Mortgage Loan Originator
Loan officer job in Orlando, FL
Tired of feeling like you're on an island?
At Redefine Home Loans, we believe no loan officer should feel alone in this business.
We know what it's like to be part of an organization that lacks direction, leadership, and a true sense of purpose - and that's exactly what we're here to change.
We're not just another mortgage company. We're a community built on coaching, collaboration, and clarity.
What We Offer
✅ Coaching that moves you forward - We provide hands-on training, business planning sessions, and personalized mentorship to help you grow your pipeline and income.
✅ Proven Playbooks - Access structured systems for marketing, client follow-up, and referral growth. No more guessing what to do next - just follow the plan.
✅ Marketing Support - From social media to co-branded materials, we provide you with the tools to enhance your visibility and foster genuine relationships.
✅ Family Culture - At Redefine, you're never just a number. We celebrate wins together, share ideas, and build meaningful careers through collaboration.
✅ Competitive Compensation - Transparent, high-earning commission structure with full operational support.
What You'll Do
Help clients achieve homeownership through transparent, tailored mortgage solutions.
Build and nurture referral relationships with Realtors and other partners.
Manage your pipeline with our full back-office support team and streamlined systems.
Represent Redefine's mission: to build thriving futures through real estate ownership.
Who You Are
A licensed Loan Originator (NMLS required)
Self-motivated, relationship-driven, and passionate about helping others succeed
Looking for direction, community, and leadership that actually invests in your growth
Why Redefine
Because we believe success shouldn't feel lonely without a north direction!
Here, you'll find leadership that listens, systems that work, and a culture that feels like home.
🔗 Ready to stop feeling like an island and start thriving with a purpose-driven team that truly has your back?
Apply today and let's redefine what's possible - together.
Role Description
This is a full-time hybrid role for a Loan Officer with Redefine Home Loans Inc. Our headquarters are located in Orlando, FL. The Loan Officer will be responsible for originating residential mortgage loans, guiding clients through the home financing process, and ensuring a seamless and positive borrower experience from application to closing. This role involves building and maintaining strong relationships with clients, Realtors, and referral partners, while upholding compliance with all regulatory and company guidelines.
Key responsibilities include:
Generating and managing loan applications through various referral sources and marketing initiatives.
Educating clients on available loan products and recommending solutions that best fit their needs.
Collecting and reviewing borrower documentation to ensure accuracy and completeness.
Coordinating with processing, underwriting, and closing teams to maintain efficient workflow.
Maintaining clear communication with clients, partners, and internal team members throughout the loan process.
This role is ideal for motivated mortgage professionals who value teamwork, integrity, and growth within a supportive, family-oriented company culture.
Qualifications
Active NMLS license and current registration in good standing (required)
Minimum 2 years of experience in residential mortgage origination (preferred, but motivated new LOs with training mindset encouraged to apply) - IF YOU ARE NEW OR PLANNING TO ENTER THE INDUSTRY, YOU ARE WELCOME TO APPLY.
Strong understanding of loan products, guidelines, and compliance standards
Excellent communication and relationship-building skills - both with clients and industry partners
Demonstrated ability to manage multiple loans and deadlines efficiently
High level of integrity, professionalism, and attention to detail
Proficiency with CRM and LOS systems (experience with Arive, Encompass, or LendingPad is a plus)
Goal-oriented and self-motivated, yet thrives in a team-driven, collaborative environment
Commitment to continuous learning and personal growth - aligned with Redefine's “Be Better Every Day” core value
Reverse Mortgage Originator Development Program
Loan officer job in Winter Park, FL
Job Description
This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.
Come join the winning team, with over 100 years of success and stability. We give you all the tools and training that you need to succeed in this rewarding career.
We work with retirees to strategically improve the sustainability of their retirement income.
You can expect the following:
Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more
Hourly market-based non-recoverable draw of $11.54 - $18.69 plus commission for the first 12 months while we help you grow your business
Industry leading training from the nation's top sales leaders
Brand recognition of a Fortune 300 organization founded in 1909
World-class sales, marketing, and operations support
Revolutionary sales process for working with both consumers and professionals
We encourage successful traditional mortgage loan originators to apply. Orlando, FL.
Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include:
Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
Multiple PPO Medical Plans, as well as HDHP eligible plan.
Dental Coverage
Vision Coverage
Company Paid Life Insurance
Additional Benefits including - Optional Life, FSA, Pet Insurance etc.
401K with a generous employer match
Free Legal Services
Employee Loan Program
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Mortgage Loan Officer
Loan officer job in Lake Buena Vista, FL
Partners Federal Credit Union - Where careers thrive, work-life balance matters, and our mission profoundly impacts our Members. For 65 years, Partners Federal Credit Union has delivered The Partners Difference to more than 175,000 members, providing the highest levels of service, value, access, and convenience.
At Partners, our people are the heart of everything we do. We attract, develop, and empower exceptional talent-individuals who are inspired by our Members' financial dreams and committed to meaningful work.
Whether you're offering products that change lives, creating member experiences that bring joy, or driving innovation that pushes us forward, we want every individual at Partners to feel connected to their work in a meaningful way.
Here, you'll find more than just a job. You'll discover a culture where you can grow your career, find balance, and make a difference. And as the credit union for The Walt Disney Company, our exclusive connection ensures best-in-class benefits and perks-because we believe that when people feel supported, they thrive.
Join us-and experience what it means to truly love what you do.
The primary purpose of the MLO role facilitates new mortgage originations driving growth in our lending platform. The MLO will conduct phone interviews, zoom appointments and as needed in-person appointments with new members (intake), taking mortgage applications, locking interest rates, and structuring loan files, marketing lending services to the Cast and Management of the Walt Disney Company. Pipeline management and coordination of file management with processing and closing. The MLO maintains the responsibility for the successful completion of each loan transaction, these transactions are expected to meet our QA policy. Cultivation, development and growth of realtor relationships and networking (CU Realty/HomeAdvantage) for members and Cast Members of TWDC. Partnering with our MEDA and BD Teams for on-property Business development opportunities in person on-site and off-site as needed. The MLO will work Directly with MEDA to facilitate new seminars and facilitate new relationships across TWDC.
Essential Responsibilities:
Meeting with/in-person and virtually, educating home buyers on the homeownership process, facilitating loan applications where possible.
Proving Coaching to the Mortgage staff as well as provide support for the VP of Mortgage Sales
Business Development sessions/activities to create home ownership awareness and mortgage opportunity within the Walt Disney Company, and serve as the primary liaison for all external BD opportunities, PIXAR, LUCAS, and other areas as needed.
Through an extensive knowledge of Partners Home Mortgage products/services, The IMLO will grow home mortgage purchase production and refinance business through sales and business development
MLO will see each loan request through to completion facilitating the transfer of loan requests to processing and closing in partnership with assigned Sales Associate.
Participate in front-line team meetings as a training resource for mortgage products and process knowledge.
Keep up to date on knowledge through FNMA/FMLC in partnership with leader to manage compliance and risk through QA maintaining a strong understanding of all compliant guidelines.
In Partnership with BD, Build external business relationship with Pixar, on and off-site to grow Home Mortgage Originations
Work directly with UW to structure and build exception requests to continue to support our member base
Utilize and understand all of our TPO origination opportunities and grow out of state, FHA and VA lending.
Additional Responsibilities1. Build relationships with branch staff, management, and other key partners within the organization
2. Continue to be up to date on market knowledge to educate staff and members
3. Managing relationships in a sales environment (Mortgage Advisors, realtors, etc.)
KNOWLEDGE & SKILLS
Minimum Education Required to Perform Job:
High School Diploma or GED
Minimum Years of Relevant Work Experience Required to Perform Job Upon Hire:
5 to 7 years
Specific Experience Required:
NMLS Registration Number
Fannie Mae and Freddie Mac Automated Underwriting Systems
Strong relationship management skills
Ability to cold call and build new sales relationships
Ability to multi-task
Strong presentation skills
Ability to manage sensitive or confidential information
Strong organization skills
Effective sales and development skills
Shift Work:
As Needed, Weekends/Evenings
Physical Demands & Environmental/Working Conditions:
This position requires the ability to:
move self in different positions to accomplish tasks in various environments including tight and confined spaces
remain in a stationary position, often standing or sitting for prolonged periods
adjust or move objects up to 15 pounds in all directions
perform repeat motions that may include the wrists, hands, and/or fingers
use primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together
verbally communicate to convey detailed or important instructions or ideas accurately, loudly, or quickly
hear average or normal conversations and receive ordinary information
prepare or inspect documents or products, assess the accuracy, neatness, and thoroughness of assigned work, or operate office machinery through average, ordinary, visual acuity.
Disclaimer
The information contained in this job description has been designed to indicate the general nature and level of work performed by employees within this role. It is not designed to contain or to be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
The hiring range for this position in Florida is $46,240 to $69,360 per year. The base pay actually offered will take into account internal equity and also may vary depending on the candidate's geographic region, job-related knowledge, skills, and experience among other factors. A bonus and/or long-term incentive units may be provided as part of the compensation package, in addition to the full range of medical, financial, and/or other benefits, dependent on the level and position offered.
#li-hybrid
Auto-ApplyCommercial Loan Officer Experienced Lender
Loan officer job in Orlando, FL
Job DescriptionCommercial Loan Officer - Experienced Lender
Compensation: $100,000 - $150,000 (Base Salary + Incentive) Employment Type: Full-Time
About the Bank
We are a community-focused bank dedicated to supporting local businesses through strong relationships and local decision-making. As we continue to grow our commercial portfolio, we are seeking an Experienced Commercial Loan Officer to join our team.
Position Overview
The Commercial Loan Officer will originate, underwrite, and manage commercial credit relationships across C&I, CRE, and small business sectors. This role is best suited for a proven lender who excels in relationship management, credit analysis, and business development.
Key Responsibilities
Develop and maintain strong commercial banking relationships.
Underwrite and analyze financial statements, cash flow, collateral, and tax returns.
Manage a high-quality loan portfolio while ensuring sound credit and risk practices.
Structure and present loan requests to credit officers or loan committee.
Collaborate with internal teams to ensure timely and accurate loan processing.
Proactively identify opportunities for portfolio growth and cross-selling additional services.
Represent the bank at community and business events.
Qualifications
More than 4 years of experience as a Commercial Loan Officer, Business Banker, or Commercial Lender.
Strong commercial credit analysis and loan structuring skills.
Demonstrated track record of business development and portfolio growth.
Excellent relationship-building and communication abilities.
Bachelor's degree in Business, Finance, Accounting, or related field preferred.
Compensation & Benefits
$100,000 - $150,000 annual earnings potential (base salary + incentives)
Comprehensive benefits package (health, dental, 401k, PTO, etc.)
Supportive leadership with true local decision-making
Career growth opportunities within the bank
How to Apply
Please send your resume to brian@solidrockrecruiting.com with the subject line:
Experienced Loan Officer Application
.
All inquiries are fully confidential.
Director Verification Loan Officer
Loan officer job in Kissimmee, FL
Join Vacatia and Lead the Teams That Power Confident Ownership Decisions
Vacatia is an innovative hospitality company reinventing the vacation rental and ownership experience across discovery, booking, and stay. We're building the next generation of travel lifestyle products - blending technology, hospitality, and design to create smarter, more connected experiences for guests, owners, and partners.
We're looking for a people-focused, detail-driven operational leader who will guide our Verification Loan Officer (VLO) team, ensure accuracy in every ownership transaction, and elevate the customer experience at one of the most critical stages of the sales process.
If you thrive in dynamic, fast-paced environments and love solving complex problems that blend people, product, and process - this is your opportunity to make your mark at the intersection of hospitality and innovation.
Why You'll Love Working at Vacatia
Build the Future:
Help shape the verification process that supports a more transparent, modernized ownership experience for our customers.
Impact That Matters:
Your leadership ensures accurate documentation, reduces cancellations, strengthens customer trust, and directly impacts revenue stability.
Innovation at Scale:
Collaborate across Sales, Administration, Corporate Operations, and technology teams to streamline workflows, introduce process improvements, and leverage modern tools like DocuSign and integrated sales platforms.
Autonomy and Ownership:
You'll lead, develop, and empower a team of VLOs while owning operational excellence across scheduling, performance, quality assurance, and compliance.
Culture of Growth:
Be part of a fast-moving, people-first organization where your insights shape process improvements, team development, and customer experience transformations.
Your Impact
Lead and develop the Verification Loan Officer team, overseeing scheduling, training, coaching, and performance excellence.
Perform and supervise closings to ensure all ownership details - units/weeks, fees, taxes, usage, membership, exchange, and financing - are accurately verified.
Strengthen customer confidence by delivering exceptional service, answering purchase-related questions, and ensuring smooth, compliant closings.
Reduce cancellations by ensuring timely follow-up and precision in documentation.
Ensure compliance and accuracy by obtaining all required signatures/initials and notarizing applicable recordable documents.
Partner cross-functionally with Sales, Administration, and Corporate Office to maintain alignment and optimize workflows.
Drive operational efficiency by reviewing sales reports and identifying trends and performance improvement opportunities.
Champion team culture by leading daily meetings, setting expectations, and fostering high-performance behaviors.
What You Bring
Equitable work experience with a HS Diploma or equivalent considered.
A minimum of five (5) years of experience in timeshare sales.
Requires the ability to calculate basic loan computations and formulate equations efficiently, if necessary.
Must demonstrate professional interpersonal skills with the ability to communicate effectively in both written and verbal form, with a diverse workgroup to negotiate win-win solutions.
Must be able to demonstrate prompt, reliable and motivational demeanor at all times.
Requires excellent customer service skills with a strong emphasis on positive attitude and effective communication skills.
Must be able to demonstrate excellent organizational skills.
Must be a Notary Public.
Requires a Florida Real Estate /Broker License.
Knowledge of legal documents, local escrow procedures and terminology, and basic sales and services techniques.
Requires general knowledge of computer software applications including Microsoft Word , Excel , Outlook , Docusign and the ability to use in-house software.
Must be able to work weekends, holidays and extended hours, if needed.
Join Us
Join us at the start of something big. If you're ready to lead change, elevate the customer experience, and shape the systems that support confident ownership, we'd love to hear from you.
Auto-ApplyOrlando Regional Loan Officer
Loan officer job in Orlando, FL
Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!!
Description:
· Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage!
· Uncapped commissions!
· Loan products for all borrower types!
· Add additional LO's to your team OR act as an individual LO!
· Licensed in 28 states and growing!
· Administrative, operational and compliance support provided by Corporate!
Successful Candidate Attributes:
· Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc.
· Maintains a database of past clients for marketing purposes.
· History of closing at least 3-5 units per month.
Loan Officer Requirements:
· An active NMLS/MLO license (required).
· Strong knowledge of lending regulations and industry best practices.
· Exceptional interpersonal and communication skills.
· Analytical mindset with the ability to assess complex financial information.
· Sales-oriented mindset with a commitment to achieving targets.
· Detail-oriented and organized.
· Proficient in relevant software and tools.
How to Apply:
Interested candidates should submit their resume detailing their qualifications and relevant experience to ***********************. Please include "Loan Officer Application" in the subject line of your email.
Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.
Easy ApplyMortgage Loan Officer - Florida
Loan officer job in Orlando, FL
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
**Job Description:**
At Regions, the Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through a branch network.
**Primary Responsibilities**
+ Completes mortgage applications for submission to the loan processing and underwriting departments
+ Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
+ Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
+ Structures loan to comply with acceptable lending practices and Federal regulations
+ Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
+ Answers customer calls and walk- in customers to discuss various loan products and qualification information
+ Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
+ Cross-sells other bank products and services
+ Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
+ May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.
This is a commission-based job. Associates in the role have historically earned total compensation averaging $20,000 - $100,000+ per year. Actual compensation will vary based on associate's location, performance, and production.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to ************************************************* for more information.
**Requirements**
+ High School Diploma or GED
+ One (1) year of mortgage lending experience with proven mortgage production
+ Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners
**Preferences**
+ Bachelor's degree
+ Prior Mortgage Loan Officer experience
**Skills and Competencies**
+ Good organizational skills
+ Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
+ Knowledgeable on agency and investor regulations and guidelines
+ Must be able to build and maintain internal and external relationships to deliver high levels of service
+ Must be able to multi-task competing priorities and meet tight deadlines
+ Proficient in Microsoft Office products
+ Sales acumen
+ Strong written and verbal communication skills
+ **Positions may be available in other cities within Florida.**
+ **Strong preference for MLOs with recent proven production 10M or greater annually.**
**Position Type**
Full time
**Incentive Pay Plans:**
This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
**Position Type**
Full time
**Benefits Information**
Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (******************************************************************** Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
+ Paid Vacation/Sick Time
+ 401K with Company Match
+ Medical, Dental and Vision Benefits
+ Disability Benefits
+ Health Savings Account
+ Flexible Spending Account
+ Life Insurance
+ Parental Leave
+ Employee Assistance Program
+ Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.
***********************************************
**Location Details**
Downtown Tampa
**Location:**
Tampa, Florida
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
Orlando market Loan Originator NE
Loan officer job in Winter Park, FL
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Auto-ApplyOutside Loan Originator
Loan officer job in Maitland, FL
Job Details Maitland, FL Full Time High School $13500.00 - $65000.00 Commission Road Warrior SalesDescription
AnnieMac Home Mortgage is looking to hire Full Time
External Mortgage Loan Originators
to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the
External Mortgage Loan Originator
position include, but are not limited to, the following:
Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales.
Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals.
Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities.
Take information from the borrower and fill out the loan application.
Develop relationships with referral partners such as realtors to generate new customers.
Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford.
Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product.
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process;
Provide disclosures to the borrower, including truth in lending, good faith estimate, and others.
Counsel and advise the borrower in understanding and clearing credit problems.
Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed.
Order legal documents.
Review HUDS prior to closing.
Qualifications
Must have appropriate state license or certificate (varies by state).
Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors.
Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.)
Must have excellent communication skills and the ability to analyze financial information.
Must be a sales-oriented self-starter.
Work Environment/Physical Demands: Travel is required 80% of the time.
AnnieMac Home Mortgage offers a wide range of benefits, including medical, dental and vision plans, along with voluntary benefits, including 401K.
***AnnieMac Home Mortgage is an Equal Opportunity Employer
***
***AnnieMac Home Mortgage participates in E-Verify.***
Mortgage Loan Officer
Loan officer job in Orlando, FL
At VyStar, we offer competitive pay, an excellent benefit package that includes a 401(k) Plan, an extensive paid technical and on-the-job training program, and tuition reimbursement--available to all full and part time employees. Part time positions start at a minimum of 30 hours per week.
We encourage you to become a part of VyStar Credit Union's family of employees.
Mortgage Loan OfficerACCOUNTABILITY STATEMENT
The incumbent is responsible for originating residential first mortgage and equity loans and participates in related business development activities. The incumbent ensures that members receive quality mortgage loan origination servicing in accordance with VyStar mortgage lending policies, practices and procedures. The incumbent counsels members and obtains the information needed to evaluate credit applications.
ESSENTIAL JOB FUNCTIONS
Originates residential mortgage loans and solicits residential first mortgages and equity loans through contacts with realtors, builders, developers and personal referrals. Provide quality service to members and potential members seeking residential mortgage loans.
Interview applicants to develop information concerning their financial needs, desires and earnings to assist in determining whether the loan will be an acceptable credit risk. Obtain and analyze pertinent financial and credit data. Enters data into the point of sale origination software to complete the loan application. Discusses application with member, counsels and answers member questions concerning mortgage loan programs. Requests any additional information required to complete the loan application package prior to submission for processing.
Generally provides the required three day disclosures along with other pertinent mortgage disclosures to the member electronically however, may be required to provide them in paper form should the member decline to accept them electronically. Maintain communication with processor regarding progress of each mortgage loan file and communicate status and information to member.
Acts as main point of contact for information and guidance for member. Documents communication with the member and/or other interested parties in the loan transaction in the mortgage origination software application.
Assists the assigned mortgage loan processor and closer to obtain documentation to ensure a smooth mortgage loan process. Proactively communicates status of loan throughout the loan process.
Makes a concerted effort to attend the mortgage loan closing with the member.
Reviews monthly production reports with the Mortgage Loan Officer Managerto ensure goals are being met.
Cross sells other credit union services.
Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors and to provide support and feedback to employees assigned to the processing unit to consistently practice and demonstrate.
Consistently adheres to VyStar core values and Code of Ethics and acts in accordance with corporate defined values and ethics.
Consistently demonstrates VyStar Excellence with providing service to the membership, credit union employees, and third party vendors.
Responsible for understanding mortgage department goals as well as Credit Union goals and pro-actively works toward attainment of those goals.
Identify and make recommendations to department Mortgage Origination Management regarding process improvements, quality service and increased efficiencies within the department.
Performs other duties as assigned.
All employees and business units, as first line of defense, are expected to proactively help identify, assess, manage, and report risks within their domain of work. To enhance a healthy risk culture and support our growth for good pillar, employees will maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates. The Risk team serves as the second line of defense by providing risk oversight and credible challenge whereas the Audit team serves as the third line of defense by providing risk assurance.
Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors in performing the duties and responsibilities of their job:
• Focus Focus your full attention by carefully listening to and observing client or member.
• Connect Consistently be friendly and approachable. Demonstrate your care.
• Understand Listen empathetically and ask questions (70%/30% rule).
• Counsel Recommend solutions based on your member's needs and objectives.
• Advance Ensure that member's expectations were exceeded.
Verify necessary follow-up actions.
KNOWLEDGE, SKILLS & ABILITIES
The incumbent must have a minimum of two years prior experience in the mortgage industry preferably as a mortgage loan officer or mortgage loan interviewer in a direct member contact capacity with a financial or mortgage lending institution. Incumbent should have a proven production and proven track record in heavy customer contact. Must be self-disciplined and goal oriented worker with a demonstrated ability to work independently. Superior communication skills are required.
Equipment to be used in the daily performance of job duties include mortgage payment calculator, PC, and copy machine is required. Must be able to work independently on a very professional level. Familiarity with conventional, VA, FHA, and equity loan financing as well as the knowledge of all regulations governing mortgage lending is required. Must be well versed in private mortgage insurance and secondary market lending guidelines.
Assuming the above prior experience, an incumbent selected for this position should be fully functional and producing consistently in this position within six months.
EDUCATION
The minimum formal education required is a high school diploma or its equivalent, however a two-year college degree or higher is preferred. The employee must meet and maintain all the requirements as a registered mortgage loan originator employed by a Federally regulated Institution with the Nationwide Mortgage Licensing System and Registry (NMLS). The employee must comply with all provisions of the Act as defined in the Secure and Fair Enforcement of Mortgage Licensing Act of 2008 (S.A.F.E. Act) and credit union S.A.F.E. Act Procedures.
The successful candidate for this job must have excellent communication skills and should have the ability to interface effectively with members, realtors, builders and potential clients to ensure smooth work flow and provide efficient service to members while staying abreast of changing policies and procedures. Continuing education via local conferences and workshops and membership in affiliated mortgage banking associations should be established as time and resources allow for updates on federal regulations and secondary market requirements.
DISCLAIMERS AND WORK ENVIRONMENT
Nothing in this position description is an implied contract for employment. The functions are not all encompassing and are subject to change at any time by management.
The work environment characteristics described here are representative of those that an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
As required or requested, may exert up to 20 pounds of force occasionally and/or negligible amount of force constantly to lift, carry, push, pull, or otherwise move objects.
VyStar Credit Union is not seeking outside assistance or accepting unsolicited resumes from staffing agencies or search firms for employment or contractor opportunities. Any resumes submitted by an outside vendor to any employee at VyStar via e-mail, internet, or directly to hiring managers without a valid written search agreement with the Talent Acquisition / HR department will be deemed the sole property of VyStar Credit Union.
No placement fee will be paid if a candidate is hired as a result of the referral, or through other means.
Thank you for your inquiry regarding our current job opening. Your resume will be carefully reviewed against the position requirements. Should your experience and skills match, you will be contacted by one of our Human Resources department staff members.
Thank you again for your interest in this position!
VyStar Credit Union Human Resources
Auto-ApplyLoan Officer
Loan officer job in Orlando, FL
Who we are:
We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
What we are looking for:
We're searching for a Loan Officer who's driven by relationships and results. You're the advisor clients trust to guide them through one of the biggest financial decisions of their lives, and the partner real estate professionals want on their team. You bring energy and expertise to every transaction, and you're motivated by helping people achieve homeownership while building a thriving business of your own.
What you'll do:
You'll be the trusted guide clients and referral partners count on throughout the entire mortgage journey. That means building genuine relationships, understanding what matters most to each borrower, and helping them navigate their options with confidence and clarity. You'll manage every detail from application to closing, set clear expectations, and deliver an exceptional experience at every step. And because this industry never stops evolving, you'll stay sharp on market trends, product updates, and compliance requirements so you're always bringing your best.
What You'll Bring:
Success here comes down to three things: heart, hustle, and a commitment to doing right by people. Here's what that looks like:
Minimum of 2 years of consecutive, recent experience in mortgage loan origination with demonstrated knowledge of the complete loan lifecycle
Active Mortgage Loan Originator (MLO) license in good standing with the NMLS for applicable state(s), or the ability to obtain licensing within 60 days of hire
Proven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals
Ability to manage a consistent loan pipeline effectively
Strong analytical capabilities to interpret complex financial data and guide sound lending decisions
Exceptional communication and relationship management skills that build trust and loyalty
Advanced organizational abilities and strategic problem-solving approach
A positive, proactive attitude and a genuine passion for helping others win
What We Offer:
Competitive compensation structure that rewards your production
Comprehensive benefits including medical, dental, vision, and 401(k)
Industry-leading support
Access to hundreds of loan products through dozens of investor sources
Award-winning workplace culture recognized for work-life balance and employee satisfaction
Joint venture opportunities for growth in the builder channel
What to do Next:
If you're reading this and thinking "this is exactly the kind of company I want to build my career with," don't wait. Apply now and let's start a conversation about your future at Cornerstone. We're building something special here, and we're looking for professionals who are ready to grow with us for the long term.
Once you join Cornerstone, we invest in you as a valued member of our team. Our team members will tell you there's something different about working here: a culture of genuine support, innovation, and shared purpose that you'll experience from day one.
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Mortgage Originator - Florida
Loan officer job in Apopka, FL
Job Title: Mortgage Originator Reports to: Vice President of Mortgage Services FLSA Status: Non-Exempt Salary Grade: Commission Sign On Bonus: 15,000 Supervisory Responsibility: No The Mortgage Originator is responsible to increase the mortgage loan portfolio by developing business contacts; attracting mortgage customers; completing mortgage loan application, processing, and closings.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned by supervisor.
* Develop a business referral network through marketing, cold-calling, prospecting and networking activities. A mortgage loan officer's network may consist of real estate professionals, builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the mortgage loan officer's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.
* Participate in community efforts to promote home ownership.
* Follow up on internet and branch referrals on prospective customers.
* Meet with prospective borrowers.
* Review and analyze credit and financial data to determine borrower financing objectives and goals.
* Present appropriate Bank products and programs and explain guidelines.
* Advise of pricing and terms as required. Identify appropriate opportunities to sell additional products.
* Collect supporting loan documentation as required and provide complete package to the Mortgage Department.
REQUIRED EDUCATION/EXPERIENCE:
* High School Diploma or equivalent education or experience.
* Sales experience within a residential lending environment.
* Effective verbal and written communication skills.
* Well organized with the ability to manage multiple tasks and work to time sensitive deadlines.
* Ability to work well independently and in groups.
* Working knowledge with Microsoft Office Programs; Excel and Word.
* Must be eligible to be registered in the Nationwide Mortgage Licensing System & Registry for purposes of SAFE Act.
PREFERRED EDUCATION/EXPERIENCE:
* A bachelor's degree in a business related field.
POSITION TYPE/EXPECTED HOURS:
This is a full time position. Office hours Monday - Friday 8:30am - 5:00pm. Evening and weekend work may be required as job duties demand.
TRAVEL:
Travel using personal vehicle, occasional overnight travel. Valid driver's license required.
LANGUAGE SKILLS:
Must be able to speak, read, write, and understand the primary language(s) used in the workplace; bilingual skills a plus. Ability to read, analyze, and interpret general business information, including but not limited to company policies and procedures. Ability to effectively present information and respond to questions from groups of managers and customers.
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
* This is largely sedentary role, requiring use of typical office equipment such as a computer, laptop and phone.
* Ability to communicate both in person and/or by telephone.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is frequently exposed to outside conditions. The employee is occasionally exposed to a variety of extreme working conditions, such as construction sites. The noise level in the work environment or at certain sites can be loud.
OTHER DUTIES:
Please note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
EQUAL EMPLOYMENT OPPORTUNITY STATEMENT:
Trustco Bank is an equal opportunity employer. It is the policy of Trustco Bank to afford equal employment opportunities to all qualified persons without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability or protected veteran status.
This includes, but is not limited to, the following:
* Hiring, placement, upgrading, transfer, demotion or promotion
* Recruitment, advertising or solicitation for employment
* Treatment during employment
* Rates of pay or other forms of compensation
* Selection for training, including apprenticeship
* Layoff or termination
It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.
Personal Loan Consultant
Loan officer job in Orlando, FL
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team members thrive in a competitive atmosphere where hard work and dedication directly influence success. This role provides rewarding professional development and advancement opportunities in a dynamic and supportive environment. Loan Sales Specialists enjoy competitive compensation that recognizes both individual achievements and team success, all while growing their career.
In the Role
Effectively multitask and adapt to the dynamic demands of the role, ensuring timely and efficient service
Exceed customer expectations through ease, empathy and encouragement, delivering results related to individual and branch goals
Develop new connections and maintain ones by engaging customers throughout the loan process and life cycle, presenting tailored solutions based on customer needs
Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and regulations
Engage with customers and other departments through multiple technological channels, including phone, email, chat and our in-house systems
Exhibit passion for achievement, bringing an internal drive to succeed and goal oriented attitude
Clearly educate and inform customers on optional insurance products, ensuring customers have a thorough understanding of the loans, terms and their options
Requirements:
High School Diploma or GED
Preferred:
Sales, Collections or Customer Service experience
Bilingual - Spanish
Location: On site
The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday.
Who we Are
A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
Paid sick leave as determined by state or local ordinance, prorated based on start date
Paid holidays (7 days per year, based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.
At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain.
Key Word Tags
Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee
Auto-ApplyOrlando market Loan Originator NE
Loan officer job in Orlando, FL
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.
High school diploma or equivalent and appropriate licenses as required by state.
Valid driver's license and current automobile liability insurance.
A minimum of 12 months loan originator experience required.
Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
Ability to quickly assess and process large amounts of data and use of appropriate AU software technology.
Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
Continue to expand knowledge of issues influencing the industry and the organization.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.
Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances.
Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
Markets and promotes PrimeLending's financial products;
Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set.
Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
Collects and analyzes information regarding the customer's income, assets, investments or debts.
Advises the customer regarding the advantages and disadvantages of different loan products.
Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
Oversees the loan process by monitoring loan status and ensures conformity with terms.
Communicates loan status to all interested parties, and obtains loan documentation after closing.
Presents terms and conditions of loans with customers.
Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
Maintains a professional image and adheres to standards consistent with company policies and procedures.
May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
Other duties as assigned.
Auto-ApplyLoan Officer
Loan officer job in Orlando, FL
Loan Officer FLSA Status: Non-Exempt The primary function of the Loan Officer is to sell loan products offered by Universal Lending Corporation to buyers of New Home Co. Essential Duties and Responsibilities
Build Rapport
Build report with the sales agents at New Home Co. communities and division personnel.
Maintain a positive sales environment by educating potential borrowers and Homebuilder sales representatives on the Company's products and services.
Loan Applications
Complete thorough loan applications by communicating with perspective applicants
Obtain specified information relating to the loan or credit application
Correspond with applicant via telephone, email or in-person to resolve any questions regarding application information.
Prequalification
Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company's credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Jumbo, Rural Housing Development, Bond and Portfolio).
Loan Submission
Negotiate rate, terms and conditions of the loan.
Lock loans on time and in the correct product type.
Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.
Input loans into Encompass and appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.
Processing Issues
Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee's loan pipeline.
Industry Knowledge
Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.
Compliance
Maintain compliance on all loan files and pipeline.
Consistently apply superior decision-making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures.
Personal Professional Standards
Project an image of professionalism through demeanor and appearance while acting with integrity and honesty.
Strive for teamwork and cooperation and actively participate in goals for self-improvement.
Managerial Responsibility
This position does not supervise other employees.
Position Qualifications
Must have an active state MLO license in each state where business is to be conducted or be willing to obtain additional state licenses in WA, OR, CA, AZ, CO, and TX
Highschool diploma or general education degree (GED) required; 4-year college degree preferred
Minimum 5 years lending origination experience preferably with builders
Must have working knowledge of Encompass or other LOS systems
Proficient in Excel, Word, Outlook, and PowerPoint
Ability to plan for contingencies and anticipate problems and identify risks
Ability to negotiate to produce positive outcomes
Ability to effectively listen and respond to customers' needs
Ability to display superior customer service skills
Ability to exhibit professional written and verbal communication
Ability to maintain and foster strong partnerships with builders and customers
Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service
Ability to identify customer needs and adapt sales presentations effectively
Base Salary: The compensation for this position is minimum wage for the applicable geography plus eligibility for monthly and quarterly bonuses. Base Salary is paid bi-weekly, every other Friday.
The physical demands described below are representative of those that must be met by an employee to successfully perform the essential functions of this job. Similarly, the work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Physical Requirements
Requires the ability to bend, lift 1-15 pounds, reach, see, stand, sit, walk, hear, type and talk. The primary work location is an office setting with low to moderate noise level.
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required. Universal Lending Corporation retains the discretion to add or change job duties at any time.
Why Work for Universal Lending Corporation
Universal Lending Corporation was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. We offer an inclusive, diverse, and collaborative culture where people from all backgrounds can thrive. At Universal Lending Corporation you can work with other passionate, purposeful, and customer-centric people all sharing the same goal of helping people achieve their dreams. Universal Lending Corporation offers an aggressive compensation package based on experience and skill, including a comprehensive benefits package inclusive of Medical, Dental, and Vision.
Auto-ApplyMortgage Community Development Loan Officer
Loan officer job in Winter Park, FL
The Mortgage Community Development Loan Officer is focused on growing and developing homeownership opportunities for low-to-moderate income (LMI) individuals, families and communities of color. Under minimum supervision, this position will originate and be an area market expert for loans that meet regulatory, investor and bank portfolio guidelines; including but not limited to Housing Finance Agency, first-time homebuyer, affordable lending and down payment assistance programs.
The Mortgage Community Development Loan Officer will lead and coordinate community development activities and build and maintain strong relationships with nonprofit organizations, other community partners, and bank partners. This position is a community connector that is driven by the goal of supporting financial empowerment and generational wealth building by providing successful and sustainable homeownership opportunities with a focus on closing the homeownership disparity gap. This role reports to the Area Manager with dotted line to the National Community Development Manager.
Primary Duties:
Mortgage Loan Originations
Originate compliant mortgage loans with a focus on, but not limited to, LMI and communities of color:
Responsible for knowing and complying with all Federal and investor regulations, requirements, and bank policies.
Gather all information necessary for documentation, analysis, disclosure and underwriting loan applications
Advise customers on mortgage loans that are appropriate for their individual financial circumstances.
Maintain high standards of client satisfaction and quality, and ensure sales/originator systems and workflows are efficiently controlled.
Ensure loans in process are moving through the pipeline by regularly reviewing pipeline, communicating with borrowers and processors on additional items needed, interacting with title companies, realtors, attorneys, etc.
Manage client referrals to ensure all new customers are introduced to local branches and other appropriate business lines.
Originate a minimum of 3 loans per month or 36 loans per year.
Community Development (approximately 1/3 to 1/2 of time)
Community Engagement, Outreach and Training
Develop and maintain strategic relationships with community partners.
Maintain list of key strategic community partners.
Conduct financial wellness, homebuyer education workshops, and homeownership seminars with local community and affordable housing partners.
Represent Bell at community focused events and meetings.
Coordinate and staff Bell Sponsored, community and partner events and activities for the market area (e.g., housing fairs, community event vendor booths, nonprofit events, etc.).
Track and report out on all community development activities (date, event/training, targeted market reached, est. # of attendees, evaluation, notes, etc.)
Attend affordable homeownership programs and services educational seminars, trainings, and workshops.
Attend Bell enterprise-wide Community Development trainings.
Market Area Community Development Goals and Activities:
Be accountable to goals set out in the market area Community Development (CD) Business Plan.
Track goal progress and report out to leadership.
Track industry and production trends and propose adjustments to the CD Business Plan and goals as needed.
Track and measure against CRA and/or Fair Lending targets for the market area.
% of mortgage originations in LMI and minority communities.
% of Mortgage originations to LMI and minority borrowers.
Develop strong relationships and communication channels with Bell partners (e.g., Bell Bank, Community Reinvestment Act (CRA), Operations, Compliance, etc.).
Participate in regularly scheduled meetings with Bell partners and provide updates, training, or report outs as appropriate.
Communicate local Community Development training and volunteer opportunities to area staff.
Recognize, share and celebrate Community Development stories and successes!
Be a Community Development and Diversity, Equity and Inclusion champion.
Know by name and face as many partners, customers and employees as possible, calling them by name as often as possible.
Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
Know, understand, and live the company values and bottom line.
Perform other duties as assigned.
Job Skills Required:
Preferred three (3) years experience as a loan officer in first mortgage production.
Thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
Demonstrated experience with Affordable Lending products.
Proven experience in supporting Community Reinvestment Act (CRA) and Fair Lending goals.
High School Diploma, Bachelor's degree in business related field, or equivalent experience.
Working knowledge of Community Reinvestment Act, FNMA, FHLMC, FHA, VA, local state housing programs, TIL regulations, Equal Credit Opportunity Act, RESPA regulations, local and state real estate, finance laws, regulatory compliance and investor guidelines.
Excellent written and oral communication skills and ability to work in a team environment.
NMLS registration.
Proficient in sales and service skills; including tele-consulting, prospecting, networking and COI relationship management.
Strong computer skills and experience utilizing laptop technology
Ability to work independently with limited supervision.
Ability to strategically plan to market and develop business contacts.
Excellent customer service skills.
Ability to travel to and work occasional evenings and/or weekends to participate in or attend community events or meetings.
Ability to travel to different branches and to off-site meetings to meet with clients or co-workers.
Bilingual or multilingual preferred.
Supervising Mortgage Loan Officer
Loan officer job in Orlando, FL
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Supervising Mortgage Loan Officer within PNC's Mortgage organization, you could be based in the following locations based on your territory: Greater Orlando, Tampa/St. Pete, Jacksonville or SW Florida.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
* Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages daily loan activities of a small, high performing Mortgage Loan Officer team.
* Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Prepares loan solutions and refers other banking products and services; reviews documentation to ensure compliance.
* Grows, retains and develops an effective sales force to cover the geography of the market. Manages own and team's pipeline for efficiency.
* Collaborates with internal and external stakeholders to complete mortgage transactions.
* Collects and analyzes customer financial information for multifaceted and/or complex borrowers.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
* Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
* Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills
Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales
Competencies
Coaching Others, Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Selling.
Work Experience
Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education
No Degree
Certifications
No Required Certification(s)
Licenses
Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
Loan Officer - Bilingual
Loan officer job in Orlando, FL
Loan Officer - Bilingual in English & Spanish We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
A Career that Empowers You to Build Your Future
* We regularly have open Loan Officer positions all across the US. If you are a bilingual Loan Officer in CO, FL, NC, SC, TN, or TX, consider applying here!*
As a Field Loan Officer at Lennar Mortgage, your role will be centered on establishing and nurturing strong relationships with clients and homebuilding associates through face-to-face interactions. You will conduct on-site meetings, engaging directly with customers, homebuilding associates, and referral sources. Your primary responsibilities include assessing financial data, guiding customers on mortgage products, and seamlessly facilitating the loan process in adherence to the Lennar Mortgage roadmap. Your presence in the field ensures personalized and hands-on support for clients seeking financial solutions.
* A career with purpose.
* A career built on making dreams come true.
* A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
* Business Development and Customer Relations: Strategize and implement outside sales activities to actively contribute to the company's growth. Lead the charge in generating leads through effective prospecting, with regular visits to communities, realtors' offices, and relevant locations. Conduct regular "First Time Homebuyer Seminars" in communities to not only develop leads but also establish strong relationships with New Home Consultants and prospective/current clients. Travel and actively participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events. Proactively engage with various communities to explain the Company's offerings, obtain loan applications, and attend closings.
* Customer-Centric Approach: Offer tailored recommendations on the best mortgage solutions for customers' financial and individual needs. Review and lock interest rates at least fifteen days prior to closing. Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process.
* Lead Management and Communication: Daily review of leads, followed by proactive outreach to prospective customers via telephone and email to schedule in-person/virtual meetings. Ensure clear and timely communication with both internal and external stakeholders, maintaining open lines of dialogue.
* Loan Origination and Advisory: Originate and prepare new loans meticulously, adhering to federal, state, and company regulations outlined in the "Loan Officer" agreement. Offer personalized advice and recommend the most suitable mortgage loan products aligned with customers' financial and individual needs.
* Sales Support, Metrics, and Reporting: Provide crucial assistance to New Home Consultants on customer pre-qualifications, actively contributing to the development of a pipeline for outside sales. Strive to meet or exceed closed loan capture rate, spot loan objectives, and other established sales goals and metrics specified in the "Loan Officer" Agreement. Maintain detailed reports and notes within the origination computer system, facilitating a comprehensive exchange of information regarding loan applications, statuses, customer conversations, underwriting, lock-in information, monthly projected closings, incentives, and expenses.
Your Toolbox
* Bilingual in English and Spanish required.
* Highschool Diploma or Equivalent
* Four-year college degree (preferred)
* Minimum of 3 years of Loan Originating experience
* Valid driver's license and dependable mode of transportation
* NMLS License & specific State license or be (willing to get within 30 days of employment)
* Fluent in Spanish -Speaking and Writing (preferred)
* Self-starter and able to work independently
* Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple priorities
* A genuine passion for delivering exceptional experiences to customers
* Proficient in using standard office software (e.g., Microsoft Office Suite)
* Proficient in using mortgage industry software and tools
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. Requires the ability to work in excess of eight hours per day in the confined quarters of a construction trailer, the ability to operate a motor vehicle, read plans, climb stairs and ladders, bend, stoop, reach, lift, move and/or carry equipment which may be in excess of 50 pounds. Job may require occasional operation of construction equipment. Finger dexterity may be required to operate a computer keyboard and calculator.
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
Auto-ApplySenior Industrial Process Safety - Dust
Loan officer job in Orlando, FL
Our client is a consulting firm focusing on engineering and fire protection solutions nationwide. Role is remote with 25% travel nationwide. Roles are full time salary with full benefits. We are currently looking for a full-time consultant with dust hazard and hazmat consulting experience.
Responsibilities:
Conduct field survey on processes, hazards and existing mitigation methods
Evaluate material test reports to determine classification and hazard level of combustible particulates
Perform engineering calculations to determine severity of hazard and adequacy of existing and proposed protection
Perform dust hazard analysis (DHA) for industrial/manufacturing and warehouse clients.
Write and review DHA reports
Subject matter expert for clients on combustible dust testing practices, material sampling, test methods and interpretation of results
Lead training course for clients
Qualifications:
Bachelor's Degree in Engineering, Fire Protection, or related field required
Minimum 7+ years of experience in process safety with combustible dust . Hazmat experience is a nice plus
Professional Engineer license, PE
Mortgage Loan Originator - Orlando, FL
Loan officer job in Winter Park, FL
Jet Home Loans, Where Dreams Take Flight, seeks Mortgage Loan Originators (MLOs) in the Orlando, FL market to develop relationships and maintain contact with Dream Finders Homes home buyers throughout the country. In this role, you will manage leads, work on a pipeline of mortgage applications, and work with our internal processing, appraisal, and underwriting professionals to expedite the approval and closing of loans and ensure a high level of customer service and satisfaction. We offer a broad product line with aggressive Government, Conventional, and Jumbo pricing. Our Loan Originators enjoy the exclusive advantage of company-generated leads. As new construction financing experts, we offer multiple long-term rate lock options, many with terms of up to 12 months.
Job Requirements:
Demonstrated sales success in the mortgage industry and superior communications and analytical skills are required.
Established relationships with local referral networks
Proficient in product guidelines for Conventional, FHA, VA, and USDA loans
2 year mortgage industry experience preferred
Mortgage Loan Origination License preferred
What We Offer: + Industry Leading Compensation Plans+ No Cold Calling+ 90% of DFH Buyers apply with Jet HomeLoans and capture rate is at 85% in most markets+ Consistent Commissions and leads+ Work/Life Balance
*** All Purchase Business and Realtor focused Lender with Refinance specials and incentive plans that reward business outside of builder generated leads at a high level
We offer an excellent compensation and benefits package, including comprehensive medical/dental, 401(k) with a company match, employee discounts on mortgages, homes, appliances, and much more! Vacation, personal and sick days are provided.
Opportunity to become a part of a reputable mortgage lender that has built a proven template for success in the residential lending industry
Ability to grow client and referral partner base
Confidence that we have internal operations staff to support your business and deliver for you, your clients, and your partners
Extensive loan product options
Support to build long term partnerships
Jet Home Loans is an Equal Employment Opportunity/Affirmative Action Employer and maintains a Drug-Free Workplace.
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