Loan officer jobs in Auburn, ME - 73 jobs

Full-time Description We are seeking a dedicated and detail-oriented Mortgage Loan Officer to join our dynamic team. In this role, you will be responsible for guiding members through the mortgage lending process, helping them secure the best financing options to meet their homeownership goals. The day to day includes meeting with members, following up, managing the pipeline, and working with the mortgage operations team on your loans. If you have a passion for service and a strong understanding of mortgage products, we encourage you to apply and become part of our growing organization. Key Responsibilities: - Meet with members to assess their financial situation and determine their mortgage needs - Explain loan options, terms, and conditions clearly - Collect and review financial documents, including credit reports, income statements, and asset information - Prepare and submit loan applications, ensuring accuracy and completeness - Coordinate with underwriters, processors, and other stakeholders to facilitate smooth loan approval processes - Stay informed about current mortgage regulations, market trends, and lending policies - Maintain ongoing communication with members throughout the loan process to ensure a positive experience - Achieve individual and team sales targets and contribute to overall business growth Community Relations and Business Development: Be a visible presence in the local community. Promoting the credit union through active participation in business, community, and charitable organizations and activities. Work closely with credit union business development, membership development, lending, and commercial staff to assist in the development and monitoring new business within the community and maintain strong personal relationships with existing members and business partners. Requirements Experience: Minimum two years of mortgage origination experience is required. Education: (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program. Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Other Skills: Effective listening skills, good judgement and reasoning are an essential part of this job. Experience in multiple software programs. Encompass is a plus. Strong knowledge of mortgage products, lending regulations, and financial analysis, Possess mathematical skills. Organizational skills and perform multiple tasks with attention to detail. Proactive approaches to problem-solving. Must be able to obtain and maintain an NMLS license. Compensation is base pay plus a monthly commission. A sign on bonus is included. Applicant Instructions: Resume and cover letter required No phone calls, please. What we offer: HRCU recognizes the importance of benefits that provide financial security for our employees and their families and is committed to providing a competitive benefits package to eligible employees. Our best-in-class benefits include: Paid time off including Vacation, Sick, Personal, Birthday totaling 19 days annually 11 paid holidays Tuition Reimbursement Student loan repayment Banking and loan discounts Insurance - medical, dental, and vision with generous employer contribution Flex Spending Plans & Health Savings Account with employer funding Company paid Life Insurance, Short Term & Long Term Disability 401(k) retirement savings plan (with a match of up to 6%) Professional Development Equal Opportunity Employer A background check including references, prior employment, social security trace, credit report, and national/county/local criminal records. HRCU is an Equal Opportunity Employer (EOE). We are an inclusive organization and actively promote equality of opportunity for all with the right mix of talent, skills and potential. We welcome all applications from a wide range of candidates. Selection for roles will be based on individual merit alone. Salary Description Base salary plus commission

Job Description Elevate Your Career in Mortgage Lending with Nextgen Mortgage! At Nextgen Mortgage, we are more than just a lending institution; we are a catalyst for our clients' dreams of homeownership. Our mission is to provide seamless, efficient, and client-centric lending solutions. As we continue to grow, we invite passionate Mortgage Loan Officers to join our dynamic team and benefit from our high volume of quality leads sourced from Zillow, Realtor, and other premier platforms. Your Role: As a Mortgage Loan Officer at Nextgen Mortgage, you will play a pivotal role in empowering homebuyers by securing the financing they need. We equip you with the necessary tools, unwavering support, and a steady flow of leads to help you reach your full potential and close more deals. Why Choose Us: Consistent High-Quality Leads: Access a continuous stream of leads from Zillow, Realtor, and other top-tier sources. Advanced Technology: Utilize industry-leading mortgage software provided to all team members at Nextgen Mortgage. Comprehensive Training & Coaching: Engage in ongoing education to stay sharp and competitive in the market. Supportive Team Culture: Benefit from regular collaboration and coaching to enhance your performance. Marketing & Growth Opportunities: Access branding tools and resources to build and expand your personal business. What You Bring: Active Mortgage Lending License (NMLS): A must-have to join our team. Client-Centric Passion: A genuine desire to assist clients in navigating their home financing journey. Exceptional Communication Skills: Strong ability to build and maintain relationships. Self-Motivation: A drive to close deals and achieve success. Why Nextgen Mortgage? Unmatched Lead Support: Focus on closing deals without the hassle of chasing leads. Local Partnerships: Benefit from our collaborations with premier real estate brokerages. Work-Life Balance: Enjoy flexible scheduling that fits your lifestyle. Clear Growth Path: Explore opportunities for advancement and increased earnings. If you're ready to leverage top-tier leads, cutting-edge tools, and a supportive team to elevate your mortgage career, Nextgen Mortgage is your next move. Join us today and take your mortgage business to new heights! Job Type: Full-time Pay: $48,226.91 - $196,492.21 per year Benefits: Flexible schedule Schedule: Monday to Friday, Self-determined schedule, Weekend availability Supplemental Pay Types: Bonus pay, Commission pay

Job DescriptionDescription: TITLE: Loan Originator REPORTS TO: Retail Branch Manager FLSA CLASS: Exempt BASIC FUNCTION: The Loan Originator (LO) is responsible for originating their own sales by contacting prospective clients and by developing and maintaining referral sources. The LO spends significant time out of the office conducting sales calls, meeting with borrowers and attending closings. The LO has flexibility in setting their working hours as well as scheduling the tasks performed in a work day. The LO is compensated on a commission only basis. ESSENTIAL DUTIES: Principal duty is the origination of mortgage loans, i.e. sales. Ongoing, in-person contact with referral sources, to ensure continuous leads and relationships with individuals such as borrowers and realtors. Conducts sales calls, attends realtor sales meeting, open houses, functions and trainings. Takes thorough and complete loan applications; analyzes and prequalifies applicant information to determine viability of the client's desired loan program. Pulls credit, analyzes credit, and compares for accuracy with the mortgage borrower's statements Corrects inaccuracies and determines correct loan options for the borrower based upon the applicant's present situation, future plans and preferred loan product. Provides guidance and information relevant to the risks and benefits of each program the applicant is qualified for. Effectively explains and communicates the terms of each product and ensures all documents necessary are signed by the borrower. Gathers all initial documentation required based upon the applicant's selected loan program including disclosure requirements. Provides loan package to the loan processor for review, stacking and pre-submission audit. Works with the loan processor to provide any letters of explanation, or additional documentation as necessary and required by underwriting to clear all conditions and close each loan. Maintains a working file for the office as required for compliance. Acts as a liaison for all parties to the transaction, i.e. buyer, seller, realtor, builder, title company, appraiser, credit vendors, etc. Requirements: KNOWLEDGE, SKILLS AND ABILITIES: Thorough understanding of mortgage products, pricing and guidelines. Up to date understanding of all regulatory compliance and participate in various required trainings HarborOne Mortgage provides. Ability to take accurate and thorough loan applications Possess a working knowledge of credit reports, DTI, LTV, and CLTV ratios Have excellent communication and interpersonal skills Attention to detail and outstanding customer service is critical to success Ability to create, implement and adapt a market penetration strategy for lead development, prospect to client conversion, and client to close conversion. Ability to self-source business through sales activities including cold calling, appointment setting, and group presentations. Ability to create marketing systems to source new business as well as keep in touch with existing clients, realtors, builders, etc. Experience with Outlook, Microsoft Office and other similar software preferred. EDUCATION: A minimum 1 year of Mortgage Origination experience is required PHYSICAL DEMANDS: While performing the responsibilities of this position, the employee is required to effectively communicate verbally. The employee must be able to effectively operate a keyboard. The employee is occasionally required to reach with arms and hands and occasionally lift and/or move up to 10-15 pounds. Vision abilities is required by this job include close vision. The requirements outlined above are representative, but not all-inclusive, of the knowledge, skill and ability of this position. Reasonable accommodations will be made to enable employees with disabilities to perform essential job functions

Hours: 40 Pay Details: $22.50 - $32.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description: The Loan Closer II provides support to Consumer and Mortgage Loan Processing through document preparation as it pertains to loan closings. The job works with closing agents to ensure necessary information is provided to complete the loan closing package. The Loan Closer II performs quality reviews and completes quality control analysis. Depth & Scope: Works on a more independent basis with minimal supervision Receives assistance from more experienced closers or manager with difficult questions and situations Prepares legal, regulatory and custom closing documentation if applicable within established Company policies and procedures and applicable legal and regulatory guidelines Reviews loan documentation prior to sending documents to closing agents to ensure completeness, accuracy and compliance to state and federal lending regulations, consulting with more experienced staff as necessary to clarify or interpret regulations Works with closing agents to ensure necessary information is provided to complete loan closing packages while maintaining positive business relationships Completes quality control analysis of standard and nonstandard loan documentation, ensures data integrity and performs various functions related to the workgroup to avert losses and reduce undue risk May act as mentor and resource to Loan Closer I May provide training to Loan Closer I Answers phones to assist internal and external customers Education & Experience: Associates Degree and/or Bachelors degree Mortgage Operations 2-4 Years loan documentation experience Consumer Operations 1+ years loan documentation experience Knowledge of applicable lending practices Ability to understand and apply processing procedures and processes Detail orientated with ability to audit and correct procedural errors Ability to maintain positive business relationships with partners, customers and agents Ability to handle heavy workload and meet stringent deadlines Ability to interact effectively with internal customers from various departments Working knowledge of Bank's loan products Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external PC skills Excellent customer service skills Availability to work a variable schedule which may include nights and/or weekends Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Occasional Sitting - Continuous Standing - Occasional Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Never Squatting - Occasional Bending - Occasional Kneeling - Never Crawling - Never Climbing - Never Reaching overhead - Never Reaching forward - Occasional Pushing - Never Pulling - Never Twisting - Never Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

WHAT IS THE OPPORTUNITY? This position is responsible for sales of first mortgage and concurrent second loan products to existing and potential banking diverse segment clients. Community Loan Officer duties include outside sales activities to cultivate new business and expand CNB's client relationships through the sale of mortgage loan products and services, uses consultative sales skills in support of sales and business development activities, meets directly with clients in to assess client needs and present multiple mortgage product solutions, and ethically market and promote the bank's mortgage products as require in growing his/her assigned territory. Regularly and customarily travels to prospective client and referral source locations (away from CNB offices) to perform sales, business development, and related activities; following up by telephone or electronic mail as needed. Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. WHAT WILL YOU DO? * Outside Sales: Originate residential mortgage loans and related bank products and expand network of referral sources. Originations, in large part, are to be sourced through professional relationships (example: realtors, attorneys, CPAs, business managers, nonprofits, trade organizations, financial advisors) that fit within the banks overarching financial and diverse strategy * Calls on clients or their designated representative's and referral sources at their places of business or other locations away from the office to prospect for and originate mortgage loans * Provide sound and ethical loan counseling to all potential applicants. * Act as liaison between Bank and customer during processing and underwriting, as procedures dictate, to ensure timely processing and best in industry customer service * Complete the loan application and related processes with applicants while keeping with Bank policies, procedures and product guidelines and with applicable laws, regulations and accepted business practices. * Forward substantially complete application packages to Processing and Underwriting within a system that adheres to TRID requirements * Develop and/or implement sourcing strategies as required by written goals. * Meeting or exceeding quantitative and qualitative goals as designed by sales management. Pursuing and fulfilling compensation goals within the spirit in which they were designed and with respect to the CNB brand * Stay abreast of sales and business development techniques, product offerings, legal and regulatory requirements and industry and real estate trends. * Acquire and maintain proficiency in the use of the specific software systems utilized by the bank directly and indirectly related to mortgage originations * Attend regularly scheduled sales meetings, training sessions and Bank functions. * Perform other duties as requested or assigned by management, such as special projects within the Residential Lending Division * Foster and maintain active relationships with civic organizations within assigned territories for community service and business development purposes. * Commitment to work of nonprofit organizations and making a positive impact in the community * Increase mortgage loan volume, primarily focusing on underserved communities and low to moderate income consumers and geographies or targeted areas WHAT DO YOU NEED TO SUCCEED? *Required Qualifications** * H.S. Diploma * Minimum 5 years of retail residential mortgage sales experience * Minimum 3 years of mortgage or financial experience as part of a community lending team * Minimum of 5 years of experience with diverse and underserved clients * Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act; Must remain in good standing under the Safe Act. *Additional Qualifications* * Highly prefer network of professional and nonprofit referral sources * Highly prefer a BA/BS degree with preference for business, finance, or economics degree * Demonstrated superior sales and marketing ability * Consistent written and verbal communication that is professional, thoughtful, clear and effective across all audiences, both inside and outside the bank * Preferred experience with Net Oxygen, Salesforce, Blend, and Microsoft Office suite * Knowledge of mortgage credit policies and current industry compliance standards * Must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS. * Promote the Bank's CRA efforts, fair and responsible banking goals, and the underserved communities *WHAT'S IN IT FOR YOU?* *Compensation*This is a commission-based role and does not have a set salary range. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: * Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date * Generous 401(k) company matching contribution * Career Development through Tuition Reimbursement and other internal upskilling and training resources * Valued Time Away benefits including vacation, sick and volunteer time * Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs * Career Mobility support from a dedicated recruitment team * Colleague Resource Groups to support networking and community engagement Get a more detailed look at our ********************************* ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at ********************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. *Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Are you ready to build a bright future in Maine's banking industry? Take your career to the next level with an organization that prioritizes your professional growth and development. As Consumer Loan Officer I, you are committed to delivering exceptional member service that aligns with Atlantic FCU's core values, philosophy, and mission statement. The goal is to provide personalized assistance to both existing and potential members, addressing their product and service needs. Take pride in proactively identifying member needs, offering suitable solutions, and exceeding branch sales goals. Member satisfaction is our priority, and we are dedicated to surpassing your expectations. If you have a passion for delivering amazing customer service, then Atlantic Federal Credit Union has an opportunity for you. We help our members do better every day and we are ready to add to our team. Daily Activities: Originating new consumer loans. Identifying member needs and cross selling appropriate products and services. Coordinate with external partners to efficiently execute loans. Do you have a passion for helping people, understand the power of a smile, and have a work ethic that just won't quit? If yes, then apply today. Atlantic FCU is proud to be an Equal Opportunity Employer Requirements Our ideal candidate will have a minimum of one year of similar or related experience, with a background in lending or financial institutions. They'll have attention to detail, excellent written and verbal communication skills, and excel in a fast-paced environment. Proficiency with computers, and the ability to learn new platforms, will be necessary. This position is primarily based in South Portland but looking for a willingness to assist members at branch locations when needed.

Full-time Description Skowhegan Savings Bank seeks an individual to join our team in Portland, ME as a Commercial Loan Officer. The Commercial Loan Officer is responsible for building, maintaining and growing commercial banking relationships by generating loans and making referrals to other banking services. Additional duties would involve growing the commercial loan portfolio and understanding potential risk with the portfolio. Duties and Responsibilities: Develops commercial loan prospects from current customers, referral leads, and other sources to include both Commercial and Commercial Real Estate loans. Initiate calls with other bank personnel while reciprocating referrals back to each line of service. Contact prospective customers to present information on available commercial loan and deposit services. Makes presentations on financial, deposit and loan services to groups to attract new clients. Collects and analyzes financial and other related data in order to determine the credit worthiness of the borrower within the parameters of the bank's loan policies (includes thorough analysis of financial statements). Prepares proposal to sell services. Establishes and negotiates the terms under which credit will be granted to comply with loan underwriting guidelines. Originates, processes, approves within lending authority or submits for approval, and closes commercial loan originations. Participates in various civic and business organization events and activities to develop business network and favorable image for the bank. Be the Bank's eyes and ears into business and economic activities for assigned geographic market. Works with the Commercial Credit Analyst and Commercial Loan Assistant to ensure and expedite proper completion of all documentation required for each loan. Reviews existing loan portfolio for documentation exceptions and periodic financial statements to maintain established quality standards consistent with bank policy. Work with the Finance Authority of Maine and Small Business Association to secure agency guarantees for commercial customers. Assumes additional responsibilities as assigned. Requirements Education and Experience: Commercial Loan Officer I: Associate's degree or equivalent work experience and 3 -5 years of related experience and/or training in Commercial Banking. Skills and Abilities: Strong knowledge of commercial lending. Strong knowledge of bank products and services. Demonstrated proficiency with analyzing financial statements. Strong sales, negotiation and networking skills. Strong and effective communication skills, both oral and written. Strong analytic and critical thinking skills. Excellent organizational skills and attention to detail. Proficient computer skills. Ability to handle multiple projects and meet deadlines. Working Conditions: General office environment Physical surroundings are generally pleasant and comfortable Moderate lifting (to 35 lbs.) required. Moderate reaching, walking, sitting and standing required.

Job DescriptionSalary: Commission + Bonus ABOUT US: Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality. POSITION PROILE: As a Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area. RESPONSIBILITIES: Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail. Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options. Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests. Collaborate with internal teams, to expedite loan processing and ensure timely closings. Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements. Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle. Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients. Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects. WHAT YOU NEED TO BE SUCCESSFUL: Bachelors degree in finance, Business Administration, or related field preferred. Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans. Strong understanding of mortgage lending practices, regulations, and compliance requirements. Excellent communication and interpersonal skills, with a client-centric approach to service delivery. Detail-oriented with strong analytical and problem-solving abilities. Ability to work independently and collaboratively in a fast-paced environment. Familiarity with mortgage origination software and tools preferred. NMLS licensing as required. WHY PINNICAL MORTGAGE CORP: Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life. Pinnacle Mortgage providesequal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a persons race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexualorientation,or any characteristic protected under applicable law.

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers. High school diploma or equivalent and appropriate licenses as required by state. Valid driver's license and current automobile liability insurance. A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc. Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written. Ability to quickly assess and process large amounts of data and use of appropriate AU software technology. Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts. Continue to expand knowledge of issues influencing the industry and the organization. The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company. Evaluates PrimeLending's and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances. Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required. Markets and promotes PrimeLending's financial products; Originators are expected to meet the Company's minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending's product set. Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers. Collects and analyzes information regarding the customer's income, assets, investments or debts. Advises the customer regarding the advantages and disadvantages of different loan products. Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information. Oversees the loan process by monitoring loan status and ensures conformity with terms. Communicates loan status to all interested parties, and obtains loan documentation after closing. Presents terms and conditions of loans with customers. Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages. Maintains a professional image and adheres to standards consistent with company policies and procedures. May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s). Other duties as assigned.

This job includes a base rate plus commissions. Total Potential Annual Earnings: $33,280 - $220,000 Responsible for driving the growth of our company by originating residential mortgage and home equity applications according to established policies, procedures and applicable legal and regulatory guidelines. Responsible for developing and executing business plans tailored to meet and exceed sales goals and objectives. Maintains a network of outside referral sources in assigned territories. Works with existing and prospective customers to explain a variety of mortgage products and services available; makes recommendations based on customer needs. Coordinates the flow of documentation from application to closing while also working with all parties involved in the transaction. Refers other NBT Bank products and services as appropriate. Education and Experience: Associate's degree in business or related discipline and two (2) years' experience in sales or equivalent combination of education and experience. Two (2) years mortgage or lending experience preferred. Skills and Abilities: Proficient with Microsoft Office - Word, Excel, PowerPoint, Outlook Ability to cold call prospects; network and develop outside business referrals. Strong Verbal and Written Communication skills Ability to multi-task in fast paced environment Knowledge of a variety of mortgage loan products Ability to analyze credit reports and income and asset calculations. Unique Job Characteristics and Requirements: Flexible schedule includes evening hours and managing timely workflow. Requires evening and weekend hours for meetings, appointments, and business/industry networking events. NMLS Certification required or ability to obtain upon hire. Tasks Performed: 40% Originate mortgage loans and participate in related business development activities. Develop plan to achieve sales goals, develop and deliver sales presentations, attend industry networking events and contact realtors, builders and developers to build a network of outside referral sources. Coordinate sales and product training activities with retail branches. 35% Meet with prospects, explain variety of mortgage products and services available and offer recommendations based on evaluation of individual prospect needs. 10% Negotiate terms and conditions of loans within approved authority and finalize sales. Attend closings as needed. Sell other NBT and services as appropriate. 10% Obtain and analyze pertinent financial and credit data. Ensure the preparation and processing of forms and legal documents required for loans. Create system files with documentation for underwriting, and regulatory purposes. 5% Other duties as assigned. Physical Requirements: Communicate effectively with internal and/or external customers Stationary 50% of time Move about within or between locations Bend, Twist, Crouch, Squat Move Objects to Maximum 10 lbs Why Work at NBT At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community - because your success drives our success. Wellbeing At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally. Community Involvement NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace. Culture NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued. Career Development Whether you're just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential. Total Rewards NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives - ensuring you feel valued every step of the way. Business Stability NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan. Benefits for Full-Time Employees: Generous Paid Time Off: At least 22 days annually, prorated in the year of hire. Parental Leave: Six weeks of paid leave at 100% of your salary. Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Dental and Vision Coverage: Ensuring your overall health and well-being. Flexible Spending Accounts: For healthcare and dependent care expenses. Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage. Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage. Voluntary Benefits: Including hospital, accident, and critical illness coverage. Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future. Adoption Assistance: Supporting your growing family. Tuition Reimbursement: Invest in your education and career growth. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Benefits for Part-Time Employees Working 20+ Hours/Week: Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. Generous Parental Leave: Six weeks of paid leave at 100% of your salary. Benefits for All Part-Time Employees: Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future Paid Sick and Safe Leave: For your health and safety. Employee Assistance Program (EAP): Access to support and resources. Financial and Banking Services: Various benefits and financial planning assistance. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor assume sponsorship of an employment Visa at this time.

Live here. Play here. Bank here. Work here .If you're looking to build your career at a forward-thinking organization with deep community roots and a vision for growth, success, and giving back, you've come to the right place.Get to know us: We're your local community bank-and have been since 1875-that is committed to providing excellent customer service and giving back to our communities. We foster a collaborative, inclusive work environment as part of a close-knit team where your voice is valued and heard. Our highly engaged employees are rewarded for their performance and have ample opportunities for cross-training and advancement within the organization. We've been named one of the best places to work in Maine, and offer robust benefits focused on your holistic well-being. __________________________________________________________________________________________________ We want to get to know you: Are you looking for your next opportunity and ready to transfer your skills into a new industry? If any of the below ring true for you, the Commercial Loan Administrator BLST role may be a perfect fit for you! Are you motivated by a position where you can support Retail Managers and Community Bankers, organize loan closings, and ensure every detail is accurate and complete? Do you bring administrative experience and a keen eye for detail, even if your background isn't in banking? Do you take pride in providing exceptional service to both internal teams and external customers? Are you a natural problem-solver who enjoys working behind the scenes to keep things running smoothly? Are you ready to grow your career in commercial banking by learning more about loan documentation, compliance, and customer relationships? If so, we're looking for someone like you to join our team as a Commercial Loan Administrator BLST! Whether you're currently in banking or bringing experience from a different industry, we'll support you with the tools and training to thrive. Are you motivated by a position where you can: Collaborate closely with Retail Managers, Community Bankers and help prepare for successful loan closings? Provide top-notch service by assisting customers with loan advances and account questions? Review and organize loan documentation to ensure accuracy, compliance, and smooth processing? Grow your knowledge of commercial lending, business structures, and regulatory requirements? Use tools like Sageworks, Synergy, and Outlook to stay organized and efficient in a fast-paced environment? Play a key role in supporting the lending process and making a meaningful impact behind the scenes? If this sounds like the kind of role that would energize you, we'd love to hear from you! ________________________________________________________ Our comprehensive total rewards package offers something for everyone! Robust medical, dental, and vision insurance packages Generous time off, including paid federal holidays and paid day off for your birthday 401(k) retirement savings plan Tuition reimbursement, professional development, and career growth opportunities Employee assistance program Comprehensive wellness program Pursue a career at Camden National Bank and apply today. We can't wait to hear from you! _____________________________________________________________________ We are guided and inspired by our Core Values: Honest and Integrity above all else Trust built on fairness Service that creates remarkable experiences Responsibility to use our resources for the greater good Excellence through hard work and lifelong learning Diversity realized through inclusion and respect Equal Opportunity Employer Employment with Camden National is on an at-will basis, meaning employment is not guaranteed for any specific period of time, and any employment relationship established may be terminated by either party at any time, for any reason, with or without notice. Completion of an employment application is not a contract, express or implied, guaranteeing employment. Camden National Bank is an Equal Opportunity Employer and does not discriminate on the grounds of race, color, religion, sex, sexual orientation, including gender identity and gender expression, national origin, citizenship status, age, disability, genetic information or veteran status. Learn more about why employees love working at Camden National Bank!

Who We're Looking For: We are looking for a driven member-focused Mortgage Loan Originator to join our team. The ideal candidate will: Have excellent organizational, communication, and business writing skills to clearly and effectively serve our members Demonstrate strong analytical abilities and sound judgment when evaluating loan applications and financial information Be actively registered as a Mortgage Loan Originator (MLO) with the Nationwide Multistate Licensing System (NMLS) What You'll Be Doing: Originate and develop a variety of residential mortgage loans, home equity loans, and lines of credit Build strong relationships with realtors, contractors, community partners, and other referral sources to grow mortgage business. Receive and manage branch referrals while independently generating new business through outreach efforts. Represent and promote the Credit Union difference, while identifying opportunities to connect members with additional products. Why Join Us: Heritage Family Credit Union is a dynamic and member-centric organization committed to making a positive impact on the lives of our members. We believe in delivering not just financial services but fostering meaningful relationships that enhance the overall well-being of our members and communities. With a focus on education, integrity, and community, we strive to be the preferred financial partner for our community. Benefits Include: Paid time off in addition to paid federal holidays Medical, dental, and vision benefits to employees who regularly work 24+ hours a week 401k match Ongoing training opportunities 8 hours of volunteer time with an organization important to you Reimbursement each month for Gym membership (up to $25), hobby reimbursement (up to $25) and fresh local foods (up to $25 on a seasonal basis) Salary: $40,000 base pay Additional Salary: May be eligible for variable based incentive pay up to $20,000 monthly Position Title: Mortgage Loan Originator - External FLSA Status: Exempt Department: Mortgage EEO Code: Sales Reports To: VP, Mortgage Sales Grade: N/A Summary: The Mortgage Loan Originator solicits and develops a wide variety of residential mortgage loans, home equity loans, and home equity lines of credit, etc. operating under moderate credit authority. This role may receive assigned branch internal referrals as well as expected to spend most of the time on relationship building activities, working with realtors, contractors, community partners, and other mortgage referral sources. The Mortgage Loan Originator successfully communicates the credit union difference, the mortgage process, and sets realistic expectations for members throughout the process while promoting other credit union products and services. Essential Functions: · Assume responsibility for establishing and maintaining effective and professional business relations with members, realtors, attorneys, and building professionals. · Develop strategies to build a loan pipeline through member interactions, seminars, and building relationships with community partners (realtors, contractors, attorneys and other institutions). Attendance at community events and functions in assigned territories is expected as well as service on a board or committee within your assigned territory. · Conduct the loan interview, securing member information and documentation necessary to initiate a loan transaction. Assist borrowers with the loan application process. Discuss loan options, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members. Maintain clear and frequent communication with all essential parties throughout the loan process, following communication guidelines determined by management to ensure prompt member response. · Clear knowledge and understanding of UDAAP, TRID, Reg. Z, TILA, ECOA, RESPA laws and regulations. · Recommend approval or deny real-estate loan applications, and counsel members whose loan requests were denied, explaining reasons and alternatives. · Meet scheduling and documentation requirements, and production expectations as determined by management. · Ensure that the credit union achieves assigned loan production goals, with an emphasis on real estate lending growth. · Maintain contacts and good working relationships with real estate brokers, attorneys, builders and other referral sources to assure a favorable image of the organization and to provide information regarding current loan policies and procedures. · Must maintain predictable and reliable attendance. · All other duties as assigned. Qualifications: · Education: o Highschool diploma or equivalent required. o Associates degree or completion of a specialized course at a business/trade school preferred. · Experience: o 2-5 years of similar or related experience, including time spent in preparatory positions. o Registered as an active Mortgage Loan Originator (MLO) on the NMLS. Experience with Freddie Mac and Fannie Mae, VHFA, FHLB, USDA, and construction loans is preferred. o Valid US Driver's License Required. · Skills: o Excellent organizational, communication and business writing skills to exhibit professionalism and deal effectively with internal and external contacts. o Strong analytical skills and the ability to make sound judgements. Physical Requirements: · Must be able to operate routine office equipment including telephone, copier and calculator. Must be able to work extended hours whenever required or requested by management. · Must be able to travel between branches as well as to community events assigned by territory. Work Environment: · Professional banking environment. BSA/Risk: Employees will ensure adherence to BSA (Bank Secrecy Act) and risk compliance standards in all job responsibilities, maintaining the organization's regulatory integrity and mitigating potential risks. Equal Opportunity Employer: Heritage Family Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Job Description We're looking for a Mortgage Loan Processor with experience in the broker model to join our top-producing team. If you are passionate about helping others and excel at closing loan applications quickly, we have a spot for you! Your primary responsibility will be to oversee the loan process from origination to close. This role requires strong attention to detail and superb customer service skills. You'll be meticulously collecting information, responding to customer questions, and making any necessary last-minute changes to ensure mortgage applications are processed well before the deadline. Our ideal applicant is a self-starter with excellent multitasking skills who can work diligently without much supervision. If you're interested in growing your career in the mortgage industry on a well-established lending team, reach out to us today! Compensation: $50,000 plus monthly bonus Responsibilities: Help further loan approval by serving as a liaison between applicants, real estate agents, loan officers, and mortgage lending underwriters Obtain all necessary property and loan documentation for every file, including evidence of insurance, verification of employment, payoffs, credit supplements, tax transcripts, condo questionnaires, title work, and subordination requests and to make sure the loan process goes smoothly Oversee all loans coming through the pipeline to ensure the process is compliant and efficient Submit detailed loan packages to the lender underwriting department for approval or denial. Communicate with underwriters to clarify conditions and satisfy these by coordinating with the borrower Make sure closing dates and company deadlines are met by following up on loan documentation in a timely manner Qualifications: Superb communication, interpersonal, and customer service skills Solid understanding of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation At least 2 years mortgage processing experience, preferably 5+ years Current or previous experience as a Processor, LOA, Loan Partner, Loan Officer, and/or Underwriter Highly attentive to detail, and has excellent organizational and time management skills About Company We help buyers & investors across NH, MA, ME, NC, FL. Strategy-first. Fast, transparent, on-time closings. Realtor-focused: same-day pre-approvals, milestone updates, weekend/open-house support, co-branded tools. Programs: Conv, FHA/VA/USDA, Jumbo, DSCR, non-QM, HELOCs. EHO.

Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $11.54 - $15.50 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Personal & Commercial Banking **Job Description:** The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission. **Depth & Scope:** + Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources + Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs + Guides Customers through the mortgage application process + Explains information required and other aspects of the loan process to Customers + Ensures applications are completed accurately and contain required information and supporting documentation + Manages Customers expectations regarding processing times and closing dates + Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines + Generates referrals for mortgage sales opportunities and sales of other Company business line products + Develops plan to achieve sales goals with assistance from sales management + Enters information into mortgage loan system so that loans will appear accurately in the pipeline + Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes + Sends application and other required information to underwriting area + Underwrites loans using point-of-sale underwriting systems within scope of authority + Communicates loan decisions directly to Customers and explains any additional information needed + Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing + Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned + Attends closings as needed + Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations + Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products + Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops + Recommends changes to products, programs and/or pricing + Ensures TD Bank maintains successful audits and exams within all areas + Deals with complex mortgage needs **Education & Experience:** + Bachelors degree or progressive work experience in addition to experience below + 2+ Years of mortgage origination experience + Proven Sales ability + Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines + Maintains the highest level of sales ability and negotiation skills + Self-directed, ability to plan own activities to achieve sales goals + Strong time management skills + Excellent communication skills, both verbal and written + PC skills, including ability to learn mortgage origination and automated underwriting systems **OCC Language:** + This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 + Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 + Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

- Responsibilities/Duties/Functions/Tasks The purpose of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals. It is the responsibility of a Loan Officer to analyze a borrower's financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. Develops new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. · Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs · Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines · Analyzes and exercises independent judgment and discretion in advancing PRMI's business objectives and the interests of PRMI's customers regarding significant financial decisions · Carries out major assignments affecting business operations of the employer or the employer's customers through: o collecting and analyzing information regarding the customer's income, assets, investments, or debts o analyzing applicant data, credit and collateral property value o determining which financial products best meet the customer's needs and financial circumstances o providing advice to the customer regarding the advantages and disadvantages of available financial products o marketing, servicing, or promoting the employer's financial products · Completes necessary CE in a timely manner and remains current on local developments and trends within the real estate and mortgage industries · Provides origination services in the state of licensure · Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities · Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings Qualifications · Sales experience in the mortgage industry is preferred · Familiarity with mortgage processes, procedures, rules, regulations, and compliance · Exceptional customer service skills with a strong attention to detail · Excellent written and verbal communication skills · Strong computer skills to include a working knowledge of MS Office · Ability to comprehend and analyze financial information · Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management · Established contact and referral list within the real estate and mortgage industries preferred · Ability to pass a required background check Company Conformance Statement In the performance of assigned tasks and duties all employees are expected to conform to the following: § Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines. § Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities. § Contribute to establishing a respectful workplace where diversity is critical to innovation and growth. § Ensure every action and decision is aligned with PRMI values. § Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI. § Realize team synergies through networking and partnerships across PRMI. § Embrace change; act as advocate and role model, promoting an approach of continuous improvement. § Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions. § Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations. § Work effectively as a team contributor on all assignments. § Perform quality work within deadlines. § Respect client and employee privacy. Work Requirements Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies. The ability to work extended hours may be required. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

Job Description At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities As a member of the Retail Banking Team, the Mortgage Loan Consultant originates mortgage loans to meet individual and department production goals. Loans must be originated in accordance with bank policies and investor and regulatory guidelines, with an emphasis on delivering superior customer service. The Mortgage Loan Consultant is responsible for establishing and maintaining strong professional ties to area business generators by executing a sales call program to service realtors and other referral sources to develop new mortgage business. Grow Your Pipeline - Proactively generate mortgage loan opportunities through networking, outreach, and a structured sales approach targeting realtors, builders, financial planners, and other referral sources. Close More Deals - Identify customer needs through a formal consultative process, present tailored mortgage solutions, and guide clients through the loan process from application to closing. Be the Go-To Expert - Educate customers on loan programs, underwriting guidelines, and market trends while ensuring compliance with regulatory policies. Deliver White-Glove Service - Conduct personalized consultations, either in-office or at convenient locations, to ensure a seamless borrowing experience. Maximize Cross-Selling Opportunities - Expand relationships by referring clients to other banking services, including deposit accounts, business banking, insurance, and wealth management. Own the Loan Process - Oversee the loan application lifecycle, coordinating with underwriting, processing, and closing teams to ensure timely funding. Stay Ahead of the Market - Keep informed of industry trends, local market conditions, and regulatory updates to position yourself as a trusted mortgage advisor. Make an Impact - Represent the bank at local business and community events, delivering exceptional value and building brand awareness. Drive Compliance & Excellence - Maintain full compliance with federal and state mortgage regulations while upholding the highest standards of professional ethics. Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner. Perform other related duties as assigned or directed. Ancillary Duties: Cooperate with other members of department to achieve department goals Cooperate with employees of other departments to provide quality service, solve problems and achieve bank goals Qualifications Education, Training and Requirements: An Associate degree or equivalent preferred. High School Diploma or GED required. Specialized Banking and lending education and training. Valid driver license. All applicants must be 18 years of age or older. Skills: A Winning Mindset - Proven sales experience with a drive to exceed goals and a passion for helping clients understand the value of working with you. A Sales-First Approach - Strong relationship-building skills and the ability to generate referrals and new business opportunities. Financial Knowledge - An understanding of mortgage products, underwriting guidelines, and regulatory requirements. Technology & Communication Skills - Proficiency in mortgage software, CRM systems, and strong verbal/written communication abilities. Education & Licensing - An Associate degree (or equivalent experience), specialized banking/lending training, and active NMLS registration under The SAFE Act. A Commitment to Growth - Willingness to embrace and share new ideas and different perspectives that enhance personal growth and success while participating in ongoing sales coaching and mentorship. Must be able to consistently demonstrate the Company's core values: Integrity, Excellence, Teamwork, and Humility Other: This position requires National Mortgage Licensing System (“NMLS”) registration under the terms of The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (The SAFE Act). Experience: 3+ years of experience in a professional sales environment in financial services normally required.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Home Loan Specialist I for one of its mortgage clients to perform daily loan reviews to ensure the accuracy of loan findings. You will act as a key contributor to facilitate efficient and effective processes that support business and customer service objectives. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Essential Duties: - Perform routine data entry and validation tasks. - Initiate third-party orders (title, appraisal, hazard, flood cert, credit, etc.). - Review and validate loan documents. - Handle routine calls, emails, and/or chat responses. - Monitor work queues and intervene as needed. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Associate's degree or equivalent work experience. - Financial Services and, if possible, mortgage industry experience preferred. - General understanding of applicable Federal, State, and Local Regulations. Skills and Job-Specific Competencies: - Proficiency in Microsoft Office. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $20-24. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise Job Ref: 141857 ### Place of Work On-site ### Requisition ID 141857 ### Application Email ****************************

Under the direction of the Director of Residential Lending, the Mortgage Loan Officer is responsible for assisting members in obtaining mortgage loans and ensuring a smooth, efficient, and positive lending experience. Cross-sell applicable products and services to meet credit union goals. Key Responsibilities * Assess members financial situations and provide tailored mortgage solutions. * Conduct thorough analyses of applicants' credit histories and financial backgrounds. * Guide members through the mortgage application process, explaining terms, conditions, and legalities. * Collaborate with real estate agents, underwriters, and other industry professionals. * Maintain up-to-date knowledge of mortgage products, lending regulations, and market trends. * Generate new business by developing relationships with real estate professionals, builders, attorneys, and personal networks. * Prepare and submit mortgage applications to underwriting for approval. * Negotiate loan terms and interest rates with applicants. * Ensure compliance with all federal and state regulations throughout the lending process. * Provide exceptional member service and maintain ongoing relationships with members. * Participate in community and industry organizations and events. Core Skill Competencies * Communication: Clear and effective communication skills, both written and verbal. * Relationship Building: Strong interpersonal skills to build and maintain professional relationships. * Analytical Skills: Ability to assess financial situations and determine appropriate mortgage solutions. * Member Focus: Commitment to providing high-quality service and fostering positive member relationships. * Detail-Oriented: Meticulous attention to detail to ensure accuracy and compliance in all documentation. * Interpersonal Skills: Strong ability to build and maintain professional relationships. * Problem-Solving: Effective problem-solving abilities to address clients' concerns and find viable solutions. * Sales Skills: Proficiency in sales techniques and ability to generate new business opportunities. * Time Management: Excellent time management skills to handle multiple tasks and deadlines efficiently. * Technical Proficiency: Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) and mortgage lending software including but not limited to LOS, POS and Pricing. Physical Demands * Prolonged periods sitting at a desk and working on a computer. * Occasional lifting of office supplies, up to 15 pounds. * Frequent travel may be required for meetings and events. Qualifications * Minimum of an associate's degree in business or finance with five or more years of experience in first mortgage origination. * Active well-established book of business and COIs to consistently originate production averaging a minimum funded loan volume of $1MM monthly for the most recent 24-months, previous 24-month production mix should be a minimum of 60% purchase volume. * Able to accurately determine interest rates, buy-downs, pricing for Conventional, HFAs and Government programs. * Maintain a thorough knowledge and understanding of Conventional, FHA, VA, NHHFA, USDA RD, HFAs and portfolio lending and how they work and be able to communicate these effectively to all members. * Mortgage Loan Originator (MLO) license or certification as required by state regulations. * Continuing education and training in mortgage lending practices and regulations.

Job DescriptionDescription: Maine Savings Federal Credit Union has an opening for an experienced consumer loan underwriter. The loan underwriter contributes to the growth and success of the Credit Union by limiting the Credit Union's risk of losses and by supporting Loan Officers as they build the loan portfolio. The loan underwriter's responsibilities include analyzing and verifying loan applications, evaluating risks and making loan credit decisions when the loan request is within the underwriter's authority; when over the authority, seeks approval from others who have suitable lending authority. The loan underwriter will exercise sound judgment based on detailed analysis ensuring that all documentation is in compliance with relevant regulations. What You'll Do: Evaluates data and information received to determine borrower's financial strength and ability to repay the loan. Review credit report, assets and collateral to determine risk. Make loan application decisions and recommendations. Ensures compliance with Credit Union lending policies and protocols and has a strong understanding of the Loan Operating Systems. Prepare and send various loan notices and documents as part of the loan application process. Analyzes tax returns for self-employed borrowers to confirm debt supporting income. Coaches loan originators on credit worthiness and application process where appropriate. Reviews all vendor related service reports. This includes but is not limited to appraisals, title work, verification of employment, flood determinations. Performs data extraction/mining in the preparation of reports for leadership as requested. Additionally, must be able to perform tasks based on information in a report. Completes various operational functions of the centralized lending process that include but may not be limited to preparing documents for loan closing, obtaining electronic signatures, booking and funding the loan, and disbursing checks. Performs other job-related duties as assigned. Requirements: Experience: At least five years of similar or related experience. Education: High school education or GED required; associates degree or higher preferred. Work Environment Standard, modern, climate-controlled office environment. Maine Savings offers an excellent compensation package as well as the opportunity to thrive in a challenging, fun, and exciting environment. Maine Savings also offers health insurance, dental and vision insurance, 401k with company match, paid holidays, a generous Paid Time Off program, employee referral program, employee discounts, continuing education and student debt relief programs, longevity bonuses and more! Maine Savings is a growing modern financial institution offering members a full range of financial services. With over 38,000 members and over $800,000,000 in assets, Maine Savings is among Maine's largest credit unions. With 12 branches, nearly 175 employees, and state-of-the-art technology, Maine Savings is committed to providing its members in-person service and modern conveniences. Founded in 1961 by employees of the Bangor and Aroostook Railroad Company, Maine Savings continues to serve its membership as a federally insured not-for-profit credit union. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.