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Loan officer assistant vs mortgage loan processor

The differences between loan officers assistant and mortgage loan processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a loan officer assistant, becoming a mortgage loan processor takes usually requires 2-4 years. Additionally, a loan officer assistant has an average salary of $45,681, which is higher than the $43,594 average annual salary of a mortgage loan processor.

The top three skills for a loan officer assistant include customer service, origination and loan process. The most important skills for a mortgage loan processor are customer service, FHA, and va.

Loan officer assistant vs mortgage loan processor overview

Loan Officer AssistantMortgage Loan Processor
Yearly salary$45,681$43,594
Hourly rate$21.96$20.96
Growth rate4%-3%
Number of jobs65,09416,276
Job satisfaction4-
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 50%
Average age4542
Years of experience64

What does a loan officer assistant do?

Loan Officer Assistants assist loan officers in processing the loan applications of clients. Loan officer assistants primarily work on the administrative tasks in the departments. They are in charge of managing documents, updating databases, and sorting files. Loan officer assistants may be assigned to review applications of clients. They should check whether both the application form and the supplementary documents are complete. They may also assess whether the clients meet the requirements for the loan. Upon checking, they manage the documents and package them for submission to the lender. Loan officer assistance may also be assigned to coordinate with lenders and update in-house policies according to the lenders' policies.

What does a mortgage loan processor do?

A mortgage loan processor is a person who is responsible for the preparation of mortgage applications and any other paperwork. Mortgage loan processors interview the loan applicants, assist them in selecting the right mortgage, and approve or reject their applications. They are expected to have excellent communication, extraordinary interpersonal abilities, and strong attention to detail. Their job involves working with the loan officer and the underwriter. Also, they must be equipped with management skills and aptitude in math.

Loan officer assistant vs mortgage loan processor salary

Loan officers assistant and mortgage loan processors have different pay scales, as shown below.

Loan Officer AssistantMortgage Loan Processor
Average salary$45,681$43,594
Salary rangeBetween $28,000 And $72,000Between $33,000 And $57,000
Highest paying CityNew York, NYSan Francisco, CA
Highest paying stateNew YorkMassachusetts
Best paying companyStifel FinancialAmplify Credit Union
Best paying industryFinanceProfessional

Differences between loan officer assistant and mortgage loan processor education

There are a few differences between a loan officer assistant and a mortgage loan processor in terms of educational background:

Loan Officer AssistantMortgage Loan Processor
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeSUNY at BinghamtonUniversity of Pennsylvania

Loan officer assistant vs mortgage loan processor demographics

Here are the differences between loan officers assistant' and mortgage loan processors' demographics:

Loan Officer AssistantMortgage Loan Processor
Average age4542
Gender ratioMale, 28.8% Female, 71.2%Male, 21.7% Female, 78.3%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.8% American Indian and Alaska Native, 0.5%Black or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between loan officer assistant and mortgage loan processor duties and responsibilities

Loan officer assistant example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Collect and organize sales and listing data for files, assemble all data in accordance with Fannie Mae and FHA guidelines.
  • Field incoming requests for VA home loans.
  • Review loans for REPSA and HMDA guidelines, compliance and require documents.
  • Check RESPA for compliance and re-disclose for any loan changes or fee corrections.
  • Review documents and ensure all applicable disclosures are in loan file according to RESPA guidelines.
  • Show more

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
  • Show more

Loan officer assistant vs mortgage loan processor skills

Common loan officer assistant skills
  • Customer Service, 28%
  • Origination, 9%
  • Loan Process, 6%
  • Loan Origination, 5%
  • FHA, 5%
  • Va, 5%
Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%

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