Are you a LoanOfficer who is ready to dominate the industry? Are you looking for a company where they celebrate sales people? If you answered yes to both questions, we have great news. Integrity Home Lending (Ranked #1 in Customer Service by Lending Tree in Q1 and Q2 of 2025, Top 10 for Q3) is HIRING!!!! We are looking for loanofficers who have a network they can leverage, hungry to maximize Integrity Home Lending's lead sources, and see their paycheck soar. Below are a few key additional characteristics:
Sales people who are energized, ready to rule the world, and want to be well compensated
Enjoy working in a motivating team environment and searching to be the version of themself
Demonstrates Integrity in everything they do (this is why we average 4.9 stars out of 5 stars on LendingTree)
Takes direction well and open to new sales strategies
Disciplined, Fearless, and have a will to win
Experience working internet leads a big plus
Realtor, Builder, Accountant, relationships are helpful
Strong customer service and follow up skills a must
Full time 5 Star Salespeople who want to work either in office or remote, and earn $100K + per year
Benefits:
We offer bank, broker, and portfolio options. IHL is currently licensed in 13 states.
Very aggressive commission splits and/or Salary plus commission
Leads provided
Full benefits package
401(k)
Potential for growth and promotion
We provide marketing.
Minimum Qualifications
- High school diploma or equivalent required. 4-year degree preferred, but not required.
- Minimum 2 years experience in sales.
- The following character traits: Integrity, Disciplined, Fearless, Will to Win, Pipeline Builders, Prospecting Pros, and a desire to push to become a better version of yourself
- Excellent cross-selling, organizational, and communication skills.
- Able to communicate effectively with consumers, builders, and realtors.
- Ability to deal with time constraints and strong attention to detail.
- Extended hours sitting and performing computer tasks may be required.
Bilingual candidates encouraged to apply.
EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY
E - Verify Employer
$100k yearly 5d ago
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Mortgage Loan Officer
Bridgeway Financial 4.1
Loan officer job in Duluth, GA
Bridgeway Financial has become a recognized lender by providing exceptional customer service and wide range of mortgage products at competitive rates and pricing. The company and our reputation has grown rapidly under the leadership of a management team with years of experience in the mortgage industry.
Job Description
Bridgeway Financial, LLC is seeking innovative and successful mortgage loanofficers. We are growing fast and expanding our offices.WE CLOSE ON TIME in days and not weeks!
Why Bridgeway? WE CLOSE ON TIME in days and not weeks! If you want a positive and supportive environment, BWF wants you!
We understand your sales efforts is important so we provide the internal structure that allows you to focus on it...your pipeline!
We offer diverse loan portfolios to meet your borrower's financial goals.
EXPERIENCED in-house operations to provide continuous support to close loans faster.
Full-time marketer on staff - providing lead gen and marketing efforts to sales team.
Very competitive commission structure
Loan status technology, alerts all parties of status of the loans to closing!
Strong Realtor database to build partners, networking and attend events.
Our cultural - #teamwork We provide continuous training classes from internal staff and our investors to keep everyone educated!
Responsibilities:
Attract prospective homebuyers or home refinancers to use BWF for their mortgage needs.
Build and maintain a quality network of personal and professional relationships, which serve as a recurring source of referrals for new mortgage lending opportunities.
Conduct financial interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise clients of product/pricing policies and guidelines.
Accurately gather required information from clients and effectively communicate this information to the loan processing professionals.
Keep up-to-date on programs, policies and regulatory requirements for lending.
Qualifications:
Ideal candidate will have a minimum of 1 years' experience as a Mortgage LoanOfficer/Originator and will have existing referral sources.
Personal integrity
Drive for results
Ability to effectively communicate verbally and in writing
Good understanding of mortgage lending/financial fundamentals
MLO license required and significant successful sales experience.
Required education:
High school or equivalent
Required experience:
Mortgage: 1 year
Required license or certification:
NMLS
Additional Information
All your information will be kept confidential according to EEO guidelines.
$29k-42k yearly est. 3d ago
SBA Loan Officer
Embassy National Bank
Loan officer job in Lawrenceville, GA
Full-time Description
Job Purpose
The SBA LoanOfficer position is focused on acquiring, growing, and retaining SBA banking clients through focused relationship planning. The key measurements of success are new loan and deposit production, fee income, overall relationship profitability, portfolio management and referrals to other lines of business.
Duties and responsibilities
Originate sound SBA loans that comply with current SBA SOP requirements and Bank policy.
Responsible for the profitability of all SBA relationships within the portfolio.
Meet or exceed monthly and annual sales quotas and KPIs related to pipeline growth and client acquisition.
Actively cross sell other bank products to include deposits products and treasury. management services to build profitable client relationships.
Interviews loan customers and requests specified information for loan applications.
Analyzes applicant's financial status, credit, and property evaluation to determine feasibility of granting loan.
Corroborates with credit analysts to prepare loan approval memorandums, including resolving underwriting and application questions with the applicant.
Present recommendations to senior management and credit underwriters by demonstrating a thorough understanding of credits presented.
Coordinate with packagers and closers to ensure maximally efficient loan closings, including diligent attention to clearing the closing needs list.
Ensure loans are closed in accordance with all conditions of approval.
Adhere to loan policies and procedures with complete documented files to ensure satisfactory reviews from internal and external audits.
Participates actively in community and civic duties to create a positive public perception of the Bank and to effectively determine the credit needs of the community.
Stay up to date on all SOP for SBA related products.
Effectively present information in one-on-one and small group situations, to clients, Loan Committee members and other employees in the organization.
Provide marketing suggestions to promote the Bank.
Follow all other instructions and perform other job-related duties, at the discretion of the President.
Requirements
Qualifications
Bachelor's Degree or higher in Accounting, Finance or related business field or relevant experience in similar roles.
Experience in the Atlanta metro market.
Highly developed accounting, finance, credit and sales skills.
Proven track record of prospecting SBA clients.
Ability to cross sell multiple products.
Knowledgeable understanding of Microsoft office products, Fiserv, Enact, SBA SOP and other banking programs.
Working conditions
Normal office working conditions. Typical work week Monday - Friday.
Physical requirements
Ability to move large paper files. Occasional travel by vehicle to meet customers or site visits.
$34k-55k yearly est. 8d ago
Loan Officer
Newrez LLC
Loan officer job in Buford, GA
is for GUARANTY MORTGAGE SERVICES, one of the Family of Companies of Newrez LLC.
Guaranty Mortgage Services offers a hands-on, personalized approach and nurtures our customers creating long-term relationships. We're not just a partner, we become a collaborator. We have the flexibility to meet the individual needs of our customers. We have a stable and tenured leadership team. We are innovative in our product line, offer competitive pricing, maximize our use of employee training and technology, and provide outstanding service to our customers. Integrity and honesty are at the forefront of our process.
Our team is passionate, has a can-do positive attitude and has a strong desire to deliver a memorable customer experience with every loan.
Ready to be part of our highly respected team? Apply today!
In addition to the locations listed, we also have opportunities in BlueRidge, GA.
Do you enjoy helping people build their financial future? You will be responsible for developing, soliciting and negotiating new business and loan referrals using a network of resources, such as, Realtors/Brokers, Homebuilders, retail bank branches and business organizations. You'll also be responsible for maintaining and developing existing relationships with joint venture partnerships and marketing alliances in order to increase capture rates and increase profitability.
Requirements:
Utilize and develop a network of resources for mortgage loan business development and solicitation for new business.
Utilize, manage and market to a database of customer contacts.
Maintain a positive sales environment by educating potential borrowers, Real Estate Agents and Homebuilder sales representatives on the Company's products and services; create and deliver presentations when necessary.
Complete thorough loan applications by communicating with perspective applicants and obtain specified information relating to the loan or credit application; correspond with applicant via telephone, email or in-person to resolve any questions regarding application information.
Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company's credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Rural Housing Development, Bond and Portfolio).
Negotiate rate, terms and conditions of the loan.
Lock loans on time and in the correct product type to avoid fall-out.
Collect up-front fees from applicant.
Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.
Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.
Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee's loan pipeline.
Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.
Represent the Company in various community and civic functions to enhance the Company's image and develop additional business.
Consistently apply superior decision making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures.
Maintain compliance on all loan files and pipeline.
Other duties as assigned.
Qualifications:
Ability to plan for contingencies and anticipate problems and identify risks.
Ability to negotiate persuasively to produce positive outcomes.
Ability to effectively listen and respond to customers' needs.
Ability to demonstrate a strong desire to satisfy one's internal and external customers by displaying superior customer service skills.
Ability to demonstrate corporate responsibility by living our core values - Superior Customer Service, Integrity, Respect, Hard Work, and Long Term Commitment.
Ability to instill trust and confidence from others.
Ability to effectively convey and receive ideas, information, and directions.
Ability to exhibit professional written and verbal communication at all times.
Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles.
Ability to value contribution of all team members and is effective at resolving workplace conflicts.
Ability to establish positive rapport with customers.
Ability to seek out new and creative ways to provide solutions to the customer's needs.
Ability to demonstrate solid selling skills and techniques.
Ability to influence others to gain commitment.
Ability to maintain an intense optimism and focus on achieving goals even under adversity
Ability to recover quickly from setbacks and rejections.
Ability to maintain and foster strong partnerships with customers.
Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service.
Ability to complete all required training courses on time.
Ability to identify customer needs and adapt sales presentations effectively.
Minimum Qualifications
Must have an active state MLO license in each state where business is to be conducted.
High-school diploma or GED at a minimum.
1-year lending origination experience.
Strong PC skills, including Power Point, Excel, Word and Lotus Notes.
Solid knowledge of state and local real estate markets.
Guaranty Mortgage Services is a member of the NewRez Family of Companies an Equal Opportunity Employer and Equal Opportunity Lender.
#LI-RA1
#GMS
Company Perks:
• 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
• 9 Paid Holidays
• Casual Workplace
• Employee Engagement Activities
Company Benefits:
• Medical (including Health Savings Account & Flexible Savings Account)
• Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan
• Performance-based Incentives
• Pet Insurance
• Advancement Opportunities
Newrez NOW:
• Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
• 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
• Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
• Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
CA Privacy Policy
CA Notice at Collection
$34k-55k yearly est. Auto-Apply 60d+ ago
Loan Officer
Panorama Mortgage Group LLC 4.5
Loan officer job in Duluth, GA
Job DescriptionDescription:
The Outside LoanOfficer's primary role is to source, qualify and originate mortgage loans for by working primarily outside the Company's offices to solicit and obtain business from referral sources such as realtors, builders, financial service providers and others as well as borrowers directly.
Key Responsibilities:
Comply with outside sales and reporting obligations, duties, requirements and guidelines.
Produce loans according to targets set by manager.
Uphold the integrity of the brand.
Must be familiar with originating loans.
Properly qualify consumers and assure that you are issuing pre-approvals according to guidelines.
Monitor loan pipeline through Lenders Office.
Monitor productivity via reporting tools.
Ensure compliance with all government and regulatory requirements.
LoanOfficer shall determine his or her hours or work.
LoanOfficers are not required to work any specific number of hours per week and when you do work it is at your discretion.
Take information from the prospective borrower and complete the loan application form.
Set yearly goals/attend meetings with manager.
Educate borrowers/communicate on a regular basis with borrowers, listing brokers and selling brokers.
Analyze the prospective borrower's income and debt and pre-qualify the prospective borrower to determine the maximum mortgage amount that the prospective borrower can afford.
Educate the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available and demonstrating how closing costs and monthly payments could vary under each product.
Maintain regular contact with the borrower, realtors and the Company between the time of the application and closing to apprise them of the status of the application and gather any addition information.
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process.
Order in file credit report, when required by the Company.
Determine whether the property is in a flood area, where required by the Company.
Attend the closing of the mortgage loan, if requested by the company.
Under no circumstances shall the LoanOfficer be compensated greater than the amount negotiated in the LoanOfficer Compensation Agreement.
Able to comply with the policies and procedures outlined in the Company handbook
Perform other duties as assigned.
Requirements:
Education/Experience:
Able to comply with the policies and procedures outlined in the Company Handbook
Must have a current license through NMLS and be in good standing
Knowledge of Freddie Mac (FHLMC), Fannie Mae (FNMA), FHA, and VA
Two (2) years prior mortgage or mortgage banking experience
Ability to deliver effective results and to meet deadlines
History of exceeding sales goals
Reliable transportation, valid driver's license and current automotive insurance
Sound judgment and decision-making skills
Ability to work under pressure and meet deadlines with minimal supervision
Excellent phone and service skills
Develop and maintain relationships within the real estate community
Timely communication and response times according to department standards
Travel:
As needed travel internationally between United States and Mexico to meet business needs.
Language:
English preferred, Bi-Lingual (English/Spanish) desired.
Compensation:
PMG will offer a competitive compensation package commensurate with the background and experience of the applicant.
AAP/EEO Statement: Panorama Mortgage Group is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, physical or mental disability, protected veteran status, or any other characteristic protected by applicable federal, state.
$37k-52k yearly est. 29d ago
EXPERIENCED Loan Officer
Mortgage Investors Group 4.4
Loan officer job in Cumming, GA
Job DescriptionDescription:
Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community.
ESSENTIAL JOB FUNCTIONS
Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community
Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc.
Provide necessary documentation to processing and underwriting departments to ensure timely loan closings
Other duties as assigned
Requirements:
JOB SPECIFICATIONS
Minimum Education: High School or Equivalent
Minimum Knowledge:
Ability to analyze complex financial situations to determine best case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.)
Ability to prospect local markets (i.e. cold calling in person) to solicit new business
Experience with Conventional, Government and Alt-A lending
Hands on experience with DU / LP is helpful
Demonstrated communication and organizational skills
Ability to work independently with little or no supervision
Minimum Experience:
Minimum of 1 year current loan origination/”loanofficer” experience in the local market with a track record of proven success
PHYSICAL REQUIREMENTS
Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs."
All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.
$34k-53k yearly est. 7d ago
Mortgage Loan Officer (1583)
Oconee State Bank 3.7
Loan officer job in Watkinsville, GA
DEPARTMENT | ROLE DESCRIPTION: Remarkable Mortgage, powered by Oconee State Bank is a dynamic and customer-focused mortgage lending company committed to providing personalized and seamless financial solutions. With a reputation for excellence in service and a dedication to helping individuals achieve their homeownership dreams, we are seeking a motivated and experienced Mortgage LoanOfficer to join our growing team.
As a Mortgage LoanOfficer at Remarkable, you will play a crucial role in guiding clients through the mortgage process, from application to closing. You will be responsible for cultivating and maintaining relationships with clients, real estate professionals, and other key stakeholders, while ensuring a smooth and efficient loan origination process.
RESPONSIBILITIES (INCLUDING BUT NOT LIMITED TO):
Client Consultation: Conduct thorough consultations with clients to understand their financial goals, assess their eligibility, and recommend suitable mortgage products.
Loan Origination: Manage the end-to-end loan origination process, including application review, documentation collection, and submission for underwriting.
Product Knowledge: Stay up to date on current mortgage products, interest rates, and industry trends to provide accurate and timely information to clients.
Compliance: Ensure compliance with federal and state regulations, as well as company policies and procedures, throughout the loan application process.
Relationship Building: Cultivate and maintain relationships with real estate professionals, builders, and other referral sources to generate new business opportunities.
Communication: Keep clients informed of the status of their loan application, address any concerns, and provide exceptional customer service throughout the process.
Networking: Actively participate in networking events, industry conferences, and community outreach to build a strong professional network and generate leads.
Qualifications
MINIMUM QUALIFICATIONS
Licensing: Must hold a valid mortgage loan originator registration in accordance with state regulations.
Education: Bachelor's Degree or equivalent work experience.
Knowledge: In-depth understanding of mortgage products, underwriting processes, and regulatory requirements.
Communication Skills: Excellent verbal and written communication skills, with the ability to explain complex financial concepts in a clear and concise manner.
Customer Focus: Strong commitment to delivering exceptional customer service and building lasting relationships.
COMPUTER / SOFTWARE EXPERIENCE REQUIREMENTS
Technology Proficiency: Familiarity with mortgage software, loan origination systems, and Microsoft Office Suite.
REQUIRED COMPETENCIES
Quality Assurance
Communication
Data Literacy
Initiative
Adaptability
$42k-52k yearly est. 11d ago
SBA Lending Officer
Pinnacle Bank 3.5
Loan officer job in Elberton, GA
Employer Department
Pinnacle Bank SBA
Job title Exemption status
SBA Lending Officer Exempt
Supervised by
SBA Lending Manager
The SBA Lending Officer is responsible for:
Direct origination efforts from calling and other personal efforts and responsible for advising and assisting Pinnacle line lenders in the production of Government guaranteed loans.
Increasing bank assets by developing quality commercial loans and deposit accounts
Cross selling bank products and services to customers through telephone contacts and personal visits
Building long-term customer relationships
Maintaining a positive service mentality
Ensuring superior quality service in completing all customer transactions
Matching the financial needs that achieve those customer goals with product and service solutions
Demonstrating an accurate knowledge of SBA and the bank's products and services
The employee will support the bank's strategic goals, vision, mission, core values, service standards and service philosophy in actions, words and deeds.
Skills, Knowledge, Talents
Education
Four year college degree, ideally a Bachelors of Business Administration in a related field (i.e. finance)
Prior Experience
Minimum: 2+ years of Direct SBA 7a Loan Origination or Business Banking experience. 2+ years of outside calling experience. Familiar with the current SBA SOP 50 10 7 guidelines. Good relationships with Referral Sources (COIs).
Preferred: 5+ years of Direct SBA 7a Loan Origination or Business Banking experience. 5+ years of outside calling experience. Strong knowledge of the current SBA SOP 50 10 7 guidelines. Strong relationships with Referral Sources (COIs).
Required Skills and Knowledge
Core Value:
~ Operate with an Innovative Edge
~ Show Leadership
Detailed knowledge of SBA SOP for lenders and servicers:
Knowledge of requirements for qualification and origination
Detailed familiarity with servicing, reporting requirements, and portfolio management
Strong credit and communication skills
Leadership skills in order to build internal relationship to generate business.
Strong organizational and multi-tasking skills.
Must have a basic knowledge of the bank's products and services.
Must have a willingness to serve.
Must be able to function efficiently in a network environment and have a working knowledge of Microsoft Office and SharePoint.
Must be able to function efficiently on a general business level of math, possess general accounting knowledge (i.e. debits, credits, and an understanding of the bank's account reconciliations).
Project a professional image by adhering to guidelines in the employee handbook.
Must be able to collect, research, and analyze information skillfully.
Must be a self-starter, a creative thinker, flexible, eager, nurturing, open to change and exhibit good judgment.
Must be a leader by example, attentive to detail, work well with others and responsive to supervisory guidance.
Must be able to read credit reports and other tools necessary to accomplish position responsibilities.
Must know how to read financial statements to include the balance sheet, profit & loss statement, and cash flow statement.
Must be able to identify and interpret trends in financial data.
Must have a general knowledge of Generally Accepted Accounting Principles (GAAP) to include understanding the significant differences between Audited, Complied, and Reviewed financial statements.
Must have a clear understanding of the concepts of working capital. How is it defined? What are the working capital accounts? How does the operating cycle affect these accounts?
Must have a working knowledge of compliance guidelines for the bank and the industry.
Pinnacle Bank is an Equal Opportunity Employer and a Drug Free Workplace. As a condition of employment, a completed Application of Employment and satisfactory results from a background check and drug screening must be received. Pinnacle supports a diverse work force and welcomes all qualified applicants. It is the policy of Pinnacle Bank to consider applicants without regard to race, color, religion, creed, national origin, gender, disability, marital or veteran status, age or any other legally protected status.
$38k-51k yearly est. Auto-Apply 15d ago
Mortgage Loan Originator
Farm Credit Services of America 4.7
Loan officer job in Gainesville, GA
Ready to join a team where integrity meets opportunity? We're currently seeking an experienced Mortgage Loan Originator to join our team!
At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique strengths. Become a part of our team today and grow with us! AgGeorgia Farm Credit prides itself to be a caring, family-oriented culture that promotes a positive work environment. We have a strong loan referral program to help support the growth of your portfolio. If you are a highly motivated individual looking to serve the community you work in, check us out! We are looking for a Mortgage Loan Originator to work in Gainesville, GA and surrounding areas.
The primary function of the Mortgage Loan Originator (MLO) is to serve current and prospective customers with sound residential mortgage credit according to Association policies and procedures. Build business development strategies, develop customer relationships and provide loan servicing. The MLO operates within delegated lending authority.
What you will do in this role:
Make calls on prospects using a weekly sales plan to include a specific goal for numbers of prospects contacted and closings.
Develop customer relationships by proactively researching customer needs, use discretion and independent judgment in understanding customer needs, and matching products and services to those needs.
Pursue cross-sell opportunities with existing members.
Work closely with other members of the team, including the Loan Processor
Represent AgGeorgia at Trade Shows, local events, realtor meetings, civic organizations, etc.
Interview applicants, gather and reconcile complete, accurate credit and financial data. Establish and negotiate credit terms, when necessary
Promptly address inquiries from existing customers and prospects and ensure all Association contacts are treating customers' requests with a sense of urgency.
Assure sound loans; appropriate documentation and underwriting; appropriate pricing and fees based on risk, terms, and servicing costs; and implementation of business plans in accordance with overall AgGeorgia objectives.
Communicate effectively on loans requiring underwriting through the third-party investors, relaying pertinent information, and providing proper documentation to support an accurate recommendation.
Ensure loans are approved per delegated authorities.
Ensure compliance with all required disclosures.
Monitor specific, individually assigned loans and assures that the loans receive timely and sound servicing.
Call on loan customers to evaluate management, inspect collateral and detect signs of potential financial problems as needed
Other duties and responsibilities as assigned, which may include specific projects.
What you will need in this role:
Education and/or experience equivalent to a Bachelor's degree
5+ years residential mortgage related work experience
Have a working knowledge of traditional underwriting practices
Ability to communicate (written and verbal) effectively with all levels of the organization
Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the Association
Travel via auto to carry out essential responsibilities of the job.
Ability to work independently and as a team member under moderate supervision
Knowledge of Farm Credit Association policies and procedures preferred
We are an equal opportunity employer and comply with all Title VII requirements.
$35k-50k yearly est. Auto-Apply 60d+ ago
Jr. Loan Officer
Newrez
Loan officer job in Buford, GA
is for GUARANTY MORTGAGE SERVICES, one of the Family of Companies of Newrez LLC. The primary function of the LoanOfficer is to sell loan products offered by NewRez. Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
Additional Location Available:
* Utilize and develop a network of resources for mortgage loan business development and solicitation for new business.
* Utilize, manage and market to a database of customer contacts.
* Maintain a positive sales environment by educating potential borrowers, Real Estate Agents and Homebuilder sales representatives on the Company's products and services; create and deliver presentations when necessary.
* Complete thorough loan applications by communicating with perspective applicants and obtain specified information relating to the loan or credit application; correspond with applicant via telephone, email or in-person to resolve any questions regarding application information.
* Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company's credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Rural Housing Development, Bond and Portfolio).
* Negotiate rate, terms and conditions of the loan.
* Lock loans on time and in the correct product type to avoid fall-out.
* Collect up-front fees from applicant.
* Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.
* Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.
* Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee's loan pipeline.
* Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.
* Represent the Company in various community and civic functions to enhance the Company's image and develop additional business.
* Consistently apply superior decision making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures.
* Maintain compliance on all loan files and pipeline.
* Other duties as assigned.
Education and Experience Requirements
* Must have an active state MLO license in each state where business is to be conducted.
* High-school diploma or GED and a minimum.
* 3-years lending origination experience.
* Strong PC skills, including Power Point, Excel, Word and Lotus Notes.
* Solid knowledge of state and local real estate markets.
Knowledge, Skill and Ability Requirements
* Ability to plan for contingencies and anticipate problems and identify risks.
* Ability to negotiate persuasively to produce positive outcomes.
* Ability to effectively listen and respond to customers' needs.
* Ability to demonstrate a strong desire to satisfy one's internal and external customers by displaying superior customer service skills.
* Ability to demonstrate corporate responsibility by living our core values - Superior Customer Service, Integrity, Respect, Hard Work, and Long Term Commitment.
* Ability to instill trust and confidence from others.
* Ability to effectively convey and receive ideas, information, and directions.
* Ability to exhibit professional written and verbal communication at all times.
* Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles.
* Ability to value contribution of all team members and is effective at resolving workplace conflicts.
* Ability to establish positive rapport with customers.
* Ability to seek out new and creative ways to provide solutions to the customer's needs.
* Ability to demonstrate solid selling skills and techniques.
* Ability to influence others to gain commitment.
* Ability to maintain an intense optimism and focus on achieving goals even under adversity.
* Ability to recover quickly from setbacks and rejections.
* Ability to maintain and foster strong partnerships with customers.
* Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service.
* Ability to complete all required training courses on time.
* Ability to identify customer needs and adapt sales presentations effectively.
#LI-CS1
Company Perks:
* 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
* 9 Paid Holidays
* Casual Workplace
* Employee Engagement Activities
Company Benefits:
* Medical (including Health Savings Account & Flexible Savings Account)
* Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan
* Performance-based Incentives
* Pet Insurance
* Advancement Opportunities
Newrez NOW:
* Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
* 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
* Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
* Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
CA Privacy Policy
CA Notice at Collection
Job DescriptionBenefits/Perks
Careers Advancement Opportunities
Flexible Scheduling
Competitive Compensation
We are seeking an experienced Bilgual Mortgage Loan Originator (Spanish/English) to join our team. In this role, you will evaluate and process mortgage loan applications. Your responsibilities will include interviewing mortgage borrower applicants to gather financial information, evaluating creditworthiness, and helping borrowers obtain a home loan. The ideal candidate has excellent communication and customer service skills and a deep understanding of current mortgage lending practices and regulations.
Responsibilities
Interview applicants to gather mortgage financial information
Evaluate creditworthiness
Process loan applications
Set up debt payment plans
Report on financing decisions
Complete lmortgage oan contracts
Assist clients in understanding the terms and conditions of their mortgage contracts
Maintain up-to-date knowledge of mortgage current financial services and types of loans
Keep detailed records for all accounts
Qualifications
Bachelors degree in finance, economics, or a related field
Valid GA Banking Mortgage Loan Originator License
Previous experience as a Mortgage Loan Originator is preferred
Familiarity with Microsoft Excel, databases, and loan processing and Lender's software
Knowledge of mortgage lending products and practices
Strong customer service and communication skills
Ability to perform in a goal-oriented environment
$29k-50k yearly est. 11d ago
Loan Processor - Lake Oconee or Watkinsville
Banksouth 3.9
Loan officer job in Greensboro, GA
Come Join Our Team - Where Every Transaction Tells a Story!
At BankSouth, we're not just in the business of banking; we're in the business of building relationships and empowering our customers to achieve their financial goals. As a trusted community bank, we pride ourselves on delivering personalized service and tailored solutions that make a real impact on the lives of our customers and communities.
About the Role:
BankSouth is currently seeking a qualified candidate to join our Loan Processing team. This is an ideal opportunity for a Legal Assistant or Paralegal in the real estate arena to transition to an "in house" position as well as Loan Processors with experience working for a high-volume commercial/business lender. Our loan processing team is responsible for the accuracy and completeness of all loan documentation. The selected candidate will enjoy working side-by-side with an experienced Loan Assistant as well Relationship Managers, Business Development Officers, Retail Bankers, and Market Leaders to support our rapidly growing bank. This position is also part of a larger team of talented processors who support the organization at our corporate headquarters in Lake Oconee, GA, and other operational locations.
This position can be housed at either our Lake Oconee branch or Watkinsville Operations Center.
Schedule for this Role:
Monday - Friday, 8:00am - 5:00pm
Qualifications
Who We Are Looking For:
A high school diploma or equivalent is required with an associate degree or higher education preferred. Ideal candidate will have experience in loan processing/administration with commercial/real estate loan packages which includes individuals with real estate or paralegal experience. Experience with TRID loans is required.
Benefits Available:
100% bank paid employee only Medical and Dental options
100% bank paid short term disability, long term disability, term life insurance and Teladoc service
Affordable Vision coverage
Health Flexible Spending Accounts (FSA)
Generous PTO and 11 paid holidays
401k retirement plan with company match
Competitive compensation program with monetary incentives
Military veterans encouraged to apply!
BankSouth is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, age, sexual orientation, gender identity, disability, or veteran status.
BankSouth does not accept unsolicited resumes from recruiters. All recruiting is managed through BankSouth's Human Resources Department. Please do not contact our hiring managers directly. If you would like to explore a recruiting relationship with BankSouth, please contact our Human Resources Department. All unsolicited resumes submitted through channels other than our Human Resources Department regarded as property of BankSouth.
$30k-36k yearly est. 12d ago
New Home Consultant
Lennar 4.5
Loan officer job in Buford, GA
We are Lennar
Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500 company and consistently ranked among the top homebuilders in the United States.
Join a Company that Empowers you to Build your Future
The New Home Consultant at Lennar is responsible for managing the new home purchase process from initial customer contact to closing, aiming to create a “tickled, delighted and happy” customer. This includes daily operations at Welcome Home Centers, processing sale agreements, and closing sales in line with company business plans.
A career with purpose.
A career built on making dreams come true.
A career built on building zero defect homes, cost management, and adherence to schedules.
Your Responsibilities on the Team
Engage and establish relationships with visitors to understand their home buying needs, utilizing the company's selling philosophy.
Self-generate sales leads through community engagement, realtor partnerships, and proactive prospecting.
Develop comprehensive knowledge of the competitive market, including products, community features, and demographics.
Provide consistent follow-through with customers from initial contact to post-closing, maintaining accurate communication records.
Participate in sales meetings, neighborhood promotions, and marketing programs.
Ensure the maintenance of Welcome Home Center models and inventory homes.
Complete required training and participate in community events and phone banks.
Requirements
High school diploma or equivalent; college degree and real estate license preferred.
1-2 years of experience in homebuilding or real estate sales preferred.
Valid driver's license and reliable transportation.
Strong communication, organizational, and customer service skills.
Proficiency in Microsoft Office and ability to use sales tracking tools.
Self-motivated with a positive attitude and strong work ethic.
Physical & Office/Site Presence Requirements:
Regular, in-person attendance at Company communities/job sites and offices during regular work hours is an essential function of this job. This is primarily an active position, involving office/phone work and walking in all weather conditions, and uneven surfaces, to and within homesites in the community. Must have a valid state driver's license in order to take customers throughout the neighborhood and community, visit realtor offices, and to various other meetings in the process of self-generating sales. Finger dexterity is required to operate computer keyboard and telephone equipment. Must be able to lift and carry supplies and materials up to 25 pounds.
#LI-LS3
Life at Lennar
At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone's Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar's policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits.
Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities.
Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.
$24k-35k yearly est. Auto-Apply 60d+ ago
Commercial Loan Closing Specialist
Home Trust Banking Partnership
Loan officer job in Suwanee, GA
The Commercial Loan Closing Specialist assists in the preparation of loan documents associated with commercial closings and facilitates closings through the Commercial Banking Associates, Commercial Relationship Managers, and Attorneys. This position supports critical policy and procedures as well as federal and state regulations to ensure an efficient documentation practice, loan document review system, and other critical risk management activities needed to minimize credit, documentation, and operational risks in commercial lending.
Key Responsibilities / Essential Functions
* Prepares complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, and includes final closing instructions.
* Orders Flood Certifications, prepares UCC financing statements, reviews UCC search records, and verifies wiring instructions and funding details.
* Reviews credit approval packages which include pricing and financial reporting requirements, and collateral and environmental due diligence requirements necessary to document the loan.
* Reviews and verifies customer identification documents in accordance with the US Patriot Act and the due diligence policy.
* Ensures compliance with HMDA/CRA eligibility requirements and FEMA regulations.
* Reviews preliminary closing documents including hazard, liability, builder's risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence.
* Coordinates the return of all executed document packages and necessary supporting documents to Loan Operations for booking.
* Maintain confidentiality and security of sensitive information.
Job Requirements
Education:
* High school diploma or equivalent
Required:
* 3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings required.
* Knowledge of basic legal concepts including real estate transactions.
* Knowledge of commercial loan products and services.
* Well-developed written and verbal business communication.
* Proficient administrative and organizational skills.
* Self-motivated with attention to detail.
* Ability to prioritize duties and work independently.
* Ability to meet designated deadlines while remaining flexible to changing assignments.
* Proficient in Microsoft Office products.
Preferred:
* College degree in business or related field.
* Experience with LaserPro.
About HomeTrust Bank
HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at ************ Apply today to take your first steps towards joining this talented population of employees within a growing organization.
Work Environment, Physical Requirements
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.
* This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.
* Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus.
* Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required.
* The employee will frequently communicate and must be able to exchange accurate information with others.
* The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools.
DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.
$20k-50k yearly est. 60d+ ago
Senior Loan Operations Specialist (Banking)
First Covenant Bank
Loan officer job in Commerce, GA
First Century Bank is seeking an individual in the role of Senior Loan Operations Specialist to join our Commerce, Georgia team. This individual will be responsible for contributing to the Loan Operations team, supporting the lending function ensuring documentation compliance with regards to all lending products. This individual will process and complete a loan package for construction, commercial and retail loans upon receiving a loan package request from the lending staff. Loan processing includes operation of the Co-Pilot platform system, verification of all collateral documentation in file, obtaining necessary collateral information not in file, verification of lending limit authority or committee approval and verification of collateral value. Verify that required documentation has been completed as appropriate to ensure compliance with all applicable regulations.
Loan File Preparation Duties:
Receives all loan requests for new or renewed loans. Verifies that the proper approval has been obtained for the request. Prepares the appropriate documentation needed for the loan request and submits to the lender for closing. Also, documents any policy or procedure exceptions. Adds new and renewed loans to the bank's core processing system.
Assists lenders in obtaining all necessary collateral information needed for “new” loan requests and verifies all collateral documentation in file for renewal transactions.
Works with attorney to ensure receipt and possession of all necessary loan documentation, to ensure completeness and accuracy for processing and compliance.
Demonstrated expertise in TRID loan processing, providing expertise to the organization on the steps necessary for TRID compliance.
Process all loan denials which includes:
Verification of compliance guidelines for applications and Notice of Action Taken.
Preparation and mailing Notice of Action Taken to customers within 30 days of the date of the application.
Follow up for scanning of document and delivery to compliance officer.
Prepares all documents required to perfect the bank's lien and position on all collateralized loans and prepares all other necessary documentation to complete the loan transaction. Prepares necessary monthly loan reports.
May complete some or all of the following departmental duties: Opening, and processing payments; pull credit reports, filing, scanning, and other duties as appropriate.
Orders appraisals and flood determinations
Updates and maintains the letter of credit log and posts entries. Monthly, sends the letter of credit report to the appropriate personnel.
Any loans that are participated with another institution, individual must add loans to the system, make necessary entries and the entire package must be copied and provided to the participating bank.
Construction Draws:
Prepares construction advances each week. Compiles a list of draws requested, sends to inspector for additional information. Inspector returns with necessary information, then Construction Specialist then processes the draws for distribution at the end of each week.
Other:
Performs such other duties as may be assigned or which inherently or logically belong with the position.
Exemplify FCB's values while carrying out its mission and organizational goals and priorities.
Associates degree and greater than 5 years of related experience and/or training; or equivalent experience and education. Qualified individuals will have prepared and managed consumer, commercial and construction loans. Qualified individuals will demonstrate an outstanding level of detail and precision in the preparation of documentation and following procedures.
First Century Bank is an equal opportunity employer. It is the Company's policy to provide equal employment opportunity to all qualified persons without regard to race, color, sex, gender, religious creed or religious beliefs, age, national origin, physical or mental disability, pregnancy, military or veteran's status, marital status, sexual orientation, or any other category protected by state or federal law.
$23k-28k yearly est. 60d+ ago
Mortgage Loan Originator
Das Acquisiton Company
Loan officer job in Winder, GA
Who We Are
At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as a top-choice residential lender in the St. Louis metropolitan area by the St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage, which is why we put so much emphasis ensuring that DAS Acquisition Company, LLC. is a great place to work!
What You'll Do
Our Mortgage Loan Originators make an impact on our clients' lives each day by helping them make strong financial decisions to achieve their personal and financial goals. Our mortgage professionals, carefully chosen from among the top in our industry, are our greatest asset. Many of these individuals are considered leaders in our field - we rely on their talent to keep us on the cutting-edge of industry trends, which allows us to constantly open doors as a mortgage industry leader. Our service-oriented attitude coupled with our unique and energetic atmosphere makes the home financing process what it should be - an exciting and rewarding experience!
Responsibilities
Provide every client the best service in the industry
Market and solicit residential loan business, ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines
Advise and educate clients on the home-buying or refinancing process and how to better manage their mortgages
Own and build your business within USA Mortgage with the support of our team
MLO approved license in NMLS
Compensation
· State Minimum Hourly - $7.25 (Recoverable)
· Commissions on personal production
· Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K
· Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP)
Requirements
2 to 4-year college curriculum preferred, or equivalent industry experience
Ability to work in a fast-paced, challenging sales environment
Encompass experience or equivalent
Basic computer skills
Knowledge of various residential mortgage loan products
Demonstrated ability to work both independently and as a team player
Passion, great communication skills, self-motivation, positive attitude, and competitive spirit
Salary Description $7.25 Min Wage (recoverable), commission eligible
$7.3 hourly 60d+ ago
Housing Loan Specialist
Snelling Georgia 4.4
Loan officer job in Norcross, GA
WORKING CONDITIONS (TRAVEL, HOURS, ENVIRONMENT) This position is full time hybrid. Role Description: Candidate will be responsible for servicing multifamily loans by processing payments, sending letters, communicating via phone with property management companies, reviewing account histories and other assigned duties related to the processing of multifamily accounts.
Candidate Qualifications - Required:
Candidate must have the ability to handle multiple tasks in a deadline driven environment. Candidate must possess the ability to review, comprehend and apply Investor and Insurer regulatory requirements. Candidate must possess good communication skills, both verbally and in written form.
Candidate Qualifications - Preferred:
A preferred skill is to have processed account functions on Ice (Formerly Black Knight) or Emphasys software. The candidate would have prior experience completing reconciliations and applying payments on system.
$18k-29k yearly est. 31d ago
Mortgage Loan Officer
Bridgeway Financial 4.1
Loan officer job in Duluth, GA
Bridgeway Financial has become a recognized lender by providing exceptional customer service and wide range of mortgage products at competitive rates and pricing. The company and our reputation has grown rapidly under the leadership of a management team with years of experience in the mortgage industry.
Job Description
Bridgeway Financial, LLC is seeking innovative and successful mortgage loanofficers. We are growing fast and expanding our offices.WE CLOSE ON TIME in days and not weeks!
Why Bridgeway? WE CLOSE ON TIME in days and not weeks! If you want a positive and supportive environment, BWF wants you! We understand your sales efforts is important so we provide the internal structure that allows you to focus on it...your pipeline!
We offer diverse loan portfolios to meet your borrower's financial goals.
EXPERIENCED in-house operations to provide continuous support to close loans faster.
Full-time marketer on staff - providing lead gen and marketing efforts to sales team.
Very competitive commission structure
Loan status technology, alerts all parties of status of the loans to closing!
Strong Realtor database to build partners, networking and attend events.
Our cultural - #teamwork We provide continuous training classes from internal staff and our investors to keep everyone educated!
Responsibilities:
Attract prospective homebuyers or home refinancers to use BWF for their mortgage needs.
Build and maintain a quality network of personal and professional relationships, which serve as a recurring source of referrals for new mortgage lending opportunities.
Conduct financial interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advise clients of product/pricing policies and guidelines.
Accurately gather required information from clients and effectively communicate this information to the loan processing professionals.
Keep up-to-date on programs, policies and regulatory requirements for lending.
Qualifications:
Ideal candidate will have a minimum of 1 years' experience as a Mortgage LoanOfficer/Originator and will have existing referral sources.
Personal integrity
Drive for results
Ability to effectively communicate verbally and in writing
Good understanding of mortgage lending/financial fundamentals
MLO license required and significant successful sales experience.
Required education:
High school or equivalent
Required experience:
Mortgage: 1 year
Required license or certification:
NMLS
Additional Information
All your information will be kept confidential according to EEO guidelines.
$29k-42k yearly est. 60d+ ago
EXPERIENCED Loan Officer
Mortgage Inv. Group 4.4
Loan officer job in Cumming, GA
Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community.
ESSENTIAL JOB FUNCTIONS
Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community
Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc.
Provide necessary documentation to processing and underwriting departments to ensure timely loan closings
Other duties as assigned
Requirements
JOB SPECIFICATIONS
Minimum Education: High School or Equivalent
Minimum Knowledge:
Ability to analyze complex financial situations to determine best case solutions for clients Minimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.)
Ability to prospect local markets (i.e. cold calling in person) to solicit new business
Experience with Conventional, Government and Alt-A lending
Hands on experience with DU / LP is helpful
Demonstrated communication and organizational skills
Ability to work independently with little or no supervision
Minimum Experience:
Minimum of 1 year current loan origination/”loanofficer” experience in the local market with a track record of proven success
PHYSICAL REQUIREMENTS
Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs."
All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.
$34k-53k yearly est. 60d+ ago
Jr. Loan Officer
Newrez LLC
Loan officer job in Buford, GA
is for GUARANTY MORTGAGE SERVICES, one of the Family of Companies of Newrez LLC.
The primary function of the LoanOfficer is to sell loan products offered by NewRez. Contact prospective clients to develop and maintain referral sources. Meet with prospective clients at outside locations such as a client's home. Make in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads.
Additional Location Available:
Utilize and develop a network of resources for mortgage loan business development and solicitation for new business.
Utilize, manage and market to a database of customer contacts.
Maintain a positive sales environment by educating potential borrowers, Real Estate Agents and Homebuilder sales representatives on the Company's products and services; create and deliver presentations when necessary.
Complete thorough loan applications by communicating with perspective applicants and obtain specified information relating to the loan or credit application; correspond with applicant via telephone, email or in-person to resolve any questions regarding application information.
Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Company's credit policies and programs, as well as all state and federal lending regulations (FHA, VA, Fannie Mae, Freddie Mac, Conventional, Conforming, Rural Housing Development, Bond and Portfolio).
Negotiate rate, terms and conditions of the loan.
Lock loans on time and in the correct product type to avoid fall-out.
Collect up-front fees from applicant.
Submit complete loan application, including all required documents and disclosures, and coordinate the process with assigned processing center.
Input loans into appropriate Automated Underwriting System (AUS), such as DU or LP, for underwriting decision.
Assist with, and solve, issues relating to processing, underwriting and closing of loans within employee's loan pipeline.
Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition.
Represent the Company in various community and civic functions to enhance the Company's image and develop additional business.
Consistently apply superior decision making techniques relating to applicant inquiries, approvals, and requests as they pertain to existing policies, regulations and procedures.
Maintain compliance on all loan files and pipeline.
Other duties as assigned.
Education and Experience Requirements
Must have an active state MLO license in each state where business is to be conducted.
High-school diploma or GED and a minimum.
3-years lending origination experience.
Strong PC skills, including Power Point, Excel, Word and Lotus Notes.
Solid knowledge of state and local real estate markets.
Knowledge, Skill and Ability Requirements
Ability to plan for contingencies and anticipate problems and identify risks.
Ability to negotiate persuasively to produce positive outcomes.
Ability to effectively listen and respond to customers' needs.
Ability to demonstrate a strong desire to satisfy one's internal and external customers by displaying superior customer service skills.
Ability to demonstrate corporate responsibility by living our core values - Superior Customer Service, Integrity, Respect, Hard Work, and Long Term Commitment.
Ability to instill trust and confidence from others.
Ability to effectively convey and receive ideas, information, and directions.
Ability to exhibit professional written and verbal communication at all times.
Ability to build and maintain work relationships and contacts needed to effectively address issues and obstacles.
Ability to value contribution of all team members and is effective at resolving workplace conflicts.
Ability to establish positive rapport with customers.
Ability to seek out new and creative ways to provide solutions to the customer's needs.
Ability to demonstrate solid selling skills and techniques.
Ability to influence others to gain commitment.
Ability to maintain an intense optimism and focus on achieving goals even under adversity.
Ability to recover quickly from setbacks and rejections.
Ability to maintain and foster strong partnerships with customers.
Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service.
Ability to complete all required training courses on time.
Ability to identify customer needs and adapt sales presentations effectively.
#LI-CS1
Company Perks:
• 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
• 9 Paid Holidays
• Casual Workplace
• Employee Engagement Activities
Company Benefits:
• Medical (including Health Savings Account & Flexible Savings Account)
• Dental - RX - Vision - Life, Disability Insurance - 401(k) Plan with company match! - Employee Assistance Plan
• Performance-based Incentives
• Pet Insurance
• Advancement Opportunities
Newrez NOW:
• Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more
• 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice
• Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee
• Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions
Equal Employment Opportunity
We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.
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The average loan officer in Athens, GA earns between $28,000 and $68,000 annually. This compares to the national average loan officer range of $30,000 to $69,000.
Average loan officer salary in Athens, GA
$43,000
What are the biggest employers of Loan Officers in Athens, GA?
The biggest employers of Loan Officers in Athens, GA are: