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Loan officer assistant vs loan processor

The differences between loan officers assistant and loan processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a loan officer assistant, becoming a loan processor takes usually requires 2-4 years. Additionally, a loan officer assistant has an average salary of $45,681, which is higher than the $38,122 average annual salary of a loan processor.

The top three skills for a loan officer assistant include customer service, origination and loan process. The most important skills for a loan processor are loan applications, customer service, and property appraisals.

Loan officer assistant vs loan processor overview

Loan Officer AssistantLoan Processor
Yearly salary$45,681$38,122
Hourly rate$21.96$18.33
Growth rate4%-3%
Number of jobs65,09416,228
Job satisfaction4-
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 46%
Average age4542
Years of experience64

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

What does a loan processor do?

A loan processor is responsible for assisting customers with their loan requests, ensuring their eligibility, and choosing the best loan options for their needs. Loan processors carefully review loan application documents and prepare loan proposals for underwriting, analyzing the applicant's financial status and credit scores, processing repayment plans, and adhering to banking and financial regulations. A loan processor must have excellent knowledge of the banking industry and processes to provide the best loan services for the customers efficiently and accurately.

Loan officer assistant vs loan processor salary

Loan officers assistant and loan processors have different pay scales, as shown below.

Loan Officer AssistantLoan Processor
Average salary$45,681$38,122
Salary rangeBetween $28,000 And $72,000Between $28,000 And $50,000
Highest paying CityNew York, NYSan Francisco, CA
Highest paying stateNew YorkWest Virginia
Best paying companyStifel FinancialStanford University
Best paying industryFinanceFinance

Differences between loan officer assistant and loan processor education

There are a few differences between a loan officer assistant and a loan processor in terms of educational background:

Loan Officer AssistantLoan Processor
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 46%
Most common majorBusinessBusiness
Most common collegeSUNY at BinghamtonUniversity of Pennsylvania

Loan officer assistant vs loan processor demographics

Here are the differences between loan officers assistant' and loan processors' demographics:

Loan Officer AssistantLoan Processor
Average age4542
Gender ratioMale, 28.8% Female, 71.2%Male, 20.6% Female, 79.4%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 12.5% Unknown, 4.3% Hispanic or Latino, 17.1% Asian, 7.4% White, 58.3% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between loan officer assistant and loan processor duties and responsibilities

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Loan processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Review and verify documentation consistent with company policies and compliance of FNMA, FHLMC, FHA/VA, USDA guidelines.
  • Gather all documentation necessary to process mortgage loans in accordance with FNMA and credit union guidelines/requirements.
  • Disclose and re-disclose the LE's and Prelim TRID require CD.
  • Upload monthly reports to FHLMC including principal & interest reports, delinquent loans and appraisals.
  • Ensure conditions on USDA commitments are met and loan files are prepared for closing on time.
  • Show more

Loan officer assistant vs loan processor skills

Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%
Common loan processor skills
  • Loan Applications, 22%
  • Customer Service, 20%
  • Property Appraisals, 5%
  • Mortgage Loans, 5%
  • Credit Reports, 5%
  • FHA, 4%

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