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Loan officer assistant vs loan originator

The differences between loan officers assistant and loan originators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan officer assistant and a loan originator. Additionally, a loan officer assistant has an average salary of $45,681, which is higher than the $41,291 average annual salary of a loan originator.

The top three skills for a loan officer assistant include customer service, origination and loan process. The most important skills for a loan originator are customer service, origination, and FHA.

Loan officer assistant vs loan originator overview

Loan Officer AssistantLoan Originator
Yearly salary$45,681$41,291
Hourly rate$21.96$19.85
Growth rate4%4%
Number of jobs65,09410,716
Job satisfaction4-
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 61%
Average age4545
Years of experience66

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

What does a loan originator do?

A Loan Originator is a potential liaison between borrowers and lenders. They help borrowers complete loan applications and evaluate which loans are most appropriate for the customers.

Loan officer assistant vs loan originator salary

Loan officers assistant and loan originators have different pay scales, as shown below.

Loan Officer AssistantLoan Originator
Average salary$45,681$41,291
Salary rangeBetween $28,000 And $72,000Between $28,000 And $60,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkSouth Dakota
Best paying companyStifel FinancialCentennial Bank
Best paying industryFinanceTransportation

Differences between loan officer assistant and loan originator education

There are a few differences between a loan officer assistant and a loan originator in terms of educational background:

Loan Officer AssistantLoan Originator
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common collegeSUNY at BinghamtonUniversity of Pennsylvania

Loan officer assistant vs loan originator demographics

Here are the differences between loan officers assistant' and loan originators' demographics:

Loan Officer AssistantLoan Originator
Average age4545
Gender ratioMale, 28.8% Female, 71.2%Male, 54.0% Female, 46.0%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan officer assistant and loan originator duties and responsibilities

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Loan originator example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Complete yearly the NMLS continuing education requirements.
  • Direct lender with FNMA while maintaining all loan servicing.
  • Increase revenues and product awareness by cross-selling service lines and packages.
  • Complete a rigorous training program and have obtained 25 NMLS state licensing requirements to be a loan originator.
  • Review FHA case number assignments, mortgage credit rejects and refinances authorizations to determine qualification.
  • Show more

Loan officer assistant vs loan originator skills

Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%
Common loan originator skills
  • Customer Service, 18%
  • Origination, 9%
  • FHA, 6%
  • Va, 6%
  • Phone Calls, 6%
  • Excellent Interpersonal, 5%

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