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Loan officer jobs in Ankeny, IA

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  • Commercial Services Loan Officer 1st Vice President

    Greenstate Credit Union 3.9company rating

    Loan officer job in Clive, IA

    GreenState Credit Union Commercial Services Loan Officer 1st Vice President US-IA-Clive Type: Exempt Full-Time # of Openings: 1 GreenState Credit Union Develops, documents, submits underwriting/applications, and distributes commercial loans to existing and potential members. Promotes and solicits commercial deposit accounts and related products and services. Salary range for this position is $108,206.28 - $126,505.60 with a progressive benefit package. This is an onsite position that will be based out of Des Moines, IA Responsibilities Performs essential duties and responsibilities in the following areas which may include, but are not limited to those listed and are subject to change: Adheres to the Credit Union's core values and Service Standards in carrying out GreenState's mission and vision. Demonstrates a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival, using their name or acknowledging them, and thanking them for their business. Demonstrates teamwork in all interactions with co-workers and in the completion of all duties and responsibilities. Ensures confidentiality of member information. Cross-sells and refers all Credit Union products and services. Evaluates, encourages, cooperates and develops cooperation among staff members to ensure quality of work, effective employee relations, and a "team effort" and prompt service to members. Expands education through courses, seminars or conferences as they are offered. Ultimately responsible for assuring credit files are maintained in accordance with guidelines and insuring that all necessary documentation is in the file. Assures and prepares proper loan documentation for each transaction and is executed as required by the type of transaction. Explains the commercial loan application process and products to the membership. Conducts loan interview and analyzes loan requests and lease requests, applicant(s) financial position, credit information, and ability to repay the loan in making an informed decision to approve or deny the loan within officer limits and explains loan or lease documents to applicant(s). Obtains, evaluates and analyzes financial information to determine the cash flow, credit worthiness of the borrower, collateral margins and debt service capacity to submit to Executive Vice President/Commercial Services. Submits initial underwriting and proposed action of commercial loans to Executive Vice President/Commercial Services and Credit Analyst for credit decisions and approval. Submits loan requests and proposed action to Executive Vice President/Commercial Services and Commercial Loan Committee for approval. Explains reasons for denial to member; counsels and explores options for members when loans are denied. Initiates business development activities in a variety of different ways. Decides who to make calls to, engage, and follow up with existing borrowers. Works to create a network of contacts and referral sources in the business community through involvement in a variety of activities. Interviews business loan applicants and negotiates terms of credit, including price and collateral requirements. Makes decisions on which credits should be submitted for approval. Obtains and analyzes current financial information on existing loans for the purpose of conducting periodic reviews to determine the ongoing credit worthiness of the borrower. Assures annual reviews or file memos are in file as required by policy for commercial credit relationships. Maintains delinquency and charge off levels within approved guidelines; responsible for collection activity of commercial accounts. Develops an understanding of the CUSO and its functions. Works collectively with the Executive Vice President/Commercial Services to assure the CUSO is operating within the guidelines set forth in policy. Actively sells all business deposit accounts and other business products and services. Underwrites, approves, or denies applicants for deposit accounts, ACH products, and Remote Deposit Capture. Participates in community events to increase the Credit Unions' visibility and to enhance and seek new business opportunities. Plays a vital role by participating in three community service organizations and/or credit union sponsored events, on an annual basis. Seeks leadership roles in these organizations and events. Qualifications Ability to coordinate and prioritize assignments and organize work efficiently. Good time management skills required to manage multiple assignments on time. Interpersonal skills to represent the Credit Union in a positive way during member contact. Excellent figure aptitude, with accuracy and attention to detail required. Knowledge of procedures, forms and regulations as they relate to commercial lending and deposit gathering. Ability to deal tactfully and efficiently with members and co-workers on a professional level. Proficiency in a wide variety of personal computer software programs, including the Microsoft Office application suite. Ability, availability and willingness to work additional hours as dictated by the workload. A strong working knowledge of local area network directories, protocol and general maintenance procedures. Strong analytical skills with excellent verbal, written and interpersonal communication skills. Self-directed nature, ability to work independent of supervision, and ability to follow directions. Maturity and discretion to handle confidential information. Must be bondable. Four (4) year college degree preferred. Two (2) years of financial institution or equivalent work experience preferred. Reporting Relationship Vice President/Commercial Lending Supervisory Responsibilities This position is not responsible for the supervision of other employees. Equal Opportunity Employment Statement GreenState Credit Union is an EEO/AA Employer. We strongly encourage all individuals to apply for openings with the credit union. #LI #ID PI155b30***********8-37435184
    $108.2k-126.5k yearly 14d ago
  • Bank Loan Officer

    Levo Federal Credit Union 3.9company rating

    Loan officer job in Lawton, IA

    Being a part of Levo means being part of an organization where people matter-not just their money. What we do every day makes a difference in the lives of others and the community we love by offering financial tools and services that fit modern life, providing expert advice, and listening and helping members chart their next step. As the Commercial Loan Officer/Commercial Banker, you'll proactively build, develop, and manage a commercial loan portfolio. You'll work to increase and maintain its asset quality by developing new and existing business relationships. You're a trusted voice for our members and will identify and align new and existing loan members with additional products and services. The best thing an employer can do is to give you the support you need to succeed. Our roles at Levo are more than just jobs. We believe in building careers and helping you to develop personally, professionally, and financially in an inviting, friendly, and fun environment. Our benefits include health, vision, dental, paid time off, paid holidays and great day time hours, pension plan, 401(k) option, volunteer hours, and many more! This is a full-time role. Standard hours are Monday through Friday, 8:00 a.m. until 5:00 p.m. Some business development activities may occur outside standard hours. This is an on-site opportunity. The starting pay range is $60,000.00 to $90,000.00 annually, plus incentive, depending on experience. After one year in the Commercial Loan Officer role, you'll know you are successful if: You developed and maintained credible relationships with our members. You may even know their coffee order, pets' names, and kids' sports schedules. You have been instrumental in developing quality loans for the commercial portfolio and supporting business development efforts. You can provide feedback on approving or denying loans and demonstrate the ability to explore options for members when loans are denied. You perform work responsibilities consistent with the Business Loan Policy, Lending Procedures, and compliance requirements of the Credit Union. Essential Duties of the Commercial Loan/Commercial Banker Officer Include : Establishes and maintains relationships with new and existing members. Develops, expands, and services commercial loan portfolio. Position requires officer to solicit new business and grow their loan portfolio member base. Answer questions related to business loans and account activity. Determine s members' business and personal financial services needs and responsible for cross-selling of credit union's services and products. Will complete underwriting, establish, and negotiate terms under which credit will be extended including costs, repayment terms, and collateral requirements. Ensure that sound analysis and lending procedures are followed. Act in compliance with Business Lending and Business Account Policies and Guidelines at all times. Ensure Regulatory Compliance is followed in all areas of work. Recommends loan policy changes as necessary Evaluate the information provided by the business borrower. Assist members, when possible, on business management and financial matters. Verify the accuracy of business loan amounts and repayment terms on approved loan applications. Process commercial loan files, including reviewing loan documents, obtaining title insurance, appraisals, appraisal reviews, inspections, flood paperwork, filing lien documents, and preparing loan files for closing. Other duties outlined in full job description Requirements Commercial Loan Officer/Commercial Banker Education and Experience: To thrive in this role, you should have at least 3-5 years of experience as a commercial or business loan officer and feel comfortable soliciting new business and maintaining current business relationships. A bachelor's degree or achievement of formal certifications recognized in the industry as equivalent is required, and ongoing education or training may be required. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Salary Description $63,000 to $90,000 base salary plus commission
    $63k-90k yearly 11d ago
  • Loan Officer - Urbandale, IA

    Gershman Investment Corp 3.6company rating

    Loan officer job in Urbandale, IA

    Loan Officer URBANDALE, IA About Gershman Mortgage Communities, families, and homes are at the heart of what we do at Gershman Mortgage. Our founding principles are based on the core values of honesty, integrity, the entrepreneurial spirit, and putting our customers first. We are passionate and committed to customer service and strive to ensure that we exceed the expectations of our customers. We are a customer-centric company devoted to creating and maintaining long-lasting relationships. About the Position The Loan Officer will increase their mortgage loan portfolio by developing business contacts and attracting mortgage customers. They will be responsible for all aspects of originating and negotiating mortgage loans and advising and counseling our customers on available loan options. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Essential Functions * Develop referral sources for purchase and refinance mortgages from realtors, builders, professional and personal contacts * Build rapport, analyze financial situations, determine the appropriate loan product to meet clients' goals, and submit a preliminary loan package for processing * Achieve sales and referral goals * Develop a positive client experience consistently * Recommend loan solutions per lending guidelines and client requirements * Manage a portfolio of customer relationships effectively * Seek prospective opportunities to retain and/or develop new clients Competencies * Proactively seek ways to develop and expand referral network relationships to achieve sales goals * Desire to maximize personal productivity through attention to detail, self-motivation, and adaptability * Actively participate in opportunities to expand knowledge, influence others, and maintain continuing education Required Education and Experience * BA/BS degree or equivalent experience in residential mortgage sales * 2+ years of retail, residential mortgage sales experience * Documented success with residential purchase/refinance mortgage loans * Established relationships with local referral networks * The successful candidate must meet and comply with all requirements outlined in the SAFE Act, including, but not limited to the successful completion of the required background checks and obtaining a Unique Identifier from the NMLS Work Environment This job operates in a professional office environment and routinely uses standard equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands The physical demands described here are representative of those that must be met by an employee to perform the essential functions of this job successfully. No or very limited physical effort is required. No or very limited exposure to physical risk. Work is generally performed in a typical office work environment. EEO Statement Gershman Mortgage is an Equal Opportunity Employer. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of the activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice.
    $35k-53k yearly est. 60d+ ago
  • Commerical Loan Officer

    Ambank Company 4.0company rating

    Loan officer job in Sioux Center, IA

    Job DescriptionSalary: About American State Bank: For over 50 years, we have been committed to providing our customers with high-quality products and exceptional customer service. Our goal is to make sure our customers have adequate tools to successfully manage their financial health. We are family owned and family oriented. You have a life outside of work, so we encourage flexibility to make sure you have a healthy work-life balance. We employ a large group of individuals who are living examples of our professional, yet fun culture. We are invested our communities and take great pride in the different ways we can volunteer and show our support. The Opportunity The Loan Officer will evaluate, authorize or recommend approval of loan applications for commercial financing needs, including lines of credit, equipment purchases, consumer credit loans and real estate loans. The Loan Officer will collaborate closely with clients to understand their goals, assess risk, and develop tailored lending strategies. Maintaining regulatory compliance, ensuring timely loan processing, and cultivating lasting client relationships are key components of this role. Count On To: Review, process, close, and administer loan proposals Interviews applicants and requests specified information for loan applications Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loans or submits the application to a credit analyst for verification and recommendation Corresponds with or interviews applicants or creditors to resolve questions regarding application information Approves loan within specified limits or refers loan to the committee for approval Ensures loan agreements are complete and accurate according to policy Maintains database and monitors performance of loans Confers with underwriter to aid in resolving mortgage application problems Analyzes potential loan markets to develop prospects for loans Knowledge And Skills: Associates degree or equivalent from two-year college or technical school; or six-months to one-year related experience and/or training; or equivalent combination of education and experience Develop written reports and correspondence Communicate effectively before groups or in one-on-one situation Calculate figures and amounts such as discounts, interest, commissions, proportions, and percentages Assure loan process accuracy Proficient in Microsoft products Desire to grow within the company Benefits Healthcare (medical, vision, dental) Competitive Compensation Community Involvement Incentives Paid Vacation & Sick leave Paid Holidays Paid Maternity & Parental Leave 401(k) with matching contribution Team Building Activities Apparel Reimbursement Our Values Integrity Dedicated Community Caring Innovative Member FDIC I Affirmative Action I Equal Opportunity Employer
    $34k-43k yearly est. 12d ago
  • Retail Loan Officer

    Two Rivers Careers 2.5company rating

    Loan officer job in Des Moines, IA

    Two Rivers Financial Group, Inc., through our wholly-owned subsidiary of Two Rivers Bank & Trust, offers financial solutions encompassing banking and wealth management services with locations in Ankeny, Burlington, Coralville, Des Moines, Keokuk, Mediapolis, Mount Pleasant, West Burlington, West Point and Urbandale, Iowa. We are not only committed to providing excellent customer service and financial expertise, but Two Rivers is also extremely passionate about volunteering and investing in the communities we serve. Two Rivers is confident you will find opportunities and rewards with our company - whether you are a seasoned financial service professional or someone looking to begin a new career. Surround yourself with innovative solutions and empowered coworkers. Come join the Two Rivers Team! EDUCATION AND WORK EXPERIENCE Four-year degree in business, economics, or finance or comparable banking degree or comparable years of similar work experience. Two or more years of lending or comparable work experience preferred. Experience with bank or financial analysis software is preferred. Proficient in Lending Software or loan documentation software a plus. Required NMLS Licensing. In addition to the above requirements, loan officers with duties consistent with prohibited activities without licensing/registration under the S.A.F.E Act, must complete the licensing/registration process before performing such prohibited activities. Licensing/registration and compliance requirements are set forth by the Consumer Financial Protection Bureau (CFPB). All loan officers who perform prohibited duties/functions must: Be registered as applicable under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). Be subjected to thorough background checks, which include screening for financial responsibility, criminal records check and any disciplinary actions by regulatory or licensing agencies. SKILLS AND QUALIFICATIONS Strong, well-developed interpersonal skills to maximize business contacts and develop a working relationship with existing and potential customers. High level of analytical skills to conduct loan analysis and monitor loan's progress in consideration of the market trends, economic conditions and other pertinent factors. Excellent verbal, written, and interpersonal communication skills. Detail oriented with the ability to work well under pressure to meet multiple deadlines. Call on potential and/or existing customers and introduce customers to other departments or products when a service can be rendered. Team player able to work effectively in a team-fostered, fast-paced environment. Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Bank. Focus on problem solving skills with solutions-driven results. Ability to accurately analyze and interpret numerical data. Ability to be flexible and adaptable in a changing environment. Good organizational skills with the ability to multitask. ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES Negotiate credit items including costs, repayment methods, and collateral requirements. Conduct regular review of loan customers to monitor credit quality and total outstanding loan balances. Monitor loan repayment activity on a regular basis and take necessary action to collect past due accounts. Collect technical exceptions, obtain financial statements and borrowing base if required. Keep current on regulations and legislation affecting lending. Call on potential and/or existing customers and introduce customers to other departments or products when a service can be rendered. Participate with and assist senior loan officers in the servicing and administration of larger loans. Actively participates in community events and builds professional relationships with influencers, realtors, community leaders, customers and prospective customers. Maintain quality portfolio keeping past dues, document exceptions, classified credits, non-classified credits to a minimum. Ability to make loans and service accounts dealing in both small to relatively large, complex loans or those involving greater risk. Ability to recognize additional cross-selling opportunities of all lines of TRFG products. Compliance with both the letter and spirit of the Bank Secrecy Act (BSA) and the Bank's policies with the procedures relating to the Act. The employee will participate in training regarding BSA at least annually. Compliance with both lender and spirit of the laws governing the privacy of consumer information and Bank's Privacy and Procedures. Compliance with all applicable banking laws, rules and regulations. SCHEDULE/TRAVEL/STATUS Non-Exempt In-Office(Not Remote) Infrequent Travel BENEFITS Competitive Compensation Comprehensive Healthcare 401K Retirement Plan Employee Stock Ownership Plan Life & AD&D Insurance Long Term Disability Plan Paid Time Off (PTO) Paid Holidays Paid Volunteer Hours Professional Development and Advancement Opportunities Employee Assistance Program This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. Two Rivers reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. Two Rivers shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.
    $38k-52k yearly est. 5d ago
  • Retail Loan Officer

    Two Rivers Bank & Trust 3.8company rating

    Loan officer job in Des Moines, IA

    Two Rivers Financial Group, Inc., through our wholly-owned subsidiary of Two Rivers Bank & Trust, offers financial solutions encompassing banking and wealth management services with locations in Ankeny, Burlington, Coralville, Des Moines, Keokuk, Mediapolis, Mount Pleasant, West Burlington, West Point and Urbandale, Iowa. We are not only committed to providing excellent customer service and financial expertise, but Two Rivers is also extremely passionate about volunteering and investing in the communities we serve. Two Rivers is confident you will find opportunities and rewards with our company - whether you are a seasoned financial service professional or someone looking to begin a new career. Surround yourself with innovative solutions and empowered coworkers. Come join the Two Rivers Team! EDUCATION AND WORK EXPERIENCE * Four-year degree in business, economics, or finance or comparable banking degree or comparable years of similar work experience. * Two or more years of lending or comparable work experience preferred. * Experience with bank or financial analysis software is preferred. Proficient in Lending Software or loan documentation software a plus. * Required NMLS Licensing. * In addition to the above requirements, loan officers with duties consistent with prohibited activities without licensing/registration under the S.A.F.E Act, must complete the licensing/registration process before performing such prohibited activities. Licensing/registration and compliance requirements are set forth by the Consumer Financial Protection Bureau (CFPB). * All loan officers who perform prohibited duties/functions must: * Be registered as applicable under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). * Be subjected to thorough background checks, which include screening for financial responsibility, criminal records check and any disciplinary actions by regulatory or licensing agencies. SKILLS AND QUALIFICATIONS * Strong, well-developed interpersonal skills to maximize business contacts and develop a working relationship with existing and potential customers. * High level of analytical skills to conduct loan analysis and monitor loan's progress in consideration of the market trends, economic conditions and other pertinent factors. * Excellent verbal, written, and interpersonal communication skills. * Detail oriented with the ability to work well under pressure to meet multiple deadlines. * Call on potential and/or existing customers and introduce customers to other departments or products when a service can be rendered. * Team player able to work effectively in a team-fostered, fast-paced environment. * Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Bank. * Focus on problem solving skills with solutions-driven results. * Ability to accurately analyze and interpret numerical data. * Ability to be flexible and adaptable in a changing environment. * Good organizational skills with the ability to multitask. ESSENTIAL JOB FUNCTIONS/RESPONSIBILITIES * Negotiate credit items including costs, repayment methods, and collateral requirements. * Conduct regular review of loan customers to monitor credit quality and total outstanding loan balances. * Monitor loan repayment activity on a regular basis and take necessary action to collect past due accounts. Collect technical exceptions, obtain financial statements and borrowing base if required. * Keep current on regulations and legislation affecting lending. * Call on potential and/or existing customers and introduce customers to other departments or products when a service can be rendered. * Participate with and assist senior loan officers in the servicing and administration of larger loans. * Actively participates in community events and builds professional relationships with influencers, realtors, community leaders, customers and prospective customers. * Maintain quality portfolio keeping past dues, document exceptions, classified credits, non-classified credits to a minimum. * Ability to make loans and service accounts dealing in both small to relatively large, complex loans or those involving greater risk. * Ability to recognize additional cross-selling opportunities of all lines of TRFG products. * Compliance with both the letter and spirit of the Bank Secrecy Act (BSA) and the Bank's policies with the procedures relating to the Act. The employee will participate in training regarding BSA at least annually. * Compliance with both lender and spirit of the laws governing the privacy of consumer information and Bank's Privacy and Procedures. * Compliance with all applicable banking laws, rules and regulations. SCHEDULE/TRAVEL/STATUS * Non-Exempt * In-Office(Not Remote) * Infrequent Travel BENEFITS * Competitive Compensation * Comprehensive Healthcare * 401K Retirement Plan * Employee Stock Ownership Plan * Life & AD&D Insurance * Long Term Disability Plan * Paid Time Off (PTO) * Paid Holidays * Paid Volunteer Hours * Professional Development and Advancement Opportunities * Employee Assistance Program This job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties and other skills required for the position. Two Rivers reserves the right at any time with or without notice to alter or change job responsibilities, reassign or transfer job position or assign additional job responsibilities, subject to applicable law. Two Rivers shall provide reasonable accommodations of known disabilities to enable a qualified applicant or employee to apply for employment, perform the essential functions of the job, or enjoy the benefits and privileges of employment as required by the law.
    $33k-45k yearly est. 5d ago
  • Ag Loan Officer

    Angott Search Group

    Loan officer job in Storm Lake, IA

    Angott Search Group is pleased to partner with a reputable bank in Iowa in their search for an Ag Loan Officer. This financial institution is dedicated to serving the agricultural community and supporting the financial needs of farmers and agribusinesses across the region. The Agricultural Loan Officer will play a vital role in building and maintaining relationships with agricultural clients, assessing their financial needs, and providing customized lending solutions to support their operations and growth. Qualifications: Bachelor's degree in finance, agricultural business, or related field. Minimum of 3 years of experience in agricultural lending within a banking or financial services environment. Strong knowledge of agricultural lending products, credit analysis, and underwriting principles. Proven track record of building and maintaining relationships with agricultural clients. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team in a fast-paced environment.
    $38k-54k yearly est. 60d+ ago
  • Ag Loan Officer

    Iowa State Bank 4.5company rating

    Loan officer job in Ireton, IA

    Full-time Description Position responsible for making and servicing loan activity for (either/and/or consumer, agricultural, commercial, or real estate) loans. Assists management in making recommendations to overall loan objective, policies and procedures. Provides advice and guidance to others engaged in loan activity to ensure that loans are properly processed and that adequate controls are maintained. Every transaction should be viewed as an opportunity for new business development by making the customer aware of any product or service that may be of benefit to them. In addition to one-on-one contact, customer referrals will be made on an on-going basis as an integral part of the sales process, enabling Iowa State Bank to further develop relationship banking. Receive and process all types of loan applications using all available programs to help enhance or guarantee loans processed (FHA, SBA, etc). Collects and analyzes information regarding the customer's income, assets, investments or debts to determine which financial product best meets their needs. Advises the customer in regard to their financial position. Minimize past due loans by ensuring safety and soundness through special attention to past due and questionable credits. Visit “prospective” clients to develop new business in a development call program. Visit existing clients to evaluate collateral and develop long-term relationships. Solicit new customers and represent the bank in community activities. Cross sell bank products and services and makes referrals to other bank personnel. Assist management with research, development and implementation of new products, or special projects and committees. May be asked to travel to other branch locations to assist in loan officer duties as needed to ensure adequate coverage. Other Maintains advanced knowledge and awareness of financial and economical industry status and trends. Actively upholds the organization's vision, mission and values, encompassing mutual respect, honoring commitments, working with integrity and accepting responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy, shows respect and sensitivity for cultural differences, promotes working environment free of harassment of any type. Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations. Has a strong commitment and dedication to internal and external customer service. Accepts other responsibilities as assigned to help embrace ISB's values. Full-time Benefits include: Health Insurance Dental Insurance Vision Insurance Paid Time Off (PTO) 401(K) with match Parental Leave Paid STD Paid LTD Paid Life Insurance
    $37k-49k yearly est. 60d+ ago
  • Consumer Loan Officer

    United Bank of Iowa 4.2company rating

    Loan officer job in Manning, IA

    As a member of the UBI team, this position is responsible for developing and maintaining a portfolio of installment and real estate loan accounts. Analyzes loan applications, audits loan files, services existing loans, and participates in sales programs in an effort to reduce delinquencies and meet goals for increasing loan volume. Keeps abreast of regulatory and legal changes to ensure compliance with these issues. Aggressively sells and promotes all bank services in such a way as to enhance bank earnings and the bank's image within the community. EDUCATION/TRAINING/EXPERIENCE: Bachelor of Science or Arts with a major in Business or related field; or 1 - 3 years related experience and/or training; or equivalent combination of education, training, and experience. LANGUAGE SKILLS: Ability to analyze and interpret financial reports, professional journals, and governmental regulations. Strong writing skills to compose moderately complex correspondence and reports. Strong verbal skills to effectively present information to customers, employees, and managers in one-on-one and small group situations. MATHEMATICAL SKILLS: Ability to calculate amounts such as interest, discounts, and percentages and interpret complex financial reports. REASONING ABILITY: Comprehend and understand bank operations, policies (manuals), and procedures. Independent judgment to recognize and maintain confidential information. Understand and apply standardized concepts and principles. Recognize and resolve a wide variety of practical problems involving common sense judgment, tact, and on-the-spot decisions. OTHER SKILLS: Problem-solving skills to define problems, collect data, establish facts, and draw valid conclusions. Interpersonal skills to deal effectively with customers, employees, and top managers. Organizational skills to prioritize responsibilities and meet deadlines in an orderly, productive manner. Credit analysis skills to efficiently and effectively approve or reject loan requests. Customer service and collection skills to handle situations which require assertiveness and discretion. Computer skills in wordprocessing, spreadsheet and database software to generate correspondence and reports. CERTIFICATES, LICENSES, REGISTRATIONS: Credit insurance license from the State of Iowa. SCHEDULE: Anticipated work schedule is Monday-Friday 8:00am-5:00pm THIS POSITION REQUIRES A SATISFACTORY BACKGROUND CHECK, WHICH INCLUDES CREDIT HISTORY
    $81k-103k yearly est. 58d ago
  • VP, Commercial Loan Officer

    First Bank 4.6company rating

    Loan officer job in Waverly, IA

    Job Description First Bank is seeking an experienced, relationship-driven VP, Commercial Loan Officer to lead and expand a lending portfolio. If you're passionate about helping businesses thrive and you have deep credit expertise and a strong local network, we want to meet you! In this role you will be responsible for: Loan Portfolio Management & Customer Service: Generate business loans within guidelines set by bank policy and growth targets. Interview customers and complete the loan application and the approval process. Responsible for all aspects of loan origination includes underwriting the loan within credit policy and personal credit approval limits. Approve loans within credit authority. Review UCC filings, mortgages, and loan documents to ensure First Bank is in first lien position. Complete customer on-site visits and collateral inspections. Submit loans and discuss exceptions with other authorized staff and Board of Directors as stated in the loan policy to assure quality loans. Prepare and analyze cash flows and loan reviews and restricting, includes performing annual reviews on selected accounts. Actively work to clear exception items within the loan portfolio. Actively work with delinquent loans to maintain the quality of the loan portfolio. Negotiate rates and terms of loans with customers and management within set guidelines. Using the NMLS Federal Register, responsible for registering, providing the unique identifying number assigned as required and maintaining registry at least annually. Business Development & Sales: Generate new loan volume for the bank; include soliciting new business relationships and deepening relationships and providing customer service to existing customers. Continue customer involvement such as visit each business customer at least annually (some are visited as monthly). Responsible for referring customers to the bank's new accounts area for deposit relationships. Stay up to date with business economic conditions. Deepen existing customer relationships by cross-selling financial products as well as solicit customers from external sources. Other: Flexibility in time availability as meeting with existing and prospective customer may occur outside of normal business hours. Responsible for ensuring high-quality customer service is provided to both internal and external customers. Active involvement in community and civic organizations, as appropriate to represent the bank in the community. As part of the overall bank's team of employees, this position may be requested to assist in the support of other bank activities. Other duties as assigned. A well qualified candidate would have at least 5 years of commercial or ag lending experience, strong financial aptitude, exceptional customer service skills, and excellent communication skills. The ability to problem solve, time management skills, and confidentiality are also needed for the role. First Bank is committed to our employees and customers. We believe our employees are our greatest resource and are fortunate to have quality employees who dedicate their time and effort to making First Bank a leader in our banking communities. To our part-time team members we offer the following benefits: Vision Insurance, 401k/ESOP, and Wellness Program. Since first opening our doors in 1864, First Bank's mission has been to serve our community and our customers FIRST by providing the financial solutions they need to succeed! Apply today to experience the difference! EOE, including disability/vets
    $67k-87k yearly est. 19d ago
  • Home Loan Specialist I

    Solomonedwards 4.5company rating

    Loan officer job in Des Moines, IA

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************
    $20-24 hourly Easy Apply 60d+ ago
  • Mortgage Banking Officers

    Jobs for Humanity

    Loan officer job in West Des Moines, IA

    Company DescriptionJobs for Humanity is collaborating with Upwardly Global and with Midwestone Bank to build an inclusive and just employment ecosystem. We support individuals coming from all walks of life. Company Name: Midwestone Bank Job Description Mortgage Banking Officer Location: West Des Moines, IA Status: Non-Exempt Type: Full-Time City: West Des Moines State: IA Benefits Package: Yes - Full Time Package Address: 9350 University Ave, Ste 138 Overview: At MidWestOne, our people are number one in everything we do. We are a community bank with a culture based on integrity and customer care. The people on our team are the foundation of our success. If you're ready to work for an organization that values you, develops your talents and helps you grow personally and professionally, then look no further. This position is responsible for the production and solicitation of a wide variety of residential real estate loans, working on a base plus commission compensation program. Reviews mortgage loan applications to determine if basic lending criteria are met. Ensures that customer needs are satisfied through effective customer service. Contributes to the Bank's profit projections through individual and department goals and strategies. Additionally, responsible for cross-sales and / or referrals of all bank products and services. Responsibilities: - Interviews applicants concerning their mortgage loan needs and desires. - Initiates the process which determines the customer's financial condition in relation to acceptable risk within Bank policy guidelines. - Submits loans and subsequent information to be processed for review and approval by residential mortgage underwriting. - Ensures the growth of the Mortgage Department through the selection and development of new accounts and the expansion of the portfolio. - Acts in an advisory capacity to other Officers, employees and customers on matters pertaining to mortgage services. - Ensures that approved loans are closed following required procedures and that the documentation is complete. - Calls on realtors and other sources of new business to increase referrals, build strategic partners and to promote the Bank and thereby enhance overall banking relationships. - Performs other duties as assigned. The Perks: - Competitive base compensation with additional performance-based incentives (incentives vary depending on role) - Career development and continuous learning opportunities - Paid Time Off, Paid Holidays, Parental/Grandparent Leave, and more - 100% vested 401(k) Retirement Plan with company match - Medical, Dental, and Vision insurance - Flex spending plan & Health savings accounts with employer contribution - Student Loan Debt Reduction Program & Tuition Assistance Plan - Employee Stock Ownership Plan - Employer provided group life insurance with option to purchase additional life insurance for you and your family members - Employer provided long term and short term disability insurance - Additional Insurance options to meet your personal needs: Critical Illness and Accident insurance - Wellness Program - Free banking services and other financial services discounts - Take Your Dog to Work Day in June - Employee Rally Day- a day of celebration and recognition! Qualifications: - Associate degree or equivalent combination of education and related work experience. - 3-5 years mortgage lending experience required. - Will be required to register with the NMLS - We RISE by lifting others. RISE stands for Retention, Innovation, Support, and Empowerment. Through RISE we aspire to create and sustain a culture of diversity, equity, inclusion and belonging at work and in our communities. Our commitment to RISE is reflected in our operating principles, people and culture. We pledge to continuously learn, so we can understand and support the differences of individuals, embrace each other's strengths, and provide opportunities for all of us to work toward and achieve our full potential.
    $57k-78k yearly est. 60d+ ago
  • Community Lending Mortgage Banker

    City National Bank 4.9company rating

    Loan officer job in Des Moines, IA

    WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
    $22k-42k yearly est. 60d+ ago
  • Mortgage Originator

    Peoples Bank 4.5company rating

    Loan officer job in Waukee, IA

    Job Description Responsible for loan production: Residential, construction, consumer loan production is the main focus of this position. The position will require secondary market and portfolio lending production. The position is a salary and commission based on production levels. The candidate will maintain an office in our Waukee Branch. Position Requirements: Prefer 2-3 years of Real Estate and Consumer Lending background and knowledge with active NMLS ID. Have an understanding of loan underwriting, loan documentation, and loan regulations. Good oral and written communication skills. Excellent interpersonal skills for both working with customers and coaching the branch team. Good marketing qualities and skills preferred.
    $26k-36k yearly est. 10d ago
  • Loan Workout Specialist

    Motion Recruitment Partners 4.5company rating

    Loan officer job in West Des Moines, IA

    WEST DES MOINES, Iowa **Hybrid** Contract $23.72/hr - $26.73/hr Outstanding long-term contract opportunity! A well-known Financial Services Company is looking for a Loan Workout Specialist in West Des Moines, IA - Onsite Work with the brightest minds at one of the largest financial institutions in the world. This is a long-term contract opportunity that includes a competitive benefit package! Our client has been around for over 150 years and is continuously innovating in today's digital age. If you want to work for a company that is not only a household name, but also truly cares about satisfying customers' financial needs and helping people succeed financially, apply today. Contract Duration: 12 Months+ contract to possible hire PROJECT SUMMERY - This contractor will be supporting the legal remedies team by pulling media for loans that will support the litigation process of defaulted accounts. This person will need to be able to partner with a team that does similar work and the external law firms we do business with. **Required Skills & Experience** + User level experience with Microsoft Excel + Attention to detail - being very accurate + Ability to combining documents with Adobe Pro or Adobe Reader + Ability to perform researching and analysis while following specific procedures + Understanding of Loan processing + Finance/ banking + **Strong focus on paralegal experience, legal support** + Banking operations **What You Will Be Doing** + Participate in or provide support for low complexity initiatives within Loan Workout. + Review basic or tactical issues, policies, or procedures for which answers can be quickly obtained related to low-risk tasks and deliverables with narrower impact in Loan Workout. + Receive direction from supervisor and exercise judgment within defined parameters while developing understanding of function, policies, procedures, and compliance requirements. + Provide information to client personnel in Loan Workout. + Access various systems to gather media items, package up materials into a PDF, and send information to external law firms. + Assist with creating and completing reports in Microsoft Excel + Create and collect items from lists in E-Car + Assist with ad hoc legal remedy projects. **You will receive the following benefits:** + Medical Insurance - Four medical plans to choose from for you and your family + Dental & Orthodontia Benefits + Vision Benefits + Health Savings Account (HSA) + Health and Dependent Care Flexible Spending Accounts + Voluntary Life Insurance, Long-Term & Short-Term Disability Insurance + Hospital Indemnity Insurance + 401(k) including match with pre and post-tax options + Paid Sick Time Leave + Legal and Identity Protection Plans + Pre-tax Commuter Benefit + 529 College Saver Plan Motion Recruitment Partners (MRP) is an Equal Opportunity Employer. All applicants must be currently authorized to work on a full-time basis in the country for which they are applying, and no sponsorship is currently available. Employment is subject to the successful completion of a pre-employment screening. Accommodation will be provided in all parts of the hiring process as required under MRP's Employment Accommodation policy. Applicants need to make their needs known in advance. **Posted by:** Mark Wells **Specialization:** + Accounting / Finance Professional
    $23.7-26.7 hourly 18d ago
  • Mortgage Loan Originator - FT

    Veridian Credit Union 4.0company rating

    Loan officer job in Council Bluffs, IA

    This is a hybrid position that requires individual to work 2 days a week from a location in Council Bluffs, IA or Omaha, NE. WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!! Take a look at all our great benefits here! Application deadline: January 12th 2026 Location: Council Bluffs - IA or Omaha - NE Summary The primary responsibilities of the Mortgage Loan Originator include consulting members on products, taking complete applications, providing initial disclosures, and cross-selling Veridian products. The Mortgage Loan Originator is responsible for producing mortgage loans through relationships with realtors and other referral sources. Essential Functions Knowledgeable of and adheres to Mortgage Loan origination process including relevant laws and regulations. Knowledgeable of Veridian policies and procedures by loan program, mortgage insurance and investor guidelines. Interview members applying for mortgage loans and assist them with selecting the appropriate loan program. Issue prequalification or preapproval letters on pre-purchases. Complete the loan application and communicate all initial disclosures to the applicant. Clearly explain disclosures, rates, fees and expected timeline to members. Obtain credit report, income, asset, and other necessary documents to pass a complete loan file to processing/underwriting. Scan and upload these documents to Veridian's loan origination system. Calculate monthly income and resulting debt to income ratio, including completion of self-employed borrower income analysis. Recommend loans for approval by forwarding to processing/underwriting, or complete the adverse action/turn-down process. Obtain rate locks or pricing commitments with investors. Monitor loan pricing and update pricing/fees when necessary to extend rate locks or based on changes to loan level pricing adjustments. Obtain mortgage insurance premium quotes based on loan parameters to accurately disclose this expense to members Provide members with updated disclosures when required and document applicable change in circumstance. Communicate regularly with members on their mortgage loan, including updates on appraised values, outstanding conditions or stipulations, timing of closing, etc. Cultivate and maintain relationships with realtors by communicating updates on loans in progress and attending real estate-related functions. Actively sell products and services offered by the credit union including deposit products, insurance, consumer loans, and investments, to help the member meet their financial goals. Communicate final loan numbers from the settlement statement with members prior to closing to inform the member of final figures and amount to bring to closing. Work with members to resolve questions/concerns after loan closing. Ability, availability, and willingness to work flexible hours to accommodate loan volume during periods of peak demand. Key Attributes Oral and written communication skills. Member service focus. Attention to detail and accuracy. Positive attitude that supports a team environment. Dependable and punctual; flexible during peak times. High level of confidentiality. Organizational skills. Self-motivated; ability to work without close supervision. Problem solving; analysis. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job: Occasionally lift and/or move items over 10 pounds. Remain sedentary (seated) for extended periods of time. Working Conditions This job operates in a professional office environment and routinely uses standard office equipment. Travel Extensive travel; valid driver's license required. Required Education and Experience High School Diploma. 4+ years of lending experience with proven sales success and top producer results. Proficiency in Microsoft Outlook, Word, and Excel. Nationwide Mortgage Licensing System ID number. Preferred Education and Experience First mortgage origination experience. Other Duties Veridian Credit Union is a PCI compliant financial institution to ensure the security of member information. As such, all employees are expected to ensure security measures are in place and adhered to regarding PCI and other highly secure data compliance requirements. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. #ZR
    $36k-42k yearly est. 4d ago
  • Business Banking Officer

    Bankiowa

    Loan officer job in Waterloo, IA

    Job Description Come join our team and become a BankIowan! We are currently looking for a Business Banking Officer for our Cedar Valley Market. We offer a competitive salary, annual performance bonus, charity donation match, volunteering opportunities and many more employee perks! Position Summary: Responsible for the management, retention, and expansion of a commercial business portfolio which meets established lending requirements of BankIowa and provides maximum profitability to BankIowa with understood and managed risk. Build existing and new relationships through business development, referral and calling efforts to market BankIowa and cross sell BankIowa products and services. Primary Accountabilities and Responsibilities: Accountability 1: 50% Weighting. Perform sales duties. Sales calls include calls to individuals and companies with no relationship to BankIowa, calls to solicit new business from individuals and companies with or without loan or depository relationships, responding to in-person and/or phone customer/commercial inquiries, and calling on existing customers to maintain positive contact and provide information about products and services. Ensure the fullest integration of BankIowa products and services with existing customer relationships to meet the needs of the Bank's clients. Make joint calls with individuals from other departments. Emphasis will be business development of business loans, business DDA's and ACH services, Remote Deposit Capture, On-Line Banking, and Positive Pay products. Additional business development will include referrals resulting in new Retail & residential Real Estate accounts, Trust and Investment accounts, and new or expanded Insurance accounts. Track sales efforts and report results monthly. Accountability 2: 30% Weighting. Manage, maintain, develop, and grow a business banking portfolio of less than $10MM. Interview loan applicants, collect and analyze financial data to determine creditworthiness. Establish and negotiate terms under which credit can be extended. Make, approve, and close loans up to lending limit. Solicit higher authority when necessary. Perform and monitor all necessary documentation including completion of portfolio management reports and duties. Produce fee income for various loan services and increase net interest margin on loan portfolio. Participate with and make presentations to Loan Committee. Advise clients on business management and financial matters. Accountability 3: 20% Weighting. Service and manage a business banking portfolio. Monitor portfolio credit quality and proactively identify and report potential high-risk problem situations. Make recommendations and offer solutions to reduce bank risk resulting in lesser past dues, classified loans, charge offs, and bank losses. Handle collections of delinquent loans including correspondence, follow up, phone calls and/or attorney work and foreclosure. Secondary Duties and Responsibilities: Comprehend and comply with all pertinent Bank Secrecy Act/OFAC/CIP policies and procedures. Complete annual training. Report findings from Watch List meetings to the Board. Complete annual compliance training as required by laws, regulations, and bank policy. Stay abreast of regulations and legislations as well as other political and policy-making events that directly affect the financial institution. Actively participate in local business and community activities and maintain close contact with customers and prospects. Education, Experience, and Other Requirements: Bachelor's degree in Finance, Accounting, or a related field preferred Five years banking or related experience preferred Extensive knowledge of banking policies and procedures Good managerial, communication, and public relations skills Performance Measures: Growth of the business loan portfolio, fee income, and Net Interest Margin. Increase in Business deposits. Increase in ACH, remote deposit, online banking, and positive pay products. Increase in referrals resulting in new Residential Real Estate, Retail, Trust, Discount Brokerage, and Insurance accounts. Adhere to the credit quality thresholds and standards established and set forth annually by bank management. Physical Environment: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Performance of the job will include physical duties commensurate with a general office environment. The employee must occasionally lift and/or move up to ten pounds. This position description describes the general nature and level of work performed by the individual assigned to this position and should not be interpreted as all inclusive. It does not state or imply that these are the only duties and responsibilities assigned to the position. The employee may be required to perform other job-related duties. All requirements are subject to change and to possible modification to reasonably accommodate individuals with a disability. This position description does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the position change.
    $69k-99k yearly est. 21d ago
  • Mortgage Loan Processor/Closer- Dubuque

    Dutrac Community Credit Union 3.8company rating

    Loan officer job in Dubuque, IA

    Our mission at DuTrac is to be a trusted partner with our members to make a difference in their lives by working directly with each person to help them achieve their financial goals. Our staff provides excellent service to our members and builds long term relationships to make sure our members succeed in whatever those goals may be. Integrity, Community, Engagement and Education are the qualities you will find in DuTrac's working environment. You will appreciate working in DuTrac's family- friendly culture that provides excellent opportunities for both personal and career growth while providing a competitive salary and benefits package. As a Mortgage Processor/Closer, your knowledge and member service skills will provide you the opportunity to assist our members in the following areas: Some key responsibilities include: Review and verify residential loan application data to ensure completeness that it meets credit union standards Request any required documents needed for a complete file Review approved loans to determine all conditions are met prior to closing Prepare closing figures, P&I, insurance, etc. Communicates with realtors, sellers and vendors to obtain property abstract, insurance and appraisal; informs manager of issues or discrepancies Prepares and distributes loan commitment letters to realtors; books loans ad pays associated loan fees, set up escrow and distributions, keeps realtor up to date on status of loan All file maintenance and file uploads to electronic storage In addition, this position will prepare real estate closing packets as well as disburse and finalize loans. The position requires attention to detail and good communication, computer, and proofreading skills. Familiarity with secondary market requirements and real estate loan processing a definite plus. Candidates for this position will ideally have experience in mortgage processing or closing, lending experience or a combination of skills, with strong emphasis on organizational skills and accuracy. DuTrac offers a competitive salary and benefit package along with an excellent work environment. DuTrac is an Equal Opportunity Employer
    $37k-44k yearly est. Auto-Apply 60d+ ago
  • Mortgage Lender

    Maquoketa State Bank

    Loan officer job in Eldridge, IA

    , go to our website Ohnward Bancshares, Inc. *************** * About Us * Careers * Apply Now This position is responsible for soliciting potential borrowers for new mortgage loans. Increase mortgage loan portfolio by developing business contacts; attracting mortgage customers; and completing mortgage loan processing and closing. Examines application and supporting documentation and estimating credit-worthiness. KEY ORGANIZATIONAL RELATIONSHIPS * Reports to Market President, Officer, SVP, or VP. * Works closely with customers and key stakeholders. DUTIES AND RESPONSIBILITIES Essential Duties and Responsibilities To perform this job successfully an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Solicit new business by developing strategies. Create sales and growth for the company. * Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers. Follows leads and carries out research to obtain new clients. * Partners with other areas of the bank and bankers to cross-sell our products and services. * Interview, consult, accept, analyze credit of, and perform credit reviews of potential borrowers. * Meet with clients to present products, explain the loan process and obtain the necessary documentation. * Meets mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implementing quality and customer service standards; and resolving problems. * Examines application and supporting documentation; estimating credit-worthiness; calculating repayment risk. Justify decisions (approvals/rejections) and report on them. * Completes mortgage loans by monitoring collection, verification, and preparation of mortgage loan documentation; scheduling and completing mortgage loan closing. Examines application and supporting documentation; estimating credit-worthiness; calculating repayment risk. * Guides borrowers through the application process by proactively reaching out to the prospective borrower. Explaining the different types of loans and credit terms that are available to the applicant. Answers questions about the process and assists borrowers in filling out the application if necessary. * Provides guidance to prospective borrowers who have problems qualifying for traditional loans. * Reviews submitted loan application file to analyze, interpret and evaluate financial information and loan documentation to assess borrower capacity, cash flows, character, collateral, and condition to honor his or her obligations. * Insures that approval of new loan requests comply with loan underwriting, product and program policies and procedures. * Operate in compliance with laws and regulations and adhere to lending compliance guidelines. * Go the "extra mile" to build trust relationships, customer loyalty and satisfaction throughout the underwriting process. * Performs other duties as assigned. SKILLS AND ABILITIES To perform this job successfully, an individual should demonstrate the following knowledge, skills, and abilities. * Proven working experience in financial analyzing or lending. * Strong financial skills and ability to develop and interpret financial statements applied to business accounting and finance principles are required. * Familiarity with computers and banking applications/software. * Solid understanding of direct/indirect lending products and practices. * Excellent communication and interpersonal skills. * Ability to work in a goal oriented environment. EDUCATION AND EXPERIENCE * Bachelor's Degree in Finance, Economics or related field; 5 years lending experience and/or training; or equivalent combination of education and experience. * Related work experience should consist of a financial analyzing or lending background. * Qualifications: experience in analysis; knowledge of cash management products; knowledge of federal state laws and regulations relating consumer lending; NMLS (Nationwide Mortgage Licensing System), current driver's license with appropriate insurance coverage. BENEFITS Stakeholder Bonus Health Insurance Dental Insurance Retirement Plan (401k) 3% Safe Harbor Contribution + Discretionary Contribution 10 Observed Holidays PTO Group Term Life provided Short Term Disability - 100% provided by company Long Term Disability Maternity/Paternity Leave 100% of pay Community Involvement Pay-It-Ohnward Company Giving Program Grilling for Charity Community Donations Thank God Its Monday (TGIM) Company Event To apply for this position, go to our website Ohnward Bancshares, Inc. *************** * About Us * Careers * Apply Now Equal Opportunity Employer
    $39k-54k yearly est. 12d ago
  • Ag Lender

    Executive Recruiting Consultants

    Loan officer job in Postville, IA

    Job Description Our client is an employee owned and operated community bank where decisions are made locally, so you can rest assure that they provide quick turnaround on loans as well as credit decisions. They have shown success for over a century and they believe in building strong relationships with their customers in the Decorah, IA area. Greeting each customer by name and with a long history of giving back to the communities they serve, is how they maintain their customer relationships. Enjoy a relaxed, family-friendly work atmosphere and a chance to grow your career as they believe in promoting within. WHAT THE COMPANY WILL OFFER YOU: · You will be a valued professional as you work side-by-side with other experienced lending professionals. · Stability and opportunity for career growth. · Competitive compensation: DOE · Health, Dental, Vision Insurance. · Profit Sharing. · 401k · PTO · Established book of business. THE ROLE YOU WILL PLAY: Service and maintain current loan portfolio. Business Development. Credit Analysis. COMMUNITY: Decorah, IA Once rated “One of the Midwest's top 100 small town getaways” by Midwest Living Magazine; the Decorah area is definitely remarkable in many ways. Scenic beauty, plenty of things to do, see and experience all in the Decorah, IA area. Do you love the outdoors? In this bluff country you will have more options than time to do it all. In the warmer months enjoy canoeing/kayaking the Upper Iowa River, mountain biking and hiking the recreational trails, excellent fishing, camping, picnic in the park, and in when it turns colder you can partake in ice fishing, cross country skiing, and snowmobiling. To get out of the house go with friends or family to one of the many attractions from wineries, the fish hatchery, live music, see one of the natural springs, speedway or one of the many historic sights. Throughout the year the community holds a vast array of annual festivals and events. Find one of a kind items, small town prices, and crowd free shopping in Decorah with its beautiful downtown area and shopping throughout the city. Excellent school district where they offer a student-centered environment where individual needs are addressed, cooperation and teamwork are valued, competent professionals lead, community partnerships flourish, a commitment to excellence prevails, and lifelong learning continues. As a resident you will enjoy a low cost of living, a top-notch medical care that is part of the Mayo clinic health system, and great neighborhoods to choose from. BACKGROUND PROFILE: The ideal candidate must have: Bachelor's Degree in Business, Ag Business, or Related field. Ag Background. Strong communication skills. Strong analytical skills.
    $40k-55k yearly est. 7d ago

Learn more about loan officer jobs

How much does a loan officer earn in Ankeny, IA?

The average loan officer in Ankeny, IA earns between $32,000 and $64,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.

Average loan officer salary in Ankeny, IA

$45,000

What are the biggest employers of Loan Officers in Ankeny, IA?

The biggest employers of Loan Officers in Ankeny, IA are:
  1. Gershman Mortgage
  2. Two Rivers, Wisconsin
  3. Two Rivers Bank & Trust
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