Loan Officer Jobs in Bayonne, NJ

At OneMain, Consumer Loan Sales Specialists empower customers - listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career. In the Role Deliver results related to individual and branch sales goals as well as customer expectations Develop new relationships - and maintain existing relationships - working with customers throughout the loan process and loan life cycle Present financial solutions, based on customer needs, that meet their goals Present customers with optional insurance products Educate customers on the terms and conditions of their loan to ensure a clear understanding Partner with local businesses to seek out and develop new customers Learn how to utilize credit underwriting techniques and sales tools Manage the life cycle of the loan, including collections activities, complying with all laws and regulations Requirements: HS Diploma/GED Preferred: Sales, Collections or Customer Service experience Bilingual - Spanish Location: On site The schedule for this position is Monday-Friday during standard business hours, with some extended hours during the week as needed which may include Saturday. Who we Are A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include: Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances Up to 4% matching 401(k) Employee Stock Purchase Plan (10% share discount) Tuition reimbursement Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date) Paid sick leave as determined by state or local ordinance, prorated based on start date Paid holidays (7 days per year, based on start date) Paid volunteer time (3 days per year, prorated based on start date) OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain. Key Word Tags Sales, Collections, Retail, Loan Sales, Customer Service, Customer Care, Business Development, New Grad, Newly Graduated, Entry level, Financial Sales, Management Development, Management Trainee, Finance, Full-time, Career, Benefits, Customer experience, Financial Representative, Credit, Leadership, Manager Trainee

Summary/Objective: The Mortgage Loan Officer provides a full range of banking services to customers with an emphasis on retail banking products - Mortgage Loan. Under Branch Manager's direction, focuses on providing service in the areas of sales and service. Actively cross-sells additional business products such as loans and cash management products through referrals. Develops and maintains relationships with ICBC customers to maximize customer satisfaction and sales opportunities. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Follow through with borrowers, loan processors, and underwriting through all phases of the underwriting process. Manage good relationships with existing customers, including cross-selling of additional bank products. Responsible for the following to ensure all banking services provided to clients exceed their expectations Collect and analyze borrower and property financial information including tax return, rent roll, etc. to determine the property's debt-carrying ability and the borrower's capacity to repay. Full knowledge of residential mortgage Assist in new account opening and support branch operations Competencies: In order to perform the job successfully, an individual should demonstrate the following competencies: 1. Manage difficult customer situations; respond promptly to customer requests.2. Maintain confidentiality. 3. Possess basic math and accounting skills.4. Follow instructions and pre-established guidelines. 5. Ability to apply common sense understanding when dealing with problems. 6. Bilingual-English and Mandarin is must, Cantonese is preferred 7.Customer orientation, may need to follow up customer call besides of bank office hour 8.Detailed orientation and well-organized skill 9.NMLS is must and previous mortgage loan experience is strongly preferred 10.Need to understand the local and China financial system 11. Have Real estate agent/ broker network is highly preferred

Job Description Elevate Your Mortgage Lending Career At Contour Mortgage, we're redefining excellence in mortgage lending by empowering experienced loan officers with the tools and support they need to thrive. As we expand our dynamic team, we're seeking seasoned Mortgage Loan Officers ready to leverage our optimized marketing and individualized operations support. The Role: As a Mortgage Loan Officer with Contour Mortgage, you'll combine your expertise with our cutting-edge resources to deliver exceptional service. We believe in maximizing your potential through superior technology, comprehensive support, and competitive compensation. What Sets Us Apart: Advanced Marketing Arsenal: Customized marketing campaigns, lead generation systems, and personal branding support Dedicated Operations Team: Your personal processing team ensuring smooth, efficient transactions Industry-Leading Technology: Complete digital mortgage platform and innovative tools to streamline your workflow Strategic Growth Sessions: One-on-one business planning with experienced mentors focused on scaling your production Competitive Compensation: Industry-leading commission splits and bonus structures rewarding high performance The Ideal Candidate Brings: Proven track record in mortgage lending Active NMLS license Established referral network and client base Expert knowledge of loan products and underwriting guidelines Strong business acumen and entrepreneurial mindset Excellence in time management and organization Why Choose Contour Mortgage? We understand top producers need exceptional support: Optimized Marketing: Sophisticated marketing automation and lead generation systems Operations Excellence: Dedicated processing teams and transaction support Advanced Technology: State-of-the-art digital mortgage platform Competitive Compensation: Attractive commission structure and performance bonuses Professional Development: Continuous learning opportunities and market intelligence resources Our commitment to your success is demonstrated through our comprehensive support structure, enabling you to focus on revenue-generating activities while we handle the backend operations. Requirements: Current NMLS license Documented production history in Mortgage Lending Superior communication and relationship-building skills Comprehensive knowledge of mortgage products and guidelines Ready to Elevate Your Career? Join a team that values your experience, amplifies your success, and rewards your achievements. At Contour Mortgage, we're not just offering a position – we're offering a partnership in excellence. Job Type: Full-time Pay: $48,226.91 - $196,492.21 per year Benefits: Flexible schedule Schedule: Monday to Friday Self-determined schedule Weekend availability Supplemental pay types: Bonus pay Commission pay

CRE Construction Loan Officer - Up to $175K - Newark, NJ - Job # 3218 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves! We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you. The Position Our bank client is seeking to fill a CRE Construction Loan Officer role in the Newark, NJ market. The successful candidate advises prospects on loan status and approvals and works closely with the Commercial Credit Department to maintain loan quality and ensure the timely and accurate disposition of loan requests. The candidate develops new business by meeting with prospective commercial customers within the target market. The position includes a generous salary of up to $175K and an excellent benefits package. (This is not a remote position.) CRE Construction Loan Officer responsibilities include: Developing new construction and other commercial real estate loan business and managing a portfolio of assigned commercial loans. Recommending new construction lending business for approval and is the primary contact between the borrower and bank from initial review through loan closing. Approving loan within established limits or referring to loan committee for approval. Meeting with applicants to obtain information and compiling and analyzing data for loan requests. Submitting applications to credit analysts for preparation of financial analysis and approval recommendations. Presenting loan recommendations to the senior credit committee. Maintaining an assigned portfolio of borrowing relationships ensuring adherence to quality and risk standards determined by the bank. Screening loan requests based on bank policies and procedures and on types of loans offered. Recommending products and services to potential borrowers and handle inquiries from applicants including explanation of the loan requirements and process. Building in-depth knowledge of each assigned loan relationship understanding strengths and weaknesses of borrower and risk to bank. Keeping informed of industry changes, trends, and best practices, and assessing the potential impact on processes and procedures. Informing borrowers of loan commitments and advising and explaining loan terms and conditions. Ensuring timely receipt of loan payments and assisting in obtaining proper documentation to secure and substantiate loans. Who Are You? You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future. You also bring the following skills and experience: Bachelor's degree in business, finance, accounting, or related field. Five or more years of experience in commercial lending with at least 3 years of experience in construction lending. Formal credit training. Willingness to be accountable and take ownership of assigned roles and responsibilities. High level of coordination, organization, planning, and prioritization of work, and management of one's own time. Using critical thinking, logic, and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems. Ability to communicate effectively through both written and oral formats. Strong PC skills, with proficiency in Excel and Microsoft Office suite. The next step is yours. Email us your current resume along with the position you are considering to: ************************

Do you have strong relationship building skills? Have you built your business largely on referrals? Are you an entrepreneur at heart and interested in growing a team? If so, then we have an exciting opportunity for you. Become your own boss at Caliver Beach Mortgage!! Description: · Run your business remotely on a P&L basis under the umbrella of Caliver Beach Mortgage! · Uncapped commissions! · Loan products for all borrower types! · Add additional LO's to your team OR act as an individual LO! · Licensed in 28 states and growing! · Administrative, operational and compliance support provided by Corporate! Successful Candidate Attributes: · Proven track record developing referral partner relationships with Realtors, CPA's, Financial Planners, etc. · Maintains a database of past clients for marketing purposes. · History of closing at least 3-5 units per month. Loan Officer Requirements: · An active NMLS/MLO license (required). · Strong knowledge of lending regulations and industry best practices. · Exceptional interpersonal and communication skills. · Analytical mindset with the ability to assess complex financial information. · Sales-oriented mindset with a commitment to achieving targets. · Detail-oriented and organized. · Proficient in relevant software and tools. Caliver Beach Mortgage, LLC is an equal opportunity employer. We are committed to diversity and inclusion in our workplace.

Job Description On The Money Talent is proud to represent a powerhouse in the mortgage industry—one of the nation's top 3 retail mortgage lenders, with nearly 600 branches across all 50 states. This exceptional company has been celebrated as one of America's fastest-growing private businesses and is renowned for its award-winning culture. Why Choose This Opportunity? Our client is committed to supporting their employees' success with: Competitive Compensation Plans Comprehensive Benefits Package, including: Medical, dental, and vision coverage. 401(k) plan. Company-provided short-term disability insurance. Employee Assistance and Wellness programs. Position: Outside Loan Originator (Outside LO) As an Outside LO, you will play a pivotal role in originating real estate mortgage loans across New Jersey and surrounding markets while maintaining your NMLS license as required under the S.A.F.E. Act of 2008. Key Responsibilities: Generate Mortgage Leads: Build strong relationships with real estate agents and referral partners. Analyze Loan Markets: Develop referral networks to locate loan prospects. Client-Focused Consultations: Meet with applicants to assess financial status, answer questions, and guide them through loan options and the application process. End-to-End Loan Management: Prepare complete loan applications with all required documentation and work closely with processing and underwriting teams to resolve issues. Community Engagement: Participate in lead-generating activities such as attending closings, open houses, seminars, and training sessions. Customer Service Excellence: Respond to customer inquiries, resolve complaints, and maintain communication with referral sources and real estate partners. What We're Looking For: NMLS License: Required under the S.A.F.E. Act of 2008. Mortgage Expertise: Thorough knowledge of mortgage products, programs, underwriting policies, and procedures. Sales Drive: Experience proactively soliciting new business. Strong Analytical Skills: To evaluate credit requests and market trends. Exceptional Communication Skills: Ability to connect with diverse communities and stakeholders. Technical Proficiency: Proficient in Microsoft Office applications; Encompass experience preferred. Why You'll Succeed Here: This company offers mortgage coaching to help you sharpen your skills and grow your business. With a proven culture of support, state-of-the-art technology, and robust resources, you'll have everything you need to thrive in your role. Ready to take your mortgage career to the next level? Apply now and join a winning team dedicated to helping you succeed!

Longbridge Financial, LLC (LBF) is an innovative company committed to responsibly helping senior homeowners reshape their financial future to improve their retirement. Our mission is to be consistently fair, transparent, and professional at all times with our employees, customers, and partners. Recognized as an Industry Changemaker, Longbridge CEO Chris Mayer looks at the industry differently and values employees at all levels who drive our company forward. In fact, we are now a top 2 reverse mortgage lender. Why work with us? At Longbridge Financial, “We do the right thing” is more than a mantra, it's our guarantee. We want to attract the best and brightest-that's why we're committed to giving our employees the support they need and the respect they deserve. We offer competitive compensation packages and benefits, as well as a strong marketing and operations foundation. Join us for a rewarding career with remarkable growth potential. Ready to be changemaker and be a part of a team to help propel Longbridge to number one? Job Description Longbridge Financial is seeking experienced Licensed Field Sales Loan Officers. Experienced professionals originating 2 or more loans a month working in their respective local communities to identify and educate homeowners as well as their trusted advisors to expand the reverse mortgage outreach. Responsibilities: Identify & build a supportive referral network within the local market Educate with consistent follow up in order to identify opportunities Work with homeowners and referral partners to provide a more secure retirement utilizing the HECM or Reverse Mortgage Program Follow up on leads, self-generated and company opportunities Interview clients to identify future goals Collect financial information & guide through the application process Interact in a professional manner Qualifications Maintain valid NMLS licensing Reliability, honesty and integrity Ability to handle confidential information Working knowledge of computer and multiple technologies Problem solving and high communication skill Valid driver's license Additional Information Full benefits 401(k) with company match Paid time off Working in a growing and dynamic industry LBF is an EEO/AA/Vet/Disabled Employe Please note that salaries that are estimated on various job sites may not reflect the actual compensations. Job sites, set the estimated salary, not Longbridge Financial.

Job DescriptionOur organization is currently seeking a talented and service-oriented junior loan officer. The successful candidate will have some experience in sales, exceptional communication and relationship-building skills, and a keen eye for detail. Our tight-knit team is dedicated to helping you succeed and offers the training you need to take your talents to the next level. If this sounds like you, apply now!Compensation: 50000 - 80000 yearly Responsibilities: Educate loan applicants about various residential mortgage loans - answer questions and provide additional information to create personal relationships Liaise between realtors, senior MLO / mortgage loan originator, underwriter, mortgage lenders or mortgage bankers, and loan processors on behalf of the applicant as needed to assure the loan transaction is successful Review options with senior loan officer/ MLO to make a recommendation of which home loan product to recommend based on the applicant’s financial status Assemble financial information to assist with loan applications, prepare loan files, and assess applicants’ financial situation and eligibility Qualifications: Willing to complete training program to obtain NMLS/ MLO/ state license High school diploma or equivalent required; Bachelor’s degree is desired Familiarity with home mortgage program guidelines and various types of loans such as FHA, commercial loans, VA, etc is beneficial, but not require Exceptional communications, sales, relationship, and MS Office skills are necessary Experience in real estate, lending institutions, credit unions, financial services, or related fields is desired, but not required About Company CrossCountry Mortgage (CCM) is a top-5 retail mortgage lender. We have been recognized nine times on Inc. 5000’s Fastest-Growing Private Companies list and have received countless awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, and vision, as well as a 401(k) with an employer match. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

This position underwrites and processes new loan request and services existing portfolio and its management RESPONSIBILITIES Supports credit lending decisions by analyzing commercial loan requests, underwriting, structuring, and the closing of commercial loans. Responsible for creation of financial spreadsheets and assessing borrower's cash flow utilizing personal and business tax returns Ensures all information is accurate and complete. All guidelines, policies and procedures, and regulation are to be followed Document collection directly from Borrower or in conjunction with BM/RM Engages Appraisal/Environmental/Title as needed Collects and analyzes 3 rd party reports such as (UCC, Experian, Corp Search, etc) Timely collection of financial and other ticker updates Timely performance of site visitation Communicates and works effectively with the back end of operations, i.e. the Note Department, to complete the booking process of loans and perform any additional requests from the borrower (loan disbursements, set up automatic payments, etc.) Possesses advance knowledge of personal and business financial statements and tax returns in order to assess a company or borrower's financial standing. This includes applying according to finance principals to further analyze and draw conclusions on their ability to cover loan payments Responsible for managing accounts for new and existing clients including delinquent status loans, effectively managing the loan process from origination through booking Other duties may be assigned Complies fully with all Bank policies and procedures as well as all regulatory requirements (e.g. Bank Secrecy Act, Anti Money Laundering, Code of Conduct, and etc.). Must complete all required training SKILLS / QUALIFICATIONS Intermediate knowledge on credit analysis Ability to work on multiple loans simultaneously Excellent time management Working knowledge of Microsoft Office Effective written, verbal and organizational skills and meticulous attention to detail EDUCATION / EXPERIENCE Bachelor's degree from accredited 4-year University Minimum of 1-3-years of lending experience required We offer a competitive total rewards package, including but not limited to Medical, Dental, Vision, and Life Insurance, 401k retirement savings plan, and paid federal holidays, for this full-time position. Annual pay ranges are determined based on qualifications, level, and location. Exact compensation may vary based on your skills and experience. Must be authorized to work in the US. We are an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, age, marital status, disability, gender identity, gender expression, genetic information, or military or Veteran status, or any other characteristic protected by law.

Responsibilities: • Participate and complete training as directed by the senior loan officer. • Assist with originating and evaluating mortgage loans according to company guidelines and standards. • At the direction of the senior loan officer, meet with mortgage loan borrowers on the phone and in person, advising and guiding them throughout the entire loan process. • Assist in reviewing and calculating income on wage-earning and self-employed borrowers. • Assist with the review and recalculation of assets per documentation. • Assist borrowers with mortgage technology systems, e-signing and uploading of documents. • Prepare and organize loan origination documents, and validate required borrower information. • Pull credit reports and run loans through the automated underwriting system. • Order third-party services, and submit files to processing. • Research investor/agency guidelines via AllRegs, ensure loans meet requirements and assist loan officers with structuring loans and selecting qualifying investors. • Generate initial loan disclosures and send to borrowers for execution. • Submit and monitor the status of applications. • Maintain good relationships with clients by keeping them informed. • Interact with real estate agents, appraisers and sales agents as needed. • At the direction of the senior loan officer, coordinate, communicate and guide all borrowers, real estate agents and attorneys through the loan process and loan statuses. • At the direction of the senior loan officer, contact borrowers to collect additional supporting documentation. • Assist with the review and approval of initial closing disclosures, and assist in scheduling closings. Required Qualifications: • Active mortgage loan origination license • Some experience in mortgage banking • Excellent interpersonal, communication, presentation and sales skills • Compliance with financial and lending practices • Strong verbal skills • Professional and outstanding attitude • Microsoft Office skills (Word, Excel, PowerPoint, etc.) • Sales aptitude with a focus on customer service Preferred Qualifications: • Experience with Encompass LOS • Experience with AllRegs • Experience with Total Expert or other CRMs • Experience in a multi-lender environment

Thorpe Commercial Capital is an independent, privately-owned commercial real estate finance and advisory firm. We provide commercial real estate debt and equity finance to owners and investors across all property types nationwide. Job Description Company generated leads will be available. Responsibilities: Develops loan applications by evaluating applicant information and documentation. Build relationships with local and national referral sources from our leads and yours. Prospecting and maintaining dialogues with sponsor groups, financial intermediaries, Bank Loan Officers, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects. Qualifications Requirements (Must have one or more proven time frames): Limited Commercial Real Estate originations experience (Minimum 1 Year) Commercial loan Credit Analyst (Minimum 1 Year) Commercial loan administration (Minimum 3-5 Years) Additional Information Bonus points if: Formal commercial loan credit training and credit analysis is preferred. Most have or willing to acquire a Real Estate Salespersons License on us. Bachelor's degree: Finance, Accounting or Economics. On-going company training provided. Income is solely commission driven ($150,000 yr.). Some commissions paid up front. Thorpe Commercial Capital is an Equal Opportunity Employer. ****************

Job Description Are you a seasoned Loan Officer searching for outstanding support behind the scenes to enhance your origination expertise? Come aboard the dynamic crew at Madison Mortgage Services Inc., a tight-knit community of mortgage experts committed to your triumph. Madison Mortgage offers a lively and nurturing atmosphere where Loan Officers can prosper. Enjoy the advantages of state-of-the-art technology and a success-oriented ethos that enables you to exceed your financial and career objectives. Explore how Madison Mortgage champions Loan Officers: Access to company-paid leads and personalized marketing resources. Benefit from swift loan approvals in just 10 days. Harness a seamless platform that automates the complete loan procedure. Gain insights from esteemed industry professionals and top originators in NY. Madison Mortgage offers competitive pay, top-tier benefits, and an opportunity to build an enduring career with one of New York's premier mortgage brokers. We are seeking Loan Officers to become part of our squad at the Lake Success headquarters. Compensation: $200,000+ yearly Responsibilities: Benefit from our relationship with the top lenders in the country to offer the best speed, service, and technology Work closely with your team and collaborate on leads, training, and focusing on how to get better every day Leads are provided for Loan Officers looking to add to their book of referral business Take advantage of being coached up by our seasoned team of industry leaders Qualifications: Ideal candidates for this Senior Loan Officer position in Lake Success, NY are seasoned professionals with established referral sources. Loan Officers aiming to increase their monthly loan volume from 2-3 loans to over 10 loans and beyond are encouraged to apply. MLOs transitioning from retail and correspondent roles to avoid losing deals to brokers will find this opportunity appealing. Motivated individuals seeking a high multiple six-figure income and interested in working with a leading mortgage broker in the New York market are welcome to join. Those motivated by the potential for a six-figure income will thrive in this position. While experience working for a broker is advantageous, we are equipped to coach and train individuals with the right mindset. Proficiency in technology and familiarity with mortgage software is necessary, Salesforce experience is a bonus but not mandatory. A current NMLS license in NY is a must, however, support can be provided to obtain licenses in other 32 states. About Company Why Join Madison Mortgage Services? At Madison Mortgage Services Inc., we’re more than just a company—we’re a family of dedicated, passionate professionals who believe in achieving greatness together. One of our core values is a deep commitment to teamwork. We believe in winning as a team and supporting each other to reach both individual and collective goals.

The Stock Loan desk provides inventory to clients for short selling, manages the firms funding through lending of re-hypothecated and firm positions in exchange for cash collateral via traditional stock loan contracts, tri-party repo and lending vs non cash collateral. Strong operational support is needed to manage the settlements, recalls, collateral marks and reconciliations. International Settlements supports the Stock Loan desk, Prime brokerage and the Execution desk in facilitating settlement in all international markets. Job Description Independent, self-motivated individual will handle the operational support for the daily settlement of all security and cash movements of international securities lending transactions Daily processing and to work with management to handle all complex problems and issues of this particular area Individual will learn to operate as the technical expert in their assigned area and will also have additional training on systems, project management, business analysis, and general business practices of the firm Systems input and processing Report analysis Requires fundamental understanding of securities industry as it relates to the following: International securities lending settlement practices GlobalOne and DTC Qualifications At least 5 years of financial services industry experience preferred Strong accounting/finance background or related experience preferred Strong reconciliation skills High proficiency level in basic computer applications including Excel Experience in various facets of both international and domestic securities lending processing Ability to work independently Additional Information In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the U.S. without sponsorship and to complete the required employment eligibility verification document form upon hire.

New York, New York 1. Sales - Loan Conversion / Regular / On-site Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech - We ranked #1 in the U.S. on LinkedIn's Top Startups 2020 and 2021 - We are Forbes' Best Online Mortgage Lender for 2023 - We are USA Today's Best Mortgage Lenders of 2023, Best for FHA Loans - We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world - And we're just getting started! We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. **A Better opportunity** We're looking for best in class mortgage loan originators as part of our quest to make a Better Mortgage available to all Americans! At Better, our team of loan originators is responsible for helping us continuously innovate and ensure we're bringing superior customer service to the mortgage industry. As part of the team, you'll be on the front lines of making every borrower's mortgage experience better, empowering them to make one of the most important financial decisions of their life. Your work will expose you to other critical pieces of a technology company giving you many opportunities to share customer insights and ultimately improve Better's core technology and message. **Responsibilities** + Act as a loan originator for your own pipeline + Maximize conversion of the leads provided to you + Have detailed knowledge of all of Better's lending products, specifically our Mortgage and Home Equity Line of Credit (HELOC) products + Guide borrowers through their mortgage process + Be solution-focused and provide borrowers with a world class customer service + Collaborate with Operations, Engineering, Product, and Marketing on ways in which we can improve the borrower experience + You will be a business owner - evening and weekend availability is a must! **Qualifications** + A winning culture carrier who loves to help borrowers win the home of their dreams + Minimum of 3-4 years experience in residential mortgage sales, specifically purchase + Must be currently NMLS licensed + Track record of beating quota and winning sales awards, with references that verify motivation, success and solid work ethic + Has a "can-do" attitude - always looking for ways to solve problems rather than dwelling on them + History of having high standards and a competitive drive to win + Desire to help each borrowers with the most important financial transaction of their life + Knowledge of agency conventional underwriting products + Strong communication, organization, and time management skills + High degree of integrity and work ethic + The desire to work hard and crush it **Company Benefits** Our total rewards package consists of a base salary with no draw, incentive compensation, equity, and benefits. Some of our benefits include: - A generous ramp plan while learning our systems and building out an individual pipeline. - Comprehensive healthcare, retirement, and voluntary benefits. Think medical, dental, vision, health savings accounts, 401k, and more. - Personalized care and tools for realizing your mental health and wellness goals. - Additional benefit perks & discounts. **Disclaimer** *Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.* *We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.*

Job Full/Part-Time: Full-time Regular/Temporary: Regular Listed: 2024-10-11 York

Job Description This is the Bank Where Things are Made. Blue Foundry is a bank where businesses are shaped, plans are formed, ideas are refined, solutions are built, and stuff gets done. Blue Foundry is revolutionary, bold, resourceful, roll-up-your-sleeves committed, smart, creative and fun. A Bank of movers, shakers, and makers…We are a Bank that Gets Things Done. At Blue Foundry Bank we invest in the well-being of our most prized asset…our employees! We provide a robust array of programs and benefits to help employees advance their careers and enhance the quality of their lives. Our experiential learning and development program ensures employees are on track to grow their career as of day one. In addition, our comprehensive compensation package includes; medical, dental, and vision coverage; life insurance, short- and long-term disability insurance; 401(k)/Roth with company match up to 5%; paid time off, and 11 paid holidays; employee referral bonus; and educational reimbursement. Position Summary The Home Loan Consultant is responsible for driving portfolio growth by originating new home loans and structuring deals to meet customer needs. This role involves managing the entire mortgage and home equity loan application process, providing exceptional customer service, and assisting borrowers with any inquiries, including support for self-service options. Additionally, the Consultant will actively promote and cross-sell the bank’s home loan products by participating in seminars, webinars, workshops, community events, and internal meetings, enhancing customer engagement and expanding the bank’s market presence. Primary Responsibilities Deliver top-tier customer service by processing mortgage and home equity leads from branch and contact center referrals, calls, emails, and other channels. Actively listen to understand borrower needs and motivations, taking complete and qualified applications and structuring deals to align with borrower objectives. Cross-sell products and services to meet lending needs and refer deposit product needs to branch partners. Consistently meet or exceed performance metrics, such as application conversion rates, call handling times, and borrower satisfaction scores Recognize and escalate service issues as necessary, ensuring timely resolution, particularly for time-sensitive or complex service needs Utilize all relevant technology tools effectively, including borrower engagement platforms, telephony systems, CRM, and Loan Origination Software (LOS). Recommend new technology, workflows, and processes to enhance customer engagement, improve operational efficiency, and support current and future customer needs. Stay up-to-date with advancements in mortgage origination technology and contact center software to maintain high service standards Ensure compliance with all regulatory requirements and standards, maintaining a current NMLS number and displaying the MLO Unique Identifier on business cards, email signatures, and other communications. Remain informed on the latest mortgage products, regulatory updates, contact center trends, and bank policies, implementing enhancements as needed Demonstrate proficiency in Microsoft Suite, including Word, Excel, and PowerPoint, as well as leading LOS such as Dark Matter Empower. Additional Responsibilities Attend and facilitate homebuyer education, financial wellness seminars, webinars, and other events to provide valuable guidance and promote residential lending services. Participate in bank-sponsored community events and branch meetings to build awareness of home loan products and programs among employees, customers, and prospects. Develop and nurture strategic relationships with community partners to support business growth and community involvement Work regularly from branches to increase awareness of home loan products among team members, aiding in customer and prospect education. Attend meetings with Branch Relationship Managers, Assistant Branch Managers, branch teams, and contact center teams to foster collaboration and alignment on lending goals. Participate in bank-sponsored community events and branch meetings to build awareness of home loan products and programs among employees, customers, and prospects. Develop and nurture strategic relationships with community partners to support business growth and community involvement. Position Requirements High school diploma or equivalent required. Bachelor's degree in Business Administration, Finance, Accounting, or a related field preferred Minimum of 3 years of experience in mortgage origination or mortgage call center roles. Knowledge of industry regulations, including the Community Reinvestment Act (CRA), FNMA, FHLMC, FHA, VA, state housing programs, TIL regulations, Equal Credit Opportunity Act, RESPA, and state and local real estate and finance laws Strong understanding of mortgage products (agency and private investor), pricing, sales techniques, borrower qualification, and associated tools (CRM, POS, LOS). Dark Matter preferred Experience supporting CRA and Fair Lending goals, with a preference for experience in Affordable Lending products Exceptional customer service and communication skills, with an emphasis on delivering customer-centric, solutions-based experiences Highly organized, with excellent follow-up capabilities to ensure efficient and thorough client management Available to work on Saturdays as part of a flexible schedule. Bilingual proficiency in English and Spanish is preferred. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, LGBTQ, national origin, disability or protected veteran status. Come join the Blue Crew community and be part of our success!

Nous utilisons des témoins pour fournir et améliorer nos services de sorte à vous offrir une expérience plus personnalisée, et les services de suivi sont désactivés. Pour en savoir plus sur les témoins utilisés et pour consulter vos préférences, veuillez vérifier les paramètres de votre navigateur ou sélectionner Accepter pour consentir à l'utilisation des témoins. Avertissement : Pour les visiteurs de l'Union européenne et du Royaume-Uni, seuls les témoins strictement nécessaires sont utilisés sur ce site. Ces témoins sont nécessaires au bon fonctionnement du site Web et ne peuvent pas être désactivés. Ils sont généralement mis en place uniquement en réponse à des actions que vous effectuez et qui équivalent à une demande de services, comme configurer vos préférences en matière de confidentialité, ouvrir une session ou remplir des formulaires. Vous pouvez configurer votre navigateur pour qu'il bloque ces témoins; toutefois, certaines sections du site ne fonctionneront pas. Ces témoins n'enregistrent pas de renseignements personnels permettant l'identification. **Work Location:** États-Unis d'Amérique**Hours:** 40**Pay Details:** $15.13 - $15.13 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Services bancaires personnels et commerciaux**Job Description:** The Mortgage Loan Officer sells and originates residential mortgage loans to sales goals. The Mortgage Loan Officer takes residential mortgage loan applications and offers or negotiates terms of residential mortgage loans. Pay Range- $11.54 per hour depending on established local minimum wage plus commission **Depth & Scope:** * Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources * Explains variety of mortgage products and services available and offers recommendations based on evaluation of individual prospect needs * Guides Customers through the mortgage application process * Explains information required and other aspects of the loan process to Customers * Ensures applications are completed accurately and contain required information and supporting documentation * Manages Customers expectations regarding processing times and closing dates * Sells and originates residential mortgage loans according to established policies and procedures and applicable legal and regulatory guidelines * Generates referrals for mortgage sales opportunities and sales of other Company business line products * Develops plan to achieve sales goals with assistance from sales management * Enters information into mortgage loan system so that loans will appear accurately in the pipeline * Creates supporting files with backup and explanatory documentation and information for underwriting, regulatory and other purposes * Sends application and other required information to underwriting area * Underwrites loans using point-of-sale underwriting systems within scope of authority * Communicates loan decisions directly to Customers and explains any additional information needed * Submits application materials and other required information to processing area to clear any conditions, finalizes the loan commitment, and prepares for closing * Communicates regularly with Customers, underwriters, processors, realtors, closing agents and others to ensure application process proceeds as planned * Attends closings as needed * Develops knowledge of current industry practices and trends by learning from more experienced sales personnel and by attending continuing education training and seminars, including but not limited to the full array of Company products and services as well as mortgage laws and regulations * Develops knowledge of policies, procedures, rules and regulations related to retail mortgage products * Participates in homebuyers' seminars, home shows, brokers' meetings and other home financing workshops * Recommends changes to products, programs and/or pricing * Ensures TD Bank maintains successful audits and exams within all areas * Deals with complex mortgage needs **Education & Experience:** * Bachelors degree or progressive work experience in addition to experience below * 2+ Years of mortgage origination experience * Proven Sales ability * Developing knowledge of mortgage industry, products, lending practices and regulatory guidelines * Maintains the highest level of sales ability and negotiation skills * Self-directed, ability to plan own activities to achieve sales goals * Strong time management skills * Excellent communication skills, both verbal and written * PC skills, including ability to learn mortgage origination and automated underwriting systems **OCC Language:** * This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 * Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36 * Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007 * Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's

Summary/Objective: The Mortgage Loan Officer provides a full range of banking services to customers with an emphasis on retail banking products - Mortgage Loan. Under Branch Manager's direction, focuses on providing service in the areas of sales and service. Actively cross-sells additional business products such as loans and cash management products through referrals. Develops and maintains relationships with ICBC customers to maximize customer satisfaction and sales opportunities. Essential Functions: Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. Follow through with borrowers, loan processors, and underwriting through all phases of the underwriting process. Manage good relationships with existing customers, including cross-selling of additional bank products. Responsible for the following to ensure all banking services provided to clients exceed their expectations Collect and analyze borrower and property financial information including tax return, rent roll, etc. to determine the property's debt-carrying ability and the borrower's capacity to repay. Full knowledge of residential mortgage Assist in new account opening and support branch operations Competencies: In order to perform the job successfully, an individual should demonstrate the following competencies: 1. Manage difficult customer situations; respond promptly to customer requests. 2. Maintain confidentiality. 3. Possess basic math and accounting skills. 4. Follow instructions and pre-established guidelines. 5. Ability to apply common sense understanding when dealing with problems. 6. Bilingual-English and Mandarin is must, Cantonese is preferred 7.Customer orientation, may need to follow up customer call besides of bank office hour 8.Detailed orientation and well-organized skill 9.NMLS is must and previous mortgage loan experience is strongly preferred 10.Need to understand the local and China financial system 11. Have Real estate agent/ broker network is highly preferred

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech - We ranked #1 in the U.S. on LinkedIn's Top Startups 2020 and 2021 - We are Forbes' Best Online Mortgage Lender for 2023 - We are USA Today's Best Mortgage Lenders of 2023, Best for FHA Loans - We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world - And we're just getting started! We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. A Better opportunity We're looking for best in class mortgage loan originators as part of our quest to make a Better Mortgage available to all Americans! At Better, our team of loan originators is responsible for helping us continuously innovate and ensure we're bringing superior customer service to the mortgage industry. As part of the team, you'll be on the front lines of making every borrower's mortgage experience better, empowering them to make one of the most important financial decisions of their life. Your work will expose you to other critical pieces of a technology company giving you many opportunities to share customer insights and ultimately improve Better's core technology and message. Responsibilities Act as a loan originator for your own pipeline Maximize conversion of the leads provided to you Have detailed knowledge of all of Better's lending products, specifically our Mortgage and Home Equity Line of Credit (HELOC) products Guide borrowers through their mortgage process Be solution-focused and provide borrowers with a world class customer service Collaborate with Operations, Engineering, Product, and Marketing on ways in which we can improve the borrower experience You will be a business owner - evening and weekend availability is a must! QualificationsA winning culture carrier who loves to help borrowers win the home of their dreams Minimum of 3-4 years experience in residential mortgage sales, specifically purchase Must be currently NMLS licensed Track record of beating quota and winning sales awards, with references that verify motivation, success and solid work ethic Has a "can-do" attitude - always looking for ways to solve problems rather than dwelling on them History of having high standards and a competitive drive to win Desire to help each borrowers with the most important financial transaction of their life Knowledge of agency conventional underwriting products Strong communication, organization, and time management skills High degree of integrity and work ethic The desire to work hard and crush it $0 - $30,000 a year Company Benefits Our total rewards package consists of a base salary with no draw, incentive compensation, equity, and benefits. Some of our benefits include: - A generous ramp plan while learning our systems and building out an individual pipeline. - Comprehensive healthcare, retirement, and voluntary benefits. Think medical, dental, vision, health savings accounts, 401k, and more. - Personalized care and tools for realizing your mental health and wellness goals. - Additional benefit perks & discounts. Disclaimer Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.