline expectations. Work additional hours as needed. Assume responsibility and ownership of the loans in your personal pipeline. Stay current on all investor guidelines and program changes. Basic Qualifications: Minimum 5+ years of experience as a Mortgage Loan Processor. Strong knowledge of conventional, FHA, VA, and USDA loan products. Current knowledge of federal and state disclosure guidelines. Proven ability to manage a full pipeline and meet tight deadlines. Excellent communication and organizational skills. Attention to detail with a proactive, solution-oriented mindset. Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector. Experience with grants preferred. Ice/Encompass LOS experience is a plus. Underwriting experience is a plus, but not required. Location & Work Arrangement: This is a full-time, in-office position based in either our Newtown, Doylestown, Bethlehem, or Allentown location. Remote work is not available for this role.

Requirements Basic Qualifications: Education/Training: Associates Degree or equivalent knowledge normally required; specialized bank education/training related to mortgage lending. Skill(s): Must demonstrate strong communication skills. Proficient mathematics skills; proficient interpersonal relations skills; demonstrated organizational skills; moderate analytical skills; proficient PC skills, including knowledge of loan processing software; proficient in all phases of underwriting, including credit and compliance education and testing; working knowledge of applicable lending laws and regulations, i.e., Reg B, Reg Z, and Fair Credit Reporting Act; visual and auditory skills. Experience: A minimum of two (2) years of consumer loan underwriting experience normally required.

Job Description Join QNB Bank as a Full-Time Loan Origination Processor, where you will play a vital role in facilitating customer satisfaction and building long-lasting relationships. Located in Quakertown, PA, this onsite position provides you with a dynamic environment that encourages collaboration and problem-solving. You will have the opportunity to work closely with clients, ensuring their financial needs are met with excellence and integrity. In this role, you will be part of a customer-focused team that thrives on delivering exceptional service. Your contributions will directly impact the bank's reputation and customer loyalty. You will be provided great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, Competitive Salary, and Paid Time Off. If you are looking for an energetic and forward-thinking workplace that values your skills and dedication, this is the perfect opportunity for you. Make a difference as a Loan Origination Processor As a new Loan Origination Processor at QNB Bank, you can expect to engage in a variety of tasks that are essential for processing loan applications efficiently. Your day-to-day responsibilities will include reviewing and validating loan documentation, coordinating with loan officers, and ensuring compliance with regulatory requirements. You will communicate with customers to gather necessary information, address questions, and maintain a customer-centric approach throughout the loan process. Your expected schedule will be Monday through Friday, from 8:30 a.m. to 5:00 p.m., providing you with a structured work-life balance. As you acclimate to the role, you'll receive support and training from experienced team members, empowering you to become an integral part of our dedicated and professional team. This position will allow you to develop your skills in a supportive environment focused on excellence and integrity. GENERAL DUTIES AND RESPONSIBILITIES: Ensure timely and independent processing of consumer and mortgage files (in compliance with all applicable laws, regulations and Bank policies and procedures) from origination to post closing. Accurate and timely adherence to the requirements of HMDA, TRID, Reg B and all other retail loan regulations. Perform initial file review to check for completeness and process loans through vendor Automated Underwriting Systems and Internal Underwriting systems and review findings with the Loan Officer and Underwriter, clear conditions and note stipulations on the commitment letter or loan approval document. Input loan data according to the loan officer's instructions and assist the loan officer with the calculation of Debt to Income and Loan to Value ratios. Track and gather necessary documents and clear any outstanding loan conditions in conjunction with the underwriter and loan officers. Order appraisals, title work, and flood certifications. Send any necessary borrower notifications where applicable, including copies of appraisals. Complete compliance, loan quality, and fraud detection checks on each borrower. Accurately and timely maintenance of receipt of loan fees, as well as performing G/L reconcilement of those fees. Send invoices from vendors with GL's to Finance for payment. Reconcile GL and submit to supervisor and Finance. Update loan files and input updated information in the loan origination system. Prepare the loan file in correct order for boarding in the loan origination system. Produce scheduled management reports, including value of pipeline. Coordinate closings with title companies and customers. Be accountable for a positive borrower experience. Maintain open and frequent communication with others in the department to ensure a smooth customer experience. Assume other job-related duties as requested. Complete assigned compliance training in a timely manner and demonstrates ability to apply training to duties and responsibilities. Monitor rate pricing through Freddie Mac and send to Manager. Make applicable changes to rates, indexes, and LOS. Responsible for positive communication with customer and all other departments of QNB by using Q2 skills. Are you the Loan Origination Processor we're looking for? To thrive as a Loan Origination Processor at QNB Bank, certain skills are essential for success. Strong attention to detail will be crucial, as accuracy is vital in reviewing loan applications and ensuring compliance with regulatory standards. Excellent communication skills will enable you to interact effectively with customers and team members, fostering a collaborative environment focused on customer-centricity. Additionally, problem-solving abilities will allow you to navigate challenges that may arise during the loan processing workflow, ensuring a smooth experience for clients. Adaptability is key, as the banking industry is constantly evolving, and staying current on regulations and best practices will enhance your effectiveness in the role. Finally, a commitment to professionalism and integrity will help you build trust with customers and contribute to a positive workplace culture at QNB Bank. REQUIRED TRAINING, QUALIFICATIONS, AND EDUCATION: Thorough understanding of Retail and Mortgage loan requirements. Ability to demonstrate knowledge of real estate, automobile, and unsecured lending practices including federal and state regulations and compliance with respect to TRID and Regulation Z and other consumer regulations. Proficiency in Automated Underwriting Systems as well as Microsoft Office, Meridian Mortgage, IDS, and Laser Pro. Ability to prioritize multiple demands in a high-pressure environment while maintaining professional demeanor, organization and maintaining a pipeline of 30+ loans. Ability to calculate and apply financial underwriting ratios. Minimum of 1 - 3 years of experience in secondary market mortgage and consumer loan processing preferred. Must be able to maintain a high level of accuracy. Understand loan documentation to assist in pre and post funding reviews. Possess a high level of interpersonal and communication skills to represent the Bank in a positive manner when dealing with both internal and external customers. High school diploma or equivalent, some college preferred but not required. Proactively communicate loan status with the customer and maintain confidentiality of customer information Your next step If you think this position is a fit for what you are looking for, applying is a snap - just follow the instructions on this page. Good luck!

Mauch Chunk Trust Company Job Description Job Title: Loan Closer - Consumer Loans Reports to: Loan Operations Manager GENERAL RESPONSIBILITIES: Schedules loan closings, compiles and prepares closing documents: Reviews approved loans to ensure conditions are met. Works with title companies and clients to get loans to closing and funded. ESSENTIAL JOB FUNCTIONS: 1. Prepares all required loan documents, including, but not limited to Promissory Note, Mortgage, TRID Disclosures, Closing Disclosures, lien paperwork; prepares appropriate disclosures and any other documents necessary for closing. 2. Coordinates with the underwriter to ensure that all underwriting requirements are met. 3. Ensures compliance requirements are met as defined in company policies and procedures and state/federal laws and regulations. 4. Verifies accuracy and consistency of documents, such as title abstract and insurance forms. 5. Reviews closing instructions; determines charges to be collected at closing such as appraisal/inspection fees, credit report charges, recording and title insurance costs, etc. 6. Issues closing instructions; assists with post-closing communication. 7. Coordinates with the title company to issue the loan proceeds and fund the loan. 8. Verifies employment of clients. 9. Communicates with bankers and clients to set up closing and funding for home equity lines, loans, auto loans, personal loans, and mortgage refinances. 10. Calls borrower, broker, and other specified individuals to arrange time and date for closing of mortgages. 11. Maintains production tracking information within the designated software system for pipeline management. 12. Maintains working knowledge of Mortgagebot LOS and LaserPro for loan documentation. 13. Prepare and notarize all satisfaction pieces and paid off loan files. 14. Other duties as assigned. NON-ESSENTIAL JOB FUNCTIONS: 1. Back up to other loan department positions including but not limited to loan processing. PHYSICAL/MENTAL REQUIREMENTS: · Ability to perform duties independently with some direction · Operates various office equipment · Digital dexterity and eye/hand coordination in the operation of office equipment · Ability to manipulate a computer 85% of time during regular business hours · Light lifting and carrying of supplies, files, etc. · Ability to speak to and to hear customers and/or other employees on the telephone and in person · Organized and Detail Oriented · Decision making and problem-solving skills somewhat varied in scope and complexity, requiring referencing and interpreting policies and procedures · Perform moderate mathematical calculations · Maintain a high working knowledge of bank loan policy and regulations pertaining all loans EDUCATION, TRAINING AND EXPERIENCE: · High school diploma or equivalent. · 3-5 years relevant experience including in-depth knowledge of underwriting criteria, closing procedures and industry standards · Thorough knowledge of mortgage lending guidelines and regulations · Strong interpersonal skills and oral and written communication skills · Strong PC and software application skills in Windows environment, MortgageBot, and LaserPro; good 10-key skills · Adequate internet access at home to support laptop functionality when needed.